Signal or Noise?
Episodes
10 Ways to Save on Your Taxes
02 Apr 2026
Contributed by Lukas
10 Ways to Save on Your Taxes From maxing out your retirement accounts to working with a proactive tax planner, Peter and Charlie share 10 ways to pot...
The Fog of War
19 Mar 2026
Contributed by Lukas
The Fog of War With the U.S. involved in military conflict, Peter and Charlie discuss rising uncertainty — and what it could mean for oil, consumers...
The State of the Markets
26 Feb 2026
Contributed by Lukas
Peter and Charlie discuss the stock market, the bond market, the Fed, inflation, the economy and more on this special episode of Signal or Noise.
The Ultimate Guide to Volatility and Corrections
22 Jan 2026
Contributed by Lukas
With the markets once again experiencing volatility, Peter and Charlie walk through what’s causing fear today and discuss what investors should expe...
6 Questions for 2026
09 Jan 2026
Contributed by Lukas
From anticipated Fed rate cuts to the staying power of international stocks, Charlie and Peter cover six topics on the minds of investors as we kick o...
The Ultimate Financial Checklist for Peace of Mind
18 Dec 2025
Contributed by Lukas
After hearing many stories from clients this year about how Creative Planning helped them navigate the loss of their parent or spouse, Charlie and Pet...
7 Lessons From 2025
04 Dec 2025
Contributed by Lukas
From why you shouldn’t fear all-time market highs to the reason we diversify, Charlie and Peter discuss seven important lessons from 2025. Plus, a g...
The Great Divergence: Consumer Gloom vs. Market Boom
21 Nov 2025
Contributed by Lukas
In this episode, Charlie and Peter examine why consumer sentiment is so low even with stocks at all-time highs — it’s a gap unlike anything we’v...
Are We in an AI Bubble?
06 Nov 2025
Contributed by Lukas
In this episode, Charlie and Peter examine whether we’re in an AI bubble, discussing how a speculative bubble is defined, the warning signs of a bub...
10 Charts Every Investor Should Frame
23 Oct 2025
Contributed by Lukas
Covering topics spanning the power of compounding to why you shouldn’t bet against America, Charlie and Peter examine 10 charts illustrating importa...
5 Things That Should Be Required Learning in High School
15 Oct 2025
Contributed by Lukas
From how a credit card works to how to add value to any organization, Charlie and Peter discuss five important things to teach your children before th...
How to Invest Cash on the Sidelines
23 Sep 2025
Contributed by Lukas
With a record $7.7 trillion sitting in money market accounts, Charlie and Peter discuss the opportunity cost of sitting in cash, the odds that waiting...
Rate Cuts, Recessions and Risks
11 Sep 2025
Contributed by Lukas
After a year of pressure to cut rates, the Fed seems poised to lower rates by 0.25%-0.50% next week. Peter and Charlie discuss the logic behind this i...
How to Make Housing Affordable Again
21 Aug 2025
Contributed by Lukas
With home prices far outpacing wages over the last decade, Charlie and Peter discuss the record housing affordability gap and its wide-ranging implica...
Is This as Good as it Gets?
11 Aug 2025
Contributed by Lukas
With investors seeing another all time high in the market, many are left wondering what’s next and how long this can last. Charlie and Peter share t...
Triumph of the Optimists
24 Jul 2025
Contributed by Lukas
Charlie and Peter dive into the triumph created from long-term investing, including why it’s better to be an owner than a lender and the importance ...
10 Lessons for Living
02 Jul 2025
Contributed by Lukas
Charlie and Peter shake things up by pressing pause on their usual market commentary to instead discuss 10 important life lessons from Peter Mallouk. ...
10 Lessons From Jonathan Clements
19 Jun 2025
Contributed by Lukas
Charlie and Peter are joined by noted Wall Street Journal columnist and Creative Planning Director of Education Jonathan Clements to discuss 10 valuab...
Deficit Nation
05 Jun 2025
Contributed by Lukas
On this episode, Charlie and Peter examine how the bill recently passed by the Housecould further impact the national deficit and why addressing spend...
The End of an Era
22 May 2025
Contributed by Lukas
With Warren Buffet announcing he’ll be stepping down as the CEO of Berkshire Hathaway at the end of this year, Charlie and Peter discuss seven new l...
How to Invest During a Recession
07 May 2025
Contributed by Lukas
With much debate still surrounding whether we’re heading into a recession, Charlie and Peter give their thoughts and share five tips for investing i...
What Matters in the Long Run
23 Apr 2025
Contributed by Lukas
Tariffs may grab headlines, but what’s the real story for investors? In this episode, Charlie and Peter cut through the noise to dive into the rippl...
How to Invest During a Bear Market
11 Apr 2025
Contributed by Lukas
Amid this week's tariff-induced market volatility, Peter and Charlie share their bear market playbook for long-term investors, addressing market timin...
The Tariff Tantrum and 3 Possible Outcomes
04 Apr 2025
Contributed by Lukas
As markets respond to the administration’s sweeping tariff announcements, Peter and Charlie break down the details. Their discussion covers the basi...
A Checklist for Corrections
27 Mar 2025
Contributed by Lukas
As we endure the 30th market pullback of more than 5% since the March 2009 low, Charlie and Peter take this opportunity to discuss the ins and outs of...
The Price of Admission
10 Mar 2025
Contributed by Lukas
On this episode, Charlie and Peter discuss one of the most important fundamentals of investing and the one constant for investors: risk. Without it, t...
5 Questions on DOGE
27 Feb 2025
Contributed by Lukas
On this episode, Charlie and Peter answer several questions they've received regarding the newly formed Department of Government Efficiency (DOGE), in...
Investing Lessons From the Great Peter Lynch
05 Feb 2025
Contributed by Lukas
When it comes to investing, it’s not just knowing what you own but also why you own it. On this episode of Signal or Noise, Charlie and Peter discus...
5 Lessons Every Investor Should Know
24 Jan 2025
Contributed by Lukas
On this episode of Signal or Noise, Charlie and Peter discuss five lessons learned from investor and author Howard Marks, whose writings are widely ad...
5 Questions for 2025
10 Jan 2025
Contributed by Lukas
On our first episode of 2025, Charlie and Peter discuss five key questions shaping the current economic and financial landscape. Together they offer i...
How to Get Rich Without Getting Lucky
19 Dec 2024
Contributed by Lukas
On the final episode of Signal or Noise for 2024, Charlie and Peter switch things up by sharing 10 lessons from entrepreneur and investor Naval Ravika...
The 7 Lessons Learned From 2024
05 Dec 2024
Contributed by Lukas
On this episode of Signal or Noise, Charlie and Peter share seven key lessons from 2024, offering their insights on annual returns, price targets, div...
The Election and What Comes Next
13 Nov 2024
Contributed by Lukas
With the election decided, many are wondering what the results could mean for taxes, government spending, the economy and more. On this episode of Sig...
Easing Into a Melt-Up
01 Nov 2024
Contributed by Lukas
With the market hitting all-time highs and another round of rate cuts on the horizon, the common denominator is the diminishing value of the dollar. C...
Great AI Expectations
25 Oct 2024
Contributed by Lukas
Baseball playoff banter sets the stage for investment advice from Charlie and Peter, where they outline five critical tips for investors to punch abov...
Die With Zero?
08 Oct 2024
Contributed by Lukas
In this episode, Charlie and Peter explore the widespread economic ripple effects of the dock strike, which could have cost the U.S. economy up to $4....
The Easy Money Has Been Made
20 Sep 2024
Contributed by Lukas
But has it? This famous quote gets challenged by Charlie and Peter as they discuss the importance of maintaining a diversified portfolio and avoiding ...
The #1 Way Americans Become Millionaires
06 Sep 2024
Contributed by Lukas
Do you know the number one way Americans become millionaires? Charlie Bilello gets Peter Mallouk’s insider take on this topic and on a couple of rec...
The $35 Trillion Elephant in the Room
16 Aug 2024
Contributed by Lukas
There’s an elephant in the room that keeps growing — but no one wants to talk about it. On this episode of Signal or Noise, Charlie Bilello and Pe...
Embracing Panic
07 Aug 2024
Contributed by Lukas
With all that’s happening in the market, you’ll want to tune in to this episode of Signal or Noise as Charlie Bilello and Peter Mallouk share how ...
Is Now a Good Time to Rebalance?
19 Jul 2024
Contributed by Lukas
Is Now a Good Time to Rebalance?
8 Cognitive Biases and How to Overcome Them
12 Jul 2024
Contributed by Lukas
Gaining an awareness of cognitive biases is just the first step. Overcoming these biases is the real challenge — don’t let them negatively impact ...
7 Lessons From Jack Bogle
14 Jun 2024
Contributed by Lukas
Would you keep a 401k payout if you weren’t the intended beneficiary? Peter and Charlie share the story of a seven-figure signature and the lesson w...
An Economic Reality Check
03 Jun 2024
Contributed by Lukas
A new survey shows many Americans aren’t feeling positive about the economy, the stock market or employment — but the data tells a different story...
10 Lessons From Warren Buffett
20 May 2024
Contributed by Lukas
Warren Buffett earned an estimated $10 billion dollars from investments he made during the global financial crisis in 2008. How did he achieve such re...
Not All Risk Is Rewarded
04 May 2024
Contributed by Lukas
With the Federal Reserve signaling a prolonged period of higher interest rates, Peter and Charlie assess the potential ramifications for investors on ...
Facing Your Biggest Retirement Fears
26 Apr 2024
Contributed by Lukas
The amount of money Americans believe they need for retirement has markedly increased in recent years. Peter and Charlie delve into historical data fr...
Everything Is Awesome
05 Apr 2024
Contributed by Lukas
In a soaring market, are we truly in a stock picker’s paradise? Join Peter and Charlie as they discuss the series of all-time market highs we witnes...
5 Millionaire Myths
23 Mar 2024
Contributed by Lukas
You may be surprised to learn that most millionaires come from families with average or below-average income and built their wealth independently. On ...
Lessons From Japan's Lost Decades
01 Mar 2024
Contributed by Lukas
Join Peter and Charlie on Episode 21 of Signal or Noise as they delve into the contentious issue of minimum wage — they may not see eye to eye, but ...
When Does a Bubble Become a Bubble?
16 Feb 2024
Contributed by Lukas
Did you tune in for football, commercials or Taylor Swift this past weekend? Peter and Charlie discuss some interesting financial stats surrounding th...
Money, Simplified
06 Feb 2024
Contributed by Lukas
Investing seems complicated, but it doesn’t have to be. In this episode, Peter and Charlie break down some of the most important financial concepts ...
The Hidden Opportunity Cost of Cash
22 Jan 2024
Contributed by Lukas
While Costco is selling out of gold bars due to persistent fears of an economic apocalypse, Peter and Charlie help listeners understand why gold is un...
4 Investing Resolutions for Life
05 Jan 2024
Contributed by Lukas
While many would like to predict what the markets will do in 2024, it’s just not possible. Peter and Charlie suggest ditching predictions and offer ...
10 Lessons From Charlie Munger
15 Dec 2023
Contributed by Lukas
Throughout his long life, Charlie Munger gave us invaluable insights and principles that will stand the test of time. Join Peter and Charlie as they e...
Expect the Unexpected
01 Dec 2023
Contributed by Lukas
The past year in the markets can be boiled down to one phrase: expect the unexpected. Throughout 2023, unforeseen events have unfolded, and Peter and ...
There Will Be Drawdowns
09 Nov 2023
Contributed by Lukas
In today's financial landscape, investors often find themselves grappling with numerous uncertainties. Are drawdowns a cause for concern? Is the tradi...
What’s Your Personal Inflation Rate?
26 Oct 2023
Contributed by Lukas
It goes without saying that our emotions (such as fear and greed) often get the better of us. But how do they lead investors to underperform the very ...
Should You Just Buy T-Bills and Chill?
12 Oct 2023
Contributed by Lukas
It goes without saying that our emotions (such as fear and greed) often get the better of us. But how do they lead investors to underperform the very ...
The Long and Winding Road to Investing Success (LIVE From Kansas City!)
27 Sep 2023
Contributed by Lukas
What does it take to become a successful long-term investor? Peter and Charlie have the answers in this week’s episode. They discuss why cash is a l...
What You Can Control as an Investor
31 Aug 2023
Contributed by Lukas
Various studies have shown that people make optimal financial decisions in their early 50s. Charlie and Peter discuss why that might be and why financ...
10 Steps to Make Your First Million
18 Aug 2023
Contributed by Lukas
Becoming a millionaire may take less work than you think — especially if you’re an investor with a long time horizon. Learn how to reach the milli...
What Makes a Great Investor?
04 Aug 2023
Contributed by Lukas
The VIX is down, the S&P and NASDAQ are up, and lots of market strategists who called for a bear market in 2023 have been left scratching their heads....
Biggest 2023 Surprise?
24 Jul 2023
Contributed by Lukas
The first half of 2023 has brought many surprises for investors, including the recession that never came, a hawkish Fed, and much more. Tune in to hea...
How Much Do You Need to Retire?
07 Jul 2023
Contributed by Lukas
Peter and Charlie tackle timeless financial planning questions: How much do you really need to retire? Does money buy happiness? Plus, don’t miss th...
A New Bull Market?
22 Jun 2023
Contributed by Lukas
In this episode, Charlie and Peter delve into why your investing strategy shouldn't change whether we're in a bull or bear market and why you should a...
AI Exuberance
08 Jun 2023
Contributed by Lukas
On this episode, Charlie and Peter delve into the allure of picking single stocks like NVIDIA that show a run of outperformance, why it’s ultimately...
Fears of Default
05 Jun 2023
Contributed by Lukas
In this episode, Charlie Bilello and Peter Mallouk discuss debt default fears, what they think is the best long-term investment (hint: it's not real e...
A Crisis of Confidence
05 Jun 2023
Contributed by Lukas
Tune in as Charlie Bilello and Peter Mallouk discuss the ripple effect of bank deposit fears, the cost of college, and if “don’t fight the Fed” ...
End the Fed?
05 Jun 2023
Contributed by Lukas
Charlie Bilello joins Peter Mallouk for a new series where they discuss big topics in the market, investing and personal finance to help you separate ...