Money Made Simple
Episodes
EMS #11 | A look into the future: NZ's long term choices explained
20 Jan 2026
Contributed by Lukas
In this episode of Economy Made Simple, Shamubeel Eaqub breaks down the Long Term Insight Briefings published by New Zealand’s key government agenci...
MMS #63 | How does venture capital work? The inside word on startups, scaling up and global impact
13 Jan 2026
Contributed by Lukas
In this episode of Money Made Simple, Liv sits down with Robbie Paul, CEO of Icehouse Ventures, to unpack how venture capital really works in New Zeal...
MMS #62 | Real Kiwis share their top investing, saving and money hacks
14 Dec 2025
Contributed by Lukas
In this (crowd-sourced) episode of Money Made Simple, Jennie and Liv dive into the best money tips submitted by our lovely Simplicity community! From ...
EMS #10 | KiwiSaver 2.0 - Future proofing our retirement savings
04 Dec 2025
Contributed by Lukas
KiwiSaver has changed the way New Zealanders save - but with an ageing population and growing fiscal pressures, the current system won’t be enough t...
MMS #61 | Volatility: Why market ups and downs are a good thing (yes, really!)
01 Dec 2025
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv dive into a topic that can make even seasoned investors nervous - market volatility. What causes ...
MMS #60 | Christmas on a budget - all the joy, without the stress of overspending!
16 Nov 2025
Contributed by Lukas
The silly season is here! But, of course, so are the ongoing bills and cost of living crunch. In this festive episode, Jennie and Liv tackle one of th...
MMS #59 | Living boujee, but on a budget - yes, it's possible!
03 Nov 2025
Contributed by Lukas
In this episode of Money Made Simple, Liv chats with the sassy but very savvy Sabby Jey, the creator of the viral series Boujee on a Budget. They disc...
Economy Made Simple #9 | Why NZ keeps falling behind on infrastructure
29 Oct 2025
Contributed by Lukas
In this special guest episode of the Economy Made Simple, Shamubeel Eaqub sits down with Geoff Cooper, CEO of the New Zealand Infrastructure Commissio...
MMS #58 | Hedged vs Unhedged: What's the difference?!
19 Oct 2025
Contributed by Lukas
In this much-requested episode of Money Made Simple, Jennie and Liv (finally!) demystify hedging, the financial safety net that can help protect your ...
MMS #57 | From $6k to success: The story behind startup Bear & Moo
05 Oct 2025
Contributed by Lukas
In this inspiring episode of Money Made Simple, Jennie sits down with Hannah Porter - founder of baby and kids' brand Bear & Moo - to talk ab...
Economy Made Simple #8 | Spring economic update - will this recession ever end?
01 Oct 2025
Contributed by Lukas
Spring might be in the air, but the economy hasn’t quite joined the party yet. In this quarterly economic update, Shamubeel Eaqub, Simplicity’s Ch...
MMS #56 | Index funds 101: Why they're simpler, smarter, better
21 Sep 2025
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv unpack one of the most simple and powerful (yet often misunderstood) tools for building wealth: i...
MMS #55 | Five big money myths holding you back financially
07 Sep 2025
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv take on the top five money myths that keep holding Kiwis back from building financial confidence ...
Economy Made Simple #7 | Capital, leadership and NZ's future
02 Sep 2025
Contributed by Lukas
In this episode of Economy Made Simple, Shamubeel Eaqub sits down with Sam Stubbs, founder of Simplicity, to explore the intersection of personal jour...
MMS #54 | The great Kiwi housing debate: Renting vs. Owning (what's smarter?)
24 Aug 2025
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv tackle the common Kiwi dilemma: Should you rent forever, or is it better to save up and buy your ...
MMS #53 | Smarter spending tips for the (long-term) win!
10 Aug 2025
Contributed by Lukas
In Part 2 of our “Save and Spend” series, Liv and Jennie are back to talk about the fun side of money: spend spend spend! But even spending can go...
Economy Made Simple #6 | Ashley Bloomfield on leadership,health and the COVID-19 response
30 Jul 2025
Contributed by Lukas
In this very special episode of the Economy Made Simple, Shamubeel Eaqub sits down with Sir Ashley Bloomfield, New Zealand’s former Director-General...
MMS #52 | Saving smarter: how to spend less without the sacrifice
27 Jul 2025
Contributed by Lukas
*Please note that nothing in this podcast is personalised financial advice or recommendations. We recommend that people seek independent financial adv...
Economy Made Simple #5 | Economic update: Global turmoil, local impact
14 Jul 2025
Contributed by Lukas
In this episode of Economy Made Simple, Shamubeel Eaqub breaks down what’s going on in the New Zealand economy - and what’s coming next. Are we st...
MMS #51 | KiwiSaver changes explained: What’s in, what’s out & what does this mean for you?
06 Jul 2025
Contributed by Lukas
In this episode of Money Made Simple, Liv and Jennie unpack the recent changes to KiwiSaver announced in Budget 2025 - what’s changing, why it matte...
MMS #50 | From Zero to Tax Hero: The inspiring journey behind Tax Traders and Taxi
22 Jun 2025
Contributed by Lukas
In this episode of Money Made Simple, Liv sits down with Josh Taylor — or JT — co-founder of Tax Traders and Taxi, two innovative businesses makin...
Economy Made Simple #4 | NZ's housing crisis - and how we might fix it
11 Jun 2025
Contributed by Lukas
In this episode of Economy Made Simple, Shamubeel Eaqub breaks down one of the most pressing challenges facing Aotearoa today - our ongoing housing cr...
MMS #49 | MMS #49 | Getting your KiwiSaver SORTED with Tom Hartmann
08 Jun 2025
Contributed by Lukas
In this episode of Money Made Simple, Jennie is joined by Tom Hartmann, personal finance lead at Sorted and part of Te Ara Ahunga Ora Retirement Commi...
MMS #48 | Investor stories: Lessons from a second-gen Kiwi working toward financial freedom
25 May 2025
Contributed by Lukas
In this episode of Money Made Simple, Liv sits down with Simplicity member Rugved Deshpande to share his real-life finance journey. From childhood sav...
Economy Made Simple #3 | BUDGET 2025: Govt finances, explained
22 May 2025
Contributed by Lukas
In this episode of Economy Made Simple, Chief Economist Shamubeel Eaqub unpacks how government finances actually work – and why they matter to us al...
MMS #47 | From PIEs to PIRs: All your questions about tax and KiwiSaver answered
11 May 2025
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv dive into the not-so-sexy but super important topic of tax – specifically how it works inside y...
Economy Made Simple #2 | Social cohesion - the glue of a functioning society. Is it lost in NZ?!
08 May 2025
Contributed by Lukas
In this thought-provoking episode of Economy Made Simple, Simplicity Chief Economist Shamubeel Eaqub is joined by Liv to help unpack the very importan...
MMS #46 | Paying too much? A guide to smarter spending with Consumer NZ
27 Apr 2025
Contributed by Lukas
In this episode of Money Made Simple, Jennie chats with Consumer NZ CEO Jon Duffy about the real pressures New Zealanders are facing in today’s chal...
MMS #45 | Navigating a choppy job market: how to keep (or find) your dream job
13 Apr 2025
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv dive into effective strategies for building job resilience during an economic downturn (like we&a...
Economy Made Simple #1 | APRIL 2025 State of the Nation
02 Apr 2025
Contributed by Lukas
Welcome to the very first episode of the Economy Made Simple! Our host Shamubeel Eaqub delves into the current state of financial markets, the broader...
MMS #44 | Don't outlive your money: Rethinking retirement realities with Jane Wrightson
30 Mar 2025
Contributed by Lukas
In this second episode of our two-part series with Jane Wrightson, New Zealand's Retirement Commissioner, we dive deeper into the future of retir...
MMS #43 | Plan now, chill later: Why retirement planning isn't just for the older generations!
23 Mar 2025
Contributed by Lukas
In this episode of Money Made Simple, Jennie sits down with New Zealand’s Retirement Commissioner, Jane Wrightson, to discuss what retirement really...
MMS #42 | How to invest (better) like a woman. Happy IWD!
09 Mar 2025
Contributed by Lukas
In celebration of International Women's Day on the 8th March, this episode of Money Made simple sees Jennie and Liv discussing women and money. S...
MMS #41 | Insurance 101: Mastering the basics PART TWO
23 Feb 2025
Contributed by Lukas
*Disclaimer: This podcast material is for information purposes only. Simplicity does not provide financial advice or offer insurance products. Simplic...
MMS #41 | Insurance 101: How to master the basics & secure your future (part one)
10 Feb 2025
Contributed by Lukas
*Disclaimer: This podcast material is for information purposes only. Simplicity does not provide financial advice or offer insurance products. Simplic...
MMS #40 | Side hustle or hassle? Your quickfire guide to making money on the side!
27 Jan 2025
Contributed by Lukas
In this episode of Money Made Simple, Liv and Jennie dive into the world of side hustles - exploring whether they’re a hustle worth pursuing or a ...
MMS #39 | New Year, New Me? Your financial health check for 2025
12 Jan 2025
Contributed by Lukas
We're back, baby! Liv and Jennie kick off 2025 with a brand new podcast season, and an episode dedicated to making your 2025 as kick-ass as possi...
MMS #38 | Navigating inflation with Shamubeel Eaqub (the what, why, and how it all works)
16 Dec 2024
Contributed by Lukas
In this episode of Money Made Simple, Liv is excited to welcome (back!) Shamubeel Eaqub, well-respected author, commentator and Simplicity's new ...
MMS #37 | Christmas spending hacks for a stress-free silly season!
08 Dec 2024
Contributed by Lukas
In this slightly festive episode of Money Made Simple, Jennie and Liv tackle the easier-to-avoid but very relevant topic of Christmas spending. They s...
MMS #36 | From Boomers to Zoomers - the differences between each generation
24 Nov 2024
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv get cozy on their new podcast couch (very exciting!) to tackle a topic that affects us all: gener...
MMS #35 | From Burnout to balance: Tips for a healthier, wealthier life with Brad Hook
10 Nov 2024
Contributed by Lukas
In this episode of Money Made Simple, join Liv as she chats with well-being and resilience guru Brad Hook. He provides a bunch of insight and tips on ...
MMS #34 | Money oopsies: Learn from our biggest financial faux pas
28 Oct 2024
Contributed by Lukas
In this rather lively episode of Money Made Simple, Jennie and Liv dive into our individual financial facepalms! We share the lessons we've learn...
MMS #33 | Investor stories: Te Wai Coulston on family finances, timing the market and home ownership
13 Oct 2024
Contributed by Lukas
In this episode of Money Made Simple, Liv kicks off a BRAND NEW podcast segment where we talk to real investors about their money journeys - the good,...
MMS #32 | Make your money work for you: Budgeting 101 for the busy Kiwi
30 Sep 2024
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv dive into the essentials of budgeting - exciting, we know! We discuss what a budget actually is i...
MMS #31 | What's up with NZ's economy? Shamubeel Eaqub helps us break it down
15 Sep 2024
Contributed by Lukas
In this special, slightly extended episode of Money Made Simple, Liv is joined by Shamubeel Eaqub, renowned Kiwi chief economist, for a deep dive into...
MMS #30 | Help!! Top 5 FAQs that we get on investing, KiwiSaver and more
01 Sep 2024
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv address the most frequently asked questions by our KiwiSaver and Investment Fund members. With in...
MMS #29 | Changing the future of food: the story behind The Pure Food Co
20 Aug 2024
Contributed by Lukas
In this episode of Money Made Simple, Jennie is joined by the impressive Sam Bridgewater, co-founder and director of the Pure Food Co., a company revo...
MMS #28 | Knowledge = Power! Simplifying the language of investing (step aside, finance bros)
04 Aug 2024
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv address the often intimidating and complex world of investing, breaking down the finance-bro jarg...
MMS #27 | Tips n' tricks to tackle the cost of living crisis PART TWO
21 Jul 2024
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv continue their discussion on how to beat the cost of living crisis. This is part two of our (hope...
MMS #27 | Tips n' tricks to tackle the cost of living crisis PART ONE
14 Jul 2024
Contributed by Lukas
In this episode of Money Made Simple, join Jennie and Liv as they dive into the hot topic of the cost of living crisis, offering insights and practica...
MMS #26 | The Rainy Day Fund, your financial umbrella for life's nasty little surprises
30 Jun 2024
Contributed by Lukas
In this episode of Money Made Simple, join Liv and Jennie as they dive into the essentials of setting up a rainy day AKA an emergency fund. With the c...
MMS #25 | WTF is Private Capital? What it means and why it's great for investors
17 Jun 2024
Contributed by Lukas
In this episode of Money Made Simple, Liv is joined by Simplicity's (quietly) kick-ass Head of Private Capital, Matt Houtman, to delve into the i...
MMS #24 | I'm breaking up with you: Opting out and withdrawing early from KiwiSaver
02 Jun 2024
Contributed by Lukas
In this episode of Money Made Simple, Jennie welcomes Liv back after a bit of a hiatus (all is explained!) to chat about what is a highly searched, bu...
MMS #23 | To Will or not to Will: That is the question. Getting your affairs in order 101
19 May 2024
Contributed by Lukas
50% of New Zealand adults don't have a will(!) In this episode of Money Made Simple, Jennie invites Glenys Talivai, CEO of Public Trust, to tell ...
MMS #22 | Nest eggs for little Kiwis: Is KiwiSaver the best way to save for your child's future?
06 May 2024
Contributed by Lukas
In this episode, Jennie sits down with Simplicity superstar Sebastian Neubrandt to delve into the topic of kids and KiwiSaver. Should Kiwis under 18 h...
MMS #21 | Are my investments safe?! Understanding regs in the finance industry
21 Apr 2024
Contributed by Lukas
Colin Magee from Catalist is back, baby! Last time he demystified stock exchanges with Liv, and in this episode of Money Made Simple he helps explains...
MMS #20 | KiwiSaver Government Contributions: FREE money you shouldn't ignore
07 Apr 2024
Contributed by Lukas
In this episode of Money Made Simple, Liv is joined by Simplicity's Deputy Head of Investor Services Emma Ryan to get the goss on why getting Kiw...
MMS #19 | Wanna work remote? Exploring the Digital Nomad Visa with Sarah from OneUp Project
24 Mar 2024
Contributed by Lukas
In this episode of Money Made Simple, we're stoked to invite our good friend Sarah, host of the OneUp Project podcast to chat all about the Digit...
MMS #18 | PART TWO | A match made in heaven? Choosing the right KiwiSaver provider for you
10 Mar 2024
Contributed by Lukas
In this episode of Money Made Simple, we're back on the topic of choosing the right KiwiSaver provider for YOU. In Part two of two, we look at a ...
MMS #18 | A match made in heaven? Choosing the right KiwiSaver provider for you PART ONE
10 Mar 2024
Contributed by Lukas
After mastering the stock market in our last episode, we're going back to basics - how to choose a KiwiSaver provider. This is possibly one of th...
MMS #17 | Wall Street demystified: A beginner's guide to how stock exchanges work
25 Feb 2024
Contributed by Lukas
In this episode of Money Made Simple brought to you by Simplicity, we attempt to demystify and "dejargonise" the behemoth known as the Stock...
MMS #16 | The Passive vs Active Debate: What's the better investment approach?
11 Feb 2024
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv tackle one of our favourite topics - the age-old passive vs active investing approach! We explain...
MMS #15 | Choosing the right KiwiSaver fund for you & why this is such an important decision!
28 Jan 2024
Contributed by Lukas
In this second episode for 2024 - where has January gone! - Liv and Jennie dish the dirt on KiwiSaver fund types, and why being in the right fund for ...
MMS #14 | Diversification for the win! How to invest for long-term success
14 Jan 2024
Contributed by Lukas
In the very first episode of Money Made Simple for 2024, Jennie and Liv discuss a very important topic which savvy investors will be all over... diver...
MMS #13 | My loved one lost their life savings: How to avoid scams and spot the red flags
17 Dec 2023
Contributed by Lukas
In our 13th and final episode of the year, Money Made Simple hosts Liv and Jennie chat about what has become a hugely problematic part of modern life:...
MMS #12 | The Simplicity Foundation & giving back: why it's a win-win!
10 Dec 2023
Contributed by Lukas
In this episode of Money Made Simple, Jennie is honoured to introduce Rebecca Roberts, manager of the Simplicity Foundation. The Foundation is an impo...
MMS #11 | Pesky high fees and interest: the impact they can have and why to avoid them!
03 Dec 2023
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv are addressing the "elephant in the room" of the finance industry: the many types of fe...
MMS #10 | Bringing positive vibes with our TOP FIVE benefits of NZ's KiwiSaver scheme
26 Nov 2023
Contributed by Lukas
In this 10th episode of Money Made Simple, Liv and Jennie are here to convince the naysayers out there why KiwiSaver is SO handy - by bringing you the...
MMS #9 | Let's talk about the basics of mortgages!
19 Nov 2023
Contributed by Lukas
In this episode of Money Made Simple, Liv welcomes a new guest to the show - Dan Maguire, Simplicity's co-head of lending. Liv and Dan chat all a...
MMS #8 | Good debt - is there such a thing? We think so... And here's why
12 Nov 2023
Contributed by Lukas
In this episode of Money Made Simple, Liv and Jennie flip last week's episode on its head and chat about "good" debt, in part two of th...
MMS #7 | Bad debt - the junk food of the financial world. How to tackle it?!
05 Nov 2023
Contributed by Lukas
In this episode of Money Made Simple, Liv and Jennie are tackling debt! This episode is part one of two, focusing first on what we call the "bad&...
MMS #6 | Why KiwiSaver contributions are so damn important
29 Oct 2023
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv chat aaalllll about KiwiSaver contributions. They provide an overview of what the four different ...
MMS #5 | Simplicity Living: What's build-to-rent got to do with Simplicity?
22 Oct 2023
Contributed by Lukas
In this episode of Money Made Simple, Liv is joined by founder and managing director of Simplicity Sam Stubbs to explain exactly how Simplicity Living...
MMS #4 | The magic of compounding returns, explained
15 Oct 2023
Contributed by Lukas
In this episode of Money Made Simple, Jennie and Liv explain how compounding returns (including compound interest) work, and why compounding is such a...
MMS #3 | Net worth: why the heck is it important and how do I get rich?
08 Oct 2023
Contributed by Lukas
In this episode of Money Made Simple, we talk about how to get rich. And no, we're not promoting some get-rich-quick scheme, we're talking...
MMS #2 | What is this KiwiSaver palaver?
01 Oct 2023
Contributed by Lukas
In this episode of Money Made Simple, we discuss the basics of KiwiSaver in New Zealand. What exactly is the KiwiSaver scheme, and why was it even bro...
Welcome to Money Made Simple | Let's talk more about money!
25 Sep 2023
Contributed by Lukas
We want everyone to talk more about money. Let's be honest, Kiwis aren't great at it - maybe we find it impolite, or a little bit awkward. B...