Money and Marriage Podcast

188 - Trump Accounts: No-Brainer, or Nothingburger?

30 Apr 2026

Contributed by Lukas

If you have children 17 and under, is it worth opening a new "Trump Account" to invest for their future? Or, is your money best put elsewher...

187 - Your Money in Uncertain Times

16 Apr 2026

Contributed by Lukas

In this episode, we discuss how to think about your finances and pivot, when needed, in uncertain times. To book a FREE breakthrough session, visit ht...

186 - Ask The Right Question

26 Mar 2026

Contributed by Lukas

In financial planning, the questions are sometimes more important than the answers. In this episode, we discuss the idea that if you want to achieve y...

185 - The Problem With Financial Tech Startups...

12 Mar 2026

Contributed by Lukas

Newer isn't always better. There are a lot of new financial technology companies out there with impressive tech stacks and features to help you......

184 - Making Six Figures and Still Feeling Behind

26 Feb 2026

Contributed by Lukas

It's tempting to think that more income will solve all of your financial problems... but in reality, it usually doesn't work out that way. In ...

183 - How Couples Take Their Finances to the Next Level

12 Feb 2026

Contributed by Lukas

Learn how high-income couples can look for financial blind spots and accelerate their financial progress once they've built their financial founda...

182 - 5 Keys to a Strong Financial Foundation for Couples

29 Jan 2026

Contributed by Lukas

Five strategies high-income couples can use to make faster and more durable financial progress.To get a copy of my book for 50% off Amazon prices, vis...

181 - Financial Differences Can Be Your Greatest Strength

15 Jan 2026

Contributed by Lukas

When couples aren't on the same page about money, they often view this as a) uncommon, and b) a weakness. In this episode, we discuss why neither ...

180 - Making Fast Financial Progress in the New Year

01 Jan 2026

Contributed by Lukas

In this episode, we discuss strategies high-income couples can use to set goals for the new year that will actually stick.Download our new FREE guide,...

179 - The Five Best Holiday Songs You've (Probably) Never Heard

18 Dec 2025

Contributed by Lukas

We'll be back to our normal content on New Year's Day. For now, enjoy a pointless, needlessly deep dive into obscure Christmas and holiday tun...

178 - Your Financial Orchestra

04 Dec 2025

Contributed by Lukas

Deciding how to set up your bank and investment accounts is only the first step. In this episode, we discuss how to implement a cohesive financial str...

177 - The Most Important Tax Number for High-Income Couples

20 Nov 2025

Contributed by Lukas

In this episode, we discuss a brand new critical income tax deduction for 2025, who is eligible to claim it, and some steps to take if your income is ...

176 - How to Buy an Engagement Ring

13 Nov 2025

Contributed by Lukas

In this episode, learn:Why you shouldn't think about an engagement ring as a traditional "investment"How to approach setting a budget fo...

175 - 5 Tactical Mistakes Couples Often Make With Their Money

30 Oct 2025

Contributed by Lukas

In this episode, we discuss five (or so) specific financial mistakes I often see couples make - from cash and investment strategies, to home buying, t...

174 - A Smarter Way to Take Investment Risk

16 Oct 2025

Contributed by Lukas

In this episode, we discuss a tweak you can make to your investing strategy to (hopefully) improve your long-term financial outcomes. If you have a Ro...

173 - Money Management For Busy Couples

02 Oct 2025

Contributed by Lukas

In this episode, I share six money management tips for couples who are in a busy season of their lives. To book a free breakthrough session with Bill,...

172 - Behind the Scenes and 2026 Sneak Peek!

18 Sep 2025

Contributed by Lukas

In this episode, I share a few exciting updates about the future of the podcast and give a sneak peek of what's to come in 2026.To book a free bre...

171 - When You're Ready for Financial Planning, But Your Spouse Isn't

04 Sep 2025

Contributed by Lukas

It's very common for one spouse to feel excited about improving your family's finances, while the other feels hesitant, overwhelmed, or skepti...

170 - Managing Finances in Second Marriages

21 Aug 2025

Contributed by Lukas

Money management in second marriages comes with unique emotional and logistical complexities - especially for high income couples. In this episode, we...

169 - Married for Years, Never Combined Finances - What Now?

07 Aug 2025

Contributed by Lukas

If you've been married for a few years (or more!) but never got around to figuring out whether (or how) to combine finances with your spouse, this...

168 - Invest In Yourselves!

24 Jul 2025

Contributed by Lukas

Good investments go far beyond what you can find in a brokerage account or a 401(k). In this episode, we discuss a variety of ways to invest in yourse...

167 - How to Benefit from the One Big Beautiful Bill

10 Jul 2025

Contributed by Lukas

Learn what smart taxpayers are doing to take advantage of the provisions in the One Big Beautiful Bill Act relating to child investment accounts, char...

166 - How to Start the Money Conversation You've Been Avoiding

26 Jun 2025

Contributed by Lukas

Many couples avoid difficult money conversations because they fear conflict, judgment, or anxiety.But ignoring financial discussions doesn't make the ...

165 - From Surviving Financially to Thriving Financially

12 Jun 2025

Contributed by Lukas

Real financial planning isn't just about fixing problems - it's about dreaming big, setting tangible goals in alignment with these dreams, and creatin...

164 - Increasing Your Income Might Not Fix Your Problems

29 May 2025

Contributed by Lukas

Many high-income couples assume that making more money will solve their financial stress. But more income on its own might not give you financial secu...

163 - Checking Your Financial Blind Spots

15 May 2025

Contributed by Lukas

All of us have blind spots when it comes to aspects of our financial lives. In this episode, we discuss some of the most common blind spots I see coup...

162 - Why Money Is Such an Emotional Topic (And What to Do About It)

01 May 2025

Contributed by Lukas

We tend to think of money as a purely quantitative topic. But in reality, money is deeply rooted in our emotions, values, and our personal histories.T...

161 - Building A Financial Roadmap That Works For Both Of You

17 Apr 2025

Contributed by Lukas

A financial plan for your family will only work if it reflects both you and your spouse's values, goals, and long-term dreams. In this episode, we...

160 - The One Money Conversation Every Couple Should Have

03 Apr 2025

Contributed by Lukas

In this episode, we discuss the conversation you should have with your spouse to align your money with what's most important to you as a family.To get...

159 - The Hidden Cost of Financial Disconnection

20 Mar 2025

Contributed by Lukas

Not being on the same financial page as your spouse can take many forms. Whether you're fighting about money or avoiding talking about it entirely, ma...

158 - Fun Money for Couples

27 Feb 2025

Contributed by Lukas

One of the most common sources of money fights for couples is over personal or discretionary spending. In this episode, we discuss a few different way...

157 - Scary Stock Market Headlines

13 Feb 2025

Contributed by Lukas

Nervous about how the stock market will react to tariffs, potential trade wars, and everything else in the news? This is the episode for you. Learn th...

156 - How to Financially Prepare to Have a Child

30 Jan 2025

Contributed by Lukas

In this episode, we discuss eight specific money steps you should take as you get ready to have a child. Plus, an exciting personal annoucement that m...

155 - When You Disagree With Your Spouse About Financial Risk-Taking

16 Jan 2025

Contributed by Lukas

When most of us think about financial differences in a marriage, differences about saving and spending preferences are usually the first things that c...

154 - A Worrying Financial Trend in 2025

02 Jan 2025

Contributed by Lukas

Back in episode 146, we discussed how to set financial resolutions that actually work. So rather than rehash this topic in our first episode for 2025,...

153 - On Making Financial Changes in 2025

19 Dec 2024

Contributed by Lukas

Two different thoughts on how to approach financial changes in 2025. To schedule a free breakthrough session with me, visit ⁠https://pacesetterplan...

152 - The USA, The Soviet Union, and Money Fights

05 Dec 2024

Contributed by Lukas

What can the Cold War teach couples about financial conflict? More than you might think. Tune into this episode of the Money and Marriage Podcast to ...

151 - How Couples Should Choose a Health Insurance Plan

21 Nov 2024

Contributed by Lukas

In this episode, we discuss the various factors you should consider when picking a health insurance plan. To schedule a free breakthrough session wi...

150 - There's No Such Thing As "Too Late" To Make a Change

14 Nov 2024

Contributed by Lukas

If you've ever looked at a compound interest graph and wished that you were able to start investing sooner, this episode is for you. To schedule a fr...

149 - You Aren't Alone

31 Oct 2024

Contributed by Lukas

Whatever it is that you're worried about financially - you're not alone. And if you look around at your peers and feel like you're behind, know that i...

148 - The 4 Phases of Financial Planning for Couples

17 Oct 2024

Contributed by Lukas

Financial planning for couples will help you get on the same financial page, set ambitious and extraordinary goals, and achieve them. Usually, the re...

147 - How to Manage Finances in a Marriage

03 Oct 2024

Contributed by Lukas

We've done a few different episodes on how couples should set up your bank accounts and how they should budget... but we've spent very little time tal...

146 - Set Financial Resolutions That Actually Work

19 Sep 2024

Contributed by Lukas

Yes, there is a reason we're talking about New Year's Resolutions in September. Tune into the episode to learn more! To schedule a free break...

145 - Newlywed Finances: 35 Tips For Couples Tying The Knot

05 Sep 2024

Contributed by Lukas

There are a lot of financial decisions when you get married. Here are 35 tips to help you and your spouse handle your newlywed finances. To schedule ...

144 - How To Build A Budget For A Couple (That You'll Actually Stick To!)

22 Aug 2024

Contributed by Lukas

Most couples dislike budgeting... and not coincidentally, most couples approach budgeting the wrong way. In this episode, learn the right way to build...

143 - Difficulties in Financial Decision-Making for Couples

08 Aug 2024

Contributed by Lukas

If you and your spouse have ever felt paralyzed by big, difficult financial choices, this episode is for you. Learn two (and a half) specific exercise...

142 - Am I Responsible For My Spouse's Debt?

25 Jul 2024

Contributed by Lukas

Debt can drive a wedge between spouses more than any other financial issue. In this episode, we discuss the ways in which your spouse's debt will ...

141 - Effective Ways to Combat the Four Horsemen of Relationships

11 Jul 2024

Contributed by Lukas

In this episode we briefly discuss the ways that criticism, defensiveness, contempt, and stonewalling have a detrimental impact on marriages, and prov...

140 - Questions from Listeners Part 2: Why It's Critical That Both Spouses Participate in Financial Planning Together

27 Jun 2024

Contributed by Lukas

As a follow-up to Episode 134, I answer a few questions from listeners about why it's so important that both spouses participate together in my fi...

139 - Money Scripts for Couples: How Unconscious Beliefs Affect Your Financial Differences

20 Jun 2024

Contributed by Lukas

In this episode, we discuss the concept of money scripts and how these unconscious financial beliefs drive our financial decisions. We also discuss wh...

138- Preventing, Detecting, and Handling Financial Infidelity

06 Jun 2024

Contributed by Lukas

Back in Episode 76, we first talked about the concept of financial infidelity. In this episode, we discuss several strategies for how to prevent and a...

137 - What Financial Therapy For Couples Means To Me

23 May 2024

Contributed by Lukas

In this episode, I share what I've learned on my journey from being a financial planning math nerd, to being unexpectedly dubbed a "financial...

136 - Measuring Results in Financial Planning for Couples

09 May 2024

Contributed by Lukas

The three step framework couples should use to measure progress in their financial plan. Want to learn more? Head to the new and improved https://pac...

135 - About that National Association of Realtors Settlement...

02 May 2024

Contributed by Lukas

Back in March, the National Association of Realtors agreed to pay $418,000,000 to settle a series of lawsuits about realtor compensation. Longtime li...

134 - Questions From Listeners

04 Apr 2024

Contributed by Lukas

Over the past six months or so, I've received a number of questions from listeners of the podcast about my work. In this week's episode, I ans...

133 - Financial Planning Changes Outside of Your Control

21 Mar 2024

Contributed by Lukas

"What happens if _____ changes in the future?" is one of the most common questions I get from my financial planning clients. In this episode...

132- How to Talk To Your Spouse About Money Without Fighting

07 Mar 2024

Contributed by Lukas

Money is a really difficult subject to talk about. And at the same time, we all know that communication is one of the keys to a strong marriage. In t...

131 - How To Merge Finances After Marriage: 9 Tips for Couples

22 Feb 2024

Contributed by Lukas

To get your new family off on the right foot, it’s critically important to have a proven strategy for how to merge finances after marriage. In this ...

130 - The One Financial Planning Question I'll Never Answer

08 Feb 2024

Contributed by Lukas

In this week's episode, we discuss the one question I'll never answer for a client, and why I won't answer it. We then shift gears to focu...

129 - Money and Marriage Problems: What the Statistics Don't Tell You

01 Feb 2024

Contributed by Lukas

In this week's episode, we highlight four of the most common financial questions and issues that couples face, and reference several statistics an...

128 - The Four Step Process to Get Your Spouse on Board with Financial Changes

11 Jan 2024

Contributed by Lukas

In this week's episode, we walk through four specific steps you can take to get on the same financial page as your spouse. If you'd like acce...

127 - New Month's Resolutions

04 Jan 2024

Contributed by Lukas

Roughly 80%-90% of New Year's Resolutions fail. The data varies from study to study, but research consistently shows that New Year's Resolutio...

126 - How to Deal with "Retail Therapy"

29 Dec 2023

Contributed by Lukas

Overspending, emotional spending, or "retail therapy" is a topic you'll hear plenty about on financial blogs... but I like to think this...

125 - The Importance of Creating Assets, and a Podcast Update

21 Dec 2023

Contributed by Lukas

There are two ways to make money: by working for income (getting paid by others), or by building assets (getting paid by things that you save or build...

124 - Balancing Career and Location Decisions

14 Dec 2023

Contributed by Lukas

If you (or your partner) were presented with a great job opportunity, but it required you to relocate halfway across the country... would accepting th...

123 - As Worthless as a United States Security

07 Dec 2023

Contributed by Lukas

You might not think of Charles Dickens' novel "A Christmas Carol" as a good place to learn investing principles... but there's one l...

122 - Why Reviewing Your Past Is So Important

30 Nov 2023

Contributed by Lukas

"If you don't make a change, bad things are going to happen in the future." You often hear financial planners use this sort of language ...

121- What's Going *Well* For You Financially Right Now?

23 Nov 2023

Contributed by Lukas

Most of us are hard-wired to focus more on our financial stresses and anxieties than our financial successes. And while there's certainly nothing ...

120 - The Difference Between Interest Rate Forecasts and Investment Return Forecasts

16 Nov 2023

Contributed by Lukas

Back in Episode 102, I cautioned about relying on forecasts from "expert" mortgage lenders who expect mortgage rates to fall in the next yea...

119 - Seven Lessons from My First Seven Years in Business

09 Nov 2023

Contributed by Lukas

It's hard to believe that I started my company seven years ago this week! In this episode, I share seven lessons that I've learned over the pa...

118 - Don't Do THIS With Your Family's Estate Plan

02 Nov 2023

Contributed by Lukas

Done right, financial planning protects your family's future - and sometimes, that means addressing questions that aren't fun to discuss. In t...

117 - Setting Good Financial Boundaries

26 Oct 2023

Contributed by Lukas

Improper financial boundary issues can take many forms. Boundaries can be too rigid, too fluid, or not exist at all. Financial boundary issues can inv...

116 - Addressing Risk In Your Family's Financial Plan

19 Oct 2023

Contributed by Lukas

We throw around the word "risk" a lot in the financial planning world, but we don't always do a good job at having a multi-faceted discu...

115 - How to Handle Anger About Your Family's Finances

12 Oct 2023

Contributed by Lukas

Anger is a normal human emotion. If money is one of the primary sources of stress and conflicts for couples, it is only to be expected that anger rela...

114 - Financial Burnout

05 Oct 2023

Contributed by Lukas

I don't think I've ever written an entire outline for a podcast episode, only to rip it up and talk about something completely different... bu...

113 - A Nuanced Approach to Combining Bank Accounts

28 Sep 2023

Contributed by Lukas

Too often, financial planners and media personalities gravitate to extreme positions. You can find respected financial professionals who will tell you...

112 - Don't Make This Mistake on the SAVE Repayment Plan

21 Sep 2023

Contributed by Lukas

The new SAVE student loan repayment plan has a lot of great features. But if you're not careful, you might end up throwing money away on this paym...

111 - The Financial Journey From Single to Stepmom, with Alicia Krasko

14 Sep 2023

Contributed by Lukas

I don't often have guests on the Money and Marriage Podcast, but this week's episode is the exception to the rule. I'm excited to welcome ...

110 - Can I Open A Roth IRA For My Child?

07 Sep 2023

Contributed by Lukas

Back in episode 97, we covered common mistakes I often see couples make with Roth IRAs. After this episode went live, I got a listener question about ...

109 - Student Loan Strategies for Engaged and Newlywed Couples

31 Aug 2023

Contributed by Lukas

For the first time in three and a half years, payments will be required for Federal student loans starting in October. For most engaged and newlywed c...

108 - Handling Big Income Disparities in a Marriage

24 Aug 2023

Contributed by Lukas

The logistics and emotions involved in your family's financial plan can be a little more complicated when you and your spouse have (very) differen...

107 - Make Faster Financial Progress By Slowing Down

17 Aug 2023

Contributed by Lukas

If you're in a rush to make big financial changes - especially if you've been struggling to do so for awhile - you should consider making your...

106 - Try This The Next Time You Fight About Money

10 Aug 2023

Contributed by Lukas

In this episode, I walk through a great exercise to use when you fight about money. To learn other strategies for reducing money fights, check out my ...

105 - Summer Vacations Shouldn't Derail Your Savings Plan

03 Aug 2023

Contributed by Lukas

The right bank account structure will solve a lot of financial challenges for your family, all else equal. And this includes maintaining your savings ...

104 - How to Mix Money and Emotions

27 Jul 2023

Contributed by Lukas

Very few subjects come with as much emotional weight as money does. And unfortunately, emotions about non-financial topics often drive poor financial ...

103 - The Only Time I Didn't Follow the Advice I Give Clients

20 Jul 2023

Contributed by Lukas

I manage my personal finances in the same way I advise my clients to manage theirs. (You'd think that would be a given, but sadly, it's not al...

102 - Don't Fall For These Two Mortgage Interest Rate Traps

13 Jul 2023

Contributed by Lukas

I had more fun recording this episode than I have recording the previous 101 episodes combined. You should start listening to this episode to learn ho...

101 - Financial Freedom is WAY Overrated

06 Jul 2023

Contributed by Lukas

What's the rush? Retirement savings is important... but it shouldn't be your only financial priority. What if, rather than being in a rush to...

100 - The Importance of the Rearview Mirror

29 Jun 2023

Contributed by Lukas

For the 100th episode of the Money and Marriage Podcast, I share one of my favorite concepts to help frame financial challenges and financial progress...

99 - 3 Estate Planning Strategies All Couples Should Implement

22 Jun 2023

Contributed by Lukas

Nobody likes talking about estate planning - but it's absolutely critical for the protection of your future family. The good news? It doesn't ...

98 - Five Common "Warning Signs" for Couples

15 Jun 2023

Contributed by Lukas

In this week's episode, we discuss five common "red flags" that I commonly see in the way couples manage money together. If one or more ...

97 - Don't Make This Common Roth IRA Mistake

08 Jun 2023

Contributed by Lukas

Roth IRAs are a great retirement savings vehicle... but there are a few fine print issues that many investors miss. In my recent experience, this is e...

96 - Combining Bank Accounts Strengthens Your Marriage?

01 Jun 2023

Contributed by Lukas

In this week's episode, we discuss a recent academic study that concluded that "married couples who combine accounts and manage finances toge...

95 - The Debt Ceiling & Your Finances: 5 Takeaways

22 May 2023

Contributed by Lukas

There's no need to panic about the current debate about the United States hitting the "debt ceiling" - but that doesn't mean there a...

94 - Should I Be Worried About the Silicon Valley Bank Failure?

24 Mar 2023

Contributed by Lukas

Why has it taken me two weeks to talk about the Silicon Valley Bank failure, when it seems like everyone else in the financial planning world is worri...

93 - Six Money and Marriage Facts that Every Couple Should Know

10 Nov 2022

Contributed by Lukas

Grab a copy of my book, Marriage-Centered Money: http://marriagecenteredmoney.com/book Follow us on Instagram: @pacesetterplanning https://www.instagr...

92 - This Has *Never* Happened Before...

03 Nov 2022

Contributed by Lukas

Grab a copy of my new book, Marriage-Centered Money, today!

91 - Can You Mix Money and Emotions?

20 Oct 2022

Contributed by Lukas

I posed this question on my Instagram page a few weeks ago, and my answer surprised a lot of people. Tune in today for a deeper discussion on the topi...

90 - What's The Money For?

13 Oct 2022

Contributed by Lukas

In order to determine the optimal way to invest your money, we first need to establish what you want to use the money for. In this week's episode, we ...

89 - The Biggest and Best Status Symbol

06 Oct 2022

Contributed by Lukas

This episode might be a little controversial... but it's all for a good reason! Hopefully, this discussion gets you thinking and maybe even shift the ...