The Personal CFO Podcast
Episodes
Ep.038: What the Energy Wars Mean for Your Portfolio
22 Mar 2026
Contributed by Lukas
This episode explores how geopolitical conflicts affect investment portfolios, focusing on asset-class reactions, historical oil shocks, and strategic...
Ep.037: Why Most Businesses Never Sell
15 Mar 2026
Contributed by Lukas
This episode features Gerry Lalonde, a seasoned exit planner and growth strategist, discussing the critical importance of early business exit planning...
Ep.036: You’re Chasing the Wrong Definition of Wealth
08 Mar 2026
Contributed by Lukas
Guillaume Girard explores redefining wealth beyond traditional financial metrics, emphasizing holistic well-being across five key domains: financial, ...
Ep.035: Canadian Housing Crash or Opportunity? What You Need to Know
01 Mar 2026
Contributed by Lukas
SummaryThis episode provides a comprehensive analysis of the current state of the Canadian real estate market, exploring recent declines, regional dif...
Ep.034: The 8 Most Expensive RRSP Mistakes Business Owners Make
22 Feb 2026
Contributed by Lukas
SummaryGuillaume Girard discusses strategic tax planning for business owners, focusing on RRSP utilization, compensation structures, and future exit p...
Ep.033: How To Pay Yourself Tax-Free Money From Your Corporation
15 Feb 2026
Contributed by Lukas
SummaryIn this episode of the Personal CFO Podcast, host Guillaume Girard delves into the Capital Dividend Account (CDA), a powerful yet often overloo...
Ep.032: Most Common Emotional Challenges of High-Income Earners With Money
29 Jan 2026
Contributed by Lukas
Summary of EpisodeIn this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman explore the emotional challenges cli...
Ep.031: Inside the Mind of a Gold Medalist with Ben Rutledge
08 Jan 2026
Contributed by Lukas
Summary In this conversation, Guillaume Girard interviews Ben Rutledge, a Canadian Olympic gold medalist and entrepreneur, exploring his journey from ...
Ep.030: CRM 3 Is About to Change Everything: The Fee Shock No One Is Ready For
28 Nov 2025
Contributed by Lukas
Summary In this episode, Guillaume and Sam discuss the upcoming changes to fee disclosure under CRM3, which will significantly impact how Canadians vi...
Ep.029: From Burnout to Balance: How Financial Literacy Can Help You Thrive
06 Nov 2025
Contributed by Lukas
Summary In this episode, Guillaume Girard interviews Dr. Christian Wigmore, founder of BudgetYourMD, about the financial challenges physicians face an...
Ep.028: The Downsides of Using Family Trusts
16 Oct 2025
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman, along with guest Mohammed Al-khooly, discuss ...
Ep.027: Paying Dividends To Family Members (TOSI)
02 Oct 2025
Contributed by Lukas
Summary In this episode, the hosts discuss their experiences at a recent portfolio strategies conference, sharing insights on investment strategies an...
Ep.026: Income Splitting Strategies for Business Owners
18 Sep 2025
Contributed by Lukas
Summary In this episode, the hosts discuss various strategies for income splitting, focusing on tax efficiency for business owners. They explore the i...
Ep.025: Tax Considerations with Real Estate
04 Sep 2025
Contributed by Lukas
Summary In this episode, the hosts discuss the partnership between Copilot Tax and Millen Wealth Advisors, focusing on how this collaboration will enh...
Ep.024: Family Trust, Holding Co & Succession Planning with Amanda Doucette
14 Aug 2025
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, host Guillaume Girard speaks with Amanda Doucette, a tax lawyer specializing in estate...
Ep.023: Costly Tax and Investment Planning Mistakes Made By Business Owners
29 May 2025
Contributed by Lukas
Summary In this episode, Guillaume Girard and Sam Lichtman discuss the four most common mistakes made by business owners, focusing on the implications...
Ep.022: Investment vs Insurance with Graham Bergsma
15 May 2025
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, host Guillaume Girard interviews Graham Bergsma, a seasoned expert in the insurance in...
Ep.021: The Swiss Army Knife of Retirement Planning for High-Income Earners
02 May 2025
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard, Sam Lichtman and guest Tatenda Mawoyo delve into the intricaci...
EP.020: How To Protect Your Data Against AI Threat Actors
21 Apr 2025
Contributed by Lukas
In this episode, Sam takes a deep dive into cyber threats and discusses how prevalent they have become in today's world. Sam talks with Brennen Schmid...
Ep.019: The Cost of a Superficial Advisor-Client Relationship with Dr. Moira Somers
03 Apr 2025
Contributed by Lukas
Summary In this episode, Dr. Moira Somers discusses the psychology of money, emphasizing the importance of understanding financial behavior and decisi...
Ep.018: Money & Mindset: From Scarcity to Abundance
27 Mar 2025
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, host Guillaume Girard shares his personal journey from a scarcity mindset to an abunda...
Ep.017: A Supercharged RRSP for Business Owners (Individual Pension Plan)
20 Mar 2025
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, host Guillaume Girard speaks with Tatenda Mawoyo about Individual Pension Plans (IPPs)...
Ep.016: Navigating Marriage & Divorce as a Business Owner with Family Lawyer Chantal Cattermole
13 Mar 2025
Contributed by Lukas
In this episode of the Millennial Money Canada podcast, host Guillaume Girard speaks with family lawyer Chantal Cattermole about her journey into fami...
Ep.015: How to Find a Financial Advisor in Canada with Jason Watt
06 Mar 2025
Contributed by Lukas
In this episode of the Millennial Money podcast, Sam Lichtman speaks with Jason Watt about the complexities of finding a financial advisor, the import...
Ep.014: Must-Have Health Accounts for Canadian Business Owners
27 Feb 2025
Contributed by Lukas
Summary In this episode, Guillaume invited Kyle Welsh from MyHSA to discuss the transformation of health benefits through technology, the growth and s...
Ep.013: Five Money Habits of Wealthy Millennials
20 Feb 2025
Contributed by Lukas
Summary In this episode, Guillaume Girard and Sam Lichtman discuss the financial habits of wealthy millennials, focusing on how they achieve their fir...
Ep.012: Giving is a Mindset with Charitable Impact Founder John Bromley
13 Feb 2025
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman speak with John Bromley from Charitable Impact...
Ep.011: Investment Frameworks the Industry Doesn't Want You to Know – My Lessons from the Inside
06 Feb 2025
Contributed by Lukas
Summary In this Millennial Money Canada podcast episode, Guillaume delves into Millen Wealth's investment philosophy, emphasizing the importance of al...
Ep.010: Is Life Insurance a Need or a Preference?
30 Jan 2025
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman delve into the complexities of life insurance,...
Ep.009: Here’s What To Do With Your Pension
24 Jan 2025
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman discuss the various options available for comp...
Ep.008: How to Settle an Estate, Pick an Executor, and Avoid Family Fights with David Edey
16 Jan 2025
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman engage with David Edey, a seasoned financial p...
Ep.007: Passive vs Active - What’s the Best Investment Choice?
09 Jan 2025
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman discuss essential concepts for successful inve...
Ep.006: Crush Your 2025 Goals (Your Blueprint for Success)
03 Jan 2025
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman discuss practical goal setting for 2025, empha...
Ep.005: Tax Changes Everyone Needs to Know in Canada
19 Dec 2024
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, host Guillaume Girard and co-host Sam Lichtman engage with tax expert Mohammed Al-khoo...
Ep.004: Financial Planners Debate: TFSA vs RRSP
12 Dec 2024
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman delve into the intricacies of Registered Retir...
Ep.003: Navigating the Mortgage Landscape in Canada with Matthew Shantz
05 Dec 2024
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman welcome mortgage broker Matthew Shantz to disc...
Ep.002: Millennial Housing Crisis - Is a home worth it?
28 Nov 2024
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman discuss the evolving landscape of financial pl...
Ep.001: Creating a Millennial Finance Firm
20 Nov 2024
Contributed by Lukas
Summary In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman introduce their mission to elevate financial l...