No Stupid Questions with Susan Edmunds
Episodes
I'm losing money on my crypto investments. Do I still need to pay tax?
28 Apr 2026
Contributed by Lukas
Say you've been trading in crypto currencies. You know if you are making money you need to declare it. But you're not making money. Instead, you're lo...
We've split up! Is our student loan debt considered relationship property?
21 Apr 2026
Contributed by Lukas
Say you and your ex-partner both have student loan debt. While you were together, they worked more while you were the day-to-day caregiver to your kid...
I need to downsize my house. Is it better to do it now or later?
14 Apr 2026
Contributed by Lukas
You're retired, thinking about the next stage and your house doesn't fit your needs anymore. Is it best to downsize now or wait for another time? Spea...
I don't live with my spouse. Do relationship property laws still apply?
07 Apr 2026
Contributed by Lukas
It's a modern trend; one relationship, two separate residences, couples living apart together. But does this mean they are exempt from property relati...
KiwiSaver is Changing! What do you need to do? How will you benefit?
31 Mar 2026
Contributed by Lukas
Over the six months or so that Susan has been answering your money questions, we've received many about life after retirement - and even more about Ki...
If the squeeze goes on diesel prices, who ends up paying for it?
24 Mar 2026
Contributed by Lukas
Diesel is a big driver of our economy, no pun intended. If the squeeze comes on diesel, what will be the impact on your back pocket? Is it fair for so...
Can I write my own will, or do I have to hire a lawyer?
17 Mar 2026
Contributed by Lukas
You might own a lot, you might own a little, but you probably still need to write a will. But do you have to use a lawyer to do it? There are changes ...
How will the conflict in the Middle East affect me and my household?
10 Mar 2026
Contributed by Lukas
Conflict has broken out in the Middle East – again – and New Zealanders are being warned to watch out for it hitting everything from petrol prices...
Are the big Aussie banks treating us like mugs?
03 Mar 2026
Contributed by Lukas
Quite a few Aussie banks operate here in New Zealand as well as over the ditch. Are Kiwis being offered the same deals as their Australian cousins? If...
My stepparent sold the family home. I got nothing! What can I do?
24 Feb 2026
Contributed by Lukas
It can happen. And does. Your dad dies. Your stepmother sells their home and then leaves all the money to her kids. You get nothing. This doesn't seem...
My kids inherit my money when I die. Isn't that too late?
17 Feb 2026
Contributed by Lukas
Your kids are all grown up now, having families, buying homes of their own and working hard to make ends meet. Wouldn't this be the best time for them...
Can my step kids force me to sell my home?
10 Feb 2026
Contributed by Lukas
Family stuff can be pretty tricky, especially after a bereavement. What can you do if you're partner has passed on and their kids want you to sell you...
I think I'm being charged more than market rent... What do I do?
03 Feb 2026
Contributed by Lukas
Plenty of us rent the homes we live in. How do we know if we're paying more for it than we should? Susan finds out and asks if anyone is making money ...
What Happens if I Die Before Paying Off My Student Loan?
27 Jan 2026
Contributed by Lukas
More than 600,000 New Zealanders have a student loan. If you’re one of them, you might have questions - like what happens if you die? Does your part...
Can I Go for Gold with KiwiSaver?
20 Jan 2026
Contributed by Lukas
Can I invest in gold through my KiwiSaver? Will I still get my pension if I live on my boat? And what is a disappointment gap? Questions this week fo...
Got money questions for Susan? Send them through!
13 Jan 2026
Contributed by Lukas
No Stupid Questions with Susan Edmunds will be back online, on-air and in your feed from late-January 2026. If you have a money question you'd like Su...
You, Me and the IRD
16 Dec 2025
Contributed by Lukas
My tradie asked to be paid in cash...will that get me in trouble with the IRD? Where's the best place to keep an emergency fund? And are rewards point...
What is productivity? And are Kiwis really so bad at it?
09 Dec 2025
Contributed by Lukas
If you die without family, what happens to your KiwiSaver? Is it fair that a household with one high earner pays more tax than one with two average ea...
Should I Save or Invest for My Kid's Financial Future?
02 Dec 2025
Contributed by Lukas
A lot of people put money away for their children's future. But is a savings account the best way to do that? And if I invest in the sharemarket, is a...
How Does Australia Pay High Wages but Still Keep Prices Low?
25 Nov 2025
Contributed by Lukas
We're aways reading headlines about how Australia can pay higher wages than us but are also able to sell a cheaper cup of coffee. How do they keep the...
Why Are Banks So Stuck on Paperwork?
18 Nov 2025
Contributed by Lukas
Borrowing money these days seems to involve so much paperwork. Why?Questions this week for Susan:Is private school worth the money?Is it worth getting...
What Do I Do if the Bubble Bursts?
11 Nov 2025
Contributed by Lukas
Is the AI boom a bubble? Is it about to burst? What should I do?Questions this week for Susan:Is the bubble about to burst on AI?Is it cheaper to rent...
Were We Better Off in the 80s?
04 Nov 2025
Contributed by Lukas
Is it better to be alive in 1985 or in 2025?Questions this week for Susan:Why can’t we take GST off fresh food?What is gift tax?How do I split the b...
Do I Have to Use My KiwiSaver to Pay For My Partner's Care?
28 Oct 2025
Contributed by Lukas
Is it fair that my partner's residential care will drain my KiwiSaver account too?Questions this week for Susan:If I have to use my KiwiSaver account ...
What is the Bank of Mum and Dad?
21 Oct 2025
Contributed by Lukas
When money people and politicians talk about the "bank of Mum and Dad", what does that really mean?If you have a question you'd like Susan to ans...
Do Banks Always Pass on OCR Cuts?
14 Oct 2025
Contributed by Lukas
Do banks always pass on cuts to the official cash rate to their customers?If you have a question you'd like Susan to answer, you can email her at...
What's Going to Happen to Home Loan Rates?
07 Oct 2025
Contributed by Lukas
There's an OCR announcement soon. What impact will that have on home loan rates?If you have a question you'd like Susan to answer, you can email ...
Why Do We Pay Tax on Benefits?
30 Sep 2025
Contributed by Lukas
If tax was removed from all benefits, what effect would that have on the economy?If you have a question you'd like Susan to answer, you can email...
Can I Invest my Kiwisaver in More Than One Kind of Fund?
23 Sep 2025
Contributed by Lukas
I want to spread my KiwiSaver contributions across more than one kind of fund. Can I do that?If you have a question you'd like Susan to answer, y...
What is GDP and Why Should I Give a Hoot?
16 Sep 2025
Contributed by Lukas
New Zealand's quarterly GDP figures are announced tomorrow. What even is GDP, anyway, and should I care? If you have a question you'd like Susan ...
Introducing: No Stupid Questions with Susan Edmunds
04 Sep 2025
Contributed by Lukas
RNZ money correspondent Susan Edmunds wants to demystify money and personal finance. Because when you want to understand your money, there’s no such...