One Vision fintech fuse

The motivational journey to the edge and beyond

15 Mar 2022

Contributed by Lukas

As the saying goes, “Ain’t No Mountain High Enough” — have you ever wondered what stops people in their tracks, and how we can overcome obstac...

Not a pipeline problem; we have a listening problem

08 Mar 2022

Contributed by Lukas

How well are women and communities of color being represented in financial services? And how many brilliant ideas don’t get the opportunities they d...

Come for the content; stay for the community

01 Mar 2022

Contributed by Lukas

What makes a community? And what comes to mind when you see the word, community? A common bond, perhaps — around our mutual love for technology, and...

Can incentivized savings be the new future for fintech?

22 Feb 2022

Contributed by Lukas

There is no lack of Buy Now, Pay Later news in fintech, with hundreds of BNPL startups around the world vying for a piece of the pie. The trend has al...

Voice of the unheard: FinTech and second chances

15 Feb 2022

Contributed by Lukas

From opening a bank account and rebuilding credit, to finding employment and securing housing, the challenges that millions of justice-involved indivi...

The future of banking is in the cloud

08 Feb 2022

Contributed by Lukas

What role do cloud solutions play within today’s financial services industry? How has the infrastructure and partnership ecosystem evolved to suppor...

The innovation mindset: It’s not just about the tech

01 Feb 2022

Contributed by Lukas

When we talk about innovation, oftentimes we think about those in technology. But innovation goes beyond artificial intelligence, robotics, and quantu...

Through the lens of the matchmaker of B2B influencer marketing: Everyone is influential!

25 Jan 2022

Contributed by Lukas

By now, you have probably heard of influencer marketing. But what exactly does that entail in the B2B context? And what are the success factors and pi...

Adapt, Evolve, Transform: Banking and finance re-invented

18 Jan 2022

Contributed by Lukas

In this episode of One Vision, Theo and Bradley chat with Alessandro Hatami, Managing Partner of Pacemakers, and co-author of Reinventing Banking, on ...

The trust advantage: Unlocking the hidden value in banking with platform economies

11 Jan 2022

Contributed by Lukas

Digitization doesn’t mean putting old wine into new bottles. Beyond simply digitizing products and reducing friction, to succeed in the outcome econ...

At the tip of the iceberg with financial technology

04 Jan 2022

Contributed by Lukas

If 2020 was the “New Normal”, what was 2021? What have we learned from the uncertainty and challenges from all aspects of our lives, and how will ...

Adieu 2021. Hello 2022.

21 Dec 2021

Contributed by Lukas

As we bid farewell to 2021, how would you remember the year that was the “new normal” or the “great resignation”? For some, this may have been...

Ushering in a new future of buy now, pay later

14 Dec 2021

Contributed by Lukas

This episode is sponsored by PayPal. Learn more about PayPal Pay Later at paypal.com/trust. Consumer behavior has changed quite dramatically...

Re-shaping the future of finance with open banking, Canadian edition

07 Dec 2021

Contributed by Lukas

Canada fintech funding soars to a record $2.2B in 2021 YTD, according to CB Insights. With 90 percent of the market being dominated by six big banks, ...

Climate Finance: If not now, then when?

30 Nov 2021

Contributed by Lukas

How do we move beyond the low hanging fruit and create something that brings about real change? How can we entice more incumbents to join the chorus o...

The double-edged sword of big fintechs

23 Nov 2021

Contributed by Lukas

In a world where billionaires are planning space travel while millions are struggling with extreme poverty; in a society where it would take 268 years...

In a field of data daisies: Data as a means, not an end

16 Nov 2021

Contributed by Lukas

Can an industry as old as banking adapt to a tsunami of disruption? From open banking to open finance, how do we ensure a better outcome for the end u...

A Utopian or Dystopian future? The choice is ours

09 Nov 2021

Contributed by Lukas

The twenty-first century is going to be the most disruptive, contentious period humanity has ever lived through. It will challenge our most sacred ide...

Can the journey to the American Dream be truly debt free?

02 Nov 2021

Contributed by Lukas

The financial services ecosystem has been inundated with a tremendous amount of external capital aimed at disrupting the way people and businesses ban...

The complex web of our global supply chain

26 Oct 2021

Contributed by Lukas

Have you been thinking about the global supply chain a bit more lately? Perhaps back in the beginning of the pandemic, when you couldn’t find toilet...

Navigating the present and preparing for tomorrow – with intelligent data

19 Oct 2021

Contributed by Lukas

Financial institutions are sitting on top of a lot of data, and so much of that goes unused, whether it is because the data is sitting in disparate sy...

When music and fintech collide

12 Oct 2021

Contributed by Lukas

Could you imagine life without music? Plato said that ‘music gives a soul to the universe’. And there does seem to be a soundtrack to each change ...

Real-Time Payments: The new wave of payments innovation is here

05 Oct 2021

Contributed by Lukas

We have seen a tectonic shift across industries and business models during the pandemic. How businesses adapted to the changes on the ground was a str...

The community impact of our economic first responders

28 Sep 2021

Contributed by Lukas

How can the financial services ecosystem play a bigger role in creating a more equitable future? Community Development Financial Institutions (CDFIs) ...

With data, comes power. But what about responsibility?

21 Sep 2021

Contributed by Lukas

Those who have the data hold the power. But who owns the data? And how could we better leverage the benefits of financial data and technology to ensur...

It’s the fintech groundhog day

14 Sep 2021

Contributed by Lukas

Have we truly fulfilled the promise of fintech? How do you look beyond what is easy and serve communities who have long been ignored by traditional fi...

Welcome to the age of embedded finance, where the financial services battlefield has moved from branches to point-of-sale

07 Sep 2021

Contributed by Lukas

Can we make embedding finance into apps and customer journeys as simple as drag and drop? While no one would go to Ikea for the sole purpose of openin...

It’s a good time for a restart

31 Aug 2021

Contributed by Lukas

The old adage says to make hay when the Sun shines, but what do you do when the skies are grey? With this ongoing pandemic and the spectre of uncertai...

Connecting wealth, health, and everything in between

24 Aug 2021

Contributed by Lukas

When it comes to planning for your finances, who do you turn to? Friends? Family? Colleagues? Or the Internet? With global fintech investment reaching...

The fintech party is just getting started

17 Aug 2021

Contributed by Lukas

While the promise of flying cars might not have materialized, plenty has transpired in the startup space, at least in fintech. From investing to payme...

Mental health is a privilege

10 Aug 2021

Contributed by Lukas

Entrepreneurship is a stressful journey - and often, a lonely one; and oftentimes it might seem nearly impossible to balance the demands of the busine...

One size doesn’t fit all — even in the days of digital banking

03 Aug 2021

Contributed by Lukas

When was the last time you actually spoke with a customer and asked how you could help them? No — we don't mean a survey or through a video chat, bu...

Never a dull moment in fintech

27 Jul 2021

Contributed by Lukas

From payments and embedded finance to wealthtech and crypto, there is never a dull moment in the land of fintech. And there is no sign that the activi...

Innovation is value neutral; it’s our collective responsibility to build technology that works for all

20 Jul 2021

Contributed by Lukas

As the saying goes, “I have not failed 1,000 times, I have successfully found 1,000 ways that will not make a light bulb.” This — or some versio...

The future is agile: the time to take responsibility for our future is NOW.

13 Jul 2021

Contributed by Lukas

Let’s talk about debt. Not financial debt. Not technical debt. But human debt — “the equivalent to Technical Debt but for people”, according t...

FinTech in Bermuda - RumCoin?

06 Jul 2021

Contributed by Lukas

Apart from its dramatic coastline, hidden coves, turquoise waters, and beautiful beaches with pink sands, Bermuda is also a well-established offshore ...

Serving the underserved community of immigrants — with Cheese

29 Jun 2021

Contributed by Lukas

While banking should be a borderless experience, in reality, it is far from it. Immigrant communities for example, face a list of challenges from lang...

Data is the first line of defense

22 Jun 2021

Contributed by Lukas

Years from now, when we look back at this pandemic, what data will have been the most critical? While we normally talk about data in the context of fi...

Creating a better world through the power of technology

15 Jun 2021

Contributed by Lukas

According to a recent survey, nearly two-thirds of full-time employees indicated that their financial stress has increased since the start of the pand...

Financial regulation and innovation and the spaces in between

08 Jun 2021

Contributed by Lukas

Whether it’s the Queen’s bank in the U.K., a neobank in Brazil, a challenger fintech in the U.S., or one of the mighty superapp platforms of Asia,...

Cashless China and the digital currency revolution

01 Jun 2021

Contributed by Lukas

What does the future hold for a cashless economy? The day when all of us might have digital wallets with a selection of digital currencies might not b...

Shared prosperity: Building a better future — together

25 May 2021

Contributed by Lukas

Beyond developing renewable energy, how do we react to the social and economic challenges faced by humanity? Are we meeting the needs of the present w...

The windy road to digital identity

18 May 2021

Contributed by Lukas

Over 1 billion people in the world today cannot prove their identity, and the challenge is not limited to the developing world. In the U.K. alone, 15%...

Innovation at warp speed

11 May 2021

Contributed by Lukas

In the age of accelerated digital and tech spending, how do we choose our innovation and investment priorities — at the same time, keeping up with c...

What would have happened if Ada Lovelace was funded?

04 May 2021

Contributed by Lukas

In 2020, U.S. VC firms deployed a vast amount of capital, but not only did the portion of funds to female founders drop, so did the funding to female-...

Parenting, caregiving, and adapting to the new normal

27 Apr 2021

Contributed by Lukas

When the COVID-19 pandemic first arrived, it was a shock to all of us as something of this scale was simply without precedent. The world we knew stopp...

Sustainability is not a spectator sport; we all have a role to play

20 Apr 2021

Contributed by Lukas

Extreme weather conditions are occurring more often all around the world, from wildfires in the U.S. and Australia to severe flooding in parts of Afri...

Automating the money movement and why it matters

13 Apr 2021

Contributed by Lukas

While few would disagree that financial inclusion is an inequality in our modern day society that still needs to be resolved, and that improving econo...

Turning conversations into actions from diversity to customer centricity

06 Apr 2021

Contributed by Lukas

Can we turn conversations into actions? Can we put consumers in the heart of everything we design in this new digital era? With 1 billion people still...

The principle lessons of Beyond Good

30 Mar 2021

Contributed by Lukas

The global pandemic may be a wake up call to a new age, one where the value of our work and the leadership we can provide is reflected back to the imp...

Will banking (finally) be transformed?

23 Mar 2021

Contributed by Lukas

What does the future of retail banking hold? Beyond the endless debates on cash and branches, what are some of the things that we would actually look ...

How do we build a bank that actually resonates? Let us be brilliant

16 Mar 2021

Contributed by Lukas

How do you build something that delights customers? Conventional wisdom would say that we need to talk to the customers and better understand the...

Aging well is a right, not a privilege

09 Mar 2021

Contributed by Lukas

Whether you are an incumbent or a fintech startup; a community bank or a credit union, our industry’s goals should ensure that there are better fina...

Asia - the hotbed for fintech innovation

02 Mar 2021

Contributed by Lukas

Asia is home to more than half of the world’s population. It is also a hotbed for fintech innovation. From super apps and social ecommerce in China,...

A ticket towards prosperity or a bottomless pit of debt

23 Feb 2021

Contributed by Lukas

Is college education a ticket towards prosperity and job security — or a bottomless pit of student loan debt? If you live in the U.S., that is a $1....

Star Wars trivia and what does banking have to do with it

16 Feb 2021

Contributed by Lukas

What does digital transformation really mean? Can banking truly be helpful? How can we be more thoughtful as we innovate, without leaving populations ...

The birthday twin

09 Feb 2021

Contributed by Lukas

Despite everything that has happened globally in 2020, fintech - as an ecosystem - was quite active. Some would even say, productive. What is happenin...

The purpose of principles

02 Feb 2021

Contributed by Lukas

In an industry where the business model is largely detached from consumers’ financial well-being, what is our purpose and what are our principles? C...

The unequal pie

26 Jan 2021

Contributed by Lukas

Talent is equally distributed. Opportunities are not. According to the latest Money Tree Report, startups in the top three states in the U.S. (Califor...

The curious mind of a fintech influencer

19 Jan 2021

Contributed by Lukas

What makes someone influential? It’s not just about having an informed voice on a particular subject, or eye-popping social media metrics. It’s mo...

Voice of Change

12 Jan 2021

Contributed by Lukas

We are all familiar with the systemic racism in our society and its long lasting generational impacts. In a recent report by Brookings, it was reveale...

Future of finance is open source

05 Jan 2021

Contributed by Lukas

While there is no lack of challenger banks disrupting the digital banking space for consumers, what about the needs for marketplaces? Can we make send...

A dumpster fire year

22 Dec 2020

Contributed by Lukas

It will be hard to find one word or even one phrase to describe 2020. For many, it was a year of broken dreams and hardship. A global pandemic, couple...

Bringing Sexy Back (Yeah)

15 Dec 2020

Contributed by Lukas

We all start getting older the minute we are born. Yet, somehow, magically, after a moment of arbitrary time, getting older ceases to be sexy. Worse, ...

We are here but to serve

08 Dec 2020

Contributed by Lukas

In an industry where fees play a large part in one’s business models, is it possible for banks to make money off of customer success rather than unf...

Starling is my darling

24 Nov 2020

Contributed by Lukas

What a month it is in the land of FinTech. Starling Bank became the first retail challenger bank to turn a profit. WhatsApp finally received approval ...

Beyond Good

17 Nov 2020

Contributed by Lukas

To achieve global financial inclusion, we must work together to help our communities thrive. We must be more aware of the plight of those living very ...

The future of work is 1099

10 Nov 2020

Contributed by Lukas

Thanks to the rapid growth of gig economy platforms such as Lyft, TaskRabbit, Uber Eats, and Deliveroo, the way we earn a living has changed quite dra...

The Story of Data

27 Oct 2020

Contributed by Lukas

What does it take to build an ethical AI that enables humankind to use technology for good - instead of exacerbating the systemic inequalities in our ...

It started in the Fall

20 Oct 2020

Contributed by Lukas

In this episode of One Vision, Bradley and Theo recap this past week’s MTL Connecte event as part of Montreal Digital Week. Unconventional Ventures ...

She has a name

13 Oct 2020

Contributed by Lukas

Despite much focus and discussion over the last few years on the need to improve gender diversity within financial services, 2020 has proven to be dis...

Economic equality is a human right

06 Oct 2020

Contributed by Lukas

Economic equality is a civil right. It should be as simple as that. Food - shelter - water. We all need the most basic necessities to survive.But if w...

Happy 100

29 Sep 2020

Contributed by Lukas

As we celebrate the 100th episode of One Vision, we traveled back in time to share some of our favorite moments of what was once called Rhetoriq, and ...

The future of finance is embedded

22 Sep 2020

Contributed by Lukas

As the facets of financial services become increasingly cut apart, we must look for the biggest opportunities to serve more people. The promise of emb...

The only moment that matters is now

15 Sep 2020

Contributed by Lukas

There is never a dull moment in the land of financial services. From Jane Fraser breaking the glass ceiling to become the first female CEO of a major ...

Misfits of Wall Street

08 Sep 2020

Contributed by Lukas

When did the revolution start? How did a tiny little pocket device known as the iPhone upend the world of finance as we know it today? And where would...

Thinking beyond just today

01 Sep 2020

Contributed by Lukas

It has been difficult to think beyond just today, but we must. What has been happening in the fintech space, within venture capital, and within the br...

Our Connections: To each other and to everything else

25 Aug 2020

Contributed by Lukas

While we all make personal connections during our lifetimes, the truth is that we are all connected in ways often unseen. Everything we see, everythin...

For Love of Voice

18 Aug 2020

Contributed by Lukas

How do you measure the wealth of a society? By physical and tangible assets or how we care for one another? How we ensure no one is left behind in the...

The Accidental Banker

11 Aug 2020

Contributed by Lukas

There are many ways to create meaningful impact. Some choose to start their own endeavour, attempting to change the existing paradigm from the outside...

Look for the helpers

04 Aug 2020

Contributed by Lukas

The Supplemental Nutrition Assistance Program (also known as SNAP) provides important nutritional support for low-income individuals and households wi...

Powering Innovation: Banking’s Embrace of the Cloud

27 Jul 2020

Contributed by Lukas

Digital transformation journeys for financial institutions — regardless of size — present many challenges. Banks have traditionally been more of a...

A revolution of a different sort

21 Jul 2020

Contributed by Lukas

The year 2007 was a watershed moment in financial services. That year saw the launch of mPesa in Kenya, the second iteration of the Payment Services D...

Seize the day

14 Jul 2020

Contributed by Lukas

Imagine yourself years from now looking back at the decade that was. As you think about your life, your career, your friends, your family, your tribe—...

Look Toward the East

07 Jul 2020

Contributed by Lukas

The path toward broader inclusion — especially financially driven inclusion — starts with acknowledgement of structural impediments within our liv...

Pause for purpose

30 Jun 2020

Contributed by Lukas

From the $825 million Finicity/Mastercard tie-up to the Wirecard scandal to Lemonade’s plan to raise $286 million in an IPO — there is never a dul...

Mise en place (everything set in its place)

23 Jun 2020

Contributed by Lukas

How does gastronomy and financial services coalesce? As you build skills in the kitchen, every aspiring chef learns about the significance of mise en ...

Influence of the 7-minute

16 Jun 2020

Contributed by Lukas

Public speaking is an art. And when you need to do a demo at the same time in front of a live audience, it’s even harder. In this episode of One Vis...

In the face of racism

09 Jun 2020

Contributed by Lukas

Systemic racism and a long history of discrimination have meant that African Americans have always fared worse in the labor market, both in good times...

The Giant Hairball

26 May 2020

Contributed by Lukas

Each ecosystem is unique. How we stimulate local entrepreneurship in each community, and activate innovation with local businesses, is more like an ar...

Sharing for the greater good: We are all data scientists

19 May 2020

Contributed by Lukas

How do we use technology to help more people? How can we get companies to collaborate more — so that we can advance technology faster and in more me...

Voice technology by everyone - for everyone

12 May 2020

Contributed by Lukas

The linguistic world is bewilderingly diverse, with roughly 7177 living languages worldwide, according to the Ethnologue. A language is more than a fo...

Dawn of purpose

05 May 2020

Contributed by Lukas

It was the best of times — then suddenly, it was the worst. Nothing quite like a global pandemic to recast the lives of billions. Yet the money whee...

We call them Sheroes

28 Apr 2020

Contributed by Lukas

Dolphins are often thought of as compassionate and loving marine animals. Unlike sharks, which are often depicted as hostile, dolphins are warmer and ...

A Quantum Connection

21 Apr 2020

Contributed by Lukas

Description: Everything that happens is connected to everything else. There are then, moments in time, that act as triggers toward a series of interco...

You can’t be what you can’t see

14 Apr 2020

Contributed by Lukas

For all intents and purposes, the venture capital gender gap has improved. In 2019, history was made: 21 women-led companies emerged as unicorns — t...

We are here for a reason

07 Apr 2020

Contributed by Lukas

Talent is equally distributed; opportunities are not. According to the latest Equal Pay Day Report from Women Who Code, while equal pay is an issue fo...

We are human - first and foremost

31 Mar 2020

Contributed by Lukas

Talent is equally distributed - opportunities are not. The onus is on all of us, in the innovation economy, to create opportunities for people, so mor...

Changing the Entrepreneurship narrative

24 Mar 2020

Contributed by Lukas

We all know the numbers and they are dismal: Even though female founders received a record $3.54 billion in funding in 2019, this represented only 2.7...

The Virus that brings us together

17 Mar 2020

Contributed by Lukas

Across the globe, nations are grappling with a crisis brought on by the Corona virus COVID-19. With many schools and businesses closed, daily lives ha...