Talking Real Money - Investing Talk
Episodes
One Unhappy Listener
15 Dec 2022
Contributed by Lukas
For some reason one listener really dislikes Don (he's fine with Tom). He disagrees with so much – CBDCs, bonds, cryptocurrencies – that we made a...
One Unhappy Listener
15 Dec 2022
Contributed by Lukas
Questions? Comments?For some reason one listener really dislikes Don (he's fine with Tom). He disagrees with so much – CBDCs, bonds, cryptocurr...
Adding Insult to Injury
13 Dec 2022
Contributed by Lukas
Another downside to active funds, market declines can lead to dramatic taxable gains. It's like losing even more. Plus, we scold "Mr. Wonderful" for h...
Adding Insult to Injury
13 Dec 2022
Contributed by Lukas
Questions? Comments?Another downside to active funds, market declines can lead to dramatic taxable gains. It's like losing even more.Plus, we sco...
You're Losing Billions
12 Dec 2022
Contributed by Lukas
Investor left billions of dollars on the table by keeping too much money in regular checking and savings accounts. Bad advice on YouTube for millennia...
You're Losing Billions
12 Dec 2022
Contributed by Lukas
Questions? Comments?Investor left billions of dollars on the table by keeping too much money in regular checking and savings accounts. Bad advice on Y...
Fantastic Friday Q&A
09 Dec 2022
Contributed by Lukas
Don takes on a variety of questions: How should a son invest in his new 401k? Should he switch American Funds for something less expensive? What's ...
Fantastic Friday Q&A
09 Dec 2022
Contributed by Lukas
Questions? Comments?Don takes on a variety of questions:How should a son invest in his new 401k?Should he switch American Funds for something less exp...
Fixed Income Fools
08 Dec 2022
Contributed by Lukas
The crazies who pleyed the proverbial meme stocks and failed may be turning in a new direction, gambling with bonds. Then a listener wants to know if ...
Fixed Income Fools
08 Dec 2022
Contributed by Lukas
Questions? Comments?The crazies who pleyed the proverbial meme stocks and failed may be turning in a new direction, gambling with bonds.Then a listene...
Just Got Money
07 Dec 2022
Contributed by Lukas
We address our favorite question: What should be done with a sudden financial windfall? Then, we answer questions: Is a 100% investment in AVGE too a...
Just Got Money
07 Dec 2022
Contributed by Lukas
Questions? Comments?We address our favorite question: What should be done with a sudden financial windfall?Then, we answer questions:Is a 100% investm...
Senior Regrets
06 Dec 2022
Contributed by Lukas
Tom and Don share some of older Americans biggest financial regrets. Then, we hear from a lot of you: What kind of advisors do I need? Old stock guy...
Senior Regrets
06 Dec 2022
Contributed by Lukas
Questions? Comments?Tom and Don share some of older Americans biggest financial regrets. Then, we hear from a lot of you:What kind of advisors do I ne...
Not Much New
05 Dec 2022
Contributed by Lukas
Most of the "next new things" are neither new nor hot. Beware of trendy investments, because very few things stand the test of time. Plus, we "Meet Ke...
Not Much New
05 Dec 2022
Contributed by Lukas
Questions? Comments?Most of the "next new things" are neither new nor hot. Beware of trendy investments, because very few things stand the t...
Pre-Holiday Q&A
02 Dec 2022
Contributed by Lukas
This episodes questions: With a new child on the way, what should be done financially? What are collective investment trusts? Daughter being sold a...
Pre-Holiday Q&A
02 Dec 2022
Contributed by Lukas
Questions? Comments?This episodes questions:With a new child on the way, what should be done financially?What are collective investment trusts?Daughte...
Give Lasting Gifts
01 Dec 2022
Contributed by Lukas
Once again, we enter the gift giving season frustrated by trying to pick the perfect present. While things are quickly forgotten a gift of a financial...
Give Lasting Gifts
01 Dec 2022
Contributed by Lukas
Questions? Comments?Once again, we enter the gift giving season frustrated by trying to pick the perfect present. While things are quickly forgotten a...
Avoid Inadvertent Gifting
30 Nov 2022
Contributed by Lukas
Tom and Don get them, too. Those e-mails that offer you a free gift or inform you a gift that couldn't be delivered. Don't get scammed for Christmas. ...
Avoid Inadvertent Gifting
30 Nov 2022
Contributed by Lukas
Questions? Comments?Tom and Don get them, too. Those e-mails that offer you a free gift or inform you a gift that couldn't be delivered. Don&apos...
Corrupting Bonuses
28 Nov 2022
Contributed by Lukas
If bonuses could cause a large group of Wells Fargo employees to cheat, why impact might large comissions have on financial "advice?" Plus a couple of...
Corrupting Bonuses
28 Nov 2022
Contributed by Lukas
Questions? Comments?If bonuses could cause a large group of Wells Fargo employees to cheat, why impact might large comissions have on financial "...
Risky Financial Education
23 Nov 2022
Contributed by Lukas
We recently heard about a non-profit financial education organization, F3E (or Foundation for Financial Education) which claims to provide an unbiased...
Risky Financial Education
23 Nov 2022
Contributed by Lukas
Questions? Comments?We recently heard about a non-profit financial education organization, F3E (or Foundation for Financial Education) which claims to...
Gold IRA Issues
22 Nov 2022
Contributed by Lukas
Why would a CBS News reporter tout gold IRAs? Don explains why buying gold in your retirement account is a terrible idea. Plus, he explains what is wr...
Gold IRA Issues
22 Nov 2022
Contributed by Lukas
Questions? Comments?Why would a CBS News reporter tout gold IRAs? Don explains why buying gold in your retirement account is a terrible idea. Plus, he...
Wrong Retirement Time?
21 Nov 2022
Contributed by Lukas
As Tom gets ready to travel to Qatar, we consider the opinion of some that a fallen market makes for a dangerous retirement. Plus, we wonder why so ma...
Wrong Retirement Time?
21 Nov 2022
Contributed by Lukas
Questions? Comments?As Tom gets ready to travel to Qatar, we consider the opinion of some that a fallen market makes for a dangerous retirement. Plus,...
Q&A: CD Day
18 Nov 2022
Contributed by Lukas
On this pre-holiday Q&A session listeners want to know: If a pension counts as a fixed-income portfolio? From where should retirement income be draw...
Q&A: CD Day
18 Nov 2022
Contributed by Lukas
Questions? Comments?On this pre-holiday Q&A session listeners want to know:If a pension counts as a fixed-income portfolio?From where should retir...
More Crypto Cheats
17 Nov 2022
Contributed by Lukas
Another large cryptocurrency exchange, FTX, collapses and even some crypto advocates are having second thoughts about the viability of this possible m...
More Crypto Cheats
17 Nov 2022
Contributed by Lukas
Questions? Comments?Another large cryptocurrency exchange, FTX, collapses and even some crypto advocates are having second thoughts about the viabilit...
60/40 Will Never Die
16 Nov 2022
Contributed by Lukas
Every so often, someone tries to make news by declaring a typical balanced portfolio (60% stocks, 40% fixed income) deceased. While a 60/40 portfolio ...
60/40 Will Never Die
16 Nov 2022
Contributed by Lukas
Questions? Comments?Every so often, someone tries to make news by declaring a typical balanced portfolio (60% stocks, 40% fixed income) deceased. Whil...
Insulting Prices
15 Nov 2022
Contributed by Lukas
How much is your house really worth? How much is anything worth? One real estate firm decided to stop buying houses because they feared insulting sell...
Insulting Prices
15 Nov 2022
Contributed by Lukas
Questions? Comments?How much is your house really worth? How much is anything worth? One real estate firm decided to stop buying houses because they f...
Feeling Any Better?
14 Nov 2022
Contributed by Lukas
After a dreadful three quarters, the stock market soared recently. We discuss which asset classes fared best this year. Then we take lots of questions...
Feeling Any Better?
14 Nov 2022
Contributed by Lukas
Questions? Comments?After a dreadful three quarters, the stock market soared recently. We discuss which asset classes fared best this year. Then we ta...
Quality Qs
11 Nov 2022
Contributed by Lukas
Another Friday means more of your questions and Don's answers: Should an old Empower managed 401k be moved to IRA? How is a pension added to retirem...
Quality Qs
11 Nov 2022
Contributed by Lukas
Questions? Comments?Another Friday means more of your questions and Don's answers:Should an old Empower managed 401k be moved to IRA?How is a pen...
Right Time of Day
10 Nov 2022
Contributed by Lukas
A recent study found that there may be a best time of day to invest in ETFs. We wonder if it's worth your while. Plus, a listener asks if it makes sen...
Right Time of Day
10 Nov 2022
Contributed by Lukas
Questions? Comments?A recent study found that there may be a best time of day to invest in ETFs. We wonder if it's worth your while.Plus, a liste...
Saving With Suze?
09 Nov 2022
Contributed by Lukas
Everyone should have an emergency fund. How big should it be and how can you get started building one. We share our thoughts and examine a ne Suze Orm...
Saving With Suze?
09 Nov 2022
Contributed by Lukas
Questions? Comments?Everyone should have an emergency fund. How big should it be and how can you get started building one. We share our thoughts and e...
Foolish Portfolio Focus
08 Nov 2022
Contributed by Lukas
Many of the hot funds of the past got that way by taking big risks on just a few stocks or sectors. However, the dangers of a concetrated portfolio ou...
Foolish Portfolio Focus
08 Nov 2022
Contributed by Lukas
Questions? Comments?Many of the hot funds of the past got that way by taking big risks on just a few stocks or sectors. However, the dangers of a conc...
Medicare Disadvantage Plans
07 Nov 2022
Contributed by Lukas
During the crazy Medicare enrollment period, insurance compnaies will say or do almost anything to get you to sign up for their Medicare Part C (Medic...
Medicare Disadvantage Plans
07 Nov 2022
Contributed by Lukas
Questions? Comments?During the crazy Medicare enrollment period, insurance compnaies will say or do almost anything to get you to sign up for their Me...
How are Assets Valued?
03 Nov 2022
Contributed by Lukas
How is the price of anything determined? We explore that issue after discovering a huge discrepency between the price of publicly traded real estate i...
How are Assets Valued?
03 Nov 2022
Contributed by Lukas
Questions? Comments?How is the price of anything determined? We explore that issue after discovering a huge discrepency between the price of publicly ...
Retiring in Recession?
02 Nov 2022
Contributed by Lukas
Some "top experts" share their thoughts about retiring in times of perceived market turmoil. Tom and Don make them easier to understand. Plus, a liste...
Retiring in Recession?
02 Nov 2022
Contributed by Lukas
Questions? Comments?Some "top experts" share their thoughts about retiring in times of perceived market turmoil. Tom and Don make them easie...
The Big Annuity Lie Snares Investors
01 Nov 2022
Contributed by Lukas
Just as you can't have calories without weight, you can't have wealth without risk. However, many in the insurance industry want you to believe you ca...
The Big Annuity Lie Snares Investors
01 Nov 2022
Contributed by Lukas
Questions? Comments?Just as you can't have calories without weight, you can't have wealth without risk. However, many in the insurance indus...
Expert Misinformation
31 Oct 2022
Contributed by Lukas
We discover we have job security as investors are still missing the basics and looking for advice in all the worong places. Plus, what is investing ri...
Expert Misinformation
31 Oct 2022
Contributed by Lukas
Questions? Comments?We discover we have job security as investors are still missing the basics and looking for advice in all the worong places. Plus, ...
Wednesday, Thursday, Qday
28 Oct 2022
Contributed by Lukas
We have some really great questions this week (and hopefully some decent answers). There seems to be a tax-loss and Roth theme: Can money from a tax l...
Wednesday, Thursday, Qday
28 Oct 2022
Contributed by Lukas
Questions? Comments?We have some really great questions this week (and hopefully some decent answers). There seems to be a tax-loss and Roth theme:Can...
Break Up With Your Broker
27 Oct 2022
Contributed by Lukas
"But, they're so nice," "She's my niece." He goes to our church, so he must be honest." We hear this stuff all the time about financial advisors. Of c...
Break Up With Your Broker
27 Oct 2022
Contributed by Lukas
Questions? Comments?"But, they're so nice," "She's my niece." He goes to our church, so he must be honest." We hear...
Higher Fees, Higher Returns?
26 Oct 2022
Contributed by Lukas
A number of fiduciary advisors are being sued for not putting their clients in more expensive mutual funds. Somehow, they equate higher expenses with ...
Higher Fees, Higher Returns?
26 Oct 2022
Contributed by Lukas
Questions? Comments?A number of fiduciary advisors are being sued for not putting their clients in more expensive mutual funds. Somehow, they equate h...
Many Go Stock Free
25 Oct 2022
Contributed by Lukas
Despite being a proven, long-term wealth building strategy, many Americans still have no stocks on the their portfolios. We explore why. We also spend...
Many Go Stock Free
25 Oct 2022
Contributed by Lukas
Questions? Comments?Despite being a proven, long-term wealth building strategy, many Americans still have no stocks on the their portfolios. We explor...
Money Market Fund Fees
24 Oct 2022
Contributed by Lukas
Money market mutual funds used to be a good place to park money. That has changed as many funds have raised their expenses – some to 1% per year. Th...
Money Market Fund Fees
24 Oct 2022
Contributed by Lukas
Questions? Comments?Money market mutual funds used to be a good place to park money. That has changed as many funds have raised their expenses – som...
Q&A Day: How Do Dividends Work
21 Oct 2022
Contributed by Lukas
It's Friday (for Don anyway) and he takes a bunch of your questions: Can you sell an S&P 500 fund at Vanguard and simultaneously buy a a different S&P...
Q&A Day: How Do Dividends Work
21 Oct 2022
Contributed by Lukas
Questions? Comments?It's Friday (for Don anyway) and he takes a bunch of your questions:Can you sell an S&P 500 fund at Vanguard and simultan...
Financial Know Nothings
20 Oct 2022
Contributed by Lukas
Just when you thought the meme stock traders had learned their lesson, they return with new trading targets and even less knowledge. Plus, we answer o...
Financial Know Nothings
20 Oct 2022
Contributed by Lukas
Questions? Comments?Just when you thought the meme stock traders had learned their lesson, they return with new trading targets and even less knowledg...
Inexplicably Volatile?
19 Oct 2022
Contributed by Lukas
Market volatility frightens many investors. So, with so many financial experts out there, does anyone really understand investing markets wild fluctua...
Inexplicably Volatile?
19 Oct 2022
Contributed by Lukas
Questions? Comments?Market volatility frightens many investors. So, with so many financial experts out there, does anyone really understand investing ...
Flipping Out
18 Oct 2022
Contributed by Lukas
As real estate prices peak, some of the first feel the effects are speculators like flippers. There is no easy money. Just ask Kevin Bacon. Then, on t...
Flipping Out
18 Oct 2022
Contributed by Lukas
Questions? Comments?As real estate prices peak, some of the first feel the effects are speculators like flippers. There is no easy money. Just ask Kev...
How to Get Rich...
17 Oct 2022
Contributed by Lukas
Most people want more money than they have. Many want to be rich. How do we define rich and what are some simple ways to get there? Because inflation ...
How to Get Rich...
17 Oct 2022
Contributed by Lukas
Questions? Comments?Most people want more money than they have. Many want to be rich. How do we define rich and what are some simple ways to get there...
A Bunch of Bond Qs
14 Oct 2022
Contributed by Lukas
It's Friday Q&A day with Don and in this episode, he takes six of your questions: Should a home be part of a portfolio mix? Explain the relationship...
A Bunch of Bond Qs
14 Oct 2022
Contributed by Lukas
Questions? Comments?It's Friday Q&A day with Don and in this episode, he takes six of your questions:Should a home be part of a portfolio mix...
Surprise Subjects
12 Oct 2022
Contributed by Lukas
Here's the reveal: Don discovers that one of the worst investment ideas of all times has risen from the dead. Yes, Collateralized Mortgage Obligations...
Surprise Subjects
12 Oct 2022
Contributed by Lukas
Questions? Comments?Here's the reveal: Don discovers that one of the worst investment ideas of all times has risen from the dead. Yes, Collateral...
More Insurance Misdeeds
11 Oct 2022
Contributed by Lukas
Numerous investigations point to rampant Medicare fraud by the companies that run some of the largest Medicare Advantage plans. When they cheat the sy...
More Insurance Misdeeds
11 Oct 2022
Contributed by Lukas
Questions? Comments?Numerous investigations point to rampant Medicare fraud by the companies that run some of the largest Medicare Advantage plans. Wh...
So, What Now?
10 Oct 2022
Contributed by Lukas
Don looks at his investment portfolio for the first time in months. Yes, stocks and bonds have been down. Should you be doing something? We discuss ho...
So, What Now?
10 Oct 2022
Contributed by Lukas
Questions? Comments?Don looks at his investment portfolio for the first time in months. Yes, stocks and bonds have been down. Should you be doing some...
All About You Day
07 Oct 2022
Contributed by Lukas
It's Friday and Don is answering your questions again: What is our opinion of Personal Capital and AVUV? What is the cost basis and what are the fees ...
All About You Day
07 Oct 2022
Contributed by Lukas
Questions? Comments?It's Friday and Don is answering your questions again:What is our opinion of Personal Capital and AVUV?What is the cost basis...
House of Trades
05 Oct 2022
Contributed by Lukas
Congress came close, but at the last minute greed prevailed and the powers that be, in the House, refused to bring a bill to a vote that would have ba...
House of Trades
05 Oct 2022
Contributed by Lukas
Questions? Comments?Congress came close, but at the last minute greed prevailed and the powers that be, in the House, refused to bring a bill to a vot...
The Power of Cash
03 Oct 2022
Contributed by Lukas
We start with Don's update on Hurricane Ian, the we consider the many imroved opportunities for investing you short term cash. After that, we are inn...
The Power of Cash
03 Oct 2022
Contributed by Lukas
Questions? Comments?We start with Don's update on Hurricane Ian, the we consider the many imroved opportunities for investing you short term cash...
Back Answering Your Questions
30 Sep 2022
Contributed by Lukas
Don is taking your questions again to wrap up the week: Which comes first, your HSA or 401k? When is interest taxed in "at maturity" CDs? The best ...
Back Answering Your Questions
30 Sep 2022
Contributed by Lukas
Questions? Comments?Don is taking your questions again to wrap up the week:Which comes first, your HSA or 401k?When is interest taxed in "at matu...
Sinking Home Values
28 Sep 2022
Contributed by Lukas
Real estate prices can fall. That truth is becoming obvious as we learn that the Seattle area is falling fastest. Plus, we talk about all of the misle...
Sinking Home Values
28 Sep 2022
Contributed by Lukas
Questions? Comments?Real estate prices can fall. That truth is becoming obvious as we learn that the Seattle area is falling fastest. Plus, we talk ab...
How to Bear Another Bear
26 Sep 2022
Contributed by Lukas
For the second time in a row, investors have faced a second 20%+ decline in 2022. What happened and what does it mean to you? With stocks down and bon...
How to Bear Another Bear
26 Sep 2022
Contributed by Lukas
Questions? Comments?For the second time in a row, investors have faced a second 20%+ decline in 2022. What happened and what does it mean to you? With...
Old & Poor in America
23 Sep 2022
Contributed by Lukas
Don is slowly mending as the podcast maintains a shortened schedule of three to four episodes a week. There will be no videos for the nest few weeks. ...
Old & Poor in America
23 Sep 2022
Contributed by Lukas
Questions? Comments?Don is slowly mending as the podcast maintains a shortened schedule of three to four episodes a week. There will be no videos for ...