rich & REGULAR with Kiersten and Julien Saunders
Episodes
Ep 150: The Confidence Trap | How risk affects your investments
19 Feb 2024
Contributed by Lukas
In this episode, we talk about the concept of overconfidence in investing, also known as the confidence trap. We explain why confidence is important a...
Ep 149: Fashion vs. Frugality | How a capsule wardrobe can save you time and money
12 Feb 2024
Contributed by Lukas
In this episode, we discuss capsule wardrobes and how this approach can help people save time and money. In it, they explore how men and women diffe...
Ep 148: Is FIRE really a movement? | A special Black History Month episode
05 Feb 2024
Contributed by Lukas
This week we're diving deep into the heart of the FIRE (Financial Independence, Retire Early) movement and asking whether it's really a move...
147: Is a Costco membership worth it?
29 Jan 2024
Contributed by Lukas
What does it mean to be a Costco member in 2024? This week weâre loud budgeting our grocery bill and discussing our recent decision to get a Costco ...
Ep 146: Jamila Souffrant | Finding Freedom within a Framework
22 Jan 2024
Contributed by Lukas
This week our guest is Jamila Souffrant, host of the Journey to Launch podcast and author of the new book, Your Journey to Financial Freedom. In this ...
Ep 145: 4 Common Layoff Mistakes to Avoid
15 Jan 2024
Contributed by Lukas
In this episode, weâre peeling back the layers of the recent layoff phenomenon, a storm thatâs been brewing and hit hardest in 2023. Our take is t...
Ep 144: JL Collins | Find a Path or Make One
08 Jan 2024
Contributed by Lukas
This week, we have a special guest: JL Collins, the Godfather of the Financial Independence movement. Heâs here to talk about his new book, âPathf...
Ep 143: The top stories that will impact your money in 2024
01 Jan 2024
Contributed by Lukas
This episode is about three stories that will change the way you invest, spend, and earn your money in 2024. They aren't predictions, but trends ...
Ep 142: How we paid off $200K in debt
25 Dec 2023
Contributed by Lukas
If paying down debt is one of your 2024 goals, this episode is for you. This week we're telling the story of the greatest gift we've ever gi...
Ep 141: Sober Curious - Lessons from 3 years of drinking less
18 Dec 2023
Contributed by Lukas
If you want help cutting back on drinking using neuroscience, try the Reframe App for free with a 1-month trial using Julien's referral link.A fe...
Ep 140: Does sharing your salary help you earn more?
11 Dec 2023
Contributed by Lukas
This week, we're talking about pay transparency, its importance, generational differences, cultural shifts, and the impact on the workforce. T...
Ep 139: Big changes coming to the podcast
04 Dec 2023
Contributed by Lukas
Things are changing! In this episode, we're announcing some news and turning the page on a new chapter of the rich & REGULAR podcast. We love...
Ep 138: Tips To Avoid Holiday Overspending
27 Nov 2023
Contributed by Lukas
Every holiday season, Americans seem to break a new record for spending - but this year it's different. Whether you're Grinch-adjacent like ...
Ep 137: Crafting Your Money Story
20 Nov 2023
Contributed by Lukas
Donât miss this weekâs episode of Rich & REGULAR as Julien and Kiersten share insights on taking control of your financial story. They stress ...
Ep 136: Breaking Free from Financial Neglect
13 Nov 2023
Contributed by Lukas
In this weekâs episode of Rich & REGULAR, Julien and Kiersten are tackling the pricey consequences of financial neglect. No sugarcoating hereâ...
Ep 135: Midlife Money Moves: Investing Wisdom for Financial Security
06 Nov 2023
Contributed by Lukas
Donât miss this weekâs episode of Rich & REGULAR as Julien and Kiersten delve into essential advice on midlife investing strategies. They offe...
Ep 134: Debunking 5 Common Myths with Women + Investments
30 Oct 2023
Contributed by Lukas
Are women afraid of financial risk? Tune in this week to Rich & REGULAR as Kiersten and Julien debunk 5 common myths surrounding women and investi...
Ep 133: The Pros and Cons of Alternative Investments
23 Oct 2023
Contributed by Lukas
This week on, Rich & REGULAR, Kiersten and Julien are taking a deep dive into the world of alternative investments. What are alternative investmen...
Ep 132: From Aisles to Algorithms: Navigating the Grocery Wars
16 Oct 2023
Contributed by Lukas
With so many grocery store options, how do you navigate this world and still save money? It's no secret that grocery stores are the most freque...
Ep 131: Are Gift Cards A Scam?
09 Oct 2023
Contributed by Lukas
This week on Rich & REGULAR, Julien and Kiersten tackle the intriguing question: Are gift cards a scam? Listeners might be surprised to learn that...
Ep 130: How to Sell Your Stuff Online
02 Oct 2023
Contributed by Lukas
What in the world is recommerce and how could it benefit you? Get ready to explore the world of eCommerce on this weekâs episode of Rich & REGUL...
Ep 129: The Rise of Amazon One ID
25 Sep 2023
Contributed by Lukas
This week on Rich & REGULAR, Julien and Kiersten take listeners into the exciting world of Amazon One ID, one of the newest developments in fintec...
Ep 128: Short-term Trading vs. Long Term Investing
18 Sep 2023
Contributed by Lukas
There are infinite ways to make money these days, short-term trading is just one of them. But is it the right fit for you? Tune in this week as Julie...
Ep 127: Navigating Overoptimization
11 Sep 2023
Contributed by Lukas
This week on Rich & REGULAR, Kiersten and Julien tackle the topic of overoptimization. When does the pursuit of optimization become problematic? I...
Ep 126: Investing While in Debt
04 Sep 2023
Contributed by Lukas
This week on Rich & REGULAR, Kiersten and Julien tackle a topic that's hitting close to home for many: paying off debt. With a special focu...
Ep 125: Hitting the Highway to Success: Could Trucking be Your Profitable Venture?
28 Aug 2023
Contributed by Lukas
Is it time to hit the road and chase those trucking dreams? The latest episode of Rich & REGULAR is taking us on a wild ride through the world of ...
Ep 124: Stand Out and Succeed: The Power of Podcasting for Professionals
21 Aug 2023
Contributed by Lukas
Thinking about starting a podcast and turning it into a profitable venture? Or maybe searching for a way to differentiate yourself and get that profes...
Ep 123: AI Financial Tools
14 Aug 2023
Contributed by Lukas
AI is everywhere â and itâs likely to impact our financial life sooner rather than later. How will it affect how you spend, invest and manage fina...
Ep 122: How Climate Change affects Real Estate Investments
07 Aug 2023
Contributed by Lukas
Youâve seen the headlines: rising sea levels, fires, both the rainiest and driest summer on record depending on where you live. Weather is becoming ...
Ep 121: Mid-Year Review: Financially Conquer the Second Half of the Year
31 Jul 2023
Contributed by Lukas
Weâre halfway through the year, and there is no better time to ask, "What can I do to finish the year financially strong?" With the federa...
Ep 120: Why You Should Consider a Traincation
24 Jul 2023
Contributed by Lukas
As the cost of travel continues to soar and flights become increasingly expensive, a surprising alternative is gaining traction and capturing the atte...
119: Big Changes to Your 401k
17 Jul 2023
Contributed by Lukas
Have you heard about the new legislative changes to 401ks? Tune in to Rich & REGULAR this week as Kiersten and Julien dive into the remarkable cha...
118: Dividend Investing
10 Jul 2023
Contributed by Lukas
What in the world is dividend investing and how is it like cookie dough? In this weekâs episode of Rich & REGULAR, Kiersten and Julien delve int...
117: The Lottery Dilemma: Luck or Loss?
03 Jul 2023
Contributed by Lukas
Join the Saunders in this weekâs episode of Rich & REGULAR as they delve into the world of the lottery. Discover where the funds go, face the st...
116: Enjoying Financial Freedom with Passive Income
26 Jun 2023
Contributed by Lukas
This week on Rich & REGULAR, Kiersten and Julien delve into the intriguing world of passive income, exploring its differences from active income a...
115: Cashing Out - 1 Year Reflections
19 Jun 2023
Contributed by Lukas
Tune in to a special edition of rich & REGULAR this week to celebrate the one-year anniversary of the launch of Julien and Kiersten's thought...
114: Building Financial Freedom with Communal Living
12 Jun 2023
Contributed by Lukas
What in the world is communal living? Join Kiersten and Julien in this weekâs episode of Rich & REGULAR as they delve into the world of communal...
113: Expert Tips for Short-Term Rental Investments
05 Jun 2023
Contributed by Lukas
Have you ever considered the untapped potential of short-term rental investing? Are you ready to embark on an exciting investment journey that can bri...
112: Unveiling the Power of Bonds: Safeguarding Your Investments in Turbulent Times
29 May 2023
Contributed by Lukas
Worried about the impact of market volatility? Fear not! Join us this week on Rich & REGULAR as Julien and Kiersten unravel the fascinating world ...
111: Unveiling Modern Family Finance Trends
22 May 2023
Contributed by Lukas
How many Americans currently have a side hustle? What is the impact of women becoming the breadwinners for their family? Listen in on this weekâs ep...
110: Breaking the Savings Mindset: How to Shift Your Financial Focus Toward Growth
15 May 2023
Contributed by Lukas
How much should we save? Where do we keep our money? Is saving 10% enough? Welcome to another episode of rich & REGULAR, where Julien and Kiersten...
109: How to Take a Guilt-Free Vacation
08 May 2023
Contributed by Lukas
Are you yearning for a much-deserved getaway, but worried about breaking the bank? Well, fear not fellow travelers! In this weekâs episode of rich &...
108: Sparking Your Early Retirement Dreams: A Guide to FIRE
01 May 2023
Contributed by Lukas
Are you tired of the traditional retirement plan of working until you're old and gray? Enter FIRE, the Financial Independence, Retire Early movem...
107: Net Worth: How to Manage and Optimize Your Financial Future
24 Apr 2023
Contributed by Lukas
What exactly is net worth? How is it calculated? Itâs time to debunk the myth that income is the primary measure of success and explain why net wort...
106: Types of Life Insurance
17 Apr 2023
Contributed by Lukas
Many of Kierstenâs family members have been involved in the insurance business, so the Saunders are smashing through the stigma and delivering the l...
105: Planning For Your Retirement
10 Apr 2023
Contributed by Lukas
Each personâs retirement planning strategy is deeply personal. There are so many options for retirement accounts because theyâre designed to be su...
104: Demystifying Tax Jargon
03 Apr 2023
Contributed by Lukas
Julien and Kiersten celebrate the beginning of financial literacy month (and tax season) by diving into tax jargon. There are so many things to compla...
103: So Whatâs The Deal With Prenups?
27 Mar 2023
Contributed by Lukas
Divorce is rising across all generations and has nearly doubled since 1990. The numbers are no small potatoes: 50% of couples today file for divorce. ...
102: The Pros and Cons of Timeshares
20 Mar 2023
Contributed by Lukas
Do you love to travel? Have you considered investing in a timeshare? The Saunders discuss the value of timeshares versus regular resort rates. Kierste...
101: Why You Should Join AARP
13 Mar 2023
Contributed by Lukas
In this episode of The Rich & Regular podcast, The Saunders answer the question: why should you join AARP? According to the myAARPmedicare website...
100: Are âCollectiblesâ Investments?
06 Mar 2023
Contributed by Lukas
This is the 100th episode of âRich & Regular,â which explores life at the intersection of money! Today we investigate the question, âAre â...
99: Direct Indexing with Rich Compson
27 Feb 2023
Contributed by Lukas
Whatâs the difference between mutual funds and EFTs (Exchange Traded Funds)? This week on the rich & REGULAR podcast, Kiersten and Julien ask re...
98: Tip Culture & Guilt Tipping
20 Feb 2023
Contributed by Lukas
Has tipping culture gotten out of control? The typical American spends about $700 a year tipping in restaurants. And thatâs just at restaurants. Tip...
97: Modern Couponing
13 Feb 2023
Contributed by Lukas
Coupons no longer just come as junk in the mail, but have taken new forms online with promo codes, cashback offers, and more. Credit cards can be used...
96: Tracking Cell Phone Bills
06 Feb 2023
Contributed by Lukas
As inflation continues to rise, cell phone bills remain a top concern for many people trying to keep their finances in check. But with the constantly ...
95: No Spend Challenges
30 Jan 2023
Contributed by Lukas
Have you ever tried to do a no spend challenge? It may seem intimidating but can be done in a way thatâs tailored to your spending habits. Today, Ki...
94: Reposessions
23 Jan 2023
Contributed by Lukas
Weâre in a repossession frenzy; theyâre on the rise while many people are hurting financially. This week, Kiersten and Julien Saunders explain how...
93: Credit Card Balance Transfers
16 Jan 2023
Contributed by Lukas
Are credit card balance transfers a good thing? While many are struggling with consumer debt at the moment and interest rates are rising, balance tran...
92: Medical Tourism
09 Jan 2023
Contributed by Lukas
Medical tourism continues to grow and is here to stay. Americans are now going to many other countries for treatments, surgeries, prescriptions and mo...
91: Financial Resolutions
02 Jan 2023
Contributed by Lukas
Most Americans make New Yearâs resolutions and 40% are financial goals. Today, Kiersten and Julien discuss three categories of financial activities ...
90: Aldi Hype
26 Dec 2022
Contributed by Lukas
Happy holidays! Julien is riding a wave from a recent visit to Aldi grocery store and he and Kiersten are here to share their thoughts on low-cost sho...
89: Surprise Medical Bills
19 Dec 2022
Contributed by Lukas
Healthcare is a big, complicated subject when it comes to finances. Itâs especially nonsensical in the USA, where itâs designed to be intentionall...
88: Great Resignation
12 Dec 2022
Contributed by Lukas
âAlthough the number of people quitting their jobs is down from the peak in 2021, it still remains at the highest levels since the 1970s,â says Ki...
87: Subscription Overload
05 Dec 2022
Contributed by Lukas
Americans spend $219 per month on subscription services on average. Whatâs worse â people guess that number is closer to $86 when asked. We used t...
86: Marriage and Money
28 Nov 2022
Contributed by Lukas
Talk about paying off debt may not be romantic. Money is the leading cause of divorce and separation in the USA. But money and marriage are one of Kie...
85: The Creator Economy
21 Nov 2022
Contributed by Lukas
More than 50 million people across the world consider themselves content creators. Kiersten and Julien (@richandregular) left the real estate industry...
84: Finding your Community and Chosen Family
14 Nov 2022
Contributed by Lukas
Itâs not uncommon for money or economy talk to come up at the Thanksgiving dinner table, which can result in heated disagreements with loved ones. M...
83: Scams: Protecting Yourself and Loved Ones
07 Nov 2022
Contributed by Lukas
Scammers love to target the vulnerable, especially in times of crisis. Do you know how to protect yourself? Julien and Kiersten (@richandregular) have...
82: Is LinkedIn Premium Worth It?
31 Oct 2022
Contributed by Lukas
LinkedIn Premium gives you superpowers, putting you in the HoV lane to better jobs and more money. Julien and Kiersten (@richandregular) feel LinkedIn...
81: Car Culture: Can We Break our Obsession?
24 Oct 2022
Contributed by Lukas
âWe, as Americans, believe that our cars are a part of our identity.â But gas and insurance prices keep skyrocketing and we continue to buy more a...
80: Tips to Keep Your Holiday Spending In Check
17 Oct 2022
Contributed by Lukas
Consumerism reaches an all-time high during the holidays. This week, Julien and Kiersten Saunders (@richandregular) highlight the cultural expectation...
79: The Perks of Going Green
10 Oct 2022
Contributed by Lukas
Going green is more than a personal endeavorâin many ways, lowering our carbon footprint can aid in our collective contribution to solving issues li...
78: Are You Too Loyal to Your Employer?
03 Oct 2022
Contributed by Lukas
Some perksâlike solid health insurance coverage or a corner officeâmake a job enticing, but don't let them determine your loyalty to a compan...
77: The Shocking Cost of Funerals
26 Sep 2022
Contributed by Lukas
It's hard enough to cope with the loss of a friend or family member, much less the sticker shock that comes with laying them to rest. This week, ...
76: Curbing Food Insecurity
19 Sep 2022
Contributed by Lukas
The "ramen diet" in college is often joked about, but it's an example of food insecurity. This week, Julien and Kiersten Saunders (@ric...
75: Financially Preparing for a Child
12 Sep 2022
Contributed by Lukas
Newly released figures put the cost of raising a child at more than $300,000. This week, Julien and Kiersten Saunders (@richandregular) share the pre-...
74: Quiet Quitting
05 Sep 2022
Contributed by Lukas
This new workplace trend has been garnering attention on TikTok and LinkedIn. Julien and Kiersten Saunders (@richandregular) discuss the causes and re...
73: Lessons from Past Recessions
29 Aug 2022
Contributed by Lukas
Financial experts have been predicting a recession for the last several months, so what can we expect going forward? Julien and Kiersten Saunders (@ri...
72: Julien's Vasectomy
22 Aug 2022
Contributed by Lukas
Rising costs and the recent overturn of Roe v. Wade have been the catalyst for many men considering a vasectomy to follow through with the procedure. ...
71: Buying Used vs. New
15 Aug 2022
Contributed by Lukas
One of the biggest ways to save money and accelerate debt payoff is to shop used. Julien and Kiersten Saunders (@richandregular) share the benefits of...
70: Breaking Into ESG Investments
08 Aug 2022
Contributed by Lukas
ESG investments go beyond just financial gain. Julien and Kiersten Saunders (@richandregular) unpack the meaning and benefits behind this "value-...
69: Investing for Your Kids
01 Aug 2022
Contributed by Lukas
When it comes to giving your kids a leg up, estate planning isn't the only option. This week, Julien and Kiersten Saunders (@richandregular) disc...
68: Is Franchising Right for You?
25 Jul 2022
Contributed by Lukas
Investing isn't the only way to make money. This week, Julien and Kiersten Saunders (@richandregular) speak to the power of franchising. They exp...
67: Conducting Your Mid-Year Financial Review
18 Jul 2022
Contributed by Lukas
We're halfway through the year, which means it's time to review your finances. Julien and Kiersten Saunders (@richandregular) dive into seve...
66: Tips to Travel Smarter
11 Jul 2022
Contributed by Lukas
It's the peak of summer, which means travel season is in full swing. Julien and Kiersten Saunders (@richandregular) share the perks of booking di...
65: How to Enjoy Life After Debt
04 Jul 2022
Contributed by Lukas
Julien and Kiersten Saunders (@richandregular) cap their series on credit and debt with a discussion on what life looks like after those bills are fin...
64: The Buy Now, Pay Later Dilemma
27 Jun 2022
Contributed by Lukas
Remember layaway? That buy now, pay later mindset is still around, making us more cash-strapped than ever before. Julien and Kiersten Saunders (@richa...
63: Take Charge of Credit Card Debt
20 Jun 2022
Contributed by Lukas
Despite the market groaning under increasing levels of inflation, U.S. credit card debt just hit a record-breaking $1.1 trillion dollars. This week, J...
62: Cashing Out: Win the Wealth Game by Walking Away, Part 2
13 Jun 2022
Contributed by Lukas
In the second of a two-part series, Julien and Kiersten read excerpts from their new (and first ever) book, Cashing Out: Win the Wealth Game by Walkin...
61: Cashing Out: Win the Wealth Game by Walking Away
06 Jun 2022
Contributed by Lukas
In this week's episode, Julien and Kiersten announce their first book: Cashing Out: Win the Wealth Game by Walking Away. As part one of a two-par...
60: 3 Positive Trends in the World of Money
30 May 2022
Contributed by Lukas
Some of us could use a little more positivity these days, so in this weekâs episode, Julien and Kiersten Saunders (@richandregular) share 3 positive...
59: 5 Ways to Adjust Your Grocery Habits for Inflation
23 May 2022
Contributed by Lukas
Does your grocery bill have you weak in the knees? Youâre not alone. As the US is experiencing record-levels of inflation, common grocery items are ...
58: What to Do if Youâre Suddenly Laid Off
16 May 2022
Contributed by Lukas
Several tech giants have announced mass layoffs or hiring freezes recently as a reaction to market conditions. Moves like this typically cause ripples...
57: Are We Heading Toward a Recession?
09 May 2022
Contributed by Lukas
According to a March CNBC+ Acorns Invest In You survey, 81% of adults said they think the US economy is likely to experience a recession in 2022. In t...
56: Working Two Remote Jobs at the Same Time
02 May 2022
Contributed by Lukas
Youâve likely heard of being âunderemployedâ, but thereâs a new trend emerging called âoveremploymentâ where knowledge workers take on two...
55: Demystifying Retirement
25 Apr 2022
Contributed by Lukas
For many people, retirement is an elusive fantasy that feels out of reach. According to a recent article from Money, less than half of workers are con...
54: 5 Money Conversations to Have Today
18 Apr 2022
Contributed by Lukas
Weâre living in an unprecedented time where many of the financial rules of thumb around inflation, retirement, and even debt are being questioned. O...
53: Upskilling to Earn More Money
11 Apr 2022
Contributed by Lukas
âUpskillingâ is one of the latest buzzwords to emerge from The Great Resignation trend and in this weekâs episode, Julien and Kiersten Saunders ...
52: Demystifying Business Structures
04 Apr 2022
Contributed by Lukas
April is National Financial Literacy Month and in this weekâs episode, Julien and Kiersten Saunders (@richandregular) kick it off with an explainer ...
51: Alternatives to Buying a House Right Now
28 Mar 2022
Contributed by Lukas
Weâve been watching the frenzy of the housing market for over a year now and empathize with the frustration that many people are going through. In t...