The Finology Podcast
Episodes
The Bad Side of Nifty 50 Index Fund
25 Mar 2026
Contributed by Lukas
Most people start investing in Index Funds because they want to set it and forget it. It’s the ultimate advice given to every beginner: it’s cheap...
How To Invest with Low Income?
17 Mar 2026
Contributed by Lukas
It’s a common misconception that building substantial wealth is reserved for high earners, but the reality is that a disciplined investment plan for...
How To Survive This Stock Market Correction?
14 Mar 2026
Contributed by Lukas
Stock market corrections have a strange effect on investors. Prices fall a little, uncertainty rises a lot, and suddenly long-term investors start beh...
Mutual Funds vs Finology 30 | What Should You Do ?
10 Mar 2026
Contributed by Lukas
In this episode, we discuss how portfolio construction differs when decisions are strategy-driven instead of fund-driven. We explore how timing plays ...
Should you invest in gold and silver or not?
03 Mar 2026
Contributed by Lukas
This episode takes a clear, practical look at what is driving the current movement in precious metals and how their role within a portfolio should be ...
Is AI Overrated? OR Will it Actually Make you Jobless?
24 Feb 2026
Contributed by Lukas
Artificial Intelligence dominates headlines today. From predictions about mass job losses to fears of machines replacing human intelligence, the publi...
Simple Steps To Choose The Right Insurance Rider
17 Feb 2026
Contributed by Lukas
This episode explains how to think about insurance from a risk-first perspective rather than a product-first one. Using a simple four-part risk mitiga...
We Chose Not to Recommend a Small-Cap Fund
10 Feb 2026
Contributed by Lukas
Small-cap investing exists for one reason: growth that large caps can no longer deliver.This video explains why small caps offer access to niche secto...
Best Flexi-Cap Fund 2026 | Mutual Funds For 2026 By Finology
03 Feb 2026
Contributed by Lukas
The 5th episode focuses on how Flexi-cap funds are the most powerful category in mutual funds and the most dangerous.It explains how flexi-cap funds c...
Best Large & Mid-Cap Fund 2026 | Mutual Funds For 2026 By Finology
27 Jan 2026
Contributed by Lukas
The Fourth episode of our Mutual Fund Series for 2026 deconstructs the Large & Mid Cap category through a first-principles, data-led lens. By stri...
Best Gold ETF 2026 | Mutual Funds For 2026 By Finology
20 Jan 2026
Contributed by Lukas
The third episode of our Mutual Fund Series for 2026 explains the dual-cost framework of Gold FOFs, why it differs from index mutual funds, and how th...
Why You Should Avoid ETFs
13 Jan 2026
Contributed by Lukas
This episode looks at how ETFs are actually bought and sold, how liquidity is provided, and how transaction mechanics influence the real cost of owner...
Best Large-Cap Fund 2026 | Mutual Funds 2026 by Finology
06 Jan 2026
Contributed by Lukas
This second episode of the Mutual Fund Series for 2026 focuses on Large Cap Funds, explained with data, index comparisons, and clear guidance on where...
Best Liquid Fund 2026 | Mutual Funds For 2026 By Finology
29 Dec 2025
Contributed by Lukas
The first of Pranjal's Mutual Fund Series for 2026.We’re starting with Liquid Funds, the most undiscovered category in mutual funds.Learn how to...
Why You Should Never Read Stock Reports
19 Dec 2025
Contributed by Lukas
Think research reports are helping you invest? Think again.Most look impressive, but behind the jargon and five-year forecasts, they’re often more c...
Should You Invest in Large-Cap Active Fund NFO?
09 Dec 2025
Contributed by Lukas
PPFAS just launched a scheme with a simple structure and a sharp purpose. In this episode, Pranjal breaks down what makes it different, the gap it tri...
Why Most People Choose the Wrong Fund Category
30 Nov 2025
Contributed by Lukas
Most people don’t pick the wrong mutual fund; they pick the wrong category. In this episode, Pranjal talks about a simple, goal-linked way to choose...
Why Most People Choose the Wrong Term Plan, And How You Won’t
25 Nov 2025
Contributed by Lukas
You’re about to get absolute clarity on the best term insurance plans for 2026. In this episode, you’ll see how a strict, research-driven process ...
Why You Shouldn't Attend Offline Seminars
15 Nov 2025
Contributed by Lukas
You’ve probably been tempted by finance seminars at some point, but most of them sell dreams, not real education.In this episode, Pranjal shares his...
Should You Still Buy Property in 2025?
08 Nov 2025
Contributed by Lukas
A few years ago, Pranjal was all for real estate. Then experience, and a few costly lessons, flipped his view.In this episode, he reveals what changed...
What’s the Best Health Insurance Plan for You in 2026?
31 Oct 2025
Contributed by Lukas
Pranjal is back with Finology's annual list of the Best Health Insurance Plans for 2026. Shortlisted through a transparent, data-backed process fr...
Is NPS 2.0 Built for You or for Fund Managers?
19 Oct 2025
Contributed by Lukas
It’s the biggest pension reform in years, with more equity, more flexibility, and more control. But who’s really benefiting from all this? Tune in...
Can You Really Get Rich Doing a 9-to-5 Job?
13 Oct 2025
Contributed by Lukas
Most people think wealth comes from luck, timing, or privilege. It doesn’t. Wealth begins when you decide to be exceptional at what you do; when you...
Should You Invest In International Stocks?
07 Oct 2025
Contributed by Lukas
Everyone’s chasing US stocks and global ETFs these days. It sounds exciting, almost necessary. But do you really need to go global? In this episode,...
When Should You Exit a Mutual Fund?
29 Sep 2025
Contributed by Lukas
Blindly holding a mutual fund forever isn’t a strategy. In this episode, Pranjal breaks down when it actually makes sense to exit, like when goals a...
Will GST 2.0 Make Your Insurance Cheaper?
20 Sep 2025
Contributed by Lukas
The government’s big tax reform is here, but is it changing anything for you? In this episode, Pranjal breaks down GST 2.0: the new tax slabs, what ...
Can AI Really Change the Way We Invest?
19 Sep 2025
Contributed by Lukas
A lot of people think AI will magically find winning stocks, but the truth is more nuanced. In this episode, Pranjal shares how AI can genuinely suppo...
What’s the Right Way to Plan Your Family’s Financial Future?
14 Sep 2025
Contributed by Lukas
Life can turn upside down in a moment. But your family’s future should never be left to chance.In this episode, Pranjal discusses everything you nee...
How Do You Spot Stocks Worth Tracking?
13 Sep 2025
Contributed by Lukas
How do professionals decide which stocks even deserve a spot on their watchlist? In this episode, Pranjal breaks down a 6-point checklist, covering ma...
Are You Breaking These Money Rules Without Knowing?
07 Sep 2025
Contributed by Lukas
We all think we’re good with money until the numbers prove otherwise. In this episode, Pranjal walks you through 11 money rules that actually hold u...
How To Find Stocks That Are Both Growing & Undervalued?
06 Sep 2025
Contributed by Lukas
Most investors get stuck choosing between growth and value stocks. But what if you could have the best of both worlds? In this episode, Pranjal breaks...
Why Are you And So Many Indians Trapped in Debt?
30 Aug 2025
Contributed by Lukas
Debt promises freedom but often delivers slavery. In this episode, Pranjal discusses why so many people slip into debt traps, the hidden behaviours th...
Is Banning Online Money Gaming Really Solving the Problem?
28 Aug 2025
Contributed by Lukas
The government has finally dropped the Online Gaming Bill, and it changes everything. For years, gaming platforms grew freely, with celebs promoting t...
How to Tell If a Stock Is Truly a Bargain
23 Aug 2025
Contributed by Lukas
A stock’s price tag tells you nothing about whether it’s a bargain or a trap. In this episode, Pranjal breaks down why a ₹50 stock can be overpr...
Is Ignoring Your Portfolio the Secret to Growing It?
19 Aug 2025
Contributed by Lukas
What if the best investing strategy was to do nothing? In this episode, Pranjal talks about the timeless Coffee Can Investing approach, where you buy ...
How INDIGO Dominates Aviation Market in India
09 Aug 2025
Contributed by Lukas
Ever wondered how airlines really work and why some struggle while others soar?In this episode, we unpack the inner workings of the aviation industry ...
Why Real Estate Prices in India Keep Rising
06 Aug 2025
Contributed by Lukas
The housing market isn’t broken. It’s rigged. In this episode, Pranjal breaks down how real estate in India has quietly become a black money play...
Should You Actually Invest in Mutual Funds?
02 Aug 2025
Contributed by Lukas
Mutual funds seem complicated until someone explains them correctly. In this episode, Pranjal takes you through the basics, step by step. What they ar...
Should You Get Into Stock Market Trading?
31 Jul 2025
Contributed by Lukas
Trading looks exciting. But is it really the fast lane to wealth? In this episode, Pranjal talks about trading; its upsides, how traders actually mak...
How Do You Build a Financial System That Runs Itself?
26 Jul 2025
Contributed by Lukas
In this episode, Pranjal gets back to the basics. Think of it as your no-nonsense guide to managing money; from setting up an emergency fund to making...
What Nobody Tells You About Fast-Growing Startups
23 Jul 2025
Contributed by Lukas
Why do loss-making startups get billion-dollar valuations?In today’s market, hype often trumps hard numbers. Companies with no profits, negative cas...
How Wanting To Own Things Keeps You Stuck
19 Jul 2025
Contributed by Lukas
What makes sense in your 20s can feel completely off in your 30s. Because money decisions aren’t one-size-fits-all, they shift with your income, cit...
How to Identify & Eliminate Risky Companies
17 Jul 2025
Contributed by Lukas
Ever wondered why a stock that looks perfect at first glance doesn’t make the cut? Discover five crucial reasons to reject companies; reasons that ...
How Indian Investors are being Scammed
12 Jul 2025
Contributed by Lukas
Most investors don’t lose money because of the market, but because of shady tips, fake profiles, and flashy promises that sound like a shortcut.In t...
How To Stop Being Poor: 4 Shifts That Make All the Difference
11 Jul 2025
Contributed by Lukas
Most people stay poor not because they don’t earn enough, but because they’ve never been taught the basics of managing money.In this video, Pranja...
What To Do If You Missed Picking A Great Stock At The Right Time?
05 Jul 2025
Contributed by Lukas
We've all had that one stock we researched, understood deeply, and still didn't invest in, only to see it go up 2000%, 5000%, or more. It&ap...
How Warren Buffett’s Principles Built Me, My Team & Finology
02 Jul 2025
Contributed by Lukas
When Pranjal started investing back in 2012, there were no finance influencers, only Warren Buffett. No YouTube tips. No trending reels. Just annual l...
Are you still investing like a beginner?
28 Jun 2025
Contributed by Lukas
Are you investing like a beginner or thinking like a pro?In this episode, Pranjal breaks down the nine critical differences between a beginner investo...
How Investing Apps Are Paralysing Your Judgment
23 Jun 2025
Contributed by Lukas
You don’t need more data. You need better decisions. In this episode, Pranjal Kamra dives into how investing apps negatively impact your judgment, w...
How You Talk Yourself Into Bad Decisions: Insights from Stocks to Riches | The Finology Podcast
11 Jun 2025
Contributed by Lukas
You don’t need to be a genius to build wealth. But you do need to outsmart your own emotions. In this episode, Pranjal Kamra breaks down Stocks to R...
How the Best Investors Handle Chaos: Ideas from The Intelligent Investor | The Finology Podcast
04 Jun 2025
Contributed by Lukas
When markets lose their mind, don’t lose yours. Based on The Intelligent Investor by Benjamin Graham, this episode breaks down how to stay rational ...
How to Think Like a Wealth Creator – Lessons from Investonomy
26 May 2025
Contributed by Lukas
In this very first episode of The Finology Podcast, Pranjal Kamra takes you inside Investonomy — the book that started it all. But this isn't j...