She's On The Money

Growth vs. Dividend Investing

29 Mar 2022

Contributed by Lukas

Half of Australians now own shares, and so today we're looking at the difference between Dividend and Growth Investing. Is it like comparing apples an...

From the 9-5 to Gardening & Sex Work!

27 Mar 2022

Contributed by Lukas

This beautiful community member left a toxic 9-5 job to get into gardening and sex work. With covid hitting, she went back to study! How can she keep...

FRIDAY DRINKS: A Finfluencers Regulation Conversation!

24 Mar 2022

Contributed by Lukas

This week ASIC have announced that Finfluencers who do the wrong thing will face up to 5 years in jail or a million dollar fine, and we have A LOT TO ...

Glen James and Victoria Devine answer YOUR questions!

22 Mar 2022

Contributed by Lukas

My Millennial Money’s Glen James joins us for an extra special Deep Dive with Victoria as they answer YOUR questions! This episode is an absolute ba...

MONEY DIARIES: From debt and a horrible injury, to career pivot and a scholarship – who IS she?!

20 Mar 2022

Contributed by Lukas

We can’t wait to share this beautiful person from our community who has worked through significant personal debt, AND suffered a harrowing workplace...

FRIDAY DRINKS: The U in Comm-U-nity

17 Mar 2022

Contributed by Lukas

Happy Friday and on this special episode of Friday Drinks, we bask in our glorious community and share some amazing moments from our first EVER events...

The 5 individual shares that returned the MOST in 2021

15 Mar 2022

Contributed by Lukas

Welcome back to our regularly scheduled Wednesday content, and what a welcome back it is - this week we're looking at the top-performing individual sh...

MONEY DIARIES: From being in hospital and just surviving 12 months ago, to THRIVING and earning six figures today

13 Mar 2022

Contributed by Lukas

I bet you guys didn't see this coming, but this week's diarist is a GOODIE. From being in hospital 12 months ago struggling, to now thriving and earni...

In Conversation: Kait Fenwick

10 Mar 2022

Contributed by Lukas

Happy Friday angels! We hope you've been enjoying our International Women's Day content this week, but sadly it's coming to an end with this very last...

In Conversation: Jessica Quinn

08 Mar 2022

Contributed by Lukas

Happy Wednesday angels, we hope you enjoyed our Monday In Conversation, and we're back with another one in honour of International Women's Day (or wee...

In Conversation: Aunty Munya Andrews and Carla Rogers from Evolve Communities

06 Mar 2022

Contributed by Lukas

HAPPY INTERNATIONAL WOMEN'S WEEK ANGELS! We know, we know - that's not a real thing. But we've decided it is this week because International Women's D...

FRIDAY DRINKS: is it okay to ask questions about my share portfolio right now?

03 Mar 2022

Contributed by Lukas

The world is a tricky place for most of us to navigate at the best of times, but right now it's extra challenging for many of our community, but does ...

Should you pay for your partners kid?

01 Mar 2022

Contributed by Lukas

This week G + V breakdown the intricate and not so simple situation of managing a relationship with a partner who has a child/children. Should you be ...

MONEY DIARIES: 25, a lawyer and has bought three properties with no guarantor

28 Feb 2022

Contributed by Lukas

HELLO ANGELS and happy Monday! This week's diary is an epic one from a hustling young lawyer who's throwing the narrative that millennials can't buy p...

FRIDAY DRINKS: bringing Friday vibes on a Sunday evening

27 Feb 2022

Contributed by Lukas

Hello and Happy Sunday friends, Before we get into the usually upbeat Friday Drinks Podcast you know and love, we wanted to take a moment to acknowled...

How to treat an inheritance with the respect it deserves

22 Feb 2022

Contributed by Lukas

Terrifyingly, we are on the cusp of a mammoth intergenerational wealth transfer, with Boomers expected to leave behind $224 billion each year in inher...

MONEY DIARIES: a self-described average money story

21 Feb 2022

Contributed by Lukas

This week's beautiful SOTM member shares her story about approaching 30, getting through some soul-crushing personal debt and is finally seeing the li...

FRIDAY DRINKS: Have you watched the TinderSwindler?!

17 Feb 2022

Contributed by Lukas

This week not only do we recap the week that was, but we answer a listener question about debt, and have a very important conversation about what we h...

How you can make money in the sharing economy

15 Feb 2022

Contributed by Lukas

This week G + V sit down to talk about all things related to the sharing economy. Whether it's Airbnb, ReleaseIt, Glamcorner or Uber - there's now an ...

MONEY DIARIES: It took three years and $$$ to settle her dad's will

13 Feb 2022

Contributed by Lukas

It took this money diarist three years to settle her dad's will because it was outdated, a really important message to hear. The advice shared on She’...

FRIDAY DRINKS: What's Ownhome?

10 Feb 2022

Contributed by Lukas

WELCOME back to another Friday drinks! We've had a ripper of a week as a team, and this ep is HIGH energy because of it, we discuss the community wins...

A beginners guide to refinancing your home loan

08 Feb 2022

Contributed by Lukas

To refinance or not, that is the question. Is a super low-interest rate the most important thing to consider when potentially refinancing your mortgag...

MONEY DIARIES: 5 countries, a massive amount of debt and an epic story of transformation

06 Feb 2022

Contributed by Lukas

This week Victoria's found an EPIC money diary in her Instagram DM's - and buckle up, it's a wild one, from being overwhelmed with consumer debt, livi...

FRIDAY DRINKS: What's going on with inflation?

03 Feb 2022

Contributed by Lukas

HIYA FRIENDS! Happy Friday! This weeks been a wild one, we had an epic money diary, a very topical discussion on Wednesday about relationship equity A...

Equity vs Equality in your relationship, which makes the most sense?

01 Feb 2022

Contributed by Lukas

This week we're talking about the highly debated topic of equity in your personal relationships and how just maybe, you shouldn't be splitting the ren...

MONEY DIARIES: Managing chronic illness, becoming a mature age student AND saving for a house

31 Jan 2022

Contributed by Lukas

HELLO ANGELS and happy Monday. Today's diarist is beyond inspirational. Having struggled with a mental illness for most of her adult life - and not ha...

FRIDAY DRINKS: BNPL being introduced to credit reports

27 Jan 2022

Contributed by Lukas

HELLO AND HAPPY FRIDAY FRIENDS! This week we're answering listener questions, and chatting all about how Equifax are adding Afterpay data to it's cred...

Pet insurance, is it purr-fect for your situation?

25 Jan 2022

Contributed by Lukas

If you're a fur parent, whether or not to have pet insurance is probably a question you've pondered previously. Some people swear by it, and others sw...

MONEY DIARIES: Clawing her way back from emotional and financial abuse

23 Jan 2022

Contributed by Lukas

This week our diarist is SUPER EPIC. She's currently working her way back from an emotionally and financially abusive relationship with a parent, is a...

FRIDAY DRINKS: Gettin' the band back together

20 Jan 2022

Contributed by Lukas

HAPPY FRIDAY PALS! The bands back together after being struck by the spicy cough. We chat about splitting bills with your partner based on equity, and...

Power of Attorney: Who, what when where and how

18 Jan 2022

Contributed by Lukas

Hello friends and HAPPY WEDNESDAY! This week we're breaking down the topic of Power of Attorneys - a topic you think you'll never need to consider whe...

FRIDAY DRINKS: Welcome to book club

13 Jan 2022

Contributed by Lukas

This week it's G and V on the Mics because our pal JRic is away with the spicy cough. We discuss the week that was, a few very exciting things happeni...

The 5 ETF's that returned the MOST in 2021

11 Jan 2022

Contributed by Lukas

Today we're talking about the 5 ETF's that returned the most in 2021, because 2022 is the year we are going to become fluent in the language of invest...

MONEY DIARIES: A redundancy, two home purchases AND a small business

09 Jan 2022

Contributed by Lukas

This money story is epic. This weeks diarists parents came to Australia as immigrants and started from absolute scratch, and now our diarist has hustl...

FRIDAY DRINKS: Investing while living overseas, criminal fraud and conspiracy

06 Jan 2022

Contributed by Lukas

HELLO OUR LOVES! We are back for another year of Money Diaries and we are SO excited. This week we answer a listener question about investing while li...

Reflecting on the year of 2021, setting goals for 2022

04 Jan 2022

Contributed by Lukas

Happy New year angels, we are SO glad to be back for another year with you AND with our friends from Shopback. We say this because can you believe thi...

MONEY DIARIES: Changing savings habits to create more opportunity

02 Jan 2022

Contributed by Lukas

WELCOME TO THE FIRST EPISODE OF 2022!!!! This week on the show we speak to a money diarist who's always been able to save when she needed to but didn'...

FRIDAY DRINKS: Happy New Year friends!

30 Dec 2021

Contributed by Lukas

IT'S THE LAST EPISODE OF 2021! The whole SOTM team are so grateful to have spent another lap around the sun with you guys, and can't wait to welcome i...

A deep dive on credit scores

28 Dec 2021

Contributed by Lukas

This week we're deep-diving (again!) on credit scores, and what they mean for you in Australia - as there are SO many things floating around the inter...

MONEY DIARIES: From a low income, abusive and challenging background to owning a home all on their own

26 Dec 2021

Contributed by Lukas

This Money Diary is EPIC. Our Money Diarist grew up in a low income earning single parent family and has hustled her butt off to now be a home owner A...

FRIDAY DRINKS: 'Twas the night before Christmas

23 Dec 2021

Contributed by Lukas

We can't believe it's literally CHRISTMAS EVE, and at a time like this we are reminded of just how grateful we are for you. Thanks for supporting us, ...

Top tips for tackling the boxing day sales

21 Dec 2021

Contributed by Lukas

Right after Christmas Day comes Boxing day, and if you're in teh mood for some shopping, this is one of the days you might find yourself with more bar...

MONEY DIARIES: saving 70% of their income and just purchased their first investment property

19 Dec 2021

Contributed by Lukas

This week on the show we're talking to a 26 year old who's just purchased her first investment property after saving SEVENTY percent of her income, WH...

FRIDAY DRINKS: to split tips or to not, that is the question

16 Dec 2021

Contributed by Lukas

This week we discuss all happened during the week, but also we discuss whether splitting tips is the expectation, or if you should keep them all yours...

Hosting a cost effective Christmas

14 Dec 2021

Contributed by Lukas

The festive season isn't about how much you spend, it's a about who you spend it with. In this ep G + V chat about the many fun, festive and inexpensi...

MONEY DIARIES: Identity theft and fraud

13 Dec 2021

Contributed by Lukas

This week on Money Diaries, Jess and V chat to a money diarist who had her identity stolen! She's back on track now (thankfully!) but does have a few ...

FRIDAY DRINKS: G King and Jric go rogue

09 Dec 2021

Contributed by Lukas

This week G King and Jric decided to take Friday Drinks on solo without V! Kinda makes sense since last week Jric was answering questions like a pro, ...

How to have a sustainable Christmas

07 Dec 2021

Contributed by Lukas

When you think Christmas you probably think of presents, feasts and time spent with loved ones, but what happens when we take down the decorations and...

MONEY DIARIES: Two immigrants have completely changed their stories and call Australia home

05 Dec 2021

Contributed by Lukas

Welcome back to another gorgeous Monday, and today we have an absolute banger - starting with a long-distance relationship, no job, no savings but the...

FRIDAY DRINKS: what's going on with the share market? and Jess' brings EPIC Chrissy ideas to the table

02 Dec 2021

Contributed by Lukas

It's Friday again my loves, and this episode was a goodie! We discuss what's going on in the share market at the moment and bring to the table a whole...

The twelve saves of xmas

30 Nov 2021

Contributed by Lukas

GUYS, CHRISTMAS IS COMING! And Jessica Ricci has decided to shower you all with as much Christmas content as she can persuade us to create for you, be...

MONEY DIARIES: More than 30 part time jobs, and just learning to save

28 Nov 2021

Contributed by Lukas

This weeks money diarist has had over THIRTY part-time and casual jobs to keep herself afloat but never had savings in her account, has lived through ...

FRIDAY DRINKS: Black Friday, and G and Jess forgot the listener questions

25 Nov 2021

Contributed by Lukas

It's Friday, Friday, gotta get down on Friiiiidayyyy. It's George's first week bringing to community wins to the table, we discuss Black Friday and th...

Debt agreements, what are they, and when should we consider one?

23 Nov 2021

Contributed by Lukas

A debt agreement is a formal way of settling a debt you can't service without going bankrupt, but when should we consider one? This episode discusses ...

MONEY DIARIES: Growing up with privilege doesn't mean you'll always have wealth

21 Nov 2021

Contributed by Lukas

This weeks diarist is a goodie as always, she grew up privileged with no budget, and now has less than $1000 in the bank - hear our diarists real and ...

FRIDAY DRINKS: Dining out, variable income budgeting and V is ENGAGED!

18 Nov 2021

Contributed by Lukas

It's Friday again friends, and we can't believe this week whipped around so quickly! We're chatting dining out, and how our pal V is FINALLY ENGAGED.T...

Rent to own properties, are they a good idea? (spoiler: no)

16 Nov 2021

Contributed by Lukas

Property is the Great Australian Dream, and a topic we ALL love talking about - even if we don't want to own property ourselves. This week on the show...

MONEY DIARIES: Open heart surgery, unpaid leave and smashing uni

14 Nov 2021

Contributed by Lukas

Happy Monday and WELCOME TO OUR 200TH EPISODE OF SOTM!! This week's money diarist hasn't had one but TWO open-heart surgeries, has spent thousands in ...

FRIDAY DRINKS: Afterpay Money and Insurance Exclusions

11 Nov 2021

Contributed by Lukas

Happy Friday friends! This week V has been pretty riled up about Afterpay's new collaboration with Westpac, and we discuss Life Insurance Exclusions t...

Five ways to stop impulse spending

09 Nov 2021

Contributed by Lukas

Are you a bit impulsive when it comes to spending money? We've got you. Today we're dishing out our top tips on stopping impulse spending (and we have...

MONEY DIARIES: Surviving then thriving after sexual assault and chronic illness

07 Nov 2021

Contributed by Lukas

Good morning friends! This week we've got a story that will inspire you, and break your heart at the same time. This weeks money diarist has been thro...

FRIDAY DRINKS: G and V take the wheel!

04 Nov 2021

Contributed by Lukas

Happy Friday friends! This week G and V forgot that Tuesday was a public holiday here in VIC, so Friday drinks was left feeling a little lean BUT WE S...

Moving overseas, the financially responsible way

02 Nov 2021

Contributed by Lukas

It's that time again - Wednesday deep dive time! In this episode V and G talk about how to plan your international gap year, or stint overseas without...

MONEY DIARIES: Things can change in the blink of an eye

01 Nov 2021

Contributed by Lukas

Happy Monday Angels! This weeks money diarist wrote in last week about saving for her first home with her partner, but things change in the blink of a...

FRIDAY DRINKS: Check your Superannuation!

28 Oct 2021

Contributed by Lukas

Happy Friday! We have a friendly reminder to check on your superannuation and make sure you're on track! Check out the Government Super Comparison Too...

Debt Prioritisation

26 Oct 2021

Contributed by Lukas

Happy Wednesday lovers and friends! Debt can not only be super scary, but quite overwhelming. In this episode, V + G are chatting about the ways to pa...

MONEY DIARIES: Late Blooming Law Student

24 Oct 2021

Contributed by Lukas

Happy Monday Friends! Our Money Diarist this week has shared her story of growing up privileged but not without mental health and family struggles. An...

FRIDAY DRINKS: The Victorian Homebuyer Fund

21 Oct 2021

Contributed by Lukas

Happy Friday angel babies! We have an ep full of fun today - our young Jessica Ricci is looking at buying property sometime very soon, and V is going ...

The Impacts of Gambling

19 Oct 2021

Contributed by Lukas

Happy Wednesday friends! Today we're talking about the effects of gambling in our community, how to recognise problem gambling and how to help a loved...

MONEY DIARIES: Financially Free at 19

17 Oct 2021

Contributed by Lukas

Our Money Diarist this week has been through a crazy life at the young age of 19! After becoming homeless to escape a toxic home life, she has shown e...

BONUS EP: UBank CEO Philippa Watson

15 Oct 2021

Contributed by Lukas

Happy Saturday Angels - and happy bonus episode day!! We have a special treat for you, our friends at UBank have been very generous to us (and to you ...

FRIDAY DRINKS: What's with AI Marketing?

14 Oct 2021

Contributed by Lukas

Happy Friday sweet friends! We have a good juicy chat all around the latest MLM you might have seen on TikTok - and why you should be wary.The advice ...

Community Q&A Part Two!

12 Oct 2021

Contributed by Lukas

Happy Hump Day Friends! You loved our first Q&A, so we're here with some more questions for you!The advice shared on She’s on The Money is gener...

MONEY DIARIES: A breakup and budgeting journey

10 Oct 2021

Contributed by Lukas

Happy Monday Friends! Our Money Diarist this week is sharing how her breakup and motivation to go on a holiday kicked off her budgeting journey... by ...

FRIDAY DRINKS: Financial break-ups

07 Oct 2021

Contributed by Lukas

Happy Friday! TGIF, amirite?! Today V, G, Jess and Toni are chatting about Zuckerberg and how our finances affect our relationships.The advice shared ...

What's the deal with Parental Leave?

05 Oct 2021

Contributed by Lukas

Happy Wednesday Angels! Today V and G are sharing the ins and outs of your rights surrounding Parental leave and who can apply and HOW to actually do ...

MONEY DIARIES: Baby Budgeting

03 Oct 2021

Contributed by Lukas

Happy Monday Angels! Our Money Diarist is sharing a very emotional rollercoaster of a story with us today, and announces something very exciting! And ...

FRIDAY DRINKS: Hairs and Shares!

30 Sep 2021

Contributed by Lukas

Happy Friday beautiful Starfish! A fun girl gang today chatting all things fees and shares and crypto! Happy weekend!The advice shared on She’s on T...

Community Q&A

28 Sep 2021

Contributed by Lukas

Happy Wednesday Angel Pies! We popped a little thread in our Facebook Group for you to ask your questions and G + V have done their best to answer a f...

MONEY DIARIES: No degree & a 6 figure salary

26 Sep 2021

Contributed by Lukas

Our Money Diarist this week shares her journey from money, to nothing, and back again - and not without a lot of hardwork. Hope you love it xThe advic...

FRIDAY DRINKS: Update your address!!

23 Sep 2021

Contributed by Lukas

Happy Friday angels! A formal reminder from VD to remember to update your addresses and personal info when moving or buying a new car etc - it could s...

Binding Financial Agreements Q&A

21 Sep 2021

Contributed by Lukas

Today we're joined by Lucy Percy from Head and Heart Estate Planning to talk all things Binding Financial Agreements.The advice shared on She’s on T...

MONEY DIARIES: Moving to Thailand and living your best life

19 Sep 2021

Contributed by Lukas

Happy Monday friends! Our Money Diarist today shares her tale of the 'standard life' and being 'seemingly happy' to going through a divorce and then t...

FRIDAY DRINKS: Christmas Countdown!

16 Sep 2021

Contributed by Lukas

Happy Friday chicken littles! Hope you're having a great week - it's 14 weeks til Christmas! I've calculated how much money you need to save weekly! Y...

Teaching Kids About Money

14 Sep 2021

Contributed by Lukas

A highly requested and SUPER informative ep by the money queens V + G themselves - plus input from our community. This episode truly has it all! We me...

MONEY DIARIES: Creating a new life in Australia

12 Sep 2021

Contributed by Lukas

Happy Monday Friends! Our Money Diarist this week shares her story of coming to Australia with no English, how she has navigated her visas, and how sh...

FRIDAY DRINKS: Is it gravity, or something else?

09 Sep 2021

Contributed by Lukas

Happy Friday delicious pumpkin friends! This week we get into a lot of science based discussion regarding gravity and electric bikes. It's a bit of a ...

Is renting forever an option?

07 Sep 2021

Contributed by Lukas

Buying property at the moment seems SO far away for so many of us, so we pick the brains of Victoria Devine to see whether there is potential wealth c...

MONEY DIARIES: Recovering from Financial Abuse

05 Sep 2021

Contributed by Lukas

Happy Monday, and Kia Ora Queens! We have a lovely Money Diarist from across the ditch in New Zealand! She's sharing her journey and money story of re...

FRIDAY DRINKS: Accountability August Wrap Up!

02 Sep 2021

Contributed by Lukas

Happy Friday, and happy September!! Our Accountability August challenge is over, and we get to share how we all went! We also talk about some great ha...

5 apps to spend 5 minutes on to make 5 dollars!***

31 Aug 2021

Contributed by Lukas

***You may not make 5 dollars**** But I just wanted to sound fun! Today V and G chat about the apps you could get your hands on to make a bit of extra...

BONUS EP: Happy Equal Pay Day!

30 Aug 2021

Contributed by Lukas

Happpyyyy Equal Pay Day to all of our community! We've taken this date in the calendar to talk about one of our fave things: equality! You'll love thi...

MONEY DIARIES: Change your life in only three chapters!

29 Aug 2021

Contributed by Lukas

Happy Monday Angel Pies! Today our money diarist tells us how she experienced a lot of credit debt in her early 20's, and how she's come out of it to ...

FRIDAY DRINKS: What would you do with $1M?

26 Aug 2021

Contributed by Lukas

You've got Victoria, Ryan and Toni this week, and we've got some stats about people who've won the lotto! We also have a look at some great money wins...

It's never too early to talk RETIREMENT

24 Aug 2021

Contributed by Lukas

So, we get it, you're young and fun and cool, you don't want to think about your retirement yet!! But knowledge is POWER! And the things you do today ...

MONEY DIARIES: 22, and a hefty inheritance

22 Aug 2021

Contributed by Lukas

Ahhh, inheritances. The money we kind of don't want. Our money diarist this week shares the feelings around receiving an inheritance at such a young a...

BONUS EP: Food and Mood

20 Aug 2021

Contributed by Lukas

SURPRISE! To be honest my loves, what else would we be up to in lockdown?! We've teamed up with our friends from My Millennial Health to bring you thi...

FRIDAY DRINKS: Corn Flakes and Robot Vacuums

19 Aug 2021

Contributed by Lukas

Happy Friday my blueberries! You're going to love this - you can win a ROOMBA!!! Head to our instagram to find out how. Sending lots of love to our fr...

Bankruptcy: Breaking The Stigma

17 Aug 2021

Contributed by Lukas

We've all heard of bankruptcy, but I'm not sure any of us truly know what it means to go bankrupt, or who would even be eligible to do so! In this epi...

MONEY DIARIES: A Cheating Husband and only $1700

15 Aug 2021

Contributed by Lukas

Our Money Diarist this week is sharing the importance of trusting your gut and looking after yourself. After finding out her husband had been cheating...