Hot Take on Interest Rates & Why Trump and the Fed Are Fighting

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Money Rehab with Nicole Lapin 9 min 1 speaker 7 chapters transcribed
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Who is Nicole Lappin and what is her background?

Nicole Lappin 0:00
So I have written, count them, five books now. But each time I'm in the writing process, I stay at an Airbnb. I love to stay at an Airbnb. When I was actually first launching this show, I was at an Airbnb in Arizona. It was so peaceful. It was stunning. I could be productive and comfortable. The Airbnb was also surrounded by a ton of javelinas.

What is Airbnb's co-host network and how can it help hosts?

Nicole Lappin 0:22
If you know Arizona, you know they're like wild pig creatures. But honestly, I love them too. Being away for work, for fun, or both is a perfect opportunity to host your space on Airbnb. And if you think that hosting is overwhelming, I have a solve for you. With Airbnb's co-host network, it's easier than ever before to host. It's also a great way to earn some extra cash, which I know we all love. Now you can hire a quality local co-host to take care of your home and your guests. They can do everything from creating your listing to managing reservations to messaging guests and even providing on-site support. So if you've got a secondary property or an extended trip coming up and you need a little help hosting while you're away, you can hire a co-host to do the work for you.
Nicole Lappin 1:08
Find a co-host at Airbnb.com slash host. So I just went to the grocery store and I actually flinched at the cost of eggs. And I don't even really eat eggs. That's how bad it is. Everything feels more expensive. And so I'm hearing from a lot of money rehabbers right now that their credit cards are getting a lot of exercise right now.

How can the Chime Credit Builder Card help avoid credit card debt?

Nicole Lappin 1:25
But the last thing I want for any of you is to go into credit card debt. Enter Chime Credit Builder Card. This is a secured credit card with no annual fees. You can build credit with money you set aside and avoid interest or expensive debt. Plus, you can get access to MyPay and get up to $500 of your pay before payday with no mandatory fees. Start building credit with your everyday purchases and regular on-time payments with no annual fees, interest, or credit check. at chime.com slash MNN. And then when you go to chime.com slash MNN, as in Money News Network, you'll start thinking about all the doors that will open once you start building your credit, like lower rates on loans. Who doesn't want that?
Nicole Lappin 2:05
Turn your everyday purchases into steps toward your financial goals with Chime's secure credit card. Get started today at chime.com slash MNN. That's chime.com slash MNN. Chime. Feels like progress. The Chime Credit Builder Visa Credit Card is issued by the Bancorp Bank N.A. or Stride Bank N.A. Spot me eligibility requirements and overdraft limits apply. Out-of-network ATM withdrawal and OTC advance fees may apply. Late payment may negatively impact your credit score. Results may vary. My pay eligibility requirements apply. Credit limits range from $200 to $500. Go to chime.com slash disclosures for details. I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab.
Nicole Lappin 2:54
Well, the biggest feud on Capitol Hill is not between Pete Hegseth and his own phone. It is between President Trump and Jerome Powell. President Trump has been playing both good cop and bad cop, trying to get Powell, the chair of the Federal Reserve, to cut interest rates. Trump has called Jay Powell a loser. He said he can't wait until he was fired.

What is the current feud between President Trump and Fed Chair Jerome Powell about?

Nicole Lappin 3:17
But then just earlier this week, he said he had no intention of firing Jerome Powell. But while the markets and politicians are thirsting for lower rates, let's just take a beat for a second. Should we even want lower rates? On the surface, it's easy to see why lower rates are super sexy. Lower interest rates mean it costs less to borrow money, and that affects everything. 28 percent that is a brutal brutal rate and it's part of why household debt is ballooning mortgage rates are still hovering around seven percent which is more than double what they were in 2021 so sure lower rates will help you pay less for a home for a car for your startup loan and everything in between and investors eyeing growth and tech also love lower rates lower interest rates make future profits more valuable and wall street loves that

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