The Canadian Real Estate Investor

The Creative Ways First-Time Buyers Are Making It Work in 2025

13 Jun 2025

Contributed by Lukas

Is the Canadian dream of homeownership still alive? We break down the latest CMHC Mortgage Consumer Survey, revealing how first-time buyers are really...

Will Canadian Banks Survive Rising Mortgage Delinquencies & Personal Debt?

10 Jun 2025

Contributed by Lukas

Total household debt in Canada has reached $2.55 trillion, with non-mortgage debt averaging $21,859 per consumer. The situation is particularly concer...

What The BoC's Rate Hold Means For Your Mortgage

06 Jun 2025

Contributed by Lukas

We discuss the Bank of Canada's Financial Stability Report (FSR) for May 2025, which examines the current state of Canada's financial system and housi...

Why Your Location Could Make or Break 2025

03 Jun 2025

Contributed by Lukas

The Canadian real estate market shows a clear geographic divide as of April 2025, with key differences between regions, we are also joined by our amaz...

How To Raise Capital For Real Estate Investments

30 May 2025

Contributed by Lukas

An interview with Adi Koparde, President of RealShare. We discuss real estate investing and fundraising in Canada, how to raise capital, and the compl...

Where to Buy & How to Scale in Atlantic Canada

27 May 2025

Contributed by Lukas

  Work with Ryan & Neal at Keystone  Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Va...

The 3 Types Of Mortgage Fraud Costing Canadians Billions

23 May 2025

Contributed by Lukas

In 2024, reported fraud across all sectors reached $638 million, with total losses since 2021 exceeding $2 billion. Officials estimate this represents...

Surviving A Market Downturn with Brian Buffini

20 May 2025

Contributed by Lukas

Brian Buffini built North America's largest business coaching firm, his company has trained over 3M professionals in 37 countries through lead-generat...

10 Ways To Finance Your First Investment Property

16 May 2025

Contributed by Lukas

A guide to financing options for first-time real estate investors covering both traditional and creative solutions for entering the market. House Hac...

Making Money In Missing Middle Housing

13 May 2025

Contributed by Lukas

Learn about the opportunities and challenges in missing middle housing as we interview experts Chris Spoke & Ben Singer  Missing middle hous...

Canadian Housing Market's Confidence Crisis

09 May 2025

Contributed by Lukas

The March 2025 CREA statistics reveal a significant downturn in the Canadian housing market, with national home sales dropping 4.8% from February and ...

Choosing Between Residential and Commercial Investments

06 May 2025

Contributed by Lukas

The key differences between residential and commercial real estate investing in Canada. Here are three main takeaways: Residential real estate is mor...

The Election Is Over, Now What?

02 May 2025

Contributed by Lukas

Canada's recent election where Carney won, with both major parties having similar housing and economic policies. The conversation explores post-electi...

Essential Questions Every Home Seller Needs to Ask

29 Apr 2025

Contributed by Lukas

This episode's focuses on the seller's perspective in real estate transactions. We explore key considerations and provide practical guidance for homeo...

Who Should You Vote For In This Election

25 Apr 2025

Contributed by Lukas

The Canadian federal election on April 28, 2025 presents three distinct approaches to the housing crisis: Liberal Platform (Mark Carney): Offers a mi...

Essential Questions Every Home Buyer Needs to Ask

22 Apr 2025

Contributed by Lukas

The common questions in the Canadian real estate market- Answered! We address concerns from both buyers and sellers in a challenging market environmen...

Is Canada's Construction Industry in Trouble?

18 Apr 2025

Contributed by Lukas

Rod Gilbert, president of the Canadian Construction Association, highlights the construction industry's challenges including COVID-19 impacts and the ...

Wealth Building & Tax Strategies For Real Estate Investors

15 Apr 2025

Contributed by Lukas

John Orr and Kyle Pearce share their transition from educators to real estate investors and podcasters. They explore real estate partnerships, the Smi...

Trade War & Stocks Vs. Real Estate

11 Apr 2025

Contributed by Lukas

The ongoing U.S.-Canada trade war is impacting Canada's housing market, with economists warning of significant effects across all economic sectors. Th...

How The Government Can Improve Housing Affordability

08 Apr 2025

Contributed by Lukas

Reporting from Toronto City Hall with Counsellor Brad Bradford where we do a deep dive into whats wrong with the Canadian housing market and his insig...

The 6 Best Ways To Find Real Estate Deals

04 Apr 2025

Contributed by Lukas

A comprehensive guide to finding real estate investment deals, with three main core strategies. The key to success is being prepared to act quickly wh...

Election 2025: Liberal Vs. Conservative Housing Policies

01 Apr 2025

Contributed by Lukas

Both leaders, Poilievre & Carney, are focusing heavily on housing affordability through different approaches. Carney emphasizes first-time buyers ...

CREA Stats, Market Updates, & Landlords Vs. Tenants

28 Mar 2025

Contributed by Lukas

In this jam packed episode we start by looking at a report on the rental market from two perspectives. Landlord & Tenant. We then look at the CREA...

Industry Leaders Share Tools To Get Through A Tough Market

25 Mar 2025

Contributed by Lukas

Live from the BUZZ conference to share a handful of the amazing interviews we had with leaders in the real estate space. we discussed AI, what agents ...

What Happens If We Cancel The Mortgage Stress Test?

21 Mar 2025

Contributed by Lukas

OSFI is considering replacing the traditional mortgage stress test with a portfolio-level approach that shifts responsibility from individual borrower...

The Bull Case For Canada

18 Mar 2025

Contributed by Lukas

Despite current negative sentiment about Canada, there are significant opportunities for growth and development, particularly in natural resources and...

Market Updates From Vancouver to Halifax

14 Mar 2025

Contributed by Lukas

Its our Host Episode! We have our amazing meetup hosts provide us with some boots on the ground updates. We also look at RBC's latest housing market r...

Rocket Mortgage Leaves, CMHC Changes the Rules, & The 10 Most Affordable Markets

11 Mar 2025

Contributed by Lukas

A deep dive into Rocket Mortgage's exit from Canada, highlighting how the Canadian banking system favours the Big Six banks. The episode also covers H...

How Canada's Housing Crisis is Reshaping Life for Canadians

07 Mar 2025

Contributed by Lukas

The concerning decline in happiness among Canadians, particularly the youth, amidst a housing crisis that has significantly impacted affordability and...

The 4 Best Ways to Finance Investments in 2025

04 Mar 2025

Contributed by Lukas

The financial landscape is changing and thus, so are the challenges and opportunities in the real estate investing space. We look at 4 of the best way...

How To Actually Achieve Passive Income Through Real Estate

28 Feb 2025

Contributed by Lukas

What is the reality of achieving passive income through real estate investing? We examine various real estate investment strategies ranked from most a...

PropTech Is Changing Canadian Real Estate

25 Feb 2025

Contributed by Lukas

A deep dive into the Canadian proptech industry's transformation, examining how despite funding dropping 62.5% to $300M in 2024, companies are emergin...

Which Canadian Cities Are Most Exposed to Trump’s Tariffs?

21 Feb 2025

Contributed by Lukas

The tariff drama continues, we go over which Canadian cities could be impacted & why.  Ontario Manufacturing Cities Most Vulnerable: Five On...

Fixed vs. Variable Mortgages with Rob Carrick

18 Feb 2025

Contributed by Lukas

As Millions of mortgages come up for renewal, we have been getting this question a lot. Fixed or Variable, whats the move for this year? We are joined...

Is Your Home An Investment ? with Jessica Moorhouse

14 Feb 2025

Contributed by Lukas

We're joined by Jessica Moorhouse to discuss all things money, real estate, investing and success, Buying vs renting What a good relationship with mo...

5 Investing Terms You Need To Understand In 2025

11 Feb 2025

Contributed by Lukas

This is a discussion about five crucial real estate investment terms for 2025. Know these, understand these and utilize them! Location remains fundam...

Should You Rent or Buy Right Now?

07 Feb 2025

Contributed by Lukas

The complexities of renting versus buying in Canada's current housing market, offering insights from both perspectives as a homeowner and strategic re...

Trade War Means Recession, Recession Means Buying Opportunity

04 Feb 2025

Contributed by Lukas

The U.S. is possibly implementing a 25% tariff on Canadian goods, with Canada announcing retaliatory measures including a $155B tariff package. This c...

Top Economist Weighs In On Rate Cuts

31 Jan 2025

Contributed by Lukas

We sit down with BMO's Senior Economist and Director of Economics, Rob Kavcic, to ask some tough questions: How does Canada's current housing market ...

The Future Of Real Estate Investing In Canada

28 Jan 2025

Contributed by Lukas

The "missing middle" housing represents a crucial opportunity in Canadian real estate, focusing on medium-density housing like duplexes, triplexes, an...

Sales Dip, The Market Balances, & Sentiment Increases

24 Jan 2025

Contributed by Lukas

The Canadian real estate market enters 2025 facing key challenges: fluctuating rates, new laws, and economic shifts. As questions arise about recovery...

2025 Market Outlook with CMHC's Chief Economist

21 Jan 2025

Contributed by Lukas

In this exciting episode, we take you behind the scenes of our visit to the CMHC headquarters in Ottawa, where we sit down with Chief Economist Mathie...

What Investors Need to Know: Rate Cuts, Rate Hikes & Capital Gains

17 Jan 2025

Contributed by Lukas

The Canadian real estate market is facing significant transitions in 2025, with the Bank of Canada's policy rate at 3.25% and 60% of homeowners facing...

The Underused Housing Tax & Foreign Investment

14 Jan 2025

Contributed by Lukas

We examine whether foreign buyers significantly impact housing affordability and discuss the effectiveness of government measures like the foreign own...

Does Trudeau’s Resignation Impact The Real Estate Market

10 Jan 2025

Contributed by Lukas

Justin Trudeau announces his resignation as Prime Minister amid a housing affordability crisis, following his father's historic "walk in the snow" for...

Updates On Rents Across The Country

07 Jan 2025

Contributed by Lukas

Canada's rental market in 2024 saw record new construction and higher vacancy rates (2.2%), though still below historical averages. New tenants faced ...

2025 Real Estate Predictions

03 Jan 2025

Contributed by Lukas

Despite current challenges, Canada remains positioned for growth, ranking among top G7 nations in GDP, population, and employment growth. Interest rat...

The Opportunity In Proptech: Canada Vs. America

31 Dec 2024

Contributed by Lukas

We look at how PropTech (property technology) companies are moving from Canada to the US market. A close look at how much bigger the US market is - wi...

Are We There Yet? The Road To Real Estate Recovery

27 Dec 2024

Contributed by Lukas

Canadian real estate is showing recovery signs, with November sales up 2.8% and the first price increase in 18 months, but will it last? Winter activi...

How Long Do Buildings Really Last?

24 Dec 2024

Contributed by Lukas

This episode explores the varying lifespans of different building types, from historical structures lasting 500-1,000 years to modern commercial build...

The Condo Disaster & National Market Update

20 Dec 2024

Contributed by Lukas

The Emerging Trends report, collaboratively produced by ULI and PWC with 175 contributors, provides comprehensive insights into various markets and as...

Rate Cuts & Recession Debates: Canada's Economic Crossroads

17 Dec 2024

Contributed by Lukas

The Bank of Canada has made its 5th consecutive rate cut, dropping rates by 50 basis points, creating a 150bps differential with US rates - the larges...

Reducing Red Tape & Using The Right Contractors

13 Dec 2024

Contributed by Lukas

This podcast episode features interviews from the 2024 Ontario Home Builders' Association Annual Conference in Niagara Falls with key figures in Ontar...

How Rent-to-Own Real Estate Works

10 Dec 2024

Contributed by Lukas

We explore the concept of rent-to-own real estate in Canada, comparing it to car leasing and explaining how it bridges the gap between renting and own...

Housing Won't Be Affordable Until 2035 & The Future Of Mortgage Rates

06 Dec 2024

Contributed by Lukas

We explore critical challenges facing the real estate market and broader economy⁠. From housing affordability concerns to visa expirations and ...

CMHC Changes & Financing For $2M–$10M Projects

03 Dec 2024

Contributed by Lukas

Josh Findlay of BLD Financial serves mid-sized real estate developers executing projects  in the $2M-$10M range in Canada. We discuss CMHC policy...

The Real Cost Of Development Charges

29 Nov 2024

Contributed by Lukas

What are Development Charges (DC's) and what is the actual impact on housing & the economy. We are also joined by Matt Young of Republic Developme...

Renovictions: Everything You Need To Know

26 Nov 2024

Contributed by Lukas

You may have heard of them, or maybe as a landlord, you've tried one, or as a tenant you’ve been on the receiving end of a renoviction. Thats re...

National Market Update & Home Sales Hit 18-Month High

22 Nov 2024

Contributed by Lukas

The Canadian real estate market showed significant recovery in October 2024, with home sales reaching their highest level since April 2022 and we hear...

Who & What You Need To Build Missing Middle

19 Nov 2024

Contributed by Lukas

We are joined by Alkarim Devani of  RNDSQR & MDDL, to talk all things Missing Middle! As the co-founder of RNDSQR for almost a decade, Alkari...

From Low to High: Navigating Canada's Shifting Mortgage Landscape

15 Nov 2024

Contributed by Lukas

The breakdown on the most recent CMHC report Shorter mortgage terms gain popularity as borrowers anticipate future rate cuts, with over half of new m...

National Fall Market Updates

12 Nov 2024

Contributed by Lukas

We cover updates with our event hosts from across the country as well as the CREA updates,  Canadian home sales increased 1.9% month-over-month in S...

How Does Trump’s Win Impact Canada?

09 Nov 2024

Contributed by Lukas

The potential impacts of Donald Trump's recent election victory on Canadian real estate and the broader economic landscape. As the political winds shi...

Immigration, Taxes, Fraud & Housing Starts

08 Nov 2024

Contributed by Lukas

We dive deep into the latest developments shaping Canada's economic and housing landscape: Immigration policy shifts: Examining the potential economi...

Saving For A Down Payment In An Expensive Real Estate Market - Part 1

05 Nov 2024

Contributed by Lukas

Saving for a down payment on a house in today’s market can be challenging, but we’ve got you covered. Dan is joined by Simon from The Canadian Inv...

Development Charges, Surety Bonds & Policy Changes

01 Nov 2024

Contributed by Lukas

We are live at the OHBA conference in Niagara Falls! Joined by Dave Wilkes, President and CEO at Building Industry and Land Development Association (B...

The 5 Essentials You Need To Invest In Real Estate

29 Oct 2024

Contributed by Lukas

We explore the five crucial preparations you need before diving into real estate investment. From understanding your personal motivations to building ...

Will Rate Cuts Make House Prices Go Up?

25 Oct 2024

Contributed by Lukas

We analyze the Bank of Canada's recent decision to cut interest rates by 50 basis points, bringing the overnight rate to 3.75%, and its implications f...

Investing In Real Estate Through Your Business

22 Oct 2024

Contributed by Lukas

We explore the concept of owner-occupied commercial real estate, discussing its potential as a strategic investment for business owners looking to buy...

The 10 Best Cities To Build In

18 Oct 2024

Contributed by Lukas

In this jam packed news episode we cover a lot of ground, including:  CREA policy investigation & tougher GTA building permits, Slowest rent in...

Financing For Laneway Homes & Garden Suites

15 Oct 2024

Contributed by Lukas

We are joined on the show by EQ bank to tell us all about their new innovative banking product specifically for laneway and garden suites.  Who is t...

New 90% Mortgage For Owner-Occupied Multiplexes

11 Oct 2024

Contributed by Lukas

There are been some very big announcements recently in the mortgage space for adding units, we go through them and tell you everything you need to kno...

The Good and the Bad of CMHC's MLI Select Program

08 Oct 2024

Contributed by Lukas

How challenging is it to secure deals with MLI Select, a program offering reduced premiums and longer amortization based on your commitment to afforda...

How To Navigate & Avoid Bankruptcy In Real Estate

04 Oct 2024

Contributed by Lukas

We are joined by Scott Terrio who is a Certified Credit CounsellorManager, Consumer Insolvency, he to chat with us about a scary subject right now, ba...

How Have Rate Cuts Impacted Real Estate Values ?

01 Oct 2024

Contributed by Lukas

CMHC updates and CREA stats - plus we hear from all our meetup hosts and their market conditions.  Despite recent interest rate cuts, the Canadian h...

Are We Going To Have A Soft Landing

27 Sep 2024

Contributed by Lukas

We are joined today by the CEO of Greybrook, Sasha Cucuz, who shares his thoughts on the market; Sasha Cucuz shares insights into recent market volat...

Finding & Renovating Cheap Old Houses

24 Sep 2024

Contributed by Lukas

We are honoured to be joined by Ethan & Elizabeth, partners & founders of cheap old houses - at this point, world famous for finding the best ...

Boomers, Zoomers & Millennials: Who Wins & Loses In Real Estate

20 Sep 2024

Contributed by Lukas

We’re going to cover a few articles and reports today: 'We’re definitely not going to an old-age home’: Why seniors aren’t downsizing their h...

How 30-Year Amortizations Will Impact Canadians

17 Sep 2024

Contributed by Lukas

Breaking news in the Mortgage world with some major changes on the horizon. But what do they mean? How will they take shape in the market?  Ottawa t...

How To Use A VTB To Get The Best Deal

13 Sep 2024

Contributed by Lukas

In a world where deals are harder to come by - we are always looking for those creative ways to make them work....this is one of the best ways;  Wha...

What Mortgage Agents Do & How Do They Get Paid

10 Sep 2024

Contributed by Lukas

For real estate investors, leveraging mortgages is crucial for maximizing investment returns and optimizing cash flow. A deep understanding of financi...

How Government Spending Can Affect Your Real Estate Investments

06 Sep 2024

Contributed by Lukas

GDP growth, government spending, upcoming elections in Canada and the US, and how these things might factor into picking a market to invest in. The g...

Canada’s Largest Landowner Plans Affordable Housing Developments

03 Sep 2024

Contributed by Lukas

We are diving into a new federal initiative aimed at tackling Canada's housing crisis. The government has announced 56 properties for conversion into ...

Which Cities Have The Best Investments ?

30 Aug 2024

Contributed by Lukas

Cap rates for different cities can provide valuable insights into potential investment opportunities. Here's how they can help you understand which ci...

Maximize Real Estate Returns Through Zoning

27 Aug 2024

Contributed by Lukas

Zoning is a crucial component of urban planning as it helps to guide the development of land and ensure the appropriate use of land for various purpos...

Inflation Is Down & Construction Starts Are Up

23 Aug 2024

Contributed by Lukas

Recent reports show some positive changes in two significant areas: inflation and housing starts. This begs the question: have things shifted? Have we...

Where Are Property Values Headed ?

20 Aug 2024

Contributed by Lukas

We cover the most recent CREA report and look at markets across the country  The biggest price increases & decreases in markets  Buyers markets...

Bankruptcies Are On The Rise In Real Estate

16 Aug 2024

Contributed by Lukas

A topic that’s as relevant now as it was during the dark days of the global financial crisis…Bankruptcies! Real estate developers facing an incre...

How To Beat Analysis Paralysis & Start Investing

13 Aug 2024

Contributed by Lukas

From the time you wake up in the morning, you are bombarded with information and faced with making decisions. In fact, people make approximately 35,00...

The Biggest Risk In Canada's Economy Right Now

09 Aug 2024

Contributed by Lukas

The condo market, which is clearly in recessionary territory, has conditions deteriorating to levels not seen in decades. What makes the situation mor...

2 Rate Cuts, Now What ?

06 Aug 2024

Contributed by Lukas

The Bank of Canada has cut interest rates for the second time this year, on July 24th it cut 25 basis points. It cut its benchmark interest rate for t...

Is U.S. Housing Really More Affordable Than in Canada ?

02 Aug 2024

Contributed by Lukas

American or Canadian, it was the so-called “dream” in this part of the world for a long time to one day own a home. In this episode, we’ll look ...

The Fastest Path To Homeownership For Young Canadians

30 Jul 2024

Contributed by Lukas

We cover top news stories and breakdown the important facts;  why are roommates the fastest growing housing type in Canada What type of housing we s...

Canada’s Housing Market Comeback: Is This the Turning Point?

26 Jul 2024

Contributed by Lukas

In today's podcast, we're diving deep into the heart of Canada's real estate market! After a challenging year, an interest rate cut by the Bank of Can...

10-Point Checklist for Your First or Next Rental Property

23 Jul 2024

Contributed by Lukas

Planning on being a landlord for the first time? Or maybe you're expanding your portfolio? If this sounds like you, listen to these questions and cons...

The Biggest Financial Risks For The Next Two Years

19 Jul 2024

Contributed by Lukas

We look at OSFI's report on the biggest financial risk for 2024-2205  Current risk environment Elevated interest rates and market uncertainty Real e...

The Real Numbers Behind Renting & Buying

16 Jul 2024

Contributed by Lukas

One of the most highly debated and constant questions we get,  Overcoming the social stigma of renting  Mortgage payment % premium over rent  USA ...

A Tax On Million Dollar Home Owners

12 Jul 2024

Contributed by Lukas

We cover a range of subject, including  Why might a surtax be a good idea or bad idea? Modern Monetary Policy explained  capital gains and the 1031...

Everything You Need To Know About Multiplexing

09 Jul 2024

Contributed by Lukas

A step by step process on how to multiplex a property Zoning and Land Use Regulations  Property Acquisition and  Permits and Approvals Building Cod...

Is It A Good Time To Buy, Sell, Or Invest In Real Estate ?

05 Jul 2024

Contributed by Lukas

We cover two Desjardins reports and try to answer some tough questions,  How do skyrocketing construction costs impact the market & will these c...