Sound Retirement Radio
Episodes
471 – Is Your Net Worth Lying to You? – 2026 Retirement Challenge Part 4
20 Mar 2026
Contributed by Lukas
Today we're going to talk about your net worth, a number that everyone has but very few really know what it is and even fewer people truly understand ...
470 War and Stock Market Volatility
12 Mar 2026
Contributed by Lukas
I'm going to take a short break from our theme for the year—the 2026 Retirement Challenge—because I want to address a concern I'm hearing from man...
469 Guaranteed Retirement Income - 2026 Retirement Challenge Part 3
26 Feb 2026
Contributed by Lukas
This is the first exercise of the 2026 retirement challenge that most people actually enjoy. The first episode was all about purpose and understandi...
468 – Spending- 2026 Retirement Challenge (Part 2)
13 Feb 2026
Contributed by Lukas
If there were no spending, there would be no need for investments. No portfolios. No Monte Carlo simulations. No withdrawal strategies. No Social Secu...
467 An Important Announcement About The Retirement Budget Calculator
02 Feb 2026
Contributed by Lukas
In this episode, Jason shares an important announcement about the future of the Retirement Budget Calculator. He explains why the tool will no longer ...
#466 The 2026 Retirement Challenge: Start With Why
14 Jan 2026
Contributed by Lukas
We are going to start the year off with a podcast series called "The 2026 Retirement Challenge". The idea is that each podcast I am going to bring...
465 The Year in Review — and Preparing for the Year Ahead
15 Dec 2025
Contributed by Lukas
In today's podcast, I want to take a few minutes to look back on 2025…and then use what we learned to prepare for 2026.
464 Let's Talk About Gold - Should You Own It?
14 Nov 2025
Contributed by Lukas
Gold is up more than 50% year-to-date. Costco has been selling gold bars that fly off the shelves. The Discovery Channel's hit show Gold Rush draws mi...
463 The New Enhanced Senior Deduction
21 Oct 2025
Contributed by Lukas
In today's podcast, I want to talk about the new Enhanced Senior Deduction that was passed and signed into law on July 4th, 2025. If you are 65 years ...
462 Is A Market Crash Coming?
08 Oct 2025
Contributed by Lukas
I'm really excited about today's episode because I want to speak directly to the anxiety that so many of you are feeling — and that you've been shar...
461: Four Reasons Good People Fail at Retirement—and How to Avoid Them
24 Sep 2025
Contributed by Lukas
So I've met a lot of people over the years who have over prepared for retirement, and I've met others where I had to say, I'm sorry, you need to keep ...
460 What Do You Want?
03 Sep 2025
Contributed by Lukas
Today's podcast has three parts: first, a simple question to help you gain clarity; second, a common financial mistake we see—and how to fix it; and...
459 68 New Adventures at 68: Anne's Bold Retirement
15 Aug 2025
Contributed by Lukas
You're listening to episode number 459. The title is. 68 New Adventures at 68 Anne's Bold Retirement, and I'm so excited to bring this podcast intervi...
458 One Big Beautiful Bill: What Retirees Need to Know
23 Jul 2025
Contributed by Lukas
In today's podcast, I want to talk about the new One Big Beautiful Bill Act, recently passed and signed into law by the President on July 4th of this ...
457 How to Withdraw from Retirement Accounts the Smart Way
03 Jul 2025
Contributed by Lukas
As we celebrate the 4th of July, I want to explore a topic that doesn't get nearly enough attention—how to withdraw money from different types of re...
456 Don't Panic—Plan: Social Security's Future and Your Retirement
20 Jun 2025
Contributed by Lukas
In today's episode, we're diving into the latest press release from the Social Security Board of Trustees. The numbers this year look worse than last ...
455 The Solitaire That Changed the World
03 Jun 2025
Contributed by Lukas
The number one question people ask as they approach retirement is: "Have we saved enough?" Can we retire confidently without running out of money? In ...
454 Unlocking the Spousal Top-Up Strategy in Social Security
08 May 2025
Contributed by Lukas
One of the most common Social Security questions we get is this: "If my spouse starts her Social Security at age 62 and I wait until age 70 to start m...
453 The Barbell Strategy: How to Be a Pessimist and Optimist at the Same Time
24 Apr 2025
Contributed by Lukas
In today's episode, I'm sharing a time-tested strategy that can boost your confidence when it comes to withdrawing money in retirement—the barbell s...
452 Buckle Up: Navigating Market Volatility
04 Apr 2025
Contributed by Lukas
If you're feeling stressed about what's happening in the market right now—you're not alone. Market volatility never feels good, but there is a bette...
451 The Risk You're Not Getting Paid For
27 Mar 2025
Contributed by Lukas
I recently came across a fascinating paper by Hendrik Bessembinder titled "Which U.S. Stocks Generated the Highest Long-Term Returns?" The research is...
450 Margins Of Safety
20 Mar 2025
Contributed by Lukas
When markets get wobbly, people panic. It's natural. We've all seen it—headlines screaming recession, market crashes, and doomsday predictions. The ...
449 Expert Investing Insights with Eduardo Repetto, Ph.D. Avantis Investors
14 Mar 2025
Contributed by Lukas
I'm so glad you're joining me for episode 449, where I have the privilege of interviewing Eduardo Repetto, Chief Investment Officer at Avantis. In tod...
448 How To Set Up A Foundation And Endowment For Your Christian School
24 Feb 2025
Contributed by Lukas
In 2019, two pastors from my church approached me with a request: would I be willing to create a foundation or endowment to raise money for the Christ...
447 Qualified Charitable Distributions: A Powerful Retirement Strategy
12 Feb 2025
Contributed by Lukas
Imagine you could give to charity, lower your tax bill, and satisfy your Required Minimum Distributions—all at the same time. Most retirees don't re...
446 Understanding WEP and GPO: What the New Law Means for Social Security
24 Jan 2025
Contributed by Lukas
Big changes are on the horizon for retirees impacted by the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). The Social Secur...
445 Taking Stock and Gearing Up
02 Jan 2025
Contributed by Lukas
In todays podcast I am going to examine how the S&P500 historically has performed after back to back years of 20% plus gains. We are going to look at ...
444 Beyond the Money: Building a Purposeful Retirement with Dr. Jann Freed
17 Dec 2024
Contributed by Lukas
In today's podcast, I had the pleasure of interviewing Dr. Jann Freed, an expert in helping people live intentionally and reflect on their impact. Dr....
443 Retirement Investing: Why Global Diversification Matters
11 Dec 2024
Contributed by Lukas
In today's podcast, I'll be discussing retirement investing and the importance of broad global diversification. I'll explain the reasoning behind our ...
442 Favorite Things 2024
06 Dec 2024
Contributed by Lukas
In todays podcast I'm going to share some of my favorite things in 2024. It's time to get your wallet out and start shopping for Christmas gifts. So I...
441 First Principles Retirement Planning
26 Nov 2024
Contributed by Lukas
What if I told you that having a net worth of 3 million dollars was not enough to retire. In today's podcast we are going to uncover how this could ha...
#440 Reflections at 50: What I've Learned Along The Way
17 Nov 2024
Contributed by Lukas
I can't believe it—I've officially hit the big 5-0! I was pretty sure my wife would have taken me out long before I made it this far. Not only am I ...
439 Investing Through Election Chaos
23 Oct 2024
Contributed by Lukas
One of the top concerns we're hearing from clients regarding retirement planning and investment management is the potential impact of the upcoming pre...
438 Optimize Your Retirement: Three Key Strategies for Maximizing Your Wealth
11 Oct 2024
Contributed by Lukas
Imagine if a few small changes to your retirement plan could result in hundreds of thousands more at the end of your life! In today's podcast, I'm goi...
437 Rethinking Mortgages: How to Avoid Costly Traps When Buying a Second Home or Downsizing
04 Oct 2024
Contributed by Lukas
A common consideration for people living in colder climates is purchasing a second home in a warmer region to escape the winter months. However, in Ma...
436 Martin's Journey: A Real Retirement Story
27 Sep 2024
Contributed by Lukas
In today's podcast, I have the pleasure of speaking with Martin, who retired at the age of 56. He shares his experiences, including how he spent the f...
435 Pay Off Your Mortgage at Retirement or Invest? Pros and Cons Explained!
21 Aug 2024
Contributed by Lukas
You are listening to episode #435 and the title is: Pay Off Your Mortgage at Retirement or Invest? Pros and Cons Explained! This is one of the most co...
434 Managing Expectations and Embracing Volatility: Insights from 20 Years of Market Data
08 Aug 2024
Contributed by Lukas
In today's podcast I want to talk about expectations and the recent market volatility and give you some historical data to help put some of this recen...
433 The Pyramid Of Investing Success
01 Aug 2024
Contributed by Lukas
In today's podcast, I'm excited to share what I am calling the Pyramid of Investing Success. We will begin by exploring the foundation of the pyramid ...
432 Navigating Your Financial Future: A Comprehensive Guide to Managing Retirement Income
02 Jul 2024
Contributed by Lukas
If you are getting ready to retire one of the most important things that you need to understand is how to manage retirement income. At the end of the ...
431 Exploring Reverse Mortgages: Pros, Cons, and Real-World Insights
25 Jun 2024
Contributed by Lukas
In today's podcast I interview Tane Cabe regarding reverse mortgages. In addition to doing a general overview of what they are we discuss how reverse ...
430 Mastering HSAs: Tips for 2024 and Beyond
31 May 2024
Contributed by Lukas
Health savings accounts are the most incredible tool available for retirement savings. Unfortunately, too many people I meet are missing out on using ...
429 Unlock Retirement Confidence: The 3 Numbers You Must Know
21 May 2024
Contributed by Lukas
In today's podcast episode, Jason shares three key numbers essential for retiring with confidence. He's interviewed by Ashley Micciche from the Retire...
428 Donor Advised Funds with HighGround Advisors
06 May 2024
Contributed by Lukas
In today's podcast episode I have the good fortune to interview Joe Hancock and Katie Warren who are with HighGround Advisors regarding Donor-Advised ...
427 Your Best Financial Life with Anne Lester
24 Apr 2024
Contributed by Lukas
In today's podcast, Jason interviews Anne Lester about her new book, "Your Best Financial Life: Save Smart Now for the Future You Want." Anne is a ret...
Jason's Journey: How Pickleball Helped Me Lose 20 Pounds In 4 Months (+ Belly Fat)
18 Apr 2024
Contributed by Lukas
Here is a question for you to consider. What's the point of accumulating wealth for retirement if poor health prevents you from enjoying it? Recenlty...
425 Biblical Stewardship with Tim Tenbrink
28 Mar 2024
Contributed by Lukas
In this Easter special episode, Jason welcomes Tim Tenbrink as a guest to delve into the topic of biblical stewardship.
424 Finding Clarity: Your Roadmap to a Fulfilling Retirement
20 Mar 2024
Contributed by Lukas
In today's podcast we cover a lot of retirement topics. The reason I wanted to share this podcast episode with you is because we talked about finding ...
423 To Sell or Not to Sell? Evaluating Your Rental Property's Role in Retirement
13 Mar 2024
Contributed by Lukas
In today's podcast episode, I want to explore how to evaluate if it makes sense to sell a rental property. Many people we have served over the years o...
422 Pursuing Higher Expected Returns with Wes Crill PhD
16 Feb 2024
Contributed by Lukas
It is my good fortune to have Wes Crill, PhD as a guest on the podcast today. Wes is a senior investment director and Vice President with Dimensional ...
421 Will The Stock Market Crash In 2024?
02 Jan 2024
Contributed by Lukas
One of my clients recently forwarded an article with the headline that reads "US economist predicts 2024 will bring "Biggest crash of our lifetime". H...
420 How Do Presidents Impact The Stock Market?
29 Nov 2023
Contributed by Lukas
Will the outcome of the next presidential election have an impact on your investment strategy? Should it? Will you be making changes to your investmen...
419 Favorite Things 2023
24 Nov 2023
Contributed by Lukas
In todays podcast I'm going to share some of my favorite things in 2023. You will notice I'm releasing this episode on Black Friday. It's time to get ...
418 Chapter 13 Final Thoughts
21 Nov 2023
Contributed by Lukas
We made it. Following today's podcast, I am excited to announce that all 13 chapters of my latest book have been recorded and released as a free podca...
417 Chapter 12 Hiring A Financial Advisor
14 Nov 2023
Contributed by Lukas
In this podcast episode, I will provide compelling reasons for you to seriously consider the benefits of hiring a financial advisor. Why it is importa...
416 Chapter 11 Medicare
07 Nov 2023
Contributed by Lukas
In today's podcast, you are going to learn about Medicare. Medicare is a comprehensive health insurance program that becomes available to most individ...
415 Chapter 10 Rebalance Or Buy Low Sell High
31 Oct 2023
Contributed by Lukas
In today's podcast, we are going to explore Rebalancing. We will look at investment portfolio construction, how rebalancing is implemented and when yo...
414 Chapter 9 Why Asset Allocation Is So Important
24 Oct 2023
Contributed by Lukas
In Chapter 9, we delve into the importance of asset allocation and the pursuit of higher expected returns using academic research to inform our invest...
413 Chapter 8 Investing
17 Oct 2023
Contributed by Lukas
In Chapter 8, we dive into investing strategies. I spend the first couple of pages of this chapter talking about diversification of your money across ...
411 Chapter 7 Retirement Withdrawal Strategies
10 Oct 2023
Contributed by Lukas
In Chapter 7, we dive into retirement withdrawal strategies. We will look at the 4% withdrawal rule, the buckets strategy (which is similar to the bar...
410 Chapter 6 Social Security
03 Oct 2023
Contributed by Lukas
In Chapter 6, we dive into the crucial decision of when to start claiming social security benefits. For many individuals, this choice can determine wh...
412 Down But Not Out
29 Sep 2023
Contributed by Lukas
This special episode because I wanted to address some of the concerns we are hearing from people regarding stock market volatility and some of the new...
409 Chapter 5 Retirement Spending
26 Sep 2023
Contributed by Lukas
How much money do you need to retire? What impact will inflation have on your retirement? When should you start social security? How long will your mo...
408 Chapter 4 How Long Does Your Money Need To Last
19 Sep 2023
Contributed by Lukas
How long does your money need to last? In this chapter I discuss longevity and some of the tools you can use to estimate your life expectancy. Cli...
407 Chapter 3 Net Worth How Do You Compare?
12 Sep 2023
Contributed by Lukas
I'm excited to announce the upcoming release of the audio version of my book, "Retirement Calculator: How much money do I need to retire?". As a token...
406 Chapter 2 Achieving Financial Independence
05 Sep 2023
Contributed by Lukas
I'm excited to announce the upcoming release of the audio version of my book, "Retirement Calculator: How much money do I need to retire?". As a token...
405 Chapter 1 Retirement
29 Aug 2023
Contributed by Lukas
I'm excited to announce the upcoming release of the audio version of my book, "Retirement Calculator: How much money do I need to retire?". As a token...
404 5 Smart Reasons To Start Social Security Early
08 Aug 2023
Contributed by Lukas
In today's podcast, I am going to explain why it's important to think carefully before claiming your social security benefits and why starting social ...
403 How To Evaluate The Lump Sum vs Annuity Pension Option: Pros And Cons
26 Jun 2023
Contributed by Lukas
A common question we receive is whether it's better to choose the lump sum or the pension. In today's podcast, I want to give you several of the thing...
402 Don't Get Killed On Taxes With Steven Jarvis, CPA, MBA
24 May 2023
Contributed by Lukas
Most people tell me they don't mind paying their fair share in taxes but they don't want to pay more than their fair share. If you are interested in...
401 To Insure Or Not To Insure? Decoding The Need For Long Term Care Insurance
16 May 2023
Contributed by Lukas
One of the major things that can derail a good retirement plan is experiencing a healthcare event that doesn't kill you but requires you to need care ...
400 The Shocking Truth About Early Retirement With Joe Kuhn
02 May 2023
Contributed by Lukas
I always like to find people who are on this retirement journey and let them share their stories. Today, I'm speaking with Joe Kuhn - a 58-year-old re...
399 Jason On The Free Lunch Podcast
25 Apr 2023
Contributed by Lukas
I really enjoyed being a guest on the The Free Lunch Podcast. Greg and Collin make talking about investing and personal finance interesting. With thei...
398 Investment Portfolio Construction with Dr. Craig Israelsen
18 Apr 2023
Contributed by Lukas
In today's podcast, I interview Dr. Craig Israelsen. We talked about the banking turmoil, investment portfolio construction, asset allocation, taking ...
397 Create A Meaningful Family Legacy Beyond Money
12 Apr 2023
Contributed by Lukas
I recently had the opportunity to speak with Heidi Thorsen, a passionate teacher of Guided Autobiography classes which she conducts via Zoom. Heidi le...
396 Understanding FDIC and NCUA Insurance: What You Need To Know
20 Mar 2023
Contributed by Lukas
I have had a few emails and phone calls with people asking about the safety of their banks. Should they change banks? Should they diversify across ban...
395 Secure Act 2.0: The Changes You Need To Know
28 Jan 2023
Contributed by Lukas
In today's podcast, I will give you an overview of not only how the RMDs have changed again, but a few of the other changes brought about as a result ...
394 Tips For Successful Retirement Investing
17 Dec 2022
Contributed by Lukas
I was at a conference recently and one of the speakers was Apollo Lupescu PhD. He did a great job of taking the technical aspects of investing and mak...
393 Investing In Retirement
21 Nov 2022
Contributed by Lukas
You may want to consider changing your investment strategy when you retire. As you approach retirement, your investment goals will shift from accumula...
392 How To Enjoy Your Retirement With Fritz Gilbert
27 Oct 2022
Contributed by Lukas
In 2015 Fritz Gilbert had just started his blog called the Retirement Manifesto and at the time he was sharing our Sound Retirement Radio podcasts on ...
391 Market Volatility And Buckets For A Retirement Withdrawal
07 Oct 2022
Contributed by Lukas
Market volatility can be incredibly stressful for those who are approaching retirement or are already retired. In September, we saw a sharp decline in...
390 Retirement Calculator - How Much Money Do I Need To Retire?
19 Sep 2022
Contributed by Lukas
The #1 question people have as they prepare for retirement is "Have I saved enough?" In this podcast episode Jason discusses his new book and expla...
389 The 7 Ingredients For A Sound Retirement
01 Sep 2022
Contributed by Lukas
Are you nearing retirement age and feeling a little anxious about it? You're not alone. A lot of people feel this way, even if they have been planning...
388 Real Retirement Stories - Richard
26 Aug 2022
Contributed by Lukas
Are you ready to retire? Are you ready to retire? For today's podcast, I am interviewing a friend of mine who retired recently. Many of you will recog...
387 Achieve Your Goals With Carly Tizzano
19 Aug 2022
Contributed by Lukas
Today's show is about setting and achieving goals. Goals are direction. Goals are about focus. Where we focus is where our life goes. Even if you don'...
386 Stretch Your Dollars By Retiring Abroad
02 Aug 2022
Contributed by Lukas
Articles, Links & Resources Visit: https://soundretirementplanning.com/ We're on YouTube! Are you DIY? Be sure to check out the Retirement Budget C...
385 What is factor investing?
08 Jul 2022
Contributed by Lukas
In 2013, Eugene Fama won the Nobel Prize in Economics for his work on the efficient market hypothesis. One of his most significant contributions to in...
384 8 Tips For Dealing With Stock Market Volatility
18 Jun 2022
Contributed by Lukas
It's been a wild ride in the stock market lately. Volatility has been on the rise, and it seems like every day brings a new headline about the stock m...
383 Live Small So You Can Live Big - Retirement Travelers John & Bev
13 Jun 2022
Contributed by Lukas
In today's podcast Jason interviews the retirement travelers John & Bev about their retirement journey and their travel in the USA and around the worl...
382 How Much Money Is Enough To Retire?
03 Jun 2022
Contributed by Lukas
How much money is enough to retire? In todays show Jason shares the formulas you can use to determine if you have saved enough. Articles, Links & Re...
381 Stop Worrying About Stock Market Volatility. It's Not Worth It.
21 May 2022
Contributed by Lukas
Articles, Links & Resources Visit: https://soundretirementplanning.com/ We're on YouTube! Are you DIY? Be sure to check out the Retirement Budget C...
380 How Long Will $1 Million Dollars Last In Retirement
27 Apr 2022
Contributed by Lukas
In this podcast Jason creates a hypothetical scenario to explore how long $1 million dollars will last in retirement. Articles, Links & Resources Vi...
379 Why Is This Happening?
25 Apr 2022
Contributed by Lukas
Articles, Links & Resources Visit: https://soundretirementplanning.com/ We're on YouTube! Are you DIY? Be sure to check out the Retirement Budget C...
378 The 7 Biggest Mistakes To Avoid When Preparing For Retirement
14 Apr 2022
Contributed by Lukas
Articles, Links & Resources Visit: https://soundretirementplanning.com/ We're on YouTube! Are you DIY? Be sure to check out the: Retirement Budget ...
377 Roth Conversion: A Good Idea?
08 Apr 2022
Contributed by Lukas
You've been hearing a lot about Roth conversions, and you're not sure if it's the right move for you. Making the decision to convert your traditional ...
376 9 Questions To Ask Before You Retire
27 Mar 2022
Contributed by Lukas
In this podcast episode Jason gives you 9 questions you need to ask before you retire.
375 The #1 Way To Ruin Your Retirement
21 Mar 2022
Contributed by Lukas
In this podcast episode Jason looks at the #1 way to ruin your retirement and the steps you can take to avoid making this mistake.
374 Can I Retire At 60 With 1.4 Million?
15 Mar 2022
Contributed by Lukas
In this podcast episode Jason looks at a hypothethical scenario to understand if this couple could retire and how much they could spend assuming a low...
373 Retirement Planning Tips For Married Couples
08 Mar 2022
Contributed by Lukas
In this podcast episode Jason gives you a few ideas for how married couples can plan their retirement. Be sure to visit https://soundretirementplann...
372 How Major Events Impact Investments
02 Mar 2022
Contributed by Lukas
In this podcast episode Jason looks at how historical major geopolitical events have impacted investments. For resources and articles mentioned in t...