Making Money
Episodes
How do you stop worrying about your financial future? Ask Us Anything
17 Jun 2024
Contributed by Lukas
You asked us: What do you do to stop yourself overly worrying about your financial future? I’d really like to start investing, but I don’t ...
House or pension: what to focus on first? Ask Us Anything
10 Jun 2024
Contributed by Lukas
You asked us: When I started work the advice was to buy a house and then worry about your pension, is that still true? Is investing in the US i...
Is it too late to start investing? Ask Us Anything
03 Jun 2024
Contributed by Lukas
You asked us: Is it too late to start investing at 50? How do you save during the cost of living crisis? 🤝 Get 1:1 help with your money...
Everyone gets this wrong about building wealth
20 May 2024
Contributed by Lukas
Can you really get rich by cutting costs? Is the 4% rule right for everyone? What are the biggest mistakes we make when it comes to tax? Chris Bourne ...
Will extreme wealth destroy democracy?
13 May 2024
Contributed by Lukas
If capitalism continues to go uncontrolled it will destroy democracy, says Martin Wolf, Chief Economics Commentator at the Financial Times. In his boo...
Do global index funds have a problem?
06 May 2024
Contributed by Lukas
Are Global Index Funds too exposed to the US tech sector? Would it be better to just be invested in those companies and get much higher returns? What ...
Is financial advice worth it?
29 Apr 2024
Contributed by Lukas
Tom Morgan has worked in the financial advice industry for 12 years. Recently he decided to go it alone as a financial advisor because he has big conc...
Are you worse off than your parents?
22 Apr 2024
Contributed by Lukas
How do younger generations deal with the financial challenges they’ve been dealt? And is it really harder than it was for their parents? Iona Bain i...
Why our political system is broken and what it costs us
15 Apr 2024
Contributed by Lukas
How do politicians escape accountability for their lies? Why is there wasteful spending on poorly conceived projects that aren’t based on evidence? ...
Is crypto cleaning up its act?
08 Apr 2024
Contributed by Lukas
What does the recent history of crypto teach us about it today? FT Journalist Joshua Oliver won awards for his reporting of the collapse of FTX, the c...
We need to talk about crypto
01 Apr 2024
Contributed by Lukas
Where is the value in cryptocurrencies like Bitcoin and Ethereum? Can they help returns without introducing too much risk? Is Bitcoin getting more sta...
Why investors should take back power
25 Mar 2024
Contributed by Lukas
In today's capitalism, who truly holds the reins of power? Merryn Somerset Webb is a Senior Bloomberg columnist and former editor of Money Week. In he...
WTF are bonds? How and when to use them
18 Mar 2024
Contributed by Lukas
Do you invest in bonds? You might not realise it but you probably do. If you have a workplace pension the default is to invest you in both stocks and ...
Scams: How to spot them, handle them and protect yourself
11 Mar 2024
Contributed by Lukas
What would you do if you were scammed? Do you know what kinds of things the banks look for when evaluating if you should get your money back? Katie M...
Ali Abdaal: Earn more but work less?
04 Mar 2024
Contributed by Lukas
If you could do more with your time, what could you accomplish? Ali Abdaal started his YouTube channel as a side hustle while he was a medical student...
Ask Us Anything: Is ethical investing worth it?
26 Feb 2024
Contributed by Lukas
You asked us: Are you shooting yourself in the foot by investing in ESG (environmental, social and governance) funds? Should you sell your Pok...
Ask Us Anything: How financially savvy were our parents?
19 Feb 2024
Contributed by Lukas
You asked, we answered: Were either of our parents financially savvy or has everything been self taught? SUV at 5.49% for 60 months. Brain says...
Ask Us Anything: Should you be worried about a 'pension crisis'?
09 Feb 2024
Contributed by Lukas
The questions are all about pensions this week: What are our thoughts on a ‘pension crisis’ for Millennials/Gen Z when retirement comes around...
Gary Stevenson: The rich will bankrupt us all
05 Feb 2024
Contributed by Lukas
Gary Stevenson is a former city trader who made millions from betting on growing inequality. With his YouTube Channel @GarysEconomics he now campaigns...
Lessons from 300 years of stock market advice
29 Jan 2024
Contributed by Lukas
What’s the secret behind beating the market? It's a question many ask, but who really knows the answer? James Taylor, co-author of ‘Invested: How ...
How to get a promotion this year
22 Jan 2024
Contributed by Lukas
We all want to get paid more but how do you get a salary increase out of your company? What steps should you take to build your case before asking? An...
The science behind changing your habits
15 Jan 2024
Contributed by Lukas
Do you ever look back and think where did the time go? It’s a horrible feeling, life passing you by, but it’s natural because we have to spend mos...
Forget new year's resolutions, this is how to sort your financial life in 2024
08 Jan 2024
Contributed by Lukas
Do you want financial independence by the time you're 40? 50? 60? Do you know how to get there? That’s why we started the podcast - to give you the...
Ask us anything: Christmas edition - would you take £1m or £5k/month?
18 Dec 2023
Contributed by Lukas
You asked us: Would you rather have a million pounds or five thousand pounds a month until you get to a million? What would you do if you lost ...
Ask us anything: What's the key lesson from legendary investor Charlie Munger?
11 Dec 2023
Contributed by Lukas
You asked us: What is the one key lesson we can learn from Charlie Munger’s legacy? Were either of your parents financially savvy or has ever...
Where do your taxes actually go?
04 Dec 2023
Contributed by Lukas
It feels like we pay a lot of tax in the UK but is that really true? Where do our taxes actually go? Are they wasted? And are we going to have to pay ...
7 ways your brain makes you poorer
27 Nov 2023
Contributed by Lukas
Smart people make bad decisions all the time. That’s because intelligence (IQ) has no bearing on our ability to make rational, unbiased decisions. I...
How to invest in single stocks (but why you probably shouldn’t)
20 Nov 2023
Contributed by Lukas
Most people shouldn’t invest in single stocks - they’d be better off investing in index funds - but that doesn’t stop a lot of people trying. Th...
How to improve your credit score
13 Nov 2023
Contributed by Lukas
Credit scores... there's a lot of misunderstanding about them. So in this episode, which is a beginner's guide to credit scores, we explain the fundam...
How do your finances compare to average?
06 Nov 2023
Contributed by Lukas
The average person in the UK earns … yeah, we just teased you with that, but who doesn’t want to know if they’re doing better than the person ne...
How to handle property in the new world of interest rates
30 Oct 2023
Contributed by Lukas
Interest rates have soared but what does that mean for you long term? How do you navigate the mortgage crisis? What will happen to house prices? Will ...
How to start investing: picking the right index fund & platform
23 Oct 2023
Contributed by Lukas
Once you’ve decided to invest, you still need to pick which platform to use, and which fund to invest in from the many similar looking options. It c...
Deborah Meaden: Money shouldn't be the goal
16 Oct 2023
Contributed by Lukas
Deborah Meaden is a living legend in this country. Famous from her nearly two decades on Dragons’ Den, she became an entrepreneur at 19 years old. H...
The one thing to invest in (to beat 95% of professional investors)
09 Oct 2023
Contributed by Lukas
Everyone talks about diversification, but how diverse do you really need to be? Can you just invest in one fund? Ramin Nakisa is personal finance YouT...
Ask us anything: How to get to £2 million using an ISA
01 Oct 2023
Contributed by Lukas
You asked us: Do we step in when we see friends/family making terrible financial decisions? How does Damo plan to get to £2 million in an ISA?...
Ask us anything: What is the secret to quick wealth?
24 Sep 2023
Contributed by Lukas
You asked us: What is the secret to quick wealth? When should you set up a limited company? Where should you store your emergency fund? He...
Ask us anything: Should you overpay your mortgage?
18 Sep 2023
Contributed by Lukas
Your biggest questions: Is overpaying your mortgage a good investment compared to other things like a pension or an ISA? Should you transfer yo...
Ask us anything: What will interest rates be in 2/5 years?
11 Sep 2023
Contributed by Lukas
You asked us your biggest questions: Rishi Sunak says wages are driving inflation: is that really the case? Should the government raise inter...
Ask us anything: Is it better to keep money in cash or invest right now?
04 Sep 2023
Contributed by Lukas
You asked us your biggest questions: Should you stop investing in UK gilts? Is it better to save or invest right now? What do we think of AI...
Ask us anything: Do you need a financial adviser?
28 Aug 2023
Contributed by Lukas
You asked us your biggest questions: What have Damo and T changed about their own approaches to personal finance since starting the pod? Do you...
Ask us anything: How has being parents affected the kinds of decisions you make?
21 Aug 2023
Contributed by Lukas
You asked us your biggest questions: Has being a parent affected the kinds of decisions we make? Where should a higher rate taxpayer who has ...
Ask us anything: Should I overpay my student loan or invest?
14 Aug 2023
Contributed by Lukas
We answer your biggest questions: Alfie has £45k of student debt at 7.1% interest. He asks "Should I focus on trying to take chunks off this debt, w...
Ask us anything: How do you talk to your partner about money?
07 Aug 2023
Contributed by Lukas
We answer your biggest questions: How do you handle finances with your partner, especially if one of you earns a lot more than the other? Can I...
Ask us anything: What should we teach kids about money?
31 Jul 2023
Contributed by Lukas
We answer your biggest questions: i) What should kids be taught about money? ii) What to do with a lump sum right now to make it grow? What would yo...
Ask us anything: When should you get out of an investment?
24 Jul 2023
Contributed by Lukas
We answer your biggest questions: i) when should you get out of an investment? ii) why is your money not growing quickly enough? What would you like ...
Ask us anything: Is gold a good investment?
17 Jul 2023
Contributed by Lukas
We answer your biggest questions: i) when is enough, enough? ii) is gold a good investment? iii) will the stock market keep rising? What would you li...
S1E13: The basics checklist - are you on track to build wealth?
10 Jul 2023
Contributed by Lukas
Test your knowledge to make sure you’re absolutely clear about the fundamentals of building wealth. We’re bringing together the basics in one epis...
S1E12: How to sort your pension & retire well
03 Jul 2023
Contributed by Lukas
Most people don’t realise how much money they need to retire the way they want, nor how to build that pot. Hell, our Producer Will had opted out of ...
S1E11: Kerry Katona: How I went bankrupt twice
26 Jun 2023
Contributed by Lukas
Most people in the UK know of Kerry Katona but not many people know about the wild ride she’s had with money. This episode might not be suitable for...
S1E10: FSCS - Are your savings and investments protected?
19 Jun 2023
Contributed by Lukas
Financial institutions like banks have sometimes failed, so we want to know what happens to your money if they do. It’s a legitimate fear so we’re...
S1E9: Getting out of debt: "I was so ashamed"
12 Jun 2023
Contributed by Lukas
1 in 4 people in the UK are in danger of falling into financial difficulties - a single shock like their car breaking down will result in them falling...
S1E8: Millionaire at 27: What's it like to suddenly become rich?
05 Jun 2023
Contributed by Lukas
What’s it like suddenly becoming rich? Entrepreneur Timothy, or Timo, Armoo grew up poor. But having got a scholarship to a private school, he reali...
S1E7: Should you rent or buy?
29 May 2023
Contributed by Lukas
Owning your home is a core part of the British identity, but does it still make financial sense? Is it actually a good investment? To find out, we’r...
S1E6: How economics really affects you
22 May 2023
Contributed by Lukas
Studies show that basic economic literacy means doing better with money over the long-term. So we invited Bank of England economists, Rupal Patel and ...
S1E5: How to budget to make the most from what you earn
15 May 2023
Contributed by Lukas
70% of people don’t budget which means there’s an opportunity for you to be better than most. A budget helps you navigate from the financial stage...
S1E4: How to invest in the UK with a stocks & shares ISA
08 May 2023
Contributed by Lukas
ISAs are a godsend. Most countries don’t have a system like it. They’re basically a tax-free way to save and invest in the UK, so we’re talking ...
S1E3: How to start investing in the UK
01 May 2023
Contributed by Lukas
Kalpana Fitzpatrick is the Senior Digital Editor of MoneyWeek and the author of a few finance books including Invest Now. She’s here to explain how ...
S1E2: Here's how anyone can get rich
24 Apr 2023
Contributed by Lukas
Andrew Craig is the author of arguably the most useful British personal finance book of all time - How To Own The World. It was the book that opened u...
S1E1: First step to build wealth - what's your relationship with money?
17 Apr 2023
Contributed by Lukas
The first step to building wealth is figuring out your relationship with money. That’s why we’re speaking to Claer Barrett, the Consumer Editor of...
Trailer: Making Money
10 Mar 2023
Contributed by Lukas
Welcome to the financial education we should've had. It's crazy we're not taught about money in the UK, but the good news is that getting good with mo...