NerdWallet's Smart Money Podcast
Stop Scrolling, Start Saving: Better Habits and Budgets for 2025
06 Jan 2025
What are effective New Year's resolutions for financial health?
Sarah, we've talked before about how we're not big on New Year's resolutions.
No, we're not. And I don't think anybody else is either because I actually recently read the stat that fewer than 10% of resolutions are actually successfully completed. Sorry, guys. You know, that sounds about right. My one resolution would be I kind of want to be better about drinking more water this year, which feels like a measurable goal.
Yeah. And also, as far as resolutions go, that one's pretty painless and mostly good for your body. Just don't drink too much.
Exactly.
Also, you know, resolutions don't have to be about taking something on in the new year. It can be just as powerful to stop doing something.
Yeah. I'm a busy person, so I always like the idea of doing fewer things. Welcome to NerdWallet's Smart Money Podcast. I'm Sarah Raffner.
And I'm Sean Piles. This episode, I'm joined by personal finance nerd Kim Palmer to answer a listener's question about how to budget when you earn an irregular income.
But first, Sean and I are going to indulge in a different kind of goal setting, picking one thing to stop doing.
Sarah, you presented this idea to me. What made you think of it?
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