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Money Rehab with Nicole Lapin

Inside a Florist's Valentine's Day with Jim McCann, Founder & Chairman at 1-800 Flowers.com

14 Feb 2025

Description

On today's special Valentine's Day episode, Nicole is joined by Jim McCann, Founder & Chairman at 1-800 Flowers.com. After this conversation, you'll never see flowers the same, and you'll definitely stop and smell the roses— we guarantee it. Plus, Jim has the best tip around saving on Valentine's Day we've ever heard. You can't afford to miss this one! All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.

Audio
Transcription

Full Episode

0.169 - 17.963 Nicole Lappin

It's me talking about public again, obviously. Are you surprised? It is my favorite brokerage after all. By now you know Public is the only place I personally buy bonds. If you haven't heard my spiel, in the olden days, I would buy treasuries through the government website and it would always take forever. And also the branding was horrible.

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18.003 - 33.253 Nicole Lappin

It kind of looked like the Toys R Us website back in the day. But with Public, it's simple and easy to invest in treasuries right from your phone. There are literally thousands of bonds to choose from on Public, not just government bonds, corporate bonds too. You can use Public for more than just your bond investments, of course.

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33.673 - 55.976 Nicole Lappin

On public, you can invest in stocks, ETFs, options, crypto, and they even have a high yield cash account where you can earn 4.1% APY on your cash. And there's an exciting new offering on public that I cannot wait to tell you about. Now you can invest toward your future self through retirement accounts. On public, you can open a traditional IRA or a Roth IRA or both. I mean, why not?

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56.176 - 72.319 Nicole Lappin

If you're looking for a simple yet sophisticated investing experience, head over to public.com slash money rehab. One more time because trust you will thank me later. Public.com slash money rehab. This is a paid endorsement for public investing. Full disclosures and conditions can be found in the podcast description.

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73.021 - 89.726 Nicole Lappin

You have probably heard me call myself the fee police because I hate, hate, hate fees. It makes it really hard to stay on budget, which then can delay our financial progress. When we're trying to make progress, life's curve balls often feel like taking one step forward and two steps back.

90.046 - 110.796 Nicole Lappin

A time checking account makes financial progress easier with features like no maintenance fees and fee free overdraft up to 200 bucks or getting paid up to two days early with direct deposit. Learn more at Chime.com slash MNN. When you go to Chime.com slash MNN, you'll see all the reasons I love Chime. Like, did you hear me say that Chime allows you to overdraft up to $200 with no fees?

111.297 - 135.776 Nicole Lappin

Chime also has no monthly fees or maintenance fees. And Chime has over 50,000 fee-free ATMs. So as the fee police myself, I approve. Make progress toward a better financial future with Chime. Open your account in just two minutes at Chime.com slash MNN. That's Chime.com slash MNN as in Money News Network. Chime feels like progress. Banking services and debit card provided by the Bancorp Bank N.A.

135.876 - 157.352 Nicole Lappin

or Stride Bank N.A. Members FDIC. SpotMe eligibility requirements and overdraft limits apply. Boosts are available to eligible Chime members enrolled in SpotMe and are subject to monthly limits. Timing depends on submission of payment file. Fees apply at out-of-network ATMs. I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab.

164.897 - 185.4 Morgan Lavoie

Hey, money rehabbers, it's Morgan Levoy, the executive producer of the show. Happy Valentine's Day, everyone. As you know, this week we're re-airing some of our favorite episodes of Money Rehab. And so in honor of the day, we're taking you behind the scenes of what it's like for a big flower company on Valentine's Day. Enjoy.

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