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Standard Deviations with Dr. Daniel Crosby

Business Education

Activity Overview

Episode publication activity over the past year

Episodes

Showing 201-300 of 317
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Lisa Brenneman - What’s Your Financial Personality? Unlock the Secrets to Better Money Management

16 Apr 2020

Contributed by Lukas

Lisa Brenneman is the Behavioral Finance and Strategic Innovation leader at TD Wealth. She created the TD Wealth Personality Assessment Tool using the...

Jack Forehand - Value Investing in a Changing World: Strategies for Success in Modern Markets

02 Apr 2020

Contributed by Lukas

Jack Forehand is a partner at Validea Capital and is responsible for the firm's overall operations and portfolio management. Working in conjunction wi...

Paul Hebert - Embrace the Unknown: Transforming Uncertainty into Opportunity

19 Mar 2020

Contributed by Lukas

Paul Hebert is the Vice President of Individual Performance Strategy at Creative Group, and is widely considered an expert on motivation and incentive...

Dennis Moseley Williams - The Rise of the Experience Economy: Transforming Consumer Expectations

05 Mar 2020

Contributed by Lukas

Bio: Dennis Moseley Williams is an entrepreneur, founder of DMW Strategic Consulting and author of ‘Serious Shift: How Experience Staging Can Save Y...

Emily Binder - Exploring the Future of Voice: Trends, Innovations and Impacts

20 Feb 2020

Contributed by Lukas

Emily Binder is an entrepreneur, speaker, and founder of Beetle Moment Marketing.  She focuses on AI and voice assistants, branded audio content, an...

Sean Brown - Mapping the Market: Strategies to Navigate and Predict Market Movements

06 Feb 2020

Contributed by Lukas

President and CEO of YCharts, a Chicago-based, cloud provider of financial data and analysis/visualization tools. They help enable smarter investment ...

Greg Zuckerman - The Man Who Solved the Market: How Jim Simons Revolutionized Wall Street

23 Jan 2020

Contributed by Lukas

Gregory Zuckerman is a Special Writer at The Wall Street Journal. He writes about big financial trades, hedge funds, private-equity firms and other in...

Coach Dana Cavalea - RBIs and ROIs

09 Jan 2020

Contributed by Lukas

Coach Dana Cavalea is the former Director of Strength & Conditioning and Performance for the New York Yankees. He led the team to a World Champi...

The Psychology of Commitment vs. Context: Understanding the Key Differences

25 Nov 2019

Contributed by Lukas

The Psychology Of Commitment Vs. Context by Dr. Daniel Crosby

Jim Lake - From Career to Reflection: How Introspection and Storytelling Can Transform Your Retirement

17 Oct 2019

Contributed by Lukas

Tune in to hear:Why retirement is the #1 financial concern of most peopleHow storytelling and introspection are revelatory when considering which fina...

Corey Phillips - Effective Community Leadership Strategies for Small Business Success

26 Sep 2019

Contributed by Lukas

Corey Phillips is a successful financial advisor with the Bulfinch Group in Boston as well as a co-owner of a retail liquor-store,  community advocat...

Mastering the Four Pillars of Investor Psychology for Better Decision-Making

03 Sep 2019

Contributed by Lukas

The Four Pillars of Investor Psychology by Dr. Daniel Crosby

Nichole Mayer - Breaking the Chains of Debt: Your Path to a Debt-Free Life and Financial Empowerment

22 Aug 2019

Contributed by Lukas

Nichole is wealth management advisor with Westpac Wealth Partners who has 13 years of industry experience. She joins Dr. Crosby this week to discuss t...

Jim O'Shaughnessy - What Works on Wall Street

14 Aug 2019

Contributed by Lukas

Jim O'Shaughnessy is the founder of O'Shaughnessy Asset Management and the author of "What Works on Wall Street", one of the most influentia...

Andrew Guyton - All in the Family: How to Navigate the Challenges of Running a Family Business

08 Aug 2019

Contributed by Lukas

Andrew Guyton is a financial advisor with seven years of experience who joins us today to talk about the pros and perils of family business. In specif...

Laurie Ruettimann - Should I Write a Book? Key Questions to Ask Before Starting Your Writing Journey

01 Aug 2019

Contributed by Lukas

Laurie Ruettimann is an HR consultant, keynote speaker, entrepreneur, and now, the proud owner of a pretty sweet book deal. In this candid interview s...

Kathleen Burns Kingsbury - Breaking the Silence on Money: Strategies for Open Conversations and Financial Empowerment

25 Jul 2019

Contributed by Lukas

Kathleen Burns Kingsbury is on a mission to break money silence and shatter taboos around finance. She joins us this week to discuss: Why we are more...

Marty Nachemson - Adapting to a Changing World: Essential Skills for Success in Uncertain Times

18 Jul 2019

Contributed by Lukas

Marty Nachemson is a partner at Prosperian Wealth Management where he specializes in holistic financial planning. Today, he joins us to discuss how he...

Doug Shaw - The Ultimate Guide to Cultivating Creativity for Personal and Professional Growth

11 Jul 2019

Contributed by Lukas

Doug Shaw believes that we are all artists and teaches business professionals to regain the natural enthusiasm for creativity we all had as children. ...

Perth Tolle - Investing in Freedom

01 Jul 2019

Contributed by Lukas

Perth Tolle is the founder of the Life + Liberty index, the methodology underlying the launch of a new ETF. She joins us to discuss how she lives her ...

Bob Seawright - 10 Effective Techniques to Combat Behavioral Bias and Boost Rational Thinking

26 Jun 2019

Contributed by Lukas

Bob Seawright is the Chief Investment Officer of Madison Avenue Securities and a widely read blogger at Above the Market. He joins us to discuss: -How...

Andrea Schaffer - Tax-Smart Investing: Strategies to Minimize Tax Burden and Grow Wealth

20 Jun 2019

Contributed by Lukas

Andrea Schaffer CLU® ChFC® CFP® is with Pacific Advisors in Claremont, California. Her practice focuses on individual and business planning, with s...

Ron Carson - The Ultimate Blueprint for Creating a Successful Financial Advice Empire

14 Jun 2019

Contributed by Lukas

Ron Carson is one of the most successful financial advisors in the world in addition to being a bestseling author and sought after coach. He joins Sta...

Brent Beshore - Building a Baby Berkshire: Essential Strategies for Growing Wealth Like Warren Buffett

06 Jun 2019

Contributed by Lukas

Brent Beshore, author of The Messy Marketplaces, is on a mission to build a wealth compounding enterprise comprised of the sort of small business that...

Change Your Environment, Change Your Life: Proven Strategies for Personal Growth

31 May 2019

Contributed by Lukas

Change Your Environment, Change Your Life by Dr. Daniel Crosby

Nick Maggiuli - Of Dollars and Data: A Comprehensive Guide to Data-Driven Financial Strategies

30 May 2019

Contributed by Lukas

Nick Maggiuli is unrivaled in his ability to illustrate complex financial ideas simply using data. He joins Standard Deviations this week to discuss: ...

Morgan Housel - The Psychology of Money

22 May 2019

Contributed by Lukas

Morgan Housel is one of the world's foremost leaders on all things money and human nature. He joins us this week to discuss: -Why education improves o...

Jason Voss - The Intuitive Investor: Unlocking the Secrets of Smarter Investing

16 May 2019

Contributed by Lukas

Jason is the CEO Active Investment Management Consulting, a former asset manager, the author of The Intuitive Investor and innovator in the world of f...

Clare Flynn Levy - Unlock Better Decision-Making with Behavioral Science Insights

09 May 2019

Contributed by Lukas

Clare Flynn Levy is a former fund manager who is now the CEO of Essentia Analytics, a behavioral finance platform designed to help managers make bette...

Jamie Catherwood - The Top Financial Lessons from History: How Past Trends Shape Today's Economy

02 May 2019

Contributed by Lukas

Jamie is a rising star in the world of finance who has burst onto the scene with his in-depth analysis of financial history. In this episode, Jamie he...

Andy Swan - Investing in the Digital Age: Using Twitter Sentiment to Predict Market Trends

25 Apr 2019

Contributed by Lukas

Andy Swan is the founder of LikeFolio, a company that provides consumer behavior insights to investors and corporations. In this episode, we discuss u...

Joleen Mainz - Facing Tragedy Through Preparation: Essential Steps for Building Resilience

18 Apr 2019

Contributed by Lukas

When her life was upended by a series of tragic events, Joleen Mainz wasn't sure how to proceed. Luckily, she found strength in taking much of the sam...

Mindful Minute - The Science Behind Happiness: A Simple Formula for Lasting Contentment

15 Apr 2019

Contributed by Lukas

Mindful Minute - The Formula For Happiness by Dr. Daniel Crosby

Christine Benz - Retirement Planning Made Easy: The Benefits of a Goals-Based Approach to Secure Your Future

11 Apr 2019

Contributed by Lukas

This week on Standard Deviations, Dr. Crosby is joined by Christine Benz, the Director of Personal Finance at Morningstar and author of "30 Minut...

Dr. Jordan Turner - A Comprehensive Guide to Understanding the Myers-Briggs Type Indicator (MBTI)

08 Apr 2019

Contributed by Lukas

The Myers-Briggs Type Indicator is the world's most popular personality instrument but isn't without its controversies. Loved by loyalists and sneered...

How to Give Advice That Sticks: Proven Techniques for Influencing Positive Change

08 Apr 2019

Contributed by Lukas

Bad news: Only about 40% of Americans get financial advice. Worse news: Only about half of those that receive financial advice actually follow it thro...

The Ultimate Guide to Financial Truths: Essential Insights for Financial Success

04 Apr 2019

Contributed by Lukas

The 5 Key Points of Friction Around Money and How to Overcome Them

01 Apr 2019

Contributed by Lukas

Disagreements about money are the #1 reason for divorce in North America. But what do couples fight about when they fight about money? Dr. Crosby is h...

Joseph Fitzgerald - Understanding the Retirement Savings Crisis: What It Means for Your Future

28 Mar 2019

Contributed by Lukas

Joe Fitzgerald is worried. As a financial advisor, he sees the retirement savings crisis in America for what it is and has thoughts on how to fix it. ...

Unlock Wealth: The 6 Key Behaviors That Guarantee Financial Prosperity

25 Mar 2019

Contributed by Lukas

You may not have money today, but will you down the line? New research from Dr. Sarah Stanley Fallaw has the answer.

Aaron Klein - New Horizons in Risk Profiling: How Advanced Techniques are Shaping Financial Strategies

21 Mar 2019

Contributed by Lukas

Aaron Klein is the CEO and co-founder of Riskalyze, a fintech company that has taken the world of financial advice by storm over the past five years. ...

The Pratfall Effect Explained: The Surprising Power of Imperfection

18 Mar 2019

Contributed by Lukas

Our favorite people are competent but just human enough to be believable. Tip: To be well loved be authentic about your weaknesses.

Corey Hoffstein - A Day at the Factor Zoo

14 Mar 2019

Contributed by Lukas

Corey Hoffstein is one of the brightest minds in quant investing and has a unique knack for making hard-to-understand concepts palatable for novice in...

Money and Marriage: How to Build Financial Harmony in Your Relationship

11 Mar 2019

Contributed by Lukas

Disagreements about money are the #1 reason cited for divorce in North America. In this Money Minute, we dig in to three reasons why couples have so m...

Noreen Beaman - Key Leadership Lessons Every Leader Should Know

07 Mar 2019

Contributed by Lukas

Noreen Beaman is living the American Dream. After starting at Brinker Capital three decades ago, and having worked in every vertical in the company, s...

Dr. Daniel Crosby - Why Goals-Based Investing is the Key to Achieving Your Financial Dreams

04 Mar 2019

Contributed by Lukas

The Power of Goals Based Investing - Dr. Daniel Crosby by Dr. Daniel Crosby

Michele Lee Fine - The Hidden Keys to Financial Success: Unconventional Tips for Wealth Building

28 Feb 2019

Contributed by Lukas

Today on the podcast, Dr. Crosby is joined by Michele Fine, an award-winning financial professional based in New York. We discuss: What's broken and w...

Dr. Daniel Crosby - The Role of Behavioral Finance in Modern Investment Management Practices

25 Feb 2019

Contributed by Lukas

A discussion of the 4 Cs of behavioral investment management as found in The Laws of Wealth: Psychology and the Secret to Investing Success.

Doug Boneparth - Navigating the Future of Retirement: Essential Strategies for Planning Ahead

21 Feb 2019

Contributed by Lukas

Douglas Boneparth is an InvestmentNews 40 Under 40 alum, the co-author of The Millennial Money fix, and financial Twitter's resident hair and coffee e...

Blair DuQuesnay - Is It Time to Fire Your Male Broker?

14 Feb 2019

Contributed by Lukas

After her recent New York Times op-ed, "Consider Firing Your Male Broker", Blair duQuesnay precipitated some soul-searching and started some...

Life Lessons: A Letter To My Daughter

11 Feb 2019

Contributed by Lukas

Life Lessons: A Letter To My Daughter by Dr. Daniel Crosby

Dr. Daniel Crosby - The 10 Laws of Wealth: Unlocking the Secrets to Financial Success

11 Feb 2019

Contributed by Lukas

The 10 Laws of Wealth - Dr. Daniel Crosby by Dr. Daniel Crosby

Sonya Dreizler - Doing Well by Doing Good: How Ethical Practices Lead to Business Success

07 Feb 2019

Contributed by Lukas

Some call it ESG, others SRI, while still others refer to as "impact" or "values-based investing." But whatever you call it, Sonya...

Can Embracing Weirdness Lead to Wealth and Happiness?

04 Feb 2019

Contributed by Lukas

Audio of a TEDx presentation given by Dr. Daniel Crosby

James Matthews - Breaking the Millennial Money Myths

31 Jan 2019

Contributed by Lukas

With all of the negative stereotypes around Millennials and money, it can be hard to separate fact from fiction. Luckily, Standard Deviations is joine...

Dr. Daniel Crosby - Exploring the Influence of Love, Money and Irrationality on Everyday Choices

28 Jan 2019

Contributed by Lukas

Audio of my second TEDx talk, given in Huntsville, Alabama.

John Nolan - Business Lessons From a Spy: Unconventional Wisdom for Leaders

24 Jan 2019

Contributed by Lukas

This week, Dr. Crosby is joined by John Nolan, who may just be the most interesting man in the world. Mr. Nolan is a Vietnam veteran who then spent 22...

TEDxHuntsville - Dr. Daniel Crosby - You're Not That Great: A Motivational Speech

23 Jan 2019

Contributed by Lukas

Audio of my first ever TEDx talk, given in Huntsville, Alabama. I also created a book based on the ideas presented here, which can be found here: http...

Daniel Crosby - The Behavioral Investor

17 Jan 2019

Contributed by Lukas

This week on Standard Deviations, the tables are turned as Daniel passes the mic to Dr. Brian Portnoy, author of The Geometry of Wealth. Brian and Dan...

Jennifer McClure - Public Speaking 101: Key Strategies to Transform Your Speaking Skills

10 Jan 2019

Contributed by Lukas

What’s the recipe for a great presentation? This week Jennifer McClure, an entrepreneur, keynote speaker, leadership success coach, and former HR ex...

Tra Williams - Feed Your Unicorn

03 Jan 2019

Contributed by Lukas

During the last holiday season, entrepreneurship consultant Tra Williams was feeling especially thankful for his gifts and said so on social media. Hi...

Randy Norton - Why Value Investing is the Key to Success in Real Estate Markets

27 Dec 2018

Contributed by Lukas

Randy Norton - Applying Value Investing to Real EstateThis week the Standard Deviations is pleased to welcome Randy Norton, Managing Partner and Globa...

Joey Fishman - ESG in Action: A Practical Discussion on How to Drive Sustainable Growth

20 Dec 2018

Contributed by Lukas

Joey Fishman - A Practical Conversation About ESG This week on Standard Deviations, Dr. Crosby speaks with Joey Fishman who heads up the socially resp...

Tyrone Ross Jr. - The Lessons of Failure: How Embracing Setbacks Leads to Success

11 Dec 2018

Contributed by Lukas

Tyrone Ross is a financial advisor, cryptocurrency enthusiast and Olympic Trials qualifier in the 400 meters. In this week's episode, Tyrone shares in...

Dan Egan - The Power of Good Design: Encouraging Positive Behavior in Spaces and Systems

06 Dec 2018

Contributed by Lukas

Our guest this week is Dan Egan, Director of Investing and Personal Finance at Betterment. Dan is an expert at improving decisions through smart techn...

Dr. Sarah Stanley Fallaw - The Next Millionaire Next Door

29 Nov 2018

Contributed by Lukas

Dr. Sarah Stanley Fallaw - The Next Millionaire Next Door Standard Deviations welcomes Sarah Stanley Fallaw, Ph.D. the founder and President of DataPo...

Chris Turchanksy - Future-Proofing Your Finances: The Evolution of Financial Advisors in 2025 and Beyond

22 Nov 2018

Contributed by Lukas

Chris Turchansky - The Financial Advisor of the Future Standard Deviations is pleased this week to welcome Chris Turchansky, President of ATB Investor...

Annette Hammortree - Navigating Financial Planning for Families with Special Needs Children

15 Nov 2018

Contributed by Lukas

Annette Hammortree is the owner of Hammortree Financial Services and the parent of a child with special needs. With a passion born of personal experie...

Neil Bage - Exploring the Intersection of Behavioral Finance and FinTech: How Technology Shapes Investor Decision-Making

07 Nov 2018

Contributed by Lukas

Neil Bage - Behavioral Finance and FinTech This week, Dr. Crosby is joined by fellow behavioral finance geek Neil Bage, co-founder of the award winnin...

Kristin Scroggin - Millennials and Money: Key Insights into Their Financial Priorities and Challenges

01 Nov 2018

Contributed by Lukas

Kristin Scroggin - Millennials and Money The world "millennial" was recently deemed so loaded and negative that the New York Times struck it...

Brian Ford - The Eight Pillars of Financial Wellness: Expert Insights

25 Oct 2018

Contributed by Lukas

Brian Ford - The Eight Pillars of Financial Wellness This week on Standard Deviations, Dr. Crosby sits down with financial wellness executive Brian Fo...

Travis Scribner - Are You Prepared for 30 Years Without a Paycheck? Start Planning Now

18 Oct 2018

Contributed by Lukas

October is Retirement Readiness Month and Travis Scribner is ready to tell us what it takes to be prepared. Travis initially worked on Wall Street bef...

Jeff Zentner - How to Write a Book: Expert Tips for Aspiring Authors

11 Oct 2018

Contributed by Lukas

Jeff Zentner - How to Write a Book Dr. Crosby is joined this week by Jeff Zentner, author of New York Times Notable Book The Serpent King as well as G...

Meredith Jones - Women on Wall Street: Paving the Path to Financial Empowerment

04 Oct 2018

Contributed by Lukas

Standard Deviations is pleased to welcome Meredith Jones, award-winning author of Women of the Street and an internationally recognized expert on wome...

Unlock Your Full Potential: Life on Your Terms with Eric McDermott

27 Sep 2018

Contributed by Lukas

In this episode of Standard Deviations, Eric McDermott, a Managing Partner at Pacific Advisors, Financial Specialist and marketing guru breaks down t...

Brian Portnoy - The Geometry of Wealth: How to Build Lasting Financial Prosperity

25 Sep 2018

Contributed by Lukas

This week on Standard Deviations, Dr. Crosby speaks with Brian Portnoy, Ph.D., CFA, an expert at simplifying the complex world of money. In his two bo...

How to Spot a Financial Bubble: 6 Warning Signs Explained

07 Sep 2018

Contributed by Lukas

In today's episode we run through the six signs of a financial bubble.

The Surprising Secret to Greatness: Embracing Mediocrity

03 Sep 2018

Contributed by Lukas

In this episode, Dr. Crosby asserts that owning our personal mediocrity is paradoxically the key to personal exceptionalism. Huh? Listen in to hear wh...

Understanding the Psychology of Diversification: How to Make Smarter Investment Choices

31 Aug 2018

Contributed by Lukas

Investment diversification is widely-accepted best practice for financial reasons but the psychology of not putting all of your eggs in one basket is ...

Why Feeling Excited About an Investment Could Signal a Bad Idea

27 Aug 2018

Contributed by Lukas

A debate rages about the impact of emotion on investment decision-making. Some believe it to be a source of signal where others just see noise. In tod...

How to Watch Financial News: Top Tips for Staying Informed

24 Aug 2018

Contributed by Lukas

In most endeavors, staying informed is a positive. So why is it that people who watch less financial news tend to be outperformed than the truly plugg...

How to Thrive in Volatile Markets: Key Do's and Don'ts for Smart Investing

29 Jun 2018

Contributed by Lukas

The stock market can be extremely volatile, but with a little understanding of market history and dynamics, you can navigate its ups and downs with gr...

10 Key Questions Every Investor Should Ask Their Financial Advisor

15 Jun 2018

Contributed by Lukas

On this week's episode we review the evidence around whether or not to hire a financial advisor and offer ten questions for separating great advisors ...

Master the 12 Laws of Wealth: Essential Rules for Building Lasting Prosperity

08 Jun 2018

Contributed by Lukas

Investing has been described as simple but not easy. By listening to this podcast, you will understand the 12 steps necessary to create lasting wealth...

Is It Time for New Friends? 5 Key Reasons You Should Rethink Your Social Group

01 Jun 2018

Contributed by Lukas

In this episode, we take on the age old questions: "Do birds of a feather flock together?" or "Do opposites attract?" We also make...

Luck vs. Skill in Investing: What Really Determines Financial Success?

26 May 2018

Contributed by Lukas

Is investing a game of luck or skill? In this episode, we examine the three criteria needed to distinguish a game of luck from skill and find that fin...

You’re Worrying About the Wrong Things: What to Focus on Instead

18 May 2018

Contributed by Lukas

It's human nature to worry about low probability/high salience things and ignore threats that are far more immediate and pervasive. Tune in to learn w...

How Behavioral Feedback Loops Shape Financial Market Dynamics

15 May 2018

Contributed by Lukas

Feedback loops exist in relationships, nature and especially in financial markets. In today's episode, we examine how capital markets operate in boom ...

When to Trust Your Gut: Understanding the Two Crucial Conditions

14 May 2018

Contributed by Lukas

Can you trust your gut? Well...sometimes. Today on the podcast we look at the two conditions that must be met in order for intuition to be useful. Eve...

Why Positivity Outperforms Negativity in Driving Lasting Behavior Change

07 May 2018

Contributed by Lukas

Listen in this week to learn: Why positivity brings about more lasting change than negativity How making lists of "not to do" can have a pa...

The Paradox of Knowledge: How More Info Can Create More Problems

29 Apr 2018

Contributed by Lukas

It is often assumed that there is a positive, linear relationship between information and market efficiency. It stands to reason, at least to a point,...

You Will Never Have Enough Money: Key Reasons and How to Break the Cycle

23 Apr 2018

Contributed by Lukas

We’re all familiar with the term “keeping up with the Joneses” but it’s doubtful that we understand just how deeply ingrained this is in our c...

Exploring Investment Momentum: The Psychological Factors Influencing Market Trends

16 Apr 2018

Contributed by Lukas

Momentum has existed for hundreds of years and has persisted for two decades post discovery. This sort of staying power in capital markets full of hun...

Understanding the Shape of Financial Bubbles: Key Patterns and Indicators

09 Apr 2018

Contributed by Lukas

In this episode we look answer: How do financial bubbles form? How likely is a bubble to burst? How can I know a bubble when I see one?

The Most Powerful Yet Underrated Phrase You Should Know

03 Apr 2018

Contributed by Lukas

What seldom-uttered phrase can make you wealthier and more likeable? Why did a bank robber use lemonade to commit crimes? Why don't dumb people know h...

Your Money and Your Brain: Unlocking the Connection Between Finance and Psychology

26 Mar 2018

Contributed by Lukas

Your brain is a miracle unrivaled by even the most sophisticated technology, but it is a miracle equipped for a different time and place. After millen...

The Joys and Pains of Comparing Yourself to Others: Finding Balance in a World of Comparison

19 Mar 2018

Contributed by Lukas

Let me ask you a question, “Do you like laugh tracks?” Didn’t think so. If laugh tracks are so universally disliked, why do Hollywood executives...

Why Is Change So Hard? Understanding the Psychology Behind Resistance to Change

12 Mar 2018

Contributed by Lukas

How many decisions would you guess that you make in a given day? Take a second, mentally walk through your day and hazard a guess. Most people I ask t...

Humankind's Greatest GIft Is Also Its Greatest Liability

06 Mar 2018

Contributed by Lukas

If bees organize by innate mandate and chimps through tight-knit social interactions, the miracle of human ascendance in the animal kingdom owes to a ...

Why What You Desire Won’t Be Satisfying Once You Achieve It: Understanding the Truth Behind Fulfillment

28 Feb 2018

Contributed by Lukas

We’re all familiar with the term “keeping up with the Joneses” but it’s doubtful that we understand just how deeply ingrained this is in our c...

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