Ready For Retirement
Episodes
Pros and Cons of Dividend Investing
29 Jun 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about the pros and cons of dividend investing.Questions answered: What percentage of ...
Here's the Mindset Shift People Struggle to Make in Retirement
22 Jun 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about how to go from a saving mindset to a spending mindset.Questions answered: What ...
Should I Purchase an Annuity With Part of My Portfolio?
15 Jun 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about annuities and whether or not you should have one in your portfolio.Questions an...
[Case Study] How to Make the Right Decision With All of My Retirement Options?
08 Jun 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is a case study on how to make the right decision for you with all of the various retire...
How Should You Invest Once You Have More Than "Enough" to Retire?
01 Jun 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about how you should invest once you have more than enough to retire.Questions answer...
Here's How I Do My Budget And Why Most Budgeting Doesn't Work
25 May 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about how I do my budget and why most budgeting doesn’t work.Questions answered: Sh...
Financial Tune Up - What to Look For When Reviewing Your Estate Plan
18 May 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is part four of the financial tune-up series: What to Look For When Reviewing My Estate ...
Financial Tune Up - What to Look For When Reviewing Insurance Policies
11 May 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is part three of the financial tune-up series: What to Look For When Reviewing Insurance...
Financial Tune Up - What to Look For When Reviewing Your Investments
04 May 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is part two of the financial tune-up series where I discuss what to look for when review...
Financial Tune Up - How to Review Your 2020 Tax Return
27 Apr 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is part one of the financial tune-up series: How to Review Your 2020 Tax Return.Question...
How to Navigate Required Minimum Distributions (RMDs)
20 Apr 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about understanding how to navigate Required Minimum Distributions (RMDs).Questions a...
At What Point Should I Consider Making Roth Conversions?
13 Apr 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about understanding when it makes most sense to consider making Roth Conversions.Ques...
Should I Pay Off My Mortgage or Invest?
06 Apr 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about paying off a mortgage or investing.Questions answered: Should I pay off my mort...
How to Create Purpose and Meaning in Retirement
30 Mar 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is all about how you can create a purposeful and meaningful retirement.Questions answere...
The Ultimate Tax Planning Strategy - Combining Roth Conversions with Other Deductions
23 Mar 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about creating the ultimate tax planning strategy - combining Roth Conversions with O...
How to Use Roth Conversions to Save Huge Amounts in Taxes
16 Mar 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about how to use Roth Conversions to save huge amounts in taxes over time.Questions a...
Can Capital Gains Push Me Into a Higher Tax Bracket?
09 Mar 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about understanding if capital gains can cause you to move into a higher tax bracket....
Should I Invest a Lump Sum All at Once or Over Time?
02 Mar 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about whether or not you should invest all at once (lump-sum) or invest smaller amoun...
What You Need to Know Before Coming Into a Large Sum of Money
23 Feb 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about what you need to know when you receive a windfall (inheritance, gift, high inco...
How to Coordinate Portfolio Withdrawals with Social Security (And Other Income Sources)
16 Feb 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about how to best coordinate portfolio withdrawals with Social Security (and other in...
4 Common Investment Mistakes to Avoid
09 Feb 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about the 4 common investment mistakes to avoid.Questions to ask ourselves: How shoul...
What's the Best Way to Save for a Short-Term Goal?
02 Feb 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about understanding the best way to save for a short-term goal.Questions to ask ourse...
Understanding Social Security and How You Can Maximize Your Benefit
26 Jan 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about understanding social security and what you can do to maximize your benefit.Ques...
5 Steps to Design the Optimal Portfolio
19 Jan 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about the 5 steps to design the optimal portfolio.Questions to ask ourselves: Am I in...
Should I Just Own the S&P 500 Index?
12 Jan 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about understanding if you should just own the S&P 500 in your portfolio.Question...
4 Steps to an Early Retirement
05 Jan 2021
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about understanding how to plan for an early retirement if you want to retire before ...
Where Should I Pull Funds From First in Retirement?
29 Dec 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about understanding where you should pull funds from first in retirement.How much of ...
How Should I Determine When to Collect Social Security If I'm Single?
22 Dec 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about understanding when it's best to collect Social Security for your specific ...
What Would Biden's New Tax Plan Mean for You?
15 Dec 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about how Biden’s new tax plan may impact your financial goals. Biden’s proposed...
How to Invest at Stock Market All-Time Highs
08 Dec 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is about how to invest when the stock market is at all time highs.Investing in the marke...
6 "Hidden" Tax Savings Opportunities Before Year End
01 Dec 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is “6 "Hidden" Tax Savings Opportunities Before Year End”.Maximizing tax s...
Don't Focus on These 5 Wrong Things
24 Nov 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is “Don't Focus on These 5 Wrong Things”. With so much information, it can be ...
Should You Have a 100% Stock Portfolio in Retirement?
17 Nov 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is thinking through the question, “Should you Have a 100% Stock Portfolio in Retiremen...
Where Should I Keep My Emergency Fund with Interest Rates so Low?
10 Nov 2020
Contributed by Lukas
This episode of Ready for Retirement is all about emergency funds. James walks the listener through the purpose of an emergency fund, as well as poten...
What's Better - Roth or Traditional 401k (or IRA)?
03 Nov 2020
Contributed by Lukas
On this episode of Ready for Retirement, James answers the question “Should I do a Roth or Traditional 401k?” James addresses this question by dis...
What Goals Should You Invest For?
27 Oct 2020
Contributed by Lukas
The topic on this episode of the Ready for Retirement podcast is goals. Our host, James, urges listeners to reframe how they think about financial goa...
Should You Use a Target Date Fund in Your 401k Plan?
20 Oct 2020
Contributed by Lukas
On this episode of the Ready for Retirement podcast, James discusses target date funds and explains what they are, how they work, what the fees are, a...
How Soon Before Retirement Should I Begin Adjusting My Portfolio?
13 Oct 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is thinking through the question “How soon before retirement should you start to adjus...
How Much Can I Safely Spend in Retirement?
06 Oct 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is the question “How much can I spend in retirement?” Most people are concerned that...
Open Enrollment: How to Navigate Medicare Options?
29 Sep 2020
Contributed by Lukas
On this episode of the Ready for Retirement podcast, James provides listeners with a broad but detailed overview of Medicare. Medicare is the federall...
5 Retirement Mistakes to Avoid Amidst Coronavirus
22 Sep 2020
Contributed by Lukas
The COVID-19 pandemic hit hard in early 2020, and it continues to remain prevalent as we near the end of the year. Whether you’ve just recently reti...
Retirement Uses for your Health Savings Account (HSA)
15 Sep 2020
Contributed by Lukas
James introduces the problem of saving for medical expenses in retirement and explains the concept of the Health Savings Account.In this brief episode...
7 Ways to Plan Better with Roth IRAs
08 Sep 2020
Contributed by Lukas
The topic of this episode of the Ready for Retirement podcast is Roth IRAs. A Roth IRA allows your money to grow tax-free and provides fewer limitatio...
Should I Invest In Gold?
01 Sep 2020
Contributed by Lukas
In this episode of the Ready for Retirement podcast, James discusses gold and whether it is a good investment or not. He begins by giving an update on...
What Tax-Efficient Investment Strategies Exist After I Max My 401(k)?
25 Aug 2020
Contributed by Lukas
The topic of this episode of the Ready for Retirement podcast is tax-efficient ways to invest after maxing out your 401(k). You might not know that yo...
How Will the Presidential Election Impact the Stock Market?
18 Aug 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is the myth that investments are negatively impacted during election years. Many people ...
What are the Best Retirement Plan Options for the Self-Employed?
11 Aug 2020
Contributed by Lukas
Whether you’re a freelancer or an entrepreneur, being your own boss has many perks. You can set your own schedule, prioritize the projects that mean...
What Issues Do You Need to Consider For Aging Parents?
04 Aug 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is the issues you need to keep in mind when helping your aging parents with their financ...
[Case Study] How to Turn Charitable Giving Into $100k+ Tax Deductions
28 Jul 2020
Contributed by Lukas
On this episode of the Ready for Retirement podcast, James discusses a strategy for increasing your tax savings through charitable giving. James gives...
What Issues Should You Consider Before Retiring?
21 Jul 2020
Contributed by Lukas
This episode of the Ready for Retirement podcast is a top-level flyby of the topics to consider as you prepare for retirement. Many of these topics ha...
Countdown to Retirement: Is Your Spouse Ready For You to Retire?
14 Jul 2020
Contributed by Lukas
You have made it to the final episode of the countdown to retirement mini-series on the Ready for Retirement podcast! If you didn’t catch the previo...
Countdown to Retirement: Do You Know What You'll Do When You Retire?
07 Jul 2020
Contributed by Lukas
The topic of this episode of the Ready for Retirement podcast is the 3rd question in the Countdown to Retirement series: “Do you know what you’ll ...
Countdown to Retirement: Have You Had Enough Work?
30 Jun 2020
Contributed by Lukas
This episode of the Ready for Retirement podcast is the second part of four within a mini-series that answers the question “How do you know if you a...
Countdown to Retirement: Do You Have Enough Money?
23 Jun 2020
Contributed by Lukas
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Is It Better to Pay Off Debt or Invest Going Into Retirement?
16 Jun 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is how to handle your debt and investments before retirement. It seems like there is a c...
Will COVID-19 Cause Social Security to Run Out of Money?
09 Jun 2020
Contributed by Lukas
On this episode of the Ready for Retirement podcast, James discusses the question: Will Social Security run out? In the aftermath of the economic impa...
How "Safe" is Too Safe For Your Retirement Portfolio?
02 Jun 2020
Contributed by Lukas
Many of us know people who needed to continue working into retirement in the wake of the 2008 financial crisis. There are benefits and risks to having...
Should I Take a Small Mortgage Into Retirement?
26 May 2020
Contributed by Lukas
Our topic on this episode of the Ready for Retirement podcast is whether you should retire with a mortgage. Many people believe that carrying a “sma...
How Much Will It Cost For Me To Retire?
19 May 2020
Contributed by Lukas
On this episode of the Ready for Retirement podcast, James tackles the topic of how much money you will need to retire. Many people have an inflated v...
Should You Collect Social Security As Soon As You Retire?
12 May 2020
Contributed by Lukas
In this episode, James discusses one of the biggest questions about retirement: when should you collect Social Security? There are many opinions abou...
What Should You Expect Taxes to Be in Retirement?
05 May 2020
Contributed by Lukas
In this episode, James talks about key factors that might influence future tax policy. This is especially important for retirees and soon-to-be retire...
Lump Sum vs Annuity - Which Pension Option Should You Choose?
28 Apr 2020
Contributed by Lukas
People who have a pension often wonder whether they should convert it into an annuity or a lump sum rollover. This is a huge decision and most people ...
How Will This Bear Market Impact Your Retirement?
15 Apr 2020
Contributed by Lukas
The recent bear market was the fastest in the history of the S&P 500, taking only 16 days for it to fall 20%. For younger investors, this is a gre...
4 Easy Ways to Reduce Taxes In Retirement
14 Apr 2020
Contributed by Lukas
Episode 02: Show Notes.Welcome to the first full episode of Ready for Retirement, we are so happy to have you join us here as we share some great and ...
Ready For Retirement Intro Episode
27 Mar 2020
Contributed by Lukas
Welcome to the Ready for Retirement Podcast! Episode 01: Show Notes.Hello, everyone, and welcome to the first episode of the Ready for Retirement pod...