The Clark Howard Podcast
Episodes
02.16.21 Vaccine scams are proliferating- can you spot them? / A new way to save on high cost generic drugs
16 Feb 2021
Contributed by Lukas
The Mark Cuban Cost Plus Drug Company offers more affordable versions of expensive generic drugs / Vaccine fraudsters are after your money and persona...
02.15.21 State & local revenues not terrible / Ponzi fraud is booming
15 Feb 2021
Contributed by Lukas
Clark explains how state and local revenues are faring so far in the pandemic. Ponzi schemes are alive and well. Know how the game is played, so you d...
2.12.21 Clark Stinks; Payment apps like Venmo and Cash App need to serve customers better!
12 Feb 2021
Contributed by Lukas
Christa shares the Clark Stinks posted on the web and shares with Clark. Submit yours at Clark.com/ClarkStinks. The CFPB has launched a probe into Ve...
2.11.21 People are being taxed for fraudulent unemployment benefits; Foreclosure moratorium extended
11 Feb 2021
Contributed by Lukas
The Consumer Action Center is being inundated with calls from listeners getting a 1099G form indicating that they are being taxed on unemployment bene...
02.10.21 The high cost of chasing tech; Life insurance for younger adults in the age of Covid
10 Feb 2021
Contributed by Lukas
How much it would cost if you bought all Samsung or Apple have to offer? Life insurance gains relevance for those under 40. Clark discusses the best k...
02.09.21 Harmful, false posts about people online; The cheapest home security system
09 Feb 2021
Contributed by Lukas
Google yourself to see what is out there about you. Revenge posting can be harmful to job seekers and to relationships. Clark discusses ways to minimi...
02.08.21 Who Are the REAL bargain retailers; Protect yourself from proliferating phone scams
08 Feb 2021
Contributed by Lukas
To stretch your dollar further, it's important to shop in the right places. Bargain retailers: Online versus in-store when you're trying to Save More....
02.05.21 Clark Stinks; February deals and the best Presidents' Day bargains
05 Feb 2021
Contributed by Lukas
Christa shares the Clark Stinks posted on the web and shares with Clark. Submit yours at Clark.com/ClarkStinks. Many Presidents' Day deals are being t...
02.04.21 Future of the stock market; Chase credit card terms; Clark's Amazon saga update
04 Feb 2021
Contributed by Lukas
Clark's latest take on the GameStop and other market mania and what it means about the future of the stock market. Clark fields questions about Chase'...
2.3.21 Do you need an 8k TV!?; Here's what you should do if you've fared well through this pandemic
03 Feb 2021
Contributed by Lukas
In recent years we've been buying 4k tv's even though there isn't much content delivered in 4k! But the tv manufacturers are now starting to sell us o...
2.2.21 How vaccines will affect employment and travel; Paramount+ prelaunch discount
02 Feb 2021
Contributed by Lukas
Being vaccinated will be a green light for both employment and travel moving forward. Employers seek to reduce liability risk. Vaccination comes with ...
2.1.21 Producer Joel announces his departure; The pandemic has changed the way you should think about auto insurance.
01 Feb 2021
Contributed by Lukas
Producer Joel is moving on to pursue his own podcast called How To Money full time. He and Clark discuss Joel's venture and the current real estate ma...
1.29.21 Clark Stinks; How people are handling stimulus funds
29 Jan 2021
Contributed by Lukas
Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. New stats reveal how Americans...
1.28.21 Where Americans are moving right now; Retailer closings mean you need to use your gift cards now
28 Jan 2021
Contributed by Lukas
A new report from Uhaul shows which states Americans are moving to and which states people are leaving. The top 3 states don't have a state income tax...
1.27.21 Gamestop & the stock market; How to sign up for healthcare if you lost your job
27 Jan 2021
Contributed by Lukas
Despite store closings, Gamestop stock has climbed rapidly as young investors bid up the value. Clark believes this is a bubble that could burst and h...
1.26.21 Higher mortgage rates are coming; Medical tourism is rebounding in a big way
26 Jan 2021
Contributed by Lukas
Mortgage rates are likely to rise in the coming months. Clark thinks that we'll see rates rise modestly in 2021. So if you're looking to refinance, do...
1.25.21 Buy a used car with a 30-day return policy; Food delivery app fees are absurd and they hurt restaurants
25 Jan 2021
Contributed by Lukas
Carmax has a generous new return policy. You have 30 days now to drive that used car before you are stuck with it for good. Carmax and Carvana are rea...
1.22.21 Clark Stinks; How to avoid losing your FSA funds
22 Jan 2021
Contributed by Lukas
Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. Clark talks about the new rule...
1.21.21 Free tax filing is open on the IRS website now; Getting paid to get vaccinated
21 Jan 2021
Contributed by Lukas
IRS free file is the place to go for most people who have an AGI of less than $72k. And you can file your 2020 tax return today if you want - although...
1.20.21 Annuity options will soon be available in your 401k; As streaming prices rise, how you can pay less
20 Jan 2021
Contributed by Lukas
Clark is not a fan of annuities. But they are going to be available in many 401k's this year. Clark tells you what you should do when you see them as ...
1.19.21 High shipping costs lead to generous return policies; Buy now & pay later grows in popularity
19 Jan 2021
Contributed by Lukas
Bigger retailers like Amazon and Walmart are letting customers keep less expensive items they are returning a whole lot more these days. That's becaus...
1.18.21 How to file your taxes for FREE; The best online banks you should consider having an account with
18 Jan 2021
Contributed by Lukas
Clark discusses how most people can file their taxes without paying a dime. He also talks about how eligible Americans can get the earned income tax c...
1.15.21 Why some borrowers are missing out on student loan forgiveness; Clark Stinks
15 Jan 2021
Contributed by Lukas
Some borrowers aren't getting their student loans forgiven by the federal government because of confusing requirements. That is not ok. Clark talks ab...
1.14.21 The jobs recovery has stalled out; Clark's take on Bitcoin's volatile ride
14 Jan 2021
Contributed by Lukas
The newest jobs report was not looking very good as unemployment levels rose in December. Clark talks about how to navigate employment in the current ...
1.13.21 How to get fewer annoying robocalls + The appliance shortage is still raging
13 Jan 2021
Contributed by Lukas
Robocalls are the worst! And it feels like we're getting bombarded with them more frequently now. Clark talks about how to curb those annoying calls t...
1.12.21 The FAFSA gets simplified + Parental guilt causes financial insecurity by taking out PLUS loans
12 Jan 2021
Contributed by Lukas
There will be some major changes to the FAFSA for the upcoming school year and parents are going to be thankful for them. Clark talks about the elimin...
1.11.21 Saving big on monthly expenses in 2021 + The high cost of food delivery
11 Jan 2021
Contributed by Lukas
Clark believes that if you take some important steps to cut subscriptions & shop around for cheaper alternatives that you can save at least $1,000 thi...
1.8.21 What's happening with minimum wage increases + Clark Stinks
08 Jan 2021
Contributed by Lukas
New minimum wage laws are going into effect across the country. Clark talks about where the increases are happening and what affect they will have in ...
1.7.21 Why you need to avoid spending too much on transportation in your budget
07 Jan 2021
Contributed by Lukas
New car prices have shot through the roof in recent years! Clark talks about how to trim your transportation budget so that you can find more financia...
1.6.21 Where to go if you haven't received your stimulus money + How increased unemployment compensation is going to work
06 Jan 2021
Contributed by Lukas
There's a new spot on the IRS website where you can check the status of your stimulus payment if you haven't received it yet. Clark also talks about h...
1.5.21 How to save more on what you pay for housing + Clark answers your questions about refinancing and getting a mortgage
05 Jan 2021
Contributed by Lukas
Housing is typically the biggest line item in a person's budget. Finding ways to cut costs there will have an enormous impact! Clark gives you his bes...
1.4.21 How to actually achieve your money goals this year + Clark talks about his history
04 Jan 2021
Contributed by Lukas
A lot of people are setting New Year's resolutions for themselves. And many of you want to handle your money better in 2021. But that's only possible ...
1.1.21 What to do with leftover FSA funds; How your personality affects your savings habit
01 Jan 2021
Contributed by Lukas
Haven't spent all your FSA dollars? Clark talks about what over the counter items you can purchase in order to use that money up. The purpose of savi...
12.31.20 Best used cars under $5k; How to get cheaper hearing aids
31 Dec 2020
Contributed by Lukas
Consumer Reports has just released its list of the best used cars under $5k. Clark talks about which cars you should be leaning towards when looking f...
12.30.20 Dollar stores are getting fancy; Even small amounts of exercise can make a big difference
30 Dec 2020
Contributed by Lukas
There are some newer and fancier dollar stores that Clark wants to make sure you know about. Exercise doesn't have to take an hour or longer every da...
12.29.20 How to combat our recycling issues; HP ends "free ink for life" plan
29 Dec 2020
Contributed by Lukas
Recycling isn't working out very well right now. There have been some proposals floated that could make recycling more viable though. HP will no long...
12.28.20 Most reliable used cars; Why you shouldn't buy gift cards right now
28 Dec 2020
Contributed by Lukas
There's a new list of the most reliable used cars. Clark talks about which makes and models make the most sense for your wallet. Gift cards are often...
12.25.20 Parents are clueless about tobacco and e-cig usage; Americans are worried about government tracking
25 Dec 2020
Contributed by Lukas
Parents tend to not know when their kids are using tobacco and e-cigarettes. That's not good! Is the government tracking your location? There's evide...
12.24.20 Shopping online vs. shopping in stores; Moving could drastically cut your income
24 Dec 2020
Contributed by Lukas
Clark discusses the benefits of each. Curbside pickup is actually the perfect in-between! Many companies are slashing salaries if you move opt to mov...
12.23.20 Comcast imposes data caps; Spying on your kid while they are driving
23 Dec 2020
Contributed by Lukas
Clark is not a fan of the new Comcast data caps. He discusses the price you might find yourself paying to the internet giant if you use too much data ...
12.22.20 How to tell if clothing was made for a factory outlet; Tough times create better savers
22 Dec 2020
Contributed by Lukas
Some items are made specifically for factory outlet stores. And often those items are of inferior quality. Clark gives you the scoop on how to tell wh...
12.21.20 Apartment renting in the virtual world; Which banks rank the highest in customer satisfaction?
21 Dec 2020
Contributed by Lukas
Renting an apartment has changed because of Covid. Clark talks about how to rent an apartment - and score a good deal - in the world of virtual visiti...
12.18.20 Transitioning to clean energy and EV's; Clark Stinks
18 Dec 2020
Contributed by Lukas
Clark talks about the transition to clean energy in the United States. It's been difficult on the oil industry and likely will become even more diffic...
12.17.20 Making more as a gig worker; Ditching high-cost mutual funds
17 Dec 2020
Contributed by Lukas
Clark talks about which delivery services pay gig workers the best and how gig workers can maximize their income by downloading the Gridwise app. Co...
12.16.20 Disney+ raising prices; Rent a timeshare to save on your next vacation
16 Dec 2020
Contributed by Lukas
Disney+ is looking to add more content while simultaneously raising prices. If you're a Disney+ subscriber you'll be paying $1 more every month starti...
12.15.20 Last minute Christmas deals; How a massive federal data breach impacts you
15 Dec 2020
Contributed by Lukas
Clark talks about some of the best sales happening 10 days ahead of Christmas. He also talks about issues with shipping and getting what you order bef...
12.14.20 Healthcare signup deadline; Vaccine scam warning
14 Dec 2020
Contributed by Lukas
If you need healthcare in 2021, the deadline to sign up at Healthcare.gov is Tuesday. Clark discusses how to assess the plans on the government's webs...
12.11.20 Store credit cards are awful - avoid them; Clark Stinks
11 Dec 2020
Contributed by Lukas
Store credit cards can be poison for your wallet. Clark tells you the downsides to carrying one and why it isn't a good idea to sign up for most store...
12.10.20 Don't save for retirement in a savings account; GM opens an electric vehicle plant
10 Dec 2020
Contributed by Lukas
Half of Americans are saving for retirement in a savings account instead of workplace or personal retirement plan. That's not good! GM is making a hu...
12.9.20 The IRS has 1 million unprocessed tax returns; Travel insurance may now cover Covid
09 Dec 2020
Contributed by Lukas
The IRS has a major backlog of unprocessed tax returns. Many people who filed paper returns are still awaiting a refund. If you are planning to book ...
12.8.20 Christmas shipping is getting messy; Covid is changing college in a big way
08 Dec 2020
Contributed by Lukas
There's a shipping logjam and it doesn't bode well for getting the Christmas presents you've ordered at your doorstep on time. Colleges across the co...
12.7.20 Watch out for this Amazon Prime scam; Student loan payment freeze extended
07 Dec 2020
Contributed by Lukas
Scammers are targeting Amazon Prime members specifically in a new scam that scare you into handing over sensitive personal information. There's a lit...
12.4.20 Tesla Model S no longer recommended by Consumer Reports; Clark Stinks
04 Dec 2020
Contributed by Lukas
Consumer Reports has detailed some of the problems with the Tesla Model S. Kim and Joel share the Clark Stinks posted on the web and share with Clark...
12.3.20 Does it pay to install solar?; Divvy rent to own homes is expanding
03 Dec 2020
Contributed by Lukas
A recent article in Wired detailed a solar installation in California. Clark gives his thoughts on whether installing solar at your house makes sense ...
12.2.20 Delta to block middle seats through March; State and local government layoffs coming
02 Dec 2020
Contributed by Lukas
Clark's wife is going to fly on a Delta plane because of the dedication to keeping its customers safe. If you are willing to get on a plane, you might...
12.1.20 Vetting charities on Giving Tuesday; Vaccine news is causing Americans to spend
01 Dec 2020
Contributed by Lukas
Clark talks about how to make your generosity go even further by giving to charities that are doing the most good. Vaccine progress has been good new...
11.30.20 Cyber Monday deals abound; Look out for these Holiday scams
30 Nov 2020
Contributed by Lukas
Clark talks about the best deals that are happening today. In particular, the clothing sector is seeing some steep sales! There are more Holiday scam...
11.27.20 Hulu raises the price of live TV streaming...again; Beware "Trumpcare" health options
27 Nov 2020
Contributed by Lukas
Hulu is charging more for its live TV streaming service. The price hikes have been coming fast and furious. Clark discusses how you should think about...
11.26.20 Chocolate & Peloton are hot commodities right now; Painless ways to save more right now
26 Nov 2020
Contributed by Lukas
Chocolate and workout equipment are being consumed in a major way right now. And Peloton's stock has soared over the past six months. Looking for way...
11.25.20 Clark's credit card number was stolen; Americans are saving a lot
25 Nov 2020
Contributed by Lukas
Clark tells the story of his credit card number being stolen and how quickly things got resolved. Americans have been saving so much money recently. ...
11.24.20 Walmart and others tighten Covid policies; Digital license plates
24 Nov 2020
Contributed by Lukas
Many major retailers are ramping up their Covid policies for shoppers as coronavirus cases spike across much of the country. High-tech digital licens...
11.23.20 Your TV is spying on you; How companies are combating worker burnout
23 Nov 2020
Contributed by Lukas
Advertisers want the ability to target audiences better during streaming. But that comes with a privacy tradeoff. Companies are finding creative ways...
11.20.20 GM to offer car insurance based on driving habits; Clark Stinks
20 Nov 2020
Contributed by Lukas
General Motors is set to offer insurance to customers that will provide lower rates based on safer driving. Kim and Joel share the Clark Stinks poste...
11.19.20 Apple announces changes to app store pricing; Black Friday deals abound
19 Nov 2020
Contributed by Lukas
Apple will be reducing fees for smaller companies on its app store. But courts are still likely to weigh in on Apple's practice of taking a cut of sal...
11.18.20 Amazon launches an online pharmacy; The Boeing Max is returning to the skies
18 Nov 2020
Contributed by Lukas
Clark gives the details on Amazon's new online pharmacy. Some of the pricing is still pretty opaque but the launch is already having a massive impact ...
11.17.20 Surprise bills for Covid tests; Google Photos ends lifetime free storage
17 Nov 2020
Contributed by Lukas
People are receiving unexpected bills just for getting a Covid test. Clark tells you how to battle that bill. Google Photos has announced that they a...
11.16.20 Moderna vaccine buoys hopes; Picking the right health plan during open enrollment
16 Nov 2020
Contributed by Lukas
Preliminary data from the Moderna trials show that it is more than 94% effective. Picking the right health plan during open enrollment is crucial. Pi...
11.13.20 Grocery stores limiting purchase quantities; Clark Stinks
13 Nov 2020
Contributed by Lukas
Major grocery stores are starting to limit quantities on certain items in order to keep specific items in stock. Kim and Joel share the Clark Stinks ...
11.12.20 Credit card companies are offering majorly high sign-up bonuses; Rents rising in the burbs
12 Nov 2020
Contributed by Lukas
The major credit card companies like American Express and Chase are offering rich sign-up bonuses as they try to attract more customers right now. Co...
11.11.20 California voters turn down higher business taxes; Scammers target people running out of money
11 Nov 2020
Contributed by Lukas
California is a notoriously high tax state. But that might be starting to change. Some new scams are floating around that specifically target people...
11.10.20 Veterans Day and the deals happening tomorrow; Clark's Christmas Kids
10 Nov 2020
Contributed by Lukas
Clark talks about celebrating our veterans and also points to ClarkDeals.com for deals that will be available tomorrow. Clark's Christmas Kids is goi...
11.9.20 The impact a Covid vaccine will have on the economy; Holiday hotel deals
09 Nov 2020
Contributed by Lukas
Promising vaccine news has caused the stock market to soar upwards. Clark talks about what an effective vaccine will mean for our country and for the ...
11.6.20 The US is poised for a big economic recovery in 2021; Clark Stinks
06 Nov 2020
Contributed by Lukas
It looks like 2021 will be a year of meaningful economic recovery for the USA. Kim and Joel share the Clark Stinks posted on the web and share with C...
11.5.20 Stock market soars with divided election results; Important ballot measure results across America
05 Nov 2020
Contributed by Lukas
Rates for savers and borrowers are going down while the stock market is reacting with optimism to the election results that we have in hand. Clark ta...
11.4.20 The appliance repair industry is booming; Credit card companies are soliciting new customers
04 Nov 2020
Contributed by Lukas
As people are spending more time in their homes, they are starting to spend more to fix them up. That means that the appliance repair industry is seei...
11.3.20 Cruise lines can sail again; Labor department bans ESG investing
03 Nov 2020
Contributed by Lukas
Cruise ships are now allowed to sail again, but with strict rules to protect health. The Labor Department has issues new rules to prevent ESG investi...
11.2.20 Debt collectors can now reach you through social media; HSA rules for 2021
02 Nov 2020
Contributed by Lukas
Debt collectors will now be allowed to contact you via social media. Clark tells you how to protect yourself in this new era of debt collector access....
10.30.20 How to pick a contractor when renovating; Clark Stinks
30 Oct 2020
Contributed by Lukas
People are spending meaningful amounts of money to renovate their homes now. Clark talks about how to proceed and what to look for when you're vetting...
10.29.20 Tax bracket changes; 30-40 million Americans facing eviction
29 Oct 2020
Contributed by Lukas
Clark discusses the tax bracket changes for 2020 and how that impacts the way you handle your money. We're in a tough position in our country. Tens o...
10.28.20 Stock market selloff; T-Mobile's new streaming offering + Boost cuts cell plan price again
28 Oct 2020
Contributed by Lukas
The stock market is having a tough day. Clark talks about how investors are seeing the increase in Covid cases - and how you should approach your inve...
10.27.20 How to handle student loans in 2021; Where you can travel now + middle seat restrictions
27 Oct 2020
Contributed by Lukas
In the absence of political action, people with federal student loans will have to start paying on those loans again in January. Clark tells you what ...
10.26.20 What will happen to oil & gas?; Cable data caps burn people working from home
26 Oct 2020
Contributed by Lukas
What will happen to oil and gas as renewables continue to get cheaper and more robust? Clark gives his thoughts. Americans working from home are runn...
10.23.20 Why you should use all your vacation days; Clark Stinks
23 Oct 2020
Contributed by Lukas
As we get closer to the end of the year, make sure that you don't leave any vacation days on the table! Kim and Joel share the Clark Stinks posted on...
10.22.20 What you need to know about open enrollment; How to sell your old cell phone
22 Oct 2020
Contributed by Lukas
Open enrollment starts in early November. Clark tells you what you need to know before open enrollment begins. If you are buying a new cell phone and...
10.21.20 Scam election emails; Fake reviews plague major websites
21 Oct 2020
Contributed by Lukas
Scam emails are flooding inboxes as we draw nearer to the election. The FBI has issued a warning and Clark tells you what to watch out for. Amazon Pr...
10.20.20 Justice department sues Google; What's happening with the economy right now?
20 Oct 2020
Contributed by Lukas
The major tech companies are in hot water in Washington D.C. right now. Clark talks about what's happening and why the lawsuit against Google is makin...
10.19.20 The jobs in high demand; Boeing Max returning to the skies
19 Oct 2020
Contributed by Lukas
Some jobs are actually in high demand right now. Clark discusses where the opportunities are. The Boeing Max will start making flights again in Decem...
10.16.20 When the best Black Friday deals are coming; Clark Stinks
16 Oct 2020
Contributed by Lukas
Walmart has just announced its Black Friday plans. Clark talks about where the best deals will be and how Black Friday will shake out this year. Kim ...
10.15.20 Small business optimism; Rents are rising in the suburbs
15 Oct 2020
Contributed by Lukas
Small businesses are more optimistic. Some of this is thanks to the reality on the ground of increased foot traffic and higher sales. This is good ne...
10.14.20 The airlines are losing massive amounts of money; Protecting your brokerage account
14 Oct 2020
Contributed by Lukas
Delta Airlines just announced that they lost over $5 billion in Q3. The travel recovery could take a while and Clark discusses how the difficulty in t...
10.13.20 The election & your investments; Tax breaks for working from home
13 Oct 2020
Contributed by Lukas
How should the upcoming election change your investments? Clark discusses that and the low rates that savers are currently enduring. Clark discusses ...
10.12.20 Robinhood disastrous account hacking; New PPP loan forgiveness form
12 Oct 2020
Contributed by Lukas
Investing app Robinhood has acknowledged that some of its customers may have been targeted by hackers. The SBA is making the forgiveness process for ...
10.9.20 The skinny on meal delivery kits; Clark Stinks
09 Oct 2020
Contributed by Lukas
Clark has discussed grocery delivery and curbside pickups, but Consumer Reports has a new review of meal delivery kits that's worth sharing. While the...
10.8.20 Southwest wants pay cuts, not layoffs; Beware payroll advance apps
08 Oct 2020
Contributed by Lukas
Southwest asks employees to accept pay cuts to avoid furloughs. The airlines and the travel industry as a whole are having a really hard time anticipa...
10.7.20 Why you should get the flu shot; When the Holiday deals are happening
07 Oct 2020
Contributed by Lukas
Clark discusses the importance of getting a flu shot - especially given the fact that the pandemic is still wreaking havoc in our country. What is th...
10.6.20 New Verizon home internet option; The impact of Trump's Covid diagnosis
06 Oct 2020
Contributed by Lukas
Verizon has a new offering that will help rural folks get decent internet speeds in their home. Clark also mentions a fantastic new unlimited cell pho...
10.5.20 Census bureau report about widening income gap; New credit card doesn't look at your credit score
05 Oct 2020
Contributed by Lukas
Roughly 80% of Americans have less purchasing power now than they did a decade ago. This is not good news! Clark discusses the significance of what th...
10.2.20 PPP loan forgiveness gets underway; Clark Stinks
02 Oct 2020
Contributed by Lukas
Small business owners that took out PPP loans have been worried about how forgiveness for those loans will work. The Treasury department finally annou...
10.1.20 Teachers are underpaid; Fake debt collectors
01 Oct 2020
Contributed by Lukas
A new report finds that teachers are paid less than non-teacher, college-educated workers. That's a problem. Fake debt collectors are on the rise. Cl...
9.30.20 Massive layoffs at Disney and the airlines; Where to turn for health insurance after job loss
30 Sep 2020
Contributed by Lukas
The airlines are set to lay off tens of thousands of employees as government bailout funds run dry and the travel industry remains disrupted. Disney h...