Jill on Money with Jill Schlesinger
Episodes
Should I Pay Extra on the Mortgage?
20 Aug 2021
Contributed by Lukas
For whatever reason so many people are obsessed with paying off the mortgage. But is it really the best financial decision? Have a money question? Ema...
Pay Off the Loan or Invest the Money?
19 Aug 2021
Contributed by Lukas
A question that we hear more and more of these days, pay off the loan, which is usually at a low interest rate, or invest the money instead. Have a mo...
Do I Need Life Insurance?
18 Aug 2021
Contributed by Lukas
Whether or not you need life insurance all depends on what's going on in your life. Some people need it, others do not. Have a money question? Email u...
What to Do With Old Retirement Plan?
17 Aug 2021
Contributed by Lukas
You usually have a few options to choose from when you're trying to figure out what to do with an old retirement plan. Move it? Leave as is? Rollover ...
Deciding Between a Traditional or a Roth 401(k)
16 Aug 2021
Contributed by Lukas
Thankfully it's pretty common nowadays for employers to offer a Roth 401(k) option, which means you guys need to make a decision, Roth or pre-tax? Hav...
Making College Pay Part Two
15 Aug 2021
Contributed by Lukas
The cost of college makes for frightening headlines. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuition con...
Making College Pay Part One
14 Aug 2021
Contributed by Lukas
The cost of college makes for frightening headlines. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuition con...
How to Change a Sucky Attitude
13 Aug 2021
Contributed by Lukas
If you're feeling a bit frustrated about constantly working and not enjoying your money, you're not alone. I can provide some suggestions, but only yo...
Pension or 401(k)?
12 Aug 2021
Contributed by Lukas
Options are a good thing, and when it comes down to deciding between a guaranteed pension or a 401(k) with a match, that's a tough one, and one that n...
Are We on Track at 55?
11 Aug 2021
Contributed by Lukas
With both the husband and wife right around 55 years old, and still planning on working for a few more years, should any tweaks be made as they prepar...
Single Parent's Late Start (Best Email EVER)
10 Aug 2021
Contributed by Lukas
Mark and I have been doing some version of Jill on Money since 2011, and in this episode we read what may be the best email ever, so make sure you lis...
Permission to Pay Off Mortgage?
09 Aug 2021
Contributed by Lukas
With not a lot remaining on a rental property mortgage, and a ton of cash sitting in the bank, should I go ahead and just pay it off? Have a money que...
Having the Money Talk Part Two
08 Aug 2021
Contributed by Lukas
This weekend on the show we're trying to help kids get smart about money. To help us with our task, we're joined by Susan Beacham, co-founder and CEO ...
Having the Money Talk Part One
07 Aug 2021
Contributed by Lukas
This weekend on the show we're trying to help kids get smart about money. To help us with our task, we're joined by Susan Beacham, co-founder and CEO ...
Why Do I Feel Like a Loser?
06 Aug 2021
Contributed by Lukas
You have a net worth of two million dollars, yet you can't help feeling like a loser. What in the world is going on here? It's actually a very common ...
Las Vegas, the Land of Bad Odds and Bad Behavior
05 Aug 2021
Contributed by Lukas
Before we get to your calls, which we will do, I promise, I need to rant for a bit about my recent trip to Las Vegas. Let's just say that I'm in no hu...
Is Our Retirement Strategy Okay?
04 Aug 2021
Contributed by Lukas
When it comes to your retirement plan, it's only natural to be worried and full of anxiety. But that's why we're here, to help you take that deep, cal...
How to Finance a Renovation
03 Aug 2021
Contributed by Lukas
When it comes to financing a remodeling project, I'm all for using the most efficient strategy possible. A remodel is stressful enough, so let's not a...
Feeling a Bit Overwhelmed
02 Aug 2021
Contributed by Lukas
When it comes to your finances, it's very easy to feel a bit overwhelmed, especially when you factor in a substantial inheritance. Have a money ques...
Is Our Financial Foundation Solid?
01 Aug 2021
Contributed by Lukas
I'm 50 and my husband is 60, are we on the right track with our current retirement game plan? Have a money question? Email us, ask jill [at] jill on m...
Do I Need a Whole Life Policy?
31 Jul 2021
Contributed by Lukas
Nothing like being pitched a whole life policy for your child! That's one that makes my blood boil. Have a money question? Email us, ask jill [at] jil...
How to Handle a Pension
30 Jul 2021
Contributed by Lukas
When it comes to a pension, there's usually a few different options to consider, such as whether to take a lump sum or regular payments. Have a money ...
Do We Need an Advisor?
29 Jul 2021
Contributed by Lukas
Do we need an advisor? Well, it depends on how much you need that hand-holding personal service of a dedicated person. Have a money question? Email us...
Should I Consider a Mortgage Recast?
28 Jul 2021
Contributed by Lukas
Ever since last spring we've been getting a ton of mortgage questions, and here's another one related to a mortgage recast. Have a money question? Ema...
The Backdoor Roth Process
27 Jul 2021
Contributed by Lukas
The backdoor Roth conversion process is pretty easy to execute, but if you've got existing IRA balances, the process can get tricky. Have a money ques...
How to Prioritize Our Savings Strategy
26 Jul 2021
Contributed by Lukas
When you have a variety of investment strategies available to you, such as pre-tax or post-tax, how should you go about prioritizing them? Have a mone...
The Premonition Part Two
25 Jul 2021
Contributed by Lukas
Friend of the pod Michael Lewis is back with us this weekend to talk about his recently released book, The Premonition: A Pandemic Story. The characte...
The Premonition Part One
24 Jul 2021
Contributed by Lukas
Friend of the pod Michael Lewis is back with us this weekend to talk about his recently released book, The Premonition: A Pandemic Story. The characte...
How to Handle a Lump Sum
23 Jul 2021
Contributed by Lukas
Whether it's a settlement or an inheritance, there's no easy answer when it comes to handling a lump sum of money. Have a money question? Email us, as...
Are We Being Too Aggressive With Our Investments?
22 Jul 2021
Contributed by Lukas
Is it too risky to be in your early 50s and 100% invested in stocks? For me, yes, for you, maybe not, so let's dive in a bit deeper and discuss it. Ha...
Help! We're Drowning in Credit Card Debt.
21 Jul 2021
Contributed by Lukas
Whether you make a lot of money or a little, no one is immune when it comes to racking up significant credit card debt. And if you're not tracking you...
Am I Okay to Retire This Year?
20 Jul 2021
Contributed by Lukas
My heart is set on retiring later this year, and working another year or two isn't an option, so am I okay to pull the trigger and call it quits? Have...
Inflation and Your Money
19 Jul 2021
Contributed by Lukas
Yours truly on Face the Nation: There is "red-hot consumer demand" and a bottleneck of supply in certain areas, leading to the "biggest price increase...
Subtract: The Untapped Science of Less Part Two
18 Jul 2021
Contributed by Lukas
We pile on “to-dos” but don’t consider “stop-doings”. We create incentives for good behavior, but don’t get rid of obstacles to it. We col...
Subtract: The Untapped Science of Less Part One
17 Jul 2021
Contributed by Lukas
We pile on “to-dos” but don’t consider “stop-doings”. We create incentives for good behavior, but don’t get rid of obstacles to it. We col...
Time to Fire My Advisor?
16 Jul 2021
Contributed by Lukas
If you're thinking about firing your advisor and going it alone, there's definitely a few things to consider before making the change. Have a money qu...
I'm Constantly Worried About Money
15 Jul 2021
Contributed by Lukas
You're only in your 20s and doing everything you should be doing to prepare for retirement, yet you find yourself constantly worried about money. What...
Can I Retire at 60 and Travel?
14 Jul 2021
Contributed by Lukas
John in California is hoping to call it quits and take to the skies. Is he at a point in his financial life where he can make his dream a reality? Hav...
My Wife Is 40, Can She Stop Working?
13 Jul 2021
Contributed by Lukas
Wife wants to call it quits at 40 and do something else, hubby thinks it's a bad idea. Who's right and who's wrong? Aunt Jill is here to play the role...
Am I Sitting on Too Much Cash?
12 Jul 2021
Contributed by Lukas
What would cause somebody to be sitting on what you might think is too much cash? More times than not, it has to do with a traumatic experience. Have ...
Preparing for a Transition
11 Jul 2021
Contributed by Lukas
Part of financial planning is dealing with all sorts of curve balls that might come your way, and that includes dealing with a transition in your prof...
How to Prioritize My Savings
10 Jul 2021
Contributed by Lukas
When there's multiple financial aspirations on the table, one has to figure out how to prioritize the various goals and objectives. Have a money quest...
How to Maximize Earning Potential
09 Jul 2021
Contributed by Lukas
Nothing better than chatting with a 36-year-old woman who's already in awesome financial shape yet is still looking to maximize her earning potential....
Does It Make Sense to Pay Off the Mortgage?
08 Jul 2021
Contributed by Lukas
While it's usually a straightforward scenario, not every mortgage pay off question is the same, and this latest conversation is certainly a unique sit...
Trying to Time the Market
07 Jul 2021
Contributed by Lukas
Deep down you know that trying to time the market is a bad idea, yet it's something you're willing to consider. Thankfully you reached out to Aunt Jil...
Target Date Fund Strategy
06 Jul 2021
Contributed by Lukas
Just because you have the option of using a single target date fund, does it mean it's always the best option? Have a money question? Email us, ask ji...
Roth or Traditional 401(k)?
05 Jul 2021
Contributed by Lukas
When it comes to your 401(k), should you be using the pre-tax option or the post-tax Roth option? Have a money question? Email us, ask jill [at] jill ...
On the Path to Financial Independence
04 Jul 2021
Contributed by Lukas
Appropriate that on Independence Day we're talking to a recent grad who wants to put himself on the path to financial independence. Have a money quest...
Lump Sum or Annuity?
03 Jul 2021
Contributed by Lukas
When it comes to a pension payout, which makes more sense, the lump sum or regular annuity payments? Have a money question? Email us, ask jill [at] ji...
How to Break Up With My Advisor?
02 Jul 2021
Contributed by Lukas
Breaking up is hard to do, but is there an easy way to ditch my advisor? Have a money question? Email us, ask jill [at] jill on money dot com. Please ...
Use Inheritance to Pay Off Mortgage?
01 Jul 2021
Contributed by Lukas
Is there anything wrong with treating a recent inheritance as "found money" and using it to pay off the mortgage? Have a money question? Email us, ask...
Boring Is Beautiful
30 Jun 2021
Contributed by Lukas
I feel like I'm doing everything I possibly can to prepare for retirement, yet other people seem to be doing better. Is there something I'm doing wron...
Roth Conversion Strategy
29 Jun 2021
Contributed by Lukas
You've been doing some Roth conversions in retirement but you aren't sure if it's a strategy you should keep utilizing in future years. Have a money q...
How Much Life Insurance Do We Need?
28 Jun 2021
Contributed by Lukas
When shopping around for term life insurance, is there a magic formula to determine how much coverage you need? Have a money question? Email us, ask j...
Financial Help for a Parent
27 Jun 2021
Contributed by Lukas
Retirement planning for yourself is hard enough, what happens when you also have to take care of a parent? Have a money question? Email us, ask jill [...
Can I Call It Quits in a Few Years?
26 Jun 2021
Contributed by Lukas
Can I call it quits in a few years and retire on the early side? I'll tell you what, having a big fat guaranteed pension certainly makes things easier...
Should I Bite the Bullet and Go Roth?
25 Jun 2021
Contributed by Lukas
Even though you're in a pretty high tax bracket, should you bite the bullet and start using the Roth 401(k) at work? Have a money question? Email us, ...
Should I Use the Roth 401(k) Option?
24 Jun 2021
Contributed by Lukas
After 20 years of tax-deferred savings, your workplace retirement plan recently started offering a Roth 401(k) option, does that mean you should start...
Help Allocating Our Portfolio
23 Jun 2021
Contributed by Lukas
Saving for retirement is incredibly important, but what's equally as important is knowing how your dollars are being invested. Have a money question? ...
Are We on Track for Early Retirement?
22 Jun 2021
Contributed by Lukas
Are we on track for early retirement and some travel? Seems like we're getting this question on a fairly regular basis, especially if there's been som...
Sell the House in a Hot Market?
21 Jun 2021
Contributed by Lukas
If you've been thinking about selling the house, and you're in a hot real estate market, there may never again be a better time to pull the trigger. H...
State of the Economy Part Two
20 Jun 2021
Contributed by Lukas
Believe it or not, we're basically halfway through 2021, which means it's time for a little "State of the Economy" with our favorite numbers cruncher ...
State of the Economy Part One
19 Jun 2021
Contributed by Lukas
Believe it or not, we're basically halfway through 2021, which means it's time for a little "State of the Economy" with our favorite numbers cruncher ...
Enjoying Life Prior to Retirement
18 Jun 2021
Contributed by Lukas
Preparing for retirement is the name of the game, but there's more to life than just saving, at some point you have to enjoy things along the way. Hav...
Should I Start Using the Roth 401(k)?
17 Jun 2021
Contributed by Lukas
Is it ever too late to start using the Roth function within your workplace retirement plan? Have a money question? Email us, ask jill [at] jill on mon...
Can We Retire Early and Travel?
16 Jun 2021
Contributed by Lukas
Can we retire early and travel around the globe? Well, that depends on what kind of travel we're talking about. Are we talking about a week or two her...
How Will Inflation Impact My Stocks?
15 Jun 2021
Contributed by Lukas
Inflation is coming, inflation is coming! Yes, that may very well be true, and if so, what does it mean for your stocks and bonds? Have a money questi...
Consumer Prices Are on the Rise
14 Jun 2021
Contributed by Lukas
I joined CBS This Morning to break down why consumer prices are spiking, what sectors are impacted the most and how long people could feel the pain in...
From Janitor to Top Executive Part Two
13 Jun 2021
Contributed by Lukas
This weekend we're joined by Richard Montañez, whose upcoming book, Flamin' Hot: The Incredible True Story of One Man's Rise from Janitor to Top Exec...
From Janitor to Top Executive Part One
12 Jun 2021
Contributed by Lukas
This weekend we're joined by Richard Montañez, whose upcoming book, Flamin' Hot: The Incredible True Story of One Man's Rise from Janitor to Top Exec...
Should We Convert to a Roth?
11 Jun 2021
Contributed by Lukas
Husband wants to convert to a Roth, wife says not so fast. Is one right and the other wrong? Have a money question? Email us, ask jill [at] jill on mo...
How to Pay for Grad School
10 Jun 2021
Contributed by Lukas
With grad school on the horizon, now comes the decision about how to pay for it. Should you dip into your savings? Take out a loan? Or is there anothe...
How to Finance Home Improvement Project
09 Jun 2021
Contributed by Lukas
You need to finance a home improvement project yet most of your money is tied up in retirement accounts. Is there a good alternative? Have a money que...
Can I Quit My Job?
08 Jun 2021
Contributed by Lukas
With things around the country starting to resemble something normal, many employers are calling workers back into the office, and after many months o...
Crypto, Housing Shortages & More with Major Garrett
07 Jun 2021
Contributed by Lukas
I had the pleasure of joining CBS News Correspondent Major Garrett on his podcast, The Takeout, to discuss a number of topics, including meme stocks...
How to Change with Katy Milkman Part Two
06 Jun 2021
Contributed by Lukas
Award-winning Wharton Professor Katy Milkman has devoted her career to the study of behavior change, and this weekend she joins us to discuss her rece...
How to Change with Katy Milkman Part One
05 Jun 2021
Contributed by Lukas
Award-winning Wharton Professor Katy Milkman has devoted her career to the study of behavior change, and this weekend she joins us to discuss her rece...
Homebuyer With Heartache
04 Jun 2021
Contributed by Lukas
I'll tell you what, I'm quite content being on the sidelines given the current state of the totally wacky and crazy housing market. Unfortunately, man...
How Many Funds Do We Need?
03 Jun 2021
Contributed by Lukas
Is there a sweet spot when it comes to the number of funds you should be using in your overall portfolio? Here's a little secret, more funds does NOT ...
Target Date Fund Strategy
02 Jun 2021
Contributed by Lukas
When it comes to target date funds, what's the right strategy? Should you be using one fund or multiple funds with different years? Have a money quest...
Do We Have the Right Plan in Place?
01 Jun 2021
Contributed by Lukas
When you're a do-it-yourself investor it's very easy to second guess your strategy. That's what Aunt Jill is here for! Have a money question? Email me...
Work, Relationships and Grieving with Esther Perel Part Three
31 May 2021
Contributed by Lukas
New York Times best-selling author and psychotherapist Esther Perel joins the show this Memorial Day weekend to discuss balancing working from home du...
Work, Relationships and Grieving with Esther Perel Part Two
30 May 2021
Contributed by Lukas
New York Times best-selling author and psychotherapist Esther Perel joins the show this Memorial Day weekend to discuss balancing working from home du...
Work, Relationships and Grieving with Esther Perel Part One
29 May 2021
Contributed by Lukas
New York Times best-selling author and psychotherapist Esther Perel joins the show this Memorial Day weekend to discuss balancing working from home du...
20 or 30 Year Mortgage?
28 May 2021
Contributed by Lukas
You're about to refinance and aren't sure if you should take out a 20 or 30 year mortgage. You're tempted by the 20, but maybe your gut is telling you...
Can We Retire in Two Years?
27 May 2021
Contributed by Lukas
The goal is to retire in just under two years, basically 1/1/2023. Are you on track to achieve your goals? Is there anything that needs to be tweaked?...
Investing in a Zig Zag Stock Market
26 May 2021
Contributed by Lukas
May has been a volatile month for the stock market amid concerns over inflation and how the Federal Reserve might respond. I joined CBSN to discuss ho...
Should We Buy or Keep Renting?
25 May 2021
Contributed by Lukas
In this absolutely insane housing market, does it make sense to buy or keep renting? It depends. Have a money question? Email me here. Please leave us...
Punished for Being Single?
24 May 2021
Contributed by Lukas
Am I being punished by the tax code for being single? Or should I find something more important to worry about? Have a money question? Email me here. ...
The Whiteness of Wealth Part Two
23 May 2021
Contributed by Lukas
Our guest this weekend, Dorothy A. Brown, became a tax lawyer to get away from race. As a young black girl growing up in the South Bronx, she’d seen...
The Whiteness of Wealth Part One
22 May 2021
Contributed by Lukas
Our guest this weekend, Dorothy A. Brown, became a tax lawyer to get away from race. As a young black girl growing up in the South Bronx, she’d seen...
Am I Okay Using a Robo-Advisor?
21 May 2021
Contributed by Lukas
If your situation is fairly straightforward, is there anything wrong with using a robo-advisor? Or are you better off using an actual financial adviso...
Tips for Switching Careers
20 May 2021
Contributed by Lukas
According to a Pew survey, 66% of unemployed workers considered a new career during the pandemic. I joined CBS This Morning with some tips to consider...
Knocked Down but Not Out
19 May 2021
Contributed by Lukas
The pandemic knocked a lot of people down. Thankfully some were able to get back up. Our latest caller is an example of the latter. Have a money quest...
Retirement Checkup
18 May 2021
Contributed by Lukas
Saving for your golden years is often the easy part, trying to figure out how to live in retirement can be the hard part. Have a money question? Email...
Are We Over Saving for Retirement?
17 May 2021
Contributed by Lukas
Are you over saving for retirement to the point where you're not able to totally enjoy life? If so, it may be time to reevaluate the game plan. Have a...
Dream First, Details Later Part Two
16 May 2021
Contributed by Lukas
This weekend we're joined by Ellen Bennet, author of Dream First, Details Later: How to Quit Overthinking & Make It Happen! As a 24-year-old line cook...
Dream First, Details Later Part One
15 May 2021
Contributed by Lukas
This weekend we're joined by Ellen Bennet, author of Dream First, Details Later: How to Quit Overthinking & Make It Happen! As a 24-year-old line cook...
Inflation Fears
14 May 2021
Contributed by Lukas
The Consumer Price Index rose 4.2% in the past year, the biggest growth in 12 1/2 years. Prices from computer chips & cars to groceries, gas and lumbe...
Are We Trying to Time the Market?
13 May 2021
Contributed by Lukas
Today I get to play the role of marriage counselor! One spouse has some investment ideas and the other isn't exactly sold on the idea. Who's right? Ha...