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Smart Money Happy Hour with Rachel Cruze and George Kamel

The Money Strategies That Are NOT Dave Ramsey Approved!

06 Mar 2025

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📈 Are you on track with the Baby Steps? Get a free personalized plan. If you’re debt-free but holding onto that Disney credit card, you might be “Ramsey-ish.” In this episode, find out what that means for you and your finances. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour    📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  📗 Order George Kamel’s new book, Breaking Free From Broke. 📚 Get Rachel Cruze’s Kids Book Bundle. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Cranberry Fizz Mocktail Recipe: @holisticrendezvous 1 ounce cranberry juice 1/2 ounce rosemary thyme syrup Top with sparkling water Rosemary sprig (garnish) Ice (cranberry and rosemary) Instructions: Syrup: Combine all ingredients and bring to a boil. Reduce to a simmer for 10 minutes and then remove from heat. There should be about 3/4 cup liquid left. Strain and store in the fridge for about a week. Mocktail: Rim a lowball glass with maple syrup (or honey) and coarse sugar and fill with ice. Add all ingredients and top with fresh or frozen whole cranberries and a sprig of rosemary. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

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Full Episode

5.612 - 10.113 George Kamel

Today, we are setting the record straight on what it means to be Ramsey-ish.

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10.733 - 15.415 Rachel Cruze

I can't get on board with the debt snowball. Highest interest rate first all the way.

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16.315 - 21.697 George Kamel

Oh, what's so bad about having a credit card if I pay it off every month? I follow all the other rules.

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27.218 - 28.118 Rachel Cruze

Hey guys, I'm Rachel Cruz.

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29.139 - 29.839 George Kamel

I'm George Campbell.

30.839 - 44.647 Rachel Cruze

And this is Smart Money Happy Hour. Well, this is a show where two friends who happen to be money experts talk about what you're talking about. So everything from pop culture, current events, and money.

44.928 - 50.871 George Kamel

We are setting the record straight on what it means to be Ramsey-ish. And I have feelings, Rachel.

50.891 - 55.954 Rachel Cruze

All right, George, before we dive into that and judge everyone, what are we sipping on?

56.334 - 69.485 George Kamel

We are sipping on a cranberry fizz mocktail that is, it's really dolled up. Yeah. I think if you like a mocktail, this one's going to impress. So stick around until the end. We're going to give you our rating and reveal the cost per glass at the end of the episode.

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