Property Investment Podcast Network

THE PROPERTY NERDS: Trusts are dead?

09 Jun 2026

Contributed by Lukas

Most investors think the budget has made new builds the obvious winner, but chasing tax incentives could leave buyers paying a premium for properties ...

Pre-approvals to fail mid-deal as lenders rewrite borrowing rules

08 Jun 2026

Contributed by Lukas

While most investors have been rattled by the tax overhaul, the biggest risk right now isn't the budget itself, but how lenders are reacting to it, wi...

Property Buzz: The buyer's agency shock exposing million-dollar portfolios risked on promises, not performance

05 Jun 2026

Contributed by Lukas

Investors are reeling from the sudden liquidation of a prominent buyer's agency, but the real fallout will come from the regulatory reckoning it trigg...

INSIDE COMMERCIAL PROPERTY: New Zealand commercial property: Why the yields stack up | Matt Harris and Michael Vincent, no. 73

05 Jun 2026

Contributed by Lukas

New Zealand commercial property is drawing serious attention from Australian investors, and the yields are a big part of why. In this episode of Insid...

Australia's best investment buyer's agent says saving tax is not a strategy. It's not even a focus – making money is.

04 Jun 2026

Contributed by Lukas

Property investment is being hit with fresh policy uncertainty, with proposed tax changes raising questions around leverage, rents, and long-term retu...

Why the end of Perth's boom keeps getting pushed back

03 Jun 2026

Contributed by Lukas

While most of the country worries about slowing markets and policy uncertainty, Perth's fundamentals continue to suggest the boom is far from being ov...

THE PROPERTY NERDS: The budget cheat code

02 Jun 2026

Contributed by Lukas

Most property investors are focused on tax changes, but the real threat could be losing up to 30 per cent of their borrowing power before the new rule...

Property Buzz: Major buyer's agency collapses. Auctions freeze. Is the worst yet to come?

29 May 2026

Contributed by Lukas

The budget fallout has begun. With one of Australia's largest buyer's agencies collapsing and consumer confidence disappearing, are there still opport...

PROPERTY INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: Shrinking borrowing power to reshape the market faster than policy

29 May 2026

Contributed by Lukas

Most property investors are panicking over tax changes, but the real shock could come when borrowing power starts collapsing faster than expected. On ...

Why new developments could be the worst deal in property right now

28 May 2026

Contributed by Lukas

Most investors are obsessing over interest rates, but the real force quietly reshaping property values is replacement cost. As building costs surge an...

INSIDE RESIDENTIAL PROPERTY #09: The new rules of residential property in Australia | Scott O'Neill

27 May 2026

Contributed by Lukas

The rules of Australian residential property have changed, and most investors haven't caught up. On Inside Residential Property, host Liam Garman is ...

THE PROPERTY NERDS: $120k to $500k equity

26 May 2026

Contributed by Lukas

Most people delay investing because they can't afford their dream home, but one investor used renting to build a $1.5 million property portfolio and g...

How one budget change wiped hundreds of thousands off borrowing power

25 May 2026

Contributed by Lukas

Most property investors are scrambling to adjust after the federal budget, but the real shock isn't the policy itself; it's how quickly banks and lend...

Property Buzz: The budget panic driving million-dollar decisions based on a draft, not legislation

22 May 2026

Contributed by Lukas

Most investors are reacting to the federal budget, but most of it isn't law yet, and the real impact will come from what actually gets passed, not wha...

Hesitation? Investors think they're being cautious, but they're actually missing out

21 May 2026

Contributed by Lukas

While most investors sit on the sidelines, the smart ones are already moving – quietly positioning for long-term growth and beating the market in wa...

Why panic over policy changes hurts your portfolio

20 May 2026

Contributed by Lukas

Most property investors are about to make a costly mistake – panicking over policy changes that aren't even finalised, as uncertainty starts driving...

THE PROPERTY NERDS: The fixed-rate trap

19 May 2026

Contributed by Lukas

Most investors get caught up debating fixed versus variable interest rates, but the real risk is choosing a structure that stalls your entire property...

The budget didn't kill deals – it's creating new opportunities

18 May 2026

Contributed by Lukas

Most investors panic when policy shifts hit, but experienced buyers know that uncertainty is where the best deals surface, not disappear. Here is how ...

HOW I MET MY BROKER: Buyer's Agent of the Year 2026 – the Simon Loo blueprint

15 May 2026

Contributed by Lukas

Most investors freeze when the market turns uncertain, but waiting for it to feel safe means you're already too late. Simon Loo built his portfolio by...

Property Buzz: Budget 2026 – Government declares war on investors

14 May 2026

Contributed by Lukas

Budget 2026 has dropped – and insiders say it's not bold reform, but a tax grab that could redraw the winners and losers in Australian property. On ...

Investment 101: Your property isn't underperforming – it's being mismanaged

13 May 2026

Contributed by Lukas

Are you sabotaging your own portfolio? Most investors obsess over buying the right property, forgetting that real wealth is built after the deal is do...

THE PROPERTY NERDS: Rate rise – do the math

12 May 2026

Contributed by Lukas

Most investors obsess over rate hikes, but the real winners are those using them to unlock borrowing power, capitalising on hesitation while others si...

Budget 2026: The bombshell that could reshape your portfolio overnight

11 May 2026

Contributed by Lukas

A potential two-speed property market is emerging in Australia, and investors who misunderstand upcoming tax changes could find themselves on the wron...

Property Buzz: CGT, negative gearing, SMSF – everything on the chopping block in the upcoming budget

08 May 2026

Contributed by Lukas

With the federal budget days away, Australian property investors are on edge, watching for potential shifts to taxes, interest rates, and housing poli...

THE PURE PROPERTY PODCAST: Are property investors being used as political scapegoats?

08 May 2026

Contributed by Lukas

As the federal budget approaches, policy pressure on Australian property investors is intensifying, with CGT, negative gearing, and SMSF lending all u...

The uncomfortable truth: It's not the market – it's your lack of strategy holding your portfolio back

07 May 2026

Contributed by Lukas

While investors think they have a strategy, most rely on guesswork and deal-by-deal buying, ending up with disconnected portfolios that cost them thro...

Are your finances in order? Rate hike exposes 'bad mortgage strategy' as an expensive problem

06 May 2026

Contributed by Lukas

Another rate hike just landed, and if you haven't reviewed your loan structure and buffers, you could already be falling behind. Here is how to review...

THE PROPERTY NERDS: $1m tax mistake!

05 May 2026

Contributed by Lukas

Business owners are sitting on borrowing power they don't even realise exists, and most are losing deals as they misunderstand how lenders actually as...

Stop chasing hotspots: The next 20%+ growth is already in regional Australia

04 May 2026

Contributed by Lukas

Most investors chase capital city "hotspots" – but some of the strongest growth in Australia is quietly happening in regional markets no one is watc...

Property Buzz: Market uncertainty? Just go back to the basics

01 May 2026

Contributed by Lukas

On the Property Buzz podcast, Phil Tarrant and Liam Garman cut through the chatter around potential changes to capital gains tax and negative gearing,...

INSIDE COMMERCIAL PROPERTY: Navigating the next phase of property investing, no. 72

01 May 2026

Contributed by Lukas

With sentiment turning cautious, interest rates remaining elevated, and major policy changes looming ahead of the Federal Budget, many investors are s...

The real reason your portfolio isn't growing – and no, it's not the economy

30 Apr 2026

Contributed by Lukas

Most investors blame the economy for slow growth – but the real problem is poor strategy, misunderstood borrowing power, and holding the wrong asset...

INSIDE RESIDENTIAL PROPERTY #08: Buy the best you can afford

29 Apr 2026

Contributed by Lukas

With interest rates rising, media headlines turning negative, and economic uncertainty dominating the conversation, many investors are questioning whe...

THE PROPERTY NERDS: 2 properties by 23?!

28 Apr 2026

Contributed by Lukas

While most hesitate for years, one young investor quietly built a multi-property portfolio before most even buy their first home – by taking bold, e...

HOW I MET MY BROKER: The new AI playbook to earn more and borrow more with Andrew Morello from the Entourage

27 Apr 2026

Contributed by Lukas

Borrowing power is no longer decided at the bank; it's being quietly shaped by artificial intelligence (AI), spending habits, and financial behaviour ...

Property Buzz: Behind the headlines – inside the buyer's agent industry

24 Apr 2026

Contributed by Lukas

With tighter scrutiny on the property market, traditional buyer's agent strategies could be turned upside down. Will the sector keep booming, or is a ...

PROPERTY INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: Why policy chaos might be the best buying signal in years

24 Apr 2026

Contributed by Lukas

CGT speculation, budget rumours, and shifting tax settings are again rattling property investors and reshaping the rules of the game, separating those...

The lending crackdown reshaping property investing

23 Apr 2026

Contributed by Lukas

Interest rates, borrowing power, and lender scrutiny are shifting fast – but while many focus on rates, it's borrowing power that's quietly killing ...

THE PROPERTY NERDS: $850k > $8m I didn't buy it!

21 Apr 2026

Contributed by Lukas

Thinking about ditching the nine-to-five? Here is how career switchers turn existing skills into property success and build momentum faster than tradi...

Contract risks: How AI is reshaping investors' due diligence

20 Apr 2026

Contributed by Lukas

Most property investors think the danger is missing out on a deal – but the real risk is signing a contract they don't fully understand, with AI-pow...

Property Buzz: Is Australia pushing property investors too far? Experts warn of fallout

17 Apr 2026

Contributed by Lukas

From investor confidence erosion to a class war between landlords and tenants, Phil Tarrant and Liam Garman break down all the news coming out of Aust...

The 'hot suburb' trap: Why investors may be backing the wrong winners in 2026

17 Apr 2026

Contributed by Lukas

Everyone is rushing into the same "hot" suburbs for 2026 – but what if that's exactly where investors are going astray, while the real winners are b...

Low capital and big profits: How everyday investors are cracking the development game

16 Apr 2026

Contributed by Lukas

Is property development still only for the wealthy, or are everyday investors finally getting a seat at the table? On The Smart Property Investment S...

THE PROPERTY NERDS: 40-year loan terms?!

14 Apr 2026

Contributed by Lukas

Interest rates are rising, but are they actually stopping investors… or simply exposing who knows how to play the long game? On The Property Nerds p...

Tight lending and rising pressure: Will your strategy hold up?

13 Apr 2026

Contributed by Lukas

As rates climb, lending tightens, and investment strategies shift, will you be caught off guard or ready to capitalise? In The Smart Property Investm...

Property Buzz: Tax grabs, rogue agents, and TikTok misinformation: The threats facing every Australian property investor right now

10 Apr 2026

Contributed by Lukas

Capital gains discounts and negative gearing under attack. Trust account theft from dodgy agents off the charts. TikTok stars attacking property inves...

THE PURE PROPERTY PODCAST: How one cricketer turned early career earnings into a multi-property portfolio

10 Apr 2026

Contributed by Lukas

Can athletes really turn short sporting careers into lifelong financial security through property investment? In short, yes – here is how to do it. ...

From 2% to 6%+: The yield gap driving investors to commercial property

09 Apr 2026

Contributed by Lukas

Commercial property is no longer just for seasoned investors – it's fast becoming the go-to strategy for those chasing bigger cash flow and smarter ...

THE PROPERTY NERDS: The biggest wealth hack

07 Apr 2026

Contributed by Lukas

SMSFs are no longer a niche play; they're fast becoming a go-to strategy for Australians chasing control and property-backed wealth, but with complexi...

The finance strategies giving investors the edge

05 Apr 2026

Contributed by Lukas

Global uncertainty, rising fuel costs, and shifting lending conditions are forcing investors to rethink their finances, with flexibility and preparati...

Property Buzz: Buyer's agents in trouble, economic pressure, and a looming property supply crunch: The experts speak

03 Apr 2026

Contributed by Lukas

Fuel costs rising, the economy wobbling, buyer's agents under scrutiny, and negative gearing sparking debate. There's a lot shaking the market. In the...

INSIDE COMMERCIAL PROPERTY: Chaos creates deals, no. 71

02 Apr 2026

Contributed by Lukas

With rising interest rates, geopolitical tension in the Middle East, and potential changes to capital gains tax, investors are facing a perfect storm ...

The end of easy gains: Why chasing growth alone won't cut it anymore

01 Apr 2026

Contributed by Lukas

Rising interest rates, policy uncertainty, and tighter cash flow are forcing a reset in how Australians approach property investment. This is how to g...

PROPERTY UNFILTERED: 10 properties in 1 year, $1.6m+ in profit: Here's how Kevin did it

01 Apr 2026

Contributed by Lukas

Most people buy one home a decade; Kevin bought 10 in a year. By leveraging a $7 million investment into $1.6 million in profit, he achieved a massive...

PROPERTY INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: Market shifts and strategy switches – are you keeping up?

31 Mar 2026

Contributed by Lukas

How can investors keep their property portfolios safe as interest rates rise, taxes shift, and global uncertainty starts to bite? In the latest episo...

FAST 50 – SPECIAL SERIES: The 6-month window investors can't afford to miss

30 Mar 2026

Contributed by Lukas

How is economic uncertainty creating both risks and opportunities for investors heading into 2027? The 2027 SPI FAST 50 special podcast series, with S...

FAST 50 – SPECIAL SERIES: The 'hidden gem' suburbs investors are sleeping on

29 Mar 2026

Contributed by Lukas

The 2027 SPI FAST 50 podcast series continues with a closer look at how investors can uncover opportunity beyond the headline suburbs, as Smart Proper...

FAST 50 – SPECIAL SERIES: The playbook every investor needs

28 Mar 2026

Contributed by Lukas

Investors can position themselves for success at any stage of their journey; here's how. The 2027 SPI FAST 50 podcast series, with Smart Property Inv...

FAST 50 – SPECIAL SERIES: The yield trap that could destroy your property strategy

27 Mar 2026

Contributed by Lukas

What really drives performance in today's market? The 2027 SPI FAST 50 podcast series, with Smart Property Investment's Phil Tarrant and Pure Property...

FAST 50 – SPECIAL SERIES: Forget hype – these are the real growth suburbs for 2027

26 Mar 2026

Contributed by Lukas

Are you ready to invest? The highly anticipated FAST 50 2027 report is back. Smart Property Investment's Phil Tarrant and Pure Property Investment's P...

FAST 50 – SPECIAL SERIES: Australia's next boom suburbs have just been named

25 Mar 2026

Contributed by Lukas

Thinking about your next investment move? The much-anticipated FAST 50 2027 report has officially been released! Smart Property Investment's Phil Tarr...

INSIDE RESIDENTIAL PROPERTY #07: Investing beyond residential property

25 Mar 2026

Contributed by Lukas

In this episode of Inside Residential Property, host Liam Garman is joined by Son Pham, managing director of Rethink Financing, and Prue, an investor,...

THE PROPERTY NERDS: 90% in super?!

24 Mar 2026

Contributed by Lukas

In this episode of The Property Nerds, hosts Arjun Paliwal and Jack Fouracre unpack how self-managed super funds (SMSFs) are no longer a niche strateg...

Is Victoria shaping up to lead Australia's next property growth cycle?

23 Mar 2026

Contributed by Lukas

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Sam Gordon, REB Industry Thought Leader of the Year, to examine...

Rate hikes, fuel shocks, and policy bombs: What's next in the property market?

20 Mar 2026

Contributed by Lukas

In this episode of The Smart Property Investment Show, hosts Phil Tarrant and Liam Garman unpack the external forces shaking Australia's property mark...

HOW I MET MY BROKER: Find It Before Everyone Else: Growth Markets & Execution Secrets | Ft. HTAG & Pinnacle

20 Mar 2026

Contributed by Lukas

In this episode of the How I Met My Broker podcast, hosts Hung Chuy and Liam Garman are joined by HtAG's Matija Djolic and Pinnacle Buyers Agents' Mic...

Interest rates, inflation, and fear: Adapt or fall behind

19 Mar 2026

Contributed by Lukas

In this episode of The Smart Property Investment Show, host Phil Tarrant speaks with Rohit Gehlot, director and principal buyer's agent at InvestorAid...

THE PROPERTY NERDS: Don't buy in Sydney

18 Mar 2026

Contributed by Lukas

In this episode of The Property Nerds, hosts Arjun Paliwal and Jack Fouracre are joined by investor Vignesh Rajashekar to discuss building a growing p...

SMSFs explained: How investors are using super to maximise their portfolio

16 Mar 2026

Contributed by Lukas

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Rob Le and Eva Loisance from Finni Mortgages to explore the gr...

Global shocks, tax reform, and interest rates: What they mean for Australia's property market

13 Mar 2026

Contributed by Lukas

In this live episode of The Smart Property Investment Show, hosts Phil Tarrant and Liam Garman unpack the forces shaping Australia's property market: ...

THE PURE PROPERTY PODCAST: How to navigate interest rate and global uncertainty in 2026

13 Mar 2026

Contributed by Lukas

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop explain how investors can pivot their strategies to navigate geop...

The art of the exit: Dawn Fouhy on maximising your returns, without the guesswork

12 Mar 2026

Contributed by Lukas

In this episode of The Smart Property Investment Show, Dawn Fouhy from Future Proof Property Advisory joins host Liam Garman to unpack the art of the ...

THE PROPERTY NERDS: Less than you think?

10 Mar 2026

Contributed by Lukas

In this episode of The Property Nerds, host Arjun Paliwal speaks with investor Ani Vemulpad about building wealth through strategic property investing...

Tiny actions, massive gains: The "1 percenters" property play

09 Mar 2026

Contributed by Lukas

In this episode of The Smart Property Investment Show, SPI managing editor Liam Garman sits down with James Nelis from The Nelis Group to discuss how ...

Rising rates, rental crunch, and policy shifts – the property market storm investors can't ignore

09 Mar 2026

Contributed by Lukas

In this episode of the Smart Property Investment weekly debrief, hosts Phil Tarrant and Liam Garman dive into how rising interest rates, policy shifts...

INSIDE COMMERCIAL PROPERTY: Why mindset matters more than the property you buy, no. 70

06 Mar 2026

Contributed by Lukas

In this episode of Inside Commercial Property, host Phil Tarrant is joined by Scott O'Neill, CEO of Rethink Group, and Margie Baldock, senior buyer's ...

Don't buy blind: How data can save you thousands on property

05 Mar 2026

Contributed by Lukas

In a dynamic crossover episode of The Smart Property Investment Show and the First Property Buyer Show, host Emilie Lauer sat down with PRD chief econ...

THE PROPERTY NERDS: 95% with no LMI?!

03 Mar 2026

Contributed by Lukas

In this episode of The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial unpack the role of lenders mor...

PROPERTY INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: How to build a property portfolio that survives any rate hike

27 Feb 2026

Contributed by Lukas

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to share how investors can navigat...

Property market shift: How 95% loans can change the game

26 Feb 2026

Contributed by Lukas

In this episode of The Smart Property Investment Show, host Phil Tarrant speaks with Eva Loisance, principal at Finni Mortgages, about the pivotal rol...

INSIDE RESIDENTIAL PROPERTY #06: The problem with '10 properties in 10 years'

24 Feb 2026

Contributed by Lukas

In this episode of Inside Residential Property, host Liam Garman is joined by James Thompson, senior buyer's agent at Rethink Residential, and Grant, ...

THE PROPERTY NERDS: Why Australia's lending landscape just changed forever

24 Feb 2026

Contributed by Lukas

In this episode of The Property Nerds, hosts Arjun Paliwal and Jack Fouracre unpack the sweeping changes hitting Australia's lending landscape, what t...

The 2026 investing playbook: How to win in today's market

23 Feb 2026

Contributed by Lukas

In this episode of The Smart Property Investment Show, editor Liam Garman sits down with Future Proof Property Advisory's Dawn Fouhy to unpack how inv...

HOW I MET MY BROKER: Where to buy in 2026 – with REB Buyer's Agent of the Year Dawn Fouhy

20 Feb 2026

Contributed by Lukas

In this episode of How I Met My Broker, hosts Liam Garman and Strategic Brokers director Hung Chuy are joined by REB Buyer's Agent of the Year Dawn Fo...

Scale smarter: Habits every serious property investor needs

19 Feb 2026

Contributed by Lukas

In the second part of their discussion on The Smart Property Investment Show, host Liam Garman and Paul Mollica from Wealthkey Property explore the mi...

THE PROPERTY NERDS: Why the Inner West is Sydney's hidden goldmine

17 Feb 2026

Contributed by Lukas

In this episode of The Property Nerds podcast, hosts Arjun Paliwal and Jack Fouracre sit down with Ramon Raneal from The Agency to discuss why the cul...

From divorce to $7.7m portfolio: An investor's comeback story

16 Feb 2026

Contributed by Lukas

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Paul Mollica of Wealthkey Property to discuss how he rebuilt a ...

THE PURE PROPERTY PODCAST: How economic headwinds reshape opportunities for investors

12 Feb 2026

Contributed by Lukas

In this episode of The Pure Property Podcast, co-hosts Paul Glossop and Phil Tarrant discuss the economic forces shaping Australia's property market a...

The Victorian market decoded: Tips for Millennial and Gen Z investors

12 Feb 2026

Contributed by Lukas

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Kev Tran from Kev Tran Group to discuss how Millennial and Gen ...

THE PROPERTY NERDS: You need this team

11 Feb 2026

Contributed by Lukas

In this episode of The Property Nerds podcast, host Arjun Paliwal, founder of InvestorKit, speaks with professional netball player Paige Hadley about ...

25 basis points: Small change or big impact for investors?

09 Feb 2026

Contributed by Lukas

In the latest episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss the challenge...

PROPERTY UNFILTERED: The OGs return – Michael Xia & Simon Loo! 2 years on, from 100 to 200+ properties, the journey revealed

06 Feb 2026

Contributed by Lukas

The OGs are back! Two years on, Simon Loo and Michael Xia return to Property Unfiltered for a no-holds-barred catch-up that pulls back the curtain on ...

RBA rate hike sparks property investment shake-up

05 Feb 2026

Contributed by Lukas

In a recent episode of The Smart Property Investment Show, hosts Phil Tarrant and Liam Garman examine the implications of the Reserve Bank of Australi...

THE PROPERTY NERDS: The SMSF 90% Twist

04 Feb 2026

Contributed by Lukas

In this episode of The Property Nerds podcast, the co-hosts – Arjun Paliwal and Adrian Lee from InvestorKit and Jack Fouracre from Fouracre Financia...

Is Perth still worth it? Strategies for investing amid a housing crunch

02 Feb 2026

Contributed by Lukas

In this episode of The Smart Property Investment Show, managing editor Liam Garman sits down with Ashby Farrell, director and licensee at WHITEARCH, t...

PROPERTY INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: Buy, hold, or build? Choosing the right property strategy in 2026

30 Jan 2026

Contributed by Lukas

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to discuss how investors can desig...

THE PURE PROPERTY PODCAST: Crack the 1% property code: The strategies elite investors use

29 Jan 2026

Contributed by Lukas

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop are joined by Munzurul Khan, founder of KHI Partners, to explore ...

INSIDE RESIDENTIAL PROPERTY #05: What young property investors get wrong

27 Jan 2026

Contributed by Lukas

In this episode of Inside Residential Property, host Liam Garman is joined by Patrick Casey, managing director of Rethink Wealth, and Andrew, a young ...

THE PROPERTY NERDS: Trusts can cost you 47%

27 Jan 2026

Contributed by Lukas

In this episode of The Property Nerds podcast, hosts Arjun Paliwal, Jack Fouracre, and Adrian Lee sit down with Ronesh Hargovind to explore the comple...

From 10 to 180 properties: How to build a $140m portfolio

26 Jan 2026

Contributed by Lukas

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eddie Dilleen to reflect on a decade of growth and the strategie...