Tandia Talks Money
Episodes
Why School Didn’t Teach Us Money – And How We Can Catch Up
30 Jun 2025
Contributed by Lukas
If you’re a millennial, you probably remember sitting through school lessons that promised to prepare you for “the real world” — but somehow, ...
The True Cost of Homeownership in Canada: What You Need to Know
23 Jun 2025
Contributed by Lukas
Owning a home is often seen as the ultimate milestone, but let’s face it: it comes with more costs than just the down payment. In this episode, we’...
10 Financial Tasks That Will Change Your Life
16 Jun 2025
Contributed by Lukas
In this episode of Tandia Talks Money, we’re giving you the pep talk you need to take charge of your financial life. No need to wait for a “financ...
Feeling Stressed About Money? Here’s How to Take Control
09 Jun 2025
Contributed by Lukas
Welcome to Tandia Talks Money! In this episode, we’re talking about the real-world financial stress Canadians are facing — from rising interest r...
Teaching Kids About Money: A Real-Life Guide
02 Jun 2025
Contributed by Lukas
Kids pick up money habits early—and most of what they learn comes from what they see at home. In this episode, we talk about how to make everyday mo...
Real Talk on Debt: Understand It. Manage It. Break Free.
26 May 2025
Contributed by Lukas
Debt happens—but staying stuck in it doesn’t have to be your story. In this episode, we unpack the emotional and financial traps of the debt cycle...
Loud Budgeting is the Self-Care Move You Need
19 May 2025
Contributed by Lukas
Summer’s here, and with it comes the pressure to say yes to every invite. But how do you balance mental health, friendships, and financial boundarie...
The Mother Load: Carrying the Mental & Financial Weight
12 May 2025
Contributed by Lukas
Mother’s Day just passed, and while we loved the sweet cards and breakfast in bed (burnt toast and all), there’s something we don’t talk about e...
Doing Everything Right, Still Stressed: Why?
05 May 2025
Contributed by Lukas
In this episode of Tandia Talks Money, Carla gets real about the financial truths no one tells you — the stuff that hits harder than generic advice...
When Finances Feel Like a Jenga Tower
21 Apr 2025
Contributed by Lukas
Ever feel like the second you start dealing with money — especially mortgages or home upgrades — life throws everything at you all at once? Same...
Mortgage Season Hits Different in 2025 — Here’s the Game Plan
14 Apr 2025
Contributed by Lukas
Mortgage Season 2025 is upon us, and it’s anything but ordinary. Rates are high, the market’s unpredictable, and a lot of us are wondering what th...
Bank Local, Shop Local
31 Mar 2025
Contributed by Lukas
We can’t control inflation, global markets, or supply chain issues. But what can we control? Where we shop, what we buy, and where we bank. Canadi...
Ding Dong! A New Scam is Out for Delivery
24 Mar 2025
Contributed by Lukas
Scammers are getting smarter, and package delivery scams are on the rise. With online shopping now part of everyday life, fraudsters are exploiting ou...
No, Your Grandchild Isn’t in Jail: Avoiding the Grandparent Scam
17 Mar 2025
Contributed by Lukas
Scammers are getting smarter—and more manipulative. Imagine getting a call from a loved one in distress, begging for help. Your instincts tell you t...
Don’t Get Duped by Deepfakes!
10 Mar 2025
Contributed by Lukas
Scammers are getting high tech with deepfakes—those AI-generated videos and audio that look and sound like the real deal. Whether it’s a fake emer...
Stay Fraud Aware—Because No One Likes Being Duped
03 Mar 2025
Contributed by Lukas
Fraud is everywhere—like glitter after a craft project. It sticks, spreads, and is nearly impossible to clean up. But don’t worry, we’ve got you...
Debt Doesn’t Define You
24 Feb 2025
Contributed by Lukas
In today’s episode, we’re talking about debt – yep, that sneaky cycle that’s all too easy to get stuck in. Whether it’s the rising costs of ...
The 5-Second Money Move You Didn’t Know You Needed
10 Feb 2025
Contributed by Lukas
The world may feel like it’s constantly changing, but your financial future is still in your hands. In this episode, Carla breaks down how to take c...
What’s the Deal with Tariffs? How They Affect Your Finances
03 Feb 2025
Contributed by Lukas
Welcome back to Tandia Talks Money, where we make finances fun and easy to understand! In today’s episode, your trusty money guide, Carla, breaks ...
From Bank Safe to Beach Chair: Your Guide to RRSPs and TFSAs
27 Jan 2025
Contributed by Lukas
In this episode of Tandia Talks Money, Carla, explains how RRSPs and TFSAs can be your financial BFFs. These accounts might sound fancy, but they’r...
Dial down the stress Money & Mental Health, One Step at a Time
20 Jan 2025
Contributed by Lukas
Ah, the sweet nostalgia of rotary phones—each digit clicking away as you patiently dialled, only to misdial and start all over again. Sound familiar...
Treat Yo’ Self…But Within Reason
13 Jan 2025
Contributed by Lukas
New year, same you—and that’s more than enough. This episode is all about striking the perfect balance between enjoying life’s little splurges...
One Week to Go: How to Tackle the Holiday Rush Without Breaking the Bank
16 Dec 2024
Contributed by Lukas
The holiday season is fast approaching, and the pressure of last-minute shopping and gift-giving can be overwhelming. In this episode, we share a simp...
Scam Alert: Protect Your Wallet While You Deck the Halls
09 Dec 2024
Contributed by Lukas
'Tis the season of twinkling lights, holiday cheer—and sneaky scammers trying to steal your joy (and your money). This episode covers the top fraud ...
Can Money Buy Happiness? Spoiler: It’s Complicated
02 Dec 2024
Contributed by Lukas
This week on Tandia Talks Money, we dive into the timeless debate: Can money really buy happiness? With holiday spending in full swing, we break down...
The Latte Lie: Can Skipping Coffee Really Make You Rich?
25 Nov 2024
Contributed by Lukas
In this episode, we unpack the popular “Latte Factor”—the idea that cutting out your daily $5 coffee can lead to long-term wealth. While the mat...
Step Into Your Financial Health Era with Confidence
18 Nov 2024
Contributed by Lukas
Welcome to your Financial Health Era! Inspired by Taylor Swift’s ability to define her journey through unique “eras,” this episode dives into h...
Oops, I Did It Again: Sneaky Ways We Waste Money (and How to Stop)
11 Nov 2024
Contributed by Lukas
You work hard for your money, but there are sneaky little habits that quietly drain your bank account without you even noticing. From forgotten subscr...
Let’s Make Money Conversations Less Awkward
04 Nov 2024
Contributed by Lukas
This week, we’re busting through the “money talk” barrier! Ever wonder why it feels so awkward to discuss finances, even though we’ll chat abo...
Simple Ways to Boost the Value of Your Home
15 Jul 2024
Contributed by Lukas
Thinking of selling your home? In this episode, we're focusing on the importance of sprucing up your home for better curb appeal, which is crucial in ...
How to Speak Like a Mortgage Pro
24 Jun 2024
Contributed by Lukas
This week’s episode is PACKED with useful info, so grab that pen and paper! Does it sometimes feel like you need a dictionary to keep track of all t...
What’s So Interesting about Interest Rates?
17 Jun 2024
Contributed by Lukas
We’re turning up the heat in here with the spiciest topic yet: interest rates! Ok, maybe not THAT spicy, but still spicy enough that they sometimes ...
Hooking Up (With the Right Mortgage)
10 Jun 2024
Contributed by Lukas
Ok, so you’ve got a mortgage? Let’s manage it! This week, Carla takes us through the ins and outs of mortgage options like renewal, refinancing, a...
Your Mortgage Made Simple
03 Jun 2024
Contributed by Lukas
Why do mortgages have to be so complicated!? Understanding your mortgage can feel like learning a new language with a lot of dollar signs, but Carla i...
Financial Wellbeing in a High Interest World
27 May 2024
Contributed by Lukas
Let’s face it, we’re in our avocado toast era, and Carla is here to guide you through it! In this episode, she tackles the high interest rates tha...
Surviving and Thriving in Today’s Housing Market
21 May 2024
Contributed by Lukas
Season 3, here we go! This season, we're tackling the dream (and challenge) of home ownership. With the real estate market's wild ride, owning a home ...
Season 3: Let's Talk Homes!
13 May 2024
Contributed by Lukas
Mastering Money: A Stress-Free Start to 2024
08 Jan 2024
Contributed by Lukas
Welcome to the official Season 2 finale of Tandia Talks Money! As we dive into the new year, join Carla in breaking down the simplicity of mastering...
Mind Over Money
18 Dec 2023
Contributed by Lukas
Carla's back on the mic this week to explore the powerful concept of "mind over money". This mindset shift is all about going beyond the numbers, delv...
Investing in Health: The Chiropractic Connection
11 Dec 2023
Contributed by Lukas
Health is wealth, baby! This season, we've focused on the importance of investing in yourself and the powerful impact that can have on your financial ...
Bitter Financial Truths with Sweet Solutions
04 Dec 2023
Contributed by Lukas
Forget stressing over a $7 latte—today, Carla’s diving into the intricacies of debt acquisition and cutting through the noise of financial success...
Unwrapping Holiday Moolah Magic
27 Nov 2023
Contributed by Lukas
'Tis indeed the season of joy and giving, and as we step into the last week of November, Carla’s hopping on the mic to help us as we usher in the ho...
The Subtle Art of Financial Well-Being
20 Nov 2023
Contributed by Lukas
Carla is back and stronger than ever, and this week we’re exploring the theme of "The Subtle Art of Financial Well-Being." Taking inspiration from M...
From Stress to Success: The Money Mindset Makeover
13 Nov 2023
Contributed by Lukas
This week, Carla’s hopping back on the mic and guiding us through the rollercoaster ride that is our relationship with money. While money can be a b...
Mastering Time, Mastering Money: A Formula for Success
06 Nov 2023
Contributed by Lukas
In the words of the great Hootie and the Blowfish "Time, why are you punishing me?”. In today’s world, we all know the struggle of trying to balan...
Mind Over Money: Rewiring Your Brain for Financial Empowerment
30 Oct 2023
Contributed by Lukas
It’s no secret that money plays a significant role in our lives, one that impacts our priorities, choices, mental health, and overall wellbeing. Thi...
Setting Clear Expectations for Financial Success!
23 Oct 2023
Contributed by Lukas
Welcome back to Season 2! This season, we’re diving even deeper into the world of financial stability and bringing you the best tips, tricks, and ad...
Welcome to Season 2!
16 Oct 2023
Contributed by Lukas
Money Talks and Season 1 Walks: Season Finale
07 Aug 2023
Contributed by Lukas
This week on Tandia Talks Money, we are bidding farewell to season 1! But don't worry, we'll be back for Season 2 this Fall to bring you more financia...
Embracing the Challenges of the Sandwich Generation
24 Jul 2023
Contributed by Lukas
This week, Carla is back to delve into the challenges faced by millennials, aka the sandwich generation, who find themselves juggling the responsibili...
Conquering Imposter Syndrome in Finance
17 Jul 2023
Contributed by Lukas
This week, Carla is back and she’s ready to delve into the discussion of imposter syndrome and how it can impact us financially. Imposter syndrome—...
Inspiring Stories of Resilience and Financial Growth
10 Jul 2023
Contributed by Lukas
Life can often feel like a rollercoaster, with so many ups and downs whether it’s from starting a family, getting married, going through a divorce, ...
Financial Strategies for Modern Families
03 Jul 2023
Contributed by Lukas
This week, Carla is back to share her top strategies to help us thrive in the face of modern challenges when raising a family. With costs of living sk...
Breaking Down the Building Blocks of Responsible Investing
26 Jun 2023
Contributed by Lukas
Together, we've conquered challenges like dial-up internet (oh, the memories!) and mastered the Macarena (imagine those epic dance moves!). Now, we're...
Strategies for Crushing Your Financial Burden
19 Jun 2023
Contributed by Lukas
Let's face it, managing your personal finances can sometimes feel like a daunting task to master when it comes to paying off debt, but fear not! Carla...
Conquering the Canadian Housing Market
12 Jun 2023
Contributed by Lukas
Get ready to channel your inner mountaineer because this week, Carla is tackling the mighty challenges of entering the Canadian housing market. Fear n...
Dollars and Sense: Saving Big with Clever Financial Hacks
05 Jun 2023
Contributed by Lukas
Get ready to dance your way to financial success as we dive into the world of financial hacks and dupes. Budgeting can often feel like a dull and pain...
Money Moves 101: The Art of Building Your Financial Foundation
29 May 2023
Contributed by Lukas
Guess who's back, back back....back again! Carla is back, and she’s here to help you achieve all of your financial goals! Today, we're diving into t...
Tandia Talks Money: Season 1 - Coming Soon!
26 May 2023
Contributed by Lukas
One-Hit Wonders: How to Avoid Falling for Fraudsters' Tricks
03 Apr 2023
Contributed by Lukas
April may be here, but we're not letting our guard down against fraudsters! While March was Fraud Awareness Month, protecting yourself against scams a...
Tips for Staying Proactive against Fraud in Your Day-To-Day Life
27 Mar 2023
Contributed by Lukas
We’ve all heard of fraudsters, but do we really know how to detect a scam when we're faced with one in the moment? With March being Fraud Awareness ...
Swiping Left on Romance Scammers: Protecting Your Heart and Your Wallet
21 Mar 2023
Contributed by Lukas
Wise men say that only fools rush in, and news flash: it's still Fraud Awareness Month, so let's get real about romance scams and the dangers of falli...
Thinking Twice: Proactive Practices for Fraud Prevention
13 Mar 2023
Contributed by Lukas
Every year, millions of hard-working, respectable citizens fall victim to fraud. From investment scams to identity theft, it’s incredibly common for...
Female Financials: Let’s Go Girls
06 Mar 2023
Contributed by Lukas
As women, our relationship with money can be incredibly complex. From wage gaps to being mothers, caretakers, and so much more, there are a variety of...
Tell Me (Money) Lies: Distinguishing Fact from Fiction
27 Feb 2023
Contributed by Lukas
This week, Carla is wrapping up the month with something fresh and different! As February comes to a close, it’s the perfect opportunity for some se...
Financial Independence: Single & Slaying
20 Feb 2023
Contributed by Lukas
Let’s face it, being single in February can be a tough gig at times. You’re constantly being bombarded by all things centered around Valentine’s...
V-Day Essentials: 10 Financial Questions to Ask Your Partner
13 Feb 2023
Contributed by Lukas
Well, it’s almost Valentine's Day, and the smell of overpriced flowers and chocolate is in the air! If you’re in a relationship, you know it can b...
Mixing Love & Money: A Complex Recipe
06 Feb 2023
Contributed by Lukas
Ah, February! The month of love. Being in 2023, we now know more than ever that love comes in many different forms. From self-love, to romantic love, ...
Taking Financial Control: It’s Your Life and It’s Now or Never
30 Jan 2023
Contributed by Lukas
The end of January can feel both relieving and daunting all at once. On one hand, we’re thrilled to be one month closer to warmer days, and on the o...
Let’s Talk: Financial & Mental Wellness
23 Jan 2023
Contributed by Lukas
They say true happiness comes from within, not from purchased possessions. While money may not be able to buy you eternal happiness, having the freedo...
Blue Monday Madness: Surviving and Thriving
16 Jan 2023
Contributed by Lukas
It’s a new year, and Carla is back on the mic with a fresh new doo and a healthy dose of financial wisdom to kick things off strong on this particul...
Emotional Investing: Should Old Acquaintances Be Forgotten?
19 Dec 2022
Contributed by Lukas
Should an old acquaintance be forgotten in 2023? When it comes to emotional investing, that’s a big fat yes. As the year officially comes to a close...
Combating Cyber Criminals: Stop, Look, and Think
12 Dec 2022
Contributed by Lukas
Making a list and checking it twice... with online shopping? On today’s episode, Carla is providing the ultimate crash course in cyber safety, just ...
‘Tis The Season: Tips to Avoid Getting Wrapped Up
05 Dec 2022
Contributed by Lukas
It’s officially the most wonderful time of the year! But let’s face it, as wonderful as the holidays may be, they can also become incredibly expen...
Basic Banking Rights: Sparking Joy & Living Your Best Life
28 Nov 2022
Contributed by Lukas
As November comes to a close and we wrap financial literacy month up in a beautiful bow, Carla is back on the mic to ensure you’re the sharpest tool...
Dynamic Duos & Credit Card Woes with Jay Rodriguez
21 Nov 2022
Contributed by Lukas
You know they say, "Two is better than one," and when it comes to today’s episode, we’d have to agree. Carla’s back on the mic with the other ha...
Frenemy Faceoff: The Debt Dilemma
14 Nov 2022
Contributed by Lukas
Frenemies...we all have them! It's a complex type of relationship that has a tendency to loom over us, often serving as a royal pain in the behind. Th...
Giving It To You Straight: Small Changes, Big Impact
07 Nov 2022
Contributed by Lukas
In life, whether we like it or not, change is inevitable. Our daily lives are so chaotic that we typically don’t even realize our current financial ...
Ask Us Anything: Monster Mashing Your Financial Fears
31 Oct 2022
Contributed by Lukas
BOO! Feeling spooked by the financial fears keeping you up at night? Fear not, because Carla has some good news...there’s hope (and lots of mini cho...
Confessions Of A Millennial: Outsmarting HomeSense & Breaking the Debt Cycle
24 Oct 2022
Contributed by Lukas
You’ll say, we’ve got nothing in common, but this week, Carla begs to differ. On today’s episode, we’re jumping right back into our confessio...
People Before Profits with Tandia’s CEO Richard Davies
17 Oct 2022
Contributed by Lukas
Looks like we’ve made it...to 1 year of the podcast! To celebrate just how far we’ve come, in tandem with International Credit Union Day on Octobe...
The Tandia Tell All: Bringing Money to Life
10 Oct 2022
Contributed by Lukas
We are a year into the podcast (insert loud cheering here) and wanted to introduce you to that distinct voice you hear in the intro and outro of the s...
Demystifying Credit Unions: Let’s Get Down to Business
03 Oct 2022
Contributed by Lukas
Let’s get down to banking business and empower our financial futures, shall we? A new month means a new theme so Carla’s back on the mic to offici...
Confessions of a Millennial: Secret Spending & Botox Bankruptcy
26 Sep 2022
Contributed by Lukas
Got a secret? Can you keep it? On today’s episode, we are getting spicy as we share some dirty little financial secrets submitted by the Tandia comm...
Inflation & Interest Insights: Tips to Weather the Storm
19 Sep 2022
Contributed by Lukas
Life is full of financial curveballs, and while you may not be the next Babe Ruth, Tandia can certainly help you take a fair swing at your finances. O...
Back to Credit Basics: Using Plastic with Confidence
12 Sep 2022
Contributed by Lukas
Do you know the difference between a credit card and a prepaid card? This week, Carla is heading back to credit basics and covering the ins and outs o...
Ask Us Anything: Your Burning Financial Questions Answered
05 Sep 2022
Contributed by Lukas
This week, Carla is channeling her inner Delilah (American radio legend) and answering all your burning questions about finances. She discusses topics...
September Scaries: 5 Ways to Face Your Financial Fears
29 Aug 2022
Contributed by Lukas
Summer has come and past. This week is the equivalent of the Sunday scaries as we bid farewell to summer and creep our way into fall. Now fall has its...
The Top Tips To Prepare Your Finances During a Recession
22 Aug 2022
Contributed by Lukas
Cue up the 2000’s emo playlist and layer on the black eyeliner as you dive into this emo-inspired episode about practicing responsible money habits....
The Economic Cycle: What Goes Down Must Come Up
15 Aug 2022
Contributed by Lukas
Canada’s economic growth has fired on all cylinders following pandemic shutdowns, but a historic labour squeeze, soaring food and energy prices, and...
Reset, Refocus, Revisit: Budgeting Basics
08 Aug 2022
Contributed by Lukas
We are nearing the end of the dog days of summer and, unfortunately, that means the temperature is dropping and reality is beginning to kick in. As su...
Creative Financing: How To Pay Your Way Through School
01 Aug 2022
Contributed by Lukas
If you could go back in time and teach your younger self a lesson about money, what would it be? Maybe you would tell them to save more money, carry l...
RESPecting Your Child’s Future: The Basics of RESPs
25 Jul 2022
Contributed by Lukas
It isn’t even August yet, and the back-to-school commercials and group chats have already begun. But, have you thought about back-to-post-secondary-...
Life Lesson Alert: How to Teach Your Kids the Value of Money
18 Jul 2022
Contributed by Lukas
Have you been to a kid's birthday party lately?! Picture bouncy castles, pony rides, fun parks, magicians, high-end cakes, and the list goes on. Not t...
Scams of 2022: Swindled in Your Own Backyard with Rachel Jolicoeur
11 Jul 2022
Contributed by Lukas
As of May 31, 2022, there have been over 37k reports of fraud, which has equated to 207 million dollars (yes, you read that right!) lost to fraud in C...
Tips to Shape Up Your Summer Spending
04 Jul 2022
Contributed by Lukas
We've got a feeling that tonight’s gonna be a good night, but with the summer jams, family vacations, and patio drinks comes the big dent in your wa...
Falling For Fraud: How to Spot a Tinder Swindler
27 Jun 2022
Contributed by Lukas
In today’s dating world, finding love is right at your fingertips. One swipe could change everything! Millions of people have had success on dating ...
How To Make Life With Plastic So Fantastic
20 Jun 2022
Contributed by Lukas
Life with plastic is fantastic when our debit and credit cards are safe. Savvy scammers are always looking for new ways to distract us from what they ...
Protecting You and Your Money against Cyber-Crime
13 Jun 2022
Contributed by Lukas
Technological advances are great, but danger lives online and cyber-crime is at an all-time high. Clever online fraud sometimes makes us wish we could...
The Fight Against Savvy Scammers with Fraud Specialist Rachel Jolicoeur
30 May 2022
Contributed by Lukas
Since the beginning of the pandemic, so many of us have turned to online services and devices to carry on our daily activities, making it more importa...