The Financial Purpose Podcast
Episodes
EP 99: 99 Problems—One Plan: How Prioritizing Turns Chaos into Progress
10 Sep 2025
Contributed by Lukas
Episode 99 is for anyone who’s ever wished for “just one normal day.” Dale breaks down how a simple, living plan turns constant fires—cash-flo...
EP 98: What a Fed Rate Cut Could Mean for You
03 Sep 2025
Contributed by Lukas
The Federal Reserve is widely expected to cut interest rates at its September 2025 meeting. But what does that really mean for the economy—and more ...
EP 97: Your 10-Minute Wealth Checkup: 5 Simple Steps to Financial Clarity
27 Aug 2025
Contributed by Lukas
In this episode of the Financial Purpose Podcast, host Dale Shafer shares a practical and fast way to get a snapshot of your financial health. Forget ...
EP 96: Stick to Your Guns: 5 Business Boundaries You Can’t Afford to Break
20 Aug 2025
Contributed by Lukas
In business, small compromises can lead to big problems. In this episode of the Financial Purpose Podcast, Dale Shafer shares five critical areas wher...
EP 95: Productive, Not Just Busy: 5 Ways to Take Control of Your Time
13 Aug 2025
Contributed by Lukas
In Episode 95, Dale Shafer gets real—talking to himself (and to you) about the pressure of being overwhelmed and overscheduled. From managing client...
EP 94: Where Real Financial Advice Lives: Your Money & Your Life
06 Aug 2025
Contributed by Lukas
In Episode 94, Dale Shafer dives into what real financial advice looks like — and it’s not just spreadsheets, charts, or market commentary. It’s...
EP 93: Real Financial Advice: It’s More Than Just a Portfolio
30 Jul 2025
Contributed by Lukas
In Episode 93, Dale Shafer gets real about the uncomfortable truths in traditional financial advising. After a recent client conversation that questio...
EP 92: The Power of Conversation: Carl Richards on Money, Meaning, and Behavior
23 Jul 2025
Contributed by Lukas
In this episode, Dale welcomes a very special guest—Carl Richards of The Behavior Gap. Known for his New York Times column and iconic financial sket...
EP 91: Avoiding the Estate Planning Trap: Coordination is Everything
16 Jul 2025
Contributed by Lukas
In this episode of the Financial Purpose Podcast, Dale Shafer dives into one of the most overlooked yet critical aspects of long-term financial planni...
EP 90: Succession Planning: Defining Your Next Chapter
09 Jul 2025
Contributed by Lukas
In Episode 90 of the Financial Purpose Podcast, Dale Shafer wraps up the B.O.S.S. Method series with the final “S”—Succession. If you’re a bus...
EP 89: Secure the Business, Build the Wealth: The “S” in the BOSS Method
02 Jul 2025
Contributed by Lukas
In episode 89 of the Financial Purpose Podcast, Dale breaks down the third stage of the BOSS Method—Secure—and explains why business owners must s...
EP 88: Optimize: Making Your Business Work for You
25 Jun 2025
Contributed by Lukas
In this episode, Dale continues the breakdown of the BOSS Method—the business owner strategic success framework—by focusing on the “O” for Opt...
EP 87: Be the Boss: Building a Business That Builds Your Wealth
18 Jun 2025
Contributed by Lukas
In Episode 87, Dale breaks down the “B” in B.O.S.S.—Build—the first stage of his Business Owner Strategic Success Method. From aligning person...
EP 86: Sick of Bad Advice: Debunking Viral Financial Myths
11 Jun 2025
Contributed by Lukas
In this episode, Dale Shafer tackles the rise of viral financial advice spreading across TikTok, Instagram, and other platforms—and why most of it i...
EP 85: The Cost of Doing This vs. That: Making Smarter Financial Decisions
04 Jun 2025
Contributed by Lukas
Opportunity cost is one of the most powerful — and most overlooked — factors in your financial life. In this episode, Dale takes the “Where Shou...
EP 84: 10 Minutes Early: The Mindset Behind Building Leaders and Second Chances
28 May 2025
Contributed by Lukas
In this powerful episode, Dale Shafer sits down with John Morris—entrepreneur, podcaster, and author of 10 Minutes Early: How I Earned a Life No One...
EP 83: 10 Lessons from 10 Years as a Financial Advisor
21 May 2025
Contributed by Lukas
In this milestone episode, Dale celebrates 10 years in the financial advisory business and shares 10 powerful lessons learned along the way. From unde...
EP 82: Breaking the Burnout Loop: How to Reclaim Your Business and Your Time
14 May 2025
Contributed by Lukas
Are you feeling stuck in the daily grind of your business? In this episode of the Financial Purpose Podcast, Dale Shafer dives into the burnout cycle ...
EP 81: Where Should Your Next Dollar Go? 10 Steps to Build a Strong Financial Foundation
07 May 2025
Contributed by Lukas
In Episode 81, Dale Shafer walks you through the critical question many clients are asking: “Where should my next dollar go?” Whether you’ve rec...
EP 80: Know Your Numbers: How to Build a KPI Dashboard That Drives Growth
16 Apr 2025
Contributed by Lukas
In this milestone 80th episode, Dale dives deep into one of the most crucial tools for any business owner: the KPI dashboard. Building off the previou...
EP 79: Cash Flow Is King – Making Working Capital Work for You
09 Apr 2025
Contributed by Lukas
In this episode of the Financial Purpose Podcast, Dale sits down with Abran Vegas of Lazear Capital to talk about the financial engine that drives eve...
EP 78: Tariffs and Turbulence: What “Liberation Day” Could Mean for Your Money
02 Apr 2025
Contributed by Lukas
In Episode 78 of the Financial Purpose Podcast, Dale breaks down the potential financial impact of the new tariffs set to take effect on “Liberation...
EP 77: Stop Hustling. Start Building. Introducing the B.O.S.S. Method™
26 Mar 2025
Contributed by Lukas
Too many business owners treat their company like a high-paying job — not an asset. In Episode 77, Dale officially launches The B.O.S.S. Method™ (...
EP 76: Market Volatility, Tariffs & Smart Investing Amid Uncertainty
19 Mar 2025
Contributed by Lukas
In this episode of the Financial Purpose Podcast, Dale breaks down the recent market selloff and why uncertainty around tariff policies is making inve...
EP 75: Why It Pays to Prepare: Financial & Exit Planning for Business Owners
12 Mar 2025
Contributed by Lukas
In Episode 75 of the Financial Purpose Podcast, we dive into the critical role of financial and exit planning—why business owners should start early...
EP 74: Value Investing 101: How to Spot Undervalued Stocks and Build Long-Term Wealth
19 Feb 2025
Contributed by Lukas
In Episode 74 of the Financial Purpose Podcast, Dale breaks down the fundamentals of value investing—what it is, what it isn’t, and how to identif...
EP 73: Roth IRA Conversions: Maximize Tax Savings & Retirement Growth
12 Feb 2025
Contributed by Lukas
In Episode 73 of the Financial Purpose Podcast, we dive deep into the power of Roth IRA conversions and Roth 401(k) contributions. Dale explains why R...
EP 72: Breaking the Myths About Billionaires, Taxes, and Wealth Strategies
29 Jan 2025
Contributed by Lukas
In Episode 72 of the Financial Purpose Podcast, we challenge the myths surrounding billionaires, taxes, and wealth inequality. Inspired by Trevor Noah...
EP 71: Breaking Free from Indecision: Overcoming Decision Paralysis in Business and Finance
22 Jan 2025
Contributed by Lukas
In Episode 71 of the Financial Purpose Podcast, we dive into the challenges of decision-making in business and personal finance. Dale explores why ind...
EP 70: The Power of Mentorship: Lessons from Life’s Bumpers
15 Jan 2025
Contributed by Lukas
In Episode 70 of the Financial Purpose Podcast, we take a heartfelt journey into the profound impact mentorship can have on our lives. Dale Shafer sha...
EP 69: Busting Money Myths and Financial Conspiracies
08 Jan 2025
Contributed by Lukas
In Episode 69 of the Financial Purpose Podcast, Dale tackles six popular financial conspiracies that could be holding you back from achieving financia...
EP 68: Kickstart 2025: Financial Power Moves for a Stronger Year
01 Jan 2025
Contributed by Lukas
In Episode 68 of the Financial Purpose Podcast, Dale shares ten actionable strategies to elevate your financial game in 2025. Discover five foundation...
EP 67: Business Chaos and Clarity: Building Stronger Foundations
19 Dec 2024
Contributed by Lukas
In Episode 67 of the Financial Purpose Podcast, Dale is joined by special guests Kimberly Bogues and Kendi Brown, two powerhouse business consultants....
EP 66: Santa Claus Rally: What It Means for Your 2025 Investments
11 Dec 2024
Contributed by Lukas
In this episode of the Financial Purpose Podcast, Dale dives into the fascinating phenomenon of the Santa Claus rally. Discover what this market trend...
EP 65: Aligning Values for Life and Leadership with Ann Sheu of Mpowered Journey
04 Dec 2024
Contributed by Lukas
In Episode 65 of the Financial Purpose Podcast, Dale Shafer sits down with Ann Sheu, founder of Mpowered Journey, to explore how aligning personal and...
EP 64: Year-End Financial Planning: Priorities for Success in 2025
27 Nov 2024
Contributed by Lukas
In this episode of the Financial Purpose Podcast, we dive into the essential financial tasks and priorities to tackle before the end of the year. From...
EP 63: Navigating Business Transitions with Tom Bronson
06 Nov 2024
Contributed by Lukas
In episode 63 of the Financial Purpose Podcast, host Dale Shafer welcomes serial entrepreneur and business transition expert Tom Bronson. Together, th...
EP 62: Financial Insights from Reddit: Dale’s Take on Real-Life Money Questions
30 Oct 2024
Contributed by Lukas
In Episode 62 of the Financial Purpose Podcast, Dale takes a dive into Reddit to answer financial questions from everyday users. From credit scores an...
EP 61: Breaking the Cycle: Understanding Your Money Scripts
23 Oct 2024
Contributed by Lukas
In this episode of the Financial Purpose Podcast, Dale dives deep into the concept of money scripts—those unconscious beliefs and behaviors around m...
EP 60: Untangling Medicare: What You Need to Know
09 Oct 2024
Contributed by Lukas
In Episode 60 of The Financial Purpose Podcast, Dale celebrates this milestone with special guests Lauren and Hector, owners of Dessis Agency, seasone...
EP 59: Emotional Hijacks: How Biases and Feelings Shape Your Financial Decisions
02 Oct 2024
Contributed by Lukas
In Episode 59 of the Financial Purpose Podcast, Dale Shafer dives deep into the emotional and psychological factors that influence financial decision-...
EP 58: Exit Planning: It’s About Running the Race, Not Just Crossing the Finish Line
26 Sep 2024
Contributed by Lukas
In Episode 58 of the Financial Purpose Podcast, Dale Shafer explores the concept of exit planning through the lens of running a race. He emphasizes th...
EP 57: Balancing Now and Later: Retirement Plans for Today and Tomorrow
18 Sep 2024
Contributed by Lukas
In Episode 57 of the Financial Purpose Podcast, Dale explores the balance between living life now and saving for later in retirement. Should you focus...
EP 56: Investment Minimums: How Much Do You Really Need to Start Investing?
11 Sep 2024
Contributed by Lukas
In this episode of the Financial Purpose Podcast, Dale Shafer dives into the topic of investment minimums. How much do you need to get started with in...
EP 55: Maximizing Wealth: A Deep Dive into Real Estate 1031 Exchanges
04 Sep 2024
Contributed by Lukas
In Episode 55 of the Financial Purpose Podcast, Dale Shafer takes a comprehensive look at real estate 1031 exchanges. Discover how this powerful tax-d...
EP 54: Answering Your Top 10 Financial Planning Questions
28 Aug 2024
Contributed by Lukas
In Episode 54 of the Financial Purpose Podcast, Dale Shafer dives into the top 10 financial planning questions that everyone should know the answers t...
Ep 53: A Comprehensive Economic Overview with Dale Shafer
21 Aug 2024
Contributed by Lukas
In this episode of the Financial Purpose Podcast, host Dale Shafer provides an insightful overview of the current economic landscape. Dale delves into...
Ep 52: The Myth of Work-Life Balance: A Realistic Approach with Adam Dellos
14 Aug 2024
Contributed by Lukas
In Episode 52 of the Financial Purpose Podcast, Dale Shafer II sits down with Adam Dellos to challenge the conventional wisdom of work-life balance. I...
Ep 51: Guarding Against Phishing Scams: Expert Tips and Strategies
07 Aug 2024
Contributed by Lukas
In Episode 51 of the Financial Purpose Podcast, Dale Shafer II welcomes Joshua Herbison from IdeaPro.com to discuss the pervasive issue of phishing sc...
Ep 50: Celebrating with Gold Pinatas and Semiconductors
31 Jul 2024
Contributed by Lukas
Join Dale Shafer II, CFP, as he celebrates the 50th episode of the Financial Purpose Podcast with tiny gold pinatas! In this special episode, Dale div...
Ep 49: MASTERING FOCUS: HOW TO AVOID DAILY DISTRACTIONS
25 Jul 2024
Contributed by Lukas
In Episode 49 of the Financial Purpose Podcast, host Dale Shafer II delves into the topic of overcoming financial distractions, drawing from his insig...
Ep 48: The Power of Free Market Capitalism: Why It’s Still the Best Economic System
17 Jul 2024
Contributed by Lukas
In this episode of Financial Purpose with Dale Shafer, we dive into the enduring effectiveness of free market capitalism. Despite its criticisms, Dale...
Ep 47: Maximizing Financial Health: Key Strategies for Business Owners with Dale Shafer II, CFP
11 Jul 2024
Contributed by Lukas
In Episode 47 of the Financial Purpose Podcast, host Dale Shafer II, CFP, shares invaluable insights on how business owners can effectively manage the...
Ep 46: Financial Planning and Our Approach: Preparing for the Next 30 Years
26 Jun 2024
Contributed by Lukas
In Episode 46 of the Financial Purpose Podcast, host Dale Shafer II, CFP, dives into the essentials of long-term financial planning. Dale explores how...
Ep 45: Real Estate Investing: When, Why, and How with Dale Shafer II
20 Jun 2024
Contributed by Lukas
Join Dale Shafer II, CFP, on Episode 45 of the Financial Purpose Podcast as he delves into the world of real estate investing. Whether you're a season...
Ep 44: Navigating Business Paths and Exit Strategies with John Chionchio
12 Jun 2024
Contributed by Lukas
In Episode 44 of the Financial Purpose Podcast, host Dale Shafer II, CFP, sits down with John Chionchio, partner at WealthPoint to delve into the intr...
Ep 43: Navigating the New FTC Non-Compete Ban with Paloma Goggins
05 Jun 2024
Contributed by Lukas
In Episode 43 of the Financial Purpose Podcast, host Dale Shafer II, CFP, is joined by Paloma Goggins from Nocturnal Legal to discuss the recent FTC r...
Ep 42: Financial Showdown: Trump vs. Biden Presidency by the Numbers
31 May 2024
Contributed by Lukas
In Episode 42 of the Financial Purpose Podcast, host Dale L Shafer II, CFP, dives into a detailed analysis of the financial performance during the Tru...
Ep 41: From Terrible Employee to Successful Entrepreneur: Insights from Seasoned Pros
15 May 2024
Contributed by Lukas
In this episode of the Financial Purpose Podcast, host Dale L. Shafer II, CFP, sits down with three seasoned entrepreneurs: Jake Brown, Jake Morrow, a...
Ep 40: Women and Wealth: Why Money Mentorship Matters with Karen Moon
12 May 2024
Contributed by Lukas
Learn more about Karen Moon - https://themoneyorganizer.com/ Welcome to Episode 40 of the Financial Purpose Podcast, hosted by Dale L Shafer II, CF...
Ep 39: Election Economics & The Battleground of Narratives
16 Apr 2024
Contributed by Lukas
Clients always want to know what I think politically and where I stand. In this episode, I share some data on the economy and even my opinion of the t...
Ep 38: The Final Checklist
09 Apr 2024
Contributed by Lukas
This topic has been heavy on my heart for a few weeks. March was an interesting month for our family, a mix of deep loss and also life stage celebrati...
Ep 37: How to use EBITDA to drive your business
26 Mar 2024
Contributed by Lukas
If you’re running a business, you’ve probably come across the term EBITDA. Understanding this metric can be incredibly useful, providing insights ...
Ep 36: To Bitcoin, or Not To Bitcoin?
06 Feb 2024
Contributed by Lukas
Bitcoin ETFs are officially available on US listed exchanges. This is a significant development in crypto trading. These ETFs providing greater access...
Ep 35: Corporate Transparency Act
09 Jan 2024
Contributed by Lukas
Originally passed in 2021, the Corporate Transparency Act is now in effect. If you own a corporation or LLC created in the U.S. and registered with yo...
Ep 34: The Year No One Called [Correctly]
20 Dec 2023
Contributed by Lukas
2023 might be one of the most unexpected years of all time, certainly as the markets and economy are concerned. It seemed like everyone was calling fo...
Ep 33: What you need to know before year end
30 Nov 2023
Contributed by Lukas
Are you financially ready for year end? In this episode I share a few factors to consider between now and December 31st, including retirement planning...
Ep 32: $33 Trillion and uncertainty
27 Oct 2023
Contributed by Lukas
Signs of economic uncertainty are showing up in more places throughout the BIG economy, which impacts the LOCAL economy that you and I intersect every...
Ep 31: Working ON vs IN your business
11 Oct 2023
Contributed by Lukas
Many business owners start their businesses because they see a need they can solve, they’re tired of being paid less than their true value, and they...
Ep 30: Get your business house in order!
03 Oct 2023
Contributed by Lukas
In this episode of The Financial Purpose Podcast, I talk with Paloma Goggins, Corporate and M&A Attorney and founder of Nocturnal Legal. Listen...
Ep 29: How to choose the right financial advisor
08 Sep 2023
Contributed by Lukas
Have you ever wondered how to choose the right financial advisor?Whether you’re looking to work with a financial advisor for the first time, or you ...
Ep 28: Becoming a 1%-er
15 Aug 2023
Contributed by Lukas
Today I want to talk about becoming a 1%er.I’m not talking about those that fall in the higher earning bracket…. Although that may be a goal for s...
Ep 27: Personal Finance is Personal!
18 Jul 2023
Contributed by Lukas
“This isn’t going to be my story anymore…”In this episode of the Financial Purpose Podcast, I'm joined by special guest Sarah VanHoose for a c...
Ep 26: Unlocking Retirement Financial Freedom
06 Jul 2023
Contributed by Lukas
Heard all the bad stories about reverse mortgages? Have you heard about the many ways a reverse mortgage can actually unlock financial freedom in reti...
Ep 25: How to Stay Broke
27 Jun 2023
Contributed by Lukas
The term “how to stay broke” returns more than 694 MILLION Google search results! Apparently a lot of people are talking about and are concerned a...
Ep 24: Cracking the Marketing Code
13 Jun 2023
Contributed by Lukas
Learn more about Claudine here: * Website: https://virtualingenuityllc.com/ * Facebook: https://www.facebook.com/Virtuallyexe* Instagram: https://www....
Ep 23: Stock Picking
27 May 2023
Contributed by Lukas
Honest investors can attest that stock picking is hard. A strong conviction pick can lead to out-performance one year and under-performance the next. ...
Ep 22: Debt Ceiling
10 May 2023
Contributed by Lukas
The U.S. debt ceiling is all over the news today, so let’s talk about it.Before 1917, Congress had the ability to use the Power of the Purse at thei...
Ep 21: Give me 10!
04 May 2023
Contributed by Lukas
The Fed raised rates again today - the 10th hike in this current cycle. Just 13 months ago the Fed funds range was 0.00%-0.25%; with today’s hike, i...
Ep 20: What do you want from me?
25 Apr 2023
Contributed by Lukas
What services do you expect from your financial advisor? What are you actually getting?Think about it. Is there a gap between your advisory expectatio...
Ep 19: Retirement Leakage
11 Apr 2023
Contributed by Lukas
You have four options available for your 401(k) plan when changing jobs... yet almost half of job changers cash out. A Harvard Business Review study f...
Ep 18: Making better decisions!
03 Apr 2023
Contributed by Lukas
Making better decisions requires an effective and structured process.Consistently following such a process can be challenging, especially when emotion...
Ep 17: Drift - The Continuum of Mental Health and Money
23 Mar 2023
Contributed by Lukas
Since the pandemic, I have observed a drift in how people approach financial matters. People are slow to make important financial decisions, but faste...
Ep 16: Banks and playing chicken with the Fed
14 Mar 2023
Contributed by Lukas
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancialpurpose.substac...
Ep 15: Is your financial advisor a fiduciary?
10 Mar 2023
Contributed by Lukas
Watch this episode here: https://youtu.be/HynJE7IH_l8 This is a public episode. If you would like to discuss this with other subscribers or get access...
Ep 14: 5 tips for financial motion sickness
01 Mar 2023
Contributed by Lukas
Have you ever been on a boat in rough waters? Or on a super fast-spinning ride? How about the back seat of a car on a mountain road. These are some of...
Ep 13: Words
20 Feb 2023
Contributed by Lukas
It's not just what we say or how we say it... it's also the words we use when doing the saying.In this episode I discuss the importance of having the ...
Ep 12: Burn the boats
08 Feb 2023
Contributed by Lukas
Starting and running a business can be scary. Many fail. To increase your chances of success, you might have to burn the boats.In 1519, Hernán Corté...
Ep 11: Recession and other scary words
31 Jan 2023
Contributed by Lukas
When you hear the word RECESSION, what goes through your mind? How does it make you feel? Is it a scary word? Or, is it an opportunity word?With words...
Ep 10: Spaghetti and financial planning
17 Jan 2023
Contributed by Lukas
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancialpurpose.substac...
Ep 9: Where is the market headed in 2023?
22 Dec 2022
Contributed by Lukas
Where is the market headed in 2023?The real question is where is the Fed going in 2023?One year ago, the Fed was suggesting that the inflation we were...
Ep 8: The "If you give a mouse a cookie" effect
17 Dec 2022
Contributed by Lukas
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefinancialpurpose.substac...
Ep 7: Holidays and financial insecurity
06 Dec 2022
Contributed by Lukas
The holiday season can be a time of joy and making new memories, or it can be a time of expectations that create stress and pressure around giving. Th...
Ep 6: Credit cards? Yes, no, maybe, depends...
30 Nov 2022
Contributed by Lukas
Articles cited: https://www.cnbc.com/2022/11/15/household-debt-soars-at-fastest-pace-in-15-years-as-credit-card-use-surges-fed-report-says.htmlhttps:/...
Ep 5: Crypto (won't say I told you so, but...)
19 Nov 2022
Contributed by Lukas
In this episode I discuss the promises made and broken by crypto, as exemplified by the recent blow up of SBF and FTX. Also, how decentralization in c...
Ep 3: Better to have financial goals or financial direction?
10 Nov 2022
Contributed by Lukas
One of the most common questions advisors ask prospective clients is: “what are your financial goals?” I happen to think it's a bad question.Finan...
Ep 4: What is your financial purpose?
10 Nov 2022
Contributed by Lukas
What exactly is financial purpose?It’s the underlying reason behind your financial decisions, rooted in your values and priorities. This goes beyond...
Ep 2: Right on Track?
08 Nov 2022
Contributed by Lukas
In this episode I go back to November 2017 to establish a trend line from that time to November 2022. Given all the volatility since then, is the mark...
Ep 1: Set point theory
05 Nov 2022
Contributed by Lukas
Have you ever heard of set point theory? At it relates to health, set point theory essentially states that your body has a normal set range for weight...