She's On The Money

FRIDAY DRINKS: BNPL being introduced to credit reports

27 Jan 2022

Contributed by Lukas

HELLO AND HAPPY FRIDAY FRIENDS! This week we're answering listener questions, and chatting all about how Equifax are adding Afterpay data to it's cred...

Pet insurance, is it purr-fect for your situation?

25 Jan 2022

Contributed by Lukas

If you're a fur parent, whether or not to have pet insurance is probably a question you've pondered previously. Some people swear by it, and others sw...

MONEY DIARIES: Clawing her way back from emotional and financial abuse

23 Jan 2022

Contributed by Lukas

This week our diarist is SUPER EPIC. She's currently working her way back from an emotionally and financially abusive relationship with a parent, is a...

FRIDAY DRINKS: Gettin' the band back together

20 Jan 2022

Contributed by Lukas

HAPPY FRIDAY PALS! The bands back together after being struck by the spicy cough. We chat about splitting bills with your partner based on equity, and...

Power of Attorney: Who, what when where and how

18 Jan 2022

Contributed by Lukas

Hello friends and HAPPY WEDNESDAY! This week we're breaking down the topic of Power of Attorneys - a topic you think you'll never need to consider whe...

FRIDAY DRINKS: Welcome to book club

13 Jan 2022

Contributed by Lukas

This week it's G and V on the Mics because our pal JRic is away with the spicy cough. We discuss the week that was, a few very exciting things happeni...

The 5 ETF's that returned the MOST in 2021

11 Jan 2022

Contributed by Lukas

Today we're talking about the 5 ETF's that returned the most in 2021, because 2022 is the year we are going to become fluent in the language of invest...

MONEY DIARIES: A redundancy, two home purchases AND a small business

09 Jan 2022

Contributed by Lukas

This money story is epic. This weeks diarists parents came to Australia as immigrants and started from absolute scratch, and now our diarist has hustl...

FRIDAY DRINKS: Investing while living overseas, criminal fraud and conspiracy

06 Jan 2022

Contributed by Lukas

HELLO OUR LOVES! We are back for another year of Money Diaries and we are SO excited. This week we answer a listener question about investing while li...

Reflecting on the year of 2021, setting goals for 2022

04 Jan 2022

Contributed by Lukas

Happy New year angels, we are SO glad to be back for another year with you AND with our friends from Shopback. We say this because can you believe thi...

MONEY DIARIES: Changing savings habits to create more opportunity

02 Jan 2022

Contributed by Lukas

WELCOME TO THE FIRST EPISODE OF 2022!!!! This week on the show we speak to a money diarist who's always been able to save when she needed to but didn'...

FRIDAY DRINKS: Happy New Year friends!

30 Dec 2021

Contributed by Lukas

IT'S THE LAST EPISODE OF 2021! The whole SOTM team are so grateful to have spent another lap around the sun with you guys, and can't wait to welcome i...

A deep dive on credit scores

28 Dec 2021

Contributed by Lukas

This week we're deep-diving (again!) on credit scores, and what they mean for you in Australia - as there are SO many things floating around the inter...

MONEY DIARIES: From a low income, abusive and challenging background to owning a home all on their own

26 Dec 2021

Contributed by Lukas

This Money Diary is EPIC. Our Money Diarist grew up in a low income earning single parent family and has hustled her butt off to now be a home owner A...

FRIDAY DRINKS: 'Twas the night before Christmas

23 Dec 2021

Contributed by Lukas

We can't believe it's literally CHRISTMAS EVE, and at a time like this we are reminded of just how grateful we are for you. Thanks for supporting us, ...

Top tips for tackling the boxing day sales

21 Dec 2021

Contributed by Lukas

Right after Christmas Day comes Boxing day, and if you're in teh mood for some shopping, this is one of the days you might find yourself with more bar...

MONEY DIARIES: saving 70% of their income and just purchased their first investment property

19 Dec 2021

Contributed by Lukas

This week on the show we're talking to a 26 year old who's just purchased her first investment property after saving SEVENTY percent of her income, WH...

FRIDAY DRINKS: to split tips or to not, that is the question

16 Dec 2021

Contributed by Lukas

This week we discuss all happened during the week, but also we discuss whether splitting tips is the expectation, or if you should keep them all yours...

Hosting a cost effective Christmas

14 Dec 2021

Contributed by Lukas

The festive season isn't about how much you spend, it's a about who you spend it with. In this ep G + V chat about the many fun, festive and inexpensi...

MONEY DIARIES: Identity theft and fraud

13 Dec 2021

Contributed by Lukas

This week on Money Diaries, Jess and V chat to a money diarist who had her identity stolen! She's back on track now (thankfully!) but does have a few ...

FRIDAY DRINKS: G King and Jric go rogue

09 Dec 2021

Contributed by Lukas

This week G King and Jric decided to take Friday Drinks on solo without V! Kinda makes sense since last week Jric was answering questions like a pro, ...

How to have a sustainable Christmas

07 Dec 2021

Contributed by Lukas

When you think Christmas you probably think of presents, feasts and time spent with loved ones, but what happens when we take down the decorations and...

MONEY DIARIES: Two immigrants have completely changed their stories and call Australia home

05 Dec 2021

Contributed by Lukas

Welcome back to another gorgeous Monday, and today we have an absolute banger - starting with a long-distance relationship, no job, no savings but the...

FRIDAY DRINKS: what's going on with the share market? and Jess' brings EPIC Chrissy ideas to the table

02 Dec 2021

Contributed by Lukas

It's Friday again my loves, and this episode was a goodie! We discuss what's going on in the share market at the moment and bring to the table a whole...

The twelve saves of xmas

30 Nov 2021

Contributed by Lukas

GUYS, CHRISTMAS IS COMING! And Jessica Ricci has decided to shower you all with as much Christmas content as she can persuade us to create for you, be...

MONEY DIARIES: More than 30 part time jobs, and just learning to save

28 Nov 2021

Contributed by Lukas

This weeks money diarist has had over THIRTY part-time and casual jobs to keep herself afloat but never had savings in her account, has lived through ...

FRIDAY DRINKS: Black Friday, and G and Jess forgot the listener questions

25 Nov 2021

Contributed by Lukas

It's Friday, Friday, gotta get down on Friiiiidayyyy. It's George's first week bringing to community wins to the table, we discuss Black Friday and th...

Debt agreements, what are they, and when should we consider one?

23 Nov 2021

Contributed by Lukas

A debt agreement is a formal way of settling a debt you can't service without going bankrupt, but when should we consider one? This episode discusses ...

MONEY DIARIES: Growing up with privilege doesn't mean you'll always have wealth

21 Nov 2021

Contributed by Lukas

This weeks diarist is a goodie as always, she grew up privileged with no budget, and now has less than $1000 in the bank - hear our diarists real and ...

FRIDAY DRINKS: Dining out, variable income budgeting and V is ENGAGED!

18 Nov 2021

Contributed by Lukas

It's Friday again friends, and we can't believe this week whipped around so quickly! We're chatting dining out, and how our pal V is FINALLY ENGAGED.T...

Rent to own properties, are they a good idea? (spoiler: no)

16 Nov 2021

Contributed by Lukas

Property is the Great Australian Dream, and a topic we ALL love talking about - even if we don't want to own property ourselves. This week on the show...

MONEY DIARIES: Open heart surgery, unpaid leave and smashing uni

14 Nov 2021

Contributed by Lukas

Happy Monday and WELCOME TO OUR 200TH EPISODE OF SOTM!! This week's money diarist hasn't had one but TWO open-heart surgeries, has spent thousands in ...

FRIDAY DRINKS: Afterpay Money and Insurance Exclusions

11 Nov 2021

Contributed by Lukas

Happy Friday friends! This week V has been pretty riled up about Afterpay's new collaboration with Westpac, and we discuss Life Insurance Exclusions t...

Five ways to stop impulse spending

09 Nov 2021

Contributed by Lukas

Are you a bit impulsive when it comes to spending money? We've got you. Today we're dishing out our top tips on stopping impulse spending (and we have...

MONEY DIARIES: Surviving then thriving after sexual assault and chronic illness

07 Nov 2021

Contributed by Lukas

Good morning friends! This week we've got a story that will inspire you, and break your heart at the same time. This weeks money diarist has been thro...

FRIDAY DRINKS: G and V take the wheel!

04 Nov 2021

Contributed by Lukas

Happy Friday friends! This week G and V forgot that Tuesday was a public holiday here in VIC, so Friday drinks was left feeling a little lean BUT WE S...

Moving overseas, the financially responsible way

02 Nov 2021

Contributed by Lukas

It's that time again - Wednesday deep dive time! In this episode V and G talk about how to plan your international gap year, or stint overseas without...

MONEY DIARIES: Things can change in the blink of an eye

01 Nov 2021

Contributed by Lukas

Happy Monday Angels! This weeks money diarist wrote in last week about saving for her first home with her partner, but things change in the blink of a...

FRIDAY DRINKS: Check your Superannuation!

28 Oct 2021

Contributed by Lukas

Happy Friday! We have a friendly reminder to check on your superannuation and make sure you're on track! Check out the Government Super Comparison Too...

Debt Prioritisation

26 Oct 2021

Contributed by Lukas

Happy Wednesday lovers and friends! Debt can not only be super scary, but quite overwhelming. In this episode, V + G are chatting about the ways to pa...

MONEY DIARIES: Late Blooming Law Student

24 Oct 2021

Contributed by Lukas

Happy Monday Friends! Our Money Diarist this week has shared her story of growing up privileged but not without mental health and family struggles. An...

FRIDAY DRINKS: The Victorian Homebuyer Fund

21 Oct 2021

Contributed by Lukas

Happy Friday angel babies! We have an ep full of fun today - our young Jessica Ricci is looking at buying property sometime very soon, and V is going ...

The Impacts of Gambling

19 Oct 2021

Contributed by Lukas

Happy Wednesday friends! Today we're talking about the effects of gambling in our community, how to recognise problem gambling and how to help a loved...

MONEY DIARIES: Financially Free at 19

17 Oct 2021

Contributed by Lukas

Our Money Diarist this week has been through a crazy life at the young age of 19! After becoming homeless to escape a toxic home life, she has shown e...

BONUS EP: UBank CEO Philippa Watson

15 Oct 2021

Contributed by Lukas

Happy Saturday Angels - and happy bonus episode day!! We have a special treat for you, our friends at UBank have been very generous to us (and to you ...

FRIDAY DRINKS: What's with AI Marketing?

14 Oct 2021

Contributed by Lukas

Happy Friday sweet friends! We have a good juicy chat all around the latest MLM you might have seen on TikTok - and why you should be wary.The advice ...

Community Q&A Part Two!

12 Oct 2021

Contributed by Lukas

Happy Hump Day Friends! You loved our first Q&A, so we're here with some more questions for you!The advice shared on She’s on The Money is gener...

MONEY DIARIES: A breakup and budgeting journey

10 Oct 2021

Contributed by Lukas

Happy Monday Friends! Our Money Diarist this week is sharing how her breakup and motivation to go on a holiday kicked off her budgeting journey... by ...

FRIDAY DRINKS: Financial break-ups

07 Oct 2021

Contributed by Lukas

Happy Friday! TGIF, amirite?! Today V, G, Jess and Toni are chatting about Zuckerberg and how our finances affect our relationships.The advice shared ...

What's the deal with Parental Leave?

05 Oct 2021

Contributed by Lukas

Happy Wednesday Angels! Today V and G are sharing the ins and outs of your rights surrounding Parental leave and who can apply and HOW to actually do ...

MONEY DIARIES: Baby Budgeting

03 Oct 2021

Contributed by Lukas

Happy Monday Angels! Our Money Diarist is sharing a very emotional rollercoaster of a story with us today, and announces something very exciting! And ...

FRIDAY DRINKS: Hairs and Shares!

30 Sep 2021

Contributed by Lukas

Happy Friday beautiful Starfish! A fun girl gang today chatting all things fees and shares and crypto! Happy weekend!The advice shared on She’s on T...

Community Q&A

28 Sep 2021

Contributed by Lukas

Happy Wednesday Angel Pies! We popped a little thread in our Facebook Group for you to ask your questions and G + V have done their best to answer a f...

MONEY DIARIES: No degree & a 6 figure salary

26 Sep 2021

Contributed by Lukas

Our Money Diarist this week shares her journey from money, to nothing, and back again - and not without a lot of hardwork. Hope you love it xThe advic...

FRIDAY DRINKS: Update your address!!

23 Sep 2021

Contributed by Lukas

Happy Friday angels! A formal reminder from VD to remember to update your addresses and personal info when moving or buying a new car etc - it could s...

Binding Financial Agreements Q&A

21 Sep 2021

Contributed by Lukas

Today we're joined by Lucy Percy from Head and Heart Estate Planning to talk all things Binding Financial Agreements.The advice shared on She’s on T...

MONEY DIARIES: Moving to Thailand and living your best life

19 Sep 2021

Contributed by Lukas

Happy Monday friends! Our Money Diarist today shares her tale of the 'standard life' and being 'seemingly happy' to going through a divorce and then t...

FRIDAY DRINKS: Christmas Countdown!

16 Sep 2021

Contributed by Lukas

Happy Friday chicken littles! Hope you're having a great week - it's 14 weeks til Christmas! I've calculated how much money you need to save weekly! Y...

Teaching Kids About Money

14 Sep 2021

Contributed by Lukas

A highly requested and SUPER informative ep by the money queens V + G themselves - plus input from our community. This episode truly has it all! We me...

MONEY DIARIES: Creating a new life in Australia

12 Sep 2021

Contributed by Lukas

Happy Monday Friends! Our Money Diarist this week shares her story of coming to Australia with no English, how she has navigated her visas, and how sh...

FRIDAY DRINKS: Is it gravity, or something else?

09 Sep 2021

Contributed by Lukas

Happy Friday delicious pumpkin friends! This week we get into a lot of science based discussion regarding gravity and electric bikes. It's a bit of a ...

Is renting forever an option?

07 Sep 2021

Contributed by Lukas

Buying property at the moment seems SO far away for so many of us, so we pick the brains of Victoria Devine to see whether there is potential wealth c...

MONEY DIARIES: Recovering from Financial Abuse

05 Sep 2021

Contributed by Lukas

Happy Monday, and Kia Ora Queens! We have a lovely Money Diarist from across the ditch in New Zealand! She's sharing her journey and money story of re...

FRIDAY DRINKS: Accountability August Wrap Up!

02 Sep 2021

Contributed by Lukas

Happy Friday, and happy September!! Our Accountability August challenge is over, and we get to share how we all went! We also talk about some great ha...

5 apps to spend 5 minutes on to make 5 dollars!***

31 Aug 2021

Contributed by Lukas

***You may not make 5 dollars**** But I just wanted to sound fun! Today V and G chat about the apps you could get your hands on to make a bit of extra...

BONUS EP: Happy Equal Pay Day!

30 Aug 2021

Contributed by Lukas

Happpyyyy Equal Pay Day to all of our community! We've taken this date in the calendar to talk about one of our fave things: equality! You'll love thi...

MONEY DIARIES: Change your life in only three chapters!

29 Aug 2021

Contributed by Lukas

Happy Monday Angel Pies! Today our money diarist tells us how she experienced a lot of credit debt in her early 20's, and how she's come out of it to ...

FRIDAY DRINKS: What would you do with $1M?

26 Aug 2021

Contributed by Lukas

You've got Victoria, Ryan and Toni this week, and we've got some stats about people who've won the lotto! We also have a look at some great money wins...

It's never too early to talk RETIREMENT

24 Aug 2021

Contributed by Lukas

So, we get it, you're young and fun and cool, you don't want to think about your retirement yet!! But knowledge is POWER! And the things you do today ...

MONEY DIARIES: 22, and a hefty inheritance

22 Aug 2021

Contributed by Lukas

Ahhh, inheritances. The money we kind of don't want. Our money diarist this week shares the feelings around receiving an inheritance at such a young a...

BONUS EP: Food and Mood

20 Aug 2021

Contributed by Lukas

SURPRISE! To be honest my loves, what else would we be up to in lockdown?! We've teamed up with our friends from My Millennial Health to bring you thi...

FRIDAY DRINKS: Corn Flakes and Robot Vacuums

19 Aug 2021

Contributed by Lukas

Happy Friday my blueberries! You're going to love this - you can win a ROOMBA!!! Head to our instagram to find out how. Sending lots of love to our fr...

Bankruptcy: Breaking The Stigma

17 Aug 2021

Contributed by Lukas

We've all heard of bankruptcy, but I'm not sure any of us truly know what it means to go bankrupt, or who would even be eligible to do so! In this epi...

MONEY DIARIES: A Cheating Husband and only $1700

15 Aug 2021

Contributed by Lukas

Our Money Diarist this week is sharing the importance of trusting your gut and looking after yourself. After finding out her husband had been cheating...

FRIDAY DRINKS: Superannuation Hacks

12 Aug 2021

Contributed by Lukas

Friday has come around - and if you're like us and you're in lockdown - TGIF! We've got a great little superannuation hack for you guys. Love ya, stay...

Nailing a job interview 101

10 Aug 2021

Contributed by Lukas

Have you ever wondered what EXACTLY is going through an employer's head during a job interview? Well luckily for you, we have Employer Extraordinaire ...

MONEY DIARIES: Sharing Money With Family

08 Aug 2021

Contributed by Lukas

Happy Monday Friends! Today's Money Diarist has shared her story to reach out to the Asian Community of She's On The Money, and share her reality and ...

FRIDAY DRINKS: Accidental Sushi

05 Aug 2021

Contributed by Lukas

Happy Friday my beautiful Pumpkin Seeds! We have a fun little ep including check-ins on the team and how they're faring with Accountability August. Lo...

Consolidating Debt & Refinancing

03 Aug 2021

Contributed by Lukas

Debt consolidation - what is it, how does it work and is it the right option for you? Today we unpack the pros and the cons of this method of debt man...

MONEY DIARIES: Side hustle turned full time job

01 Aug 2021

Contributed by Lukas

Happy Monday friends! Our money diarist this week shares how she's made hay while the sun is shining, and how she's made turning her side hustle into ...

FRIDAY DRINKS: Accountability August!

29 Jul 2021

Contributed by Lukas

Happy Friday lovely friends! We have an exciting little challenge coming: Accountability August! If you'd like to take part, you can join us at our Fa...

Moving on out (of home for the first time)

27 Jul 2021

Contributed by Lukas

Moving out of home and need a hand managing the money side of things? We, sweet angel, have you covered. Join V+G as they discuss the ins and outs of ...

MONEY DIARIES: 26, trans and preparing for gender affirmation surgery

25 Jul 2021

Contributed by Lukas

Hi friends - this Money Diary is an exciting one! We've been chatting with this Money Diarist for a while now and V and I super excited to deliver thi...

FRIDAY DRINKS: Second Hand Money Wins

22 Jul 2021

Contributed by Lukas

Happy Friday angels! Last week we asked you guys to share your best second-hand money wins, and as always - you delivered!! If you're in lockdown righ...

Financial Advisers: Who, What, When & How!

20 Jul 2021

Contributed by Lukas

Okay - Listen up friendly friends! This is one we get a lot: How do I find a financial Adviser? How much does it cost? When should I see one?! And we ...

MONEY DIARIES: No uni degree, and $212k

18 Jul 2021

Contributed by Lukas

Hot diggity dog this is an empowering Money Diary! We love hearing stories from all walks of life in our money diaries and we love how this one shows ...

FRIDAY DRINKS: Rich CEO's and Cumquat Jam

15 Jul 2021

Contributed by Lukas

Happy Friday Bambinis! Lots of fun wins from our community and a real insight into business and pay structure for the 20 highest paid CEO's in Austral...

How to be a savvy student

13 Jul 2021

Contributed by Lukas

Are you a student that doesn’t know where to start when it comes to money? We’ve got you! Today V+G talk through their top hacks for saving as a s...

MONEY DIARIES: Mental Health and our finances

11 Jul 2021

Contributed by Lukas

Happy Monday Angels! We hope you've had an amazing weekend! We have an incredibly empowering story to share with you today, and as a content warning, ...

FRIDAY DRINKS: How long do you wear lingerie for?

08 Jul 2021

Contributed by Lukas

Another week done and DUSTED and we're coming through with your community wins! We also talk about our fave Blak Owned Businesses to celebrate NAIDOC ...

Keeping your Credit Score in Check

06 Jul 2021

Contributed by Lukas

There is a whole lot of confusion involved when it comes to credit scores in Australia - do they matter? Can they impact your ability to receive a hom...

MONEY DIARIES: Losing your Mum at 18

04 Jul 2021

Contributed by Lukas

This Money Diary is one very close to my heart - our Money Diarist lost her Mum at 18 and shares how that has affected her throughout her life financi...

FRIDAY DRINKS: Small team, BIG VIBES

01 Jul 2021

Contributed by Lukas

iiiiiiiiit's Fridaaay, Fridaaaayy gotta get down on Friday! We're at the end of the week again - and we're celebrating, but only with three of us! Eve...

New Financial Year, New Financial Goals

29 Jun 2021

Contributed by Lukas

Are you feeling like you’re stuck in a bit of a mid-year-flat-funk when it comes to your finances? Well this friend, is the pod for you. Join Victor...

MONEY DIARIES: 29 and catching up

27 Jun 2021

Contributed by Lukas

If you spent your early twenties off in the world - this one is for you! Our Money Diarist this week discusses feeling like she's stuck catching up wi...

FRIDAY DRINKS: Super(annuation) heroes!

24 Jun 2021

Contributed by Lukas

Happy Friday cool Cats and Kittens! Another week done and dusted and we hope it was amazing! We're wrapping a big week, but we're also headed into a b...

BONUS EP: Victoria on Seize The Yay!

23 Jun 2021

Contributed by Lukas

A sneaky lil bonus ep should cure those hump-day blues! V joined BFF of the show, Sarah Holloway of Seize The Yay on her podcast and I just HAD to sha...

What's your money personality?

22 Jun 2021

Contributed by Lukas

We need to talk about your money personality. I know, I personally am a funny, confident and BEAUTIFUL little kitten - but Victoria is about to knock ...

MONEY DIARIES: 27, 0 savings, tax debt, and $50

20 Jun 2021

Contributed by Lukas

Prepare to feel empowered. This week we chat with a 27 year old woman who has been through some hard lessons in business! She's right at the beginning...

BONUS EP: Sharesies CEO Brooke Roberts

19 Jun 2021

Contributed by Lukas

Happy Sunday friendly friends! This ep is a littttllleeee different, introducing Brooke Roberts: Woman, Mum, and CEO (or, THREE-EO, as she calls it) o...