Payments Nerds
Episodes
How North American Banking Company Is Powering Instant Payments with APIs
10 Apr 2026
Contributed by Lukas
Michael Bilski of North American Banking Company and Robert Lewis of Open Payments Network explore how APIs are accelerating instant payment adoption....
Amplify Credit Union Leverages Instant Payments to Drive Growth and Redefine the Member Experience
25 Mar 2026
Contributed by Lukas
Amplify Credit Union’s Stacy Armijo explains how instant payments reshape member expectations, increase loyalty, and grow long-term relationships. A...
Instant Payments Strengthen Small Businesses: How Square and JPMorgan are Delivering Real-Time Cash Flow to SMBs over the RTP® Network
05 Mar 2026
Contributed by Lukas
In this special syndicated episode from the Leaders In Payments Podcast, Square and JPMorgan reveal how instant payments over the RTP® network are tr...
Unlocking Liquidity: How CHIPS® Drives Efficiency and Innovation in Global Payments, Featuring John Foran of Deutsche Bank
05 Dec 2025
Contributed by Lukas
This episode explores how The Clearing House is advancing liquidity efficiency through the CHIPS® network. Listeners will learn how the CHIPS network...
The Future of Payments: BNY's Carl Slabicki on How Real-Time Innovation Is Reshaping Global Banking
31 Oct 2025
Contributed by Lukas
In this episode, Carl Slabicki, Executive Platform Owner, Treasury Services at BNY, discussed how treasury services are powering a new era of payments...
Datos Insights on How AI, Faster Payments, and Modernization Are Transforming Banking
24 Oct 2025
Contributed by Lukas
Erica Bauman and Giles Ubaghs of Datos Insights discuss the major themes shaping global banking – from real-world AI adoption and payments moderniza...
How Instant Payments Foster Financial Inclusion: Suncoast Credit Union’s RTP® Journey
17 Oct 2025
Contributed by Lukas
In this episode, Suncoast Credit Union’s Director of Payment Operations, Brandi Forrester discusses how instant payments are transforming experience...
Sun Credit Union CEO Pat Mason Discusses First Steps with the RTP® Network and Building the Case for Instant Payments
14 Oct 2025
Contributed by Lukas
In this episode, we sit down with Pat Mason, CEO of Sun Credit Union, along with Leslie Payne, Sun’s Director of Accounting, and Barb Kren, Member S...
Celebrating Women Leaders in Payments: Insights, Stories, and Inspiration
04 Sep 2025
Contributed by Lukas
In this special Payments Nerds® episode, Greg Myers, host of the Leaders in Payments podcast, joins to explore themes that are outlined in the "Women...
Randolph Brooks FCU’s Instant Payments Journey: Building the Business Case
18 Aug 2025
Contributed by Lukas
In this episode, Deana Bartel of Randolph Brooks Federal Credit Union (RBFCU) discusses how the $18 billion credit union built its instant payments bu...
How NFTYDoor and Modern Treasury are Transforming Home Equity Lending with Instant Payments on the RTP® Network
30 Jul 2025
Contributed by Lukas
Discover how NFTYDoor is transforming the home equity lending experience with instant payments over the RTP® network. Jonathan Spinetto, NFTYDoor’s...
From Use Case to Launch: How GBank Built Its Instant Payments Strategy with RTP®
01 Jul 2025
Contributed by Lukas
In this episode, GBank EVP and COO Tara Campbell shares her journey implementing the RTP® network at two banks—most recently leading GBank’s go-l...
How Instant Payments Are Powering Business Innovation
30 May 2025
Contributed by Lukas
Why are corporates turning to instant payments and where are they seeing the biggest returns? In this episode, payments experts Irfan Ahmad, from Bank...
Building the Better Payments Journey: Innovation, Rails, and Customer Experience
22 May 2025
Contributed by Lukas
Building the Better Payments Journey: Innovation, Rails, and Customer ExperienceOn this Payments Nerds® episode, a powerhouse panel of payments exper...
The Instant Payments Shift to Send: Lessons from the Front Lines of RTP® Adoption
08 May 2025
Contributed by Lukas
In this episode, Colin Eagan of Veridian Credit Union and Kathy Duffer of First Internet Bank dive into how their institutions navigated the adoption ...
ACH at 51: Surging Volumes, Smarter Payments, and Reliability at Scale
24 Apr 2025
Contributed by Lukas
Devon Marsh from Nacha and Jason Carone from The Clearing House explore the surprising momentum behind the 51-year-old ACH network – and why it’s ...
Revolutionizing Payments: HSBC’s Thomas Halpin on the Booming Payments Industry
18 Apr 2025
Contributed by Lukas
Thomas Halpin of HSBC dives deep into the fast-paced world of payments, where innovation, speed, and security are constantly redefining how businesses...
Instant Payments, Instant Impact: How H&R Block and PNC Bank Are Transforming the Customer Experience with Real-Time Payments
11 Apr 2025
Contributed by Lukas
In today’s fast-paced digital world, customers expect seamless transactions and instant gratification. In this episode Stephanie Hiersche, Treasury ...
Why Instant Payments Are Just Getting Started in the U.S. — A Conversation with Two Payments CEOs
04 Apr 2025
Contributed by Lukas
In this episode of Payments Nerds, recorded at Fintech Meetup in Las Vegas, Tom Warsop, President and CEO of ACI Worldwide, and David Watson, Presiden...
Fueling Faster Payments: How Chesapeake Bank is Powering Innovation in Instant Payments
26 Mar 2025
Contributed by Lukas
DJ Seeterlin, President of Chesapeake Payment Systems, joins Payments Nerds at Fintech Meetup to share how Chesapeake Bank became a pioneering early a...
ABNB FCU’s Instant Payments Breakthrough: Sending is a Game-Changer for Members
11 Mar 2025
Contributed by Lukas
ABNB Federal Credit Union took a bold step by adding sending capabilities for instant payments in November 2024. The goal? To empower members with sea...
The $10 million RTP® Network Transaction Limit: What You Need to Know
27 Jan 2025
Contributed by Lukas
The individual transaction limit on the RTP® Network is increasing to $10 million, marking a significant milestone in the instant payment system’s ...
Leaders in Payments: David Watson on the Rapidly Evolving Payments Ecosystem
31 Dec 2024
Contributed by Lukas
David Watson, President and Chief Executive Officer of The Clearing House, joined the Leaders in Payments Podcast to discuss the rapidly evolving worl...
Leaders in Payments: Margaret Weichert on Mentorship and Team Dynamics
30 Dec 2024
Contributed by Lukas
Margaret Weichert, Chief Product Officer at The Clearing House, joined the Women Leaders in Payments series to discuss her career journey in payments....
Evaluating Risk When Adding Instant Payment Send
24 Oct 2024
Contributed by Lukas
For many financial institutions (FIs), adding send capabilities is the next step in the instant payments journey. Moving from being a receive-only ban...
Adding Instant Payments Send Functionality is a Snap with Planning and the Right TPSP
17 Oct 2024
Contributed by Lukas
While many financial institutions initially join the RTP® network as receive-only participants, adding sending capabilities can be done relatively qu...
NEACH’s Wrestling Payments Special Episode on Payments Nerds
29 Aug 2024
Contributed by Lukas
Joe Casali, host of NEACH’s Wrestling Payments podcast, joins the show to discuss what he has learned about current instant payments trends while re...
Instant Payments Solve Emergency Payroll Challenges for Corporations
05 May 2024
Contributed by Lukas
Making sure employees are paid correctly each pay period is a primary focus of corporate human resources and finance teams, and their payroll provider...
30. Real-Time Payments Provides Competitive Advantage for Freight Factoring
29 Aug 2023
Contributed by Lukas
In the transportation industry, freight factoring is a vital way for trucking and shipping companies to get paid on quickly for freight and shipment...
29. Driving Real-Time Payments Adoption in the Transportation Industry
28 Jun 2023
Contributed by Lukas
Transit agencies and tolling authorities process millions of payments each day. Consumers and businesses pay tolls or mass transit fares to go to work...
28. Transforming Real Estate Transactions with Real-Time Payments
06 Jun 2023
Contributed by Lukas
If you have ever participated in a real-estate transaction, either as a buyer or seller, you quickly realize that real estate doesn’t move as quickl...
27. Grain Leverages RTP® network to Provide Instant Loans to Consumers
25 May 2023
Contributed by Lukas
Consumers often need access to funds to cover an unexpected expense, such as a flat tire or a repair to a faulty hot water heater. While there are a v...
26. How RTP® Makes Earned Wage Access A Reality for Workers
22 Nov 2022
Contributed by Lukas
The fastest-growing use case on the RTP network is real-time pay and earned wage access (EWA). To give you an idea of how fast it is growing, from Q1 ...
The RTP® Network Celebrates 5 years of Real-Time Payments Growth
17 Nov 2022
Contributed by Lukas
RTP, the nation’s newest payments rail, launched in November 2017 and is now celebrating its 5-year anniversary.RTP transaction volume continues to ...
24. Removing Friction in the Used-Car Sales Process with Real-Time Payments
28 Jul 2022
Contributed by Lukas
Lithia Motors, one of the largest automobile dealers in the United States and owner of the Driveway.com used-car marketplace, recently started to send...
23. CHIPS Liquidity Savings Mechanism is the Most Efficient in the World
03 May 2022
Contributed by Lukas
CHIPS, the high-value payment system from TCH is highly efficient in its use of liquidity when compared to other major payment systems around the wo...
22: Real-Time Payments® Can Instantly Keep a Corporate Card Funded w/ Dan Skaggs & Rich Benson
10 Feb 2022
Contributed by Lukas
Real-time payments over the RTP® Network are helping to solve real-life business problems every day. In this episode of Payments Nerds, our speakers ...
21: Navigating RfP: An Important Addition to the RTP® Network
08 Nov 2021
Contributed by Lukas
One of the most exciting enhancements to the RTP® network this year is the production availability of request for payment (RfP). For corporates, RfP ...
20: Joining the RTP® Network: A Firsthand Look Into the Process w/ John Sullivan
23 Aug 2021
Contributed by Lukas
Recently, the RTP network has started to grow quite rapidly. Currently, there are about 138 financial institutions on the network and over 100 of thos...
19: How Sports Wagering Is Benefiting from RTP® Network w/ David Roe & Laura Listwan
30 Jul 2021
Contributed by Lukas
Sports wagering is exploding in popularity since the Supreme Court decision in 2018 to allow it in the US. And that explosion is fueled by the power ...
18: Streamlining Payment Processes in a Digital Economy w/ Rachel Pike
11 May 2021
Contributed by Lukas
Most people only think about payments when sending or receiving money, but behind the scenes, as many #paymentnerds know, there’s a number of moving...
17. Evolution of Real-Time Payments Across Financial Services w/ Carlos Rotger & Steven Bernstein
23 Dec 2020
Contributed by Lukas
Across America, the need for at-home banking has risen, along with the need for real-time capabilities.As more Americans have taken a hold of their fi...
16. Get Funded the Way You Do Business: 7 Days a Week
28 Oct 2020
Contributed by Lukas
For small businesses, cash flow is one of the most crucial aspects of business right now. Will you have enough money coming in to operate the business...
15. Why Payments Platform Modernization Is Changing Finance
10 Aug 2020
Contributed by Lukas
As consumers, most of us expect great digital experiences. And COVID-19 is converting the last holdouts to Amazon. It’s time we ask the same of fi...
14. Instant Payments and Other Everyday Uses for the RTP® Network
13 Jul 2020
Contributed by Lukas
Our listeners keep asking us one question: What are folks actually doing with RTP® payments in their everyday lives? Today, we want to answer that qu...
13. What's in Demand When It Comes to RTP?
04 Jun 2020
Contributed by Lukas
Often, banks, especially community banks, will say there's no demand for RTP®. No one's asking for this, they say. But some folks on the ground argue...
12. Making Real-time Payments for Payroll with Paychex
14 May 2020
Contributed by Lukas
Something went wrong with your direct deposit. Maybe your employee got underpaid, or the wrong deductions got taken out. Whatever the reason, their ch...
11. Reducing Payment Friction for Credit Union Members
04 May 2020
Contributed by Lukas
What do credit union members want from their payments? Is it speed? Convenience? Low costs? Rewards? A warm belly and a pat on the back? In this epi...
10. How Real-Time Payments Affect Financial Institutions
09 Apr 2020
Contributed by Lukas
Customers expect the same digital experience from the bank that they receive from retailers. But many financial institutions haven't set up the techno...
9. Paychex is Offering Real-Time Payroll for Employers - See How w/ Eric Wade
17 Dec 2019
Contributed by Lukas
People nowadays have high expectations for fast and convenient services. That does not disclude employers. In this episode of Payments Nerds, I speak ...
8. How to Future-Proof Your Fraud Prevention w/ Allegra Angus
26 Nov 2019
Contributed by Lukas
Faster payments means faster fraud. With the speed of fraud, organizations need to be able to roll out a new fraud model on demand several times a yea...
7: How Billers & Banks Are Harnessing the Power of RTP Bill Pay w/ Peter Davey
29 Oct 2019
Contributed by Lukas
Everybody wants safer and faster bill payment options. Now, the new Real-Time Payments® system from The Clearing House gives all financial institut...
6: A Look at Real-Time Payments Around the World w/ Leo Lipis
24 Sep 2019
Contributed by Lukas
There are roughly 40 countries around the world that already have real-time payments systems. These range widely in terms of their design and the degr...
5: Why Achieving Faster Payments Is No Longer Optional w/ Carl Slabicki
27 Aug 2019
Contributed by Lukas
Over the past few years, there’s been a concerted effort to bring faster payments to fruition. Why is this now becoming real as opposed to when the ...
4: Today’s Most Exciting Payments Improvements for Credit Unions w/ Mary Alice Liotta
30 Jul 2019
Contributed by Lukas
“We look at moving to Real-Time Payments® as a strategic imperative.” So says today’s guest: Mary Alice Liotta, SVP, Director, Operations at ES...
3: Why We Need to Stop Waiting on the Feds to Use Real-Time Settlement w/ Steve Ledford
25 Jun 2019
Contributed by Lukas
Instant gratification in payments is not asking too much. It’s simply what people expect. So why does the US lag behind when it comes to real-time p...
2: RTP Will Change Banking as We Know It w/ Robert Mancini
28 May 2019
Contributed by Lukas
What’s the surprising trigger that’s prompting financial institutions to initialize faster payments on the RTP network? Robert Mancini, Services E...
1: How Real Time Payments Create Smart Data You Can Use w/ Keith Riddle
01 May 2019
Contributed by Lukas
If you’re a payments nerd, you know that unfortunately, today most payment data is more big data than smart data. What makes smart data? For many fi...
Why You Should Listen to Payments Nerds
26 Apr 2019
Contributed by Lukas
Did you hear about the new payments system? Can Bitcoin compete in the retail payments space? Will the latest policy change help or hurt folks using p...