Jill on Money with Jill Schlesinger
Episodes
Decrease Retirement Contributions for Downpayment?
19 Aug 2024
Contributed by Lukas
Does it make sense to decrease our retirement contributions to save more cash for a potential house purchase downpayment? Have a money question? Email...
Health Care in Retirement Part Two
18 Aug 2024
Contributed by Lukas
How can workers plan for future healthcare and medical expenditures? Ryan Viktorin, CFP at Fidelity Investments suggests that “everyone needs to fac...
Health Care in Retirement Part One
17 Aug 2024
Contributed by Lukas
How can workers plan for future healthcare and medical expenditures? Ryan Viktorin, CFP at Fidelity Investments suggests that “everyone needs to fac...
The Importance of Estate Planning
16 Aug 2024
Contributed by Lukas
Whether through a beneficiary designation, through a jointly held account, by probate, or through a trust, you need to ensure coordination and alignm...
The Uncertainties of Retirement
15 Aug 2024
Contributed by Lukas
Millions of American seniors over age 65 are still working because their retirement savings are inadequate. I joined the CBS Evening News to examine h...
Real Estate Transaction Dilemma
14 Aug 2024
Contributed by Lukas
My sister and I are thinking about investing a triple net lease property. There would be good earnings and no work involved on our end. Do you think t...
Should I Stay or Should I Go?
13 Aug 2024
Contributed by Lukas
I feel like it may be time to roll my IRA somewhere else with less fees. Should I do it? Have a money question? Email us here Subscribe to Jill on Mon...
Retirement Ready or Not?
12 Aug 2024
Contributed by Lukas
I am 72 years old, still working, and planning to retire at the end of March 2025. Can I do it? Have a money question? Email us here Subscribe to Jill...
MicroSkills: Small Actions, Big Impact Part Two
11 Aug 2024
Contributed by Lukas
This weekend I'm joined by Resa Lewiss and Adaira Landry to discuss their recently released book, MicroSkills: Small Actions, Big Impact. MicroSkills ...
MicroSkills: Small Actions, Big Impact Part One
10 Aug 2024
Contributed by Lukas
This weekend I'm joined by Resa Lewiss and Adaira Landry to discuss their recently released book, MicroSkills: Small Actions, Big Impact. MicroSkills ...
Are the Managerial Fees Worth It?
09 Aug 2024
Contributed by Lukas
I currently have a financial planner who charges me an annual percentage of the portfolio. This amount is always on my mind. Are there people who are ...
Handling Increased Revenue Streams
08 Aug 2024
Contributed by Lukas
What's the most tax-efficient way to handle recent increases in cash flow? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTub...
On Track to Retire in 12 Years?
07 Aug 2024
Contributed by Lukas
Are we on track for retirement in 12 years? My projections say yes, but can they be trusted? Have a money question? Email us here Subscribe to Jill on...
Investing During Volatility
06 Aug 2024
Contributed by Lukas
Stock markets plummeted in Europe and Asia, including a huge drop in Japan, over fears of a U.S. recession in the wake of a weaker-than-expected jobs ...
Is the Economy Slowing Down?
05 Aug 2024
Contributed by Lukas
The U.S. economy may be slowing down. The Labor Department announced 114,000 jobs were added in July, which is below the average of 215,000 jobs per m...
Money and Markets With Kyla Scanlon Part Two
04 Aug 2024
Contributed by Lukas
This weekend I chat with Kyla Scanlon to discuss her book In This Economy?, an illustrated guide to the mad math and terrible terminology of economics...
Money and Markets With Kyla Scanlon Part One
03 Aug 2024
Contributed by Lukas
This weekend I chat with Kyla Scanlon to discuss her book In This Economy?, an illustrated guide to the mad math and terrible terminology of economics...
What RMDs Mean for Your Money
02 Aug 2024
Contributed by Lukas
Did you know, when you hit age 73, most people have to start taking required minimum distributions, or RMDs, from their tax-deferred retirement accou...
Adjusting Portfolio for Retirement
01 Aug 2024
Contributed by Lukas
I am nearing retirement in the next couple of months and my current challenge is adjusting my portfolio as I make this transition. Have a money ques...
Do I Need My Financial Advisor?
31 Jul 2024
Contributed by Lukas
If I were to take control of our retirement portfolios is there anything I should change or be aware of? Have a money question? Email us here Subscrib...
Stressed by Approaching Retirement
30 Jul 2024
Contributed by Lukas
Retirement is quickly approaching, and while I should feel proud and happy, I can't help but feel scared and stressed. Have a money question? Email us...
Economic Growth Remains Strong
29 Jul 2024
Contributed by Lukas
I joined CBS Mornings to discuss how American consumers are helping to boost the economy. The latest numbers show economic growth doubled to an annual...
Ask The Compound Part Two
28 Jul 2024
Contributed by Lukas
This weekend we're running my recent appearance with the guys over at Ask The Compound where we discuss if the 4% rule actually works, the best part-t...
Ask The Compound Part One
27 Jul 2024
Contributed by Lukas
This weekend we're running my recent appearance with the guys over at Ask The Compound where we discuss if the 4% rule actually works, the best part-t...
How Do Elections Impact the Markets?
26 Jul 2024
Contributed by Lukas
Even in election years, the question remains, do elections have a big impact on your money? Have a money question? Email us here Subscribe to Jill on ...
Do I Need a Fixed Annuity?
25 Jul 2024
Contributed by Lukas
Somebody is trying to convince me to use a large chunk of my retirement savings on an annuity. Does this make sense? Have a money question? Email us h...
Roth 401(k) vs Traditional 401(k)
24 Jul 2024
Contributed by Lukas
Does it make sense to start contributing to the Roth 401(k) at this point and age or should I stick with the traditional pre-tax 401(k) option? Have a...
Borrowing From 403(b)
23 Jul 2024
Contributed by Lukas
Since interest rates are so high, should I borrow from my 403(b) for a kitchen remodel? Have a money question? Email us here Subscribe to Jill on Mone...
Retired in Our 50s, Are We Safe?
22 Jul 2024
Contributed by Lukas
Now that we're in our early 50s and already retired, I want to make sure we are well diversified without over complicating things. Have a money questi...
Where Can I Improve?
21 Jul 2024
Contributed by Lukas
What am I missing or where can I improve as I look to solidify my longterm retirement game plan? Have a money question? Email us here Subscribe to Jil...
Do We Need an Advisor?
20 Jul 2024
Contributed by Lukas
As I chat with family and friends, I'm beginning to wonder if we should be looking to hire a financial advisor. Have a money question? Email us here S...
Estate Tax Law Changes
19 Jul 2024
Contributed by Lukas
Today’s limits on lifetime estate and gifts tax exemption don’t expire until 2026, but there might be reasons to revisit your plan sooner than tha...
Husband Passed, Should I Pay Off Mortgage?
18 Jul 2024
Contributed by Lukas
My husband passed away and I got a life insurance payout of $200,000. Should I use some of it to pay off the mortgage? Have a money question? Email us...
Navigating Inflation
17 Jul 2024
Contributed by Lukas
A report from the Consumer Price Index showed inflation cooled last month, faster than expected. The Federal Reserve has been waiting for inflation to...
High Mortgage Payoff
16 Jul 2024
Contributed by Lukas
I know you don't usually recommend paying off a mortgage, but with a loan at 6.99%, should I aggressively pay it down? Have a money question? Email us...
Can I Really Retire in My Mid-50s?
15 Jul 2024
Contributed by Lukas
Am I being crazy to think of leaving a very well-paying career? Is there something I'm missing? Have a money question? Email us here Subscribe to Jill...
Financial Planning Through a Divorce
14 Jul 2024
Contributed by Lukas
Now that I'm getting divorced, I'm a bit concerned if my financial future is still secure. Have a money question? Email us here Subscribe to Jill on M...
Financial Planning With a Higher Income
13 Jul 2024
Contributed by Lukas
Now that I'm making a lot more money, what are the next financial steps I should be taking? Have a money question? Email us here Subscribe to Jill on ...
Maximizing Your Advisor Relationship
12 Jul 2024
Contributed by Lukas
A financial plan isn’t just about your investments. It’s about creating a plan to pursue your goals while keeping your values, risk tolerance, and...
Index Funds or CDs?
11 Jul 2024
Contributed by Lukas
I am on the fence about whether I should invest in index funds or in a higher interest CD. Have a money question? Email us here Subscribe to Jill on M...
Am I Taking the Right Financial Steps?
10 Jul 2024
Contributed by Lukas
I have a lot going on so I have several questions, but mainly, I'd love a couple more opinions on the steps I'm taking and whether I'm on track to mee...
Midyear Money Checkup
09 Jul 2024
Contributed by Lukas
I joined CBS Mornings for a midyear money checkup to discuss how to save money between now and Labor Day. Have a money question? Email us here Subscri...
Do I Need to Go Back to Work?
08 Jul 2024
Contributed by Lukas
I retired at 55 and now I am wondering if I should go back to work for a year or two? Have a money question? Email us here Subscribe to Jill on Money ...
The Big Picture With Barry Ritholtz Part Three
07 Jul 2024
Contributed by Lukas
This Independence Day holiday weekend we're joined by the blogfather himself, Barry Ritholtz! Find out how Barry got started in finance and what he fi...
The Big Picture With Barry Ritholtz Part Two
06 Jul 2024
Contributed by Lukas
This Independence Day holiday weekend we're joined by the blogfather himself, Barry Ritholtz! Find out how Barry got started in finance and what he fi...
Tax-Smart Investing
05 Jul 2024
Contributed by Lukas
A tax-smart portfolio begins with the right asset mix for your time horizon and your risk tolerance, with techniques designed to help enhance your aft...
The Big Picture With Barry Ritholtz Part One
04 Jul 2024
Contributed by Lukas
This Independence Day holiday weekend we're joined by the blogfather himself, Barry Ritholtz! Find out how Barry got started in finance and what he fi...
Do I Need to Sell My House?
03 Jul 2024
Contributed by Lukas
I owe $275k on a house which I could sell for $950k. It's my only asset. Should I sell? Have a money question? Email us here Subscribe to Jill on Mone...
Lump Sump or Dollar Cost Average
02 Jul 2024
Contributed by Lukas
With a large chunk of cash on the sidelines that should be invested, would you just lump sum in or spread it out over a 6–12 month period? Have a mo...
On Track in Our 30s?
01 Jul 2024
Contributed by Lukas
I’ve gotten very into finances and financial planning over the past few years with the goal of trying to get us on a good page for financial indepen...
Handling Extra Income
30 Jun 2024
Contributed by Lukas
With my husband now working two full-time jobs, what should we be doing with the extra income? Have a money question? Email us here Subscribe to Jill ...
How to Allocate Inheritance
29 Jun 2024
Contributed by Lukas
After receiving a very large inheritance, how should we be allocating our assets? Have a money question? Email us here Subscribe to Jill on Money LIVE...
Retirement Income Taxes
28 Jun 2024
Contributed by Lukas
Certain strategies may help reduce taxes on retirement account withdrawals and that could potentially extend the life of your retirement savings and o...
The High Cost of Child Care
27 Jun 2024
Contributed by Lukas
A recent report found the average annual cost of child care in the U.S. was over $11,500 last year. In some areas, those expenses can be two or three ...
Pay Off the Mortgage or Not?
26 Jun 2024
Contributed by Lukas
Should I use some of my buyout money to pay off the mortgage to reduce our monthly expenses which would allow me to consider jobs with less income? Ha...
Time for Roth Conversions?
25 Jun 2024
Contributed by Lukas
With a huge chunk of money in pre-tax accounts, is it time to start doing some mega Roth conversions? Have a money question? Email us here Subscribe t...
My Financial Outlook
24 Jun 2024
Contributed by Lukas
I recently started a new job and figure now is a good time to check-in on my financial game plan and make sure the outlook is solid. Have a money ques...
Good Time to Do Roth Conversions?
23 Jun 2024
Contributed by Lukas
Based on our age and where we are in life, is now a good time to start doing some Roth conversions? Have a money question? Email us here Subscribe to ...
We're Okay Now, How About in 20 Years?
22 Jun 2024
Contributed by Lukas
I know we're in solid financial shape right now, but how will things look for us in 10 or 20 years? Have a money question? Email us here Subscribe to ...
The Importance of Estate Planning
21 Jun 2024
Contributed by Lukas
Whether through a beneficiary designation, through a jointly held account, by probate, or through a trust, you need to ensure coordination and alignm...
If My Job Goes Am I Okay?
20 Jun 2024
Contributed by Lukas
I heard through the office grapevine that my position of 15 years may be transitioning into a position that I would not want. Am I in good shape if ea...
Long-Term Savings and Inflation
19 Jun 2024
Contributed by Lukas
What do you recommend people do as a hedge against inflation (or hyperinflation) in their long-term savings and retirement accounts? Have a money ques...
Can I Retire in December?
18 Jun 2024
Contributed by Lukas
I am thinking of retiring in December but I am not sure about my retirement savings. Can I do it without collecting Social Security until 67? Have a ...
Husband Is Nervous About Retirement
17 Jun 2024
Contributed by Lukas
I think my husband can retire but he's nervous and unsure. Who's right? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: ...
Does Dad Need Financial Intervention?
16 Jun 2024
Contributed by Lukas
Given the financial advice my father-in-law has been receiving, is it time for an intervention? Have a money question? Email us here Subscribe to Jill...
Military Retirement Planning
15 Jun 2024
Contributed by Lukas
With two military pensions on the horizon, is our overall retirement picture on the right track? Have a money question? Email us here Subscribe to Jil...
Finding the Right Advisor
14 Jun 2024
Contributed by Lukas
As you think about working with an advisor, ask yourself if he or she is only focused on your investments, or are they also helping you plan for long-...
Do We Need a Financial Planner?
13 Jun 2024
Contributed by Lukas
I'm thinking about seeing a financial planner but see no reason to justify the cost. Am I wrong? Have a money question? Email us here Subscribe to Jil...
Summer Job Spike
12 Jun 2024
Contributed by Lukas
More than two million high school and college students are expected to work summer jobs and internships this year. I joined CBS Mornings with tips to ...
Can We Pull Back on Retirement Saving?
11 Jun 2024
Contributed by Lukas
I know that our early start, good income, and disciplined saving habits have put us on a solid path, but I still have anxiety over if we are doing eno...
Help With Retirement Plan in My 30s
10 Jun 2024
Contributed by Lukas
I’m in my 30s with roughly $80k in retirement accounts but also $80k in student loans from graduate school. Should I shift my focus from retirement ...
Should We Pick the 401(k) or Pension?
09 Jun 2024
Contributed by Lukas
With my wife starting a new job, should we choose the 401(k) or the pension option? Have a money question? Email us here Subscribe to Jill on Money LI...
Can I Safely Retire at 62?
08 Jun 2024
Contributed by Lukas
Given that my wife is 11 years younger, can I safely retire at the age of 62? Have a money question? Email us here Subscribe to Jill on Money LIVE You...
Retirement Income Strategies
07 Jun 2024
Contributed by Lukas
How will you feel about your finances and generating income when it’s time to transition to retirement? Have a money question? Email us here Subscri...
Crazy to Buy a House in Retirement?
06 Jun 2024
Contributed by Lukas
Are we crazy to consider buying a house in retirement? If we do it, should we pay cash or take out a mortgage? Have a money question? Email us here Su...
Brokerage Savings vs 401(k)
05 Jun 2024
Contributed by Lukas
How much money people should have in taxable brokerage accounts versus inside traditional retirement accounts? Have a money question? Email us here Su...
Two Annuity Options
04 Jun 2024
Contributed by Lukas
My financial advisor is suggesting two different annuities for me. Are they appropriate given my situation? Have a money question? Email us here Subsc...
Spending Savings in Retirement
03 Jun 2024
Contributed by Lukas
I am retired and I'm unsure how to start withdrawing money from my various accounts. Have a money question? Email us here Subscribe to Jill on Money ...
Should I Move My Retirement Money?
02 Jun 2024
Contributed by Lukas
With retirement still a ways off in the distance, is there any reason why I should be moving some of my assets? Have a money question? Email us here S...
Do We Have Enough Saved for Retirement?
01 Jun 2024
Contributed by Lukas
Now that we're in our mid 60s, are we on track to have enough money saved as we approach retirement? Have a money question? Email us here Subscribe to...
Retirement and Your Full Financial Picture
31 May 2024
Contributed by Lukas
A holistic view of your full financial picture can help you identify opportunities that may reduce your overall tax burden while potentially enhancing...
Financial Concerns After Divorce
30 May 2024
Contributed by Lukas
After a recent divorce, and now feeling a bit concerned, I want to make sure that my financial future is still secure. Have a money question? Email us...
Asset Allocation With a Pension
29 May 2024
Contributed by Lukas
With all the monthly expenses covered by a hefty pension, how should the rest of my portfolio be allocated? Have a money question? Email us here Subsc...
Housing Market Breakdown
28 May 2024
Contributed by Lukas
New housing data shows new and existing home sales fell in April as mortgage rates remained high. The number of homes on the market rose by 9%, but pr...
Romance Scams and Cybersecurity Best Practices Part Three
27 May 2024
Contributed by Lukas
This Memorial Day weekend we're joined by Adam Levin, cybersecurity expert and host of the What the Hack podcast. Adam joined us to talk about a pleth...
Romance Scams and Cybersecurity Best Practices Part Two
26 May 2024
Contributed by Lukas
This Memorial Day weekend we're joined by Adam Levin, cybersecurity expert and host of the What the Hack podcast. Adam joined us to talk about a pleth...
Romance Scams and Cybersecurity Best Practices Part One
25 May 2024
Contributed by Lukas
This Memorial Day weekend we're joined by Adam Levin, cybersecurity expert and host of the What the Hack podcast. Adam joined us to talk about a pleth...
Paying for Health Care in Retirement
24 May 2024
Contributed by Lukas
If you’re thinking about the rising cost of health care, you’re not alone. In fact, health care continues to be one of the largest and most signif...
Afraid to Spend My Assets
23 May 2024
Contributed by Lukas
I retired four years ago at 55 and I haven't had to dip into any of my savings or retirement money. I would like to know what is the best way to star...
How Am I Set up for Retirement?
22 May 2024
Contributed by Lukas
I’m 61, my wife is 58, and we would like to retire in about four years. I assume we are close to the numbers needed but am wondering if we need to m...
How to Allocate Inheritance
21 May 2024
Contributed by Lukas
My uncle died and left me two life insurance policies. I have mostly left the money alone but I'm wondering if I should reallocate? Have a money ques...
Stock Market Milestone
20 May 2024
Contributed by Lukas
For the first time ever, the Dow Jones average rose about 40,000, providing new optimism about the economy. I joined CBS Mornings to discuss. Have a m...
Contemplating Retirement
19 May 2024
Contributed by Lukas
I'm contemplating retirement at the age of 60. Can I do it? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney...
Are My Numbers Correct?
18 May 2024
Contributed by Lukas
After taking a retirement buyout a few months back, I want to make sure my calculations are correct. Have a money question? Email us here Subscribe to...
Estate Planning Peace of Mind
17 May 2024
Contributed by Lukas
Having a proper estate plan in place will give you the peace of mind that comes with "getting your affairs in order" before there is a crisis. Have a ...
Is Inflation Relief on the Horizon?
16 May 2024
Contributed by Lukas
New inflation data is out, and the numbers could influence what happens to interest rates. I joined CBS Mornings to discuss. Have a money question? Em...
Maximizing Our Lower Tax Bracket
15 May 2024
Contributed by Lukas
In 2023 we were in the 34% tax bracket but we should be in the 24% tax bracket for 2024 and we would like to make the most of this lower tax bracket w...
Financial Steps Before Marriage
14 May 2024
Contributed by Lukas
I’ll be getting married to a non-US citizen and I'm wondering how in the world do we even begin tackling an equitable prenuptial agreement? Have a m...
Are We on the Right Track?
13 May 2024
Contributed by Lukas
I’m 45 and my wife is 49, and with $800k in my 401(k), I'm looking to see if we're on the right track and what we should do next. Have a money quest...
Estate Planning Conversations Part Two
12 May 2024
Contributed by Lukas
There are three basic steps to getting started with the estate planning process. First, you’ll need to get organized by documenting all your assets....