Talking Real Money - Investing Talk

Even when they seem to be winning, active funds usually lose.

08 Feb 2019

Contributed by Lukas

The passive versus active fund management race has been over for some time Learn more about your ad choices. Visit megaphone.fm/adchoices

What could possibly be wrong with something called a "Freedom Check?"

07 Feb 2019

Contributed by Lukas

"Freedom Checks" another sneaky little con job from the folks at Banyan Hill Publishing Learn more about your ad choices. Visit megaphone.fm/adchoices

How to make millions giving bad invsting advice with no oversight

06 Feb 2019

Contributed by Lukas

Slimy newsletter publishers provide some of the worst investing advice and yet can't be stopped Learn more about your ad choices. Visit megaphone.fm/a...

Indexed annuity lies: There is no way to get high returns with low risk

05 Feb 2019

Contributed by Lukas

Please call us BEFORE you put money into an indexed annuity or life product. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how to build real wealth in just 19 minutes.

05 Feb 2019

Contributed by Lukas

Investing isn't as hard as most in the financial services industry would like you to believe. Learn more about your ad choices. Visit megaphone.fm/adc...

Stop mistaking financial luck for investing skill.

04 Feb 2019

Contributed by Lukas

What's the better wealth building explanation: Prescience or fortuity? Learn more about your ad choices. Visit megaphone.fm/adchoices

Alternative investments have done poorly for 10 years.

01 Feb 2019

Contributed by Lukas

Sometimes new ideas aren't better and alternatives are often gimmicks. Learn more about your ad choices. Visit megaphone.fm/adchoices

How should you plan for the possible long-term care needs in retirement?

31 Jan 2019

Contributed by Lukas

One of the most frightening parts of growing older is the possibility of needing long-term care and its costs. Learn more about your ad choices. Visit...

Annuities: How can a financial product with such small benefits be so popular?

30 Jan 2019

Contributed by Lukas

Someone once wisely stated, "Annuities are not bought, they're sold." Why? Learn more about your ad choices. Visit megaphone.fm/adchoices

How prepared are you for living well in retirement?

29 Jan 2019

Contributed by Lukas

How are most Americans faring on the road to retirement? Learn more about your ad choices. Visit megaphone.fm/adchoices

Millenials may have the makings of great investors.

29 Jan 2019

Contributed by Lukas

When the markets got rough, thirty-somethings hung tough. Some even doubled down. Learn more about your ad choices. Visit megaphone.fm/adchoices

Two things Don hates because of what they do to you!

28 Jan 2019

Contributed by Lukas

A special hateful edition of the podcast: Find out why Don hates MLMs and EIAs Learn more about your ad choices. Visit megaphone.fm/adchoices

Active mutual fund managers are about to become the dial-up phones of investing.

25 Jan 2019

Contributed by Lukas

"If Passive Funds Are iPhones, Active Ones Are Landlines" -Bloomberg Learn more about your ad choices. Visit megaphone.fm/adchoices

Who's getting rich with hedge funds? Probably not you!

24 Jan 2019

Contributed by Lukas

Hedge funds are a wonderful way to get filthy, stinkin' rich. If you run one. Learn more about your ad choices. Visit megaphone.fm/adchoices

Unlike stocks, cryptocurrencies have been down longer than they've been up.

23 Jan 2019

Contributed by Lukas

Bear market records are nothing new for Bitcoin and the rest of the crazy cryptos. Learn more about your ad choices. Visit megaphone.fm/adchoices

There is no need to add technology stocks to a diversified portfolio, they're there.

23 Jan 2019

Contributed by Lukas

A short show with lots of callers talking technology, liquidity, rebalancing and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jack Bogle put hundreds of billions of extra dollars into Americans' pockets.

22 Jan 2019

Contributed by Lukas

Tom and Don take a look back at some of the best advice from Vanguard founder, Jack Bogle Learn more about your ad choices. Visit megaphone.fm/adchoic...

Bear markets haven't been as bad for retirees as we thought.

22 Jan 2019

Contributed by Lukas

Most think that retirees don't have the time to outwait a bear market, but 118 years of past results contradict that belief. Learn more about your ad ...

After years of mistakes, Don is a smarter investor.

18 Jan 2019

Contributed by Lukas

The is a big difference between intelligence and financial wisdom. Getting smart takes time. Learn more about your ad choices. Visit megaphone.fm/adch...

Jack Bogle: A man who led us to better financial futures

17 Jan 2019

Contributed by Lukas

We pay tribute to Vanguard founder, John C. Bogle, a man who put billions of dollars in our pockets. Learn more about your ad choices. Visit megaphone...

Guessing right about the future doesn't make you smart, just lucky.

16 Jan 2019

Contributed by Lukas

Why do so many of us believe we have special predictive powers when the future must be unknown. Learn more about your ad choices. Visit megaphone.fm/a...

Why are most money talk shows and podcasts giving bad advice?

16 Jan 2019

Contributed by Lukas

Good financial advice is hard to find, particularly on the radio. Plus, more on retirement planning. Learn more about your ad choices. Visit megaphone...

Even a wise old sage like Jack Bogle can get emotionally swayed

15 Jan 2019

Contributed by Lukas

While Barron's made it sound like Bogle was panicking out of stocks (he hasn't) it seems he did let his emotions get to him. Learn more about your ad ...

When do you want to retire and what will you do?

15 Jan 2019

Contributed by Lukas

As we are living longer, you should consider when you really should retire and what you'll do with your life. Learn more about your ad choices. Visit ...

Don't use the only type of fund that made money last year.

14 Jan 2019

Contributed by Lukas

Every asset class lost investors money in 2018. However, funds that sold short(s) did pretty well. Learn more about your ad choices. Visit megaphone.f...

Wow, how quickly stocks go from worst ever to best ever.

11 Jan 2019

Contributed by Lukas

2018 was the worst year for stocks since 2008, so far 2019 is a whole other story. Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen to this before you yell at your financial advice provider.

10 Jan 2019

Contributed by Lukas

Okay, so just opened your statement, and your portfolio performed horribly last year, what would you have done differently? Learn more about your ad c...

You're a bad investor when you want what you can't have?

09 Jan 2019

Contributed by Lukas

Sure, we all want to make lots of money and hate taking risks. Do you want to make money or not? Learn more about your ad choices. Visit megaphone.fm/...

Warren Buffet's indexing bet continues to look brilliant

09 Jan 2019

Contributed by Lukas

While Warren Buffet may have lost a fortune on Apple his bet against hedge funds continues to shine. Learn more about your ad choices. Visit megaphone...

TUE: Even in business, death is required for future growth

08 Jan 2019

Contributed by Lukas

We tend to hate change, but it's inevitable and often good. The old must inevitably make way for the new. Learn more about your ad choices. Visit mega...

If the volatile market is scaring you, you're doing something wrong.

08 Jan 2019

Contributed by Lukas

Make sure you're properly invested for dizzying markets and are using the right advisor. Learn more about your ad choices. Visit megaphone.fm/adchoice...

MON: Of course, my investment advice is in your best interests.

07 Jan 2019

Contributed by Lukas

Doctors are always fiduciaries. Lawyers are always fiduciaries. Financial advisors are occasionally fiduciaries (but not often). What's yours? Learn m...

FRI: Dumb smart money versus smart dumb money

04 Jan 2019

Contributed by Lukas

Special people think they deserve special investments, but how has that worked out for them? Learn more about your ad choices. Visit megaphone.fm/adch...

THU: When markets are scary, know your turbulence tolerance.

03 Jan 2019

Contributed by Lukas

Investing isn't scary, markets are (like today's was). So, how wild a ride can you stand? Learn more about your ad choices. Visit megaphone.fm/adchoic...

WED: If you weren't a loser you did something wrong.

02 Jan 2019

Contributed by Lukas

The stock market had a very bad month, did you? Learn more about your ad choices. Visit megaphone.fm/adchoices

SEC forces Jordan Goodman to return ill-gotten Woodbridge gains.

30 Dec 2018

Contributed by Lukas

You heard it here first: A promoter of high-yielding "investments," Jordan Goodman really was selling a Ponzi scheme. So, will people stop listening? ...

Should you invest in scary stocks, scarier crypto, or a bag of air?

29 Dec 2018

Contributed by Lukas

To make money you need to take risk, but you need to know yourself and be a smart, REAL investor. Learn more about your ad choices. Visit megaphone.fm...

What Should You Do if a Bear Approaches?

20 Dec 2018

Contributed by Lukas

Welcome to another EMERGENCY MARKET edition of Talking Real Money addressing the elephant, er, uh, bear entering the room. Learn more about your ad ch...

Call us BEFORE you make a major money mistake!

19 Dec 2018

Contributed by Lukas

Investing your money is a major financial decision, and like all other major decisions in life, you should do your research. Learn more about your ad ...

Take a caller-driven, wild ride through an array of important money issues

18 Dec 2018

Contributed by Lukas

We always preach diversification, so in this episode we diversified our topics to cover a wide range of valuable information. HELOCs and crypto and So...

How do you decide when and how to take Social Security in retirement?

12 Dec 2018

Contributed by Lukas

For most retirees, Social Security will be their future foundation. That's why it is important to have a plan for your future payments. Learn more abo...

What should you do after the stock market has dramatically declined?

11 Dec 2018

Contributed by Lukas

The Dow losing over 1,000 points sounds scary, but how bad was the recent decline in stocks prices historically? Learn more about your ad choices. Vis...

TIme for an emergency market perspective intervention

06 Dec 2018

Contributed by Lukas

With the stock market appearing to plummet, it seems like a great time for a perspective adjustment. Here's a short bonus edition of Talking Real Mone...

Investing isn't a complicated as you might think

05 Dec 2018

Contributed by Lukas

Real investing is pretty simple. It's only made to appear complex by those who want to get their hands on your money. Learn more about your ad choices...

That "free" steak dinner could cost you thousands of dollars

04 Dec 2018

Contributed by Lukas

Those free steak dinners have a catch and that catch could cost you. In addition, often the pitch is a well-crafted series of lies. Learn more about y...

That "free" steak dinner could cost you thousands of dollars

04 Dec 2018

Contributed by Lukas

Those free steak dinners have a catch and that catch could cost you. In addition, often the pitch is a well-crafted series of lies. Learn more about y...

Last-minute steps you can take to reduce your 2018 tax bill

29 Nov 2018

Contributed by Lukas

You have a month left to take some steps to reduce this year's taxes. How to be a better investor at any age. Who should you believe? Learn more about...

How to avoid panicking in bad markets and learn to accept them

28 Nov 2018

Contributed by Lukas

The stock market will always fall at times. You will never know exactly when it will happen, nor how far it will fall. So, invest right initially. Lea...

Bitcoin: Is it a currency, an investment, or something far more dangerous?

20 Nov 2018

Contributed by Lukas

As we approach the one-year anniversary of the cryptocurrency craziness, maybe it's time to face the facts about this economic phantasm. Learn more ab...

Stop believing that someone can predict the future direction of your investments

14 Nov 2018

Contributed by Lukas

"What is the market doing?" "What will the market do?" The only question that can be answered is "What has the market done?" Learn more about your ad ...

Where do you get your financial advice?

13 Nov 2018

Contributed by Lukas

To enjoy a better financial future, you probably need better advice. Find out why most of the traditional sources of investment advice are so horribly...

What happens to your future if those dividends run dry?

08 Nov 2018

Contributed by Lukas

Is dividend investing a sound retirement income strategy? Plus, what is a 529-A plan? Learn more about your ad choices. Visit megaphone.fm/adchoices

Stock prices have fallen. What should you do about it?

07 Nov 2018

Contributed by Lukas

What should investors do about the elephant in the room; the recent declines in the equity markets. Learn more about your ad choices. Visit megaphone....

Your wallet is back on the menu at those free steak dinners.

31 Oct 2018

Contributed by Lukas

With the demise of the fiduciary requirement, annuity salespeople are back with a vengeance. Plus, we continue the ten keys to real investing with the...

Learn the investing strategy that can save your sanity in scary markets.

25 Oct 2018

Contributed by Lukas

In this episode, we look back at recent stock at last week’s interesting stock market declines and what they might mean for your investments. We tak...

The Ballad of Wade Crook or You Can't Keep a Good Con Down

17 Oct 2018

Contributed by Lukas

Wade Cook is back and still selling seminars. What better way to celebrate this dumbfounding news than parody podcast. Then we talk about insurance, s...

Suze Orman's and Dave Ramsey's Investing Advice is Bad for You

11 Oct 2018

Contributed by Lukas

A special episode focusing on why most of the popular financial advice providers – like Dave Ramsey or Suze Orman – give so much terrible investi...

How you can enjoy a brighter future by avoiding active money management

04 Oct 2018

Contributed by Lukas

In this episode of Talking Real Money Quick, Don takes a few calls on proper portfolio allocation and whether it is worth having any actively managed ...

What lessons can you learn from a bad financial advisor?

03 Oct 2018

Contributed by Lukas

In this short episode of the Talking Real Money, Don was broadcasting live from FinCon 2018 in Orlando. He talks about some of the classes he attended...

Gold, BitCoin, Chocolate

27 Sep 2018

Contributed by Lukas

On today’s episode, Don answers questions on how to find a reliable fiduciary in your area and the continual, healthy diversification of a portfolio...

Protect Yourself

26 Sep 2018

Contributed by Lukas

In this episode, Tom is joined by ConsumerMan Herb Weisbaum in Don’s absence. We talk about pet insurance, free credit freezes and check fraud. In a...

Sky High Stocks

25 Sep 2018

Contributed by Lukas

In this episode, Tom is joined by securities attorney, Lawrence Cock (yes, they are brothers). Today we discuss the Dow’s all-time high at the end o...

Commodity Games

21 Sep 2018

Contributed by Lukas

Don takes calls on small cap investing, portfolios, credit scores and more. Spliced in between these we hear why stocks are still the best place to pu...

Dialing in Risk

20 Sep 2018

Contributed by Lukas

Today on the show we are answering your money questions, about the tax implications of transferring funds from a 401(k), equities versus fixed income ...

Buy Norway?

18 Sep 2018

Contributed by Lukas

The long podcast returns, as Don and Tom answer questions on a Roth 401k, disability insurance, and inheritance investments. They also chat about dece...

Taking in Slowly

13 Sep 2018

Contributed by Lukas

In this episode, Don fields questions on the amount of cash held by index, and the best way to deal with an inherited IRA. Plus, he discusses money an...

Conflict Free?

07 Sep 2018

Contributed by Lukas

In this episode we discuss investing in ETFs versus mutual funds, why you should stay away from actively managed funds, and understanding that you can...

Healthy Savings

06 Sep 2018

Contributed by Lukas

On today’s pocket-sized episode we tackle health savings accounts and consider low-cost (or no-cost) offerings from Fidelity and Vanguard. Don also ...

Designation Decipher

30 Aug 2018

Contributed by Lukas

Great calls and valuable information to help you manage money better. Don answers questions on finding a fiduciary advisor and the meanings of various...

Grown Up Bullies

29 Aug 2018

Contributed by Lukas

In this episode, Tom and Don are tackling the adult equivalent of those old bullies who stole your lunch money. We hear from one caller who does not k...

Collapsing Woodbridge

28 Aug 2018

Contributed by Lukas

An update on the now official Woodbridge Ponzi scheme. Many of this episodes calls focus on moving money from one place to another. Don and Tom help a...

Quick: Mortgage Inverted

23 Aug 2018

Contributed by Lukas

This episode is jam packed with great questions and useful investing information for all listeners. Don answers this week’s queries on reverse mortg...

Shockingly Expensive

22 Aug 2018

Contributed by Lukas

In this episode, discuss a bond fund with outrageously high fees and extraordinary risk. Listen in as they chat about easily accessible online resourc...

Money Media Mendacity

21 Aug 2018

Contributed by Lukas

Today’s topics include which investing personalities, on TV and radio, should be trusted, living your life smartly with the constant alerts to impen...

Quick: Figuring the Future

16 Aug 2018

Contributed by Lukas

In this episode of Talking Real Money Quick we explore the evils of stock picking and why investment decisions should not be made from emotional or in...

How Much Risk?

15 Aug 2018

Contributed by Lukas

This episode’s topics range from savings accounts to annuities. Don and Tom tackle your questions about IRAs, pensions and bond funds. We also pack ...

Stick to Debt Talk

14 Aug 2018

Contributed by Lukas

Dave Ramsey has helped a lot of people manage their debt and become savers. However, his investing advice leaves a whole lot to be desired because he ...

Quick: Pecuniary Puzzles

10 Aug 2018

Contributed by Lukas

Bite-sized money bits including: Things the financial industry hides from you. Who is less honest? Stock brokers or insurance agents? The common thre...

Silver's So Sad

10 Aug 2018

Contributed by Lukas

Most of those in the financial services industry are not looking out for you, they’re looking out for themselves. In this episode, Don shows you how...

What's the Catch?

09 Aug 2018

Contributed by Lukas

Tom's on vacation, so Don talks about fund fee wars. Last week, Fidelity Funds announced two new funds, Fidelity Zero Total Market and The Fidelity Ze...

Quick: Home as Investment?

02 Aug 2018

Contributed by Lukas

Are homes great investments? The reality of home price appreciation has been far different than we’ve been lead to believe. Why we often feel like w...

No Money Magic

01 Aug 2018

Contributed by Lukas

The path to a great future is paved with money. But to have money you have to manage it properly. To manage it properly you need to find somebody that...

Two Stock Melt

31 Jul 2018

Contributed by Lukas

Tom and Don discuss the plunging price of two very well-known companies, Facebook and Twitter. Their message: Avoid individual stocks! In addition we...

Quick: More Keys

27 Jul 2018

Contributed by Lukas

In this episode of Talking Real Money Quick, we bring you part two of the 10 crucial keys to successful investing. In this episode, we learn why marke...

Cost Drag

26 Jul 2018

Contributed by Lukas

In this episode, Don and Tom are talking taxes, social security, annuities and take hard look at insurance. Plus a caller shares a terrible experience...

Trading Truths

25 Jul 2018

Contributed by Lukas

Trading stocks is no different from gambling and the result usually is the same. Plus we discuss Trivent, Merrill Lynch, fees, market correlation, adv...

Quick: 5 Investing Keys

20 Jul 2018

Contributed by Lukas

Saving for yourself versus saving for your kids.Find out why risk tolerance is a misnomer.The basis of the business market hypothesis.Why we should li...

Reverse Realities

19 Jul 2018

Contributed by Lukas

A caller’s reverse mortgage problems.How to invest some extra money.Determine your risk tolerance.Only buy the best stocks.Picking stocks is not the...

Don's Truth Form

18 Jul 2018

Contributed by Lukas

Don goes solo this week as Tom is on vacation.How to get started as an investor and where to get the right advice.Don’s issues with majority of fina...

Quick: Why They Lie

13 Jul 2018

Contributed by Lukas

Why a bonus round of the “Quick” podcast this week?Why don’t consumers trust financial “professionals?”Were recent “crises” really that ...

Quick: 2 Words, 2 Letters

12 Jul 2018

Contributed by Lukas

Talking Real Money now begins in earnest. Every week we will intersperse your calls (to 855-935-TALK) with a bunch quick, informational features that ...

Crypto: Craze to Crash

05 Jul 2018

Contributed by Lukas

The cryptocurrency craze and collapse!Where to put a chunk of savings for best returns according to your risk tolerance. How to go about replacing in...

Ignore Predictions

04 Jul 2018

Contributed by Lukas

Will the future economy be better or worse?Don’s approached by the World Marketing Alliance.Why you should be investing in what is down.Bond percent...

Your Money & The Law

28 Jun 2018

Contributed by Lukas

Attorney Rick Gregorek joins Tom and here are some of the topics discussed:Investment tip 1: Ignore all the noise.Are you okay losing half of the mone...

The Obsolete Index

27 Jun 2018

Contributed by Lukas

Why the 110-year old Dow Jones Industrial Average is an anachronism.Some advice for diversifying IRA investments.The current plight of some baby boome...

Bad Investing Advice

26 Jun 2018

Contributed by Lukas

The problem with Dave Ramsey’s advice on investing.Don't expect a 12% return on your investments.Investing in stocks is far from safe.Investment adv...

Worry Free Investing

22 Jun 2018

Contributed by Lukas

Confusing predictions, investment knowledge, and pornography.Making investments that you do not have to watch every day.Knowing your risk tolerance an...

More Ways to Save

21 Jun 2018

Contributed by Lukas

Preparing for retirement on a teacher’s salary.Using a trust to secure an estate inheritance.Roth IRAs and saving agreements with children.Why indiv...

Time for a Hat

20 Jun 2018

Contributed by Lukas

Why Don has no qualms about taking down investment charlatans.The increase in index fund investment over the last two decades.Common questions that To...

Our Own Worst Enemy

15 Jun 2018

Contributed by Lukas

Surrender charges and their vague justifications.Free meals and the associated sales pitches.The different formats on which Talking Real Money is avai...