Jill on Money with Jill Schlesinger
Episodes
Coronavirus: The Labor Force Part One
18 Jul 2020
Contributed by Lukas
The labor force has been decimated over the last several weeks, and perhaps no group has been impacted more than the older works. According to an ana...
Coronavirus: Keep as Rental Property?
17 Jul 2020
Contributed by Lukas
Should you keep using the condo as rental property or is it better to start living in it so that when you sell it in a few years you'll avoid being ta...
Coronavirus: Is an Online Will Okay?
16 Jul 2020
Contributed by Lukas
Estate planning is a must when it comes to your personal finance "to-do" list. Does that mean you have to shell out the big bucks for an estate attorn...
Coronavirus: Where's My Refund?
15 Jul 2020
Contributed by Lukas
Happy Tax Day! Never thought I'd be typing that in July :) Hopefully you already filed, and if you did, I hope you did it electronically, because if y...
Coronavirus: What's the Priority?
14 Jul 2020
Contributed by Lukas
Despite what's going on in the markets, let's not lose sight of the fact that a lot of people are still struggling and find themselves having to make ...
Coronavirus: Should We Refinance?
13 Jul 2020
Contributed by Lukas
Welp, coming off a weekend in which we discussed all things related to the mortgage market, how do we begin the week? Yep, with a question about wheth...
Coronavirus: Mortgage Market Part Two
12 Jul 2020
Contributed by Lukas
When it comes to finding a mortgage for a new home purchase or a refinance, there’s more to consider than simply getting a low interest rate. That'...
Coronavirus: Mortgage Market Part One
11 Jul 2020
Contributed by Lukas
When it comes to finding a mortgage for a new home purchase or a refinance, there’s more to consider than simply getting a low interest rate. That'...
Coronavirus: Which Retirement Plan to Use?
10 Jul 2020
Contributed by Lukas
Being self-employed comes with many options, including which retirement plan to set up. Some of the plans are pretty incredible and allow you to sock ...
Coronavirus: Cash Out Life Insurance?
09 Jul 2020
Contributed by Lukas
Should we keep or cash out a life insurance policy in order to reduce our overall stock market exposure? Tis the question! Good plan or bad? Have a m...
Coronavirus: Options for Extra Cash
08 Jul 2020
Contributed by Lukas
One of the main reasons to refinance a mortgage is to increase your cash flow. Once that happens, and you find yourself with a few extra bucks, what s...
Coronavirus: Roth Conversion Time?
07 Jul 2020
Contributed by Lukas
If the second half of 2020 is anything like the first half, there will be countless questions about doing a Roth conversion. It's such a smart money m...
Coronavirus: Social Security Break Even
06 Jul 2020
Contributed by Lukas
You can start receiving your Social Security benefits as early as age 62. But should you? Every situation is different and variety of factors should b...
Coronavirus: How to Get Results Part Two
05 Jul 2020
Contributed by Lukas
This weekend on the show we're joined by Steve Herz, author of Don't Take Yes for an Answer: Using Authority, Warmth, and Energy to Get Exceptional Re...
Coronavirus: How to Get Results Part One
04 Jul 2020
Contributed by Lukas
This weekend on the show we're joined by Steve Herz, author of Don't Take Yes for an Answer: Using Authority, Warmth, and Energy to Get Exceptional Re...
Coronavirus: Invest in Real Estate?
03 Jul 2020
Contributed by Lukas
The recent turmoil in the markets has created plenty of opportunities, including in the real estate market. If you have some extra cash on hand, is it...
Coronavirus: Pending Home Sales
02 Jul 2020
Contributed by Lukas
The nation's pending home sales jumped a record 44.3% in May, according to the National Association of Realtors. It's the highest one-month gain in th...
Coronavirus: Bad Vibes from Robo
01 Jul 2020
Contributed by Lukas
When the blank is hitting the fan, as it has been the last few months, that's when you really expect the institution that's handling your money to ste...
Coronavirus: Ditch Target Date Fund?
30 Jun 2020
Contributed by Lukas
There are pros and cons when it comes to target date funds. If you're using one, does that mean you should ditch it for something else? Have a money ...
Coronavirus: Contributing Too Much?
29 Jun 2020
Contributed by Lukas
When you're young and basically just starting to navigate your financial path, is there such a thing as saving too much? Like most things in personal ...
Coronavirus: Taxes in July Part Two
28 Jun 2020
Contributed by Lukas
Yes, we're officially in the summer months, and for millions of Americans, thanks to the coronavirus, the early summer weeks will include preparing an...
Coronavirus: Taxes in July Part One
27 Jun 2020
Contributed by Lukas
Yes, we're officially in the summer months, and for millions of Americans, thanks to the coronavirus, the early summer weeks will include preparing an...
Coronavirus: Do I Need My Advisor?
26 Jun 2020
Contributed by Lukas
When it comes to investing, the name of the game is keeping your costs low! Does that mean you should automatically ditch an advisor who is charging y...
Coronavirus: Laid Off, Now What?
25 Jun 2020
Contributed by Lukas
Yes, there are signs of hope as the country attempts to safely restart the economy, at least in some places, but that doesn't mean that things don't t...
Coronavirus: Is Deflation Coming?
24 Jun 2020
Contributed by Lukas
You've been hearing a lot about inflation over the last few months, but what about deflation? What is it and is it something we want to see? Have a m...
Coronavirus: Ditch the Advisor?
23 Jun 2020
Contributed by Lukas
You have an account set up for your kids and you're being charged a 5.5% upfront commission. Is it time to ditch the advisor you're working with? Hav...
Coronavirus: Dollar Cost Average
22 Jun 2020
Contributed by Lukas
One of the best and easiest ways to get into the investing game is by dollar cost averaging. In a nutshell, it's investing the same amount in a given ...
Coronavirus: Buying a Car Part Two
21 Jun 2020
Contributed by Lukas
Times are tough for millions during the coronavirus pandemic, but for those with the financial wherewithal, it may be the perfect time to buy a new ca...
Coronavirus: Buying a Car Part One
20 Jun 2020
Contributed by Lukas
Times are tough for millions during the coronavirus pandemic, but for those with the financial wherewithal, it may be the perfect time to buy a new ca...
Coronavirus: Money Talk with Parents
19 Jun 2020
Contributed by Lukas
As if dealing with the coronavirus situation isn't enough, try mixing in an awkward conversation with the parents (one of whom is terminally ill) who ...
Coronavirus: Are the Fees Worth It?
18 Jun 2020
Contributed by Lukas
When it comes to finding an advisor that could be around for the long haul, how much of a factor should the fees be when making a final decision? Hav...
Coronavirus: I Need a Retirement Plan!
17 Jun 2020
Contributed by Lukas
You have a good amount of cash just sitting in the bank but you really don't know what to do with it. This to me sounds like somebody in need of a goo...
Coronavirus: Invest a Million Bucks
16 Jun 2020
Contributed by Lukas
It's not all doom and gloom these days. How about selling a piece of real estate and walking away with a million bucks?! Nice problem to have, eh? H...
Coronavirus: Pre-tax or Roth
15 Jun 2020
Contributed by Lukas
Yes, very likely the most popular question on the show: is it better to be making pre-tax or post-tax contributions into my retirement plan at work? ...
Coronavirus: State of the Economy Part Two
14 Jun 2020
Contributed by Lukas
More than 1.5 million Americans filed for unemployment last week, bringing the total jobless claims to over 44 million in the last 12 weeks. Yes, week...
Coronavirus: State of the Economy Part One
13 Jun 2020
Contributed by Lukas
More than 1.5 million Americans filed for unemployment last week, bringing the total jobless claims to over 44 million in the last 12 weeks. Yes, week...
Coronavirus: Next Financial Step?
12 Jun 2020
Contributed by Lukas
You believe you're financially secure, and pretty much have all your financial ducks in a row, so what should the next financial step be? Have a mon...
Coronavirus: Rent or Buy?
11 Jun 2020
Contributed by Lukas
Should I rent or should I buy? Definitely one of the most common questions we get. Also one of the easiest to answer, especially as the person in que...
Coronavirus: Invest in Real Estate?
10 Jun 2020
Contributed by Lukas
You admittedly know nothing about the real estate market, yet you want to start investing in it. Is this a good idea? If so, what's the best way to do...
Coronavirus: Taking Too Much Risk?
09 Jun 2020
Contributed by Lukas
It's funny how when everything is rosy, people don't feel like they're taking too much risk. Then you have what we just went through the last few mont...
Coronavirus: I Want to Reallocate
08 Jun 2020
Contributed by Lukas
Have you learned anything about your investments these last few months? Maybe that you're too conservative? Or that you're too risky and probably need...
Coronavirus: Stay the Course Part Two
07 Jun 2020
Contributed by Lukas
With such a tumultuous first half of the year on Wall Street, we thought it was a good time to check in with Michael Goodman, president of Wealthstrea...
Coronavirus: Stay the Course Part One
06 Jun 2020
Contributed by Lukas
With such a tumultuous first half of the year on Wall Street, we thought it was a good time to check in with Michael Goodman, president of Wealthstrea...
Coronavirus: Target Date Funds
05 Jun 2020
Contributed by Lukas
Sometimes people think I dislike the use of target date funds, but that's not true. If you're using them, all good. I just want you guys to understand...
Coronavirus: Max Out Roth Early?
04 Jun 2020
Contributed by Lukas
With the market bouncing all over the place in the first half of 2020, this could be the year when it makes sense to front load some of your annual c...
Coronavirus: Why Use Bonds?
03 Jun 2020
Contributed by Lukas
I realize it's not the sexiest of investments, but I'm a firm believer in using bonds as part of your overall portfolio. Still, that's not enough for ...
Coronavirus: Where to Invest Cash?
02 Jun 2020
Contributed by Lukas
When the chaos on Wall Street was hot and heavy back in March, a lot of people jumped out. Now the million dollar question is how to jump back in? H...
Coronavirus: Is My Pension Safe?
01 Jun 2020
Contributed by Lukas
Layoffs, furloughs, cuts in pay, no more matches in retirement plans, it's all on the table as we continue to deal with the coronavirus pandemic. What...
Coronavirus: Saving for Retirement
31 May 2020
Contributed by Lukas
You're 30 years old and want to make sure you're utilizing the best retirement vehicle to plan for your future. What do you do? You email the Jill on ...
Coronavirus: Should I Trade Options?
30 May 2020
Contributed by Lukas
You know we like to keep things pretty simple here in the Jill on Money universe, that's why you don't often hear us talk about options trading. Is it...
Coronavirus: Plan for Young Investor
29 May 2020
Contributed by Lukas
It's not all gloom and doom these days. In fact, some lucky ones are just starting out on the investing path, and I'm more than happy to help them get...
Coronavirus: Lump Sum or Annuity
28 May 2020
Contributed by Lukas
What's the better option, a lump sum payment or a lifetime annuity? Well, the answer depends on a variety of circumstances, such as the company, your ...
Coronavirus: Early Retirement Offer
27 May 2020
Contributed by Lukas
Not only are millions of employees being laid off and furloughed, but many are also being offered early retirement packages. If that's you, should you...
Coronavirus: Work From Home Deduction?
26 May 2020
Contributed by Lukas
With all of us working from home, are there any deductions we should be looking out for when tax season rolls around next spring? I've been waiting fo...
Make Your Bed Part Three
25 May 2020
Contributed by Lukas
In honor of the Memorial Day holiday, we're giving you a break from the money talk, and instead re-airing an interview we did back in 2017 with retire...
Make Your Bed Part Two
24 May 2020
Contributed by Lukas
In honor of the Memorial Day holiday, we're giving you a break from the money talk, and instead re-airing an interview we did back in 2017 with retire...
Make Your Bed Part One
23 May 2020
Contributed by Lukas
In honor of the Memorial Day holiday, we're giving you a break from the money talk, and instead re-airing an interview we did back in 2017 with retire...
Coronavirus: ETF vs Index Fund
22 May 2020
Contributed by Lukas
Exchange Traded Fund (ETF) or Index Fund? Very similar, yet very different. Have a money question? Email me here. Please leave us a rating or revie...
Coronavirus: Do I Need a Trust?
21 May 2020
Contributed by Lukas
Few personal finance to-dos are more vexing than estate planning. But in this pandemic crisis, no other issue is more important. The need is immediate...
Coronavirus: Financial Priorities
20 May 2020
Contributed by Lukas
How to navigate your personal finances during the coronavirus crisis? I joined CBS This Morning with the important things to keep in mind if you’re ...
Coronavirus: Negative Interest Rates?
19 May 2020
Contributed by Lukas
One result of the pandemic has been historically low interest rates. How low can they go? Will they go negative? If so, what would that mean? Have a...
Coronavirus: Best to Use Index Funds?
18 May 2020
Contributed by Lukas
If you're lucky enough to have some extra cash and you want to open a brokerage account, what's the best way to invest? Individual stocks? Index funds...
Coronavirus: Future of Work Part Two
17 May 2020
Contributed by Lukas
The coronavirus pandemic has ushered in a new normal for many employees now working from home. Others have lost their jobs as the national unemploymen...
Coronavirus: Future of Work Part One
16 May 2020
Contributed by Lukas
The coronavirus pandemic has ushered in a new normal for many employees now working from home. Others have lost their jobs as the national unemploymen...
Coronavirus: Buy Bitcoin?
15 May 2020
Contributed by Lukas
Turmoil in the markets can often cause people to look for alternative investments. Is Bitcoin a solid choice? Have a money question? Email me here. ...
Coronavirus: Student Loan Options
14 May 2020
Contributed by Lukas
One of the hardest hit industries during the pandemic has been the student loan landscape. Difficult to understand in the best of times, things may no...
Coronavirus: Traditional or Roth?
13 May 2020
Contributed by Lukas
The pandemic has caused people to really take a look at their game plans and see if there's anything they should be doing differently or tweaking, suc...
Coronavirus: 529 or UTMA?
12 May 2020
Contributed by Lukas
With the market bouncing around, it's a good time to get a jump on the college savings plan. Some even say it's a good time to front load your contri...
Coronavirus: Use International Stocks?
11 May 2020
Contributed by Lukas
With stocks all around the globe pretty much taking a beating so far in 2020, does it make sense to mix in some international exposure as part of your...
Coronavirus: Accelerate Mortgage Payments?
10 May 2020
Contributed by Lukas
Ah yes, another example of one of the most common questions we receive: Does it make sense for me to make extra mortgage payments and pay it off soone...
Coronavirus: Unemployment Rate Soars
09 May 2020
Contributed by Lukas
The U.S. economy lost 20.5 million jobs in April amid the coronavirus pandemic. The national unemployment rate soared to 14.7% last month, the highest...
Coronavirus: No More Employer Match
08 May 2020
Contributed by Lukas
Raise your hand if your employer has reduced or eliminated the company match going into your retirement plan. Just know that you're not alone, it's ha...
Coronavirus: MBA Worth It?
07 May 2020
Contributed by Lukas
The coronavirus pandemic has caused us to re-evaluate all sorts of things, one of them being whether or not the super expensive colleges are worth the...
Coronavirus: Death of Retail and Higher Ed?
06 May 2020
Contributed by Lukas
As Americans shelter at home, everyday shopping habits have changed, perhaps permanently, with online grocery sales way up, and department stores stru...
Coronavirus: Laid Off, Now What?
05 May 2020
Contributed by Lukas
With the market coming off a strong month, and areas around the country beginning to reopen, it's may be easy to think we're out of the woods. Let's n...
Coronavirus: Too Much in Cash?
04 May 2020
Contributed by Lukas
When the market is bouncing all over the place, it can cause you to second guess yourself. Am I sitting on too much cash? Should I be investing it? Wi...
Coronavirus: Invest Now or Wait?
03 May 2020
Contributed by Lukas
You thought you wanted to jump into the investing game, and then the pandemic happened. Now what? Wait or get in on the action? Have a money question...
Coronavirus: Time to Convert to Roth?
02 May 2020
Contributed by Lukas
Is now a good time to consider converting a traditional IRA to a Roth? Easily the most common question we've been getting the last eight weeks or so. ...
Coronavirus: Help the Parents?
01 May 2020
Contributed by Lukas
Given what's going on with the pandemic, many people are in the spirit of giving, which is a great thing. Just make sure all your own ducks are in a r...
Coronavirus: Inflation on Horizon?
30 Apr 2020
Contributed by Lukas
With all the money that's being pumped into the economy by the Federal Reserve, what will the impact be down the road? Does anybody really know? And ...
Bonus Episode: Partnership with Dell Technologies: Small Business Podference
29 Apr 2020
Contributed by Lukas
For our special Dell Technologies bonus episode, we’re joined by Kathy Kraninger, Director of the Consumer Financial Protection Bureau, as she outli...
Coronavirus: ETF or Index Fund?
28 Apr 2020
Contributed by Lukas
Should I be using an ETF or index fund when it comes to investing? It's a common question, and a good one, as they're both very similar and very diffe...
Coronavirus: Where to Put Money
27 Apr 2020
Contributed by Lukas
You're 37, single, and wondering what's the best path forward as you evaluate your overall retirement and investing game plan. If not for the recent c...
Coronavirus: Taking Too Much Risk
26 Apr 2020
Contributed by Lukas
When the market is booming, we don't seem to notice or mind that we're taking too much risk, that is until things go south in a hurry. Have a money q...
Coronavirus: Risky 529 Plan
25 Apr 2020
Contributed by Lukas
Since this wackiness began back in March, we've been getting a lot of questions about 529 plans. Should we keep using the plan? Pause contributions? C...
Coronavirus: Emergency Reserve
24 Apr 2020
Contributed by Lukas
When the market is down, it can be very tempting to jump in, and I don't necessarily have a problem with that, but only if you have some other priorit...
Coronavirus: Managed vs Non-Managed
23 Apr 2020
Contributed by Lukas
Pandemic or no pandemic, April is usually a good time to take a look at your finances and determine if any adjustments need to be made, and that inclu...
Coronavirus: How to Allocate
22 Apr 2020
Contributed by Lukas
If you're getting ready to jump into the market, especially during this whacky time, you're going to need an asset allocation plan. But fear not, ther...
Coronavirus: Need Unemployment Help
21 Apr 2020
Contributed by Lukas
As I've said before, many of our listeners are in very fortunate positions, but not everybody. You'll hear what I mean as I read a gut wrenching email...
Coronavirus: Time to Rebalance?
20 Apr 2020
Contributed by Lukas
Easily one of the most common questions we've been getting is whether or not the down market makes it a good time to rebalance? As I usually like to s...
Coronavirus: Convert to a Roth?
19 Apr 2020
Contributed by Lukas
Since the wackiness began in mid March, one of the most common questions we've been getting is whether or not now is a good time to convert from a tra...
Coronavirus: Robo-Advisor or Traditional?
18 Apr 2020
Contributed by Lukas
Like we keep discussing, times of uncertainty cause us to re-evaluate the way we're doing things, and that includes whether or not it makes sense to s...
Coronavirus: Time to Dump Advisor?
17 Apr 2020
Contributed by Lukas
Times like these really do cause people to re-evaluate the way they've been doing things, which in turn can prove which advisors are worth their fees ...
Coronavirus: File for Bankruptcy?
16 Apr 2020
Contributed by Lukas
Although we get a lot of emails from people in fortunate positions, things are incredibly tough for many, many people. Many have gone from having a go...
Coronavirus: Should We Refinance?
15 Apr 2020
Contributed by Lukas
A refinance can be a total pain in the butt, that said, it can also be totally worth the required time and effort. But before you do anything, run the...
Coronavirus: Where to Park Short-Term Money
14 Apr 2020
Contributed by Lukas
There are rules of thumb in the investing world, pandemic or no pandemic, and that includes where to park money for short-term needs. Have a money qu...
Coronavirus Caller: Do I Need an Advisor?
13 Apr 2020
Contributed by Lukas
Crazy times in the market makes us all re-evaluate things, or at least it should, and that includes whether or not it's the right time to enlist the h...
Coronavirus: Timing the Market
12 Apr 2020
Contributed by Lukas
Here we go again, more questions from people who jumped out of the market and now want to know when it makes sense to jump back in. When I find that c...
Coronavirus: I Don't Need My Stimulus Check
11 Apr 2020
Contributed by Lukas
While most individuals need the stimulus check coming their way, some are fortunate and do not. If that's you, what should you do with it? Have a mon...
Coronavirus: Stuck Investor
10 Apr 2020
Contributed by Lukas
You're in your 20s, want to start investing, but got spooked by the recent madness on Wall Street. What should you do? Jump in or wait until things se...