Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money®
Episodes
Reduce Your Expenses: 3 Ways To ACTUALLY Save Money
28 Apr 2026
Contributed by Lukas
#43: Everyone says to 'reduce your expenses', but you can only cut so much before you're miserableInstead of tracking every single expense to the penn...
Pinche Student Loans: Idk What To Do About My 65k Student Loan Debt (SAVE Plan Ended)
14 Apr 2026
Contributed by Lukas
#42: Not the government wanting the money I borrowed back *eye roll*.If you have outstanding student loans and you aren't sure how to tackle them - ME...
REST: If You're 'Type A' And Like Control, Listen To This Episode
31 Mar 2026
Contributed by Lukas
41: I walk too fast, eat too fast, and am addicted to social media. I need REST, and if you're reading this, you do too.In this episode, I share with ...
Am I Financially Abusing My Boyfriend? A Conversation With The Man Himself
17 Mar 2026
Contributed by Lukas
40: Given that my boyfriend pays for a lot of our shared expenses - I often wonder, 'Am I financially abusing him?'I don't wonder it jokingly. He has ...
Financial Abuse: Money Red Flags To Look For in Love, Family and Friends
03 Mar 2026
Contributed by Lukas
#38: Money can be used as a tool, but it can also be a weapon.In this episode, we talk financial abuse:What it isExamples of what to look out forWhat ...
5 Reasons To Invest Even If You Have Little Money
18 Feb 2026
Contributed by Lukas
#37: I don't have enough money to max out my Roth IRA this year. BUT I know that everything I invest will add up - even if its $10 a monthIn this epis...
Financial Activism For Beginners: I Closed My Wells Fargo Bank Accounts After 16 Years
04 Feb 2026
Contributed by Lukas
Do you ever feel like you don’t want 'evil' companies to profit off you? Or like you could be more intentional with your money? But you don’t real...
DEFUND ICE: Call Your Senator TODAY. They Are Voting On More Funding This Week
26 Jan 2026
Contributed by Lukas
#36: TIME SENSITIVE ANNOUNCEMENT. The Senate is voting THIS WEEK on whether or not they'll give ICE more funding.You are a constituent, they work for ...
Building Wealth: 3 Mistakes I Made As A Beginner Investor
21 Jan 2026
Contributed by Lukas
#35: When I finally understood what 'investing' actually was, I ran and opened an investment accountBut as the first investor in my family, I made a f...
Stop Trying To Be 'Good' With Money. Do These 3 Things Instead
06 Jan 2026
Contributed by Lukas
34: Being 'good' with money isn't a thing. And also, have you looked around lately? It's quite hard to exist #whyiseverythingsoexpensiveStop being har...
I Closed a 10 Year Old JCPenney Credit Card
30 Dec 2025
Contributed by Lukas
#33: For years, I held onto my JCPenney credit card because I was afraid of what would happen to my credit score if I closed this account.After lots o...
Clap For Yo Damn Self (And Keep It Moving)
23 Dec 2025
Contributed by Lukas
32: Not you booing yourself off the stage before people get a chance to see you perform...Amiga, you are incredible. I know it, you know it (even thou...
Done Is Better Than Perfect
16 Dec 2025
Contributed by Lukas
#31: Stop trying to be perfect.Let go of your need for control and watch ease flow into your life.In this episode, I share BTS of my day:including my ...
Your Impatience Is Blocking Your Success. Quit Being A Baby And Keep Going
09 Dec 2025
Contributed by Lukas
#30: If you just kept going - you'd WIN.No comparing yourself to Fulano y Mengano. No 'shouldn't I have X, Y, Z by now'?Just FULL BOY FAITH that you a...
Car Loan Horror Story: How To Avoid Getting Pressured At The Car Dealership
02 Dec 2025
Contributed by Lukas
29: The top expenses in yo life are:1. your mortgage/rent payment2. the food you eat (including fast food) 3. YOUR CAR PAYMENTI made an impulse decisi...
Eco-Friendly Gift Giving Guide For Beginners
26 Nov 2025
Contributed by Lukas
#28: Do you care about the planet and about where your money goes?Well friend, I've got JUST the episode for you.In this episode, I outline 7 eco-frie...
Black Friday: Dos And DONTS. Listen To This Before You Black Friday Shop
18 Nov 2025
Contributed by Lukas
#27: Black Friday hunger games is upon us. Are you ready, amiga?My 3 step process to shopping SMART this Black Friday:Acknowledge: acknowledge that yo...
Food Stamps: I Used SNAP Benefits As A Child And As An Adult
11 Nov 2025
Contributed by Lukas
#26: In this episode, I share my journey with food stamps as a child and again as an adult. I also talk about how some people are worried about the WR...
I Cleaned Tables To Afford A New iPhone
04 Nov 2025
Contributed by Lukas
#25: After paying thousands in credit card interest, I vowed to never pay CC interest again if I could help it.So, I became a busgirl to upgrade my ol...
I Can't Afford Everything I Want
28 Oct 2025
Contributed by Lukas
#24: I started saving $1,500 a month for my retirement and it hurts my wallet.💸Hey friends, I'm participating in a 'Q4 Lock-In'. Every week from no...
My Underearning Journey: 10 Years later, I Finally Stopped Underearning
01 Oct 2025
Contributed by Lukas
#23: You can afford anything, but not everything -Afford Anything podcastThroughout my 20s, I stayed at my low paying jobs because I wanted the flexib...
How To Stop Underearning And Make More Money with Career Coach Carla Santamaria
01 Sep 2025
Contributed by Lukas
#22: Are you actually underpaid or do you just not believe that you can make more money?💸As someone who grew up watching my parents work 2 jobs to ...
I Entered a '10k in 20 Days' Challenge and I Didn't Reach My Goal
01 Aug 2025
Contributed by Lukas
#21: What does it mean to 'fail' at something? And is 'failing' even a bad thing?Tune into this unscripted, unedited podcast episode to hear:How the '...
I Worked In Tech And Was Made To Feel Like I Could Never Understand Investing. Now I Teach Women How To Do It
16 Jul 2025
Contributed by Lukas
#20: Have you ever been made to feel like you couldn't do something? But low key, you knew that you absolutely could?In this episode, I share with you...
My Business Flopped So I'm Going Back To Teaching
01 Jul 2025
Contributed by Lukas
#19: Does taking the scenic route make us losers? No friend, it makes us present, joyful, and human.In this episode I share the reasons I'm going back...
How To Save Money For The Slow Months As An Entrepreneur, Business Owner, Or Comission Based Employee With Variable Income
01 Jun 2025
Contributed by Lukas
#17: How do I save money if I have variable income? How do I know if I'm saving enough money to cover my personal expenses?This episode is for the per...
My Partner Makes 2x More Than Me. Here's How We Split Expenses
01 May 2025
Contributed by Lukas
#16: Do you and your partner split expenses in an 'equitable' way? Meaning, does the higher income earner pay more?In this episode, my partner of 2 ye...
Why You Aren't Taking Action
01 Apr 2025
Contributed by Lukas
#15: Ever wonder why despite REALLY wanting to, and despite making a plan, and telling yourself over and over you'll do something, you just can't seem...
I Made $601 and Spent $16,085 in 2024 and I’m Not in Scarcity Mindset About It
01 Mar 2025
Contributed by Lukas
#14: Business isn't ever what it seems💸Social Media shows us the highlights - but what's REALLY going on behind the scenes?In this episode, I'm sha...
Financial Abuse in Family: Money Red Flags to Look For with Justine De Peralta, Financial Educator and Author
22 Feb 2025
Contributed by Lukas
#13: What does financial abuse in families look like?💸Can my own sibling inflict financial abuse on me? What about a cousin? A distant relative? Th...
Financial Abuse in Friendships: Money Red Flags to Look For with Justine De Peralta, Financial Educator and Author
15 Feb 2025
Contributed by Lukas
#12: What does financial abuse in friendships even look like?💸And why is it so hard to talk about money with friends?In this episode:I list some fr...
Money Boundaries: I Can't Afford to go Out. How do I Politely Tell my Friend?
08 Feb 2025
Contributed by Lukas
#11: Listen. Sometimes we just can't afford that thing that our friend/family wants us to do. And other times - we just don't want to spend our hard e...
Financial Abuse in Couples: Money Red Flags To Look For with Justine De Peralta, Financial Educator and Author
01 Feb 2025
Contributed by Lukas
#10: Financial Abuse can be hard to identify and is present in nearly 99% of total domestic violence cases.What financial red flags do I look for in r...
If You're a Latina, It's Time to Invest. No More Excuses: 4 Reasons to Invest Now
01 Jan 2025
Contributed by Lukas
#9: With the ability to buy just a few dollars of an investment at a time, the ONLY thing holding you back from investing is fear.Y amiga, who benefit...
New Year, Healed Money Mindset: How to Start Understanding Your Money Story with Jasmine Lopez, Joy-Based Money Coach
01 Dec 2024
Contributed by Lukas
#8: Most of us want to level up our money mindset and better understand our money traumas. Yet, oftentimes, we don't know where to start.Jasmine Lopez...
5 Ways To Save Money This Holiday Season
01 Nov 2024
Contributed by Lukas
#6 Worried about overspending this holiday season? Feeling stressed about not giving as many gifts as you'd like? If so, then this is the episode for ...
How To Break Free From the Money Story that is Holding You Back
01 Oct 2024
Contributed by Lukas
#5: Are you living in the past, amiga?Today's episode highlights the importance of reflecting on the money habits and lessons we observed as kids. Are...
How I Saved Money on Housing by Renting a Room for 4 Years
01 Sep 2024
Contributed by Lukas
#4: 'You can afford anything, but not everything' -Afford Anything Podcast.By renting a room in a house for 4 years, I was able to repeatedly max out ...
REPLAY: Starting the Conversation about Latinas, our Money and our Future w/ Gracie from Mija Listen Podcast
30 Jun 2024
Contributed by Lukas
#2: IM IN JAPAN! I’ve been saving $ an entire year for this trip and I’m finally here! 2 days ago, I finished the “Build Wealth While Broke” w...
Coming Soon: Ching@ Tu Money!
22 May 2024
Contributed by Lukas
Subscribe to Ching@ Tu Money, where we learn about all things dinero through stories. Whether you are working on your scarcity mindset like me, or hav...