It's No Secret
Episodes
Money Moments: Cat & Christine - Travel Disasters, Private Equity Investments and Emergency Funds
27 Feb 2023
Contributed by Lukas
Today on the podcast we're back with another Money Moments episode with Cat & Christine. Money Moments is where we chat with real Kiwis about...
48. How Might A Change In Govt. Affect Me Financially?
20 Feb 2023
Contributed by Lukas
With the 2023 general elections right around the corner, now is a great time to take a moment and reflect on how any change in leadership or governmen...
47. How Do I Manage Rising Mortgage Rates?
13 Feb 2023
Contributed by Lukas
With interest rates on the rise, many of you are feeling the pinch - especially those with a mortgage! So, what steps can you take to help deal with t...
46. What Are The Hidden Costs of Investing?
07 Feb 2023
Contributed by Lukas
As the saying goes, "You have to spend money, to make money" but how much do you really have to spend, especially when it comes to investing...
45. How Do I Know If My Investments Are "Safe"?
31 Jan 2023
Contributed by Lukas
Where and how you decide to invest your money can be a big decision for many. So, it's important to consider all the factors that could affect th...
44. 5 Money Trends to Look Out For in 2023
22 Jan 2023
Contributed by Lukas
In 2022 alone we’ve seen record interest rate rises, the highest rate of inflation in 30 years, house price declines, the threat of a looming recess...
43. Why 20-Somethings Feel Like They Can't Afford to Have Kids
16 Jan 2023
Contributed by Lukas
Are you nearing the stage of life where expanding your family is a focus or goal? In this episode, we cover: Costs to consider when having kids, and...
42. Should I Use My KiwiSaver Balance to Buy a First Home?
09 Jan 2023
Contributed by Lukas
For most Kiwis, withdrawing your KiwiSaver to purchase a first home is a no-brainer. In fact, NOT withdrawing it to do is likely more of a rarity. But...
41. How Much Should I Be Spending on Christmas Presents?
19 Dec 2022
Contributed by Lukas
Feeling the holiday financial stress? You're not alone - a recent survey found that 60% of Kiwis are feeling stressed by the costs of Christmas. ...
Money Moments: Cat & Christine - Travel, KiwiSaver Contributions & Money Guilt
12 Dec 2022
Contributed by Lukas
Today on the podcast we're back with another Money Moments episode with Cat & Christine. Money Moments is where we chat with real Kiwis about...
40. 5 Money Mistakes to Avoid When Planning Your Next Holiday
05 Dec 2022
Contributed by Lukas
You would have thought that rising inflation and increased cost of living might've stopped a lot of Kiwis from traveling to see the world. But it...
39. 3 KiwiSaver Hacks to Prepare for Retirement
28 Nov 2022
Contributed by Lukas
Did you know that for a lot of Kiwis their KiwiSaver is likely to be the 2nd largest asset that they will own in their lifetime? With that in mind, yo...
38. What are the Top 3 Things to Think About When Investing for Kids?
25 Jul 2022
Contributed by Lukas
Every parent wants to set their children up for success and this usually includes a financially secure future. And one of the best ways of doing this ...
37. Part 2: How to Budget for a Baby
21 Jul 2022
Contributed by Lukas
Today on the podcast we're back for part two of our how to budget for a baby series. if you haven't listened to part one, stop right now and...
36. Part 1: How to Budget For a Baby
18 Jul 2022
Contributed by Lukas
Just in case you missed it, Cat is having a baby! With this in mind, we're talking about all things kids and how you can financially plan ahead f...
Money Moments: Josh Storey, Farm Ownership, Farming Careers & Managing Employees
11 Jul 2022
Contributed by Lukas
Today on the podcast we're chatting with Josh Storey, farmer and Kernel investor. Starting his money journey young, selling chicken eggs from th...
35. What Does it Actually Mean to Create a Passive Income?
04 Jul 2022
Contributed by Lukas
Passive income is often over-glamorised on social media as the thing that millennials and Gen Z’ers rely on to get them to their dream lifestyle or ...
Money Moments: Clarissa Hirst - Negotiating Salaries, Moving Overseas & Women’s Financial Wellness
27 Jun 2022
Contributed by Lukas
Today on the podcast Cat and Christine are joined by the lovely Clarissa, Head of Content & Marketing at the Financial Services Council (FSC).They...
34. How Should I Be Investing For The Rest Of 2022?
20 Jun 2022
Contributed by Lukas
2022 has been a crazy year, high interest rates and inflation has caused the markets to take a tumble. And with so much fear and uncertainty in the ai...
Money Moments: Cat & Christine Share About Investing in Private Equity, Paying Off Student Loans and More
16 Jun 2022
Contributed by Lukas
Today on the podcast, Cat and Christine share an update on how their finances are tracking as we continue into 2022. It's been a hot minute since...
33: What Do I Need to Consider When Moving my Finances Across Borders?
13 Jun 2022
Contributed by Lukas
After two years of border restrictions, it's safe to say that a lot of Kiwis are itching to leave the country. In fact, the government is estimat...
Summer Series: How Do I Justify the Cost of Investing In Myself?
22 Feb 2022
Contributed by Lukas
Hello and welcome back to It's No Secret! Today on the podcast we're bringing you the sixth and final summer series podcast episode.The summ...
Summer Series: Do I Actually Need to Think About Retirement In my 20s & 30s?
16 Feb 2022
Contributed by Lukas
Hello and welcome back to It's No Secret! Today on the podcast we're bringing you the fifth of six bonus episodes as part of our summer podc...
Summer Series: How Do I Start Investing in the Share Markets?
09 Feb 2022
Contributed by Lukas
Hello and welcome back to It's No Secret! Today on the podcast we're bringing you the fourth of six bonus episodes as part of our summer pod...
Summer Series: Should I Invest In Cryptocurrency or Is It a Fad?
01 Feb 2022
Contributed by Lukas
Hello and welcome back to It's No Secret! Today on the podcast we're bringing you the third of six bonus episodes as part of our summer podc...
Summer Series: Why Is Money Such a Driving Factor in Our Careers?
26 Jan 2022
Contributed by Lukas
Hello and welcome back to It's No Secret! Today on the podcast we're bringing you the second of six bonus episodes, as part of our summer po...
Summer Series: Am I in Control Of My Money Or Does It Control Me?
19 Jan 2022
Contributed by Lukas
Hello and welcome back to It's No Secret! Today on the podcast we're bringing you the first of six bonus episodes, as part of our summer pod...
32. Part 2: How to Do Your 2021 Financial Review
16 Dec 2021
Contributed by Lukas
Following on from part-one of our two part 2021 Financial Review series, today's episode takes a look back at 2021; how we went financially, whet...
32. Part 1: How to Do Your 2021 Financial Review
14 Dec 2021
Contributed by Lukas
Today on the podcast we take a look back at 2021; how we went financially, whether our personal net worth values have changed and by how much, and why...
31: Part 2: Is Insurance a Waste of Time and Money?
06 Dec 2021
Contributed by Lukas
Today on the podcast we're back for part two of our insurance series. If you haven't listened to part one, stop right now and go back to our...
30. Part 1: Is Insurance a Waste of Time and Money?
29 Nov 2021
Contributed by Lukas
Insurance is one of those things that deep down, you know it's important to have but perhaps don't realise the value of it until it's t...
Bonus Episode: Dean Anderson - Starting and Growing a Business, Raising Capital, Investing in Property and Index Funds
22 Nov 2021
Contributed by Lukas
Today on the podcast, we're joined by Dean Anderson, Founder and CEO of Kernel (and our boss!). Kernel Wealth is an index fund manager and inve...
Bonus Episode: Money Moments with Dalaney Davis - The Future of Cryptocurrency and Entrepreneurship
18 Nov 2021
Contributed by Lukas
Today on the podcast we're joined by Dalaney Davis, Mindset Expert and Growth Strategist.Dalaney is a life and business coach who works with thou...
29. How Do You Help Your Financially Illiterate Family With Preparing for Retirement?
15 Nov 2021
Contributed by Lukas
For those of us in adulthood that have a relationship with our parents, there comes a time where you suddenly realise your parents don't actually...
28. Why Does Your Mindset Around Money Matter So Much?
08 Nov 2021
Contributed by Lukas
Often we talk about wanting to achieve financial freedom, how to budget, invest and grow our money but this topic of changing our mindset around money...
Bonus Episode: Money Moments with Rebecca Keil - Teaching Kids About Money, Combining Finances and Managing Money Whilst Self Employed
05 Nov 2021
Contributed by Lukas
Today on our Money Moments episode, we're joined by Rebecca Keil, Social Media Influencer, Comedian, Mum and all-round great human. Most NZ paren...
27. Once I'm On The Property Ladder, How Do I Take the Next Step?
01 Nov 2021
Contributed by Lukas
Society tells us that getting on the property ladder for the first time is the hardest thing you can do, but no one ever talks about what it's ...
Bonus Episode: Money Moments with Briony McKenzie - Investing In Yourself, The Value of Coaching and Rewriting Money Beliefs
28 Oct 2021
Contributed by Lukas
Hello and welcome another Money Moments bonus episode; where we chat to real Kiwis about their experiences with money.Today we're joined by Brion...
26. Part 2: How Do I Figure Out How To Buy a House?
21 Oct 2021
Contributed by Lukas
Welcome to part two of us answering how you actually buy a house as a first homeowner! Cat & Christine pick up the conversation from part one to d...
25. Part 1: How Do I Figure Out How To Buy a House?
18 Oct 2021
Contributed by Lukas
Hi friends, today on the show we are tackling the question "How do I actually figure out how to buy a house?". Regardless of where you live,...
24. What Do I Need to Know As a DIY Investor?
11 Oct 2021
Contributed by Lukas
The last 18 months has driven thousands of Kiwis to take an interest in investing through online platforms. So, how should you be tackling investing a...
23. How Much Of A Burden Is Debt?
04 Oct 2021
Contributed by Lukas
There are lots of kinds of debt - some good and some not so good. Good debt, like a mortgage, can help you grow your wealth over time, whereas bad deb...
22. Are Women *Actually* Involved in Their Finances?
27 Sep 2021
Contributed by Lukas
Hello and happy Tuesday! In today's episode we answer the question of whether women are as involved in our finances as we want to be/need to be/s...
21. Should I Invest in Cryptocurrency or Is It a Fad?
20 Sep 2021
Contributed by Lukas
Should we be investing in crypto?! Understanding the deep and confusing world of crypto was something that we were putting off learning. But we kept h...
Bonus Episode: Money Moments with Jack Niven - Starting and Selling a Business, Investing in Property and What Success Truly Means
16 Sep 2021
Contributed by Lukas
Welcome to another Money Moments episode of It's No Secret, where we chat to real Kiwis about their experiences with money. Today we're jo...
20. How Do I Figure Out If I'm In The Right KiwiSaver Fund?
13 Sep 2021
Contributed by Lukas
Hello & Happy Tuesday everyone! In today's episode we're answering the question of... HOW DO I FIGURE OUT IF I'M IN THE RIGHT KIWI...
Bonus Episode: Money Moments with Cat & Christine - Buying and Selling Shares, Renovating Investment Properties, Upsizing Homes and Streamlining Our Finances
09 Sep 2021
Contributed by Lukas
Hello our lovely listeners! Welcome back to another bonus episode of It's No Secret, this time a Money Moments check in with Christine and Cat. ...
19. How Do We Justify The Cost of Investing In Ourselves?
06 Sep 2021
Contributed by Lukas
Hello there money-chatting friends! In today's episode, we're answering the question of... HOW DO WE JUSTIFY THE COST OF INVESTING IN OURSE...
Bonus Episode: Money Moments with Danni Duncan - Content Creator & Influencer, Overcoming Emotional Abuse & Financial Control, Switching Careers, Knowing Your Worth, Pay Transparency and Investing In Mental Health.
05 Sep 2021
Contributed by Lukas
Welcome to another Money Moments episode of It's No Secret, where we chat to real Kiwis about their experiences with money. Today we're join...
18. Why Is Sticking To A Budget So Darn Hard?
30 Aug 2021
Contributed by Lukas
Hello there friends! In today's episode, we're answering the question of... WHY IS STICKING TO A BUDGET SO DARN HARD?We've probably al...
Bonus Episode: Money Moments with Rosey Nathan - Career Transitions, Salary Negotiations and Building Women's Financial Confidence
26 Aug 2021
Contributed by Lukas
Hi money-chatting friends! Happy Friyay - congrats, you made it! To finish off the week, and kick the weekend off with a bang, we’re bringing you a...
17. Investing 102: I've Made My First Investment, Now What?
23 Aug 2021
Contributed by Lukas
Hello there money-chatting friends! In today's episode, we're answering the question of... I'VE STARTED INVESTING IN THE SHAREMARKET...
Bonus Episode: Money Moments with Ben & Tom Grooten - Running a Family Business, What Success Really Means, Employee Wellbeing, Teaching Kids About Money and Making Sacrifices for Business
19 Aug 2021
Contributed by Lukas
Welcome to another bonus episode of It’s No Secret! Money Moments is where we chat to real Kiwis about their experience with money - the good, the b...
Bonus Episode: 3 Timely Money Reminders During Lockdown
18 Aug 2021
Contributed by Lukas
Hello there money-loving, fellow lockdown listeners! We're back, this time with a bonus episode as we find ourselves with some new found time on ...
16. Why is Money Such a Driving Factor of Our Career?
16 Aug 2021
Contributed by Lukas
Hello there money-chatting friends! In today's episode, we're answering the question of... WHY IS MONEY SUCH A DRIVING FACTOR OF OUR CARE...
15. What Should I Be Doing With My Money In My 20s, 30s & 40s?
09 Aug 2021
Contributed by Lukas
Hello! In today's episode we are answering the question of...WHAT SHOULD I BE DOING WITH MY MONEY IN MY 20s, 30s AND BEYOND?The timeline of life ...
Bonus Episode: Money Moments with Cat & Christine - Being a First Home Buyer, Renovating Property, Investing in Yourself, Money and Mental Health, Personal Development and Spreadsheets
28 Jun 2021
Contributed by Lukas
Happy Tuesday Listeners! Welcome back to another bonus episode of It’s No Secret, we've missed you. Whilst Season 2 is not quite ready to launc...
14. Does Every Relationship Need a CFO & How Do You Combine Finances with Someone Part Two
02 Jun 2021
Contributed by Lukas
Hello! In today's episode we are answering the question of...DOES EVERY RELATIONSHIP NEED A CFO AND HOW DO YOU MERGE FINANCES WITH YOUR PARTNER?T...
Bonus Episode: Money Moments with Jervis Koo - Budgeting, Credit Card Debt, Investment Clubs, Passive Investing and Cryptocurrency
25 May 2021
Contributed by Lukas
Hello and welcome to another bonus episode of It’s No Secret. Money Moments is where we chat to real Kiwis about their experience with money - the g...
13. Does Every Relationship Need a CFO & How Do You Combine Finances with Someone Part One
17 May 2021
Contributed by Lukas
Hello! In today's episode we are answering the question of...DOES EVERY RELATIONSHIP NEED A CFO AND HOW DO YOU MERGE FINANCES WITH YOUR PARTNER?O...
12. How Quickly Can I Become a Millionaire?
10 May 2021
Contributed by Lukas
Hello! In today's episode we are answering the question of...HOW QUICKLY CAN I GET TO BEING A MILLIONAIRE AND IS THERE A DIFFERENCE BETWEEN BEI...
Bonus Episode: Money Moments with Armin Svoboda - Money Management, Investing in Shares, Cryptocurrency and Property & Money in a Relationship
06 May 2021
Contributed by Lukas
Hello and Happy Friyay! Here’s to a beautiful weekend full of lots of podcast listening. To kick the weekend off, we’re back with another Money Mo...
11. How Much Financial Planning Is...Too Much?
03 May 2021
Contributed by Lukas
Hello! In today's episode we are answering the question of...HOW MUCH FINANCIAL PLANNING IS TOO MUCH FINANCIAL PLANNING? We all have different l...
10. Part 2: How Do I Start Investing in the Share Markets?
26 Apr 2021
Contributed by Lukas
Hi friends, today on the show we are tackling part two of the question...HOW, WHY AND WHEN SHOULD I START INVESTING IN THE SHARE MARKETS?If you haven&...
Bonus Episode: Money Moments with Briony McKenzie - Money Mindsets, Financial Security vs Financial Freedom, Journey to Investing & Making the Leap from Corporate Job to Entrepreneur
22 Apr 2021
Contributed by Lukas
Happy friday - we made it! And to kick off this weekend, welcome to another Money Moments bonus episode; where we chat to real Kiwis about their exper...
9. Part 1: How Do I Start Investing in the Share Markets?
19 Apr 2021
Contributed by Lukas
Hi friends, this episode is longer than usual but we promise it's worth it! Today on the show we are tackling the question...HOW, WHY AND WHEN SH...
8. How Do You Plan and Pay For Large Short Term Expenses
12 Apr 2021
Contributed by Lukas
Hello! In today's episode we are answering the question of...HOW DO YOU PLANS FOR AND THEN PAY A LARGE SHORT TERM EXPENSE? In your 20s, 30s and...
Bonus Episode: Money Moments with Kalé Emery - Starting a Business, Getting Financial Advice, Money Mentors and Driving Your Own Path.
08 Apr 2021
Contributed by Lukas
Happy friday and welcome to another Money Moments bonus episode; where we chat to real Kiwis about their experiences with money. Today we are joined b...
7. Is Starting A Business Really Worth It?
05 Apr 2021
Contributed by Lukas
Hello! In today's episode we are answering the question of... IS STARTING A BUSINESS REALLY WORTH IT? Every millennial these days wants to create...
6. How Much Debt is Too Much Debt?
29 Mar 2021
Contributed by Lukas
Today on the show we are tackling the question of:HOW MUCH DEBT IS TOO MUCH DEBT? Welcome to the debt life, we love it here. Just kidding - sometimes ...
5. Do I Actually Need To Think About Retirement In My 20s & 30s?
22 Mar 2021
Contributed by Lukas
Today on the podcast we are tackling the question of: DO YOU ACTUALLY NEED TO START PLANNING RETIREMENT WHEN YOU'RE IN YOUR 20s & 30s?!Retire...
Bonus Episode: Money Moments with Mikayla Hopkins - Financial Comparison, Learning to Budget and Investing in Property.
18 Mar 2021
Contributed by Lukas
Welcome to a very special episode of It’s No Secret - the first of our Money Moments episodes, where we chat to real Kiwis about their experiences w...
4. Investing with Family: Should You Do It For Love or Money?
15 Mar 2021
Contributed by Lukas
Today on the podcast we are tackling the question of Investing with Family: should you do it for love or money?Investing with family members can come ...
3. Is Financial Comparison my Friend or Foe?
07 Mar 2021
Contributed by Lukas
Hello and welcome to another episode! Episode three of It's No Secret tackles the question...IS FINANCIAL COMPARISON OUR FRIEND OR FOE?Comparison...
2. Do I Have to Buy a Property Before I Turn 30?
07 Mar 2021
Contributed by Lukas
Hello and welcome to another episode! Episode two of It's No Secret tackles the question...DO I HAVE TO INVEST IN OR BUY A PROPERTY BEFORE TURN 3...
1. Am I in Control of My Money or Does it Control Me?
07 Mar 2021
Contributed by Lukas
Hello and welcome to our first episode of It's No Secret, today we're tackling the question...DO YOU LET MONEY CONTROL YOUR LIFE?We'r...
Welcome to It's No Secret
01 Mar 2021
Contributed by Lukas
It’s No Secret is a podcast for Kiwis who want their money questions answered. Are you wondering when is the right time to get on the property lad...