Smarter Vet Financial Podcast
Episodes
FAQ - Why is EBITDA Important as a Practice Owner?
01 Jul 2022
Contributed by Lukas
Send us a textTom Seeko, cofounder of Florida Veterinary Advisors and cohost of the Smarter Vet Financial Podcast, talks about the ever confusing acro...
Interview - Rhonda Bell, Importance of Engaging Your Pet Parents Online
24 Jun 2022
Contributed by Lukas
Send us a textTom Seeko, coowner and cofounder of Florida Veterinary Advisors, meets with Rhonda Bell, owner and founder of Dog Days Consulting. Rhond...
FAQ - Why do I feel like I'm living paycheck to paycheck?
17 Jun 2022
Contributed by Lukas
Send us a text CJ Burnett, cofounder of Florida Veterinary Advisors, talks through a question brought up about how several veterinarians can feel lik...
FAQ - Biggest Myth About Financial Advisors
10 Jun 2022
Contributed by Lukas
Send us a textThe term financial advisor gets tossed around with regards to people who provide financial advice but it can mean different things depen...
Interview - Dr. Jenifer Chatfield (aka Dr. Jen the vet)
03 Jun 2022
Contributed by Lukas
Send us a textTom Seeko, co-founder and co-owner of Florida Veterinary Advisors, talks with Dr. Jenifer Chatfield (aka Dr. Jen the vet) about her pers...
Episode 57 - Pros and Cons of Starting a Business with a Partner
27 May 2022
Contributed by Lukas
Send us a textThere is so much to learn when you become a business owner. Most will have minimal knowledge before starting the business and have a STE...
Episode 56 - The Mindset Before Becoming a Practice Owner
20 May 2022
Contributed by Lukas
Send us a textHow does becoming a veterinary practice owner sound to you? Does it stress you out or get you excited? Maybe a little bit of both? We’...
Interview - Dr. Aaron Rainer, CEO at Gig Veterinary Staffing
13 May 2022
Contributed by Lukas
Send us a textTom Seeko, cofounder of Florida Veterinary Advisors, meets with Dr. Aaron Rainer who is the past president of the Texas Veterinary Medic...
Episode 55 - The Success Trifecta - Interest, Savings, and Decisions
06 May 2022
Contributed by Lukas
Send us a textHave you heard about our success trifecta? Our world does a great job getting us to buy into the next best thing that can earn us millio...
Episode 54 - More Risk Does Not Mean Your Investments Will Grow More
29 Apr 2022
Contributed by Lukas
Send us a textWe have SO MANY conversations with clients and people that we meet where there is an assumption that the more risk they take in their in...
Interview - Dr. Cindy Barnes, Founder of Shepherd Veterinary Software and Emergency Veterinarian
22 Apr 2022
Contributed by Lukas
Send us a textTom Seeko, cofounder of Florida Veterinary Advisors, spends time with Dr. Cindy Barnes to discuss what motivated her to start Shepherd V...
Episode 53 - Can You Save for Retirement Without Saving in Retirement Accounts?
15 Apr 2022
Contributed by Lukas
Send us a textSo you’re saving money. Maybe there is money that you’re saving to spend soon for a house or a trip. But what about the money that y...
Episode 52 - Pay Taxes Now or in the Future?
08 Apr 2022
Contributed by Lukas
Send us a textTwo things are certain in life: death and taxes. And a lot of us spend a lot of time working to avoid both. There are situations where y...
Episode 51 - Working Remote as a Team, Behind the Scenes with FVA
01 Apr 2022
Contributed by Lukas
Send us a textThe way businesses operate has changed since 2020. It could be how you interact with people or you’re not required to show up at a spe...
Interview - Eric Garcia, Veterinary Practice Branding Done Right
25 Mar 2022
Contributed by Lukas
Send us a textTom Seeko, cofounder of Florida Veterinary Advisors and cohost of Smarter Vet Financial Podcast, spends time talking with Eric Garcia, o...
Episode 50 - How to Respond to Changing Investment Markets
18 Mar 2022
Contributed by Lukas
Send us a textIt’s tempting to want to sell or change your investments when things aren’t going well. Human nature and our feelings are oftentimes...
Episode 49 - Behind the Scenes, What We Actually Do Each Day
11 Mar 2022
Contributed by Lukas
Send us a textSeveral clients recently asked us what we do during the day. We thought this would be a great opportunity to provide you a chance to see...
Interview - Dr. Jill Clark, Founder of IGNITE
04 Mar 2022
Contributed by Lukas
Send us a textToday Dr. Jill Clark, the founder of IGNITE, joins Tom Seeko, cofounder of Florida Veterinary Advisors to talk about how education is ch...
Episode 48 - Design your days to become who you want to be
25 Feb 2022
Contributed by Lukas
Send us a textTime is like money in that if it’s not directed then it’ll direct you. Most people struggle with taking control of their time becaus...
Episode 47 - 5 ways to adjust financially when having a baby
18 Feb 2022
Contributed by Lukas
Send us a textThere are no manuals on how to be a parent and we have to spend a lot of time just FIGURING IT OUT. The other side of trying to raise a ...
Episode 46 - 3 things honeymooners get wrong
11 Feb 2022
Contributed by Lukas
Send us a textYou’ve probably spoken to your new spouse about the costs of your wedding and the honeymoon, but very few find time to discuss the fin...
Interview - Dr. Marie Holowaychuk, Veterinary Wellbeing Advocate
04 Feb 2022
Contributed by Lukas
Send us a textThe veterinary professional is going through so many twists and turns. Graduating veterinarians are struggling with lots of student debt...
Episode 45 - What’s the difference between short term and long term disability insurance?
26 Jan 2022
Contributed by Lukas
Send us a textIf you’re someone that owns disability insurance or maybe looking to get disability insurance, there are two distinct types of coverag...
Episode 44 - 2021 Milestones and 2022 Vision for Veterinarians
16 Jan 2022
Contributed by Lukas
Send us a text2021 was an EXPLOSIVE year for us. A lot of you have been asking us about what we are up to…so this episode is going to go through som...
Interview - Caitlin DeWilde, The Social DVM
06 Jan 2022
Contributed by Lukas
Send us a textToday we talk about how to become more social online. There are so many people who try to market online to drive traffic to their animal...
Episode 43 - Can Money Buy You Happiness?
01 Jan 2022
Contributed by Lukas
Send us a textCan money buy you happiness? For some of us, growing up money could have been viewed as a source of happiness. After we get to a point i...
Episode 42 - ‘Tis the season for giving (or not) (Christmas Special)
25 Dec 2021
Contributed by Lukas
Send us a textTake a quick moment and pay attention to what your body does when you think of the word, “GIVING”. How do you feel? Is it something ...
Episode 41 - How can you BUY more time?
16 Dec 2021
Contributed by Lukas
Send us a textWe have options in life. Every day there is a choice to do something and to not do something. The way that we prioritize the things that...
Interview - Adam Greenbaum, CEO & Founder WhiskerCloud
06 Dec 2021
Contributed by Lukas
Send us a textMeet Adam Greenbaum. He's the CEO and Founder of WhiskerCloud. A company that is taking the digital presence of veterinary practice...
Episode 40 - Are you keeping TOO much cash in your veterinary practice?
26 Nov 2021
Contributed by Lukas
Send us a textIf you own a practice or are a relief vet you’ve probably wrestled with the question of how much money you should leave in your practi...
Episode 39 - What are you thankful for financially? (Thanksgiving & Black Friday Special)
16 Nov 2021
Contributed by Lukas
Send us a textThanksgiving is next week followed by the BIGGEST shopping day of the year. As you might have experienced yourself, life is incredibly c...
Bonus - The 5 to 7 Year Rolling Plan to Sell (Practice Owners)
12 Nov 2021
Contributed by Lukas
Send us a textPractice owners get to an age when they begin to consider how they will sell and exit their practice. What we commonly hear is that I pl...
Interview - Dr. Katie Ford, Veterinarian to Veterinary Coach
06 Nov 2021
Contributed by Lukas
Send us a textWe spend quality time with Dr. Katie Ford from the UK to talk about where her journey when she started practicing veterinary medicine as...
Episode 38 - Your biggest asset during your working career
26 Oct 2021
Contributed by Lukas
Send us a textNoooo. Your biggest asset is not your car. It’s not the value of your business. It’s not even your home (or your future home)! A lot...
Interview - Dr. Julie Cappel, Practice Owner & Veterinary Life Coach
16 Oct 2021
Contributed by Lukas
Send us a textWe spend time speaking with Dr. Julie Cappel on how she works with veterinarians and others in the veterinary community to do life bette...
Episode 37 - Are you a Financial Ostrich? Reasons you may be avoiding your finances
06 Oct 2021
Contributed by Lukas
Send us a textDid you talk about finances much when you were a child? Today so many people avoid the topic because it’s not something openly discuss...
Interview - Renee Machel, Get MotiVETed with Health and Wellness
26 Sep 2021
Contributed by Lukas
Send us a textRenee Machel is one-half of Get MotiVETed, a community focused on veterinary wellbeing. She's spent most of her life working within...
Episode 36 - Are you RETAINING your crucial employees to improve loyalty? 4 of 4
16 Sep 2021
Contributed by Lukas
Send us a textAs we wrap up the 3 R's to employee culture and compensation, the last one that is commonly misunderstood is how to retain employee...
Interview - Dr. Melanie Bowden, Flipping Vet Medicine Upside Down
06 Sep 2021
Contributed by Lukas
Send us a textDr. Melanie Bowden is changing the way veterinarians think. She started with practicing medicine and stepped up to be a voice for the re...
Episode 35 - Do you actually have a plan or are you settling?
26 Aug 2021
Contributed by Lukas
Send us a textSpoiler alert. We’re all human. And it’s hard to change when we’re so used to doing things a certain way for a long time. The easi...
Interview - Debbie Boone, Improving Veterinary Practices from the Inside Out
16 Aug 2021
Contributed by Lukas
Send us a textListen to our discussion with Debbie Boone, Veterinary Practice Management Consultant. We spend time talking about the inner components ...
Bonus - The best way to retain important employees in your veterinary practice
13 Aug 2021
Contributed by Lukas
Send us a textJoin us for Frequent Ask Questions Friday where we touch on how veterinary practice owners are getting it wrong with retaining their tea...
Bonus - The importance of employee culture inside a veterinary practice
10 Aug 2021
Contributed by Lukas
Send us a textJoin us for Financial Tip Tuesday to learn why culture is important inside your veterinary practice and what are things that you should ...
Episode 34 - What are ways to REWARD my employees? 3 of 4
06 Aug 2021
Contributed by Lukas
Send us a textThe worst way to reward an employee is with a cash bonus that is not tied to anything specific that they had control over. If you bonus ...
Interview - Clint Latham, Veterinary Data Security
26 Jul 2021
Contributed by Lukas
Send us a textClint started a business called Lucca Veterinary Data Security to help protect patient data that is being stored by veterinary practices...
Bonus - The rolling 5 to 7 year exit plan
23 Jul 2021
Contributed by Lukas
Send us a textJoin us for Frequently Asked Question Friday where we answer your questions and talk about how to get your mindset right when preparing ...
Bonus - What benefits can I provide my employees through my veterinary practice?
20 Jul 2021
Contributed by Lukas
Send us a textJoin us for Financial Tip Tuesday to find out what are common employee benefits available for a veterinary practice and some things to c...
Episode 33 - What are employee RECRUITING options? 2 of 4
16 Jul 2021
Contributed by Lukas
Send us a textOftentimes when we ask business owners what they are doing to recruit the talent they need their answer is, “Nothing” or “very lit...
Interview with Colin Carr, Founder of CARR Real Estate
06 Jul 2021
Contributed by Lukas
Send us a textColin Carr started CARR in 2009 with a mission to improve the commercial real estate market for medical professionals. Listen in now to ...
Episode 32 - How are you spending your dollars to improve employee culture? 1 of 4
26 Jun 2021
Contributed by Lukas
Send us a textAs a practice owner you’re always looking to provide more for your employees. This is just the nature of you being a veterinarian. We ...
Interview - Paul Camilo, Veterinary Dental Expert
16 Jun 2021
Contributed by Lukas
Send us a textPaul Camilo is the co-founder of Your Pets Vets and an expert when it comes to dental care for animals. Listen to this episode to learn ...
Episode 31 - Are you afraid of your finances?
06 Jun 2021
Contributed by Lukas
Send us a textI am sure you’ve heard the quote by FDR that the “only thing we have to fear is fear itself.” Today we are going to talk about how...
Interview - Peter Kilkelly, Terravet Real Estate
26 May 2021
Contributed by Lukas
Send us a textPeter Kilkelly is the Chief Veterinary Development Officer of Terravet Real Estate showing veterinarians how to get the most value from ...
BONUS - Should I give equity to my employees?
18 May 2021
Contributed by Lukas
Send us a textAre you a practice owner that struggles with employee engagement? Are you looking to give away equity to one or more employees? There ar...
Episode 30 - Financial Marriage... It's not 50/50 but 100/100
16 May 2021
Contributed by Lukas
Send us a textThere are many different things to think about when you’re getting married. Oftentimes we address those areas that are most urgent but...
Interview with Marci Kirk DVM, AVMA Recent Graduate Initiatives
06 May 2021
Contributed by Lukas
Send us a textDr. Marci Kirk discusses challenges that recent veterinary graduates work through, initiatives and efforts that AVMA is looking to imple...
FAQ - How much should I put down to purchase a home?
30 Apr 2021
Contributed by Lukas
Send us a textWe are constantly asked how much to put as a downpayment for a home. Should you put a large downpayment to avoid PMI? Or should you keep...
Episode 29 - Budgeting with a Reluctant Spouse
26 Apr 2021
Contributed by Lukas
Send us a textEveryone has their own opinions towards how money should be used. And the thing is, it’s not about money. It’s about the purpose and...
BONUS - Why does Tom work with veterinarians?
19 Apr 2021
Contributed by Lukas
Send us a textWe all have a passion to do something greater in life. Tom Seeko, co-owner of Florida Veterinary Advisors, talks about his why for worki...
Interview - Josh Vaisman, Flourish Veterinary Consulting
16 Apr 2021
Contributed by Lukas
Send us a textListen to Josh Vaisman with Flourish Veterinary Consulting talk about how all veterinarians and staff should be able to find enjoyment i...
BONUS - Why does CJ work with Veterinarians?
12 Apr 2021
Contributed by Lukas
Send us a textWe all have a reason for what we do. Check out why CJ Burnett, co-owner of Florida Veterinary Advisors, works with veterinarians and the...
Episode 28 - The 3 Mindsets - Abundance, Scarcity, & Indifference
06 Apr 2021
Contributed by Lukas
Send us a textWe all struggle from time to time on how we feel and think. Sometimes our mindsets change every day just because of… life. It’s not ...
Interview - Sonja Olson DVM, Wellbeing at BluePearl
26 Mar 2021
Contributed by Lukas
Send us a textJoin us to hear firsthand from Dr. Sonja Olson with BluePearl Veterinary Hospitals about all the great things she is doing to help veter...
Episode 27 - Are you a bull rider or a tortoise?
16 Mar 2021
Contributed by Lukas
Send us a textDoes your financial plan match your personality? This episode will explore which style best fits you: a bull rider or a tortoise. Or per...
Interview - Dana Novara DVM, Veterinary People Leader
06 Mar 2021
Contributed by Lukas
Send us a textJoin us to learn about how Dr. Dana Novara is helping change the veterinary profession one person at a time. You will discover the chall...
Episode 26 - The Three Tax Buckets when Saving for the Future (and Now)
26 Feb 2021
Contributed by Lukas
Send us a textEveryone is always talking about 401(k)s, Roth IRAs, and all of the retirement accounts that are out there. But even though these accoun...
Interview - Jason Coppens, Coppens Business Strategies
16 Feb 2021
Contributed by Lukas
Send us a textIn today's episode, Jason Coppens shares how he works closely with veterinary practices throughout the U.S. on how to increase prof...
Episode 25 - The 4 Rules of Investing
06 Feb 2021
Contributed by Lukas
Send us a textThere are 4 rules we believe that all people should follow when they are beginning to invest money or need a clearer vision of how they ...
Interview - Cari Wise, The Joyful DVM
26 Jan 2021
Contributed by Lukas
Send us a textJoin us to learn how Cari Wise, DVM is helping the veterinary community find joy in their everyday lives and when serving their patients...
Episode 24 - The Importance of TRACKING spending
16 Jan 2021
Contributed by Lukas
Send us a textYou’re looking to get more control over your income and become a World Class Saver but not sure where to start. This can be one of the...
Episode 23 - The Most Important Financial Thing
06 Jan 2021
Contributed by Lukas
Send us a textWe just jumped into a new year. This means you have the opportunity to “do things over again.” You can start working out, eating bet...
Episode 22 - I want to start a veterinary practice... (Pt 3 of 3)
26 Dec 2020
Contributed by Lukas
Send us a textWe understand the effort that entrepreneurs must have to start and grow a business. And with being entrepreneurs ourselves there comes a...
Episode 21 - I want to buy into a veterinary practice... (Pt 2 of 3)
16 Dec 2020
Contributed by Lukas
Send us a textMost veterinarians believe they can buy a business and it will give them the freedom to practice the medicine they’ve always wanted to...
Interview with Eric Benke, Kanter Consulting—Accounting for Veterinarians
06 Dec 2020
Contributed by Lukas
Send us a textEric Benke is a principal at the accounting firm Kanter & Associates that specializes in working with veterinary practices and other...
Episode 20 - I want to buy into a veterinary practice (Pt 1 of 3)
26 Nov 2020
Contributed by Lukas
Send us a textMost veterinarians believe they can buy a business and it will give them the freedom to practice the medicine they’ve always wanted to...
Episode 19 - How [Retirement] Risks Can Impact Your Plan (Pt 3 of 3)
16 Nov 2020
Contributed by Lukas
Send us a textRetirement can be scary. There are so many unknowns. Like, are your investments going to be enough? What if you live longer than anticip...
Episode 18 - How [Investment] Risks Can Impact Your Plan (Pt 2 of 3)
06 Nov 2020
Contributed by Lukas
Send us a textInvesting money… You’ve probably heard that word more than once. Everyone should be doing something to get more growth from their mo...
Episode 17 - How [Insurance] Risks Can Impact Your Plan (Pt 1 of 3)
26 Oct 2020
Contributed by Lukas
Send us a textThe amount of risks that are present in our lives is endless and there are many risks that you might not be aware of in your finances. I...
Interview - Dr. Ericka Mendez, The Purposeful Vet
16 Oct 2020
Contributed by Lukas
Send us a textJoin us for an exclusive interview with Dr. Ericka Mendez. She is on a journey to always find purpose in what she does and started The P...
Episode 16 - Throw your budget AWAY
06 Oct 2020
Contributed by Lukas
Send us a textBudgets… What are they good for? Well, they can help you create great spending habits. Maybe you’re looking to save more money or pu...
Episode 15 - Get a savings plan
26 Sep 2020
Contributed by Lukas
Send us a textWe all know that we should save money. We save money for things like buying houses, paying for a wedding, and travel. On the other side,...
Episode 14 - What life insurance should I own?
16 Sep 2020
Contributed by Lukas
Send us a textThere seem to be so MANY life insurance options and, well, it’s true! BUT, there are actually only 3 types of life insurance that real...
Episode 13 - The Financial Psychology "New Norm"
06 Sep 2020
Contributed by Lukas
Send us a textEveryone has made drastic changes in 2020. More and more information is becoming available and many are asking the question, “Is this ...
Interview - Dr. Cindy Trice, Founder of Relief Rover
26 Aug 2020
Contributed by Lukas
Send us a textDr. Cindy Trice is the owner and founder of Relief Rover.Relief Rover was created in 2017 out of a passion to help vets do what they lov...
Episode 12 - Your 401(k) account is NOT a plan
16 Aug 2020
Contributed by Lukas
Send us a textWe all WANT to make sure our future is secure. So, by default, we begin to save for retirement because it’s important. Many veterinari...
Episode 11 - How much SHOULD I save each year?!
06 Aug 2020
Contributed by Lukas
Send us a textSaving money is a huge buzz word. Everyone is told that we should save, but do you know why? And, how much each year that you should be ...
Episode 10 - What is your Human Life Value? Disability & Life Insurance
26 Jul 2020
Contributed by Lukas
Send us a textProtection is important; actually really important. Catastrophic events can happen at the blink of an eye. So, how much insurance covera...
Episode 09 - Why is protection important?
16 Jul 2020
Contributed by Lukas
Send us a textThere are many types of protection out there and most ways to protect yourself are through insurance policies. A few insurances are requ...
Interview - Dr. Joy Fuhrman, Director of Finance and Operations at Shepherd App
06 Jul 2020
Contributed by Lukas
Send us a textWe are excited to be joined in this episode by Dr. Joy Fuhrman, Director of Finance and Operations at Shepherd App. She is going to revi...
Episode 08 - (Part 2) What to know when hiring a Financial Advisor or financial professional
26 Jun 2020
Contributed by Lukas
Send us a textDo you know what a financial advisor is? What exactly does a financial advisor do? How do you know that you need to be working with an a...
Episode 07 - (Part 1) 9 scenarios for when you should consider hiring a Financial Advisor
16 Jun 2020
Contributed by Lukas
Send us a textDo you know what a financial advisor is? What exactly does a financial advisor do? How do you know that you need to be working with an a...
Episode 06 - Should I save or pay off debt? How to out save debt (Part 2)
06 Jun 2020
Contributed by Lukas
Send us a textShould I save OR should I pay off debt? That is the question. Since many veterinarians are coming out of school with a high amount of st...
Episode 05 - Should I save or pay off debt? How most approach debt (Part 1)
26 May 2020
Contributed by Lukas
Send us a textDebt is stressful. Debt can feel daunting. Most people use debt inappropriately and then when they are in a position to repay the debt t...
Interview - Dr. Cherie Buisson, A Happy Vet
16 May 2020
Contributed by Lukas
Send us a textJoin us in this special episode where we interview Dr. Cherie Buisson. You will learn about her financial challenges, tips that you can ...
Episode 04 - 5 Foundational Financial Steps to Freedom
06 May 2020
Contributed by Lukas
Send us a textBuilding a house requires many steps. First is the design, second is the foundation, and third is the walls and roof. Many people plan t...
Episode 03 - Habits and Behaviors for Financial Success
26 Apr 2020
Contributed by Lukas
Send us a textHabits and behaviors should be what you focus on in your finances. You have the most control over them. The problem is that people will ...
Episode 02 - What is your VISION?
16 Apr 2020
Contributed by Lukas
Send us a textLife is constantly throwing challenges at us. In response, we react to what is in front of us and sometimes neglect or ignore the reason...
Episode 01 - Who is Florida Veterinary Advisors?
06 Apr 2020
Contributed by Lukas
Send us a textSome of you have heard of us, some of you actually know us and some of you have no idea who we are. This episode is going to introduce y...