Reduce Debt Increase Wealth

Budget Made Simple

06 Oct 2024

Contributed by Lukas

Send us a textCreate and maintain a budget by using tracking app reports. This is the easiest and most accurate way to do a budget.Article Link:https:...

Tracking

29 Sep 2024

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Send us a textWhat is tracking, how to do it what do you need to track personal finances.Article Link: NoneTurn Any Doc Into a Private Audiobook. No S...

Saving Money Tips

22 Sep 2024

Contributed by Lukas

Send us a textNeed help in saving money here are some tips to get started. Article Link:https://bettermoneyhabits.bankofamerica.com/en/saving-budgetin...

Debt Paid Off Now What

15 Sep 2024

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Send us a textHave debt under control should be paid off soon. What to do next start building wealth and getting money to work for you is a great goal...

Debt Reduction Plan

08 Sep 2024

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Send us a textWhat is a debt reduction plan compared to a debt management plan. First will give a debt reduction plan and what must be done to reduce ...

Setting up Budget

01 Sep 2024

Contributed by Lukas

Send us a textSetting up control center is easy once tracking has been complete for at least 30 days. Why 30 days to make sure almost all expenses are...

What is Tracking

25 Aug 2024

Contributed by Lukas

Send us a textWhat is tracking for personal finance and how is it done to help with spending problems.Article Link:https://bethebudget.com/reasons-to-...

Worried Paying off Mortgage

18 Aug 2024

Contributed by Lukas

Send us a textWondering of paying off mortgage is the correct action to take. It depends on where in life a person is and reasons why to pay off mortg...

Why Stop With Credit Cards

11 Aug 2024

Contributed by Lukas

Send us a textWhy stop with paying off credit cards continue with other debt. Doing all the work to get to this point why stop just continue with othe...

Understand Debt

04 Aug 2024

Contributed by Lukas

Send us a textWhat is debt and the different types, understanding debt will help to get all your debt under control. It important to know and understa...

Using Control Center

28 Jul 2024

Contributed by Lukas

Send us a textUsing the control center to help reduce debt. Knowing the numbers and when bill are due will help in the debt reduction cause.Article Li...

Control Center

21 Jul 2024

Contributed by Lukas

Send us a textSimple budget how to get started and getting a budget setup. It not hard if completed tracking for at least one month.Article Link:https...

Tracking for Debt Reduction

14 Jul 2024

Contributed by Lukas

Send us a textTracking is financial lifeblood, it is a must to keep track of all the money going into and out of household. Before I get started going...

Plan to Reduce Debt

07 Jul 2024

Contributed by Lukas

Send us a textHaving a plan to reduce debt makes paying off debt much easier. Planing to reduce debt take commitment and determination to succeed.Turn...

Solve Problems

30 Jun 2024

Contributed by Lukas

Send us a textHaving a debt problem not sure what to do to solve. It starts with identify what the cause then work to solve.Article Link:https://www.o...

Saving to Reduce Debt

23 Jun 2024

Contributed by Lukas

Send us a textHow to reduce debt there are two things can do to achieve this goal. First to increase income second decrease spending so how to get the...

Alternative Debt Reduction

16 Jun 2024

Contributed by Lukas

Send us a textPerhaps don’t want to do a budget or maybe tried and failed. There is an alternative way to reduce spending or at least keep spending ...

Control Center

09 Jun 2024

Contributed by Lukas

Send us a textWhat is a control center and how does it help reduce spending. How to use tracking information to create and update control center.Artic...

Tracking and Ratios

02 Jun 2024

Contributed by Lukas

Send us a textTracking all income and expenses is a must for reducing debt. Knowing the ratios income to debt is helpful in know what debt is needed t...

Not Sure Have Debt Problem

26 May 2024

Contributed by Lukas

Send us a textPerhaps living paycheck to paycheck but not sure what the cause maybe. Is it just inflation at the grocery store and gas station. This m...

Reduce Debt to Purchase Home

19 May 2024

Contributed by Lukas

Send us a textTrying to purchase a home for the first time, then need to get debt under control so can get a mortgage. To qualify for the most or larg...

Appling Payments to Debt

12 May 2024

Contributed by Lukas

Send us a textHaving problems deciding on which debt to payoff or to apply extra money. Will walk thru the process on making this decision step by ste...

Understanding Debt Reduction

05 May 2024

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Send us a textHow to get started in reducing debt and what are the basic thing need to do. Getting started with a overall plan is a must.Article Link:...

Stories of Debt

28 Apr 2024

Contributed by Lukas

Send us a textReal Stories of Unmanageable Debt this is a problem with many. Knowing what has happen to other people will make people realize this is ...

Make A Plan

21 Apr 2024

Contributed by Lukas

Send us a textReducing debt start with having a plan. Writing it down and following to the letter. Anything else is not going to work to reduce debt.A...

Best Use of Budget

14 Apr 2024

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Send us a textWhat are the best ways to use a budget, what information can be obtain.Article Link:https://www.oklahomacentral.creditunion/Ten-Solution...

Why Do Tracking

07 Apr 2024

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Send us a textWhy do tracking and the benefits, again lost word file so no information  on links.Support the showPlease support the show by subscribi...

Start Building Wealth

31 Mar 2024

Contributed by Lukas

Send us a textHow to get started building wealth, again lost word file so no links information.Turn Any Doc Into a Private Audiobook. No Subscriptions...

Overview Plus

24 Mar 2024

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Send us a textThis is a overview of everything needed to reduce debt. Lost word file for not sure of links.Turn Any Doc Into a Private Audiobook. No S...

Debt Deep Dive

17 Mar 2024

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Send us a textSome debt is need while there is debt to avoid. Determine how much debt can afford so not to put stain on the budget. Article Link:https...

Budget Deep Dive

10 Mar 2024

Contributed by Lukas

Send us a textThe budget or control center is necessary for everyone especially those with financial problems. Tracking is just the start  giving the...

Deep Dive into Tracking

03 Mar 2024

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Send us a textKnowing the basic for tracking will help when reviewing what method to use. Doing tracking manual on paper, using a spreadsheet on compu...

Debt Struggles

25 Feb 2024

Contributed by Lukas

Send us a textStruggling with debt how to handle this problem. Getting out of debt takes longer and harder than getting into debt but reducing debt ca...

Investing, When to Start with Debt

25 Feb 2024

Contributed by Lukas

Send us a textHave a debt problem and wondering if investing should be started. Investing with debt is this a smart idea or should the debt be paid of...

Christmas Debt Into Savings

18 Feb 2024

Contributed by Lukas

Send us a textHaving problems with Christmas debt, purchased gifts on credit and now the bills are coming due. How to solve this for all future years ...

Debt Reduction Plan

11 Feb 2024

Contributed by Lukas

Send us a textDetails of reduction plan to work for everyone. This brings everything together tracking, budget and debt reduction to make financial li...

Budget Upkeep

04 Feb 2024

Contributed by Lukas

Send us a textKeeping a budget up to date is helpful in staying on top of personal finances. What to do and when will be discuss with tips on staying ...

Budget Setup

28 Jan 2024

Contributed by Lukas

Send us a textSetting up a budget should not be hard to do. Keeping the categories to the minimum can be key to making a budget work. This starts with...

Tracking Basic Plus

21 Jan 2024

Contributed by Lukas

Send us a textWhat is tracking in personal finance, what to do tacking and what is needed to track personal finance. Going in depth to explain the bas...

Getting Started into Reducing Debt

14 Jan 2024

Contributed by Lukas

Send us a textThis is a overview of my life why doing a podcast to help others with debt. There more to life than just working and being broke all the...

Continuing Months Debt Reduction

07 Jan 2024

Contributed by Lukas

Send us a textThe process of paying down or off debt is never ending. Keeping the goals and information in front of eyes is important to achieve this ...

Debt Reduction or Management Plan

31 Dec 2023

Contributed by Lukas

Send us a textA plan is needed to reduce debt, what to include in every plan and the importance of each item. Following a plan make reducing debt much...

Manuel Budget

24 Dec 2023

Contributed by Lukas

Send us a textWhy do a Manuel budget will an automated budget be faster and better. Having to do the inputs keep the information fresh in mind thus be...

Tracking Details

17 Dec 2023

Contributed by Lukas

Send us a textWhat is tracking and what to use to make tracking easier.  Just taking a few minutes every week will help get debt under control.YouTub...

Start Over Reducing Debt

10 Dec 2023

Contributed by Lukas

Send us a textPerhaps have been trying to reduce debt but not have any success. Try starting over again this time doing thing the correct way and stay...

BudgetMaintenance

03 Dec 2023

Contributed by Lukas

Send us a textKeeping a budget up to date Is key to keeping debt under control. Using good information on a timely basis is key to finding and fixing ...

Tracking Revisited

26 Nov 2023

Contributed by Lukas

Send us a textTracking for six months or longer and sometime may make mistakes in posting. What to look out for in the app. Setting up recurring posts...

Plan for Debt Reduction

19 Nov 2023

Contributed by Lukas

Send us a textHaving a plan to reduce debt makes the process much easier. What is the plan and where to find a plan. Article Links:https://www.thebal...

Start Reducing Debt

12 Nov 2023

Contributed by Lukas

Send us a textThe basic rules of staying debt free how to go about getting high interest debt gone. Not an easy task but can be done once the rules ar...

How to Stay Debt Free

05 Nov 2023

Contributed by Lukas

Send us a textThe basic rule of personal finance is simple, but most forget about them. These are the basic rules to remember and put into use daily. ...

Big Purchases

29 Oct 2023

Contributed by Lukas

Send us a textManaging large cost purchase is the basis of this episode. An auto or home the day will come when face with these decisions. What to do ...

Everything to Reduce Debt

22 Oct 2023

Contributed by Lukas

Send us a textUsing the control center to help reduce spending is a benefit of doing a control center. Seeing where money is going and taking control ...

Debt Reduction Plan

15 Oct 2023

Contributed by Lukas

Send us a textGetting debt under control a plan is needed. Debt Reduction Plan must do more than just reduce debt to be successful. More about the Hap...

Alternate To Control Center

08 Oct 2023

Contributed by Lukas

Send us a text There is another way to account for finances but before starting on that option going to follow up on some control center items.  Ar...

Starting Control Center

01 Oct 2023

Contributed by Lukas

Send us a textControl Center is nothing more than a budget, this is the easy way to create and update the control center every week so knowing what ha...

Fix MIstakes start Tracking

24 Sep 2023

Contributed by Lukas

Send us a text Knowing the problems with personal finance the first fix is start tracking. Tracking is simple and once started does not require much ...

Personal Finance Mistakes

17 Sep 2023

Contributed by Lukas

Send us a textMost problems start with mistakes, in personal finance not doing things is a mistake. Knowing what to do is the best way to avoid the de...

Benefits of Debt Reduction Plan

10 Sep 2023

Contributed by Lukas

Send us a textGetting control of personal finances and stopping creditors calls are a couple of benefits. This is a plan for the do it yourselfer and ...

Benefits of Control Center

03 Sep 2023

Contributed by Lukas

Send us a textHaving and keep a budget up to date has benefits. Tracking will help in this process but putting the number in front to compare what hap...

Benefits of Tracking

27 Aug 2023

Contributed by Lukas

Send us a textMost do not keep track of spending, which is when problems can and will start. Too much debt is cause by spending too much money  and u...

Debt Problem Overview

20 Aug 2023

Contributed by Lukas

Send us a textHave debt problems this episode talks thru all the steps to getting debt under control. Beginning with identifying the problem and the s...

Reduce Debt Tips

13 Aug 2023

Contributed by Lukas

Send us a textWhat it takes to pay off credit and tips and tricks to make the process easier. Do it yourself is the cheapest way to reduce debt but mu...

Setting Up Budget

06 Aug 2023

Contributed by Lukas

Send us a textOnce tracking has been done for the last 30 plus days, now it time to start a budget or control center. The tracking will make the contr...

Tracking Basics

30 Jul 2023

Contributed by Lukas

Send us a textKnowing the basics of personal finance, the tracking makes more sense. Everything will start to fall into place as to the importance for...

Personal Finance Basics

23 Jul 2023

Contributed by Lukas

Send us a textKnowing the basics about personal finance is necessary for debt reduction. Everyone should understand personal finances to plan and pay ...

Option to Doing a Budget

16 Jul 2023

Contributed by Lukas

Send us a textDoing a budget to much time and want a different approach to help reduce spending. How about find out the amount of money available to s...

Debt Reduction Plan Budget

09 Jul 2023

Contributed by Lukas

Send us a textHaving problems reducing debt, this is how to get started on that process.  Going to expand on the allocation money in the control cent...

Advance Budgeting Items

02 Jul 2023

Contributed by Lukas

Send us a textOnce the budget in place and a few months has pasted it time to add items to help with credit score and overall financial health. Using ...

Budget from Tracking Categories

25 Jun 2023

Contributed by Lukas

Send us a textMaking and keeping a budget needs to be simple, or it will not work. Here is a way to do a budget the easy and fast. Referring to using ...

Tracking Income & Expenses

18 Jun 2023

Contributed by Lukas

Send us a textAll the debt has been identified now it time to start tracking all income and spending. Knowing how much money is in the checking accoun...

Tracking Debt

11 Jun 2023

Contributed by Lukas

Send us a textDebt problems this is the first place to start. Tracking debt the how and why to get debt under control. Tracking is more than just debt...

Spending Leaks

04 Jun 2023

Contributed by Lukas

Send us a textSpending too much but not sure or just living paycheck to paycheck how to fix these problems.  Always thinking about spending  money a...

Almost Debt Free Now What

28 May 2023

Contributed by Lukas

Send us a textGetting closer to being debt free now what to do with the money. Tracking and still have a control center is a must. No reason to go bac...

Budget Made Simple

21 May 2023

Contributed by Lukas

Send us a textControl center is the second most important part of the personal finance. Keeping spending under control and know what and where money i...

Money In, Money Out

14 May 2023

Contributed by Lukas

Send us a textThat is what most checking account are doing. The first and most important part of debt reduction is tracking all spending and income. D...

How People get into Debt

07 May 2023

Contributed by Lukas

Send us a textIs the question everyone should ask themselves. This is important to know so the problem can be fixed. Then steps to get rid of debt can...

Maximize Debt Reduction

30 Apr 2023

Contributed by Lukas

Send us a textThose trying to reduce debt this is how to maximize the process. Reducing debt is a hard and timely process, but it can be speeded up by...

Tuning Up Budget

23 Apr 2023

Contributed by Lukas

Send us a textOnce a budget or control center has been established staying on the budget is important. As time passes some of the fixed expense may ch...

Tracking for Budget

16 Apr 2023

Contributed by Lukas

Send us a text Keeping track of income and spending is the first step in keeping personal finance under control. The second step is having a budget o...

Identity Debt Problems

09 Apr 2023

Contributed by Lukas

Send us a text The first step in reducing debt is identity the problems too much spending or too little income. Everyone makes mistakes but those who...

Questions to Ask About Personal Finance

02 Apr 2023

Contributed by Lukas

Send us a textMoney is important in everyone’s life let us ask the tough questions about personal finance. Knowing the answers will help in the long...

Debt Management Plan

26 Mar 2023

Contributed by Lukas

Send us a text What is the difference between debt reduction plan and debt management plan both are the same in most cases. Debt management plan for ...

Budget Categories with percentages on Spreadsheet

19 Mar 2023

Contributed by Lukas

Send us a textDoing a budget requires some type of written document. Using a computer spreadsheet to do the math makes this a straightforward process....

Tracking for A Budget

12 Mar 2023

Contributed by Lukas

Send us a textHow to set up tracking categories to be in same order of the budget. The tracking program has categories list different than the budget ...

Slow Process

05 Mar 2023

Contributed by Lukas

Send us a textIt may seem like no progress is being made on reducing debt, but at this stage it is a slow process. Once quit using credit, identify it...

Tough Choices

26 Feb 2023

Contributed by Lukas

Send us a textReducing debt requires making some tough choices, what to get rid of or quit paying for which services. This is key if money is not avai...

Hardest Part of Reducing Debt

19 Feb 2023

Contributed by Lukas

Send us a textGetting started reducing debt is the hardest part of this program. Why is that, because first must recognize the problem and how to fix ...

Emergency Fund

12 Feb 2023

Contributed by Lukas

Send us a textWhy is emergency fund important? How to get started funding and is there the need to increase the balance for inflation. This is only on...

Building Credit

05 Feb 2023

Contributed by Lukas

Send us a textBuilding credit can be difficult if don’t know how and what to do. Those having bad credit can rebuild credit in the process of paying...

Control Center AKA Budget

29 Jan 2023

Contributed by Lukas

Send us a textKeeping a budget and knowing when and where your money is going is key in keeping debt under control. It also important to know when and...

Debt Reduction & Management Plan

22 Jan 2023

Contributed by Lukas

Send us a textWhat is a debt reduction and management plan and how it works. This is one plan that works for both and is something that should be memo...

Tracking Expenses

15 Jan 2023

Contributed by Lukas

Send us a textWhat are the benefits of tracking, and why everyone should be doing this activity. Will go into details of this activity and how to use ...

Increase Wealth

08 Jan 2023

Contributed by Lukas

Send us a textIncrease wealth can be difficult for most, the younger getting started and staying focus can make this happen much earlier in life. Put ...

Plan Ahead

01 Jan 2023

Contributed by Lukas

Send us a textHow to plan for tough times and be ready when troubled times happen. Getting personal finances in order and keeping positive in life. Re...

Recession

25 Dec 2022

Contributed by Lukas

Send us a textRecession or no recession what to do, but first what is a recession. Then recession proof personal finances to get by until good times a...

Loan Consolidation

18 Dec 2022

Contributed by Lukas

Send us a textWhat is loan consolidation should it be done and how it is done. Will give another way to reduce debt if unable to get loan consolidatio...

Saving Money Tips

11 Dec 2022

Contributed by Lukas

Send us a textThe first step in saving money is reducing the spending. Then keeping spending under control will increase the saving rate. Getting debt...

Budget Spreadsheet

04 Dec 2022

Contributed by Lukas

Send us a textHow to create a budget using a spreadsheet made simple. This is the easiest way to create a budget using a spreadsheet, going to explain...

Expense Tracking

27 Nov 2022

Contributed by Lukas

Send us a textAt some point everyone should start tracking expenses and income then finally create and maintain a budget. Why is this important to com...

When to use Debt Card VS Credit Card

20 Nov 2022

Contributed by Lukas

Send us a textThose that are having problems with debt and need to quit using credit this will help in getting that problem solved. A debt reduction p...