Queer Money®: How Gay People Do Money

Moving to Barcelona with Justin McCarty | Queer Money ep. 138

22 Jan 2019

Contributed by Lukas

At the end of our lives, we tend to regret the things we didn’t do, the opportunities missed, the risks we didn’t take. Yet in the day-to-day, the...

How to Make 2019 Your Debt Free Year | Queer Money ep. 137

15 Jan 2019

Contributed by Lukas

How long have you wanted to be debt free? This is the year! The statistics are bleak: The average LGBTQ family has roughly $12K in credit card debt. W...

Bad With Money — with Gaby Dunn - Queer Money ep. 136

08 Jan 2019

Contributed by Lukas

Get full notes here: debtfreeguys.com/bad-with-money If someone approached you in a coffee shop and asked about your favorite sexual position, would y...

9 Money Moves to Rock 2019 - Queer Money ep. 135

01 Jan 2019

Contributed by Lukas

Would you like to be debt free by 2020? If financial security is on your list of New Year’s resolutions, we’ve got nine simple moves that will hel...

The Financial Impact of LGBT Discrimination - Queer Money ep. 134

25 Dec 2018

Contributed by Lukas

In the queer community, we still run the risk of losing a job or being denied services due to our sexual orientation or gender identity. In fact, ther...

3 Simple Ways to Save Money at the Grocery Store - Queer Money Ep. 133

18 Dec 2018

Contributed by Lukas

Sometimes it's the simple changes that we make that have the biggest impact on our lives. When those changes become habits that we put into our daily ...

Financial Concerns & Retirement Readiness in the LGBTQ Community - Queer Money ep. 132

11 Dec 2018

Contributed by Lukas

What is the financial state of LGBTQ families? Are we as Queer people ready to retire? We invite Lisa Campbell and Stephen Brokaski of MassMutual on t...

9 Awesome Gay Travel Apps - Queer Money Ep. 131

04 Dec 2018

Contributed by Lukas

It doesn't matter if you're gay, lesbian, bisexual, transgender or queer, it seems like the travel bug and wunderlust seems to hit us all. Did you kno...

LGBTQ Family Adoption Options - Queer Money Ep. 130

27 Nov 2018

Contributed by Lukas

November is National Adoption Awareness Month. The LGBTQ community is more likely than the general population to be adoptive parents. The costs associ...

Becoming a Parent Through Foster Care Adoption - Queer Money Ep. 129

20 Nov 2018

Contributed by Lukas

There are currently over 100,000 children in the foster care system in the United States. These are children waiting to find a forever home with a mom...

How to Throw a Fab $99 Christmas Cocktail Party - Queer Money Ep. 128

13 Nov 2018

Contributed by Lukas

Love a good holiday cocktail party? I thought so. We've thrown our fair share of parties over the years, some great, some not so great. We've learned ...

Your Credit Score Questions Explained - Queer Money Ep. 127

06 Nov 2018

Contributed by Lukas

This week on Queer Money, we focus on explaining the questions you've asked us about credit scores. When asked, you, our listeners and readers, told u...

What is My Business Worth? Why Business Valuation is Important - Queer Money Ep. 126

30 Oct 2018

Contributed by Lukas

If you are a small business owner, the value of your business is something that can make or break your ability to stay in business, especially when it...

Navigating Gay Divorce - Queer Money Ep. 125

23 Oct 2018

Contributed by Lukas

June 26, 2015, brought gay marriage to the land. June 27, 2015, brought gay divorce. Sadly LGBTQ unions are not impervious to irreconcilable differenc...

2019 Affordable Care Act Update with Policygenius - Queer Money Ep 124

16 Oct 2018

Contributed by Lukas

One of the biggest financial concerns of the LGBTQ community is healthcare. Many queer people worry about changes to the Affordable Care Act under the...

Queer Money Questions - Queer Money Ep 123

09 Oct 2018

Contributed by Lukas

Queer Money™ this week is all about your questions. We've taken 3 questions from the Queer Money™ Facebook group and are sharing our thoughts with...

6 Tips to Write the Best Annual Review EVER - Queer Money Ep 122

02 Oct 2018

Contributed by Lukas

Many in the queer community, whether they be a transgender woman of color, a lesbian Latina, a bisexual Asian woman or a cis gay man, struggle with fe...

Drag Queens, D&D, Building a Business with Matt Baume - Queer Money Ep 121

25 Sep 2018

Contributed by Lukas

Matt Baume, a self-defined geek that is taking the queer community on a fun ride with his podcasts, videos, books and writing on publications both que...

NGLCC Conference Recap - Queer Money Ep. 120

18 Sep 2018

Contributed by Lukas

The Pink Dollar is estimated to be $971 billion dollars in buying power. The power of LGBTQ businesses is even more. There are an estimated 1.4 millio...

Quit Your Job and Travel She Said. Ok I Said. - Queer Money Ep. 119

11 Sep 2018

Contributed by Lukas

Two queer women working in the non-profit sector dreaming of traveling the world. Could it happen? What about the money? How would they travel? What w...

Successfully Paying Off Debt for Good with Kerrie Roberts - Queer Money Ep. 118

04 Sep 2018

Contributed by Lukas

Like many other gay men, Kerrie felt the need to live up to the expectations of his LGBTQ community. He also felt the need to match the lifestyle of t...

How to Retire Early with Real Estate - Queer Money Ep. 117

28 Aug 2018

Contributed by Lukas

Want to retire early? Chad Carson joins us on Queer Money to talk about he was able to retire early and support his family with real estate investment...

LGBT Networking with Outburo.com - Queer Money Ep. 116

21 Aug 2018

Contributed by Lukas

Does the queer community need it's on LGBT networking platform? That's the question that Dennis Velco of Outburo.com asked when he started the LGBT Pr...

Landon Foster on Gays in Sports - Queer Money Ep. 115

14 Aug 2018

Contributed by Lukas

What is it like for a gay man in college sports? Can LGBT players at both the college and pro level successfully be themselves or does the stigma of b...

5 Unique Ways To Save Money Dining Out - Queer Money Ep. 114

07 Aug 2018

Contributed by Lukas

There's no doubt about it. The LGBTQ community spends a fair chunk on dining out. Yours truly are no exception. We used to spend $400/wk dining out an...

How Social Security Offsets Could Ruin Your Retirement - Queer Money Ep. 113

31 Jul 2018

Contributed by Lukas

On this Queer Money™ we uncover a topic that could impact hundreds of thousands of LGBT teachers and government workers across the U.S. Kimberly Sho...

Tax Breaks and Benefits for the LGBTQ Community - Queer Money Ep. 112

24 Jul 2018

Contributed by Lukas

Gay taxes don't have to be difficult If you are a same-sex married spouse, the IRS may owe you money! A recent Credit Karma LGBTQ tax study found that...

Lillian Karabaic: Another Queer Money Hero - Queer Money Ep. 111

17 Jul 2018

Contributed by Lukas

Queer Money hosts Lillian Karabaic and finds out how she uses Ziggy Stardust as her personal finance muse. A little glitter makes everything better—...

5 Smart Money Moves For Queer Teens - Queer Money Ep. 110

10 Jul 2018

Contributed by Lukas

Queer, gay, lesbian, bisexual or trans, we've all got concerns about money, especially as teens growing up in non-supporting families or communities. ...

EQLT with John Roberts - Queer Money Ep. 109

03 Jul 2018

Contributed by Lukas

Resources: https://debtfreeguys.com/workplace-equality-index/ When you think of an activist, what comes to mind? Marching in the streets? Are there ot...

Return on Equality with Todd Sears - Queer Money Ep. 108

26 Jun 2018

Contributed by Lukas

Show notes: https://debtfreeguys.com/return-on-equality/ Todd Sears’ Return on Equality Out Leadership is on a mission to engage the world’s top c...

Mental Health and Money - Queer Money Ep. 107

19 Jun 2018

Contributed by Lukas

Full show notes: https://debtfreeguys.com/mental-health-and-money/ Is there a connection between mental health and money? Do you worry about money? A ...

NGLCC's Champion Jonathan Lovitz - Queer Money Ep. 106

12 Jun 2018

Contributed by Lukas

Show Notes Here: https://debtfreeguys.com/nglcc/ We Are #LGBTBIZ Family with Jonathan Lovitz Being an entrepreneur is hard enough. You need a solid bu...

Why We Chose to Live Debt Free First - Queer Money Ep. 105

05 Jun 2018

Contributed by Lukas

Full Show Notes Here: https://debtfreeguys.com/live-debt-free/ Live Debt Free was the Obvious Choice Why did we choose to live debt free over making m...

Building Money Confidence in the LGBTQ Community - Queer Money Ep. 104

29 May 2018

Contributed by Lukas

🏳️‍🌈 Show notes: https://debtfreeguys.com/money-confidence/ 🏳️‍🌈 Does the LGBTQ community lack money confidence? Are you following...

A place for LGBTQ teen entrepreneurs - Queer Money Ep. 103

22 May 2018

Contributed by Lukas

Complete show notes here: https://debtfreeguys.com/lgbtq-teen-entrepreneurs/ A place for LGBTQ teen entrepreneurs Forty-two percent of students, inclu...

7 Day Debt Freedom Challenge - Queer Money Ep. 102

15 May 2018

Contributed by Lukas

🤑 Get full show notes here: https://debtfreeguys.com/debt-freedom-challenge/Mentioned in this episode:Get Your Portugal Golden Visa Here!Get Your P...

Flourish with Facebook Ads - Queer Money Ep 101

08 May 2018

Contributed by Lukas

📱 Get full show notes here: https://debtfreeguys.com/gay-facebook-ads/ Helping LGBTQ Entrepreneurs Flourish with Facebook Ads Facebook has been in ...

How to Live a Great Social Life Without Breaking the Bank - Queer Money Ep. 100

01 May 2018

Contributed by Lukas

Get the Fabulous Social Life Planner Here: https://debtfreeguys.com/100 Make your great gay life greater Living fabulously for gay men means having a ...

Tim Gill - Queer Money Ep.99

24 Apr 2018

Contributed by Lukas

🏳️‍🌈 Full Show Notes Here: https://debtfreeguys.com/lgbtq-advocacy/ LGBTQ advocacy with Tim Gill As a member of the queer community, should ...

1 Secret to Better Gay Sex - Queer Money Ep. 98

17 Apr 2018

Contributed by Lukas

🏳️‍🌈 Get the full show notes here: https://debtfreeguys.com/better-gay-sex/ Want better gay sex? ‘Talk dirty to me’ may take on a new me...

5 Tips to Living Fabulously - Queer Money Ep. 97

09 Apr 2018

Contributed by Lukas

🦄 Get your FREE journal here: www.debtfreeguys.com/97 🦄 Living fabulously every day Are you tired of getting the same results day in and day out...

LGBTQ Student Loan Debt - Queer Money Ep. 96

03 Apr 2018

Contributed by Lukas

LGBTQ student loan debt There’s a student loan debt crisis in our country. In fact, the $1.4 TRILLION in outstanding student loans has officials wor...

Grindr and Gay Travel - Queer Money Ep. 95

27 Mar 2018

Contributed by Lukas

🏳️‍🌈 ✈️ We’ve known that gay travel is in in the gay man’s DNA, but you might be surprised by Grindr’s recent study that revealed ...

Even Unicorns Need Business Insurance - Queer Money Ep. 94

20 Mar 2018

Contributed by Lukas

🦄 Show Notes Page: https://debtfreeguys.com/business-insurance/ 🦄 Business insurance for small business owners Even a blogger in their PJs has r...

Winning Side Hustles with Nick Loper - Queer Money Ep. 93

13 Mar 2018

Contributed by Lukas

Show notes page: https://debtfreeguys.com/earn-extra-money/ Conventional wisdom says that a steady paycheck is the safest to financial security. But, ...

11 Reasons Why Pink Dollars Are So Damn Sexy - Queer Money Ep. 92

06 Mar 2018

Contributed by Lukas

🏳️‍🌈 Show notes here: https://debtfreeguys.com/pink-dollar/ 🏳️‍🌈 Be empowered with your pink dollars ‘It’s the Super Bowl ever...

Ep 91 - Should I File Bankruptcy on My Student Loans?

28 Feb 2018

Contributed by Lukas

Show Notes Here: https://debtfreeguys.com/file-bankruptcy-on-student-loans/ Should you file bankruptcy on student loans? “I’m the only bankruptcy ...

Ep. 90 - The Busy Budgeter with Rosemaire Groner

20 Feb 2018

Contributed by Lukas

Show notes and FREEBIES here: https://debtfreeguys.com/chaos-to-controlled-spending/ We buy hundreds of dollars’ worth of groceries with good intent...

Ep. 89 - Heterosexual Privilege and Money

13 Feb 2018

Contributed by Lukas

Full show notes here: https://debtfreeguys.com/heterosexual-privilege/ Heterosexual Privilege & Money Does heterosexual privilege exist and does it im...

Ep. 88 - Helping the LGBTQ Community Adopt

06 Feb 2018

Contributed by Lukas

❤️Get full show notes: https://debtfreeguys.com/help-us-adopt/ ❤️ Meet Becky Fawcett, founder of Help Us Adopt Becky Fawcett’s 12-year-old s...

Ep 87 - The Debt Lasso

30 Jan 2018

Contributed by Lukas

Download our Credit Card Comparison Calculator here to see how the Debt Lasso will help you: https://debtfreeguys.lpages.co/credit-card-pay-off-calcul...

Ep. 86 -Why the Tragic Murder of Gordon Church Still Matters

23 Jan 2018

Contributed by Lukas

Get Full Show Notes Here: https://debtfreeguys.com/gordon-church/ On November 22, 1988, Gordon Church stopped at a gas station in Cedar City, Utah, wh...

Ep. 85 - The Cost of LGBT Discrimination

16 Jan 2018

Contributed by Lukas

Download the email copy to help end discrimination in Ohio here:https://debtfreeguys.com/wp-content/uploads/2018/01/Ohio-Business-Competes-Swipe-Copy....

Ep. 84 - Finding Your Elton John with Melissa the Coach

09 Jan 2018

Contributed by Lukas

Get complete show notes here: https://debtfreeguys.com/finding-elton-john-melissa-coach/ Finding Your Elton John If getting your money in order is on ...

Ep. 83 - Prelude to 2018

02 Jan 2018

Contributed by Lukas

Prelude to a Queer Money Kiss from a Rose Prelude to a Queer Money Kiss from a Rose makes absolutely no sense as a Queer Money™ episode title, but...

Ep. 82 - QM 2017 Year in Review

26 Dec 2017

Contributed by Lukas

Our favorite LGBT podcast episodes on Queer Money™ Year after year, we learn more and more about queer money in the LGBT community. These are our fa...

Ep 81 - Your Late Retirement Catch Up Plan with Teresa Mears

19 Dec 2017

Contributed by Lukas

Get your Late-Stage Retirement Calculator & Checklist: https://debtfreeguys.lpages.co/magic-money-late-retirement-checklist-thank-you Late-stage retir...

Ep 80 - Reach Financial Independence & Retire Early

12 Dec 2017

Contributed by Lukas

Get the Early Retirement Checklist here: https://debtfreeguys.lpages.co/early-retirement-checklist/ Financial independence & retire early Imagine a li...

Ep - 79 - DIY.Fund Helping You Invest Like a Pro

05 Dec 2017

Contributed by Lukas

Get your Super-Simple Investing Guide here: https://debtfreeguys.lpages.co/super-simple-investing-guide/ DIY.FUND and Newbie Ivestors Talking Wall Str...

Ep. 78 - Is a Postnuptial Agreement Right for You?

28 Nov 2017

Contributed by Lukas

Get the resources for this podcast here: https://debtfreeguys.com/postnuptial-agreements/ Postnuptial agreements for those without prenups Before ‘I...

Ep. 77 - How to Score Your Best Credit Score

21 Nov 2017

Contributed by Lukas

Get the FREE Credit Score Checklist here: https://debtfreeguys.lpages.co/credit-score/ If you have yet to find a Sugar Daddy willing to pay off your d...

Ep. 76 - Setting QUEER Goals

14 Nov 2017

Contributed by Lukas

Setting goals, the Q.U.E.E.R. way Setting goals isn’t enough. Setting goals the Q.U.E.E.R. way is. On this week’s Queer Money™, we talk about se...

Ep. 75 - Decoding Prudential’s LGBT Financial Experience Survey

07 Nov 2017

Contributed by Lukas

Prudential’s LGBT Financial Experience Survey If you’ve ever wondered who makes up the Rock Star Research Team behind Prudential’s LGBT Financia...

Ep. 74 - Love and Business As a Gay Couple with IM Creative

31 Oct 2017

Contributed by Lukas

Leading IM Creative Successfully IM Creative was named one of the fastest-growing privately-held companies by Inc. magazine in both 2015 and 2016. Tod...

Dominique Jackson: A Trans Model's Journey of Resilience | Queer Money Ep. 73

24 Oct 2017

Contributed by Lukas

Dominique Jackson's Inspiring StoryDominique Jackson, a prominent figure in the realm of transgender modeling, graces us with her compelling narrative...

Ep 72 - Helping Equality Credit Union Help the LGBT Community

17 Oct 2017

Contributed by Lukas

in the wrong state can cause our community just as much trouble. Credit unions are financial cooperatives that serve the needs of a particular communi...

Ep 71 - Long-Term Care Insurance for LGBT People

10 Oct 2017

Contributed by Lukas

The need for long-term care insurance for LGBT people An alarming 36% of LGBT people say they’d rather spend for today than prepare for tomorrow. Bu...

Ep. 70 - Retraining Your Brain for Success

03 Oct 2017

Contributed by Lukas

Retraining your brain “We can’t solve problems by using the same kind of thinking we used to create them,” said Albert Einstein. If you’re unh...

Ep. 69 - A Fun Fix for Your Relationship with Money

26 Sep 2017

Contributed by Lukas

You can have a healthy relationship with money Your relationship with money will affect your relationship with your partner. We talk with one of our f...

Ep 68 - Best 401k for Young Adults

19 Sep 2017

Contributed by Lukas

What’s the fastest way for most of us to get rich? By investing as much as we can as early as we can into a 401k. As a reader asks, though, what’s...

Ep 67 - A Surprising Fact about Gay Suicide and What We Can Do

12 Sep 2017

Contributed by Lukas

September is Suicide Prevention Awareness month. Lesbian, trans, bi and gay suicide and suicide attempts happen disproportionally more than the genera...

Ep 66 - MassMutuals LGBTQ Financial Security Study

07 Sep 2017

Contributed by Lukas

The Deets of MassMutual’s LGBTQ Financial Security Study Between February 28 and March 14, 2017, MassMutual along with Greenwald & Associates, condu...

Ep 65 - Gay Artists Stand Out in Alternative Cities

29 Aug 2017

Contributed by Lukas

It’s hard for any artist, including gay artists, to stand out in saturated cities such as L.A. and New York. That’s why these gay artists moved to...

Ep. 64 - Going Deep on Social Media with Pink Banana

22 Aug 2017

Contributed by Lukas

Navigating the online space to market your business can feel a little like the Wild West. There aren’t any hard and fast rules, and everyone is stil...

Ep 63 - Robert Carter Talks Men in Tights – and Pointe Shoes

15 Aug 2017

Contributed by Lukas

You can dance if you want to. And wear a tutu, too! Robert Carter is a dancer with Les Ballets Trockadero de Monte Carlo, an all-male drag ballet comp...

Ep. 62 - Destination Tomorrow Allows LGBTQ Youth to Shine

08 Aug 2017

Contributed by Lukas

The LGBTQ population in every community deserves local access to medical and legal services – and a safe space to meet up. When Sean Coleman saw tha...

Ep. 61 - 5 Steps to Prepare for Financial Emergencies in Your Sleep

01 Aug 2017

Contributed by Lukas

This simple, five-step guide from our Queer Money podcast will prepare for financial emergencies with your eyes closed. Dealing with an emergency is d...

Ep. 60 - How To Live Fabulously According to Patrick L Riley

25 Jul 2017

Contributed by Lukas

‘Certain blocks [in Harlem], you may wanna watch that twist… But the truth is, I don’t have to un-code anymore. We know there’s still hate out...

Ep. 59 - Making Money with Real Estate Investing

18 Jul 2017

Contributed by Lukas

‘There is a boat load of money to be made in real estate investing if you do it right.’ If you are interested in retiring early – and who isn’...

Ep. 58 - LGBT Assisted Living in America

12 Jul 2017

Contributed by Lukas

It is important to celebrate the older generation of the LGBT community for their strength and resilience. Their willingness to stand up and fight got...

Ep. 57 - Meet the Doctor for Your Student Loan Ills

05 Jul 2017

Contributed by Lukas

Navigating Student Loan Debt with PT Grad and Podcaster Will Boyd Most college students don’t understand what they’re getting into when they take ...

Ep 56 - What You Can Learn from the Daughter of Two Moms

29 Jun 2017

Contributed by Lukas

This daughter of two moms will challenge every negative stereotype you've heard about children growing up with same-sex parents. Meet Cinara Foor, Fin...

Ep 55 - Increase Your Income with Business Coaches Caleb & Matthew of LGBTQ Entrepreneur

21 Jun 2017

Contributed by Lukas

Today Caleb and Matthew chat with the Debt Free Guys about their area of expertise as coaches, what to expect in an Increase Your Income strategy sess...

Ep 54 - One Million Reasons Gay Couples Should Get Married

14 Jun 2017

Contributed by Lukas

Why Should You and Your Gay Partner Get Married Now? Did you know that 71% of LGBT people are scared they won’t have enough money to live out a happ...

Ep 53 - Successful LGBT Living with Jay Allen

07 Jun 2017

Contributed by Lukas

We need more LGBT leaders to share their stories of successful LGBT living and leadership to have more successful LGBT leaders. For this show, we invi...

Ep. 52 - 3 Surprising Stats About Your LGBT Financial Experience

31 May 2017

Contributed by Lukas

Your gay retirement dreams tomorrow depend on your LGBT financial experience today. Flash forward to Palm Springs CA 20 years into the future, and a o...

Ep. 51 - 15 Social Media Tricks To Take Your Brand From Bland to Grand

24 May 2017

Contributed by Lukas

We all love a good trick. Tricks give us the treats we need when we need it and then we can move onto the next trick. Today, we’re sharing 15 social...

Ep. 50 - The Path To Early Retirement

17 May 2017

Contributed by Lukas

Debt Free Guys readers and listeners tell us that their number two financial concern is retirement planning. Many listeners seek our help with retirem...

Ep. 49 - 17 Semi-Hard Ways to Keep More of Your Money

10 May 2017

Contributed by Lukas

Comfort is the enemy of progress. You sometimes have to go outside your norm, maybe become a little uncomfortable, to achieve your goals. That’s why...

Ep. 48 - How to Get What You Really Really Want

03 May 2017

Contributed by Lukas

We’re Getting What We Really Want and You Can, Too We’re riding a high off of a fantastic week, and we’re excited to share it all with you. We j...

Ep. 47 - Purpose Driven Spending

19 Apr 2017

Contributed by Lukas

Sure, you may have a lot of stuff, but is it stuff you even want? Are you happy with what you have or does the happiness dissipate as soon as you get ...

Ep. 46 A Gay Couples Quest to Create a Queer Family

12 Apr 2017

Contributed by Lukas

Our friends, Jonathan and Christopher have been going through the adoption process for the last two years. On this Queer Money, they share how they pr...

Ep. 45 - Coming Further Out of the Closet

05 Apr 2017

Contributed by Lukas

You thought when you came out as queer to your friends and family you were done? Um, no! You’re about as finished as Meryl Streep’s career, which ...

Ep. 44 Go From Flab to Fab at The Financial Gym

29 Mar 2017

Contributed by Lukas

Our good friend, Shannon, gave it to us good so we gave it right back to her. That’s a podcast interview, gurl with her mind in a gutter! Shannon Mc...

Ep. 43 Attract More Money

22 Mar 2017

Contributed by Lukas

We’re following up on last week’s Queer Money on which a listener asked for advice on how to talk to his partner about his partner’s money troub...

Ep. 42 - Talking to Your Partner About Money

15 Mar 2017

Contributed by Lukas

We received an email from a Queer Money listener who asked us to share our thoughts on how to talk about money with your partner when it’s hard to t...

Ep. 41 - Eva Baker Teen Entrepreneur

08 Mar 2017

Contributed by Lukas

On this Queer Money, we interview teenpreneur Eva Baker of TeensGotCents.com. Schools aren’t adequately teaching today’s students about money. Ent...

Ep. 40 Why Would I Want a Money Coach?

01 Mar 2017

Contributed by Lukas

One of the many reasons we love doing what we do is because we meet amazing people and businesses who are doing amazing things. It’s for this reason...

Ep. 39 Living Authentically with Sarah Li

22 Feb 2017

Contributed by Lukas

Our FinCon friend, Sarah Li of High Fiving Dollar, is on a mad mission to appear on 100 podcasts in 2017 to talk about living the authentic life. When...