The Debt Free Dad Podcast

188. How Do You Afford to Live?

19 Sep 2023

Contributed by Lukas

Welcome to episode #188 of the Debt-Free Dad Podcast. Let's talk about the big question – how do you manage to afford this crazy thing called l...

187. How I Saved and Paid Off Over $5,600 in 42 Days!

12 Sep 2023

Contributed by Lukas

Welcome to episode #187 of the Debt Free Dad Podcast. Today I am excited to welcome Kim Schmidt to the podcast. Kim invested in our Debt Freedom Plann...

186. The Financial Challenges Of Caring For Kids With Special Needs

05 Sep 2023

Contributed by Lukas

Welcome to episode #186 of the Debt Free Dad Podcast. Today I am excited to have Merry Juerling on the show. Merry is here to share her story and tal...

185. Don't Be Blindsided on Your Finances When it Comes to Relationships!

29 Aug 2023

Contributed by Lukas

Welcome to episode #185 of the Debt Free Dad Podcast. If you're in a relationship ormarried, and you share your personal finances with your signi...

184. How to Declutter and Make Money FAST!

22 Aug 2023

Contributed by Lukas

Welcome to episode #184 of the Debt Free Dad Podcast. Did you know there are 300,000 items in the average American home (LA Times), and according to N...

183. How I Saved and Paid Off over $70,000 in Less Than Two Years!

15 Aug 2023

Contributed by Lukas

Welcome to episode #183 of the Debt Free Dad Podcast. Today I am excited to welcome Jenny Foster to the podcast. Jenny joined Roots in early October o...

182. Watch Out For These High School Senior Year Costs

08 Aug 2023

Contributed by Lukas

Welcome to episode #182 of the Debt Free Dad Podcast. As parents of high school seniors, we know that this stage is filled with anticipation, dreams, ...

181. The REAL Secret to Getting Out of Debt That Nobody Talks About

01 Aug 2023

Contributed by Lukas

Welcome to episode #181 of the Debt Free Dad Podcast. There are so many people out there looking for the SECRET to getting out of debt. I hate to burs...

180. What Is Cash Stuffing and How Does It Help You Save Money?

25 Jul 2023

Contributed by Lukas

Welcome to episode #180 of the Debt Free Dad Podcast. Get ready to uncover a captivating phenomenon that's taking Generation Z and others by stor...

179. How Anchoring Bias Affects Your Finances

18 Jul 2023

Contributed by Lukas

Welcome to episode #179 of the Debt Free Dad Podcast. We're diving into the fascinating world of human cognition and exploring a concept that pro...

178. What's Concerning You Most About Your Finances?

11 Jul 2023

Contributed by Lukas

Welcome to episode #178 of the Debt Free Dad Podcast. I recently asked this question on our Facebook page... "What is concerning you most about y...

177. What Does Wealthy Mean?

04 Jul 2023

Contributed by Lukas

Welcome to episode #177 of the Debt Free Dad Podcast. When we think about wealth, our minds often jump to stacks of cash, luxury cars, and fancy vacat...

176. Home Buying & Selling Tips with Tara Meinholz

27 Jun 2023

Contributed by Lukas

Welcome to episode #176 of the Debt Free Dad Podcast. Buying a home is a significant milestone and a thrilling adventure.Whether you're a first-t...

175. Why You're Broke and Still Spending Money

20 Jun 2023

Contributed by Lukas

Welcome to episode #175 of the Debt Free Dad Podcast. Today we are going to dive into a common financial dilemma that many of us face: the cycle of be...

174. How to Budget for Major Life Events

13 Jun 2023

Contributed by Lukas

Welcome to episode #174 of the Debt Free Dad Podcast. Life is full of twists and turns, and along the way, we encounter significant milestones and une...

173. How Social Media Encourages Bad Spending Habits

06 Jun 2023

Contributed by Lukas

Welcome to episode #173 of the Debt Free Dad Podcast. Are you pressured to spend money and buy things because of what you see on social media? Do you ...

172. When Do You Talk About Money In A Relationship?

30 May 2023

Contributed by Lukas

Welcome to episode #172 of the Debt Free Dad Podcast. Money, as we know, is one of the leading causes of stress, fights, and arguments in relationship...

171. Should You Be Investing If You're Getting Out of Debt?

23 May 2023

Contributed by Lukas

Welcome to episode #171 of the Debt Free Dad Podcast. Over this past month we've received some great questions from our listeners. When should yo...

170. Is It Worth Leveraging Credit Card Points?

16 May 2023

Contributed by Lukas

Welcome to episode #170 of the Debt Free Dad Podcast. Today we'll be discussing the various benefits and drawbacks of using credit card points to...

169. How Do I Pay Off Debt When I Can Barely Pay My Monthly Bills??

09 May 2023

Contributed by Lukas

Welcome to episode #169 of the Debt Free Dad Podcast. When you are struggling to meet your monthly bills, it can be very difficult if not impossible t...

168. Why Most U.S. Adults Function with a Poor Understanding of Financial Topics

02 May 2023

Contributed by Lukas

Welcome to episode #168 of the Debt Free Dad Podcast. Today we are reacting to a recent Yahoo! finance article that reports how many adults in the U.S...

167. Why We Buy Stuff We Don't Need and How to Stop!

25 Apr 2023

Contributed by Lukas

Welcome to episode #167 of the Debt Free Dad Podcast. Do you catch yourself buying stuff you don't need? Do you struggle with impulsive and waste...

166. The Rise of 'Buy Now, Pay Later'

18 Apr 2023

Contributed by Lukas

Welcome to episode #166 of the Debt Free Dad Podcast. Today, we're going to dive into the world of "Buy Now, Pay Later," a payment opti...

165. Answering Listener Financial Questions

11 Apr 2023

Contributed by Lukas

Welcome to episode #165 of the Debt Free Dad Podcast. Today we are taking listener financial questions LIVE. We will be discussing how to stay motivat...

164. Managing Your Finances in the Face of Tragedy

04 Apr 2023

Contributed by Lukas

Welcome to episode #164 of the Debt Free Dad Podcast. As you all know we took a break this past month. Sadly my wife, Sarah, tragically passed away. T...

REPLAY - How To Not Stress About Money

28 Mar 2023

Contributed by Lukas

(Replay) Welcome to episode #132 of the Debt Free Dad Podcast. We talk about financial stress a lot on this podcast, but right now, financial stress i...

REPLAY - Why Ordinary People Doubt They Can Get Out Of Debt

21 Mar 2023

Contributed by Lukas

(Replay) Welcome to episode #125 of the Debt Free Dad Podcast. Today we are talking about a big dream killer, which is doubt. A lot of people doubt th...

REPLAY - How 'It's only a few dollars' Can Cost You BIG!

14 Mar 2023

Contributed by Lukas

(Replay) Welcome to episode #84 of the Debt Free Dad podcast. Have you ever justified a purchase by saying, "It's only a few dollars!" ...

163. How to Say No to Your Little & Adult Children

07 Mar 2023

Contributed by Lukas

Welcome to episode #163 of the Debt Free Dad Podcast. It's not uncommon for me to do coaching calls with individuals who are struggling because o...

162. How to STOP Falling Off the Financial Wagon

28 Feb 2023

Contributed by Lukas

Welcome to episode #162 of the Debt Free Dad Podcast. If you're like everyone else, sticking to your plan is tough. It's easy to fall off th...

161. How to Build Your Financial Confidence and STOP Feeling Stupid

21 Feb 2023

Contributed by Lukas

Welcome to episode #161 of the Debt Free Dad Podcast. Do you feel dumb when it comes to money? Are you embarrassed of your situation or past mistakes?...

160. How to Stop Stressing About Money

14 Feb 2023

Contributed by Lukas

Welcome to episode #160 of the Debt Free Dad Podcast. According to a recent pole, 73% of Americans say finances are their #1 source of stress, and 68%...

159. How I Saved and Paid Off Over $70,000 in One Year

07 Feb 2023

Contributed by Lukas

Welcome to episode #159 of the Debt Free Dad Podcast. Today I am excited to welcome Patrice Johnson to the podcast. Patrice joined Roots in January of...

158. How To Make More Time For Your Finances

31 Jan 2023

Contributed by Lukas

Welcome to episode #158 of the Debt Free Dad Podcast. I've helped thousands of people improve their finances, and the biggest excuse that keeps p...

157. How Much Does it Cost to Own a Pet and Are You Financially Ready?

24 Jan 2023

Contributed by Lukas

Welcome to episode #157 of the Debt Free Dad Podcast. Today we are discussing pets, and the costs that go with them! It's easy to fall in love wi...

156. How to Start Saving for Christmas Today!

17 Jan 2023

Contributed by Lukas

Welcome to episode #156 of the Debt Free Dad Podcast. The holidays are officially over, but the financial setbacks for many are just beginning. Today ...

155. How to Stick to Your New Year Financial Resolutions

10 Jan 2023

Contributed by Lukas

Welcome to episode #155 of the Debt Free Dad Podcast. Happy New Year, we are back for our fourth season of the Debt Free Dad Podcast. Now being it&apo...

154. A Special Thank You!

13 Dec 2022

Contributed by Lukas

Welcome to episode #154 of the Debt Free Dad Podcast. Hey guys, first, I  want to thank you for being a valued listener of the Debt Free Dad Podcast...

153. How I Saved and Paid Off Over $57,000 in 3 1/2 Years! DEBT FREE!

06 Dec 2022

Contributed by Lukas

Welcome to episode #153 of the Debt Free Dad Podcast. Today I am excited to welcome Lauren Jackson to the podcast. Lauren joined Roots in April of 201...

152. How I Saved and Paid Off Over $13,375.38 in 3 Months!

29 Nov 2022

Contributed by Lukas

Welcome to episode #152 of the Debt Free Dad Podcast. Today I am excited to welcome Sonya Koons to the podcast. Sonya joined Roots in July of 2022, an...

151. Does Money Buy Happiness?

23 Nov 2022

Contributed by Lukas

Welcome to episode #151 of the Debt Free Dad Podcast. It's Thanksgiving week in the US, and it's a time to reflect and be grateful for all t...

150. Financial Education in Schools - Good Thing or Bad Thing?

15 Nov 2022

Contributed by Lukas

Welcome to episode #150 of the Debt Free Dad Podcast. Lately there has been a lot of conversation and push to get financial literacy and education int...

149. When The Heck Do You Tip?

08 Nov 2022

Contributed by Lukas

Welcome to episode #149 of the Debt Free Dad Podcast. Is anyone else confused at when and what you should tip for, let alone how much? It seems there ...

148. 2023 Debt Freedom Planner Preview

01 Nov 2022

Contributed by Lukas

Welcome to episode #148 of the Debt Free Dad Podcast. In this episode we are previewing the 2023 Debt Freedom Planner. This planner has helped thousan...

147. How I Saved and Paid Off Over $20,421 in 9 Months!

25 Oct 2022

Contributed by Lukas

Welcome to episode #147 of the Debt Free Dad Podcast. Today I am excited to welcome Gina Christie to the podcast. Gina joined Roots in early January o...

146. Does the Financial Industry and Companies Offering Debt Products Have Your Back?

18 Oct 2022

Contributed by Lukas

Welcome to episode #146 of the Debt Free Dad Podcast. Does the financial industry and companies offering debt products really have your back? Do they ...

145. How to Budget for the Holidays

11 Oct 2022

Contributed by Lukas

Welcome to episode #145 of the Debt Free Dad Podcast. The holiday season is right around the corner, and the holidays typically add on financial stres...

144. How to Budget for a Home

04 Oct 2022

Contributed by Lukas

Welcome to episode #144 of the Debt Free Dad Podcast. One of the number one goals I often hear is I want to buy my first home, or I want to move and b...

143. Alarming Paycheck to Paycheck Statistics

27 Sep 2022

Contributed by Lukas

Welcome to episode #143 of the Debt Free Dad Podcast. Today we are reacting to a PYMNTS and Lending Club survey that breaks down the amount of people ...

142. How I Saved and Paid Off Over $12,000 in Ten Months

20 Sep 2022

Contributed by Lukas

Welcome to episode #142 of the Debt Free Dad Podcast. Today I am excited to welcome Jenny Foster to the podcast. Jenny joined Roots in early October o...

141. The Power of Tracking

13 Sep 2022

Contributed by Lukas

Welcome to episode #141 of the Debt Free Dad Podcast. Today we are going to talk about the power of tracking. This is one area I think too many people...

140. The Insane Cost of Good Old Family Fun

06 Sep 2022

Contributed by Lukas

Welcome to episode #140 of the Debt Free Dad Podcast. It’s getting close to the end of summer, and our family has enjoyed some family activities. Ho...

139. How to Compromise about Money in a Relationship Without Fights

30 Aug 2022

Contributed by Lukas

Welcome to episode #139 of the Debt Free Dad Podcast. Money fights and arguments are one of the number one causes of divorce in the US. Today we are s...

138. "Would You Rather...?" Money Questions With The Debt Free Dad Team

23 Aug 2022

Contributed by Lukas

Welcome to episode #138 of the Debt Free Dad Podcast. Today we wanted to have a little fun and we are going to answer some great 'would you rathe...

137. How I Saved and Paid Off $86,564 in Four Years!

16 Aug 2022

Contributed by Lukas

Welcome to episode #137 of the Debt Free Dad Podcast. Today I am excited to welcome Kati Hatfield to the podcast. Kati joined Roots in July of 2018, a...

136. 6 Misconceptions About Debt Freedom

09 Aug 2022

Contributed by Lukas

Welcome to episode #136 of the Debt Free Dad Podcast. Today we are revealing 6 big misconceptions about debt freedom! Things like 'do you still h...

135. How I Saved and Paid Off $6,076 In Less Than 90 Days!

02 Aug 2022

Contributed by Lukas

Welcome to episode #135 of the Debt Free Dad Podcast. Today I am excited to welcome Yvette Fraizer to the podcast. Yvette joined Roots in early April ...

134. How To Save Money and Not Touch It!

26 Jul 2022

Contributed by Lukas

Welcome to episode #134 of the Debt Free Dad Podcast. Do you have hard time leaving your savings alone? Like you get some money put away, let's s...

133. How I Saved and Paid Off $15,299.53 in Six Months

19 Jul 2022

Contributed by Lukas

Welcome to episode #133 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Kellie Tyson. Kellie joined Roots in January of 2022, ...

132. How To Not Stress About Money

12 Jul 2022

Contributed by Lukas

Welcome to episode #132 of the Debt Free Dad Podcast. We talk about financial stress a lot on this podcast, but right now, financial stress is an all-...

131. The Top Three Benefits of Financial Freedom

05 Jul 2022

Contributed by Lukas

Welcome to episode #131 of the Debt Free Dad Podcast. Today we are revealing the top three benefits of financial freedom, at least in our opinion. Cra...

130. How We Saved and Paid Off $35,750 in Five Months

28 Jun 2022

Contributed by Lukas

Welcome to episode #130 of the Debt Free Dad Podcast. Today I have some amazing guests joining us, Daniel and Lori Elwell. Daniel and Lori started lis...

129. Six Ways To Improve Your Financial Habits Today

21 Jun 2022

Contributed by Lukas

Welcome to episode #129 of the Debt Free Dad Podcast. When it comes to financial success, your behavior and habits play the most important role. Today...

128. Why Emergency Funds Are The Key To Eliminating Debt

14 Jun 2022

Contributed by Lukas

Welcome to episode #128 of the Debt Free Dad Podcast. I love talking about today's topic... Emergency Funds. After helping thousands of people ta...

127. How We Saved and Paid Off $40,329 In Seven Months

07 Jun 2022

Contributed by Lukas

Welcome to episode #127 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Lisa Stejskal. Lisa joined Roots in October 2021, and ...

126. How To Budget As A Beginner

31 May 2022

Contributed by Lukas

Welcome to episode #126 of the Debt Free Dad Podcast. Are you looking to start a budget and you're not sure where to start? That's what toda...

125. Why Ordinary People Doubt They Can Get Out Of Debt

24 May 2022

Contributed by Lukas

Welcome to episode #125 of the Debt Free Dad Podcast. Today we are talking about a big dream killer, which is doubt. A lot of people doubt they will e...

124. 45% Of Millennials Have No Idea What's In Their Bank Account

17 May 2022

Contributed by Lukas

Welcome to episode #124 of the Debt Free Dad Podcast. I came across an article that featured a recent study, the headline read, '45% of millennia...

123. How To Become Debt Free Fast

10 May 2022

Contributed by Lukas

Welcome to episode #123 of the Debt Free Dad Podcast. I get this question a lot, "Brad, I want to get out of debt fast! How can I reach debt free...

122. Alarming Money Statistics and Survey Finds

03 May 2022

Contributed by Lukas

Welcome to episode #122 of the Debt Free Dad Podcast. As I was prepping for a workshop, I came across an article that featured a recent survey. The su...

121. How I Saved and Paid Off $36,587 in Four Months!

26 Apr 2022

Contributed by Lukas

Welcome to episode #121 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Patrice Johnson. Patrice started listening to the podc...

120. How to Inflation-Proof Your Finances

19 Apr 2022

Contributed by Lukas

Welcome to episode #120 of the Debt Free Dad Podcast. Inflation is a hot topic. Prices are rising on a lot of products especially when it comes to fil...

119. Reaction to Credit Offer to Teens / College Students

12 Apr 2022

Contributed by Lukas

Welcome to episode #119 of the Debt Free Dad Podcast. Today we are reacting to a credit card offer that came in the mail to Ryan's son Josh as he...

118. Financial Advice We'd Share With Our Younger Selves

05 Apr 2022

Contributed by Lukas

Welcome to episode #118 of the Debt Free Dad Podcast. If we were to give our younger selves financial advice based on what we know today, what would i...

117. How I Saved and Paid Off Over $30,000 in Just 8 Months

29 Mar 2022

Contributed by Lukas

Welcome to episode #117 of the Debt Free Dad Podcast. Today I am welcoming back Sami Schopper. Sami was on our podcast a year ago, where she celebrate...

116. How To Stop Being Average With Your Finances

22 Mar 2022

Contributed by Lukas

Welcome to episode 116 of the Debt Free Dad Podcast. There are so many people who settle for average or "we're getting by" when it come...

115. How The Financial Industry Markets Debt Will Keep you Stuck!

15 Mar 2022

Contributed by Lukas

Welcome to episode #115 of the Debt Free Dad Podcast. Today we are reacting to Payday Loan Commercials, but more importantly, we want to point out how...

114. The #1 Cause of Financial Failure

08 Mar 2022

Contributed by Lukas

Welcome to episode #114 of the Debt Free Dad Podcast. Today we are going to be revealing the #1 cause of financial failure, and really any type of fai...

113. Answering Listener Financial Questions

01 Mar 2022

Contributed by Lukas

Welcome to episode #113 of the Debt Free Dad Podcast. Today we are taking your financial questions, and we've got some good ones. Today we are go...

112. Reaction to "Kevin Hart's Freedom Unlimited" Commercial

22 Feb 2022

Contributed by Lukas

Welcome to episode #112 of the Debt Free Dad Podcast. Today we are reacting to a few popular credit card commercials starring Kevin Hart who is advert...

111. How We Saved and Paid Off Nearly $22,000

15 Feb 2022

Contributed by Lukas

Welcome to episode #111 of the Debt Free Dad Podcast. Today I have two amazing guests joining us, Brian and Miranda Warren. Brian and Miranda started ...

110. I Am NOT Dave Ramsey!

08 Feb 2022

Contributed by Lukas

Welcome to episode #110 of the Debt Free Dad Podcast. We get this question a lot, 'how is Debt Free Dad different than Dave Ramsey? Aren't y...

109. How I Saved And Paid Off $31,355.72 In Just 18 Months

01 Feb 2022

Contributed by Lukas

Welcome to episode #109 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Amy Lane! Amy joined Roots in July of 2020, so about 1...

108. Reaction to "Cracked Why Credit Cards Are a Scam"

25 Jan 2022

Contributed by Lukas

Welcome to episode #108 of the Debt Free Dad podcast. We are changing things up and we are doing our first reaction episode here on the Debt Free Dad ...

107. How I Saved And Paid Off $14,543 In Just Six Months

18 Jan 2022

Contributed by Lukas

Welcome to episode #107 of the Debt Free Dad podcast. Today I have an amazing guest joining us...Cyndi Hanna. Cyndi started listening to the Debt Free...

106. Why You Can't Afford to Be Broke

11 Jan 2022

Contributed by Lukas

Welcome to episode #106 of the Debt Free Dad podcast. Have you ever used the excuse or reason, "I can't afford it!" to pass on an invit...

105. How to Crush Your Finances in 2022

04 Jan 2022

Contributed by Lukas

Welcome to episode #105 of the Debt-Free Dad Podcast. Well it’s official, 2022 is here, and we are back for a brand new season of the Debt Free Dad ...

REPLAY - How to Use Sinking Funds and Stay Out Of Debt

28 Dec 2021

Contributed by Lukas

(Replay) Welcome to episode #78 of the Debt Free Dad podcast. Today we are talking about a powerful tool called sinking funds. I LOVE SINKING FUNDS, a...

REPLAY - How to Save $1,000 Fast

21 Dec 2021

Contributed by Lukas

(Replay) Welcome to episode #6 of the Debt-Free Dad Podcast. If you want to get out of debt, paying off debt isn’t the first step, I know that sound...

REPLAY - How To Get Motivated and Dig Yourself Out Of Debt

14 Dec 2021

Contributed by Lukas

(Replay) Welcome to episode #83 of the Debt Free Dad podcast. I got an email from one of our listeners asking this question, "Brad, I've bee...

REPLAY - The Truthiness of Money and Debt

07 Dec 2021

Contributed by Lukas

(Replay) Welcome to episode #10 of The Debt Free Dad Podcast. There are some common beliefs about debt and money that are actually LIES. They ARE NOT ...

100. Answering Listener Financial Questions

30 Nov 2021

Contributed by Lukas

Welcome to episode #100 of the Debt Free Dad podcast. Today to celebrate our 100th episode, we are taking and answering your money questions! We'...

99. Understanding the Difference Between an Expense and Investment

23 Nov 2021

Contributed by Lukas

Welcome to episode #99 of the Debt Free Dad podcast. Is the 'broke person mentality' keeping you stuck? It very well could be, especially wh...

98. How to Say NO and Not Feel Guilty

16 Nov 2021

Contributed by Lukas

Welcome to episode #98 of the Debt Free Dad podcast. When getting out of debt and taking control of your finances, it's imperative that you get b...

97. Is Debt Consolidation a Good Option?

09 Nov 2021

Contributed by Lukas

Welcome to episode #97 of the Debt Free Dad podcast. I get this question a lot, "Brad, I am considering debt consolidation to help me save intere...

96. Direct Sales - Real Deal or Waste of Money?

02 Nov 2021

Contributed by Lukas

Welcome to episode #96 of the Debt Free Dad podcast. So you're looking to make some extra cash to help you build your ER fund, pay down debt, or ...

95. 6 BIG Budgeting Mistakes People Make With Their Money

26 Oct 2021

Contributed by Lukas

Welcome to episode #95 of the Debt Free Dad podcast. So you started your budget, but you're having some challenges. Today we are revealing the si...

94. How I Paid Off Over $35,000 On A Single Income

19 Oct 2021

Contributed by Lukas

Welcome to episode #94 of the Debt Free Dad podcast. Today I am excited to welcome Jeannie Bodnar to the show. Jeannie is a Roots member and today she...

93. How I Saved and Paid Off Nearly $100,000 As A Single Mom

12 Oct 2021

Contributed by Lukas

Welcome to episode #93 of the Debt Free Dad podcast. Today I have an amazing guest joining us...Bobbi Johnston. Bobbi joined Roots about three years a...

92. When and How To Start Saving For Your Kids

05 Oct 2021

Contributed by Lukas

Welcome to episode #92 of the Debt Free Dad podcast. I get this question often, "Brad, I want to start saving for my kids. When and how should I ...