Jill on Money with Jill Schlesinger
Episodes
How's My Retirement Plan Looking?
02 Feb 2021
Contributed by Lukas
Here we go, another question about how the retirement plan is looking. And yes, this caller has a nice amount of money saved, so I don't wanna hear fr...
Should We Convert to Roth?
01 Feb 2021
Contributed by Lukas
I'm almost always on board with a Roth conversion, but if it's going to push you into a much higher tax bracket, and eat up your liquidity, then maybe...
GameStop: The Internet vs. Wall Street Part Two
31 Jan 2021
Contributed by Lukas
When the worlds of finance and tech collide, my man, Jeff Bakalar, is my go to source! (And I'm his go to source, which is why he had me on his CNET s...
GameStop: The Internet vs. Wall Street Part One
30 Jan 2021
Contributed by Lukas
When the worlds of finance and tech collide, my man, Jeff Bakalar, is my go to source! (And I'm his go to source, which is why he had me on his CNET s...
Should I Ditch My Advisor?
29 Jan 2021
Contributed by Lukas
Do I need to pay my current advisor, or is this something I can do on my own? This is definitely becoming one of the more popular questions we receive...
Bonus: GameStop Stock Surge Explained
28 Jan 2021
Contributed by Lukas
How is GameStop's skyrocketing stock and a subreddit connected? Here’s my appearance on KMOX radio in St. Louis about how the internet took on Wall ...
Keep or Sell Rental Property?
28 Jan 2021
Contributed by Lukas
You're looking to buy a house and wondering if you should keep your current rental property, which is cashflow positive, or sell it and use the procee...
How Much for House Down Payment
27 Jan 2021
Contributed by Lukas
I'm all about putting 20 percent down when getting ready to buy a house, but what about putting way more down? Good idea? Bad idea? Neither? Have a mo...
Will I Outlive My Money?
26 Jan 2021
Contributed by Lukas
One of the biggest concerns about retirement is whether or not you're going to outlive your money. Things only get more complicated when you mix in a ...
Is My Advisor Charging Too Much?
25 Jan 2021
Contributed by Lukas
It's getting harder and harder to justify paying an advisor a hefty fee, especially if all they're doing is asset management. Have a money question? E...
Can I Afford to Retire Early?
24 Jan 2021
Contributed by Lukas
You guys know I'm not crazy about early retirement, but when it's a matter of life and death, I may be a bit more forgiving :) Have a money question? ...
Your Taxes and COVID-19 with Ed Slott
23 Jan 2021
Contributed by Lukas
This weekend we're bringing you the first of three tax-related episodes that will run between now and late February. Each episode will be sponsored by...
Hidden Costs of Investing
22 Jan 2021
Contributed by Lukas
So you have an S&P 500 fund in your workplace retirement plan and you're wondering why the returns don't seem to be doing as well as what you're seein...
Pay for College With Retirement Savings?
21 Jan 2021
Contributed by Lukas
Paying for college is no joke. There are right ways and wrong ways of going about it, and raiding your retirement savings is not one of the right ways...
Can I Afford a Career Change?
20 Jan 2021
Contributed by Lukas
Here's the deal, I'm all for making a career change, and maybe even doing a little traveling in between gigs, but you've got to make sure you have a p...
Roth or Traditional Debate, Who's Right?
19 Jan 2021
Contributed by Lukas
Nothing like a friendly debate between sisters over whether it's better to save for retirement using pre-tax or Roth contributions. Yours truly is hap...
On Track for Retirement?
18 Jan 2021
Contributed by Lukas
Am I doing everything possible to be on track for retirement? Easily one of the most common questions we get, but answering them never gets old, as ev...
How to Take RMDs
17 Jan 2021
Contributed by Lukas
Unless you're one of the lucky ones and have all your money in a Roth IRA and/or brokerage accounts, you'll eventually be forced to take distributions...
Should I Adjust Retirement Contributions?
16 Jan 2021
Contributed by Lukas
The start of a new year is the perfect time to take a look at your retirement plan and see if there's any adjustments you should be making. Have a mon...
Debt Free, Now What?
15 Jan 2021
Contributed by Lukas
Paying down debt is a beautiful thing, especially when it means you've now got a bunch of extra money and are wondering what to do with it. Have a mon...
Pay Down Mortgage or Invest
14 Jan 2021
Contributed by Lukas
You guys know my love of liquidity, but that doesn't mean I don't enjoy a good question about paying down the mortgage or instead using that money to ...
Recession-Proof Portfolio
13 Jan 2021
Contributed by Lukas
Is there such a thing as trying to recession-proof your portfolio by pulling off a bit of market timing? Is this an ingenious idea, or a crazy one? Ha...
Long-Term Care Insurance
12 Jan 2021
Contributed by Lukas
Long-term care insurance is a tricky topic, and figuring out whether or not you need to purchase it can be even trickier, which often leads to many pe...
Financial Help for Recent Widow
11 Jan 2021
Contributed by Lukas
Dealing with a loss is hard enough, then mix in trying to navigate the finances, and things can quickly become too much to handle. Have a money questi...
I Am, I Can, I Will, I Do with Christine D’Ercole Part Two
10 Jan 2021
Contributed by Lukas
It's a new year which usually means a lot of resolutions as people try to shake things up in their lives, whether it's a diet or a new career. This we...
I Am, I Can, I Will, I Do with Christine D’Ercole Part One
09 Jan 2021
Contributed by Lukas
It's a new year which usually means a lot of resolutions as people try to shake things up in their lives, whether it's a diet or a new career. This we...
Did I Make an Annuity Mistake?
08 Jan 2021
Contributed by Lukas
Here's a tip guys, if a "friend" of yours is trying to sell you on an annuity product, please reach out to us before pulling the trigger. Have a money...
Roth or Traditional?
07 Jan 2021
Contributed by Lukas
New year, same popular questions, such as whether it makes sense to use the Roth option or the traditional pre-tax option. You know me, I'm all Roth, ...
What to Do With Excess Cashflow
06 Jan 2021
Contributed by Lukas
Having extra cash flow each month and wondering what to do with it, well, that's what I like to call a good problem to have. Have a money question? Em...
What to Do With Old 401(k)?
05 Jan 2021
Contributed by Lukas
When you bounce around from job to job, chances are you've got some old retirement plans floating around out there. Should you consolidate? It depends...
Pay Cash or Take Out a Mortgage?
04 Jan 2021
Contributed by Lukas
Similar to the idea of paying off your mortgage early, is the idea of paying cash for a house when you can take out a dirt cheap mortgage and keep you...
How to Avoid Taxes in Retirement
03 Jan 2021
Contributed by Lukas
If the vast majority of your retirement money is in pre-tax accounts, just remember that the real amount is less than what you might think it is. Have...
Did I Retire Too Early?
02 Jan 2021
Contributed by Lukas
Early retirement can be very dangerous, but not always. Sometimes people do it and it turns out they're in totally fine shape. Have a money question? ...
Is Our Advisor Charging Too Much?
01 Jan 2021
Contributed by Lukas
When it comes to investing these days, there's really no reason at all why it should be costing you a lot of money, unless of course you're dealing wi...
Should We Pay Down the Mortgage?
31 Dec 2020
Contributed by Lukas
For whatever reason, and I guess it's a mental thing, it seems the vast majority of people are obsessed about paying off their mortgages. I happen to ...
Are We in Good Shape for Retirement?
30 Dec 2020
Contributed by Lukas
You're 56 and thinking about transitioning to part-time work and retiring altogether in about five years. Are you in good enough shape to make this pl...
Do I Need an Annuity?
29 Dec 2020
Contributed by Lukas
Should I consider adding an annuity as part of my overall portfolio? Easily one of the most common questions we receive every year! Have a money quest...
Student Loan Strategy
28 Dec 2020
Contributed by Lukas
Ah, student loans, one of the most popular questions we receive each year, so what would 2020 be without one more chat with a college graduate trying ...
The China Hustle Part Two
27 Dec 2020
Contributed by Lukas
Next up on the list of films to stream this holiday weekend is The China Hustle. The documentary begins amid the depths of the 2008 financial crisis, ...
The China Hustle Part One
26 Dec 2020
Contributed by Lukas
Next up on the list of films to stream this holiday weekend is The China Hustle. The documentary begins amid the depths of the 2008 financial crisis, ...
Chasing the FIRE Movement
25 Dec 2020
Contributed by Lukas
If you're looking for something to stream over the next week or so, we're going back into the archives this weekend. First up is the FIRE movement. To...
Burnt Out Doctor
24 Dec 2020
Contributed by Lukas
I'm not sure anybody has had a tougher year than the health care workers, and I can only imagine feeling the need to take a break and recharge. But ju...
Are We in Good Financial Shape?
23 Dec 2020
Contributed by Lukas
Nothing like the birth of your first child to make you wonder if you're on the right financial path! Not having your estate planning in order is not a...
15 or 30 Year Mortgage?
22 Dec 2020
Contributed by Lukas
You're in the early stages of planning your dream home and one of the many decisions you'll need to make is whether to take out a 15 or 30 year mortga...
Recent Widow, Now What?
21 Dec 2020
Contributed by Lukas
As if this year hasn't been hard enough, imagine also losing your spouse of 41 years. When something like that happens, sometimes the best move, is no...
Post Corona with Scott Galloway Part Two
20 Dec 2020
Contributed by Lukas
The COVID-19 outbreak has turned bedrooms into offices, pitted young against old, and widened the gaps between rich and poor, red and blue, the mask w...
Post Corona with Scott Galloway Part One
19 Dec 2020
Contributed by Lukas
The COVID-19 outbreak has turned bedrooms into offices, pitted young against old, and widened the gaps between rich and poor, red and blue, the mask w...
Laid Off, Can I Retire?
18 Dec 2020
Contributed by Lukas
So many people have been laid off this year due to the pandemic, and it's not always easy getting back in the game, leaving many to wonder if they sho...
From Saving to Spending
17 Dec 2020
Contributed by Lukas
For a good chunk of your life you're told to save, save, save for retirement. And then retirement finally comes, and it's time to start spending the m...
On the Path To FIRE?
16 Dec 2020
Contributed by Lukas
If you're a regular listener, you know that I'm not a huge fane of the FIRE movement. That said, I'm a big believer in the "FI" part of it, financial ...
Do I Need This Insurance Product?
15 Dec 2020
Contributed by Lukas
Every few weeks we get an email that absolutely makes me insane. This is one of those weeks. And thankfully the emailer agreed to come on as a caller....
Should I Use a Non-Qualified Plan?
14 Dec 2020
Contributed by Lukas
Sometimes employers will offer what's called a non-qualified deferred compensation retirement plan, whether or not it makes sense to use it depends on...
Year-End Money Moves Part Two
13 Dec 2020
Contributed by Lukas
What would a wacky financial year be without some year-end money moves?! Due to COVID-19, 2020 saw a lot of changes that will only apply to the curren...
Year-End Money Moves Part One
12 Dec 2020
Contributed by Lukas
What would a wacky financial year be without some year-end money moves?! Due to COVID-19, 2020 saw a lot of changes that will only apply to the curren...
Prepping for Early Retirement
11 Dec 2020
Contributed by Lukas
A lot of people seem to have early retirement on their wish list, and as I always say, you've got to run the numbers and make sure you have enough mon...
Taking on Too Much Risk
10 Dec 2020
Contributed by Lukas
People love riding high when the market is soaring, like it was the last several years, but when things suddenly go into a free fall, like they did ba...
How To Get on Track for Retirement
09 Dec 2020
Contributed by Lukas
As I said yesterday, I'm all for people wanting to make sure they're on track for retirement, but sometimes in life there are far more important thing...
Are We on Track for Retirement?
08 Dec 2020
Contributed by Lukas
I love that so many people are thinking about retirement and wondering if they're on the right track to accomplish their goals, especially when they'r...
Can I Convert My 401(k)?
07 Dec 2020
Contributed by Lukas
Converting to a Roth is all the craze these days, so much so that some are looking to convert their pre-tax 401(k)s into a Roth while still employed. ...
How to Decide with Annie Duke Part Two
06 Dec 2020
Contributed by Lukas
What do you do when you're faced with a big decision? If you're like most people, you probably make a pro and con list, spend a lot of time obsessing ...
How to Decide with Annie Duke Part One
05 Dec 2020
Contributed by Lukas
What do you do when you're faced with a big decision? If you're like most people, you probably make a pro and con list, spend a lot of time obsessing ...
Year-End Roth Conversion
04 Dec 2020
Contributed by Lukas
Year-end financial planning is always the perfect time to consider whether or not it makes sense to convert a traditional IRA to a Roth IRA. Have a mo...
Do We Really Need an Advisor?
03 Dec 2020
Contributed by Lukas
Is an advisor fee of one percent really worth it if all you're getting is money management? Are there less expensive alternatives? Have a money questi...
Charitable Giving
02 Dec 2020
Contributed by Lukas
Americans donated nearly $450 billion to charity last year. I joined CBS This Morning to explain the best ways to give and the new donation rules for ...
Behind on Retirement Savings
01 Dec 2020
Contributed by Lukas
You're in your late 30s and admittedly way behind on retirement savings, yet for some reason you're hellbent on paying off the mortgage early. Clearly...
Pay Down Mortgage or Invest?
30 Nov 2020
Contributed by Lukas
Whether or not it makes sense to pay down the mortgage is a common topic on this show, but with mortgage rates so low, it's hard to make the case that...
Succession Star Brian Cox Part Two
29 Nov 2020
Contributed by Lukas
What better time to binge watch a new show, or revisit a favorite, than Thanksgiving weekend? Earlier this year (pre-pandemic) I had a chance to inte...
Succession Star Brian Cox Part One
28 Nov 2020
Contributed by Lukas
What better time to binge watch a new show, or revisit a favorite, than Thanksgiving weekend? Earlier this year (pre-pandemic) I had a chance to inte...
The Gift of Humanity Part Two
27 Nov 2020
Contributed by Lukas
Since this episode is dropping on Thanksgiving we thought we’d do something a bit different. Instead of focusing on bettering ourselves financially...
The Gift of Humanity Part One
26 Nov 2020
Contributed by Lukas
Since this episode is dropping on Thanksgiving we thought we’d do something a bit different. Instead of focusing on bettering ourselves financially...
Time for a Younger Advisor?
25 Nov 2020
Contributed by Lukas
You've been with your advisor for many, many years, and you think he's great, yet you're a bit concerned about what the future holds since he just tur...
Help With Inheritance
24 Nov 2020
Contributed by Lukas
Your father recently passed away and you suddenly find yourself in charge of a construction company. That's the scenario facing our latest caller, and...
Inherited IRA Options
23 Nov 2020
Contributed by Lukas
Inherited IRAs usually come with a handful of options that need to be carefully considered before making a decision, so make sure you weigh all the pr...
State of Affairs with Bill Bratton Part Two
22 Nov 2020
Contributed by Lukas
2020 has been a wacky year, especially when it comes to civil unrest. So we're veering off course a little bit this weekend and chatting with Bill Bra...
State of Affairs with Bill Bratton Part One
21 Nov 2020
Contributed by Lukas
2020 has been a wacky year, especially when it comes to civil unrest. So we're veering off course a little bit this weekend and chatting with Bill Bra...
Being Taken for a Ride?
20 Nov 2020
Contributed by Lukas
How do you know if you're being taken for a ride by your advisor? When it's clear you have no need for whole life insurance, yet it's being pitched, t...
How to Allocate Inheritance?
19 Nov 2020
Contributed by Lukas
You've got an inheritance coming your way and you've got some outstanding financial issues that need to be addressed, so what should the priority be? ...
Year-End Money Moves
18 Nov 2020
Contributed by Lukas
The pandemic likely impacted your 2020 taxes, but what's really deductible? I joined CBS This Morning to explain. Have a money question? Email me here...
Are We on Track?
17 Nov 2020
Contributed by Lukas
Sometimes we get emails that simply leave me floored for all the right reasons! One such email would be from a couple in their 30s who are just crushi...
Which Annuity To Use?
16 Nov 2020
Contributed by Lukas
You guys know by now that I'm not a big fan of annuities, but if you're going to use one, your retirement plan with TIAA is certainly a good place to ...
The Student Loan Burden Part Two
15 Nov 2020
Contributed by Lukas
Last week in the NYT there was an article titled, For Millions Deep in Student Loan Debt, Bankruptcy Is No Easy Fix, which basically explains how darn...
The Student Loan Burden Part One
14 Nov 2020
Contributed by Lukas
Last week in the NYT there was an article titled, For Millions Deep in Student Loan Debt, Bankruptcy Is No Easy Fix, which basically explains how darn...
Pay Down Debt or Invest?
13 Nov 2020
Contributed by Lukas
You just inherited some money, a pretty good chunk, and now you're wondering if you should use it to pay down debt or if you should invest it? A very ...
Rental Property Worth It?
12 Nov 2020
Contributed by Lukas
Investing in rental property can sometimes make sense, but I also think it needs to be a pretty straightforward and seamless transaction. If it involv...
Stock Markets Surge
11 Nov 2020
Contributed by Lukas
Stock markets got a shot in the arm after promising news of a vaccine and election results were announced. I joined CBS This Morning to explain the fa...
Prepping for Retirement
10 Nov 2020
Contributed by Lukas
Laid off, rehired, in your 60s and prepping for retirement, sounds like a lot to navigate, not to mention we're still trying to navigate a pandemic. H...
On the Path To FIRE?
09 Nov 2020
Contributed by Lukas
Last year and early this year we used to get a ton of questions about the FIRE movement, Financial Independence, Retire Early. Then the questions seem...
The State of Retirement
08 Nov 2020
Contributed by Lukas
Yesterday it was Charles Schwab, today it's his daughter Carrie Schwab-Pomerantz, who joined us to discuss a recent retirement survey conducted by Sch...
1-on-1 with Charles Schwab
07 Nov 2020
Contributed by Lukas
We decided to re-run an interview we did a while back with Charles Schwab, yes, that Charles Schwab, the founder of The Charles Schwab Corporation. H...
Should We Take Out a Mortgage?
06 Nov 2020
Contributed by Lukas
Many, many people want to have the mortgage paid off as they head into retirement, but is having a mortgage in your golden years the worst thing in th...
Which Investment Company To Use?
05 Nov 2020
Contributed by Lukas
When it comes to investing, there are plenty of solid companies to consider using. Some of the names are very well known, such as Vanguard, Schwab, Fi...
Too Good To Be True?
04 Nov 2020
Contributed by Lukas
In the world of financial services, when something seems too good to be true, chances are it is, and a big red warning flag should go up! Have a mone...
Should I Find a New Advisor?
03 Nov 2020
Contributed by Lukas
Paying your advisor a fee that's a percentage based on the account value is commonplace, but what happens when you feel like you're not getting much i...
COVID-19 Financial Lessons
02 Nov 2020
Contributed by Lukas
I joined CBS This Morning to discuss the financial lessons from the coronavirus pandemic and how Americans can regain financial security. Have a mone...
Money Talk with Sharon Epperson Part Two
01 Nov 2020
Contributed by Lukas
This weekend on the podcast it's two personal finance chicks talking shop, as I'm joined by Sharon Epperson, Senior Personal Finance Correspondent at ...
Money Talk with Sharon Epperson Part One
31 Oct 2020
Contributed by Lukas
This weekend on the podcast it's two personal finance chicks talking shop, as I'm joined by Sharon Epperson, Senior Personal Finance Correspondent at ...
401(k) Options Aren't Great
30 Oct 2020
Contributed by Lukas
I'm all for using a 401(k) to save for retirement, but if the plan has terrible investment options and high fees, and there's no company match, it may...
Am I Saving Too Much?
29 Oct 2020
Contributed by Lukas
I'm all for trying to save boatloads of money for retirement, but I also don't want you going through life living like a pauper. Have a money questio...
Trying to Help Mom and Dad
28 Oct 2020
Contributed by Lukas
Taking care of your own financial life is hard enough, but what happens when mom and dad are in desperate need of some financial assistance? Have a m...
Is Our Advisor Worth the Fee?
27 Oct 2020
Contributed by Lukas
When you're getting charged a pretty hefty fee, and you're not terribly please with the service, it's only natural to wonder if there are better alter...