Retire With Style
Episodes
Episode 224: Reverse Mortgages: Misunderstood or Misused?
14 Apr 2026
Contributed by Lukas
In this episode, Wade Pfau and Alex Murguia revisit reverse mortgages and explain why they are often misunderstood in retirement planning. Rather than...
Episode 223: The Truth About Downsizing in Retirement
07 Apr 2026
Contributed by Lukas
In this episode of Retire with Style, Wade and Alex continue the breakdown of the Retirement Planning Guidebook Third Edition. Focusing on one of th...
Episode 222: Is Long-Term Care Insurance Worth It Anymore?
31 Mar 2026
Contributed by Lukas
This episode continues the long-term care discussion by breaking down how long-term care insurance actually works, including benefit structures, cover...
Episode 221: What Actually Counts as Long-Term Care?
24 Mar 2026
Contributed by Lukas
In this episode of Retire With Style, Wade Pfau and Alex Murguia introduce the fundamentals of long-term care planning as part of their ongoing walkth...
Episode 220: Why Your Health Insurance Stops Working at 65
17 Mar 2026
Contributed by Lukas
In this episode of Retire With Style, Wade Pfau and Alex Murguia walk through what actually happens when you enroll in Medicare and where people tend...
Episode 219: Medicare Is Confusing: Here’s How to Make Sense of It
10 Mar 2026
Contributed by Lukas
Medicare is one of the most confusing parts of retirement planning. In this episode, Alex and Wade break down the basics, including the difference bet...
Episode 218: Is Social Security Really Running Out?
03 Mar 2026
Contributed by Lukas
In this episode of Retire with Style, Alex and Wade explore the role of Social Security in retirement planning. They examine when to claim benefits, t...
Episode 217: The Annuity Debate: Smart Strategy or Overpriced Product?
24 Feb 2026
Contributed by Lukas
This episode of Retire with Style features Alex Murguia and Wade Pfau discussing the role of annuities in retirement planning, drawing from Wade’s R...
Episode 216: The Retirement Tax Mistake That Costs Thousands
17 Feb 2026
Contributed by Lukas
In this episode of Retire With Style, Wade and Alex discuss key retirement tax planning strategies, including Roth conversions, effective marginal tax...
Episode 215: Are You Paying More in Retirement Taxes Than You Should?
10 Feb 2026
Contributed by Lukas
In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau discuss the launch of the third edition of the Retirement Planning Guidebook an...
Episode 214: When Spending More in Retirement Actually Makes Sense
03 Feb 2026
Contributed by Lukas
In this episode of Retire With Style, Alex and Wade discuss the nuances of the 4% rule and why it may be either too high or too low depending on facto...
Episode 213: Retirement Without Guesswork: The Four L’s and Funded Ratio Strategy
27 Jan 2026
Contributed by Lukas
In this conversation, Wade discusses the essential financial goals of retirement, encapsulated in the concept of the four L's: longevity, lifestyle, l...
Episode 212: A Guided Tour of the Retirement Planning Guidebook: Part 1
21 Jan 2026
Contributed by Lukas
Audio Quality Notice: Please note that this episode contains some technical audio issues affecting portions of the recording. While we’ve made every...
Episode 211: The Math Behind Retirement Decisions (and Why It Matters)
13 Jan 2026
Contributed by Lukas
In this episode of Retire with Style, Wade Pfau and Alex Murguia break down key concepts in retirement income planning, including present value, disco...
Episode 210: Navigating Tax Changes for 2026
06 Jan 2026
Contributed by Lukas
In this episode of Retire with Style, Alex and Wade break down the key tax changes coming in 2026, including the return of standard ACA subsidies, the...
[Best of 2025 Repost] Episode 174 The Psychology of Investing Understanding Market Reactions
30 Dec 2025
Contributed by Lukas
As we close out 2025 and head into the New Year, we’re sharing one final Best of episode before returning with new conversations in January. This we...
[Best of 2025 Repost] Episode 195: The 4% Rule and Beyond: Retirement Strategies with Bill Bengen
23 Dec 2025
Contributed by Lukas
As the year comes to a close, we’re taking a moment to revisit a few of our favorite Retire With Style episodes from 2025. This week, we’re replay...
Episode 209: Your TIPS Questions Answered: Inflation Protection, Interest Rates, and Retirement Income
16 Dec 2025
Contributed by Lukas
In this episode of Retire with Style, Wade Pfau and Alex Murguia explore how Treasury Inflation Protected Securities, or TIPS, fit into a retirement i...
Episode 208: Your Retirement Spending Questions Answered: The 4 Percent Rule, Sequence Risk, and Glide Paths
09 Dec 2025
Contributed by Lukas
In this episode of Retire With Style, Alex Murguia and Wade Pfau explore core themes in retirement planning, including the 4 percent rule, sequence of...
Episode 207: Your Tax Questions Answered: 401(k)s, Roth Conversions, and RMDs
02 Dec 2025
Contributed by Lukas
In this episode of Retire With Style, Alex and Wade answer listener questions on key retirement planning topics. They discuss penalty-free withdrawals...
Episode 206: Wills, Trusts, and the Caregiving Journey
25 Nov 2025
Contributed by Lukas
In this episode of Retire With Style, Wade Pfau and Alex Murguia talk with Beth Pinsker, author of My Mother’s Money, about the practical and emoti...
Episode 205: Preparing for the Financial Side of Caregiving
18 Nov 2025
Contributed by Lukas
In this episode of Retire With Style, Wade and Alex talk with Beth Pinsker, author of My Mother’s Money, about the realities of financial caregiving...
Episode 204: How Your Retirement Style Shapes Your Social Security Strategy
11 Nov 2025
Contributed by Lukas
In this episode, Alex and Wade unpack the complexities of Social Security claiming strategies, weighing the benefits of delaying versus claiming early...
Episode 203: OBBBA and You, Part 3: Building, Passing, and Protecting Wealth Under OBBBA
04 Nov 2025
Contributed by Lukas
This is the third and final installment of our discussion with Brett Layton, which explores key updates to tax laws, including estate tax limits, the ...
Episode 202: OBBBA and You, Part 2: The Deductions That Could Change Your Tax Bill
28 Oct 2025
Contributed by Lukas
The conversation explores key tax topics, including below-the-line deductions, charitable contributions, mortgage insurance deductions, gambling taxes...
Episode 201: OBBBA and You: How the “One Big Beautiful Bill” Reshapes Retirement Taxes
21 Oct 2025
Contributed by Lukas
In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau are joined by CPA Brett Leyton to discuss the new tax provisions introduced in ...
Episode 200 Celebration
14 Oct 2025
Contributed by Lukas
Welcome to a milestone episode of Retire With Style! In this celebratory 200th installment, Wade and Alex take a break from the usual deep dives into ...
Episode 199: Beyond the Numbers: Planning for Life, Not Just Finances
07 Oct 2025
Contributed by Lukas
In part two of their conversation, financial advisors Alex Murguia and Dan Haylett explore the challenges of financial advising, focusing on client ob...
Episode 198: Beyond the Numbers: The Human Side of Retirement
30 Sep 2025
Contributed by Lukas
In part one of their conversation with Dan Haylett, Wade Pfau and Alex Murguia explore the human side of retirement planning. They emphasize that fina...
Episode 197: RWS Live! With Bill Bengen: Part 2
23 Sep 2025
Contributed by Lukas
In this conversation, Wade Pfau, Alex Murguia and Bill Bengen discuss various aspects of retirement planning, focusing on risk management, asset alloc...
Episode 196: RWS Live! With Bill Bengen: Part 1
16 Sep 2025
Contributed by Lukas
In this live Q&A session, Wade Pfau, Alex Murguia, and Bill Bengen discuss the intricacies of safe withdrawal rates in retirement, focusing on the...
Episode 195: The 4% Rule and Beyond: Retirement Strategies with Bill Bengen
09 Sep 2025
Contributed by Lukas
In this episode of Retire with Style, Wade Pfau and Alex Murguia talk with William Bengen, pioneer of the 4% rule in retirement planning. They explore...
Episode 194: RWS Live! Rethinking Retirement: Inflation, Annuities, and Roth Conversions
02 Sep 2025
Contributed by Lukas
In this conversation, Alex Murguia and Wade Pfau explore strategies for retirement planning, including hedging against inflation, using break-even ana...
Episode 193: RWS Live!: From Tontines to ETFs: Exploring Innovative Retirement Solutions
26 Aug 2025
Contributed by Lukas
In this conversation, Wade Pfau and Alex Murguia discuss retirement planning topics including market downturns, buffer assets, demographic trends, and...
Episode 192- Beyond The 4% Rule
19 Aug 2025
Contributed by Lukas
In this episode of Retire with Style, Alex Murguia and Wade Pfau dive into key retirement planning topics, including sequence risk, the 4% rule, withd...
Episode 191: From Cash to HELOCs What’s in Your Buffer Toolbox
12 Aug 2025
Contributed by Lukas
In this episode of Retire with Style, Alex Murguia and Wade Pfau explore how buffer assets can help manage sequence risk in retirement. They discuss d...
Episode 190- Buffer Assets, Bad Timing, and Better Plans
05 Aug 2025
Contributed by Lukas
In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau explore how to manage sequence of returns risk in retirement. They break down f...
Episode 189: Gold Is Shiny- But Is It Smart?
29 Jul 2025
Contributed by Lukas
In this episode of Retire with Style, Wade Pfau and Alex Murguia tackle listener questions on a range of financial topics, including gold’s volatili...
Episode 188: Are TIPS the Retirement Safety Net You’ve Been Missing?
22 Jul 2025
Contributed by Lukas
In this episode of Retire with Style, Alex Murguia and Wade Pfau explore Treasury Inflation-Protected Securities (TIPS) and their role in retirement p...
Episode 187: Couples, Roths, and SPIAs- Oh My!
15 Jul 2025
Contributed by Lukas
In this episode of Retire with Style, Alex Murguia and Wade Pfau explore key retirement planning strategies, including how couples can optimize Social...
Episode 186: How to Build a Retirement Plan That Lasts (and Saves on Taxes)
08 Jul 2025
Contributed by Lukas
In this episode of Retire with Style, Alex Murguia and Wade Pfau answer listener questions on retirement planning for high earners. They explore tax s...
Episode 185: Retire with Style Live Q&A
01 Jul 2025
Contributed by Lukas
In this live Q&A session, Alex Murguia and Wade Pfau answer questions on key aspects of retirement income planning, including withdrawal strategie...
Episode 184: Can Tech Replace Your Financial Advisor?
24 Jun 2025
Contributed by Lukas
In this episode of Retire with Style, Wade Pfau and Alex Murguia talk with John Manganaro, senior reporter at ThinkAdvisor, about the shifting landsca...
Episode 183: Retire Smarter, Not Harder
17 Jun 2025
Contributed by Lukas
In this episode of Retire with Style, Alex Murguia and Wade Pfau explore the key elements of comprehensive retirement planning. They discuss the impor...
Episode 182: When Disaster Strikes… Should You Invest?
10 Jun 2025
Contributed by Lukas
In this episode of Retire with Style, Wade Pfau and Alex Murguia explore alternative investments with a focus on natural resources, commodities, and c...
Episode 181: Bricks, Mortar and Retirement
03 Jun 2025
Contributed by Lukas
In this episode of Retire with Style, Wade Pfau and Alex Murguia explore real assets- focusing on real estate and infrastructure- and their role in re...
Episode 180: The Secret Life of Private Investments
27 May 2025
Contributed by Lukas
In this episode of Retire with Style, Wade Pfau and Alex Murguia explore the world of alternative investments, with a focus on private equity and priv...
Episode 179: Forecasts, Futures, and Funds: Inside the Hedge Fund Playbook
20 May 2025
Contributed by Lukas
In this episode of Retire with Style, Wade Pfau and Alex Murguia explore the complex world of hedge funds, focusing on strategies like global macro, e...
Episode 178: Hedging Your Bets in Retirement: What You Should Know
13 May 2025
Contributed by Lukas
In this episode, Wade and Alex explore the world of hedge funds—what they are, how they’re structured, and how they’ve evolved from simple hedgi...
Episode 177: Winning the Loser’s Game: A Look at Alternative Investments
06 May 2025
Contributed by Lukas
In this episode of Retire with Style, Dr. Wade Pfau and Dr. Alex Murguia explore the evolving world of alternative investments and their potential rol...
Episode 176: Strategic Retirement Planning: Q&A on Income, Taxes, and Investments
29 Apr 2025
Contributed by Lukas
In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau tackle a range of financial planning questions in a lively Q&A session. The...
Episode 175: Can Money Buy Happiness in Retirement?
22 Apr 2025
Contributed by Lukas
In this episode of Retire With Style, Dr. Wade Pfau and Dr. Alex Murguia are joined by behavioral finance expert Dr. Daniel Crosby to explore the inte...
Episode 174: The Psychology of Investing: Understanding Market Reactions
16 Apr 2025
Contributed by Lukas
In this episode of Retire with Style, Wade Pfau and Alex Murguia sit down with Dr. Daniel Crosby, a leading voice in behavioral finance, to unpack th...
Episode 173: Navigating Market Volatility: Strategies for Investors
08 Apr 2025
Contributed by Lukas
In this episode of Retire with Style, Wade Pfau and Alex Murguia dive into the current market landscape and what it means for retirement planning. The...
Episode 172: Understanding Market Volatility
01 Apr 2025
Contributed by Lukas
In this episode of 'Retire with Style', Wade Pfau and Alex Murguia discuss the complexities of market volatility, its implications for investors, and ...
Episode 171: Unlocking the Secrets of Bond Laddering
25 Mar 2025
Contributed by Lukas
In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau are joined by Nate Conrad from Lifex Funds to discuss the innovative approach t...
Episode 170: The Importance of Your Planning Assumptions Part 2
18 Mar 2025
Contributed by Lukas
Welcome Back! In this episode, Alex, Wade and Brian dive into the complexities of financial planning, focusing on return assumptions, the importance o...
Episode 169: The Importance of Your Financial Planning Assumptions: Part 1
11 Mar 2025
Contributed by Lukas
In this episode, Alex and Wade are joined by Brian Bass from McLean Asset Management to discuss the complexities of financial planning assumptions, pa...
Episode 168: Funded Ratio vs. Monte Carlo: Which is Better?
04 Mar 2025
Contributed by Lukas
In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau discuss the importance of understanding the funded ratio in retirement planni...
Episode 167: Navigating Retirement Goals: The Four L's
25 Feb 2025
Contributed by Lukas
In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau delve into the intricacies of financial planning for retirement. They introdu...
Episode 166: Mastering Your Financial Future: A Framework for Success
18 Feb 2025
Contributed by Lukas
In this episode of 'Retire with Style', Wade Pfau and Alex Murguia discuss the importance of having a structured financial planning framework, especia...
Episode 165: Tax Planning Essentials for Retirees
11 Feb 2025
Contributed by Lukas
In this episode of 'Retire With Style', hosts Alex Murguia and Wade Pfau delve into the intricacies of tax planning for retirement. They introduce the...
Episode 164: Investment Insights: What 2024 Taught Us
04 Feb 2025
Contributed by Lukas
In this episode, Wade Pfau and Alex Murguia review 2024, focusing on the discrepancies between market predictions and actual outcomes. They discuss th...
Episode 163: 2025 Retirement Planning Guidebook Updates
28 Jan 2025
Contributed by Lukas
In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau discuss significant updates in retirement planning for 2025, including chang...
Episode 162: Retire with Style Live (not really) Q&A: Part 6
21 Jan 2025
Contributed by Lukas
In this episode of 'Retire with Style', hosts Wade Pfau and Alex Murguia, are joined by Jason Rizkallah from McLean Asset Management. They continue an...
Episode 161: Retire with Style Live (not really) Q&A: Part 5
14 Jan 2025
Contributed by Lukas
In this episode of 'Retire with Style', Alex Murguia and Wade Pfau continue answering your questions on various aspects of retirement planning, focusi...
Episode 160: Retire with Style Live (not really) Q&A: Part 4
07 Jan 2025
Contributed by Lukas
In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau engage in a lively discussion about various financial strategies for retireme...
Episode 159: Retire with Style Live (not really) Q&A: Part 3
31 Dec 2024
Contributed by Lukas
In this conversation, Wade Pfau and Alex Murguia discuss various aspects of retirement planning, focusing on withdrawal strategies, investment diversi...
Episode 158: Retire with Style Live (not really) Q&A: Part 2
24 Dec 2024
Contributed by Lukas
In this episode of 'Retire with Style' Alex and Wade continue answering your questions about the various aspects of retirement planning. Their conve...
Episode 157: Retire with Style Live (not really) Q&A Part 1
17 Dec 2024
Contributed by Lukas
In this episode of 'Retire with Style', Wade Pfau and Alex Murguia tackle a variety of questions related to retirement planning, including the necessi...
Episode 156: Navigating The New Retirement Landscape
10 Dec 2024
Contributed by Lukas
In this episode, Wade and Alex welcome Jason Fichtner to discuss the evolving landscape of retirement income. They explore consumer perspectives on re...
Episode 155: Navigating Roth Conversions: Key Strategies and Insights
03 Dec 2024
Contributed by Lukas
In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau delve into the complexities of Roth conversions, discussing strategies, const...
Episode 154 The Financial Advisor's Guide to Roth Conversions Part 2
26 Nov 2024
Contributed by Lukas
In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau, along with guest Rob Cordeau, continue their conversation into the complexit...
Episode 153: The Financial Advisor's Guide to Roth Conversions
19 Nov 2024
Contributed by Lukas
In this episode, Alex Murguia and Wade Pfau are joined by Rob Cordeau to discuss the complexities and strategies surrounding Roth conversions. They em...
Episode 152: Navigating Holiday Money Talks
12 Nov 2024
Contributed by Lukas
In this episode, hosts Wade Pfau and Alex Murguia engage with Dan Veto to discuss the complexities of money conversations that arise during the holida...
Episode 151: Financial Strategies for Early Retirement
05 Nov 2024
Contributed by Lukas
In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau with Jessica Wunder from McLean Asset Management delve into the complexities ...
Episode 150: Lump Sum or Annuity: What’s Right for You?
29 Oct 2024
Contributed by Lukas
In this episode of 'Retire with Style', Wade and Alex discuss the complexities of pension decisions with Jason Rizkallah from McLean Asset Management....
Episode 149: The Various Aspects of Tax Planning
22 Oct 2024
Contributed by Lukas
In this episode of 'Retire with Style', Wade and Alex delve into various aspects of tax planning, focusing on strategies such as front-loading taxes, ...
Episode 148: Tax-Efficient Income Stacking
15 Oct 2024
Contributed by Lukas
In this episode of 'Retire with Style', Wade and Alex discuss the complexities of tax-efficient retirement planning, focusing on understanding prefere...
Episode 147: Navigating Medicare and Tax Planning
08 Oct 2024
Contributed by Lukas
In this episode, Alex Murguia and Wade Pfau delve into the complexities of tax planning related to healthcare, focusing on Medicare premiums and the i...
Episode 146: The Concept of the 'Tax Torpedo'
01 Oct 2024
Contributed by Lukas
In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau delve into the concept of the 'tax torpedo', a phenomenon affecting the taxat...
Episode 145: Mastering Tax-Efficient Withdrawals
24 Sep 2024
Contributed by Lukas
In this episode of 'Retire with Style', Alex Murguia and Wade Pfau delve into tax-efficient withdrawal strategies for retirement. They discuss the imp...
Episode 144: Understanding the Rules of RMDs
17 Sep 2024
Contributed by Lukas
In this episode of 'Retire with Style', Alex and Wade delve into the intricacies of Required Minimum Distributions (RMDs). They discuss the calculatio...
Episode 143: The Importance of Asset Location and Asset Allocation
10 Sep 2024
Contributed by Lukas
In this episode, Alex and Wade discuss the importance of asset location in addition to asset allocation. They explain that asset location involves str...
Episode 142: Tax-Efficient Retirement Strategies
03 Sep 2024
Contributed by Lukas
In this episode, Alex and Wade discuss tax-efficient retirement strategies, specifically focusing on tax diversification. They explain the three broad...
Episode 141: Tax-Efficient Retirement Distributions
27 Aug 2024
Contributed by Lukas
In this episode, Alex and Wade introduce a new arc on tax-efficient retirement distributions. They discuss the importance of tax planning and how it c...
Episode 140: Are you ready for our Retirement Income Challenge? Join us as we begin next week.
20 Aug 2024
Contributed by Lukas
The Retirement Income Challenge is a four-day event that helps individuals create a retirement income plan. Day one focuses on the Retirement Income S...
Episode 139: What to expect in Retirement
13 Aug 2024
Contributed by Lukas
In this episode, Alex, Wade, and Jason discuss what to expect in retirement. They cover several major lifestyle changes that occur during retirement, ...
Episode 138: The Meaning of Retirement
06 Aug 2024
Contributed by Lukas
In this episode, Wade, Alex, and Jason discuss the meaning of retirement and the factors to consider when deciding on a retirement date. They explore ...
Episode 137: The Evolution of Messaging in the Financial Advisory Industry
30 Jul 2024
Contributed by Lukas
In this episode, Wade and Alex discuss the evolution of messaging in the financial advisory industry and the importance of retirement income planning....
Episode 136: Personal Values Investing - Understanding and Using ESG Investments in Your Portfolio
23 Jul 2024
Contributed by Lukas
In this conversation, Bob French and Rob Cordeau discuss ESG (Environmental, Social, and Governance) investing and its growing popularity. They explor...
Episode 135: RISA® in Action with James Matthews
16 Jul 2024
Contributed by Lukas
In this conversation, Wade Pfau, Alex Murguia, and James Matthews discuss retirement income and the Retirement Income Style Awareness (RISA) framework...
Episode 134 YouTube Live Q&A (not really): Answering Your Questions about Portfolio Allocation in Retirement
09 Jul 2024
Contributed by Lukas
In this episode, Wade and Alex answer listener questions about portfolio allocation in retirement. They discuss the impact of low yields on TIPS and h...
Episode 133: YouTube Live Q&A (not really): Answering Your Retirement Planning Questions with Rob Cordeau
02 Jul 2024
Contributed by Lukas
In this episode, Alex, Wade and Rob answer listener questions about retirement planning. They discuss topics such as asset allocation, selling RSUs, m...
Episode 132: YouTube Live Q&A (Part 3)
25 Jun 2024
Contributed by Lukas
In this conversation, Alex Murguia and Wade Pfau discuss various topics related to retirement planning, including glide paths, asset allocation, inde...
Episode 131: The Impact of the Election on the Stock Market and Retirement Planning
18 Jun 2024
Contributed by Lukas
In this conversation, Alex and Bob discuss the impact of the election on the stock market and retirement planning. They emphasize the importance of lo...
Episode 130: YouTube Live Q&A (Part 2)
11 Jun 2024
Contributed by Lukas
In this episode, the conversation covers various aspects of long-term care, including qualifying for long-term care insurance, alternative options for...
Episode 129: YouTube Live Q&A (Part 1)
04 Jun 2024
Contributed by Lukas
In this conversation, Wade Pfau and Alex Murguia discuss retirement planning and how to determine how much can be spent from a portfolio without runni...
Episode 128: Long-Term Care Planning (Part 12): The Different Features of Long-Term Care Planning
28 May 2024
Contributed by Lukas
In this episode, Wade and Alex discuss the different features of long-term care insurance. They cover topics such as waiting periods, benefit periods,...
Episode 127: Long-Term Care Planning (Part 11): Traditional Long-Term Care Insurance Policies
21 May 2024
Contributed by Lukas
In this conversation, Alex and Wade discuss traditional long-term care insurance policies. They address the declining popularity of these policies and...