Menu
Sign In Pricing Add Podcast
Podcast Image

Money Rehab with Nicole Lapin

How to Recession-Proof Your Finances

07 Apr 2025

Description

Today Nicole answers the #1 question she's been getting lately: what do I do with my money when the economy gets shaky? Nicole shares the investments that have historically stood the test of time during recessions, and even thrived in high-inflation environments

Audio
Featured in this Episode
Transcription

Full Episode

0.329 - 21.875 Nicole Lappin

So I have written, count them, five books now. But each time I'm in the writing process, I stay at an Airbnb. I love to stay at an Airbnb. When I was actually first launching this show, I was at an Airbnb in Arizona. It was so peaceful. It was stunning. I could be productive and comfortable. The Airbnb was also surrounded by a ton of javelinas.

0

22.135 - 46.856 Nicole Lappin

If you know Arizona, you know they're like wild pig creatures. But honestly, I love them too. Being away for work, for fun, or both is a perfect opportunity to host your space on Airbnb. And if you think that hosting is overwhelming, I have a solve for you. With Airbnb's co-host network, it's easier than ever before to host. It's also a great way to earn some extra cash, which I know we all love.

0

47.116 - 68.452 Nicole Lappin

Now you can hire a quality local co-host to take care of your home and your guests. They can do everything from creating your listing to managing reservations to messaging guests and even providing on-site support. So if you've got a secondary property or an extended trip coming up and you need a little help hosting while you're away, you can hire a co-host to do the work for you.

0

68.692 - 96.826 Nicole Lappin

Find a co-host at Airbnb.com slash host. I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab. All right, I'm just going to jump in here with the question I'm getting a lot right now. How the heck do I protect my money when the economy gets shaky? Well, confidence in the U.S.

0

96.846 - 115.022 Nicole Lappin

economy has had its biggest drop since 2021, but I probably don't even need to tell you that. You're probably already feeling it as we slog through another month of the seemingly endless vibe session. So today I want to share the investments that have historically stood the test of time during recessions and even thrive in high inflation environments.

115.282 - 134.246 Nicole Lappin

I definitely know how painful it is to watch your hard earned money lose value in the stock market. So whether you're worried about a looming recession or just trying to keep up with rising prices, I've got you covered with some strategies that can help safeguard your portfolio. First, let's talk about why you need a different game plan for recessions versus high inflation.

134.686 - 155.498 Nicole Lappin

Well, during recessions, people and businesses cut back on spending. That can hurt corporate profits, which can hurt the stock market. During inflation, the issue isn't necessarily that the companies are struggling. It's that your money buys less because prices are rising. Think of it as two storms that both threaten your financial house, but in different ways. So how do you protect yourself?

155.638 - 174.204 Nicole Lappin

Well, the good news is there are investments that tend to perform well in both of those scenarios. I'm going to tell you about three, but of course, you'll need to do your own research or consult with a financial advisor before investing because no one has a crystal ball. And if they say they do, they are lying to you. Okay, so number one, defensive stocks.

174.665 - 197.438 Nicole Lappin

In the finance world, defensive stocks are different from defense stocks. You might have heard defensive stocks and thought about weapons, helicopters, whatever. But defensive stocks are shares of companies that provide essentials, things people need no matter what is happening in the economy. These are companies in the consumer staples industries, healthcare, and utilities. So

Comments

There are no comments yet.

Please log in to write the first comment.