The Broke Generation

On being authors, pitching books, and releasing them into the world: The Comments Section with E&V

02 Jan 2025

Contributed by Lukas

Hello chaos fam – welcome to the first episode of The Comments Section for 2025! In a slightly different flavour, in celebration of Victoria's b...

How to make yourself proud in 12 month's time PLUS the power of momentum

01 Jan 2025

Contributed by Lukas

Welcome to 2025!! In this episode I'm unpacking the power of pride (and the momentum it generates) in your personal finances and exploring what we can...

This is the year you... get debt free

31 Dec 2024

Contributed by Lukas

Welcome to 2025 and welcome to This Is The Year... a miniseries I created in partnership with PocketSmith. Each Wednesday in January, I'm unpacking a ...

End of year guided money reflection

27 Dec 2024

Contributed by Lukas

Welcome to the annual end of year guided money reflection! Settle in with a cuppa, a notebook, and an open mind, and get ready to reflect on 2024. By ...

Reflecting on our year and closing out 2024: The Comments Section with E & V

26 Dec 2024

Contributed by Lukas

Welcome to our final episode of 2024! I can only apologise if the audio is a little dodgy in this ep – classic case of not realising there was a...

How money anxiety can make you overspend and underspend: The Comments Section

19 Dec 2024

Contributed by Lukas

Welcome back to The Comments Section with your favourite chaos queens, Emma and Victoria! This week, we explore how money anxiety influences your spen...

Year in review 2024: life, money, business (part two)

18 Dec 2024

Contributed by Lukas

Part 2 of the annual year in review is here - tune in to hear what went down in my life, money and business in July - December, and how I'm feeling as...

The complex case of convenience: to spend or not to spend? The Comments Section with E&V

12 Dec 2024

Contributed by Lukas

In this episode of The Comments Section, we explore the complexities of convenience and how it influences our spending choices. With the rise of modco...

Year In Review 2024: life, money, business (part one)

11 Dec 2024

Contributed by Lukas

It's here! The annual year in review episode where I take you on a journey through what 2024 has held in life, money and business. This is part one, J...

Hot parents = richer kid? + When can you say you're good with money? The Comments Section with E&V

05 Dec 2024

Contributed by Lukas

Welcome back to The Comments Section! In this episode, we unpack what it really means to be good with money. Is it the numbers in your account, or is...

Goal review: 24 goals for 2024

04 Dec 2024

Contributed by Lukas

It's December and you know what that means – REVIEW EPISODES ARE BACK! Settle in as I take you through my 24 goals I set for 2024 and whether I achi...

Why are manicures so good but so bad + are vitamins a scam? The Comments Section with E & V

28 Nov 2024

Contributed by Lukas

Welcome back to The Comments Section! Emma and Victoria are dishing out another snack platter of chaos, starting with the glittering promises of the v...

Black Friday 2024: 5 practical tips + 5 mindsets to embrace + 5 traps to avoid

26 Nov 2024

Contributed by Lukas

The annual Black Friday episode is hereeeeee and I have got a juicy episode to help you stay financially savvy this sale season. Sales have started ea...

The danger of "popping" somewhere + should you quit your toxic job? The Comments Section with E&V

21 Nov 2024

Contributed by Lukas

In this episode, V and I talk about the importance of planning and being intentional, whether in your day to day, or your wider life. Highlights: The...

The mindset of your future self, with Kira Matthews

20 Nov 2024

Contributed by Lukas

While on my whirlwind UK adventure, I had the chance to catch up with Kira Matthews, a very popular previous guest on the podcast. Kira, a mindset and...

Your past, present and future self + what's up with Ozempic culture? The Comments Section with E&V

14 Nov 2024

Contributed by Lukas

SURPRISE!!!! WE'RE BACK BABY! Yep, welcome to season 3 of The Comments Section. You're joined by your two favourite chaos queens, Emma and Victoria. I...

7 money mindset shifts I've had to go through on my finance journey so far

13 Nov 2024

Contributed by Lukas

This may be my FAVOURITE solo ep I've ever recorded. I take you on a journey through the many evolutions of my personal finances so far, through the l...

The psychology of financial freedom, with Laura Ann Moore

06 Nov 2024

Contributed by Lukas

In this episode, your ears are being blessed once again by Laura Ann Moore, the UK-based financial wellbeing coach, educator and your money bestie. L...

6 ways to hack your brain and manage money better

30 Oct 2024

Contributed by Lukas

In this ep I'm taking you through 6 juicy ways to hack your brain and find money solutions that work for YOU. We can know all the solutions and all th...

The concerning rise of Buy Now Pay Later, with Kate Browne

23 Oct 2024

Contributed by Lukas

In this episode, I’m joined by Kate Browne, head of research and insights at Compare Club, to explore the real impact of buy now, pay later services...

BONUS: 5 things you'll gain from changing your relationship with clothing consumption

18 Oct 2024

Contributed by Lukas

In this bonus episode I take you through five key things you can gain from unpacking your relationship with clothing spending, and tell you about the ...

How to save $1,000 FAST

16 Oct 2024

Contributed by Lukas

There are ten weeks left of 2024! How good would it feel to start 2025 with a $1000 headstart on whatever you want to work towards, or have $1000 save...

Money lessons from Atomic Habits by James Clear (recast)

02 Oct 2024

Contributed by Lukas

In today's episode, we're going down memory lane back to one of the early early episodes of the podcast for a book club-style chat about one of my all...

Overcoming money anxiety, with Jessie Leong

02 Oct 2024

Contributed by Lukas

In this episode, I sit down with Jessie Leong, known as howifundthis on Instagram, to explore a common yet often overlooked financial struggle - money...

Guided goal setting for the final 25% of the year

29 Sep 2024

Contributed by Lukas

GIDDY UP cats and kittens, there's 25% of the year left and we're going to grab it with both hands and squeeze every last drop out of it. In this epis...

Matching your budgeting style to your personality: SPEND-TEMBER

27 Sep 2024

Contributed by Lukas

Does your budget actually align with who you are? If you value freedom, autonomy and doing things your own way, shouldn't your budget reflect that too...

Cultivating financial self respect: SPEND-TEMBER

25 Sep 2024

Contributed by Lukas

What does self respect mean to you? I bet money wasn’t the first thing to come to mind – but money and self respect are deeply, deeply linked. In ...

10 tips to succeed at saving without feeling restrictive

22 Sep 2024

Contributed by Lukas

Restriction? Eww David. I am NOT about it, and luckily, you don't need to be either in order to slay your financial goals. In this episode I'm taking ...

Your brain perceives everything as evidence: SPEND-TEMBER

20 Sep 2024

Contributed by Lukas

In this bitesized nugget I'm talking about the ways your brain processes your experiences and uses them as evidence to uphold your existing beliefs –...

A payday routine is your superpower: SPENDTEMBER

19 Sep 2024

Contributed by Lukas

In this episode I'm diving into why a payday routine is your superpower and how it can change the game for your finances. I'm also sharing a super sim...

Focus on what you WILL do, not what you WON'T do: SPEND-TEMBER

16 Sep 2024

Contributed by Lukas

See omnystudio.com/listener for privacy information.

6 reasons you might be spending more than you want to (and what to do about it): SPEND-TEMBER

14 Sep 2024

Contributed by Lukas

In this episode we're diving into 6 reasons you might be spending more than you want to (or more than you think) and what to do to flip it. In discove...

Distraction and why it's holding us back: SPEND-TEMBER

12 Sep 2024

Contributed by Lukas

See omnystudio.com/listener for privacy information.

Your money manuscript: SPEND-TEMBER

10 Sep 2024

Contributed by Lukas

As Spend-tember rolls on, we're not just talking about money tips - we're digging deeper. Today, we explore your "Money Manuscript," the narrative you...

There will be a future version of you: SPEND-TEMBER

08 Sep 2024

Contributed by Lukas

Join the Spend-tember Facebook group: https://www.facebook.com/share/g/7ZwmieN2ZEPjxsHr/  Vote for The Broke Generation Podcast in the Australian Pod...

The 3 types of spending – Planned vs Prepared vs Impulsive: SPEND-TEMBER

06 Sep 2024

Contributed by Lukas

In this episode we're diving into three types of spending: planned, prepared and impulsive. We'll explore the differences between the three, and how y...

The spending trap of your fantasy self: SPEND-TEMBER

04 Sep 2024

Contributed by Lukas

Welcome back to Spend-tember! Today, we're unpacking the concept of the "fantasy self" and exploring how it influences our financial behaviours and sp...

Is it unfeminist to discuss women's spending habits? SPENDTEMBER with Emma & Victoria

02 Sep 2024

Contributed by Lukas

In the final episode of The Comments Section Season Two, we’re digging through the dirty laundry pile that is the intersection of feminism and spend...

Doing what you say you're going to do: SPEND-TEMBER

31 Aug 2024

Contributed by Lukas

WELCOME TO SPEND-TEMBER! 30 days to optimise your spending habits and live a better life.  Join the Spend-tember Facebook group: https://www.facebook...

Let's unpack the money stuff from Love is Blind UK, with Ellie Austin-Williams

28 Aug 2024

Contributed by Lukas

[WARNING: LOVE IS BLIND UK SPOILERS IN THIS EPISODE] Love is Blind UK has just wrapped on Netflix and WHAT. A. SEASON. From prenups to "I don'ts" to w...

Let's talk about failure. The Comments Section with E & V

26 Aug 2024

Contributed by Lukas

This week, we're diving into the messy reality of failure. We’re unpacking the modern narrative that every failure must teach us something or shape ...

How to "quiet quit" unhelpful consumption and spending patterns

21 Aug 2024

Contributed by Lukas

In this episode, I explore the idea of "quiet quitting" beyond the workplace and how it applies to our consumption habits. Inspired by a recent newsle...

What season of money are you in? The Comments Section with E & V

19 Aug 2024

Contributed by Lukas

In this episode, we ask: "Deal or no deal?" when it comes to the influence of situational bias on our financial decisions. Our environment often plays...

Understanding financial self sabotage

15 Aug 2024

Contributed by Lukas

It's you, me and the mic again, baby, for another hot little solo ep. In this episode we're deep diving into financial sabotage, why we do it and how ...

Is diet culture back? The Comments Section with E & V

12 Aug 2024

Contributed by Lukas

In this hot little ep we answer the big question: is diet culture back? From the return of low rise jeans to the controversial rise of Ozempic and oth...

4 ways to accelerate your next financial upgrade

07 Aug 2024

Contributed by Lukas

Ready to undergo your next financial transformation? This ep is for you. I'm taking you through four tips to help you accelerate your next big upgrade...

How to feel like the hottest sh*t to ever walk the planet pt 2: The Comments Section with E & V

05 Aug 2024

Contributed by Lukas

In today’s episode, we deliver part 2 on how to feel like the hottest sh!t to ever walk the earth. We kick things off with another juicy icebreaker,...

Listen to this if you ever feel "behind" in life [recast]

31 Jul 2024

Contributed by Lukas

This episode is a replay of a popular episode from 2023.  If you’ve clicked on this episode it’s probably because you’re fighting that nagging ...

How to make extra money without starting a side business: The Comments Section with E & V

29 Jul 2024

Contributed by Lukas

In this episode, we're diving into a fantastic listener suggestion from Bonnie, who wanted ideas for making money without starting a full-blown side h...

Finding confidence in your personal style, with Maddy Forster

24 Jul 2024

Contributed by Lukas

In this episode I chat to stylist, Maddy Forster from Mad About Fashion about the power of finding your personal style, for your happiness, your bank ...

How to feel like the hottest sh*t to ever walk the earth, pt 1: The Comments Section with E & V

22 Jul 2024

Contributed by Lukas

This week we're kicking off with part 1 of a 2 parter about a huuuge topic: confidence. We’re getting into the nitty-gritty of self-love and confide...

"Spending" vs "investing in yourself"

17 Jul 2024

Contributed by Lukas

When are we buying to fix ourselves, and when are we "investing in ourselves"? In this solo episode I dive into the sometimes-dangerous advice I see o...

If someone bought you a lottery ticket and you won a prize, would you share it? The Comments Section with Emma & Victoria

15 Jul 2024

Contributed by Lukas

Today, we tackle our very own trolley problem: If someone gives you a lottery ticket as a gift and you win, would you share the winnings? Join us as w...

Does frugality ever really work? + the power of a year of focus, with Tash Etschmann

10 Jul 2024

Contributed by Lukas

Your ears are about to be blessed yet again by the incredible Tash Invests, as we talk about the power of frugality and its role in building wealth. W...

Should you bother tracking your spending? The Comments Section with Emma & Victoria

08 Jul 2024

Contributed by Lukas

This week, we promise we're not telling pork-pies, we're tackling a dicey subject - tracking your spending. We look at various approaches - from meti...

Guided 5 step mid year money reset [recast]

03 Jul 2024

Contributed by Lukas

This episode is a recast of my annual guided mid year money review that is PERFECT for taking stock of where you're at as we close out the first half ...

Splitting bills and having money conversations: The Comments Section with Emma & Victoria

01 Jul 2024

Contributed by Lukas

To kick off season two of The Comments Section, we're diving into the ever-complicated topic of splitting the bill or shared payments. We discuss scen...

Mid-year check in: 24 goals for 2024

26 Jun 2024

Contributed by Lukas

In this episode I take you through a mid-year update on my 24 goals for 2024. From contributing to my retirement fund every month, to reading 30 books...

How to make money progress when everything is a mess

19 Jun 2024

Contributed by Lukas

In this episode, I explore navigating your financial goals while existing in a world of rising costs and stagnant wages. It's crucial to maintain focu...

Birthday money reflections (and a framework you can use on your birthday!)

12 Jun 2024

Contributed by Lukas

See omnystudio.com/listener for privacy information.

How to become the main character of your money

05 Jun 2024

Contributed by Lukas

In today's throwback solo-episode, I revisit a favourite from three years ago: being the main character of your finances. This concept is all about pr...

How to break the clothing spending cycle

29 May 2024

Contributed by Lukas

In this episode I'm chatting about one of your FAVE topics on the pod: clothing spending. Oh, it's such a beast, isn't it?! If you relate to the feeli...

Are "spending runways" draining your money?

22 May 2024

Contributed by Lukas

In this episode, I introduce the concept of a "spending runway," a term I coined to describe how certain situations and emotions can lead us to spend ...

Is success the best revenge? The Comments Section with Emma and Victoria

20 May 2024

Contributed by Lukas

In the final episode of The Comments Section, we dive headfirst into the complex nature of success. We start by exploring our personal definitions of ...

How to cultivate an ROI mindset across 6 areas of life and money

15 May 2024

Contributed by Lukas

Ever wish you could do a quick return on investment calculation on that roomier flight ticket you’re eyeing off? It turns out, you kinda can! In thi...

Manifesting and being delulu, how much is too much? The Comments Section with Emma and Victoria

13 May 2024

Contributed by Lukas

This week we’re cutting through the delulu about manifestation, money beliefs, and the practicalities of financial growth. Dissecting the difference...

7 things you need to make progress with money in 2024

08 May 2024

Contributed by Lukas

Feeling stuck in your financial journey without a clue on how to move forward? Don't worry, you're in good hands! Today, I'm dishing out 7 essential p...

Balancing budget and boujie: The Comments Section with Emma + Victoria

06 May 2024

Contributed by Lukas

Grab an $18 green smoothie, lounge on your million-dollar sun lounge, and get comfortable as we dip our toes into the delicate balance between budget ...

Embracing your personal money brand for future growth

01 May 2024

Contributed by Lukas

What’s the connection between personal branding and financial management? Drawing from my own evolving personal brand, I highlight the power of alig...

Life hacks for existing as an adult: The Comments Section with Emma + Victoria

29 Apr 2024

Contributed by Lukas

This week we’re kicking off with the unveiling of “A Cold Day in Hell” - the official drink of the Comments Section. Listen in for our Michelin ...

10 affordable ways to upgrade your life and feel like a baddie

24 Apr 2024

Contributed by Lukas

We all love a good actionable list, and this week I'm taking you through ten wallet-friendly ways to level up your life without burning a hole in your...

Buying your identity: the comments section with Emma & Victoria

22 Apr 2024

Contributed by Lukas

Is the capsule wardrobe the new seasonal trend? We look into whether we're not just finding style inspiration online, but our entire style identity. I...

How to stop pulling money out of your savings

17 Apr 2024

Contributed by Lukas

Putting money into savings and then pulling it right back out again is a common financial glitch we experience. We are not all born financially savvy ...

The self care fallacy – buying "self care" but we're still not cared for: The Comments Section Emma & Victoria

15 Apr 2024

Contributed by Lukas

Take a deep breath in… and out… ok now you’re ready for this week's comments section! We’re diving into the real deal of self-care beyond the ...

7 things that make you want to spend money – and what to do instead

10 Apr 2024

Contributed by Lukas

"Spending money is a shortcut to most of the feelings we crave in our lives." In this episode I'm taking you through 7 pesky little happenings that ma...

Studying as a mature age student: the comments section with E & V

08 Apr 2024

Contributed by Lukas

SWOT’s going on everyone? This week, we're diving into the grit of what it's like to hit the books as mature age students and unpacking the whole "c...

How to find your financial chill girl and build financial resilience

03 Apr 2024

Contributed by Lukas

It's me and the mic again my friends for another solo episode, and this week we're talking all about finding your financial chill girl. Let's face it:...

Valet parking, mini bars and paying for convenience: the comments section with E & V

01 Apr 2024

Contributed by Lukas

We’re diving back into the comments section, this time we spill the beans on the pricey pitfalls of convenience, from occasional valet parking to a ...

How to become a hot b*tch with money

27 Mar 2024

Contributed by Lukas

In this episode, I'm sharing insights into my approach to managing my finances - what I like to call being a "hot b*tch" with money. I break down six ...

Soho house and designer bags: the comments section with E & V

25 Mar 2024

Contributed by Lukas

This episode was recorded on the lands of the Boonwurrung People of the Kulin Nation. This land was never ceded, it always was and always will be Abor...

What's it like to spend again after a year-long wardrobe freeze?

20 Mar 2024

Contributed by Lukas

Buying clothes again after a full year of not buying ANY... what's that like?! Well gang, I'm taking you inside my brain. Being back in the big wide w...

Introducing: the comments section. Money sh*t chat with Emma and Victoria

18 Mar 2024

Contributed by Lukas

This episode was recorded on the lands of the Boonwurrung People of the Kulin Nation. This land was never ceded, it always was and always will be Abor...

Are you being a d*ck to your money? 5 ways to improve your relationship with money right now

13 Mar 2024

Contributed by Lukas

What’s your relationship like with your money? Are you an awesome, supportive friend? A lazy roommate? Maybe you’re more of a strict and toxic bos...

Financial red flags in a relationship, with Respect Victoria

06 Mar 2024

Contributed by Lukas

Content warning: This episode discusses topics of family violence and financial abuse. In this episode, I talk with Serina McDuff, the acting CEO of R...

Good With Money Book Launch Special

28 Feb 2024

Contributed by Lukas

My book, "Good With Money" is finally out! This book goes beyond finances; it's about self-discovery, understanding spending habits, and reshaping you...

12 guidelines for slaying your money everyday

21 Feb 2024

Contributed by Lukas

I'm sharing 12 money lessons that really made a difference in how I handle my finances. We're talking about things like planning for the long term, be...

Is it time to raise your money standards?

14 Feb 2024

Contributed by Lukas

Inspired by my friend Peta's podcast episode on setting standards in business (go listen if you're a business owner), today's quickie episode gets you...

How does having kids impact your money mindset? With Ana Kresina

07 Feb 2024

Contributed by Lukas

In this week's episode I'm joined by author of Kids Ain't Cheap, Ana Kresina. Ana joins us to talk about the realities of managing your finances as a ...

I hired a stylist. Here's what happened (and what it taught me about consumption)

29 Jan 2024

Contributed by Lukas

I hired a stylist and I'm taking you on a deep dive into what my experience was like, what happened when we went shopping, and the things I learned ab...

How to use goals to shift your subconscious

24 Jan 2024

Contributed by Lukas

In this episode, we're diving deep into goal setting in a way you might not have considered before. We'll be looking at what goes into setting goals, ...

How to find joy without spending money, with Sophie Cliff (RECAST)

17 Jan 2024

Contributed by Lukas

In this episode I’m joined by positive psychology practitioner and author of Choose Joy, Sophie Cliff, to discuss how we can inject a little more jo...

I didn't buy clothes for one year: here's everything I learned

10 Jan 2024

Contributed by Lukas

It’s the long awaited wardrobe freeze update! In this episode, I’m sharing my reflections on completing a year without buying any clothes. I share...

24 goals for 2024

03 Jan 2024

Contributed by Lukas

It’s 2024, and I’ve set 24 goals for myself, my finances, and my business. From spontaneous trips to doubling my podcast listenership, these goals...

End of year guided money reflection

27 Dec 2023

Contributed by Lukas

In this last episode of The Broke Generation podcast for 2023, we’re diving into the annual Guided Reflection, exploring the highs and lows of our i...

Year in review: part two

20 Dec 2023

Contributed by Lukas

Welcome to part two of my Year in Review! In case you missed the first part, it dropped last Thursday, so be sure to give that a listen. Today, we're ...

Year in review: part one

13 Dec 2023

Contributed by Lukas

Strap in for part one of a two-part year in review extravaganza! I walk you through each month, sharing the behind-the-scenes of my life, money, and b...

Goal review: 23 goals in 2023 – which ones did I achieve?!

06 Dec 2023

Contributed by Lukas

‘Tis the season for reflection! This episode I’m kicking off with a review of my 23 goals for 2023, both my achievements and setbacks, and explori...

One big shift that'll help you follow through on your money habits

29 Nov 2023

Contributed by Lukas

In today's episode, I’m sharing a personal technique I've been using to boost my productivity and achieve goals - making promises to myself. When yo...

Black Friday 2023 will be different: here are the spending traps to avoid

22 Nov 2023

Contributed by Lukas

Have you got your card details at the ready for Black Friday tomorrow? Maybe you’re hanging out till the Cyber Monday deals instead? I’m swooping ...

What is values-based spending and how do I do it?

15 Nov 2023

Contributed by Lukas

By now, you've probably heard me talk about the significance of aligning your personal values not just with savings and investments but also with your...