Retire Right

416 What to ask to avoid bad financial products & why some funds collapsed

15 Apr 2026

Contributed by Lukas

In this episode, Glen and Vince Scully, Portfolio Manager from LifeSherpa Invest tackle one of the biggest questions in retirement planning: is your s...

415 Super strategies at 65, moving back to Australia for the pension & borrowing to invest

08 Apr 2026

Contributed by Lukas

In today's Q&A, Glen and financial adviser Martin McGrath from Financial Edge Group discuss your questions about:👉 pros & cons of starting ...

414 Investment bonds: the 125% rule, tax-free access & when to use them

01 Apr 2026

Contributed by Lukas

In this episode, Glen James and financial adviser Martin McGrath go under the hood on investment bonds and unpack:👉 what is an investment bond👉🏼...

413 TTR or not, timing contributions, JobSeeker rules & death benefit pensions

25 Mar 2026

Contributed by Lukas

In this episode, Glen James and Nathan Fradley answer community questions:👉 should Donna keep her money in super or in her transition to retirement...

412 Annuities explained: how they work, Centrelink boosts & retirement income

18 Mar 2026

Contributed by Lukas

In this episode Glen is joined by financial adviser Nathan Fradley to discuss what an annuity is and how it works. They cover:👉🏼 what are annuit...

411 Smart or risky? Is this Uber driver's retirement plan genius or a disaster?

11 Mar 2026

Contributed by Lukas

Nathan's Uber driver has his retirement plan sorted! Is it a good one or does it have some holes? Glen and Nathan chat about this case study.👉 the ...

410b how to thrive in your 50's, 60's and beyond

08 Mar 2026

Contributed by Lukas

In this episode Glen chats with career transition expert Robyn Greaves, author of Your Third Chapter, about why traditional retirement doesn't work fo...

410 transition to retirement (TTR) pensions and strategies

04 Mar 2026

Contributed by Lukas

In today's episode Glen is joined by financial adviser Nathan Fradley to unpack what a transition to retirement pension is and how it works. They cove...

409b war in the Middle East: what to do with your retirement savings

02 Mar 2026

Contributed by Lukas

Share markets get choppy during global conflicts, pandemics and presidential tweets, and people with good intentions can make bad and irreversible dec...

409 when to reduce life insurance, why price can't be the main driver, self-insuring, claims + more

25 Feb 2026

Contributed by Lukas

In today's life insurance Q&A, Glen James is joined by Phil Thompson from Skye Wealth to answer questions from the Retire Right Facebook group. Th...

408 retiring before 65, super vs shares at 60, contribution decisions and buying a caravan

18 Feb 2026

Contributed by Lukas

In this episode Glen James and Martin McGrath discuss questions from the community about:👉🏼 why we don't have financial modelling for retiring p...

407 bucket strategies, market crashes, super risk levels & does property beat super in retirement?

11 Feb 2026

Contributed by Lukas

Glen and Martin unpack questions from the Retire Right Facebook community touching on:👉 how a bucket strategy works👉🏼 bucket strategy with a ...

406 Centrelink assets, market volatility, comparing super funds, paying off the mortgage + more

04 Feb 2026

Contributed by Lukas

In this community Q&A, Glen and Martin chat about:👉 selling investment property in retirement & putting in super👉🏼 Centrelink assets ...

405 die with zero and the mental shift required from saving to spending

28 Jan 2026

Contributed by Lukas

You can save for decades and still struggle to spend. Glen James and Vince Scully break down the concept of "dying with zero", the mental shift requir...

404 investing in property after age 50: lending rules, risk, cash flow & super traps

21 Jan 2026

Contributed by Lukas

Thinking about buying property in your 50s or 60s? In this episode Glen is joined by buyer’s advocate John Pidgeon to break down what actually matte...

403 living, moving or want to retire overseas? investing, super and tax as an Aussie expat

14 Jan 2026

Contributed by Lukas

Brett Evans, founder of Atlas Wealth, joins Glen to chat about all things expat! They touch on:👉🏼 a little about Brett, his work in the expat sp...

402 rent or buy during retirement (a real case study)

07 Jan 2026

Contributed by Lukas

In today's episode Glen and financial adviser Nathan Fradley unpack a real and confronting retirement case study about 69 year old Anne*, a recently w...

401 the ultimate pre-retirement checklist

31 Dec 2025

Contributed by Lukas

Glen and Martin discuss the essential ways to prepare 10 years out from retirement. 👉🏾 review and pay down debt👉🏿 know your numbers👉🏻...

351 private credit, investing for kids & moving shares into super (with Gemma Dale)

24 Dec 2025

Contributed by Lukas

Glen & Gemma Dale answer investing questions from the Retire Right Facebook group, touching on:👉 should I invest in listed private credit ETF f...

350 super: reversionary pensions, pay off mortage or salary sacrifice, downsizer vs non-concessional + more

17 Dec 2025

Contributed by Lukas

In today's episode Glen James, Martin McGrath and Nathan Fradley answer your questions about super in retirement covering:👉🏾 accessing super to ...

349 bucket strategy explained: super drawdown & investment allocation

10 Dec 2025

Contributed by Lukas

Glen James, Martin McGrath and Nathan Fradley break down bucket strategies for retirement - how to build them, how to draw down from them and how your...

348 Centrelink traps to avoid in retirement (Q&A with Justin Bott from Services Australia)

03 Dec 2025

Contributed by Lukas

Justin Bott from Services Australia returns to the show to answer your Centrelink questions:👉🏾 can you setup work reporting online?👉🏿 how ...

347b dying well: planning, caregiving & facing death with dignity

30 Nov 2025

Contributed by Lukas

Casey Beros is a health journalist and author of Next of Kin: What to Expect When You're Expecting to Care for Someone You Love. In this chat Casey si...

347 age pension updates, deeming rises, concession cards & the work bonus explained

26 Nov 2025

Contributed by Lukas

Due to popular demand, Justin Bott from Services Australia returns to the show to chat with Glen about the major Centrelink changes, a 101 on concessi...

346 retiring with multiple properties (a real retirement case study)

19 Nov 2025

Contributed by Lukas

Glen and Martin break down a real case study of a couple in their mid-50s with eight investment properties, $3M in debt and tight month-to-month cashf...

345 retiring when you own a business: selling, tax, super and income strategy (a real case study)

12 Nov 2025

Contributed by Lukas

In today’s episode, Glen and Martin unpack a real case study of a couple who recently sold their business, were ready to retire and sought financial...

344 we don’t need a financial adviser! (a real retirement case study)

06 Nov 2025

Contributed by Lukas

Glen and Martin break down a real retirement case study that started with a familiar line: “we don’t need an adviser, our affairs are simple!”. ...

343 retirement was never the goal, what Warren Buffet told him & navigating change (former CEO of 7-Eleven & Blockbuster)

29 Oct 2025

Contributed by Lukas

Former 7-Eleven and Blockbuster CEO Jim Keyes joins Glen live from SXSW to share stories from leading two of the world’s most recognisable companies...

342 moving investments to cash, Glen’s guest has ‘no idea’, gifting equity to children + more

22 Oct 2025

Contributed by Lukas

In today's episode Glen and Vince Scully from Life Sherpa discuss some hot topics that have been sparking chatter in the Retire Right Facebook group:👉...

341 changes coming to the $3m super tax + big super fund wait times (Glen and Vince live from Sydney SXSW)

15 Oct 2025

Contributed by Lukas

In today’s episode, Glen is joined by Vince Scully from LifeSherpa to unpack the latest shake up to the $3 million super tax proposal. They explain ...

340 money habits, marriage & making retirement work (with Joe Saul-Sehy live from Fincon)

08 Oct 2025

Contributed by Lukas

Glen sits down with Joe Saul-Sehy from Stacking Benjamins live at FinCon in Portland, Oregon. They chat about the money lessons Joe learned the hard w...

339 aged care case study: costs, funding strategies & changes from 1 Nov 2025

01 Oct 2025

Contributed by Lukas

Need to move a parent or loved one into residential aged care? Glen James and financial adviser Nathan Fradley explain the four types of fees, what ch...

338 how much do you need to retire in Australia?

24 Sep 2025

Contributed by Lukas

Glen James is joined by independent financial adviser Nathan Fradley to cover the big question: how much money do you actually need to retire in Austr...

337 granny flat provisions explained: Centrelink rules, risks & case study

17 Sep 2025

Contributed by Lukas

In this episode, Glen is joined by financial adviser Nathan Fradley to unpack the often-misunderstood “granny flat provision” also known as a gran...

336 timing the market, inheriting property & CGT, 6-year rule refresh & transfer balance caps

10 Sep 2025

Contributed by Lukas

In this episode Glen and Martin unpack your questions:👉 should you change your super investment strategy when the markets are volatile👉🏼 inhe...

335 Centrelink work bonus test, member directed super options, partner that’s 7 years younger + more

03 Sep 2025

Contributed by Lukas

In today’s episode, Glen and Martin unpack:👉 how the Centrelink work bonus test works👉🏼 member-directed super options like Choice Plus👉🏾...

334 productivity roundtable, tax, housing, intergenerational wealth + more with Allegra Spender

27 Aug 2025

Contributed by Lukas

The productivity commission roundtable was held last week in Canberra. To discuss what was on the table, Glen is joined by Allegra Spender, Independen...

333 selling inherited shares, share brokerage terms, non-concessional contribution vs mortgage, downsizing property to super + more

20 Aug 2025

Contributed by Lukas

In today's Q&A, Glen and Martin discuss:👉🏻 should you sell inherited shares and buy ETFs? Plus SRN, HIN and CHESS sponsorship explained👉 ...

332 age pension deep dive - living on the pension (part 2)

13 Aug 2025

Contributed by Lukas

In this 2-part mini series, Glen is joined by Justin Bott, a Community Information Officer from Services Australia to unpack everything around the Cen...

331 age pension deep dive - getting ready to claim (part 1)

06 Aug 2025

Contributed by Lukas

In this 2 part mini-series, Glen is joined by Justin Bott, a Community Information Officer from Services Australia to unpack everything around th...

330 money in your 70's: simplify, optimise, enjoy

30 Jul 2025

Contributed by Lukas

Your 70s are a time to enjoy life and set things up smoothly for the future. In this episode, Glen James and financial advisor Martin McGrath walk thr...

329 money in your 60's

23 Jul 2025

Contributed by Lukas

Your 60s are all about fine-tuning your retirement game plan. In today's episode Glen and Martin cover the key financial moves to make during this dec...

328 money in your 50's

16 Jul 2025

Contributed by Lukas

Your 50s are an exciting time to start laying the groundwork for a great retirement. In today’s episode, Glen and Martin cover:👉 stopping extra m...

327 is my money safe with a super fund or financial adviser?

09 Jul 2025

Contributed by Lukas

Worried about whether your super is safe? In this episode, Glen and Vince Scully from Life Sherpa dive into the structures behind super funds and fina...

326 the key changes from 1 July 2025 and how they impact you

02 Jul 2025

Contributed by Lukas

It’s the start of a new financial year and with that comes a bunch of changes that could impact your retirement planning. Glen and Martin unpack wha...

325 spouse super splitting, pension accounts for inheritance, motorhomes & Centrelink + more

25 Jun 2025

Contributed by Lukas

In today's community Q&A, Glen James and Martin McGrath unpack:👉 what is spouse super splitting and who would this strategy suit👉🏼 can/sh...

324 when to cancel life insurance, do I still need it, how much do I need + more

18 Jun 2025

Contributed by Lukas

If you’ve paid off the mortgage, the kids are grown, and retirement is on the horizon, you might be wondering... do I still need life insurance? In ...

323 how the $3m super tax works and when it may impact you

11 Jun 2025

Contributed by Lukas

Glen & Martin unpack how the proposed $3 million super tax (Division 296) actually works. They cover who’s likely to be affected, how the tax is...

322 understanding WRAP accounts for wealth accumulation & retirement

04 Jun 2025

Contributed by Lukas

In this episode, Glen and Vince Scully break down WRAP accounts and how they can be used for wealth accumulation and retirement planning. They discuss...

321 selling your investment property? how to slash your tax bill using super

28 May 2025

Contributed by Lukas

Got a rental property you’re thinking of selling before retirement? In this episode, Glen and Martin break down how to use your super to reduce your...

320 retirement sweet spot: upgrade home, draw down super & boost Centrelink pension (real case study)

21 May 2025

Contributed by Lukas

In this episode, Glen and Martin walk through a real case study where a couple in their early 70s boost their Centrelink age pension by upgrading thei...

319 resigning at 60 to access super early + nerd out on super components (preservation, taxable, non-taxable, ESPs)

14 May 2025

Contributed by Lukas

In today's episode Glen and Martin answer a listener question about quitting a casual job at age 60 and what that means for accessing super. Plus, the...

318 rethinking retirement: structure, purpose and smart money moves

07 May 2025

Contributed by Lukas

Retirement isn't a full stop anymore, it's a new rhythm. In this episode, Glen sits down with Kat McPhee from Aware Super to unpack how Aussies are re...

317 is there a death tax, recontribution strategy pitfalls & downsizer contributions

30 Apr 2025

Contributed by Lukas

In today’s episode, Glen and financial adviser Martin McGrath tackle your retirement questions, including:👉🏼 is there a death tax in Australia...

316 income streams & annuities in retirement

23 Apr 2025

Contributed by Lukas

In today’s episode Glen James and financial adviser Martin McGrath discuss key points from a Grattan Institute report which details a simpler super ...

315 what to do right now, upfront & ongoing advice fees + financial advice for a 90 year old

16 Apr 2025

Contributed by Lukas

In today's episode Glen and financial adviser Martin McGrath chat about what to do with your money during this uncertain economic climate, how much fi...

314 what to do when markets suddenly fall & you want to retire soon

06 Apr 2025

Contributed by Lukas

Stop! Don't panic! I ask you to pause and step back and not do anything out of fear when it comes to investing and your superannuation.Episode on YouT...

313 how long will your retirement savings actually last?

02 Apr 2025

Contributed by Lukas

How much super do you need for a comfortable retirement? Glen and financial adviser Nathan Fradley break it down with real life numbers, covering:👉...

2025-2026 Federal Budget chat (with economist Mike Read) + BTS of the lockup

26 Mar 2025

Contributed by Lukas

Michael Read is the Financial Review's economics correspondent, reporting from the federal press gallery at Parliament House. He was previously an eco...

312 mortgage broker Q&A (cut-off age for a loan, parental guarantees, bridging finance + more)

19 Mar 2025

Contributed by Lukas

Got mortgage questions in retirement? Mortgage broker Rachelle Kroon from Sphere Home Loans joins Glen in this episode to unpack your questions. ...

311 deep dive: aged care & changes from 1 July

12 Mar 2025

Contributed by Lukas

Big changes are coming to aged care from 1 July, and we've got aged care expert Rachel Lane back to break it all down. Glen and Rachel dive into what’...

310 making $500K last before accessing super, super tax deductions & shifting to defensive assets

05 Mar 2025

Contributed by Lukas

Today's Q&A is packed with great questions from the Retire Right community and Glen is joined by financial adviser Nathan Fradley to unpack them:👉...

309 deep dive: lifestyle villages vs retirement villages

26 Feb 2025

Contributed by Lukas

Thinking about downsizing but confused by the options? Rachel Lane, Australia’s leading aged care expert, joins Glen to break down the differences b...

308 retiring overseas, small business and super, selling land + more

19 Feb 2025

Contributed by Lukas

In today's Q&A episode, Glen and financial adviser Vince Scully from Life Sherpa discuss community questions, touching on:👉 tax and retiring ov...

307 here is a good way to F up money (family loans + estate planning case study)

12 Feb 2025

Contributed by Lukas

Loaning money to family can get messy, fast. In this episode, Glen shares a real life case study where a son wants to help his dad out of a financial ...

306 superannuation investments & asset allocation either side of retirement (with an economist)

05 Feb 2025

Contributed by Lukas

What should you do with your super as you approach retirement? Economist Brian Parker from Australian Retirement Trust joins Glen to break it all down...

305 avoiding CGT on property? accessing super while still working, growth or defensive in retirement + more

29 Jan 2025

Contributed by Lukas

In today's Q&A, Glen and Martin discuss your questions about:👉 can you leapfrog investment properties to avoid capital gains tax?👉🏼 can y...

304b caravanning Q&A (what to do with your home, long service leave, budgeting for trip costs + more)

23 Jan 2025

Contributed by Lukas

In today's bonus episode Glen and Martin go deeper on your questions about planning a caravanning trip around Australia. They touch on:👉 what to do...

304 we packed up and hit the road: our caravan adventure across Australia

22 Jan 2025

Contributed by Lukas

Ever dreamt of hitting the road and exploring Australia? In today's episode, Glen chats with Retire Right cohost, Martin McGrath who shares how he and...

303 property strategies for retirement (downsizing, sidesizing, renting & investing)

15 Jan 2025

Contributed by Lukas

In this episode, Glen and John Pidgeon, cohost of this is property, unpack smart strategies for managing property as you approach retirement. They cov...

302 retirement planning & strategies for singles + a $2M portfolio

08 Jan 2025

Contributed by Lukas

In today's episode, financial advisers Martin McGrath and Wayne Terry tackle retirement planning strategies and considerations for singles and widows,...

301 retiring before 60, structuring property ownership, CGT strategies + more

01 Jan 2025

Contributed by Lukas

To kick off the new year financial advisers, Martin McGrath and Wayne Terry answer your questions about:👉 funding your pre-super years if retiring ...

245 money, retirement & investing risks + how to mitigate them

25 Dec 2024

Contributed by Lukas

Retirement comes with its fair share of uncertainties, but understanding the risks can help you retire confidently.  In this episode, Glen chats ...

244 do I need a financial adviser, inheriting shares & tax + testamentary trusts

18 Dec 2024

Contributed by Lukas

In one of our final community Q&As for the year, Glen and Martin chat about:👉 why you may or may not need a financial adviser👉🏼 tax impli...

243 investment bonds, transfer balance cap, invest inside or outside of super + is super safe?

11 Dec 2024

Contributed by Lukas

In today's episode Glen and financial adviser Martin McGrath answer your questions about:👉 the transfer balance cap👉🏼 investment and educatio...

242 protecting your most valuable asset

04 Dec 2024

Contributed by Lukas

With Aussies losing $2.7 billion to scams last year, protecting your personal information is essential. In today's episode cybersecurity expert Fraser...

241 super strategies to help women achieve financial security

27 Nov 2024

Contributed by Lukas

In today's episode, special guest Pascale Helyar-Moray OAM joins Glen to unpack her new book Rich Woman, Poor Woman, which aims to help women maximise...

240 life insurance (when to cancel, inside vs outside super, claiming + more)

20 Nov 2024

Contributed by Lukas

In today's episode financial adviser Phil Thompson from Skye Wealth joins Glen on the show to answer your questions about life insurance. They touch o...

239 mortgage broker Q&A (home loans for over 60, parental guarantees, knock-down rebuild loans + more)

13 Nov 2024

Contributed by Lukas

In today's chat, mortgage broker Rachelle Kroon from Sphere Home Loans joins Glen on the show to answer your questions about:👉 home loans for over ...

238 tax inside superannuation & aged care changes

06 Nov 2024

Contributed by Lukas

In today's episode Glen and retirement specialist Martin McGrath answer your questions around tax in super and preparing for aged care. They touch on:...

237 selling an investment property, renovating at age 60, younger spouse + cash out leave or not

30 Oct 2024

Contributed by Lukas

In today's episode Glen and Martin discuss community questions around:👉 selling an investment property, CGT implications and putting the money in s...

236 elder abuse: what are the signs & what to do

23 Oct 2024

Contributed by Lukas

In today's episode Glen chats with MaryAnn de Mestre, a lawyer and academic who specialises in elder law and estate planning. Glen and MaryAnn dive in...

235 a hitchhiker's guide to retirement

17 Oct 2024

Contributed by Lukas

If you're 10 years or less away from wanting to put down the tools and retire, today's episode is for you. Glen chats with financial adviser and host ...

234 how much do you need to retire?

09 Oct 2024

Contributed by Lukas

How much money do you need in retirement? This is one of the most common questions we hear in the Retire Right community! In today's episode Glen and ...

233 smart ways to help your kids financially or into their first home

02 Oct 2024

Contributed by Lukas

Looking for ways to help your adult kids get into their first home or get ahead financially? In this episode, Glen talks through heaps of different id...

232 pay off mortgage or put in super, tax-free retirement income, finding purpose in retirement + more

25 Sep 2024

Contributed by Lukas

In today's episode Glen and Martin dive into a big question: should you pay off your mortgage or contribute more to your superannuation as you approac...

231 when to cancel life insurance, balanced vs. high growth super options, bring forward contributions + more

18 Sep 2024

Contributed by Lukas

In today's episode Glen and financial adviser Martin McGrath discuss your questions around:👉 what to do with your life insurance as you age👉🏼...

230 superannuation income & medicare levy, switching investments close to retirement, the best industry fund, sale of a property + more

11 Sep 2024

Contributed by Lukas

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbvIn today's Q&A, Glen and Martin an...

229 wwgd: Jen's financial health check as she approaches retirement

04 Sep 2024

Contributed by Lukas

Jen is approaching retirement as a single mum of 2 adopted kids and is worried about her financial position. Her biggest concern is not being able sup...

228 centrelink for different spouse ages, tax on inheritance of shares & property, managing retirement income + more

28 Aug 2024

Contributed by Lukas

In today's episode Glen and Martin answer some questions from the Retire Right community. They touch on:👉 super and the age pension for couples wit...

227 economic update with Gemma Dale (inflation, investing, interest rates)

21 Aug 2024

Contributed by Lukas

In today's episode Glen and special guest Gemma Dale, the Director of SMSF and Investor Behaviour at nabtrade discuss the current state of the economy...

226 the cost of financial advice, mindset & psychology + retirement planning

14 Aug 2024

Contributed by Lukas

Glen and Vince Scully chat about the cost of getting financial advice, some common myths and the value of seeking advice in your retirement planning.I...

225 when a spouse passes away in retirement

07 Aug 2024

Contributed by Lukas

When a partner passes away, it can feel overwhelming to handle their affairs during such a difficult and emotional time. Financial advisers Martin &am...

224 transition to retirement pension

31 Jul 2024

Contributed by Lukas

In today's chat financial advisers Martin & Wayne from Financial Edge Group unpack the transition to retirement (TTR) pension, touching on:👉 wh...

223 key strategies to maximise your age pension benefit

24 Jul 2024

Contributed by Lukas

In today's episode, financial advisers Martin and Jesse reveal key strategies to help you maximize any Centrelink Age Pension benefits you may qualify...

222 inheritances & the intergenerational wealth transfer

17 Jul 2024

Contributed by Lukas

A great intergenerational wealth transfer is expected to see trillions of dollars pass down from older generations to their heirs over the coming deca...

221 receiving an inheritance later in life

10 Jul 2024

Contributed by Lukas

In today's episode Martin and Anthony from Financial Edge Group chat about some considerations if you receive an inheritance close to or in retirement...

220 is self-managed super right for you + the pros & cons of SMSF

03 Jul 2024

Contributed by Lukas

In today's episode Martin and guest financial adviser Hamish Landreth unpack the ins and outs of how self-managed super funds (SMSF) work. They touch ...

219 the value of a financial adviser

26 Jun 2024

Contributed by Lukas

A question we often get in our community is whether or not financial advice is worth its cost, so in today's episode our guest Neil Rogan from Russell...

218 couples with different ages

19 Jun 2024

Contributed by Lukas

Age differences in relationships are very common so in today's episode advisers Martin McGrath and Wayne Terry from Financial Edge Group chat about wh...