The Frugal Spender Podcast
Episodes
76: Home ownership, Co-buying & The housing crisis
09 Jan 2026
Contributed by Lukas
Today, Brian sits down to talk with property expert, Philippa, aka The Property Ladder Lass.They discuss all things property, from getting on to thr p...
75: Unexpected costs, Money goals & Living in the 'now'
02 Jan 2026
Contributed by Lukas
Hosted on Acast. See acast.com/privacy for more information.
74: Investing for your child, Debt & The morality of inheritance with Cem Eyi
03 Oct 2025
Contributed by Lukas
Brian sits down with Cem Eyi, a fintech entrepreneur and co-founder of KidStart and Beanstalk, two platforms helping families to save and invest for t...
73: Financial independence, Investing & Easy debt with Mia McGrath
05 Sep 2025
Contributed by Lukas
In today's episode, Brian sits down to have a chat with Mia McGrath. Mia is an investor & content creator, who has a passion for sharing tips for ...
72: Behavioural economics, Happiness & Gratitude with Mark Pittaccio
22 Aug 2025
Contributed by Lukas
In today's episode, Brian sits down with behavioural economist, Mark Pittaccio. Mark has a over 35 years of professional experience helping both peopl...
71: Bitcoin in the UK, Inflation & Protecting your wealth with Freddie New
16 Aug 2025
Contributed by Lukas
In today's episode, Brian sits down to chat with Freddie New, the co-founder of Bitcoin Policy UK. The topic of Bitcoin in the UK is a taboo, which is...
70: Debt advice, BNPL regulation & People in crisis
01 Aug 2025
Contributed by Lukas
In today's episode, Brian sits down to chat to Simon Trevethick, the Head of communications for Step Change, the largest free debt advice charity in t...
69: Financial literacy, Government spending & Inheritance tax
06 Jun 2025
Contributed by Lukas
In today's episode, I have a chat with Olivia Lowe. Olivia is an independent financial adviser, with a twist. She not only is female, but is only 27 y...
68: Financing stuff, Monzo pots & Big life events
21 Mar 2025
Contributed by Lukas
In today's episode, Brian sits down with his wife Georgie for the third time. Today's topic of discussion is the big life events, and how that affects...
67: Understanding Money, Virtues & Bitcoin with Aleks Svetski
31 Jan 2025
Contributed by Lukas
Today Brian sits down with Aleksandar Svetski, the author of the best-selling The UnCommunist Manifesto, The Bushido of Bitcoin and the former editor ...
66: How to Own the World with Andrew Craig
22 Nov 2024
Contributed by Lukas
Andrew Craig is the author of one of the most sold personal finance books in the UK, 'How to own the world'. It was one of the very first books that B...
65: What influences your money mindset with Anna Brading
15 Nov 2024
Contributed by Lukas
In this episode, guest Anna Brading from Mentora Money about her new book 'Money Mentor'.Brian and Anna talk discuss money mindset, managing money in ...
64: Cost of living, Growth mindset & Earning more with Sammie Ellard-King
12 Oct 2024
Contributed by Lukas
Brian chats once again to fellow personal finance content creator, Sammie Ellard-King. Sammie comes from a background of business and marketing, and h...
63: Property investing, Building wealth & Victim mentality with Abi Hookway
26 Jul 2024
Contributed by Lukas
In this weeks episode, Brian has a chat with Abi Hookway. Abi is a property investor, mentor and entrepreneur. Abi went from being in debt to a millio...
62: Self worth, Psychology of money & Wealth redistribution with Catherine Cornwall
19 Jul 2024
Contributed by Lukas
Today Brian has a conversation with Catherine Cornwall, a success and money mentor that focus' on helping women succeed (although her message certainl...
61: Money fights, Saving pots & Relationship finances with Georgie Mitchell
28 Jun 2024
Contributed by Lukas
Today, Brian sits down with his wife, Georgie Mitchell. This is the second time Georgie has been on the podcast, and in this episode they discuss budg...
60: Financial Planning, Retirement & Everyday Millionaires with Pete Matthew
21 Jun 2024
Contributed by Lukas
In today's episode, Brian has a conversation with Pete Matthew. Pete is a chartered financial planner, YouTuber, author and creator of Meaningful Mone...
59: Money Printing, Investing & Scarcity Mindset with Sammie Ellard-King
14 Jun 2024
Contributed by Lukas
This episode is Brian's recent appearance on The Money Gains Podcast, hosted by Sammie Ellard-King. They go into some very deep subjects on this episo...
58: Broken money, Debt based economies & Why Bitcoin is the solution with Seb Bunney
07 Jun 2024
Contributed by Lukas
Today I have a discussion with Seb Bunney. Seb is the author of "B is for Bitcoin" and "The Hidden Cost of Money" and is the CEO/co-founder of Looking...
57: UK Pensions, Setting goals & Financial planning with Lisa Conway-Hughes
31 May 2024
Contributed by Lukas
Today I have a conversation with Lisa Conway-Hughes (MissLollyMoney). Lisa holds the highest possible qualification as a Chartered financial adviser, ...
56: Poverty, Taxation & Money Basics with Peter Komolafe
24 May 2024
Contributed by Lukas
Today I have a conversation with Peter Komolafe. Peter is a best-selling author and multi award-winning financial content creator, TV personality and ...
55: Beginner investing, Increasing your salary & Financial basics with Gabriel Nussbaum
17 May 2024
Contributed by Lukas
In today's episode I sit down and have a chat with Gabriel Nussbaum. Gabriel has amassed over 1.5 million social media followers, he hosts a radio sho...
54: Being self-employed, Morality of tax & Cryptocurrency with Dan Heelan
10 May 2024
Contributed by Lukas
In today's episode I have a great conversation with Dan Heelan. Dan is an accountant and a business services director at his accountancy firm, Heelan ...
53: Mortgages, First time buyers & Being in debt with Dan Knott
03 May 2024
Contributed by Lukas
In today's episode I speak to Dan Knott (Dan does mortgages) all about mortgages, buying your first home and the how debt affects people's ability to ...
52: Money mindset, Manifestation & Psychology with Victoria Maskell
26 Apr 2024
Contributed by Lukas
In today's episode I have a fascinating conversation with Victoria Maskell. I have always been notoriously skeptical of manifestation, and it turns ou...
51: Investing, Pensions & Your future with Anne Lester
26 Jan 2024
Contributed by Lukas
In today's episode I have a great conversation with Anne Lester. Anne has worked on all aspects of retirement for over 28 years and most recently, she...
50: What makes money, money?
05 Jan 2024
Contributed by Lukas
In today's episode Brian discuss what makes money, money- including what shapes our view of money and an overview of the 5 properties of money;durabil...
49: Capitalism, Generational tension & Investing with Ken Costa
08 Dec 2023
Contributed by Lukas
In today's episode I have a conversation with Ken Costa. Ken has been a global investment banker for over 40 years and was the Chair of UBS Investment...
48: The psychology of being debt free
27 Oct 2023
Contributed by Lukas
In today's episode, Brian talks about the positive psychological effects of becoming debt free. He briefly goes through his debt-free journey before e...
47: The pursuit of money
20 Oct 2023
Contributed by Lukas
In today's episode, Brian gives his views on the pursuit of money. What is money? Why do we pursue it? Should we even pursue it?Make sure you follow o...
46: The importance of Financial Literacy
13 Oct 2023
Contributed by Lukas
In today's episode, Brian talks about the important of being financially literate and why absolutely everybody should be working towards this goal.Mak...
45: Theft in plain sight
06 Oct 2023
Contributed by Lukas
In today's episode, Brian discusses what can only be described as legal theft... inflation!Make sure you follow on social media;Instagram - www.instag...
44: Alleviate the fear of investing
03 Jun 2023
Contributed by Lukas
In today's episode, Brian takes an honest look of why people don't invest and provides 3 tips to help with the fear of getting started or continuing o...
43: The dangers of credit cards
20 May 2023
Contributed by Lukas
In today's episode, Brian breaks down his top 3 dangers when using credit cards. Credit cards are the very reason Brian got in to debt, and is also th...
42: Investing, FIRE movement & the public sector with Emma (invest__em)
28 Apr 2023
Contributed by Lukas
In today's episode, Brian sits down to talk to Emma (Invest__Em), to discuss long-term investing, the FIRE movement, public sector pay/ pensions, fina...
41: Overpaying your mortgage with Jinesh Vohra
21 Apr 2023
Contributed by Lukas
In todays episode, Brian sits down with the CEO of Sprive, Jinesh Vohra. Brian and Jinesh discuss mortgage overpayment, debt, credit cards and the men...
40: You need to change
29 Mar 2023
Contributed by Lukas
In todays episode, Brian dives into a topic that he is focusing on a lot right now- change. Change in your personal finances, positive/negative habits...
39: Scammers, Childhood & Investing with Ryan King (Making Money Simple)
03 Mar 2023
Contributed by Lukas
In todays episode, Brian sits down with Ryan King to discuss an array of topics around personal finance, from scammers to childhood money memories.Be ...
38: Debt, Credit cards & BNPL with Sara Williams (Debt Camel)
17 Feb 2023
Contributed by Lukas
In this episode, Brian has a conversation with Sara Williams about debt, credit cards and 'buy now pay later' schemes. Sara is behind the finance blog...
37: Focus on you!
06 Feb 2023
Contributed by Lukas
In this episode, Brian discusses the negative effects of consuming too much news and information about the world economy, and how that can affect your...
36: Tight VS Frugal
27 Jan 2023
Contributed by Lukas
In this episode, Brian discusses what he believes the difference is between 'tight' and being 'frugal'! Hosted on Acast. See acast.com/privacy for mor...
35: Extend your financial time horizon
13 Jan 2023
Contributed by Lukas
In this episode Brian discusses an important concept in improving your financial mindset, your time horizon. Regardless of where you are on your finan...
34: Should you be self-employed?
16 Dec 2022
Contributed by Lukas
In this episode, Brian discusses his first year of self-employment. From the ups, the downs, the pros & cons- this episode will give you a raw ins...
33: Side hustles with Joshua from The Art of Money Saving
09 Dec 2022
Contributed by Lukas
In this episode, Brian has a discussion with Joshua from the Art of Money Saving about side hustles, self employed life and finding balance between sp...
32: Gender, Spiritualism & Money beliefs with Laura Ann Moore
02 Dec 2022
Contributed by Lukas
In this episode, Brian has a great discussion with money & mindset coach Laura Ann Moore on an array of subjects, from women & money to spirit...
31: Growth mindset, Self-employment & Money mindset with MamaFurFur
25 Nov 2022
Contributed by Lukas
In this episode, Brian has a discussion with Jennifer Kempson (MamaFurFur) about many money topics, including leaving corporate life, growth mindset &...
30: 3 Reasons not to invest
18 Nov 2022
Contributed by Lukas
In this episode, Brian discusses the three most common reasons people give to not invest. Remember, nothing on this podcast is financial advice- it is...
29: Cost of living, Content creation & Mindset with Timi Merriman-Johnson (MrMoneyJar)
11 Nov 2022
Contributed by Lukas
In this episode, guest Timi Merriman-Johnson (Mr MoneyJar) has a discussion with Brian the cost of living crisis, growth mindset, content creation and...
28: The Psychology of an Emergency Fund
21 Oct 2022
Contributed by Lukas
In this episode, Brian discusses one of the most important aspects of your financial foundations- an emergency fund. Not only is it necessary for your...
27: Financial Literacy with Anna Brading
14 Oct 2022
Contributed by Lukas
In this episode, guest Anna Brading of 'Money for Millennials' has a discussion with Brian about financial literacy, TikTok scammers, lack mindset, an...
26: Pay as little tax as possible
07 Oct 2022
Contributed by Lukas
In this episode, Brian delves into the subject of paying as little tax as possible, legally. Stealth taxes are everywhere around us, so take notes of ...
25: Cost averaging
30 Sep 2022
Contributed by Lukas
In this episode, Brian discussing cost averaging, the method of investing that for the average person, is the best method of building wealth over the ...
24: 3 Steps to becoming a millionaire
23 Sep 2022
Contributed by Lukas
In this episode, Brian breaks down the most common route to becoming a millionaire into three steps. They may be simple steps, but they aren't easy. H...
23: Should you use a credit card?
16 Sep 2022
Contributed by Lukas
In todays episode, Brian breaks down what he believes to be the pros & cons of using a credit card in the UK. As getting in to credit card debt wa...
22: Money anxiety and how to beat it
09 Sep 2022
Contributed by Lukas
In this episode Brian discusses something that he has suffered with all his life, money anxiety. The looming feeling so many people have around their ...
21: Automate to increase your savings & investments
02 Sep 2022
Contributed by Lukas
In this episode, Brian breaks down why it is important to automate your savings & investments to increase the chances of you building wealth over ...
20: A beginners guide to investing
26 Aug 2022
Contributed by Lukas
In this episode, Brian walks you through what investing is, how the stock market works and most importantly- the practical steps to get investing if y...
19: Should you overpay your mortgage?
19 Aug 2022
Contributed by Lukas
In this episode, Brian asks the age old question of whether you should overpay your mortgage or not. Brian explores what he believes to be the pros an...
18: You need a financial plan
10 Aug 2022
Contributed by Lukas
This episode is all about creating a 1 page financial plan. Brian breaks down why keeping this as simple as possible will help you align your actions ...
17: Consistency beats talent
05 Aug 2022
Contributed by Lukas
In this episode, Brian discusses consistency and talent- and why he believes that being consistency will ALWAYS win that battle when it comes to not o...
16: A good investing mindset
20 Jul 2022
Contributed by Lukas
In this episode, Brian provides three tips that will help your mindset around investing during a market downturn. Remember, be greedy when others are ...
15: Ways to improve your money management & get rid of debt
13 Jul 2022
Contributed by Lukas
In this episode, Brian provides his top 5 tips to improve how you can manage your money as well as sharing the method he used to get out of debt! Host...
14: Why you will never reach your goals
06 Jul 2022
Contributed by Lukas
In this episode, Brian breaks down goal setting, whether you should do it or not and what on earth 'Arrival fallacy' is! Hosted on Acast. See acast.co...
13 - 5 Financial mistakes I made in my 20's
29 Jun 2022
Contributed by Lukas
In this episode, Brian is brutally honest about the 5 financial mistakes he made in his 20’s and give you some insight into the lessons he has learn...
12: What a credit score is and how to improve it
22 Jun 2022
Contributed by Lukas
In this episode, Brian breaks down what a credit score & credit file is and his thoughts on credit and debt. He also give you 5 simple tips to imp...
11: The connection between Health & Wealth
15 Jun 2022
Contributed by Lukas
In this episode, Brian explores the connections between health & wealth, which form 2 side of the trifecta (Healh, Wealth & Freedom). Books me...
10: Managing money in a relationship
08 Jun 2022
Contributed by Lukas
In today's episode, Brian interviews his first guest (and soon to be wife) Georgie Davies. Georgie is a wedding planner (Georgina Rose Events) and run...
9: A look at 'Buy now pay later'
25 May 2022
Contributed by Lukas
In this episode, Brian discusses the rise of Buy Now Pay Later schemes and the potential dangerous that come along with using them! Hosted on Acast. S...
8: How to Budget
18 May 2022
Contributed by Lukas
In this episode, Brian delves into the subject of budgeting and why it is fundamental to your success with money. Whether you are new to the personal ...
7: Dave Ramsey's Baby Steps for the UK
11 May 2022
Contributed by Lukas
In this episode, Brian breaks down Dave Ramsey's 'Baby Steps' and explains how you can apply them to you if you live in the UK (and anywhere outside t...
6: When should you invest?
04 May 2022
Contributed by Lukas
This episode breaks down what you need to have in place before you begin investing, regardless of what age you are! Brian discusses how he thinks that...
5: Gratitude & Money
27 Apr 2022
Contributed by Lukas
This episode is all about how gratitude relates to money. Brian gives some useful tips and ways to implement gratitude to positively impact your life,...
4: Sinking Funds
20 Apr 2022
Contributed by Lukas
In this episode, Brian breaks down what a sinking fund is and why you definitely should be using them. Sinking funds should be used along side your mo...
3: You need to pay into your pension
13 Apr 2022
Contributed by Lukas
In this episode, Brian walks you through the most common pensions in the UK and the reasons why you need to be paying into one- no matter what your ag...
2: Paying off debt
06 Apr 2022
Contributed by Lukas
In this episode, Brian breaks down what he believes to be the best way to get out of debt. With first hand experience in getting into debt and then fi...
1: Money Mindset
30 Mar 2022
Contributed by Lukas
This is the very first episode on the Frugal Spender Podcast. In this episode, Brian gives you wants you to get to know him by walking you through his...