My Happy Money Journey: money for mid life women with Phoebe Blamey

S4 E27 The things you need to know about the Federal Budget 2026

02 Jun 2026

Contributed by Lukas

The 12 May federal budget made big moves on family trusts, capital gains tax and negative gearing. Phoebe walks through what actually changed, who it ...

S4 E26 Bank of Mum and Dad: How to Help Your Adult Children Without Wrecking Your Retirement

26 May 2026

Contributed by Lukas

The Bank of Mum and Dad is now somewhere between the fifth and ninth largest mortgage lender in Australia. That's not a metaphor. That's Finder resear...

S4 E25 Who's afraid of beng the eldest daughter?

12 May 2026

Contributed by Lukas

When my friend Kate (not her real name) broke down on the phone to me three weeks into managing her father's estate, and the line she said that I have...

S4 E24 How to Stop Overspending and Start Making Smarter Money Decisions

05 May 2026

Contributed by Lukas

Think women are bad with money? Think again. In this episode, we unpack the truth about spending habits, financial confidence, and why intelligent spe...

S4 E23 The money conversations to have when things get too hard...

28 Apr 2026

Contributed by Lukas

If you’re suddenly finding yourself pausing before you open your banking app, this episode will hit close to home. Because the pressure is real righ...

S4 E22 You don't know what you don't know until you do!

22 Apr 2026

Contributed by Lukas

You’re smart. Capable. Experienced. You run businesses, families, teams, and entire lives. So why does the conversation about money still make you g...

S4 E21 Who are you and what do you want?

15 Apr 2026

Contributed by Lukas

If you’ve ever reached a point where you’re wondering what comes next, this conversation will help you reconnect with your own direction and start...

S4 E20 What do your next 10 years look like?

07 Apr 2026

Contributed by Lukas

If nothing about your life changed financially in the next ten years… Your income stayed the same. Your savings stayed the same. Your health staye...

S4_E19 How to Handle Financial Uncertainty After a Major Decision

31 Mar 2026

Contributed by Lukas

Making a major life change is hard enough. But what happens when the world shifts underneath you after you’ve already made the decision? You leave t...

S4 E18 Petrol Price Panic - how to stay financially calm in this crisis

25 Mar 2026

Contributed by Lukas

Petrol prices have suddenly become one of the most talked-about topics in Australia. You fill up the car, watch the numbers climb, and suddenly the co...

S4 E17 The Financial Reset Every Woman Should Do at 45 (or ASAP)

17 Mar 2026

Contributed by Lukas

Something shifts around midlife. You wake up one day and realise this is no longer just about earning money, paying the bills, and keeping all the pla...

S4 E16 High income but no money? Here is the solution!

10 Mar 2026

Contributed by Lukas

You can earn $200,000 a year and still feel financially insecure. In this episode, Phoebe Blamey explores why high-earning women often feel anxious ab...

S4 E15 Are we rich yet? How do we measure enough?

04 Mar 2026

Contributed by Lukas

What does “enough” money actually look like? Most people never answer that question. Instead, the financial goalpost keeps moving — $80K becomes...

S4 E14 How going back to basics makes you rich

26 Feb 2026

Contributed by Lukas

This week’s episode is a conversation I’ve been wanting to have with you for a while. There’s this belief that you need to be brilliant, sophist...

S4 E13 Five steps to falling in love with your money

17 Feb 2026

Contributed by Lukas

Understand how hidden emotions about money show up in business decisions, why success requires trust in your money, and how to create a healthier, mor...

S4 E12 How much money do I really need to retire?

11 Feb 2026

Contributed by Lukas

As we get older we stop thinking we will be fine in retirement and start to pay attention! Today we share the secrets to retireing well...because high...

S4 E11 February Reset how to spend less and live better

05 Feb 2026

Contributed by Lukas

February Money Reset – Getting Back in Control After Summer January in Australia is magic. Sun, beach, long lunches, late nights. Life feels light a...

S4_E10 My income is so variable I can't budget

28 Jan 2026

Contributed by Lukas

Inconsistent income doesn’t mean you’re failing — it means you’re living in the real world. In this episode, Phoebe shares a story about a fri...

S4_E9 After the Hustle: Rest, Reinvention, and Real Wealth

22 Jan 2026

Contributed by Lukas

This New Year episode is a real conversation about what happens after the big change when the noise stops, the adrenaline wears off, and you’re left...

S4_E8 Why the Holidays Trigger Your Money Stuff (And What To Do About It)

23 Dec 2025

Contributed by Lukas

The holiday season has a way of turning the volume up on everything, especially money. Suddenly you’re spending more time with family than usual, ol...

S4_E7 Honour your side hustle

10 Dec 2025

Contributed by Lukas

This week’s episode is basically a Christmas ornament box full of truth bombs: sparkly, slightly chaotic, and filled with things you forgot you put ...

S4_E6 How to survive Christmas

03 Dec 2025

Contributed by Lukas

Christmas in midlife is not a Hallmark movie. It’s three family lunches in one day, a group chat on fire, 47 “last chance” sales emails, and som...

Financial fluency when you are not a numbers person

27 Nov 2025

Contributed by Lukas

OK so you are not a numbers person - I can show you how to start making some good money decisions anyway! Welcome to the leading money podcast for mid...

S4_E4 How to beat the black Friday sales and stop the spend spiral

19 Nov 2025

Contributed by Lukas

It’s finally here… the financial Olympics of the year. Black Friday to Cyber Monday is loud, chaotic, tempting, and honestly? It can be BRILLIAN...

S4_E3 The four steps to financial freedom

12 Nov 2025

Contributed by Lukas

There are four steps to financial freedom and none of them involve being good! Today, on Australia's leading money podcast for mid life women let’s ...

S4_E2 How to rewrite your money story: from fear to financial freedom

06 Nov 2025

Contributed by Lukas

Imagine waking up one morning and actually feeling in control of your money. No more dread when you open your banking app — just calm, confident cla...

S4_E1 How to manifest money (really)

28 Oct 2025

Contributed by Lukas

There seem to be two seperate camps when it comes to money coaches...some are all about healing your inner child so you can manifest the life of your ...

Reboot S3_E13 Financial Feb Fast

08 Oct 2025

Contributed by Lukas

This week we are rebooting one of your favorite episodes.  Here is to the financial Febfast you can take anytime!! Here is a link to the 30 Day Spend...

S3_E43 Starting your own money journey: how to make the shift!

23 Sep 2025

Contributed by Lukas

This is my very own story. It took me to sort my money out. I hid from it, I impulse shopped, I did a ton of low value spending...I never looked at my...

S3_E42 Save like a squirrel! Create your Emergency Fund

16 Sep 2025

Contributed by Lukas

You know that money thing you know you should be doing, but somehow you never get around to? Yep today we are building your emergency fund. In this ...

S3_E41 Five Habits that Build Financial Confidence

09 Sep 2025

Contributed by Lukas

🔥 5 Habits to Build Financial Confidence (That Aren’t Budgeting B.S.) If you’re done living pay-to-pay, done people-pleasing with your wallet...

S3_E40 Sexually Transmitted Debt; Love Lies and Money

02 Sep 2025

Contributed by Lukas

Today we’re diving into a different kind of STD… one that spreads through love, trust, and silence: sexually transmitted debt. This can look like ...

S3_E39 Stop Being the Bank: Boundaries with Partners, Parents & Kids

26 Aug 2025

Contributed by Lukas

We all think we’re supposed to look after everyone our partners, our parents, our kids, our grandkids. But what happens when that “responsibility”...

S3_E38 Women, Wealth & the Great Inheritance Boom

19 Aug 2025

Contributed by Lukas

Australia is on the brink of the largest intergenerational wealth transfer ever. Between $3.8 and $5 trillion will move from boomers to the next gener...

S3_E37 Laid Off but Lifted Up: Designing Your Next and Best Chapter

12 Aug 2025

Contributed by Lukas

When you’re over 50 and suddenly find yourself without a job, it’s more than a career hiccup it’s a seismic life shift. Add menopause, aging p...

S3_E36 Get Some Rich Girl Energy

05 Aug 2025

Contributed by Lukas

It could have been the worst week...but my money systems saved me! This week is all about where the money systems you have really count.  No its no...

S3_E35 Strategy over Scramble: Making Money Work In Business

22 Jul 2025

Contributed by Lukas

Over a third of businesses in Australia are started by women over 35 and we’re doing it at almost double the rate of men. But we’re not just chasi...

S3_E34 3 Small Shifts to Step Into Financial Freedom

15 Jul 2025

Contributed by Lukas

In this episode, we’re ditching perfection and chasing progress, because financial freedom isn’t about doing everything “right.” It’s about ...

S3_E33 The Midlife Crisis No One Warned Us About

08 Jul 2025

Contributed by Lukas

By choice or by chance, our lives change in our 40s and 50s. Kids grow up. Parents age. Relationships fracture. Careers stall. Suddenly, we’re carry...

S3_E32_Making Tax Time Work For You

30 Jun 2025

Contributed by Lukas

It’s that time again — the ATO wants a date, and you’ve got receipts (somewhere, probably…). But what if we told you tax time isn’t just a n...

S3_E31 What you don't know about property with Antionette Sagaria

24 Jun 2025

Contributed by Lukas

Buying a home can be overwhelming — especially when life is messy. What if you’re going through a divorce? What if you’ve inherited a property? ...

S3_E30 It's Not Too Late: Make Superannuation Work For You

17 Jun 2025

Contributed by Lukas

💡 Superannuation might not be glamorous, but it’s one of the most powerful tools in your wealth-building toolbox. In this episode of My Happy Mo...

S3_E29 How to Invest

10 Jun 2025

Contributed by Lukas

Feeling behind on investing? Wondering if it’s too late, too risky, or just too complicated? In this episode of My Happy Money Journey, I walk you t...

S3_E28 How to use debt to build wealth (and joy)!

03 Jun 2025

Contributed by Lukas

Welcome to another episode of My Happy Money Journey with Phoebe Blamey! This week, we're lifting the veil on debt and looking at it in a totally new ...

S3_E27 How to heal your money wound

28 May 2025

Contributed by Lukas

Bruised 💥 Episode Summary: If you’ve ever felt like money just slips through your fingers... or worse, like you’re not meant to be wealthy —...

S3_E26 Rewrite Your Money Story: Stop the Shame, Start the Shift

21 May 2025

Contributed by Lukas

In this episode of My Happy Money Journey, we're getting deep into the story behind the story — your money story. This is the internal script that's...

S3_E25 Cash Cushion 101: How to Find Money FAST!

15 May 2025

Contributed by Lukas

Ever been hit with an unexpected bill, a broken appliance, or a mini disaster that made you think, “How the hell am I going to afford this?” You a...

S3_E24 How to shop smarter - beating the cost of living crisis

07 May 2025

Contributed by Lukas

Is your grocery bill making you want to cry into your $9 toothpaste? Same. But you don’t have to just accept ridiculous prices as your new normal. I...

S3_E23 Broke Girl Habits (that made me wealthy)

29 Apr 2025

Contributed by Lukas

Today, we’re talking about the habits I picked up when I had very little money—habits that I have intentionally kept even as I became unapologetic...

S3_E22 Your Questions Answered

16 Apr 2025

Contributed by Lukas

Ready to stop playing small with your money and start taking up serious space—in your bank account, your business, and your life? In this candid Q&a...

My Happy Money Journey with Phoebe Blamey Trailer

02 Apr 2025

Contributed by Lukas

Are you a woman over 40 looking for information about money without the mansplaining?  Welcome to My Happy Money Journey—the no-shame, no-fluff pod...

S3_E21 Practically debt-free: how to pay debt without losing your joy.

02 Apr 2025

Contributed by Lukas

Description: In this empowering episode of My Happy Money Journey, Phoebe gets raw and real about debt—and how to break free from it without sacrif...

S3_E20 Part 2 Unlocking abundance through emotional freedom technique with Bonnie-Lea Elizabeth

25 Mar 2025

Contributed by Lukas

Episode Title: Unlocking Financial Freedom with EFT Tapping Host: Phoebe Blamey Guest: Bonnie Lee Elizabeth, Self-Expression & Embodiment Coach E...

S3_E20 Part 1 Unlocking abundance through emotional freedom technique with Bonnie-Lea Elizabeth

25 Mar 2025

Contributed by Lukas

Host: Phoebe Blamey Guest: Bonnie Lee Elizabeth, Self-Expression & Embodiment Coach Episode Summary: Ever feel like money stress has a tight gri...

S3_E19 Starting Over Financially

18 Mar 2025

Contributed by Lukas

Life can throw some serious curveballs—divorce, the loss of a partner, a business collapse, kids leaving home. Suddenly, you're in the financial dri...

S3_E18 (part 3) How to Beat Burnout and Live a Life of Adventure with Tracey Wright

11 Mar 2025

Contributed by Lukas

Intuitive Living and the Pitfalls of Diet Culture with Tracey Wright 🌿✨ In this episode, Phoebe Blamey continues her conversation with Tracey Wri...

S3_E18 (part 2) How to Beat Burnout and Live a Life of Adventure - with Tracey Wright

11 Mar 2025

Contributed by Lukas

Corporate True Grit 🌧️💪🏼: How Adventure Builds Resilience If you're ready to learn how facing adversity head-on can help you rediscover y...

S3_E18 (part 1) How to Beat Burnout and Live a Life of Adventure - with Tracey Wright

11 Mar 2025

Contributed by Lukas

  From Chef Hats 👩🏻‍🍳 to Hiking Boots 🥾: How Adventure Can Change Your Life Ever felt like life’s passing you by, wondering if it’...

S3_International Womens Day BONUS EPISODE

08 Mar 2025

Contributed by Lukas

Happy International Women's Day! Today, we're diving deep into how money can truly empower us as women. Many of us carry fears around finance, but it'...

S3_E17 Three life changing lessons from Financial Feb Fast

06 Mar 2025

Contributed by Lukas

Have you ever wondered where your money really goes? Or felt like your finances could use a serious reset? That’s exactly what Financial FebFast was...

S3_E16 part 3 The Happy Sales Journey with Frances Pratt

26 Feb 2025

Contributed by Lukas

Leaving a secure, high-paid sales career to start your own business is both exciting and terrifying. In this episode, I sit down with Frances Pratt, s...

S3_E16 part 2 More Sales Less Marketing with Frances Pratt

26 Feb 2025

Contributed by Lukas

"Marketing without sales is just noise. Sell first, market later." – Frances Pratt Are you spending too much time on marketing and not enough on s...

S3_E16 part 1 Sales as a life skill with Frances Pratt

26 Feb 2025

Contributed by Lukas

Do you hesitate when stating your price? Fear rejection when asking for the sale? You’re not alone. In Part 1 of our conversation, Frances Pratt r...

S3 E15 From fear to fabulous in three money moves

19 Feb 2025

Contributed by Lukas

💰 Do you ever get to the end of a pay cycle and realize you have nothing left—right before a bill arrives? It’s frustrating, stressful, and can...

S3_E14 Funding your Dreams with Sarah Ingram from Entourage

12 Feb 2025

Contributed by Lukas

What if financing wasn’t overwhelming but actually empowering? In this episode, we’re diving deep into asset finance, debt consolidation, and busi...

S3_E13 Financial Feb Fast - how to clean up your spending NOW!

05 Feb 2025

Contributed by Lukas

Financial FebFast: A Spend Cleanse for a Mindful Money Reset thank you to our sponsors at Entourage: https://entourage.com.au/ Ever wonder where your ...

S3_E12 Unlocking financial confidence with Scott Malcolm

30 Jan 2025

Contributed by Lukas

Let’s be real—talking about money can feel a bit…meh. But what if financial planning wasn’t about spreadsheets and sacrifices, but about desig...

S3_E11 Thriving financially in 2025

17 Jan 2025

Contributed by Lukas

In this episode of My Happy Money Journey, we’re stepping into the new year with intention and purpose. If unfulfilled resolutions have left you fru...

S3_E10 Holiday Harmony: Spend Smarter, Stress Less

20 Dec 2024

Contributed by Lukas

Episode Summary: Christmas is coming, and so are the endless to-do lists, family gatherings, and, let’s be honest, the financial stress. But don’...

S3_E9 You Can Buy A House!

11 Dec 2024

Contributed by Lukas

On this episode of My Happy Money Journey, we’re talking about getting you home...especially for you if you are starting over after divorce or raisi...

S3E8 Investing

03 Dec 2024

Contributed by Lukas

Today, we’re unpacking the risks and rewards of investing. and I will give you four key factors for you to consider.   Let’s start by saying most...

S3E7prt2 Do you really know your style? How to create your style and be seen!

03 Dec 2024

Contributed by Lukas

Jane Vandermeer is a multi-award winning, global expert personal stylist, and we chat to her about colour, corporate and how to be seen. Recently name...

S3E7 part 1 Do you really know your style? How fashion can break the partiarchy!

28 Nov 2024

Contributed by Lukas

Jane Vandermeer is a multi-award winning, global expert personal stylist, and we chat to her about colour, corporate and how to be seen. Recently name...

S3E6 What to do with a million dollars

13 Nov 2024

Contributed by Lukas

We all have big ideas of what we would do if we had a sudden windfall of a million dollars - but today we want to get practical.  Now, I know it’s ...

S3E4 (Part 2) Jules Brooke: How To Be A Woman Of Influence.

01 Nov 2024

Contributed by Lukas

Oh how I love chatting with Jules Brooke….after the formality of part one of this interview - where Jules tells us how to be a woman of influence, w...

S3E5 Breaking Free from Debt: Overcoming Shame and Taking Control

28 Oct 2024

Contributed by Lukas

About 12 years ago I was broke and broken up with.  Debt seemed insurmountable and I was in a constant state of scarcity. That state really does keep...

S3E4 (Part 1) Jules Brooke: How To Be A Woman Of Influence.

18 Oct 2024

Contributed by Lukas

Hey Honeys In this exciting first part of a two-part interview, I had the immense pleasure of sitting down with the remarkable Jules, a true powerhous...

S3E3 Manifesting VS Magical Thinking : Designing Your Dream Life.

08 Oct 2024

Contributed by Lukas

In this episode, I dive deep into the intersection of money mindset and practical financial knowledge, emphasizing the importance of both in achievin...

S3E2 (Part 3) Clarity During Separation

01 Oct 2024

Contributed by Lukas

In the final part of this episode, we continue our enlightening conversation with Sallyanne Hartnell, diving deeper into the intricacies of navigating...

S3E2 (Part 2) Clarity During Separation

27 Sep 2024

Contributed by Lukas

Hey Honeys! I'm excited to share the latest episode of the Happy Money Journey podcast, where we continue our deep dive into the complexities of relat...

S3E2 Clarity During Separation: Building your support network.

19 Sep 2024

Contributed by Lukas

Hey everyone! I'm excited to share our latest episode where we dive deep into the complexities of navigating divorce and financial independence. Whet...

S3E1 Own Your Future : Three Steps To Financial Security

11 Sep 2024

Contributed by Lukas

We are back -  Welcome you to Season 3, with award winning finance guru and best selling author Phoebe Blamey! Time to get back on your The Happ...

S2E32 Season Finale

15 Aug 2024

Contributed by Lukas

Hey Honeys. What Does Wealth Mean to You? We often think of wealth as just money, but it's so much more than that! True wealth is about financial secu...

S2E31 Investing For Beginers

09 Aug 2024

Contributed by Lukas

Hey honeys Ready to dive into the world of investing? This week, we’re breaking down three accessible investment tools: Micro-Investments, ETFs, and...

S2E30 Can You Create Lasting Change?

02 Aug 2024

Contributed by Lukas

Hey Honeys! In the latest episode of the Happy Money Journey we dive into the fascinating world of change. how we manage it, the challenges we face, a...

S2E29 Circular Fashion: How To Consciously Consume

25 Jul 2024

Contributed by Lukas

Hey Honeys. Do you ever feel like you can be doing more?   This week we talk about turning your trash into someone else’s treasure!   The idea of ...

S2E28 From Wardrobe to Landfill: Shopping Smarter

19 Jul 2024

Contributed by Lukas

Hey Honeys. Can you avoid overspending and prevent your shopping guilt?    In the latest episode of the Happy Money Journey podcast we del...

S2E27 Is Pet Insurance Worth It?

11 Jul 2024

Contributed by Lukas

Hey Honeys   The joy we get from our furry little friend is hard to measure in money but oftentimes we are faced with the hard decision around vet bi...

S2E26 Talking Tax Time: What's new this year?

05 Jul 2024

Contributed by Lukas

Hey Honeys, What a week!!!   This week we dive into all the changes to your income from July 1. From minimum wage to new income brackets, rebates ...

S2E25 Are You Caught In A Money Drama Triangle?

26 Jun 2024

Contributed by Lukas

Hey Honeys We are very excited to share this new episode of the Happy Money Journey podcast with you all. In this episode we're diving into Cartman's ...

S2E24 5 Ways To Avoid Financial Disaster for woman over 40

13 Jun 2024

Contributed by Lukas

Hey honeys on this week's podcast we sit down and talk about the scary side of retirement  We understand the importance of avoiding common money mist...

S2E23 Elevate Your Business

08 Jun 2024

Contributed by Lukas

5 Elements to Elevate Your Business with our business creative, Hannah!   Hannah and I have operated various businesses from fashion, to hospita...

S2 E22 Begin with the end in mind

30 May 2024

Contributed by Lukas

Hey there, it's Phoebe Blamey, and I'm thrilled to have you join me on this week's episode of "Your Happy Money Journey." Today, we're diving into beg...

S2E21 Taking The Boring Out Of Budget: How it Affects You

23 May 2024

Contributed by Lukas

More Federal Budget talk incoming! While it isn't thrilling, we must stay informed to understand how it shapes your financial future and to make the m...

S2E20 Pivoting Your Life: How To Finance A Life Change

20 May 2024

Contributed by Lukas

I am so sorry I’m a wee bit late releasing our podcast! We have had a super busy mortgage broking week over here at @clover_financial So here we are...

Mothers Day Freebie: Live Workshop

12 May 2024

Contributed by Lukas

Happy Mother's Day!  We hope you're having an amazing and relaxing day full of appreciation and joy.    After all the running around, eating and ...

S2E19 Mothers & Your Money Mindset

09 May 2024

Contributed by Lukas

Hey honeys, This week we get ready to show our appreciations to the Mothers and Special People in our life. Lets take a moment to reflect on the valua...

S2E18 Reprograming Your Subconscious PT2, with Eloise Tomkins.

06 May 2024

Contributed by Lukas

Are you ready for Part 2 with Eloise Tomkins?!! Eloise Tomkins breaks down EMDR for us – it’s is a psychotherapy treatment that is designed to all...

S2E17 Reprograming Your Subconscious PT1, with Eloise Tomkins.

02 May 2024

Contributed by Lukas

Hey Honeys, This week we are chatting with Eloise Tomkins. Eloise is a trained psychologist turned coach, specialising in EMDR. EMDR is a psychotherap...

S2E16 From Coffee Runs To Cash Saving: Changing Morning Habits For Good

26 Apr 2024

Contributed by Lukas

Hey you! Welcome to this weeks episode of the Happy Money Journey. In this episode we are going to show you how to own your habits! There are so many ...