Money For Couples with Ramit Sethi
Episodes
59. “98% of our net worth is in real estate. Are we in trouble?”
06 Sep 2022
Contributed by Lukas
Georgia and James bring a different problem to the table than we’re used to hearing about. In this one, we zoom in on where, exactly, their net wort...
58. “If we want to retire, we’d have to live on $36k”
30 Aug 2022
Contributed by Lukas
This week’s conversation brings a slightly different perspective to the table. Michelle and Eric are in their fifties and are terrified that they’...
57. “I feel ashamed about having another child because we’re still renting”
23 Aug 2022
Contributed by Lukas
Rebecca and Joe have two young kids, and a third is on the way. They are renting at the moment and love the neighborhood they live in—but they both ...
56. “We have $200,000, but we’re afraid to take a vacation”
16 Aug 2022
Contributed by Lukas
Michelle and Dan are in their early thirties, and from the outside, they look like they’re in a great place financially. They make $225,000 annually...
55. “My top 5 lessons from one year of interviewing couples about money”
09 Aug 2022
Contributed by Lukas
Personal finance can seem complicated, but most issues are linked back to two core influences—how people think and feel about money. Where they land...
54. “We grew up poor—but we could be millionaires” (Part 2)
02 Aug 2022
Contributed by Lukas
Last week, in part one of my conversation with Austin and Annie, we got deeply personal about their upbringings and the invisible scripts they picked ...
53. “We want to break the cycle of generational poverty, but we don’t know how” (Part 1)
26 Jul 2022
Contributed by Lukas
Annie and Austin were both raised without knowing where their next meal would come from. They came to me looking for a way to break the relentless cha...
52. “He hides purchases from me—and I let him”
19 Jul 2022
Contributed by Lukas
Lisa and Jeff are in their forties and have a blended household. They had about a $300k net worth before they were awarded a $1.275M settlement in Jan...
51. “We went bankrupt, but I still have no boundaries with money”
12 Jul 2022
Contributed by Lukas
Katie and Cal are in their mid-twenties and, after moving around a bit, they live back home in Alaska with their young children. They bring in about $...
50. “Maybe buying this condo was a mistake” (Part 2)
05 Jul 2022
Contributed by Lukas
In part 2 of Elena and Eric’s story, we learn about the deep emotional ties that Elena associates with the condo that’s draining their savings acc...
49. “Our housing expense unexpectedly went up $2K when we bought our first home” (Part 1)
28 Jun 2022
Contributed by Lukas
Elena and Eric are both 25. They live in Toronto, and they make $160k as a household. They love going to EDM festivals and spend thousands of dollars ...
48. “My husband needs a better job, but he hates the idea of earning more”
21 Jun 2022
Contributed by Lukas
Kara and Sean make $150k annually, with $100k of that coming from Kara’s salary in healthcare. They have a baby daughter, and Kara would like to tak...
47. “We make $500k. Why are we carrying a balance on our credit cards?”
14 Jun 2022
Contributed by Lukas
Ashley and Charles are in their early forties and have been married for six years. Together, they have five children from previous relationships. They...
46. “The ghost of FIRE still haunts our money mindset—we can’t enjoy money”
07 Jun 2022
Contributed by Lukas
Carolyn and Gavin have been married for ten years. They have three small children and bring in about $130k annually—with a healthy $500k in investme...
45. “She tells me that it’s my fault we can’t live the life we want to live”
31 May 2022
Contributed by Lukas
Sarah earns more than Andrew. They’re unmarried but imagine a future together, or would like to. The problem is that Andrew’s existing money scrip...
44. “Trust in the universe and it (or my partner) will provide”
24 May 2022
Contributed by Lukas
Today’s couple is actually on the same page when it comes to their Rich Life, but they’re not making much progress toward it. Alex brings in $70k ...
43. “Our $300k income is variable and declining but we aren’t adjusting our lifestyle”
17 May 2022
Contributed by Lukas
How do you manage your finances when your monthly pay is inconsistent? Vince makes around $300k a year in the mortgage industry, while Kasey focuses o...
42. “We’re worth $5.7 million but we’re arguing over the price of chocolates for Valentine’s day”
10 May 2022
Contributed by Lukas
Making a lot of money is surprisingly easy. But if you’ve lived with too little of it most of your life, getting over the fear of spending it can be...
41. “My wife won’t admit her business is failing and we constantly argue about it”
03 May 2022
Contributed by Lukas
It’s common knowledge that building a business takes time—but how long should you be willing to wait? Rob works a full-time job. Olivia is split b...
40. “We’re worth $5 million but my wife nearly canceled our trip to save $200”
26 Apr 2022
Contributed by Lukas
By now, you know: living a Rich Life is more about mindset than money. Look at today’s couple, Jack and Rachel. Following the principles described...
39. “She waited until we were engaged to reveal $100k of student loan debt”
19 Apr 2022
Contributed by Lukas
Alex and Nicole are getting married this summer and plan to start a family in a few years. That much, they know. How they’ll get there is another qu...
38. “He owes his ex $70k/year and it’s straining our finances and our relationship”
12 Apr 2022
Contributed by Lukas
Rebecca and John are both attorneys and make good money. While John makes more, he’s legally obligated to pay around $70k annually in alimony and in...
37. “My love language is spending money I don’t have”
05 Apr 2022
Contributed by Lukas
Money can be a way of showing love, but what happens when you’re spending money you don’t have? Does spending any less mean you love the people in...
36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”
29 Mar 2022
Contributed by Lukas
Sarah and Nat are physical therapists that are making things too hard for themselves. The enormous cost of education coupled with relatively low pay h...
35. “If we can’t stop fighting about money, we’re going to break up”
22 Mar 2022
Contributed by Lukas
Ashley and Josh have come to a stark conclusion: That if they can’t manage to find some common ground in their financial struggles, their relationsh...
34. “It’s unromantic if my boyfriend doesn’t pay for date night”
15 Mar 2022
Contributed by Lukas
Ashley and Josh both have high incomes but they find themselves arguing about who pays for what. Like a few past guests, Ashley thinks certain things ...
33. “We’re in debt, but I don’t want to make her go back to the corporate world”
08 Mar 2022
Contributed by Lukas
Martin and Arly feel suffocated by mounting interest on their debt and are jaded by the corporate world. Martin earns $125,000, but Arly is selling es...
32. “We just got married, but I’m scared to combine our income and debts”
01 Mar 2022
Contributed by Lukas
Today is part two with John + Lindsey, and progress on finding a solution that sticks for the couple is slow. Listen to how John gets riled up with ra...
31. “Shopping at Target is like visiting a casino to me”
22 Feb 2022
Contributed by Lukas
Lindsey and John are stuck. Despite earning a joint income of $150,000, John’s debt is crippling their relationship and financial future. They respo...
30. “I want to change—but can I keep the truck?”
15 Feb 2022
Contributed by Lukas
It’s time to create a plan of action for Brad and Becca’s unsophisticated spending habits that we learned about in part one. I want to get them aw...
29. “I never know when spending money on something will be an issue with him”
08 Feb 2022
Contributed by Lukas
Brad and Becca are in debt. Lots of it. Together they make $105,000 a year, but Brad makes impulsive flash purchases on credit cards. There is no savi...
28. “What if we divorce and I end up homeless like my mom?”
01 Feb 2022
Contributed by Lukas
Most people think if they earned 25-50% more, all their money problems would disappear. Katie and Shawn are a living example that that’s not true....
27. “I don’t care about what he wants, I just want to win the argument”
25 Jan 2022
Contributed by Lukas
It all started with a splurge at Target. Tami spent $250 and tried to hide it from her husband, Mike. He likes to make digs and police her spending ha...
26. “How do we create our Rich Life when we don’t trust and respect each other?”
18 Jan 2022
Contributed by Lukas
My conversation with Mira and Dan was supposed to be about tax returns. He hasn't filed his yet, and it's making Mira feel insecure, anxious, and unsa...
25. “I want to pay for convenience, but my husband thinks it’s lazy”
11 Jan 2022
Contributed by Lukas
Meet Gemma and Jack. Jack believes that people who delegate certain tasks, like cleaning and laundry, are lazy. It’s one of his many strong opinions...
24. “I’ve saved $0 for my upcoming unpaid maternity leave”
04 Jan 2022
Contributed by Lukas
On paper, saving for maternity leave shouldn’t be an issue for Hannia and Alex. She earns $100,000 a year, but she likes to spend her money as soon ...
23. “I live in constant fear that our $425k income isn’t enough”
21 Dec 2021
Contributed by Lukas
Lauren and Alex bring in $425,000 a year, and they’ve just invested in a $1.3 million dollar home. Alex feels like they’re flying high, but Lauren...
22. “I’m quitting my job, but I’m worried my husband doesn't support me”
14 Dec 2021
Contributed by Lukas
Alexandra and Brandon have a household income of $135,000. Alex just handed in her one week’s notice, but she still has financial needs, and she’s...
21. Part 2: “I want to trust my wife with our money, but what if she blows everything?”
07 Dec 2021
Contributed by Lukas
This is part two with Charles and Michelle. He has a net worth of well over $10 million but still uses someone else’s Netflix password. After 21 yea...
20. “My wife is going to divorce me unless I can stop being so cheap”
30 Nov 2021
Contributed by Lukas
Charles and his wife, Michelle, are worth $10 million, and he earns over $2 million a year--but he’s cheap. So cheap, he still insists on sharing so...
19. “My husband has been promising that we’ll buy a house in a few months… for five years”
23 Nov 2021
Contributed by Lukas
Brian is a struggling tech entrepreneur and relies on his wife, Serena, a physician with a stable income of $235,000, to support his family. Serena wa...
18. "He's the man & he should pay. We can't go on like this any more"
16 Nov 2021
Contributed by Lukas
Monique expects Pablo to pay for her “as the man” in the relationship. Pablo wants “fairness” in a partner. Last week, I dug into their money ...
17. “I think he should pay for everything because he’s the man”
09 Nov 2021
Contributed by Lukas
Monique is very open with what she wants in a relationship. “I always expected that fairytale love, the guy pays for everything, the guy opens the d...
16. “We’re worth $8 million but I comparison shop for strawberries”
02 Nov 2021
Contributed by Lukas
When Chris shops for food online, he compares the cost of almond milk and strawberries to save a few dollars. He spends hours agonizing over the most ...
15. “I have a $1 million trust fund and I’m scared to spend money on food”
26 Oct 2021
Contributed by Lukas
Andy and Kate bring in $200,000 a year and live rent free. Andy feels bad about money every day. His partner, Kate, says she wants to work as a financ...
14. “I hide my spending from my husband”
19 Oct 2021
Contributed by Lukas
Meet Chuck and Mary. With a household income of $450,000 a year, they’re wealthy, but they’re not living A Rich Life. Mary spends money--in secret...
13. “I’m dumb with money and he’s making me feel worse”
12 Oct 2021
Contributed by Lukas
A few years ago, Adam spent nine months aggressively paying off $75,000 in debt. He loved it. It gave him a purpose and he was happy to work seven day...
12. "My husband won't talk about money with me"
05 Oct 2021
Contributed by Lukas
Laura came to me frustrated about their bathroom. She wants to renovate it, but Greg isn’t interested. In fact, he doesn’t really want to talk abo...
11. “My wife wants to quit her job but I’m worried about money”
28 Sep 2021
Contributed by Lukas
Nicole and John have already won the money game. Combined, they bring in $650,000 a year. But it's not an even split. Nicole currently earns $150,000 ...
10. “Money is overwhelming so we find instant gratification elsewhere”
21 Sep 2021
Contributed by Lukas
Jacques and Jennifer are stuck in a money rut. They are trapped by their $40,000 debt. Jennifer feels overwhelmed with money talk, and Jaques doesn't ...
9. “I hid thousands of dollars of credit card debt from my husband”
14 Sep 2021
Contributed by Lukas
Jordan wasn't raised to talk about money. She constantly saw her mom withhold money matters from her dad, and now, history is repeating itself. Jordan...
8. “My wife is spending too much money”
07 Sep 2021
Contributed by Lukas
Natalia prioritizes experiences over finances. She doesn’t want to miss out on life, so if she wants to visit her family, she doesn’t wait to chec...
7. “My parents keep expecting us to pay for them”
31 Aug 2021
Contributed by Lukas
Barry is a first-generation Pakistani immigrant. His wife, Maria, is also Pakistani and was born and raised in the United States. Cultural expectation...
6. “We can’t afford to live in NYC, but my wife doesn’t want to leave the city”
24 Aug 2021
Contributed by Lukas
Jessica grew up wealthy in New York City. She can't imagine her life anywhere that's not within walking distance to the coffee shop, the best schools,...
5. “I paid off $50,000 of debt, but I still feel guilty buying toothpaste”
17 Aug 2021
Contributed by Lukas
Sheena has paid off a huge chunk of her student debt. Peter wants to plan a trip to Japan for their 10th anniversary and decorate their apartment, but...
4. “My wife didn’t know I had $450,000 of debt until yesterday”
10 Aug 2021
Contributed by Lukas
John has a lot of debt. Wendy knew about the $450k he owed when they started their relationship, over ten years ago, but she only found out what the c...
3. “My husband is going broke, but he won’t let me help”
06 Aug 2021
Contributed by Lukas
Calvin feels he needs to be the “man of the house” and pay for everything. There’s just one problem: He can’t afford it. Every month he’s in...
2. “We’re worth $1 million, but we're so cheap, our friends don't want to see us anymore”
05 Aug 2021
Contributed by Lukas
Ashley and Greg have a household income of over $250,000 and a net worth of over one million dollars. They’ve developed a reputation for being cheap...
1. “My husband doesn’t trust me to run our business”
04 Aug 2021
Contributed by Lukas
Alyssa and Ilan have been in a relationship since 2007 and are now married. They both lost their jobs during the pandemic, but acting on their feet, l...
Trailer: Real money stories from behind closed doors
19 Jul 2021
Contributed by Lukas
I’m Ramit Sethi, author of the New York Times bestseller ‘I Will Teach You To Be Rich.’ I’ve always been fascinated with money and psychology....