Chapter 1: What is the main topic discussed in this episode?
You're listening to Mick Unplugged, hosted by the one and only Mick Hunt. This is where purpose meets power and stories spark transformation. Mick takes you beyond the motivation and into meaning, helping you discover your because and becoming unstoppable. I'm Rudy Rush, and trust me, you're in the right place. Let's get unplugged.
Today's guest. is the acclaimed Ms. Dow Jones, a financial educator helping millions understand and build real wealth and an author of the book that is just released today, Future Rich Person. I call it the blueprint that every entrepreneur, every leader, everyone that's thinking about leveling up needs to read this book. So please join me in welcoming the insightful, the trailblazing Ms.
Haley Sachs. Haley, how are you doing today, dear?
I'm so excited to be here. Like I told you, I'm a huge fan of Mick Unplugged. And so this was like the podcast on my schedule that I was so looking forward to.
I am honored to have you on. You mean the world to me. This book means the world to me. But before we get into the book that's out today, I want to ask you, Haley, you know, I ask every guest this about their because. That thing that's deeper than your why, I call it like your true purpose, your true passion. So if I were to say, Haley, in 2026, what's your because?
Why do you keep doing the things you do?
I do the things that I do because... I genuinely believe that financial health is as important as physical or mental health. And it's something that's not prioritized or taught. And so people are walking through the world with all of the shame and not knowing and overwhelm. And it is degrading their quality of life when they could be living these big, rich lives.
And so I do it because I want to show people that it's not that hard. You just need these steps. And then it will... infinitely improve your quality of life and give you access to, you know, your dreams.
Yeah, I love it. And that is truly who you are, right? Like the energy that you have, I call it the swag that you also have. It's in everything that you do, right? Your social media, one of the best IG follows you'll ever have is Haley Miss Dow Jones. So make sure you go check that out. There's links right here for that. But Haley, I got to talk about this book.
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Chapter 2: Why is the old American Dream no longer relevant?
And I want you to talk about this. I need everybody that's watching this listening to calm down and focus for me really quick. It's okay to want to be rich, right? There's this huge stigma of, you know, wealth and the ego maybe that some people have.
I think you're looking at bad people because I'd say most wealthy people that I know are actually good humans and do good things with the wealth and the rich that they have. Haley, why is rich good?
Yeah, so I think that we, you know, the first part of the book, Mick, is so much about mindset because what I always say is, like, you can't actually change your financial life until you figure out why you have been relating to money the way that you have been. Like, I could teach you everything about emergency funds and debt and investing, but you're never going to actually make any changes.
Right.
unless you actually understand like your why. And so part of your why is breaking down your money identity. And for a lot of us, we have these money identities and money stories that like you said, are related to like wanting money is bad. Like, you know, I'm greedy if I want wealth, rich people are all evil and all these things that sort of keep you small and stuck.
But the truth is that money only magnifies who you are. It only makes you more of who you already are. If you are a weird person who's like, you know, nefarious and wants to do like things that are messed up and you've got a lot of money, then guess what? It's going to be really easy for you to do that. But if you're someone who wants to
you know, A, be able to take care of yourself really well so you can have great healthcare and leave jobs and relationships that don't serve you and live in a place that you feel really good about. Like just like these great parts of life that we like overlook. But also if you wanna help your community, You want to be able to give back. You want to help your parents, your family.
Like money is a tool to do all of that. And so I don't think it's evil at all. I just think that, you know, there are rich people who are evil, but there's probably there's broke people who are evil, too.
Yeah. Yeah. Yeah. Money didn't make them who they were. You're right. It just it just accentuated it more. Right. Like. That's all that it was. That's all that it was. You talked earlier in your intro about different things on understanding what's an LLC, C and an S and, you know, when is it right to be a corp and all that.
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Chapter 3: How can financial literacy be modernized for today's world?
And it changes too, you know, the same setup for person one, and you go through this in the book, isn't the same setup for person two, even if they kind of look identical on paper, right? Like you've got to talk about the vision that you have for your company, you know, what's going on in your personal life as well too.
Like there's a lot of things that go into these structures and I don't think most people get it, but you break it down beautifully.
I really appreciate that. I also want to shout out something that I talk about in the book too, is like the separation of your business and personal finances. Because obviously, like I say this so much in the book, like you are your best asset, like invest in yourself, like build your skills.
So much of the book, this is not a shameful finance book, but it's about like cutting back, no lattes, no avocado toast. It's about like You, as a future rich person, making more money and then knowing what to do with it and also avoiding spending it all, even though we are in this society where our parents were advertised to 500 times a day and we're advertised to 5,000 times a day.
So it's hard. But when you... Start a business. I think a lot of people are like, okay, I got to go all in on the business. But, you know, it's so important to make sure that you are also putting money away for yourself, just like in those retirement accounts, because you never know what's going to happen. Even though you want to bet on yourself so big, never go all in.
Yeah, yeah, I love it. And, you know, that's one of the subjects in the book, right, is like how to save money. But you also talk about how to use money, right? And one of my favorite chapters in your book is Chapter 7.
And for those that are watching or that are listening, the way the book is set up is you're going to get a topic, you're going to get a scenario, you're going to get the real inspiration. So it's like Haley having a conversation with a business owner or a person, and you're walking through something that everyone can relate to. But chapter seven, we talk about Money 911.
And I saw the title and I said, I'm reading this one. And it was so good that I had my two sons also read it who were in their mid 20s, early 20s, because it's really important for them to understand. Like they hear dad talk about money. Right. They have friends. They see things. They understand wealth. And I'm not saying I'm wealthy, but they understand like they understand money.
I want them to be future rich people, my sons. Just because dad might have two dollars doesn't mean that it's their two dollars. Right. So I wanted them to understand that as well, too. But let's talk about Money 911 and let's talk about Chapter 7.
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Chapter 4: What mindset shifts are necessary for building wealth?
It's, it's a beautiful story. And I will tell you, if you are a parent of a teenager or older, I would definitely, one, buy the book, but two, I would start with this chapter for them because this was a conversation that I had with my two sons, Jay and Kamen. I know you're listening. I know you're watching. So I'm just going to share our dirty laundry really quick, right?
I needed them to understand because at some point you have to, I'm going to say, financially mature, right? And by financial maturity, I mean, it's not, hey, dad, it's towards the end of the month and rent's going to be due in a couple of days and I need some help. And I'm not saying that my boys do this or have done that.
But I need everybody to understand, like, how do you prepare for that maturity? And so I'm going to give a hot take that I'd love for Haley to chime in on because this is going to be her hot take because it's her message. You famously have said that the rules of money have changed, right? And I think now is that time. Like, I'd love to get your continuation of that quote.
Like, why isn't following your parents' advice going to make you wealthy anymore?
You know, Mick, because... The old American dream is dead. You know, our parents' generation, they would be at the same job for 40 years. They had a pension at that job. They had equity in a home that they could actually afford the home, which was crazy for our generation. And then, you know, I... We're going to resell it for a profit because the housing market was really different.
The student loans were really different. Access to credit was different. There were just so, it was such a different time where you could trust the system more than you can now. Now it's like, that's why reading future returns is so important is because, you know, the system was always created by the people that it serves, right?
So that's like why rich people save so much on taxes because the tax code was written by the people that it's protecting. And so, but that doesn't mean that you have to be a billionaire to benefit. It just means that you have to understand the rules of the game so that you can win at it. And if you don't, then you're never going to get ahead because the system is out to get you.
It is a predatory financial system. At every turn, they want you to get into debt. They want you to set up accounts that have high fees. They want you, like there's just so much coming at you every day that is nefarious and trying to take your money. And so you need to wise up and Really commit to your financial literacy so that you can win regardless of that.
Yeah, I love it. I love it. I love it so much. You said something that I've said a thousand times. So I'm glad that you were able to say that so that the listeners and watchers don't have to say, Nick's just going to say that again. Haley said what I've been telling you forever and ever and ever. You know, Haley, I like to talk about the room.
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Chapter 5: What does Haley mean by 'money magnifies who you are'?
There's descriptions, show notes, and everything. But, you know, you start off with the Beyonce little quote, and then it goes into, it's almost like the Ten Commandments, right, of money etiquette, which I love how that's written. And so... Again, my kids, I have them start with chapter seven and then I go to chapter 12 just because I like that flow for them.
And this is why this book is amazing. This book, when you read it again, go get it today. You can take this journey wherever you want. Like, yeah, I'm sure Haley wrote it to go from page one to the end.
I'm loving that we're moving around.
Yeah, like I that's how I like to read books like this, because there's going to be days where it's like, let me go back and read chapter five again. Let me go talk. Let me go read into part two on making money and why that's important. Right. I think it's it's it's a book. That's so cool. I love that.
And we also have a full chapter on rich kids too. So like if you're someone who's trying to build generational wealth for your child, that's the same way that, you know, no one teaches you about business structures. No one teaches you how to do that either. But it's actually pretty simple. So I break that down as well.
Like there's just, it's everything that you were never taught about how to win the game of money. And written in a way that's like so palatable and easy. Like I love that you were able to read it just like, like my goal with writing the book was like, you know, so many people buy finance books and they never crack them. Because it feels like this, like, like it feels like punishing to read it.
Like as though like you're going to read it and you're going to feel like you got in trouble. And I wanted it to feel like a book that's actually like fun and that you wanted to enjoy and finish and pass on to your friends and your kids. But that's going to teach you.
It is definitely that book. So again, everybody, you can see it. Go get the book today. Future Rich Person, Haley Sachs. Haley, I got to get you out of here on my rapid fire. I can't wait. You ready?
I love it. Yes.
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Chapter 6: How does money etiquette impact wealth-building?
I'm going to get you out of here on this one. In one or two words, if you had to define Haley Sacks, what would those one or two words be?
Fun and smart.
There it is. I love it. I love it. Ladies and gentlemen, this has been my good friend, Haley Sachs. You're so busy. You're so gracious. I appreciate you just taking some moments here with us today. Again, I can't, I won't be remiss without saying, go get this book. Zoom in, cameraman, zoom in. Like this is the book, Future Rich Person. The book is so great. I'm going to do this.
We'll go Instagram. The first 20 people that message me on Instagram, future rich person, I'm going to go ahead and order you a copy of the book. So I'm going to order 20 copies of the book. I'm going to give them to 20 people. Message me future rich person on Instagram.
And then after you've read the book, do me a favor, tag Haley and I, picture the book and the thing that you got out of the book the most. Because that'll help both of us. That will help both of us.
We are so lucky to get Mick's present. What a nice, kind gesture. Helping your is really, really, really beautiful. Thank you. I'm overwhelmed, Mick. I'm going to cry. That's so nice. Thank you, guys.
Don't be overwhelmed. Don't cry. Don't do any of that. But I appreciate you so much. You mean the world to me. I need everybody to go follow Haley on social. Check out her websites. We'll have links to all that in the show notes and the descriptions. Haley, you're amazing.
Love everything about you. You are amazing. Oh, my gosh. This is so awesome. Thank you, Mick.
You got it. And for all the viewers and listeners, remember, your because is your superpower. Go unleash it.
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Chapter 7: What are the new rules for building wealth in 2026?
Share it with someone who needs that spark. And leave a review so more people can find their because. I'm Rudy Rush, and until next time, stay driven, stay focused, and stay unplugged.