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Money Rehab with Nicole Lapin

How Trump's Big, Beautiful Bill Could Affect Your Wallet

04 Jun 2025

Description

Elon Musk called it “a disgusting abomination.” Trump calls it “The Big, Beautiful Bill.” Either way, Washington is on fire with debate over the latest federal budget proposal—clocking in at over 1,000 pages, with a July 4th deadline and trillions of dollars on the line. Today, Nicole breaks down what’s actually in the bill, what it would mean for your money, and why it’s facing backlash from both sides of the aisle. From deep cuts to Medicaid and food stamps, to the expansion of Trump’s 2017 tax cuts, to that new “Trump Account” baby savings plan—this episode is your primer on the bill that could reshape the economy.

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Full Episode

0.149 - 13.497 Nicole Lappin

Imagine if you had a co-host in your life, you know, someone who could help manage your every day and do the things that you don't have time for. Well, unfortunately, that's not something we can opt into in life, but it is something you can opt into as an Airbnb host.

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14.037 - 29.728 Nicole Lappin

If you find yourself away for a while, like I do, maybe for work, a long trip, or a big life adventure, a local co-host can help you manage everything. From guest communications to check-in to making sure your place stays in tip-top shape, they have got you covered.

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30.088 - 51.483 Nicole Lappin

These are trusted locals who know your area inside and out, giving your guests a warm welcome while you focus on your own starring role, whatever that might be. You know that I love how hosting on Airbnb helps you monetize your home, an asset that you already have. That is a holy grail. And as a longtime fan of Airbnb, I have been telling everyone I know that they should be hosting too.

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51.923 - 70.458 Nicole Lappin

But some of my busiest friends have been overwhelmed by this whole idea of hosting. But thanks to the new co-host offering, they have finally signed up. So if you've got a secondary property or an extended trip coming up and you need a little help hosting while you're away, you can hire a co-host to do the work for you. Find a co-host at Airbnb.com slash host.

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72.982 - 99.701 Nicole Lappin

I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab. Elon Musk basically says the bill sucks. And while that's not usually how I open a budget breakdown, it is a pretty good place to start because honestly, he is not alone in his findings. Today, we are talking about the big, beautiful bill.

99.881 - 109.626 Nicole Lappin

At least that's what Trump is calling it. And it's not just a name. It's a strategy. This bill is massive, over a thousand pages, and it's trying to do everything at once.

110.046 - 133.431 Nicole Lappin

cut taxes cut spending reshape benefits and supposedly reduce the debt spoiler alert it does not but we will get there the house passed the bill on may 22nd by a single vote 215 to 214. it now heads to the senate with the trump administration hoping to get it on the president's desk by july 4th that's a very patriotic deadline but it's also a pretty tight one

134.051 - 145.403 Nicole Lappin

Originally, I thought this would be one episode, and then I realized that is adorable. This bill is actually like a financial nesting doll. Every time you open one piece, there's another policy inside that deserves its own deep dive.

145.924 - 161.117 Nicole Lappin

So today, I'm just going to give you a big picture primer of the big, beautiful bill, what's inside the bill, who it helps, who it hurts, and whether or not it has any shot of actually becoming law. Let's start with the number that is haunting everyone in Washington, the national debt.

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