Money Clinic with Claer Barrett
Episodes
The hidden charges in your pension and investments
26 May 2016
Contributed by Lukas
Presenter Claer Barrett and asset management experts discuss the multitude of charges taken out of our investment funds, workplace pensions and SIPPs....
Please (equity) release me?
19 May 2016
Contributed by Lukas
Are loans that can eat up the value of your home ever worth it? Claer Barrett and guests discuss the pros and cons. Hosted on Acast. See acast.com/pri...
How to protect your wealth as the Brexit vote nears
12 May 2016
Contributed by Lukas
Should investors bet on Brexit? With a few weeks to go until the referendum, should private investors be prepared for mayhem in the markets – or a “...
How to cut the cost of your wedding (without scrimping on romance)
05 May 2016
Contributed by Lukas
Claer Barrett and guests discuss how to prevent a white wedding tipping your finances into the red. Plus the rise of online betting and the row over s...
Drawing the state pension: does it pay to delay?
28 Apr 2016
Contributed by Lukas
Claer Barrett and guests discuss how you may benefit from waiting to start dipping into the UK state pension, as well as the merits of fund managers a...
Bidding for returns: is commercial property an alternative to buy-to-let?
20 Apr 2016
Contributed by Lukas
Claer Barrett and guests discuss the attractions of investing in commercial property, whether now is the time to invest in oil stocks, and how auto-en...
What Brexit could mean for your money
13 Apr 2016
Contributed by Lukas
Naomi Rovnick and guests discuss the impact of EU membership on UK investors, as well as fund managers' short-termism and how useful the Panama Papers...
Soaring classic car prices and the wealth management bandits who target expats
06 Apr 2016
Contributed by Lukas
Why runaway classic car price rises could slow down The wealth management bandits who raid expats' savings Asian stocks as income investments Hosted o...
A year of pension freedoms and the buy-to-let meltdown
30 Mar 2016
Contributed by Lukas
Are we investing our pension cash wisely or being scammed?Buy-to-let investors in panic rush to buy before a big tax rise Hosted on Acast. See acast.c...
Millennials: moaners or martyrs? Janan Ganesh takes on Aime Williams
23 Mar 2016
Contributed by Lukas
Claer Barrett and guests discuss whether young people are entitled to moan about money, whether loyalty pays with store cards, and how investors could...
A Budget for the next generation?
16 Mar 2016
Contributed by Lukas
George Osborne's Budget delivered a surprise boost for millennials in the form of the Lifetime ISA. But how will it hit other age groups in the wallet...
The high price of romance
09 Mar 2016
Contributed by Lukas
Claer Barrett and guests discuss the costs of matchmaking and changes to how pensions are taxed in the UK Hosted on Acast. See acast.com/privacy for m...
How will Brexit affect your investments?
03 Mar 2016
Contributed by Lukas
The likely cost to investors of a Brexit. How fund managers' fees can swipe 40% of a retirement pot. Income investing and your Isa. Hosted on Acast. S...
Re-emerging markets?
24 Feb 2016
Contributed by Lukas
Are emerging market stocks in the bargain bin for good reasons? Or is it time to buy back in? How should emerging markets fit into a balanced portfoli...
£100k salaries and the 60% tax curse
16 Feb 2016
Contributed by Lukas
Why people earning £100k or more are paying a marginal tax rate of 60 per cent. The pitfalls of trying to pick stocks in China. How 'smart beta' is c...
Young, gifted and broke
10 Feb 2016
Contributed by Lukas
Millennial money: how 20-somethings think about finance.The ease of sinking into unmanageable credit card debt. Divorce for £59 online? This could be...
Protect your pension from the taxman
03 Feb 2016
Contributed by Lukas
The lowering of the lifetime pension savings allowance. Should people near retirement continue building pension pots?Investment fund managers buying '...
Dividends in danger
28 Jan 2016
Contributed by Lukas
FTSE dividend yields are high, but is this a warning sign?The assault on the buy-to-let sector.Why digital tax returns really are exciting. Hosted on ...
Is oil the contrarian buying opportunity of a generation?
20 Jan 2016
Contributed by Lukas
How to pick stocks for an oil price recovery. Why "flatflation" (zero inflation) will hit our finances.Higher-rate pension tax relief - why it could b...
How to take a grown-up gap year
13 Jan 2016
Contributed by Lukas
Plan and finance the sabbatical or extended beach holiday you've always dreamed of. Why wealth advisers are still really just chasing fees. HMRC crack...
How to get a pay rise
06 Jan 2016
Contributed by Lukas
A former big company MD tells you how to argue for a raise, while we also advise how to detox your finances for 2016. Hosted on Acast. See acast.com/p...
Rates have risen, so what next?
17 Dec 2015
Contributed by Lukas
How to invest in an environment of rising US interest ratesWhy European stocks look attractive Hosted on Acast. See acast.com/privacy for more informa...
Does your family have designs on your pension?
10 Dec 2015
Contributed by Lukas
Pensions freedoms and the risks of adult children financially abusing their parents. Generation rent struggles to get on the housing ladder. Time to b...
Lord Lee, the retail investor who turned £150,000 into £4.5m
02 Dec 2015
Contributed by Lukas
Baron Lee of Trafford shares his stock-picking strategiesThe best ways to save money on your Christmas shopAre Help-to-Buy ISAs worth it? Hosted on Ac...
Buy to Let-down - how will new stamp duty rules hit landlords?
25 Nov 2015
Contributed by Lukas
FT Money editor Claer Barrett debates the Autumn Statement's property shock with tax experts Hosted on Acast. See acast.com/privacy for more informati...
High earners and divorce
18 Nov 2015
Contributed by Lukas
Is divorce getting cheaper for high earners? Fund managers pressured to come clean on hidden costs. Fundsmith founder Terry Smith's top investment tip...
Last of the tax loopholes
11 Nov 2015
Contributed by Lukas
From stakes in crematoria to leasing dustbin vans...we profile the unusual tax-efficient investments that remain available in the UK, following the go...
Do you know how much your personal data is worth?
04 Nov 2015
Contributed by Lukas
Who is willing to pay for your data?Why MPs have rapped HMRC for its customer service. Which stocks will benefit from resurgent UK consumer spending? ...
The nightmare on pension street
28 Oct 2015
Contributed by Lukas
As its Halloween, this Money Show discusses pension changes that promise more trick than treat, the "hammer horror" of auction house commissions, and ...
How to pay the nanny's pension
22 Oct 2015
Contributed by Lukas
How the pension needs of nannies will raise the bills for middle class parents.Investment trusts come under scrutiny. How to invest in the growing sp...
Buy-to-let investors feel the heat
14 Oct 2015
Contributed by Lukas
FT deputy personal finance editor James Pickford and guests discuss how the government is putting buy-to-let investors under stress, and how young peo...
Student finances, Steve Webb on pensions and a digital dawn for HMRC
29 Sep 2015
Contributed by Lukas
The FT's Money Mentor looks at student money worries. Plus Steve Webb, the former pensions minister, answers questions on the new State Pension. And w...
Do sports stars have a winning financial strategy?
23 Sep 2015
Contributed by Lukas
Celebrity sportspeople can earn hundreds of thousands of pounds a week - but how do they make the good times last? Plus veteran investor Terry Smith t...
Is there any such thing as a defensive share?
09 Sep 2015
Contributed by Lukas
A trip to the hairdressers inspires FT Money editor Claer Barrett to delve into defensive shares. Plus we analyse the growing pensions drawdown market...
Other People's Money: John Kay talks exclusively to the FT about his new book
01 Sep 2015
Contributed by Lukas
Leading economist and finance industry insider John Kay talks exclusively to the FT's Claer Barrett about what has gone wrong in the dark heart of the...
Global stock market volatility and private banks' digital push
25 Aug 2015
Contributed by Lukas
Claer Barrett and guests discuss the aftermath of 'Black Monday' in Chinese markets for private investors, and how the digital revolution is finally r...
Future of retirement: How much do you need to save?
19 Aug 2015
Contributed by Lukas
With a pension savings crisis looming and sweeping changes affecting the rules on how we spend and deploy our retirement savings, it's becoming ever h...
Rising interest rates, gold bugs and Chinese funds
11 Aug 2015
Contributed by Lukas
This week we look at how to prepare for an interest rate rise plus how to make money from gold. And for the more adventurous investor, we examine the ...
Becoming a landlord, liquidity risks of investing and social investments
04 Aug 2015
Contributed by Lukas
This week's podcast examines the dilemma of whether you should sell or rent out your home if you're offered a job abroad. Plus, we examine liquidity r...
Will disputes, alternative assets and holiday swindles
28 Jul 2015
Contributed by Lukas
Claer Barrett and guests discuss some unusual investments that warrant investor caution, and the implications of a landmark ruling for those leaving a...
Rich rewards from farmland? Plus angel investing and dividends
22 Jul 2015
Contributed by Lukas
Investors in farmland reap a rich harvest. Plus we look at the attractions and risks of angel investing and how the dividend tax could deliver a bumpe...
Female breadwinners, China's meltdown and HMRC's latest crackdown
14 Jul 2015
Contributed by Lukas
FT Money looks at the ups and downs of being a female breadwinner. We also discuss what China's market meltdown means for your investments and HMRC's ...
Budget special: Buy-to-let, tax on dividends and inheritance tax
08 Jul 2015
Contributed by Lukas
How will the measures in the first Conservative Budget since 1997 affect your finances? Jonathan Eley unpacks the policy details with the help of Nim...
Self-building, Greek travel and community shares
30 Jun 2015
Contributed by Lukas
James Pickford and guests discuss the costs and challenges of building your own home, what those travelling to Greece should carry in their wallets, a...
Greek crisis, the sharing economy and pensions advice
23 Jun 2015
Contributed by Lukas
Claer Barrett and guests discuss what Greek debt negotiations mean for European investors, making money from spare bedrooms and parking spaces, and wh...
20 years of Aim - we expose the risks - and delve into the £1bn pensions spending spree
16 Jun 2015
Contributed by Lukas
As Aim celebrates 20 years on the LSE, Claer Barrett and Professor Paul Marsh assess the risks. And Josephine Cumbo asks what more could be done to he...
Pre-nups, German rent controls and pension freedoms
10 Jun 2015
Contributed by Lukas
As the summer wedding season approaches more of us are insisting on a pre-nup before we walk down the aisle. Are these legally binding? Plus we ask wh...
Merryn Somerset Webb, Lloyds bank shares and anomalies in the tax system
02 Jun 2015
Contributed by Lukas
This week Merryn Somerset Webb makes a guest appearance on the show to talk about her column on the path to financial happiness. We also debate what t...
Right to Buy, future of banks and safety deposit boxes
26 May 2015
Contributed by Lukas
This week we delve into the Queens Speech and how it could transform the UK's housing market. Plus what is the future for banks, and should you use a ...
30th anniversary of FT Money, nanny pensions and investing in wine
19 May 2015
Contributed by Lukas
It's the 30th anniversary of FT Money - we look back at three decades of investing. This week, new FT Money editor Claer Barrett also delves into the ...
Post-election housing policies, Brewdog crowdfunding and the new pensions minister
12 May 2015
Contributed by Lukas
The FT's James Pickford talks to Knight Frank's Liam Bailey about the housing market post election. This week's show also examines Brewdog's bid to ra...
The election, alternative property and the bond market
06 May 2015
Contributed by Lukas
This week we look at the effect of the Election on your finances, alternative ways of getting onto the property ladder and the bond market warnings. H...
Alliance Trust, final salary pension schemes and investment themes
28 Apr 2015
Contributed by Lukas
This week's show looks at the latest events at Alliance Trust and the threats facing final salary pension schemes. Jonathan Eley also interviews the F...
Payday lenders, mortgage limits & Woodfood's investment trust
21 Apr 2015
Contributed by Lukas
Jonathan Eley and guests discuss the plight of payday lenders subject to tighter regulation, lending in the first year after the mortgage market revie...
Zero inflation, pension tax relief and the electoral roll
14 Apr 2015
Contributed by Lukas
Jonathan Eley and guests discuss what the period of zero inflation means for mortgage borrowers, how political parties are planning to raid pension ta...
Jisas, buy-to-let and new tax reliefs
07 Apr 2015
Contributed by Lukas
This week's show looks at how easy it is to transfer a child trust fund into a Junior Isa. Jonathan Eley also questions whether the 'wall' of pension ...
Pension cash, fund stewardship and overseas property
31 Mar 2015
Contributed by Lukas
This week's show looks at taking cash out of your pension fund and whether fund managers are looking after your money. Jonathan Eley also talks to Jam...
Pensions guidance, house prices and Alliance Trust
25 Mar 2015
Contributed by Lukas
Jonathan Eley and guests discuss what to expect from free guidance on pension options, whether house prices are finally coming off the boil, and the f...
Budget 2015: How your personal finances could be affected
18 Mar 2015
Contributed by Lukas
George Osborne's no-giveaway budget has given away a higher personal tax allowance, access to retirement annuities (but a cut to the lifetime pension ...
Digital passports, Isa deadline and tax avoidance
11 Mar 2015
Contributed by Lukas
This week's show delves into the new digital passport and offers advice on where to put this year's Isa allowance. We also ask who is really to blame ...
A stronger pound, crowdfunding and farmland
04 Mar 2015
Contributed by Lukas
Jonathan Eley and guests discuss the effect of a stronger pound on holidaymakers, why money is pouring into risky crowdfunding and ways to invest in f...
Election implications, renewables and car financing
26 Feb 2015
Contributed by Lukas
This week's show looks at how investors are reacting to the uncertainty surrounding the general election. James Pickford also delves into green energy...
Pension drawdown, investment behaviour and enterprise investment schemes
19 Feb 2015
Contributed by Lukas
Lucy Warwick-Ching and guests discuss Hargreaves Lansdown's cut to drawdown costs, why people are prone to making irrational investment decisions, and...
Conveyancing, pension scheme deficits and fund fees
11 Feb 2015
Contributed by Lukas
Jonathan Eley and guests discuss a new service that promises to speed up home purchases, record private sector pension scheme deficits, and the latest...
Card compensation, protecting pension savers and property websites
28 Jan 2015
Contributed by Lukas
Jonathan Eley and guests discuss compensation for those mis-sold credit card insurance, measures to help pension savers make the right financial decis...
Savings rates, equity release and cybersecurity
21 Jan 2015
Contributed by Lukas
Jonathan Eley and guests discuss the FCA's criticism of the savings market this week, why equity release is on the rise, and the vulnerability of inve...
Corporate leadership, tax returns and annuity reforms
14 Jan 2015
Contributed by Lukas
James Pickford and guests discuss the importance of company management for investors, tips for taxpayers ahead of the self-assessment deadline, and pr...
Pension reforms, mortgage slowdown and student housing
08 Jan 2015
Contributed by Lukas
Jonathan Eley and guests discuss the major pension reforms effective in April, how the mortgage market slowdown is affecting high-value borrowers, and...
Basic bank accounts, investing in Russia and financial advice
17 Dec 2014
Contributed by Lukas
Jonathan Eley and guests discuss whether free current accounts are under threat, the investment climates in Japan and Russia, and whether people are r...
Investing in Tesco, state pensions and payday lenders
11 Dec 2014
Contributed by Lukas
James Pickford and guests discuss how Tesco's woes are affecting investors, why the new single tier state pension does not benefit everyone, and how n...
Autumn Statement: what it means for your money
04 Dec 2014
Contributed by Lukas
Jonathan Eley and guests discuss changes to stamp duty rates for house buyers, inheritance rules for individual savings accounts, and changes for peer...
Credit cards, buy-to-let investments and pet projects
26 Nov 2014
Contributed by Lukas
Jonathan Eley and guests discuss whether an FCA investigation will make it harder to get a credit card, if booming returns for buy-to-let landlords ca...
State pensions, multi-asset funds and Swiss gold
19 Nov 2014
Contributed by Lukas
This week's show discusses forthcoming changes to state pension rules, whether multi-asset funds present solutions for ordinary investors, and how a v...
Payday lending, mortgage brokers and Chinese shares
12 Nov 2014
Contributed by Lukas
Jonathan Eley and FT colleagues discuss the expected demise of so-called payday lenders, the rise of mortgage brokers and other intermediaries, and th...
Holiday pay ruling, bequeathing money and salary sacrifice
05 Nov 2014
Contributed by Lukas
This week's show looks at the impact of this week's court ruling on holiday pay entitlements, why people choose to leave their natural heirs out of th...
Bank closures, junior Isas and European equities
29 Oct 2014
Contributed by Lukas
Jonathan Eley and guests discuss whether Lloyds' branch closures spell the end of high street banking, the third birthday of junior individual savings...
Low interest mortgages, ethical investing and Equitable Life
22 Oct 2014
Contributed by Lukas
This week's show looks at new mortgage deals offering very low interest rates, the performance of ethical investment funds, and Jonathan Eley talks to...
UK inflation, HMRC powers and pension freedoms
14 Oct 2014
Contributed by Lukas
FT economics editor Chris Giles joins Jonathan Eley to discuss the impact of the latest inflation figures. Also in the show, is the arm of the taxman ...
Working longer, the Brazilian economy and investing in books
08 Oct 2014
Contributed by Lukas
Jonathan Eley and guests discuss the government's wish for us to stay in work longer, whether Brazil's elections may boost emerging markets, and wheth...
Pension "death tax", mortgage prisoners and asset portfolios
01 Oct 2014
Contributed by Lukas
Jonathan Eley and guests discuss who will really benefit from pension funds passing tax free to heirs, how some people are trapped on their current mo...
Mansion taxes, investment psychology and intestacy rules
24 Sep 2014
Contributed by Lukas
This week's show looks at how a proposed mansion tax may work and who would be affected, plus how behavioural psychology can aid investors, and how in...
Pension cash, property p2p and Alibaba
18 Sep 2014
Contributed by Lukas
Should you use your pension pot to repay your mortgage? Also in this week's show, is property investment through peer-to-peer lending worth it? And wh...
Scottish referendum: what it means for investors and homeowners
10 Sep 2014
Contributed by Lukas
Jonathan Eley and guests, Jane Sydenham of wealth manager Rathbones and David Hollingworth of London and Country Mortgages, discuss the potential impa...
Pension exit fees, offline finances and PPI
03 Sep 2014
Contributed by Lukas
Jonathan Eley and guests discuss expensive legacy pension schemes, the challenges faced by those who do not manage their finances online, and why PPI ...
Annuities, the bond bull market and football funds
21 Aug 2014
Contributed by Lukas
Jonathan Eley and guests discuss why you need to be more careful than ever when choosing an annuity, how long the bond bull market can last and the fo...
Monetary policy, challenger banks and active funds
12 Aug 2014
Contributed by Lukas
Jonathan Eley and guests discuss the Bank of England's latest comments on house prices and wages, challengers to incumbents in retail banking, and whe...
Mortgage lending, ETFs and poor pension products
06 Aug 2014
Contributed by Lukas
In this week's show, James Pickford and guests discuss strange deals in the mortgage market, why exchange-traded funds are in vogue, and how many pens...
Asset management, corporate bonds and annuities
30 Jul 2014
Contributed by Lukas
James Pickford and guests discuss how changes in the asset management industry could benefit investors, the potential risks for corporate bond funds, ...
Pension reforms, holiday homes and investing in university research
22 Jul 2014
Contributed by Lukas
Jonathan Eley and guests discuss new pension rules that will apply from next April, what to bear in mind when buying property overseas, and how invest...
Tax avoidance clampdown, employer pensions, and family finances
16 Jul 2014
Contributed by Lukas
What's your employer doing with your pension? Jonathan Eley and guests also discuss HMRC's crackdown on tax avoidance scheme investors, and the latest...
Savings rates, China vs India, and buy-to-let
09 Jul 2014
Contributed by Lukas
Jonathan Eley and guests discuss the state of the UK savings market, whether retail investors should look again at China and India, and if buy-to-let ...
Property funds, investment strategy and Islamic pensions
02 Jul 2014
Contributed by Lukas
James Pickford hosts a discussion of the appeal and risks of popular property funds as well as a new sharia-compliant pension product, plus the insigh...
Controlling house prices, minimising tax and star fund managers
25 Jun 2014
Contributed by Lukas
In this week's show, Jonathan Eley and guests discuss the Bank of England's measures to cool the UK's housing boom, a range of tax-efficient investmen...
New ISAs, pensions advice and IFA liability
18 Jun 2014
Contributed by Lukas
James Pickford and guests discuss what forthcoming reforms to ISAs mean for investors, how the pensions industry may provide guidance promised to reti...
Energy prices, expensive divorces and Tesco Bank
11 Jun 2014
Contributed by Lukas
In this week’s show, Jonathan Eley and guests discuss why the Big Six energy companies aren’t cutting prices, why divorce is becoming more common ...
Dutch-style pensions, P2P lending and Green Deal
04 Jun 2014
Contributed by Lukas
Could proposed collective pension plans deliver more income? Jonathan Eley and guests also discuss how peer-to-peer lending may be incorporated in ISA...
TSB flotation, Scottish independence and fracking
28 May 2014
Contributed by Lukas
In this week's show, Jonathan Eley and guests discuss the prospects of TSB, the impact of a Scottish independence vote for investors and business, and...
Mortgage market, pension products and small caps
21 May 2014
Contributed by Lukas
Are new lending rules slowing mortgage lending? Jonathan Eley and guests also discuss emerging alternatives to annuities, and whether the rally in sma...
Stop-gap annuities, private equity and investor charges
14 May 2014
Contributed by Lukas
In this week's show, Jonathan Eley and guests discuss whether new flexible annuity products offer savers value, if investing in private equity is wort...
British banking, building to rent and investing in commodities
07 May 2014
Contributed by Lukas
What will a reformed Barclays mean for shareholders and customers? Jonathan Eley and colleagues also discuss whether "build to rent" is taking hold in...