Simplifying Investing
Episodes
Episode# 72: The worry list for shares
31 May 2023
Contributed by Lukas
Shares are vulnerable to a pull back in the months ahead reflecting the rising risk of risk of recession on the back of central bank tightening and we...
Episode# 71: What can be done to boost housing affordability?
24 May 2023
Contributed by Lukas
While Australia's home ownership rate reached a peak of 73% in 1966, a significant deterioration in housing affordability over the last thirty years i...
Episode# 70: Why commercial property returns are more vulnerable than ever
17 May 2023
Contributed by Lukas
Returns on unlisted commercial property have been solid over the last 10 years as the search for yield helped deliver 9% pa on average to investors. A...
Episode# 69: The Federal Budget - the fastest return to surplus since World War II
10 May 2023
Contributed by Lukas
With a $99 billion deficit projected less than 18 months ago, AMP’s Chief Economist, Dr. Shane Oliver looks at the key policies and measures the Gov...
Episode# 68: Australian home prices – here we go again!
02 May 2023
Contributed by Lukas
With latest data showing an uptick in property prices, AMP’s Chief Economist, Dr. Shane Oliver discusses the outlook for prices amid a particularly ...
Episode# 67: Will the proposed RBA reforms lead to a better Australian economy?
27 Apr 2023
Contributed by Lukas
AMP’S Chief Economist, Dr. Shane Oliver dissects the merits of the proposals from the recent RBA Review. Would the changes be beneficial, or do we r...
Episode #66: Investment outlook drivers
19 Apr 2023
Contributed by Lukas
AMP Chief Economist Dr Shane Oliver unpacks inflation, interest rates, recession, US debt ceiling, geopolitics and house prices. Important informati...
Episode #65: Five investment principles for uncertain markets
28 Mar 2023
Contributed by Lukas
AMP Chief Economist Dr Shane Oliver discusses five investment principles he believes are worth sticking to in challenging markets. Important informat...
Episode #64: House prices
22 Mar 2023
Contributed by Lukas
AMP’s Chief Economist Dr Shane Oliver looks at recent housing data showing a slight bounce back in prices, and whether the rebound will continue, or...
Episode #63: US bank failures and investment markets
15 Mar 2023
Contributed by Lukas
AMP Chief Economist Dr. Shane Oliver looks at the implications for investment markets from the recent collapse of Silicon Valley Bank, and two other r...
Episode #62: The case for peak rates
08 Mar 2023
Contributed by Lukas
Following the RBA’s latest interest rate hike, AMP’s Chief Economist Dr. Shane Oliver outlines why he believes it should be the last. Important i...
Episode #61: Economic lessons from the 70s, 80s and 90s
27 Feb 2023
Contributed by Lukas
AMP’s Chief Economist Dr Shane Oliver looks back at the high inflation environment of the 1970s and its aftermath, and the key lessons we should app...
Episode #60: The seven economic indicators for investors to watch
20 Feb 2023
Contributed by Lukas
AMP’s Chief Economist Dr. Shane Oliver discusses the seven key economic indicators that will be critical to the performance of global and local mark...
Episode #59: Interest rates – are we there yet?
08 Feb 2023
Contributed by Lukas
AMP’s Chief Economist Dr Shane Oliver’s discusses the RBA’s latest interest rate increase of 0.25% and the potential for further rises amid ‘h...
Episode #58: Seven reasons Australian shares are set to outperform.
31 Jan 2023
Contributed by Lukas
AMP’s Chief Economist, Dr Shane Oliver examines why the Australian share market has underperformed against global shares since 2009, and provides se...
Episode #57: Inflation and interest rates
26 Jan 2023
Contributed by Lukas
With latest inflation figures surprising on the upside and rising to their highest levels since 1990, AMP’s Chief Economist Dr Shane Oliver looks at...
Episode #56: What can we expect for investment markets in 2023?
18 Jan 2023
Contributed by Lukas
With inflation, rising rates, war and fears for recession hitting bonds, shares and property prices hard in 2022, AMP’s Chief Economist Dr Shane Oli...
Episode #55: Can we expect better returns in 2023?
14 Dec 2022
Contributed by Lukas
As a particularly turbulent year for investment markets draws to a close, AMP’s Chief Economist, Dr Shane Oliver looks ahead to 2023, and why there’...
Episode #54: Have we hit the peak for interest rates?
06 Dec 2022
Contributed by Lukas
Following the latest increase in interest rates, AMP’s Chief Economist discusses his outlook for rates and reasons why they may have hit their peak....
Episode #53: Five medium term inflation pressures & implications for investors
28 Nov 2022
Contributed by Lukas
AMP’s Chief Economist Dr Shane Oliver looks at five structural trends which suggest inflation is set to remain higher over the medium term, compared...
Episode #52: Shares may have bottomed
15 Nov 2022
Contributed by Lukas
While recession and geopolitical risks mean new lows for share markets can’t be ruled out, AMP’s Chief Economist Dr Shane Oliver discusses the gro...
Episode #51: Seven reasons why Australia should be able to avoid a recession
09 Nov 2022
Contributed by Lukas
Words like grim, bleak, perilous and confronting are being used extensively in economic and financial commentary at present. AMP’s Chief Economist D...
Episode #50: Why rates shouldn’t go much higher, but house prices have further to fall
01 Nov 2022
Contributed by Lukas
AMP’s Chief Economist Dr Shane Oliver discusses why we are near the end of the RBA’s rate hiking cycle. He cites falling house prices, depressed...
Episode #49: Breaking down the budget
25 Oct 2022
Contributed by Lukas
AMP's Chief Economist Dr Shane Oliver takes a close look at the federal government's latest budget, handed down last night. What are the implications...
Episode #48 Seven pearls of wisdom for investors
20 Oct 2022
Contributed by Lukas
AMP’s Chief Economist Dr. Shane Oliver draws on his decades of experience analysing markets to share his top seven tips for investors amid the curre...
Episode #47: The perils of forecasting in investing
12 Oct 2022
Contributed by Lukas
In this latest episode of Oliver’s Insights, AMP’s Chief Economist Dr Shane Oliver takes a pragmatic look at the perils of forecasting investment ...
Episode #46: Five reasons rates won’t go much higher
04 Oct 2022
Contributed by Lukas
According to AMP’s Chief Economist Dr Shane Oliver, the latest rate increase of 25 basis points by the RBA signals a slow down in rate rises. In th...
Episode #45: Sticking to investment basics as shares slide
28 Sep 2022
Contributed by Lukas
With risks of a global recession, Australian shares are at high risk of further falls in the short term. But it’s not all bad news, according to AMP...
Episode #44: The 12-month outlook for shares
22 Sep 2022
Contributed by Lukas
Rate rises, inflation, geopolitical risks and recession fears have driven high share market volatility in recent months. In this latest episode, AMP...
Episode #43: Solving Australia’s productivity problem
15 Sep 2022
Contributed by Lukas
The gradual decline in Australia’s productivity over the past 15 years has become a key point of discussion among policy makers. What impact is th...
Episode #42: Seven economic signals for investors
07 Sep 2022
Contributed by Lukas
With share markets at risk of falling back to June lows, AMP’s Chief Economist Dr Shane Oliver discusses seven economic signals investors should be ...
Episode #41: House prices and interest rates
01 Sep 2022
Contributed by Lukas
Is this residential property downturn different? Will it be deeper than others? And how and when will prices recover? In the latest episode of ‘Oli...
Episode #40: The psychology of investment markets
17 Aug 2022
Contributed by Lukas
Human psychology plays a huge role in investment markets, helping explain why asset prices go through irrational and periodic booms and busts. The m...
Episode #39: What are investment cycles and why should investors be aware and wary of them?
11 Aug 2022
Contributed by Lukas
Cyclical fluctuations are a key aspect of investment markets. Most are driven by economic developments but are magnified by swings in investor sentime...
Episode #38: Five reasons why the RBA cash rate is likely to peak with a '2' in front of it
04 Aug 2022
Contributed by Lukas
As widely expected, this week the Reserve Bank of Australia lifted the cash rate again by 0.5 per cent, taking it to 1.85 per cent. This is more than ...
Episode #37: The good news in the plunge in markets
27 Jul 2022
Contributed by Lukas
The start of 2022 has been painful for investors with sharp losses in shares and bonds. And yet despite this setback and rough patches in 2015, 2018,...
Episode #36: What can we learn from inflation in the 1970s?
14 Jul 2022
Contributed by Lukas
The high inflation of the 1970s was bad for economies and brought pain for investment returns. As inflation surged, so did unemployment. So how just...
Episode #35: The past financial year in review
07 Jul 2022
Contributed by Lukas
Inflation, rising interest rates and recession fears have been on the minds of investors in the past financial year. Will shares fall further as inte...
Episode #34: Examining Australia’s Achilles' heel - high household debt
29 Jun 2022
Contributed by Lukas
Australian household debt is high compared to other countries and has increased dramatically since the 1980s. In many ways, this is seen as Australia’...
Episode #33: Tips for investors in times of investment market turmoil
21 Jun 2022
Contributed by Lukas
In the latest episode of Oliver’s Insights, Dr. Shane Oliver walks you through the recent plunge in shares. What should investors keep in mind durin...
Episode #32: The RBA has lifted rates again, so where to next?
08 Jun 2022
Contributed by Lukas
The Reserve Bank of Australia has lifted the cash rate for the second month in a row, taking it to 0.85%, with further rate increases expected in the ...
Episode #31: Implications of the property downswing
02 Jun 2022
Contributed by Lukas
According to CoreLogic data for May, Australia’s home prices fell for the first time since September 2020. So what are the main drivers behind the ...
Episode #30: Australia has a new government, what does it mean for investors?
24 May 2022
Contributed by Lukas
Australia has a new federal government with Anthony Albanese and Labor now in power following the 2022 general election. With any new administration ...
Episode #29: Share market falls - The bad, the good and what you need to know
19 May 2022
Contributed by Lukas
Share markets remain under pressure from several factors including high inflation, rising interest rates and bond yields, the war in Ukraine, and Chin...
Episode #28: Overcoming a fear that could impact the quality of your retirement
16 May 2022
Contributed by Lukas
AMP’s Financial Wellness research indicates that around one in two Australians are concerned they don’t have enough money for retirement - it’s ...
Episode #27: Tips for investing in uncertain times
11 May 2022
Contributed by Lukas
Investing can lead to any number of questions at the best of times, but the current mix of high inflation, rising interest rates and political uncerta...
Episode #26: The RBA has raised rates, so where to from here?
03 May 2022
Contributed by Lukas
For the first time since November 2010, the Reserve Bank of Australia has raised its official cash rate by 0.25%, taking it to 0.35% and signalling mo...
Episode #25: Australian inflation surprises - implications for interest rates
28 Apr 2022
Contributed by Lukas
With Australia’s inflation figures on the rise, all eyes are fixed on 3 May where the Reserve Bank of Australia will next meet. The RBA previously ...
Episode #24: The 2022 Australian Federal Election and Investors
20 Apr 2022
Contributed by Lukas
Australia's political landscape has become somewhat less stable since the 2007 general election with six changes in Prime Minister, a 'minority govern...
Episode #23: Australian housing slowdown Q&A
13 Apr 2022
Contributed by Lukas
House prices always incite a lot of interest in Australia. Until recently it was all about surging prices and ever-worsening affordability as prices b...
Episode #22: How is the Ukraine-Russia conflict impacting markets?
11 Mar 2022
Contributed by Lukas
The unrest in Ukraine has many concerned, and with the West imposing sanctions on Russia, what impact will this conflict have on the rest of the world...
Episode #21: Navigating the property market in 2022
22 Feb 2022
Contributed by Lukas
Last year, Australia’s house prices rose to the tune of more than 20 per cent, so regardless of whether you’re looking to buy in the city or find ...
Episode #20: Omicron and the markets – can we be optimistic in 2022?
09 Feb 2022
Contributed by Lukas
COVID continues to disrupt our lives and the way we do business, but will our fortunes improve in 2022? AMP Capital Chief Economist Dr Shane Oliver r...
Episode #19: COP26 and what it means for investing
26 Nov 2021
Contributed by Lukas
Every single day, businesses and governments around the world are grappling with the issue of climate change, and it’s something that has been on ju...
Episode #18: What you need to know about cryptocurrency
12 Nov 2021
Contributed by Lukas
Alternative digital currencies have become a big topic of discussion in recent times, due in part to new technologies creating different ways to inves...
Episode #17: The state of Australia’s property market
29 Oct 2021
Contributed by Lukas
Australia’s property market has created wealth for millions of people, but for those looking to break into it for the first time, it’s a difficult...
Episode #16: Securing financial freedom in retirement
15 Oct 2021
Contributed by Lukas
Why is receiving that last paycheque so daunting? How you can plan for the future to ensure you are comfortable and confident when it comes time to re...
Episode #15: Transitioning to retirement
30 Sep 2021
Contributed by Lukas
How do you transition to retirement, or even prepare for it? And when is the right time to start? As we move through life, our aspirations evolve and ...
Episode #14: ESG and responsible investment explained
17 Sep 2021
Contributed by Lukas
With the responsible investment market in Australia now worth more than $1.2 trillion and growing 15 times faster than the rest of the market, it’s ...
Bonus episode: 'Your Future, Your Super' explained
03 Sep 2021
Contributed by Lukas
In this bonus episode of Simplifying Super, we dive into the ‘Your Future, Your Super’ reforms that were announced as part of the 2020-21 Federal ...
Episode #13: Is a self-managed super fund right for you?
19 Aug 2021
Contributed by Lukas
Have you ever wondered what a self-managed super fund is and whether it's right for you? This week, we sit down with SuperConcepts' Executive Manager,...
Episode #12: The top five super questions
06 Aug 2021
Contributed by Lukas
When it comes to preparing for your retirement, there is no such thing as a silly question. That’s why AMP’s Workplace Education Manager Jess Aram...
Episode #11: Keeping your super safe
23 Jul 2021
Contributed by Lukas
Have you ever wondered who keeps your super safe until you retire? This week, AMP Australia’s Workplace Solutions General Manager, Briony Barclay-Ri...
Episode #10: Shane Oliver’s top five investment mantras
09 Jul 2021
Contributed by Lukas
Dr. Shane Oliver, AMP Capital's Head of Investment Strategy and Chief Economist, shares his top five investment mantras. This is the second of two ...
Episode #9: The economy, markets and your super
25 Jun 2021
Contributed by Lukas
Dr Shane Oliver, AMP Capital's Head of Investment Strategy and Chief Economist, discusses Australia’s improving economic growth, low interest rates ...
Episode #8: End of financial year part 2
11 Jun 2021
Contributed by Lukas
With end of financial year just around the corner, learn about options to maximise your super balance and even save on tax. In the second episode of a...
Episode #7: End of financial year part 1
27 May 2021
Contributed by Lukas
With end of financial year just around the corner, learn about options to maximise your super balance and even save on tax. In the first of a two-pa...
Episode #6: Retirement part 2
20 May 2021
Contributed by Lukas
Whether retirement feels light years away or finally within reach, it’s never too early to start preparing for a comfortable retirement. In the fina...
Bonus episode: 2021 Federal Budget special
12 May 2021
Contributed by Lukas
In this bonus episode of Simplifying Super, AMP superannuation expert John Perri breaks down the key announcements from the 2021-22 Budget relating to...
Episode #5: Retirement part 1
06 May 2021
Contributed by Lukas
Whether retirement feels light years away or finally within reach, it’s never too early to start preparing for a comfortable retirement. In part one...
Episode #4: What happens to my super if I die?
29 Apr 2021
Contributed by Lukas
It’s something we never want to think about but is important to be prepared for. In this episode, AMP’s Technical Strategy Manager John Perri expl...
Episode #3: Getting money out of super
22 Apr 2021
Contributed by Lukas
Superannuation is often one of our greatest assets but how exactly do you access it? In this episode, AMP’s Technical Strategy Fabian Bussoletti ex...
Episode #2: Getting money into superannuation
14 Apr 2021
Contributed by Lukas
Did you know that there are several ways to make contributions to your super? In this episode we talk to AMP Technical Strategy Manager Fabian Bussole...
Episode #1: What is superannuation?
06 Apr 2021
Contributed by Lukas
In the first episode of AMP’s Simplifying Super podcast, we delve into the ins and outs of how superannuation works with our Technical Strategy Mana...