Mo Money
Episodes
#100 - Cameron Airlie Property Pro Series
31 Mar 2021
Contributed by Lukas
In this episode, I talked to Cameron Airlie who's a real estate agent for NG Farah. He has been helping people buy and sell a property for over 20 yea...
#99 - Ed Sainsbury Property Pro Series
29 Mar 2021
Contributed by Lukas
In this episode, I chat to Ed Sainsbury who runs the mortgage side of Raiz Home Ownership. Ed has actually interestingly started working in fast food ...
#98 - Amanda Bennett Property Pro Series
25 Mar 2021
Contributed by Lukas
In this episode, I talked to Amanda Bennett from Elan Legal. She is a conveyancer and helps people with the legal side of property purchases. We cover...
#97 - Kellie Landrey Property Pro Series
23 Mar 2021
Contributed by Lukas
In this episode, I chat to Kellie Landrey who is a buyer's agent at Scoutable who buys properties for people sort of day in and day out. Kellie apart ...
#96 - Aaron Christie-David Property Pro Series
17 Mar 2021
Contributed by Lukas
In this episode I chat to Aaron Christie-David from Atelier Wealth, he's a mortgage broker and helps mainly people buying their family home. We talk a...
#95 - Theo Angelopolous Property Pro Series
15 Mar 2021
Contributed by Lukas
In this episode I chat to Theo Angelopolous who is a mortgage broker for The Loans Analyst. We talk about his take on the property market, how hot it ...
#94 - Ramon Cura Property Pro Series
10 Mar 2021
Contributed by Lukas
In this episode as part of the Property Pro miniseries I talk to Ramon Cura from Cura Property. He's a buyer's agent that finds sources, negotiates on...
#93 - Chris Gray Property Pro Series
08 Mar 2021
Contributed by Lukas
In this session I'm chatting with Chris Gray who is a property buyers agent and an expert property commentator, he runs the property show on Sky Busin...
#92 - Marcus Roberts Property Pro Series
03 Mar 2021
Contributed by Lukas
In this episode I chat to Marcus Roberts from Brighter Finance, Marcus is a mortgage broker with well over a decade of experience helping people buy p...
#91 - [Express] Money fk-ups; lessons from the trenches
27 Feb 2021
Contributed by Lukas
In the last decade I've seen a heap of people make mistakes with their money that ends up costing them a small fortune. In this post I cover some...
#90 - [Express] Money mistake: Trying to do it all yourself
26 Feb 2021
Contributed by Lukas
Being an expert in every area of life is impossible. Money is one of those. Mortgages, tax, insurance, investments, wealth building strategies, the li...
#89 - [Express] Money mistake: Trying to pick the right time
25 Feb 2021
Contributed by Lukas
With money, like with many areas of life it's natural to want to nail your timing. Making money moves, your next career move, health kick - all things...
#88 - [Express] Money mistake: Not tax planning before you invest
24 Feb 2021
Contributed by Lukas
When you invest, getting your tax right from the start will save you hundreds of thousands of dollars, if not into the millions. But it's easy to g...
#87 - [Express] Money Mistake: Why you should never invest for tax purposes alone
24 Feb 2021
Contributed by Lukas
In Australia we pay a HEAP of tax, so it's only natural to look for every opportunity you can to (legally) cut your tax bill 💰👇 But it's easy...
#86 - [Express] Money mistake: Urgent vs Important
22 Feb 2021
Contributed by Lukas
We've all been there. You have great intentions to do something you know is really important. It might be a health kick, learning a new skill, or w...
#85 - [Express] Money Mistake: Not looking ahead
21 Feb 2021
Contributed by Lukas
Not looking ahead when it comes to your money = a really common money mistake Looking ahead = total game changer. What do you want your financ...
#84 - [Express] Limiting beliefs case study: I'm unworthy
20 Feb 2021
Contributed by Lukas
This limiting belief is the most common one for women, and one that causes us the most frustration and pain when we see it in action. People that...
#83 - [Express] Limiting beliefs case study: I need to be perfect + there is a right way
19 Feb 2021
Contributed by Lukas
Limiting beliefs case study: I need to be perfect + there is a right way. This one is actually my personal main limiting belief. It's also super co...
#82 - [Express] Limiting beliefs case study: I can't trust myself, others or the world
18 Feb 2021
Contributed by Lukas
The inability to build enough trust to take action on an investment, money strategy, or goal is a common barrier that holds people back. But unless yo...
#81 - [Express] Limiting beliefs and their impact on your money mindset
18 Feb 2021
Contributed by Lukas
Sadly, as humans we all have our flaws. Even I have a couple. Most flaws come from our thinking and psychology which in a lot of cases don't set us...
#80 - [Express] Willpower is a limited resource
17 Feb 2021
Contributed by Lukas
We know almost everything that's really important in life requires a solid amount of our willpower, read: money, health, weight, relationships… ...
#79 - [Express] Money mindset heuristics (and how to hack them)
16 Feb 2021
Contributed by Lukas
Heuristics are mental shortcuts we all take every single day. And they're totally necessary so we don't go insane. But they can mess with our money de...
#78 - [Express] Money mindset biases (and how to avoid them)
15 Feb 2021
Contributed by Lukas
We're all a little bit biased. But some are worse than others… Some biases can impact our money and investing decision making and push us to make...
#77 - [Express] Overview of money mindset problems and opportunities
15 Feb 2021
Contributed by Lukas
Have you ever wondered why you think about or deal with money the way you do? Ever get the feeling that your thinking and psychology sometimes push yo...
#76 - [Express] When you should invest in complex investments like forex, gold, options etc?
13 Feb 2021
Contributed by Lukas
There are a bunch of hype and noise out there around 'sexy' investment strategies that can make you MASSIVE cash but are these exotic investments actu...
#75 - [Express] How do shares work and how do you actually buy shares?
12 Feb 2021
Contributed by Lukas
Understanding how shares work is a foundational element of being successful with money, and all people with real wealth have a good chunk of shares as...
#74 - [Express] What I just invested in and why?
11 Feb 2021
Contributed by Lukas
People think making money is just about picking good investments, it's definitely not . To follow on from my last couple of posts on investing hack...
#73 - [Express] What smart investors are buying now
10 Feb 2021
Contributed by Lukas
Market downturns are the times wealthy people make money. But knowing what you should be investing in is tricky. There are so many options out ther...
#72 - [Express] How lifestyle risk can sabotage money success
09 Feb 2021
Contributed by Lukas
Not being crystal clear on where your risk is coming from is THE biggest roadblock that stops people from investing money. And there is one risk in pa...
#71 - [Express] How much told in your emergency fund?
08 Feb 2021
Contributed by Lukas
The interest rate on cash is pathetic. And, when you factor inflation into the mix you're probably going backwards… But holding a cash emergency ...
#70 - [Express] Why you need to educate yourself about money
07 Feb 2021
Contributed by Lukas
You don't want to have plenty of money just for money's sake. But, having the money you need to be able to live the life you want is a key goal for ...
#69 - [Express] Investing in stocks
06 Feb 2021
Contributed by Lukas
Investing in stock and share investing is something getting a lot of attention in the post-COVID19 world. But it's a super confusing space and it's ea...
#68 - [Express] Passive income investing in Australia
05 Feb 2021
Contributed by Lukas
Yeah I want a passive income. Who wants to work forever...? Such a cliché, but if you don't want to work forever nailing investing is critical. ...
#67 - [Express] How analysis paralysis can cripple your money results
04 Feb 2021
Contributed by Lukas
Analysis paralysis is a very long shortcut to money mediocrity… But our psychology often works against us. You want to make smart moves with your...
#66 - [Express] Money motivation fails
03 Feb 2021
Contributed by Lukas
Around this time of year I get to chatting with a bunch of people who are all pumped up to make THIS year the year they level up their money game. But...
#65 - How to avoid the most painful Money Mistakes [Live event collab for the 'How to Money' series with Raiz Invest and General Assembly]
02 Feb 2021
Contributed by Lukas
In this episode, I'm going to be talking about how to avoid some of the most common and most painful money mistakes, some of the things to look out fo...
#64 - How to be smarter with tax in 2021 [Live event collab for the 'How to Money' series with Raiz Invest and General Assembly]
01 Feb 2021
Contributed by Lukas
This episode is a recording from a live online event that I did in partnership with General Assembly and Raiz invest on how to get smarter with your t...
#63 - [Express] How to turn ideas into action
31 Jan 2021
Contributed by Lukas
You may have noticed that I've put out a post every day in January, and I wanted to give you some practical guidance on how to translate the ideas fro...
#62 - [Express] How to plan with your money
30 Jan 2021
Contributed by Lukas
If you don't have a clear plan for your money, not only are you shooting from the hip, but you're probably leaving a heap of money on the table. And t...
#61 - [Express] How to save tax (and blow up your wealth) buying property off the plan
29 Jan 2021
Contributed by Lukas
Buying property off the plan is a strategy that's made a bunch of people money, and cost a bunch of people just as much. In short, it's a minefield. I...
#60 - [Express] How self managed super funds SMSFs work and when they are beneficial
28 Jan 2021
Contributed by Lukas
There is a heap of money to be made with Self Managed Super Funds or SMSF's, but sadly most of the time the money is made by the people that are eithe...
#59 - [Express] When do you REALLY need a good accountant?
27 Jan 2021
Contributed by Lukas
Everyone knows a good joke about accountants, and most people have an accountant that comes to mind when those jokes are told. But, the more money you...
#58 - [Express] Accounting strategies for business owners
26 Jan 2021
Contributed by Lukas
For business owners, the difference between the right and wrong tax structuring and tax strategies is hundreds of thousands of dollars, if not well in...
#57 - [Express] When do I need a trust for investing?
25 Jan 2021
Contributed by Lukas
Trusts aren't for everyone. But, in the right situation they can save you mountains of tax dollars. But, a common issue I hear from clients is th...
#56 - [Express] Tax mistakes to avoid
24 Jan 2021
Contributed by Lukas
Given there are so many different things to get right when it comes to tax in Australia, it's no wonder most people don't get them all right. But some...
#55 - [Express] Tax strategies that can save you $$$$'s
23 Jan 2021
Contributed by Lukas
A common area we're asked about is around the strategies you can use to save tax dollars. And there are a few strategies that can save you a packet, i...
#54 - [Express] How tax works on different types of investments
22 Jan 2021
Contributed by Lukas
How the Australian tax system works with different types of investments is an area I've found can cause a heap of confusion. Marginal tax rates, renta...
#53 - [Express] How the tax system works in Australia and Aussie tax system overview
21 Jan 2021
Contributed by Lukas
In Australia we pay a lot of tax. And tax is important, but you don't want your annual donation to the ATO to be any bigger than it needs to be. ...
#52 - [Express] Steps to follow when looking for a financial adviser
20 Jan 2021
Contributed by Lukas
Over the last couple of days I've been posting about how financial advice works. I've had a few questions about what comes next, as in how do you actu...
#51 - [Express] Where does the value come from in financial advice?
19 Jan 2021
Contributed by Lukas
Any purchase is a value exchange. You need to get more value than you pay for any product or service. But if you haven't used an adviser in the pas...
#50 - [Express] How to choose a financial adviser
17 Jan 2021
Contributed by Lukas
With over 22,000 financial advisers in Australia, choosing the perfect one to help you isn't easy. There's licensing, advice areas, service models,...
#49 - [Express] The most painful money mistakes I see
16 Jan 2021
Contributed by Lukas
Consistently making the right money moves isn't easy. And it doesn't come naturally. In fact, our psychology often sets us up for failure when...
#48 - [Express] The top three drivers of being successful with money
15 Jan 2021
Contributed by Lukas
While there is no one set of 'perfect' money choices that any person can follow to be successful with money, there are some key things that every pers...
#47 - [Express] How to choose the perfect super fund
14 Jan 2021
Contributed by Lukas
Your super fund isn't something that needs a lot of attention, but some simple tweaks can make a difference of hundreds of thousands of dollars by the...
#46 - [Express] How employee share options plans (ESOP) work
13 Jan 2021
Contributed by Lukas
Employer share options plans or ESOP plans can be a pathway to that sweet pot of gold at the end of the rainbow that is sweet sweet startup millions. ...
#45 - [Express] How RSUs work and maximising restricted Stock unit plans
12 Jan 2021
Contributed by Lukas
Restricted Stock Unit or RSU plans are an epic way to grow your investments and assets. But you need to know the rules, otherwise you end up blin...
#44 - [Express] How employee share purchase plans work ESPP
11 Jan 2021
Contributed by Lukas
The rules and legalese on employee share purchase plans (or ESPPs/ESSs) can be tricky to understand, but if you don't take the right approach you can ...
#43 - [Express] Five steps to get the most out of your employer share plans
10 Jan 2021
Contributed by Lukas
Employer share plans can be a way to rapidly accelerate your asset and investment building. But without the right strategy in place you can get blinds...
#42 - [Express] Should you be selling your tech shares now?
09 Jan 2021
Contributed by Lukas
This is definitely a first world problem, but one that's real, and valuable to solve. APPLE, Atlassian, Amazon, Google, Uber, All up around 100%, plus...
#41 - [Express] How to lay out an epic property strategy?
08 Jan 2021
Contributed by Lukas
One good thing to keep in mind is that buying a property as an investment verse buying as an owner-occupier can have two completely different strategi...
#40 - [Express] How to use property equity to make money
06 Jan 2021
Contributed by Lukas
If you own property already, using the 'equity' can be a smart way to accelerate your asset building and wealth creation, and build another income str...
#39 - [Express] Why are you buying property?
05 Jan 2021
Contributed by Lukas
One of the first things I ask my clients is, 'why do you want to purchase a property?' Buying a property is a big step. We all understand the dec...
#38 - [Express] Property vs Shares
05 Jan 2021
Contributed by Lukas
The classic question when you're looking at how to allocate money to investments, do you buy property or invest in shares instead? Both have their ...
#37 - [Express] How to reduce risk when you invest
05 Jan 2021
Contributed by Lukas
One of the things that stops people from getting serious with their investing is the fear of f**king things up and losing a bunch of money. But i...
#36 - [Express] The smart investment actions that drive real results
05 Jan 2021
Contributed by Lukas
Being a smart investor is one of the most effective ways to accelerate how quickly you grow an income stream outside of your employment income. But it...
#35 - [Express] Smart investment moves for the post COVID world
05 Jan 2021
Contributed by Lukas
The world has changed, but what does that mean for how to make smart investment decisions. In this post I get chatting about what makes a good mone...
#34 - [Express] Fundamentals of investing into the sharemarket
05 Jan 2021
Contributed by Lukas
When you don't have a lot of experience investing, it's hard to know where to start. There's so much information out there, that trying to figure out ...
#33 - How to buy property the smart way in 2021 - Live event collab for the 'How to Money' series with Raiz Invest and General Assembly
17 Dec 2020
Contributed by Lukas
Do you have some big property goals for the new year, but not quite sure the best approach or how to figure it out? Looking at the soft property price...
#32 - How to build a second income investing in 2021 - Live event collab for the 'How to Money' series with Raiz Invest and General Assembly
10 Dec 2020
Contributed by Lukas
This episode is a recording from a live online event I did as part of our 'How to Money' series in collaboration with the champions at Raiz Invest and...
#31 - Is the share market about to crash?
02 Dec 2020
Contributed by Lukas
In this session, I talk about a question I've been getting asked a lot lately is whether the share market is crashing and I think a lot of people are ...
#30 - How to choose a good investment property?
23 Nov 2020
Contributed by Lukas
In this episode, I talk about how to find a good investment property which is a really common question that we get asked. It's a place where there's h...
#29 - How to get on top of your savings in 2021 - Live event collab for the 'How to Money' series with Raiz Invest and General Assembly
16 Nov 2020
Contributed by Lukas
Do you earn good money but struggle to save at the rate you feel like you should? Do you have big goals but frustrated by slow savings progress and fe...
#28 - What's the difference between a financial adviser and financial planner?
09 Nov 2020
Contributed by Lukas
In this episode, I answer the question what is the difference between a financial planner and a financial adviser. This actually came about from a que...
#27 - How to avoid the most painful millionaire money mistakes?
03 Nov 2020
Contributed by Lukas
In this session, I have a bit of fun going through some of the millionaire money mistakes. So what are the money mistakes that people with a lot of mo...
#26 - Why you should avoid media spin when you invest
26 Oct 2020
Contributed by Lukas
In this episode, I answer the question how to avoid media hype and the watercooler chat when you invest. I actually unleashed my inner money nerd and ...
#25 - Is now the right time to buy property?
19 Oct 2020
Contributed by Lukas
In this episode, I answer the question, is now the right time to buy property. It's a question I've been asked a lot lately and there is clearly a fai...
#24 - Property buying in a pandemic: Live event collab w. General Assembly
13 Oct 2020
Contributed by Lukas
With all the COVID disruption, mortgage interest rates at never-before-seen lows, and the government splashing cash around left-right-and-centre, is n...
#23 - How the family guarantee can help you buy property with no deposit?
10 Sep 2020
Contributed by Lukas
In this episode, we answer the question, how the family guarantee can help you buy a property with no cash deposit. So this has come about because it'...
#22 - How to make it easy to stick to a money strategy?
03 Sep 2020
Contributed by Lukas
In this episode I talk about how to make it easier to stick to a money strategy. This is for once you've put together a bit of a plan when it comes to...
#21 - Is now the right time to sell your tech company shares?
20 Aug 2020
Contributed by Lukas
In this episode, we answer the question, "Is now the right time to sell your tech company shares?" This is something that we've been getting asked a h...
#20 - How to build a second income investing?
04 Aug 2020
Contributed by Lukas
Want to build a second income through investing to create financial security, but overwhelmed with all the options and don't know where / how to get s...
#19 - How to cut your tax and invest tax smart [Live online event]
28 Jul 2020
Contributed by Lukas
Australia has one of the highest personal tax rates in the world, and it's increasing every year. And you don't want to pay more tax than you have to....
#18 - Property vs shares
20 Jul 2020
Contributed by Lukas
The classic conundrum for someone looking to invest, do you buy property or do you buy shares? But choosing isn't easy, there are so many mixed messag...
#17 - How to make your money work harder?
13 Jul 2020
Contributed by Lukas
Want to be smart with your money but struggling with information overload, struggling to find the right balance between getting ahead with money and l...
#16 - I'm a millionaire in my 30's. Now what?
06 Jul 2020
Contributed by Lukas
Made a bunch of money from a tech startup, received a chunky inheritance, or just made a pile of cash from your work, but not sure how to make sure th...
#15 - How to set smart goals with money?
29 Jun 2020
Contributed by Lukas
Not having clear goals can be one of the biggest barriers that stops people from taking action to get more out of their money. Only problem is, this i...
#14 - How to afford a multimillion dollar dream home without a crippling mortgage?
22 Jun 2020
Contributed by Lukas
In capital cities in Australia property is outrageously expensive, and affording your dream home is an expensive exercise. With the average cost of a ...
#13 - How to use property equity to grow investments?
16 Jun 2020
Contributed by Lukas
If you own property already, using the 'equity' can be a smart way to accelerate your asset building and wealth creation, and build another income str...
#12 - How to adult: Financing 101
02 Jun 2020
Contributed by Lukas
No one teaches you how to be an adult, you're just expected to pick it up somewhere along the way. What if you missed a few important steps; like how ...
#11 - How to (legally) reduce your tax bill?
26 May 2020
Contributed by Lukas
Australia has one of the highest personal tax rates in the world, and it's increasing every year. Tax at some levels are important, but you don't want...
#10 - The six biggest money mistakes I see (and how to avoid them)
19 May 2020
Contributed by Lukas
After talking to a bunch of people I've found the fear of making a mistake is something that stops many from taking action. And fear is important beca...
#9 - What are smart investors doing now to make money?
12 May 2020
Contributed by Lukas
In this episode I talk about through what people are doing during COVID to make money, and how to take advantage of the current opportunities to accel...
#8 - How to be smart with money during COVID [Live online event collab w. General Assembly]
06 May 2020
Contributed by Lukas
In this episode, we dive deep into the key things you need to be across to be smart with money during the COVID19 crisis. Book a 'Breakthrough Sess...
#7 - How do I make the most money from my employer share plan?
28 Apr 2020
Contributed by Lukas
In this session we deep dive into employer share plans and how you can maximise the amount of money you make from them. Through the session we'll h...
#6 - What do you look for when getting financial advice so you know it's good?
15 Apr 2020
Contributed by Lukas
In this session, we cover how financial advice actually works, and what you need to look for so that when you get financial advice you can get the bes...
#5 - Ask me anything: Your money and investing questions answered
08 Apr 2020
Contributed by Lukas
In this episode, I answer questions around Government COVID-19 stimulus payments and how to maximise them, how people are investing now the sharemarke...
#4 - What are the things you need to do to be successful with money
24 Mar 2020
Contributed by Lukas
In this episode, we talk about a common question that I get asked as a financial adviser which is "what are the key things that you need to do to be s...
#3 - How business owners and investors can get the most money from the Government COVID-19 stimulus package
20 Mar 2020
Contributed by Lukas
In this episode, I talk about the recently announced Government stimulus package. I cover some of the areas of support that are provided, strategies y...
#2 - What to do with your super when you have a long time to retirement
18 Mar 2020
Contributed by Lukas
In this episode, I answer the question of what should you do with your super when you're young and have a long time to retirement. Making some really ...
#1 - How to invest when the market is crashing
17 Mar 2020
Contributed by Lukas
In this episode, we talk about investment basics and how to invest when the share market is crashing. We dive deep into the fundamentals of investing,...