Switch Your Money On

Last minute ISA investment ideas

02 Apr 2026

Contributed by Lukas

As we find you looking ahead to a restful Easter Bank Holiday Weekend, there will be some amongst you that are still looking to make the most of your ...

The ‘most hated’ tax: inheritance. Is that fair?

26 Mar 2026

Contributed by Lukas

With inheritance tax receipts set to deliver another record-breaking payday for the Treasury, it’s a tax that fills miles of column inches, but only...

Iran war: the importance of a balanced portfolio

17 Mar 2026

Contributed by Lukas

The conflict in Iran continues to drive volatility in markets, driven mostly by the price of oil. Despite our base case assumption that the war will l...

Avoiding higher rate tax traps

12 Mar 2026

Contributed by Lukas

Benjamin Franklin famously said there’s only two things that are certain in life: death and taxes. But although tax is a part of life, it doesn’t ...

Markets react to Middle East escalations

04 Mar 2026

Contributed by Lukas

Emma and Matt explore the unfolding situation in the Middle East, in particular, how markets are responding, and what investors can do in times of glo...

What would YOU do with an unexpected windfall?

26 Feb 2026

Contributed by Lukas

When you’ve just sat through 40 consecutive days of rain, you’d be forgiven for dreaming of a knock on the door from a millionaire maker, so you c...

Evaluating AI: Market Disruption, Hype and What Next?

18 Feb 2026

Contributed by Lukas

Emma is joined by Senior Equity Analyst Matt Britzman for our investments episode where they delve into results season amongst the big tech players an...

Love, death and taxes. It's our Valentine's couples finance special

12 Feb 2026

Contributed by Lukas

Nothing says romance like financial planning. Does being married make sense financially? For our Valentine's Day special Helen and Clare are discussin...

Gold’s stellar start to the year, Big Tech earnings and the Fed on rates

02 Feb 2026

Contributed by Lukas

In this episode, Emma Wall and Matt Britzman unpack a busy week for markets and what it means for investors.They look at what’s driving gold volatil...

HMRC Self-Assessment: Tax return deadlines, penalties and fixes

29 Jan 2026

Contributed by Lukas

Sarah Coles and Helen Morrissey explain HMRC self-assessment, including the self-assessment tax return deadline, late filing penalties, common mistake...

Investing in volatile markets: Trump, tariffs, Greenland and how to protect your portfolio

22 Jan 2026

Contributed by Lukas

In this episode, Emma Wall and Sarah Coles unpack the latest bout of global market volatility and what it means for investors.They discuss the impact ...

Mid-life money risks: job loss, health shocks, divorce and pension gaps

15 Jan 2026

Contributed by Lukas

In this episode, Sarah Coles and Helen Morrissey explore the hidden financial risks that can catch people out in mid-life. They talk about job losses ...

Debt after Christmas: managing borrowing and building resilience

08 Jan 2026

Contributed by Lukas

In this episode, Sarah Coles and Helen Morrissey explore how much debt UK households are really carrying and why borrowing can quietly spiral out of c...

What 2026 means for your money: pensions, taxes and ISAs

01 Jan 2026

Contributed by Lukas

In this episode, Sarah Coles and Helen Morrissey look ahead to what 2026 could hold for your finances.They discuss key dates to watch in the year ahea...

Investing in 2026: interest rates, markets, funds and shares to watch

25 Dec 2025

Contributed by Lukas

In this episode, Emma Wall and Sarah Coles look ahead to 2026 and the key themes set to shape investment markets.They discuss where interest rates cou...

2025 in review: inflation, pensions, ISAs and money lessons

18 Dec 2025

Contributed by Lukas

In this end-of-year special, Sarah Coles and Helen Morrissey look back at the key money themes of 2025 and what they mean for savers, investors and re...

Investment review of 2025, what we lived through and learned

11 Dec 2025

Contributed by Lukas

In this investment special, Emma Wall and Sarah Coles take stock of what the events of 2025 mean for investors: from the market records set to the per...

What's next for stock markets: Will there be a Santa rally this year?

04 Dec 2025

Contributed by Lukas

Emma Wall and Sarah Coles discuss how the stock markets are faring after the Budget, the importance of the golden quarter for businesses, and explore ...

Autumn Budget 2025: key changes to savings, ISAs and pensions

27 Nov 2025

Contributed by Lukas

Explore what the Autumn Budget 2025 means for you, from tax freezes and ISA cuts to changes in savings, dividends, pensions and key investor updates.T...

Autumn Budget and the self-employed: tax and income gaps

20 Nov 2025

Contributed by Lukas

Rumoured Budget tax changes are putting new pressures on the self-employed. Sarah Coles and Helen Morrissey explore what rising taxes could mean for f...

US market volatility: AI tech boom, government shutdown, Fed policy and elections

13 Nov 2025

Contributed by Lukas

Emma Wall and Sarah Coles take a closer look at what’s behind recent market volatility in the US. They discuss concerns surrounding the AI boom, wha...

Are you wealthy for your age? Property, pensions, savings and investments

06 Nov 2025

Contributed by Lukas

Sarah Coles and Helen Morrissey dive into what it really means to be wealthy in today’s world and why a million pounds isn’t what it used to be. F...

Budget fears and rumours: tax, pensions and scary money mistakes

30 Oct 2025

Contributed by Lukas

As spooky season arrives, Sarah Coles and Helen Morrissey explore the financial fears haunting households, from Budget rumours to “zombie” savings...

What’s driving global stock markets? AI, tech valuations, and US growth

23 Oct 2025

Contributed by Lukas

Sarah Coles and Emma Wall unpick the forces shaping global markets, focusing on tech stocks and the impact of AI on the US economy. They discuss warni...

What’s next for the state pension? Triple lock, NI gaps and rising pension age

16 Oct 2025

Contributed by Lukas

Sarah Coles and Helen Morrissey break down key questions around the state pension - who gets it, when you can claim, and how much you might receive. T...

Global stock markets: gold prices, tariffs, US government shutdown

09 Oct 2025

Contributed by Lukas

Sarah Coles and Emma Wall look at the factors moving markets around the world. They discuss the US government shutdown, strong economic data, and why ...

Autumn Budget rumours: tax hikes, pension changes and ISA risks

02 Oct 2025

Contributed by Lukas

With the Budget date now confirmed, speculation is swirling. From tax hikes to potential ISA rule changes and pension tax tweaks. Sarah Coles and...

Why are stock markets rising while investor confidence is falling?

25 Sep 2025

Contributed by Lukas

Sarah Coles and Helen Morrissey delve into data from the latest HL Investor Confidence Index and explore why confidence is slipping across major marke...

The UK’s pension gap: insights on retirement resilience and inequality

18 Sep 2025

Contributed by Lukas

Sarah Coles and Helen Morrissey join Nathan Long, senior analyst at HL, to discuss the latest HL Savings and Resilience Barometer findings. They explo...

Bridging the investment gaps: navigating UK market volatility, inflation and challenges facing investors

11 Sep 2025

Contributed by Lukas

Sarah Coles and Helen Morrissey unpack the latest HL Savings and Resilience Barometer findings, revealing significant investment gaps across UK househ...

Property vs pensions – after changes to stamp duty, tax and interest rates

04 Sep 2025

Contributed by Lukas

Susannah Streeter and Sarah Coles explore how property has become less rewarding as an investment, with more tax on landlords, rising costs of new leg...

Learn from professional investors: handle market volatility, highs and avoiding FOMO

28 Aug 2025

Contributed by Lukas

Susannah Streeter and Sarah Coles look at how professional investors are reacting to recent market volatility and what DIY investors can take fro...

Average cost of raising a child: childcare, savings and pension tips for parents

21 Aug 2025

Contributed by Lukas

Susannah Streeter and Sarah Coles unpack the rising cost of raising children and how the whole family can prepare financially. They cover maternity le...

Tariffs, magnificent 7 stocks, and gold on the rise

14 Aug 2025

Contributed by Lukas

Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets, from major trade deals and new tariffs to a busy earnings season ...

Holiday spending, currency tips and retirement planning

07 Aug 2025

Contributed by Lukas

Join Susannah Streeter and Sarah Coles as they answer your holiday money questions, such as how to pay for your trip, get the best exchange rates and ...

Stock markets, oil prices and trade wars

31 Jul 2025

Contributed by Lukas

Join Susannah Streeter and Sarah Coles as they look back on a bumpy six months in the markets, marked by rising geopolitical tensions, trade disputes ...

Experts reveal the biggest money mistakes made in divorce

24 Jul 2025

Contributed by Lukas

Join Susannah Streeter and Sarah Coles as they explore how to protect your finances from the fallout of divorce and smart steps to take both before an...

Market volatility, house prices, and financial advice reforms

17 Jul 2025

Contributed by Lukas

Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets and what big changes to financial advice could mean for your money...

Living to 100: How much money would you need?

10 Jul 2025

Contributed by Lukas

Are you financially prepared to live to 100? In this special episode, Susannah Streeter and Sarah Coles explore how much money you might need to retir...

Investment special: tariffs, trade deals, tax threats and inflation

03 Jul 2025

Contributed by Lukas

Join Susannah and Sarah as they explore the key drivers behind recent global market movements, including trade deals and tariffs, economic slowdown an...

How to build wealth: planning tips from the experts

19 Jun 2025

Contributed by Lukas

Join Susannah and Sarah as they unpack the essential building blocks of wealth, from setting financial goals and managing risk to choosing the right m...

Avoiding scams, deepfakes and cyber attacks

05 Jun 2025

Contributed by Lukas

Join Susannah and Sarah as they break down the growing threat of cyber attacks and online scams – what’s happening now, who’s being targeted, an...

Get to grips with inflation: investments, savings and pensions

22 May 2025

Contributed by Lukas

Join Susannah and Sarah as they break down the latest on Trump’s tariffs – where things stand now and what it means for global trade. Victori...

Beat money anxiety: managing your money and retirement in uncertain times

08 May 2025

Contributed by Lukas

Join Susannah and Sarah as they look at anxiety at a time when Trump’s tariffs have unsettled markets and global trade. They explore why we worry ab...

Inheritance tax made simple: shares, bonds and gold, plus expert planning tips

24 Apr 2025

Contributed by Lukas

Join Susannah and Sarah as they dive into the markets. Plus, Helen Morrissey, head of retirement analysis and Bradley Clark, HL financial adviser...

How to build a portfolio in turbulent times

10 Apr 2025

Contributed by Lukas

Join Susannah and Sarah as they break down the market fallout following Trump’s tariffs and explore how to invest at times like this. Learn how to b...

Prepare for Retirement: interest rates, trump tariffs and pension planning

27 Mar 2025

Contributed by Lukas

Join Susannah and Sarah as they explore what’s happening with global trade and how it could affect the UK economy – touching on Trump tariffs, the...

Spring Clean Your Finances: US tariffs, the Spring Statement and saving tax

12 Mar 2025

Contributed by Lukas

In this week’s episode, Susannah and Sarah discuss the potential impact of US tariffs on the global economy and the clash between Trump, Vance and Z...

The Single Files: Trump’s tariffs, stock market impact and cost of being single

27 Feb 2025

Contributed by Lukas

Join Susannah and Sarah as they explore how Trump’s proposed tariffs are impacting global markets and tech stocks. They also dive into the latest fi...

The Generation Gain: Family Financial Planning – plus Trump's Impact on Markets

13 Feb 2025

Contributed by Lukas

Susannah and Sarah examine what Trump’s presidency means for global markets, saving and investing for children and grandchildren during volatile tim...

Pensions and savings gaps: the HL Savings and Resilience Barometer

30 Jan 2025

Contributed by Lukas

Susannah and Sarah explore the investment landscape right now and then dive into our latest research uncovering the nation’s financial resilience. H...

New year, new you: transform your finances in 2025

16 Jan 2025

Contributed by Lukas

Susannah and Sarah take a look at the steps we can take with our investments and personal finances as we head into 2025.Helen Morrissey, head of pensi...

The market outlook for 2025: Markets, money, and must-watch trends

02 Jan 2025

Contributed by Lukas

Join Susannah and Sarah as they delve into the potential economic landscape of 2025. We'll explore:Market volatility: examining the potential for fluc...

A whistle-stop tour of 2024: Elections, AI boom, gold and pensions

19 Dec 2024

Contributed by Lukas

Susannah and Sarah take a look back at a huge year for the markets, with global elections, geopolitical unrest, AI enthusiasm, gold prices and a Budge...

Are we going off going out?

05 Dec 2024

Contributed by Lukas

Susannah and Sarah delve into how things are looking for the hotels and hospitality sector as we head towards Christmas. We’ll touch on challenges f...

Retail Therapy: Black Friday, Christmas spending and retail stocks

21 Nov 2024

Contributed by Lukas

Susannah and Sarah look ahead to Black Friday and Christmas spending. They also discuss how Trump’s win and the hike to employer National Insurance ...

What the Budget means for investors: Impact on taxes, pensions, and for some stocks

07 Nov 2024

Contributed by Lukas

Susannah and Sarah break down last week’s Autumn Budget, diving into its potential impact on savers, investors, and pensions. They cover key topics ...

Power and Money: how will the UK budget and US election impact investments?

17 Oct 2024

Contributed by Lukas

Susannah and Sarah discuss politics both sides of the pond: UK Budget speculation and what rumoured changes mean for investors, plus what impact the U...

Charged up: the EV revolution and the impact of the China vs US trade war

04 Oct 2024

Contributed by Lukas

Susannah and Sarah discuss the future of the EV industry in the wake of the China vs US trade war.Top Gear’s Quentin Willson talks about the trends ...

Homing in on Property: from buy-to-let to investing in property companies

19 Sep 2024

Contributed by Lukas

Susannah and Sarah discuss the pressures on buy-to-let mortgages, from legislation to mortgage rates, house prices and the impact of changes to capita...

Switching channels: investing in Netflix, ITV and online channels

05 Sep 2024

Contributed by Lukas

Navigating the new media landscape: Susannah and Sarah take a look at the challenges facing the media industry, covering the drop in popularity of tra...

The Supermarket Sweep: Investing in Tesco, Asda, Ocado, and Sainsbury’s

22 Aug 2024

Contributed by Lukas

In this week's episode, Susannah and Sarah delve into the world of the UK’s supermarkets in the midst of multiple lock-downs, Brexit and a cost-of-l...

Any Pensions Questions? The state pension, tax relief changes and UK investing

08 Aug 2024

Contributed by Lukas

In this week's episode, Sarah and Helen delve into the world of pensions, unpacking burning issues including the state pension, lost pension pots, inv...

Singled out for tough times: how does being single affect your financial resilience?

25 Jul 2024

Contributed by Lukas

In this week's episode, Susannah and Sarah talk to Senior Analyst, Nathan Long, to explore the financial resilience of the nation by unwrapping the fi...

The direction of travel stocks: Rolls Royce, Trainline and easyJet

11 Jul 2024

Contributed by Lukas

In this week's episode, Susannah and Sarah look at what the outcome of the general election may mean for our money, investments and pensions. We also ...

Setting Expectations: the election, interest rates, pensions and investments

27 Jun 2024

Contributed by Lukas

In this week's episode, Susannah and Sarah speak with Anne Fairweather, HL’s head of government relations and public policy, to break down the manif...

Positive Energy: Exxon Mobil, Shell and the General Election

14 Jun 2024

Contributed by Lukas

In this week's episode, Susannah and Sarah take a look at the energy sector, touching on oil, gas and electricity. We look at how big energy giants, l...

Home advantages: Investing in the UK amidst record stock market highs

30 May 2024

Contributed by Lukas

In this week's episode, Susannah and Sarah look at the recent record highs of the UK markets, UK shares and funds to watch and how pension funds are i...

The Magnificent Seven: tech stocks, AI and US markets

16 May 2024

Contributed by Lukas

In this week's episode, Susannah and Sarah look at the biggest names in tech, the Magnificent Seven: Microsoft, Amazon, Google (Alphabet), Tesla, Face...

The gold rush: precious metals, mining and electric vehicles

02 May 2024

Contributed by Lukas

In this week's episode, Susannah and Sarah look into what’s driving metals prices up – looking at using gold and silver to hedge against inflation...

Wegovy, weight loss and pharmaceuticals: In sickness and in wealth

18 Apr 2024

Contributed by Lukas

In this week's episode, Susannah and Sarah look at how the pharmaceutical sector is faring after a whirlwind few years. Exploring weight loss treatmen...

The NatWest sale and privatisation - from British Gas to Royal Mail: What to tell Sid now

05 Apr 2024

Contributed by Lukas

In this episode, Susannah and Sarah dive deep into the NatWest share sale and Sophie Lund-Yates explores how past government privatisations stand now,...

The last chance to save tax: beating the pension and ISA deadline

21 Mar 2024

Contributed by Lukas

In this episode, Sarah and Susannah talk all things tax year end and look at the reasons why many leave it to the last minute to make use of pension a...

Banking on good news

08 Mar 2024

Contributed by Lukas

In this episode, Sarah and Susannah explore the financial sector and talk about the UK's biggest banks and building societies. Touching on interest ra...

Beyond "Deadly": Sin Stocks, ESG & Sustainable Investing

23 Feb 2024

Contributed by Lukas

In this episode, Sarah and Susannah delve into the world of sin stocks, looking at oil companies, weapons manufacturers, Environmental Social and Gove...

Riddle of the brands: Retail sales and brand power in a weakening luxury market

08 Feb 2024

Contributed by Lukas

In this week's episode, Sarah and Susannah look at the weakening luxury market, a drop in retail sales growth and the impact of brand power. This podc...

How we are juggling pensions, savings and investments: mind the resilience gaps

26 Jan 2024

Contributed by Lukas

In this episode, Sarah and Susannah discuss the latest HL Savings & Resilience Barometer. We explore where life is getting tougher, how retirement...

Scam Shockers: Investment and Pension Traps Exposed

12 Jan 2024

Contributed by Lukas

In this episode, Sarah and Susannah talk about how you can protect yourself and family from investment and pension scams, and why cybersecurity is an ...

Investment outlook for 2024: navigating investments, pensions, savings, house prices and interest rates

28 Dec 2023

Contributed by Lukas

In this episode, we examine what 2024 might bring for investments, pensions, savings, house prices and interest rates, and explore funds and shares to...

Buy-to-letdown: Unveiling the challenges and pension potential of buy-to-let and alternative income strategies

14 Dec 2023

Contributed by Lukas

We explore the challenges for buy-to-let investors and tenants, whether it’s a sensible option for your pension, and an alternative way to invest fo...

Autumn Statement: Hunt for cuts

01 Dec 2023

Contributed by Lukas

We examine the Autumn Statement changes, looking at ISAs, tax cuts, economic forecasts, pension changes, and the politics. We also revisit shares and ...

De-construction: Navigating the Investment Landscape of Infrastructure, HS2, and Housebuilding

16 Nov 2023

Contributed by Lukas

In this episode, Sarah and Susannah discuss investment into infrastructure. Talking HS2, housebuilding and the environmental, social and governance (E...

Any pension questions? Annuities, Triple Lock, Portfolio Ideas, and How Much to Save

02 Nov 2023

Contributed by Lukas

Our Investment and Personal Finance experts answer some of your most common retirement questions, covering annuities, the triple lock, ideas for your ...

Oil be damned: commodity investing, green energy and gold

19 Oct 2023

Contributed by Lukas

Sarah and Susannah put commodities under the microscope and discuss how the Israel-Hamas conflict has impacted oil prices, as well as the evolution of...

Home Games: How YouTube, Netflix and the gaming industry are benefiting from the shift to staying in

06 Oct 2023

Contributed by Lukas

Our Investment and Personal Finance experts discuss the squeeze on budgets and the rise of the night in. We look at companies taking advantage of the ...

Self-worth: Pension prospects and financial resilience of the self-employed.

22 Sep 2023

Contributed by Lukas

Our investment and savings experts look at the highs and lows of working for yourself and the ways self-employed people can plan and prepare for a mor...

Electric dreams: the rise of electric cars

07 Sep 2023

Contributed by Lukas

Investment and personal finance experts assess the ESG and commodities challenges, charging questions and how Tesla, BP and Aston Martin are navigatin...

Investing for your family: How to set you and your children up for financial success

24 Aug 2023

Contributed by Lukas

Our investment and savings experts look at the ways we can help to lend a helping hand to our loved ones. Looking at investing for children, passing o...

Track and yield: How Alphabet, Apple, and Nike are changing the wellness industry

11 Aug 2023

Contributed by Lukas

Our investment and savings experts look at the wellness industry, with a focus on how tech giants are using AI to change the way we monitor our health...

Summer Fayre: Beer, Beyoncé and beats

28 Jul 2023

Contributed by Lukas

Our investment and savings experts look at how the hospitality industry is faring this summer – exploring the outlook for events companies, brewers ...

Bringing up the arrears: mortgage, debt and financial resilience in the cost-of-living crisis

14 Jul 2023

Contributed by Lukas

In this podcast, Susannah and Sarah explore the financial resilience of the nation, touching on debt, saving for retirement and mortgage rates. Hosted...

Bricking it: How Rising Interest Rates are Shaking Up the Housing Market

29 Jun 2023

Contributed by Lukas

In this podcast, Susannah and Sarah explore how the rise in interest rates impacts the housing market, mortgage rates and our investments. Hosted on A...

Coming to America: Is the US heading for a recession?

15 Jun 2023

Contributed by Lukas

In this podcast, Susannah & Sarah explore the current state of the US economy and how the UK will be impacted if the States go into recession. Hos...

Investing for our future

01 Jun 2023

Contributed by Lukas

In this podcast, Susannah and Sarah explore the investment implications of living longer and the impact a longer retirement could have on ou...

What’s next for the banking sector in 2023?

18 May 2023

Contributed by Lukas

In this podcast, Susannah & Sarah explore the current state of the UK and US banking sector and explain what to expect following turbulent times.&...

Upwardly Mobile: What’s next for mobile technology trends in 2023?

05 May 2023

Contributed by Lukas

In this podcast, we put mobile technology trends under the microscope and discuss the evolution of mobile phones, social media apps, mobile gaming, AI...

Young bucks: who could benefit from Gen Z and Millennial spending trends?

20 Apr 2023

Contributed by Lukas

In this podcast, Susannah and Sarah explore the spending habits of Gen Z and Millennial age groups and their focus on sustainability. T...

Investing in health

06 Apr 2023

Contributed by Lukas

In this podcast, Susannah and Sarah explore the impact of increasing ill-health on savings, investments and retirement planning. This podcas...

Travel Takes Off – What’s happening in the travel market?

24 Mar 2023

Contributed by Lukas

In this podcast, Susannah & Sarah explore how the travel market is fairing after a difficult few years – and how our well-earned holidays will b...

Tax attacks and ISA ideas: cut your tax bill in 2023

10 Mar 2023

Contributed by Lukas

In this podcast, Susannah & Sarah explore what the latest tax increases could mean for you and ideas to shelter your money ahead of tax year end. ...