Money For the Rest of Us

Eclipse Special: The Sound of the Totality From Idaho

23 Aug 2017

Contributed by Lukas

A short episode on the August 2017 solar eclipse as it happened. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at htt...

The Debt Ceiling—What Happens If the U.S. Defaults

16 Aug 2017

Contributed by Lukas

#169 What could happen if the U.S. Congress doesn't raise the debt ceiling and defaults on U.S. financial obligations, and why does Congress wait unti...

Is Life More Difficult For Millennials?

09 Aug 2017

Contributed by Lukas

#168 How being a millennial is both different and the same from young adults of earlier generations.See Privacy Policy at https://art19.com/privacy an...

Is Bitcoin Better At Money Than The Dollar?

02 Aug 2017

Contributed by Lukas

#167 Why bitcoin is a compelling speculative diversifier and how it has been a better store of value than both the U.S. dollar and gold.See Privacy Po...

Do We Really Need Growth?

26 Jul 2017

Contributed by Lukas

#166 Why enterprises, industries, and economies can't grow at all costs but need to enrich humanity and strive for permanence and sustainability throu...

Why Do We Invest? It's Not Just For Return

19 Jul 2017

Contributed by Lukas

#165 How corporations evaluate and use investment capital provided by individuals. Why companies find it easier to buy back stock rather than invest i...

Optionality—When To Keep Your Options Open and When To Commit

12 Jul 2017

Contributed by Lukas

#164 How to use the asymmetric payoff of options, trial and error, and commitments to better yourself financially and in other areas of your life.See ...

Vacation Special: A Conversation With Roger Whitney, The Retirement Answerman

05 Jul 2017

Contributed by Lukas

A conversation with Roger Whitney about retirement investing, asset allocation, active versus passive management, luck versus skill, behavioral financ...

Is There An Indexing Bubble?

28 Jun 2017

Contributed by Lukas

#163 How an indexing bubble is manifest, why most active managers underperform and how individuals can structure their own quasi index fund that outpe...

Is Inflation A Good Thing?

21 Jun 2017

Contributed by Lukas

#162 What causes inflation and why do central banks allow it to persist instead of having a 0% inflation target.See Privacy Policy at https://art19.co...

What You Need To Know About Retirement Calculators

14 Jun 2017

Contributed by Lukas

#161 How retirement planning and retirement spending calculators work and what are some of their flaws. Why figuring out how much money you will have ...

Why Ethical Consumption Is Myth

07 Jun 2017

Contributed by Lukas

#160 How cost, complexity and an unachievable standard keeps us from consuming ethically while the stories we tell ourselves make us feel good about o...

Vacation Special: A Conversation with Michael Port

31 May 2017

Contributed by Lukas

In this interview with Michael Port, we discuss asset allocation, business, healthcare, minimalist investing, roboadvisors, our emotional relationship...

What You Need To Know About Volatility

24 May 2017

Contributed by Lukas

#159 What is volatility, what determines it and how to invest in it. But should you?See Privacy Policy at https://art19.com/privacy and California Pri...

How To Invest Like A Cockroach

17 May 2017

Contributed by Lukas

#158 How reserves, slack and simple rules of thumb help us deal with radical uncertainty. Why the next financial crisis is unlikely to be like the las...

The Most Important Economic Question Of Our Time

10 May 2017

Contributed by Lukas

#157 Why the likelihood of a future fiscal crisis sparked by the national debt depends on whether there is a limited or an unlimited supply of money. ...

Your Job Or Half Your Business Could Be Gone Tomorrow

03 May 2017

Contributed by Lukas

#156 How to gain a personal competitive advantage in an evolving job and business environment. This episode of Money For the Rest of Us is sponsored b...

Clues To The Next Financial Crisis

26 Apr 2017

Contributed by Lukas

#155 How panic caused the great financial crisis and what to look for to see if it is happening again.See Privacy Policy at https://art19.com/privacy ...

Do Homeowner Tax Breaks Cause Homelessness?

19 Apr 2017

Contributed by Lukas

#154 How a transitioning economy, government regulation and tax policy have contributed to stagnating wages, rising housing costs, and homelessness.Se...

Will Social Security Go Bankrupt?

12 Apr 2017

Contributed by Lukas

#153 Why Social Security will not collapse and the four actions government can take to make sure it won’t.See Privacy Policy at https://art19.com/pr...

You Know Less Than You Think

05 Apr 2017

Contributed by Lukas

#152 How simple rules, just-in-time learning and checking your understanding can help you make better financial decisions.See Privacy Policy at https:...

Amazon Impacts Everything

29 Mar 2017

Contributed by Lukas

#151 How even index fund investors have a big stake in the Amazon revolution.See Privacy Policy at https://art19.com/privacy and California Privacy No...

Finding Your Perfect Match

22 Mar 2017

Contributed by Lukas

#150 How to navigate matching markets where price alone doesn’t determine the outcome.See Privacy Policy at https://art19.com/privacy and California...

Do You Have Enough To Retire?

15 Mar 2017

Contributed by Lukas

#149 How to estimate how long your assets will last in retirement and the steps you can take to take make them last longer.See Privacy Policy at https...

Is Your Financial Advisor Loyal To You?

08 Mar 2017

Contributed by Lukas

#148 Why some financial advisors must show undivided loyalty to you while others can have undisclosed conflicts of interest. How to tell the differenc...

Is Infrastructure A Good Investment?

01 Mar 2017

Contributed by Lukas

#147 How to invest in infrastructure assets and why there is a perpetual infrastructure "crisis".See Privacy Policy at https://art19.com/privacy and C...

How To Decide What To Buy

22 Feb 2017

Contributed by Lukas

#146 How to optimize your purchase decisions and why eliminating negatives can increase happiness more than buying more stuff.See Privacy Policy at ht...

People Like Us Invest Like This

15 Feb 2017

Contributed by Lukas

#145 Our view of the world dictates how we should and should not invest.See Privacy Policy at https://art19.com/privacy and California Privacy Notice ...

Trade Deficits Aren't Always Bad. Trade Wars Are

08 Feb 2017

Contributed by Lukas

#144 What causes trade deficits and how they can both help and hurt a country's economy.See Privacy Policy at https://art19.com/privacy and California...

Are You Investing, Speculating or Gambling?

01 Feb 2017

Contributed by Lukas

#143 What is the difference between investing, speculating and gambling. Why binary options trading is gambling.See Privacy Policy at https://art19.co...

Why Are Some Nations Wealthier Than Others

25 Jan 2017

Contributed by Lukas

#142 Poor nations work harder than rich ones. Why then are they still poor?See Privacy Policy at https://art19.com/privacy and California Privacy...

The Universal Law You Need To Overcome To Thrive

18 Jan 2017

Contributed by Lukas

#141 How to overcome the second law of thermodynamics in investing and living.See Privacy Policy at https://art19.com/privacy and California Privacy N...

How Climate Change Could Impact Your Investments and Your Life

11 Jan 2017

Contributed by Lukas

#140 Is there a carbon bubble whose bursting could lead to financial instability?See Privacy Policy at https://art19.com/privacy and California Privac...

Are You Making Fear-based Financial Decisions?

04 Jan 2017

Contributed by Lukas

#139 How to design a life, pursue a career, and build financial security without acting out of fear.See Privacy Policy at https://art19.com/privacy an...

Year End Special - Live From Fincon - What I Learned Investing in 2016

28 Dec 2016

Contributed by Lukas

Conversation with Brian Bain of Investor In the Family at the Fincon financial media conference about what we learned investing in 2016. See Privacy ...

Should You Sell Your Stocks Before Trump Takes Office?

21 Dec 2016

Contributed by Lukas

#138 How to make decisions in the face of uncertainty and why deciding to sell stocks should be based on feelings of regret rather than gut feelings a...

Is the American Dream Dead?

14 Dec 2016

Contributed by Lukas

#137 Are private equity buyout activities contributing to income inequality and the death of the American Dream?See Privacy Policy at https://art19.co...

Filter By Asset Class - Featuring Preferred Stocks

07 Dec 2016

Contributed by Lukas

#136 How framing and filtering by asset classes makes investing easier. How to invest in preferred stocks.See Privacy Policy at https://art19.com/priv...

Embrace the Messiness

30 Nov 2016

Contributed by Lukas

#135 Why we need to control the chaos while embracing messiness in living and investing.See Privacy Policy at https://art19.com/privacy and California...

It's Just Money

23 Nov 2016

Contributed by Lukas

#134 Why we should be indifferent toward money and what are the risks of a dollar shortage.See Privacy Policy at https://art19.com/privacy and Califor...

Interest Rates Are Rising. Four Things You Can Do.

16 Nov 2016

Contributed by Lukas

#133 Here are four investment strategies investors can use to avoid losses due to rising interest rates.See Privacy Policy at https://art19.com/privac...

Trump Wins. Now What?

09 Nov 2016

Contributed by Lukas

#132 What should you do about Trump presidency? And how the truth was the real loser in this presidential election.See Privacy Policy at https://art19...

Is This The Creepiest Investment Ever?

02 Nov 2016

Contributed by Lukas

#131 How hedge funds and pension plans earn 20% a year buying life insurance policies from unwary individuals. Why it's better to keep your permanent ...

Should You Buy A Vacation Home?

26 Oct 2016

Contributed by Lukas

#130 How changes in financial circumstances, property markets, zoning rules and personal taste can make owning an illiquid vacation property a risky p...

Finding Simplicity On Other Side of Complexity

19 Oct 2016

Contributed by Lukas

#129 Why we need to embrace complexity in order to find lower cost, less stressful solutions to challenges including with investing. Plus is investing...

Is There Too Much Savings?

12 Oct 2016

Contributed by Lukas

#128 How holding onto goods longer before replacing them and a global savings glut impact the economy, interest rates and stock returns.See Privacy Po...

Investing Is Wayfinding

05 Oct 2016

Contributed by Lukas

#127 Investing is like exploring an unknown territory. What are the tools to help us navigate.See Privacy Policy at https://art19.com/privacy and Cali...

Where Federal Money Flows

28 Sep 2016

Contributed by Lukas

#126 Why cutting federal spending and trying to lower the national debt reduces household income and spending, potentially causing a recession.See Pri...

Is The Economy Really Doing That Poorly?

21 Sep 2016

Contributed by Lukas

#125 How to thrive in an ever changing, increasingly complex economy.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at ...

Build Your Inventory, Discover Your Theme

14 Sep 2016

Contributed by Lukas

#124 How to balance developing new skills, learning new things and becoming an expert.See Privacy Policy at https://art19.com/privacy and California P...

Why Health Insurance Premiums and Prescription Drug Prices Are Exploding

07 Sep 2016

Contributed by Lukas

#123 How pharmaceutical companies use of maximum pricing power is leading to double digit annual increases for prescription drug prices and health ins...

Why Negative Interest Rates Are Dangerous

31 Aug 2016

Contributed by Lukas

#122 How negative interest rates increase volatility and lower future investment returns. What can you do about it.See Privacy Policy at https://art19...

What If Everyone Starts Indexing?

24 Aug 2016

Contributed by Lukas

#121 How more and more indexing via ETFs leads to market fragility, lower diversification and herd behavior, but why most investors should index anywa...

Lao Tzu on Living and Investing

17 Aug 2016

Contributed by Lukas

#120 What ancient Chinese philosopher Lao-Tzu can teach you about living and investing. Plus two contrasting views of today’s market environment and...

Investing Won't Make You Rich

10 Aug 2016

Contributed by Lukas

#119 The primary role of investing is to preserve your wealth not grow it. How then do we grow our wealth?See Privacy Policy at https://art19.com/priv...

Are Renewable Energy ETFs A Good Investment?

03 Aug 2016

Contributed by Lukas

#118 Does the significant growth of solar and wind energy mean companies in the space are attractive investments? Show notes at http://moneyfortherest...

The Retirement Journey

27 Jul 2016

Contributed by Lukas

#117 Why lower retirement spending rates means most retirees will need to work some during their retirement years. Show notes at http://moneyfortheres...

Why Investors Can't Ignore China

20 Jul 2016

Contributed by Lukas

#116 Will China's growing debt burden lead to a banking collapse? How would that impact investors globally, and what should you do about it. Show note...

How To Get Financially Unstuck

13 Jul 2016

Contributed by Lukas

#115 Why we can't not invest due to fear and uncertainty. Plus how to tell if the stock market is overvalued and what to do about it. To get the U.S. ...

Vacation Special: Investing In Your Family

06 Jul 2016

Contributed by Lukas

There is no regular episode this week due to the 4th of July Holiday and the Stein Idaho family reunion. Instead, here is the audio from a conversatio...

Money Is Cheap, Freedom Is Expensive

29 Jun 2016

Contributed by Lukas

#114 Two outcomes from the Brexit vote is money got cheaper and politics got scarier. What should you do about it. Plus we profile a man who never ret...

Brexit and the Economics of Immigration

22 Jun 2016

Contributed by Lukas

#113 Does immigration harm or benefit a country’s economy? And should the UK leave the European Union?See Privacy Policy at https://art19.com/privac...

Your Retirement Depends On Robots

15 Jun 2016

Contributed by Lukas

#112 How productivity increases due to robots and other technology enhancements should lead to both higher wages and higher investment portfolio retur...

How To Be A Minimalist Investor

08 Jun 2016

Contributed by Lukas

#111 How to be a minimalist both in life and investing. To get the Portfolio Charts summary sheet, text the word PORTFOLIOS to 44222. Show notes at ht...

How To Protect Yourself From Bail Ins

01 Jun 2016

Contributed by Lukas

#110 What are bail ins and how to protect yourself from them. Show notes at http://moneyfortherestofus.net/mny110-protect-bail-ins/See Privacy Policy ...

Money Is A Time Machine

25 May 2016

Contributed by Lukas

#109 How to shift money from the present to the future and vice versa in order strike an equitable balance between our present and future selves. Show...

Investing in Real Estate Via Crowdfunding Platforms

18 May 2016

Contributed by Lukas

#108 What to consider when investing in commercial real estate via crowdfunding platforms. Show notes at http://moneyfortherestofus.net/mny108-investi...

Work, Freedom, and Leaving A Legacy

11 May 2016

Contributed by Lukas

#107 How to find the balance between work, freedom, meaning, and leaving a legacy. Show notes at http://moneyfortherestofus.net/mny107-work-freedom-fi...

How Worried Should You Be About the National Debt?

04 May 2016

Contributed by Lukas

#106 Why some nations are at risk of default on their national debt and others are not. Plus why the U.S. national debt will never be repaid. Show not...

How Corporate Profits Drive Stock Returns

27 Apr 2016

Contributed by Lukas

#105 What drives corporate profits over time and how they contribute to long-term stock returns. Show notes at http://moneyfortherestofus.net/mny105-c...

Is It Possible To Win At Trade?

20 Apr 2016

Contributed by Lukas

#104 When a country runs a trade deficit is that a good or bad thing? It depends. Learn why in this episode. Show notes at http://moneyfortherestofus....

How To Reenter the Stock Market

13 Apr 2016

Contributed by Lukas

#103 Here are the three things you need to coax yourself back into the stock market if you are on the sidelines. Plus, why short-term market declines ...

What It Takes To Be A Value Investor

06 Apr 2016

Contributed by Lukas

#102 Why the value style outperforms growth investing, and what are the attributes of successful value investors. Show notes at: http://moneyfortheres...

Why Markets and Economies Are Ceaselessly Creative and Radically Unpredictable

30 Mar 2016

Contributed by Lukas

#101 How memes, stories, people, systems, goods and services mix and interact to create an expanding economic web that is ceaselessly creative and rad...

Navigating a Negative Carry World

23 Mar 2016

Contributed by Lukas

#100 How to invest and live in a radically unpredictable, low investment return world. Show notes at http://moneyfortherestofus.net/mny100-navigating-...

Money Is Story

16 Mar 2016

Contributed by Lukas

#99 How money originated and why our relationship with money is driven by the stories we tell. Show notes at http://moneyfortherestofus.net/mny099-mon...

Why You Need A Lifestyle Business

09 Mar 2016

Contributed by Lukas

#98 How a lifestyle business can offset the impact of lower investment returns and contribute to a more sustainable economy. Show notes at http://mone...

The Great Financial Crisis

02 Mar 2016

Contributed by Lukas

#97 What caused the great financial crisis and how the lessons learned apply to our own financial lives. Show notes at http://moneyfortherestofus.net/...

Five Wealth Lessons From A Stoic

24 Feb 2016

Contributed by Lukas

#96 Rumors are always circulating about economic collapse. How the stoic philosopher Seneca would handle these predictions of calamity. To get the Sen...

Keep Investing Simple

17 Feb 2016

Contributed by Lukas

#95 Steps to take to keep investing simple. Plus how changes in China are having spillover effects for global economic growth and asset class returns....

How Money Is Created and Destroyed

10 Feb 2016

Contributed by Lukas

#94 How federal governments allow banks to create the vast majority of the world's money supply, and why that erodes the value of money over time. Sho...

Capitalism, Complexity, and Cuba

03 Feb 2016

Contributed by Lukas

#93 Why uncertainty and failure is necessary for a functioning economy and why Cuba is embracing both in its struggle to reform its economy. Show note...

What Robo-advisors Recommend

19 Jan 2016

Contributed by Lukas

#92 How do the leading robo-advisors compare in terms of their recommended portfolio mixes, fees, expected returns and risk. To get summary sheet of m...

Demography Rules

13 Jan 2016

Contributed by Lukas

#91 How the number of retirees compared to workers impacts economic growth, inflation and stock returns. Show notes at http://moneyfortherestofus.net/...

The True Cost and What It Takes To Be Retired

06 Jan 2016

Contributed by Lukas

#90 Knowing what things truly cost can help us live like we are already retired. Show notes at http://moneyfortherestofus.net/mny090-trust-cost-takes-...

How To Outperform The Market Without Predicting The Future

30 Dec 2015

Contributed by Lukas

#89 How using smart beta and timing economic regime changes can lead to market outperformance. Show notes at http://moneyfortherestofus.net/mny089-out...

Are You A Stock Or A Bond?

23 Dec 2015

Contributed by Lukas

#88 Our total wealth includes both financial and human capital, which is the value of our future employment earnings. How to consider both in your ass...

Is This Normal?

16 Dec 2015

Contributed by Lukas

#87 How long-term trends in inflation, stocks and climate changed are hidden by short-term countertrends, creeping normalcy and myriad moving parts. S...

Don't Be A Commodity

09 Dec 2015

Contributed by Lukas

#86 How not to be a commodity even if you work in a commodity business. Plus, an update on commodities and master limited partnerships. Show notes at:...

Are You Home Country Biased?

02 Dec 2015

Contributed by Lukas

#85 Why you should invest outside of your home country. Show notes at http://moneyfortherestofus.net/mny085-home-country-biased/ To sign up for the Mo...

Money Is Trust

25 Nov 2015

Contributed by Lukas

#84 Why money requires trust and cooperation in order to function. What happens when trust disappears. Show notes at: http://moneyfortherestofus.net/m...

Please Save More

18 Nov 2015

Contributed by Lukas

#83 Why individuals need to save more for retirement and how to figure out how much more you should save. Show notes at: http://moneyfortherestofus.ne...

Asset Returns When The Fed Raises Rates

11 Nov 2015

Contributed by Lukas

#82 How have various asset classes performed when the Federal Reserve begins tightening by raising short-term interest rates. Show notes at: http://mo...

When Booms Turn To Busts

04 Nov 2015

Contributed by Lukas

#81 What are the early warning signs a boom has turned to a bubble or the boom / bubble is about to burst. Case study: Australia. Show notes at http:/...

Investing Means Getting Lost

28 Oct 2015

Contributed by Lukas

#80 Don’t be overwhelmed or play it too safe when it comes to investing and living. Show notes at http://moneyfortherestofus.net/mny080-investing-me...

Lump Sums and Life Insurance

21 Oct 2015

Contributed by Lukas

#79 Is it better to dollar cost average or invest a lump sum? And what type and how much life insurance should you buy. http://moneyfortherestofus.net...

What If The Economy Stopped Growing Permanently

14 Oct 2015

Contributed by Lukas

#78 How a zero-growth economy would impact investing, employment and lifestyle. It depends on whether the economy is flat lining due to population shr...

Does Ethical Investing Outperform the Market?

07 Oct 2015

Contributed by Lukas

#77 Why ethical investing will underperform the stock market unless consumer behavior changes. Show notes at http://moneyfortherestofus.net/mny077-eth...

Should You Lend To Your Peers?

30 Sep 2015

Contributed by Lukas

#76 How peer-to-peer lending works and what annualized return should you expect. Show notes at http://moneyfortherestofus.net/mny076-lend-peers/ To si...

We Have To Invest Somewhere

23 Sep 2015

Contributed by Lukas

#75 The biggest challenge facing Money For the Rest of Us listeners is how to allocate their assets in order to be able to retire. Show notes at http:...