The Humans vs Retirement Podcast

Ep 107 - Your 12 Good Years

27 Mar 2026

Contributed by Lukas

Your 12 Good Years What if the most important number in retirement isn't your pension pot — it's 12? Not 30 years. Not 25. Twelve. That's roughly ...

Ep 106 - Why You're Wasting Your Time Worrying About Running Out of Money

10 Mar 2026

Contributed by Lukas

Buy My Book The Retirement You Didn't See Coming Let's Chat About Your Retirement Plans Book a time for us to talk Episode Description You're probably...

Ep 105 - The Parent's Dilemma: Your Retirement vs Their Future

25 Feb 2026

Contributed by Lukas

Buy My Book The Retirement You Didn't See Coming Let's Chat About Your Retirement Plans Book a time for us to talk Episode Description You've worked h...

Why Small Problems Feel HUGE In Retirement

19 Feb 2026

Contributed by Lukas

Buy My Book The Retirement You Didn't See Coming Let's Chat About Your Retirement Plans Book a time for us to talk Episode Description You spent 30-40...

Ep 103 - The Emotional Price Tag of Retirement

12 Feb 2026

Contributed by Lukas

You've saved for decades. The spreadsheet says you're fine. So why can't you book that trip to Italy? Why does buying nice coffee feel wrong? This isn...

Ep 102 - Why your brain is hardwired to fail at retirement

04 Feb 2026

Contributed by Lukas

Episode Description Your brain has spent decades as a corporate drug addict, getting its dopamine fix from deadlines, presentations, and feeling impor...

Ep 101 - Why Your Perfect Retirement Can Feel So Wrong

28 Jan 2026

Contributed by Lukas

Why Your "Perfect" Retirement Feels So Wrong You did everything right. Saved hard. Invested well. Ticked every box. So why does retirement feel… off...

Ep 100 - What 100 Episodes Taught Me About Retirement... And About Being Human

12 Dec 2025

Contributed by Lukas

After 100 episodes of diving into the messy, hilarious, emotional and utterly human world of retirement, I return with the rawest and most powerful ep...

Ep 99 - How to Retire Well in 2026: The 5 Key Areas to Get Right

03 Dec 2025

Contributed by Lukas

If you want to retire well in 2026, you don't need a ten-year spreadsheet, a suitcase full of pensions, or a perfectly colour-coded life plan. You nee...

S6 Ep 98 - The New Rules of Retirement

19 Nov 2025

Contributed by Lukas

In the season finale, I tear up the traditional retirement rulebook and replace it with a bold, human, and rebellious manifesto for the second half of...

S6 Ep 97 - Are You Solving The Wrong Retirement Problem?

12 Nov 2025

Contributed by Lukas

Most financial planning conversations in retirement are 90% about money, but most retirees spend 90% of their time thinking about life. That's the Re...

S6 Ep 96 - Why Your Brain Isn't Built for Retirement: Modern Software, Ancient Hardware!

05 Nov 2025

Contributed by Lukas

Retirement is a modern invention, but your brain didn't get the upgrade. In this episode, I unpack why so many retirees feel restless, guilty, or unde...

The Emotional Whirlwind of Retirement (and How to Survive It)

29 Oct 2025

Contributed by Lukas

Retirement isn't a finish line; it's an emotional rollercoaster. In this episode, I break the myth of the "happily ever after" retirement and introduc...

S6 Ep 94 - Tax, Death and Rock 'n' Roll

22 Oct 2025

Contributed by Lukas

Tax. Death. Legacy. Three words that make most people squirm, but avoiding them doesn't make them go away. In this unapologetically bold and surprisin...

S6 Ep 93 - Your Retirement Plan is a Lie (But You Still Need One)

15 Oct 2025

Contributed by Lukas

Most people treat retirement planning like an Olympic sport, building spreadsheets, forecasting returns, and trying to engineer certainty in a world t...

S6 Ep 92 - Retirement Income Isn't About Products... It's About Permission

08 Oct 2025

Contributed by Lukas

Most retirees believe the key to a successful income strategy lies in the products — specifically, the right pension wrapper, withdrawal rate, or i...

S6 Ep 91 - The Skill No One Taught You - Spending Money!

01 Oct 2025

Contributed by Lukas

You've worked hard. Saved smart. Invested wisely. You've built a life where money is no longer the problem. But here's the awkward truth: spending it ...

S6 Ep 90 - Time Isn't What You Think It Is

24 Sep 2025

Contributed by Lukas

Retirement isn't about how much time you have; it's about how much time you feel. In this episode, I dive into one of the most misunderstood aspects o...

S6 Ep 89 -The Five Pillars of Retirement Well-Being

17 Sep 2025

Contributed by Lukas

Most people retire with a solid income plan but no plan for a life they actually want to live. In this episode, I discuss the five human pillars that ...

S6 Ep 88 - The Past Built You. Your Future Needs You!

10 Sep 2025

Contributed by Lukas

In this episode of The Humans vs. Retirement Podcast, I delve into one of the most disorienting aspects of life after work: identity. For decades, we'...

S6 Ep 87 - Retirement Isn't The Goal, It's The Starting Line

03 Sep 2025

Contributed by Lukas

Welcome back to Humans vs Retirement! Season 6 kicks off with something brand new — no guests, no panels, just me, the mic, and the unfiltered trut...

Ep 86 - Living Between Chapters with Toni Petrillo

22 Jul 2025

Contributed by Lukas

In this deeply insightful and refreshingly honest conversation, I sit down with retirement coach and former financial services executive Toni Petrillo...

Ep 85 - Find Your Voice: Podcasting as Purpose with Matt Halloran

11 Jul 2025

Contributed by Lukas

In this powerful and entertaining episode, I'm delighted to be joined by podcasting legend Matt Halloran, co-founder of ProudMouth. Together, we explo...

Ep 84 - Solving the Retirement Income Puzzle with Dr. Jeff Brown

27 Jun 2025

Contributed by Lukas

In this episode, I had the privilege to sit down with world-renowned economist Dr. Jeff Brown to explore one of retirement's most misunderstood tools,...

Ep 83 - The 7 Pillars of Aging Responsibly with Tony Taylor

18 Jun 2025

Contributed by Lukas

In this energising and heartfelt episode, I'm joined by Tony Taylor, a retired entrepreneur turned healthy ageing coach, functional medicine practitio...

Ep 82 - Why You Should Write a Book in Retirement with Helen Wilkie

06 Jun 2025

Contributed by Lukas

In this inspiring and thought-provoking episode of Humans vs Retirement, I sit down with The Executive Book Coach, Helen Wilkie to explore why retire...

Ep 81 - Who Will Get My Money When I Die? with Stuart Ritchie

29 May 2025

Contributed by Lukas

In this eye-opening conversation, I sit down with Stuart Ritchie, chartered tax advisor, estate planning expert, and author of Who Will Get My Money ...

Ep 80 - The 10 Commandments of Retirement with Fritz Gilbert

07 May 2025

Contributed by Lukas

What really matters in retirement? After the spreadsheets are done, the portfolio's in place, and the paycheque has stopped, what's left? In this pow...

Ep 79 - What Will I Do All Day? with Patrice Jenkins

25 Apr 2025

Contributed by Lukas

In this uplifting and thought-provoking episode, I sit down with Patrice Jenkins, author of What Will I Do All Day?, to explore the real heart of reti...

The Four Phases of Retirement with Dr. Riley Moynes

01 Apr 2025

Contributed by Lukas

Summary In this powerful and insightful episode, I sit down with Dr. Riley Moynes, author, speaker, and creator of the viral TED Talk on "The Four Pha...

The Ikigai Way: How to Uncover Your Purpose with David Marlow

25 Mar 2025

Contributed by Lukas

Episode Summary In this inspiring and heartfelt episode, I sit down with David Marlow, veteran leader, coach, and author of The Ikigai Way to explore...

The Retirement Mindset Shift with Lindsay Troxell

15 Mar 2025

Contributed by Lukas

Episode Summary Retirement isn't just a financial transition, it's a psychological and emotional one, too. In this episode of Humans vs. Retirement, ...

Behaving Your Way to a Better Retirement with Greg Davies

07 Mar 2025

Contributed by Lukas

This is episode 75! And I'm thrilled to introduce my guest today. He is a true pioneer in the field of behavioural finance, Dr. Greg Davies. Greg is t...

How to Build Retirement Intelligence with Bob Laura

27 Feb 2025

Contributed by Lukas

  Bob is a pioneer in the psychology and social science of retirement. He is a five-time best-selling author, nationally syndicated columnist and rec...

The Scarcity Trap: How to Shift to a Prosperity Mindset in Retirement with Leisa Peterson

14 Feb 2025

Contributed by Lukas

Today I welcome Leisa Peterson to the show, Leisa is the author of The Mindful Millionaire in which she writes brilliantly about overcoming scarcity, ...

Lessons & Insights From a REAL Retirement Journey with Julian Hince

31 Jan 2025

Contributed by Lukas

Summary Welcome to a very special episode 72 of The Humans vs Retirement Podcast…  Why is it special I hear you say…  Well, its special be...

How to Make Better Choices in Retirement with Richard Shotton

25 Jan 2025

Contributed by Lukas

Summary In this episode I get to chat with author and behavioural scientist, Richard Shotton.  Richard specialises in how humans make choices and ha...

The Rich Life Mindset with Susan Latremoille

16 Jan 2025

Contributed by Lukas

Summary In this episode of The Humans vs Retirement Podcast is get to chat with Susan Latremoille Susan is a certified Retirement Coach (CPRC) and...

Finding Purpose in Retirement with Jordan Grumet

08 Jan 2025

Contributed by Lukas

Summary I had the privilege to sit down with Jordan Grumet, author of the brilliant new book The Purpose Code and host of The Earn & Invest Podcast. I...

Reflecting on 2024 and My 5 Big Takeaways!

16 Dec 2024

Contributed by Lukas

Welcome to a special end of 2024 solo episode of the Humans vs. Retirement podcast! This year there has been 40 episodes of the podcast released a...

How to Retire with Christine Benz

29 Nov 2024

Contributed by Lukas

Summary In this episode, I'm thrilled to welcome back to the show Christine Benz as we delve into her best selling book How to Retire: 20 Lessons For ...

The Soul of Wealth with Dr Daniel Crosby

22 Nov 2024

Contributed by Lukas

Summary In this episode, Dr Daniel Crosby returns to discuss his new book The Soul of Wealth and the concept of soulful wealth, particularly in the co...

How Our Nervous Systems Impacts Our Retirement with Sheridan Ruth

15 Nov 2024

Contributed by Lukas

Summary In this episode of the Humans vs Retirement podcast, Sheridan shares her inspirational journey through trauma and healing, emphasising the imp...

Beyond Your Career with Victoria Barker

08 Nov 2024

Contributed by Lukas

Summary In this episode of the Humans vs Retirement podcast, I get to have a great conversation with Victoria Barker, co-founder of Beyond Your Career...

How to Build a Legacy to Die For with Dr Kimberly Harms

22 Oct 2024

Contributed by Lukas

About Kimberly Dr. Harms helps people understand the importance of showing their love for their families by setting them up for success through compr...

4% and Beyond! The Evolution of Safe Withdrawal Strategies with Bill Bengen

27 Sep 2024

Contributed by Lukas

Summary In this episode of the Humans vs Retirement podcast, I interview Bill Bengen, the pioneer of the 4% safe withdrawal strategy, who shares insig...

How To Create Your 'Encore Career' with Dr Michelle Prince

06 Sep 2024

Contributed by Lukas

Summary In today's episode I'm thrilled to get to have conversation with the author of the brilliant book Creating Your Encore Career, Dr Michelle P...

The Three Domains of Freedom with George Kinder

28 Aug 2024

Contributed by Lukas

Summary Today's conversation is a first for my podcast in that I welcome back a previous guest!  And I couldn't think of having my first repeat gu...

A License To Spend Money In Retirement with Michael Finke

19 Aug 2024

Contributed by Lukas

Summary Today's conversation is with retirement investing, income planning and life satisfaction expert, Michael Finke  Michael is a professor of ...

How to experience TRUE WEALTH in retirement with Ken Honda

30 Jul 2024

Contributed by Lukas

Summary  Money and happiness expert Ken Honda is a bestselling self-development author in Japan, with book sales surpassing eight million copies sinc...

Repurposing Your Life in Retirement with Suzanne Campi

12 Jul 2024

Contributed by Lukas

Summary Suzi is a certified co-active coach and has made it her mission to understand the process of personal and professional transitions and the ch...

The Overlooked Risk of Regret in Retirement with David Blanchett

02 Jul 2024

Contributed by Lukas

Summary David is Managing Director, Portfolio Manager, and Head of Retirement Research for PGIM DC Solutions. In this role, he develops solutions to ...

How to find happiness and flourish in your retirement with Dr Andy Cope

14 Jun 2024

Contributed by Lukas

Summary Today's conversation is with the Dr of Happiness, Dr Andy Cope. Andy is a wellbeing expert, best-selling author and in his words a recovering...

Empowering Women To Take Control of Their Retirement with Stephanie McCullough

31 May 2024

Contributed by Lukas

About Stephanie Stephanie founded Sofia Financial in 2011 after 14 years as a financial advisor, with the goal to empower women to make wise financial...

Rewiring The Way We Think About Retirement with Jamie Hopkins

24 May 2024

Contributed by Lukas

Summary Jamie was a professor at The American College and Director of the New York Life Center for Retirement Income. He is a well-recognized writer, ...

Creatively Designing a Life that Aligns with Personal Values with Derek Hagen

17 May 2024

Contributed by Lukas

Summary Derek Hagen is the founder of Money Health Solutions®️, a financial therapy and life planning firm. Money Health Solutions helps clients li...

Ep 10 of 10 - How To Live A Rapturous Retirement

06 May 2024

Contributed by Lukas

Ep 9 of 10 - The 4 Key Factors To Happiness In Retirement

05 May 2024

Contributed by Lukas

Ep 8 of 10 - Yes & No Are The 2 Most Powerful Words In Retirement

04 May 2024

Contributed by Lukas

Ep 7 of 10 - Give Money With A Warm Heart Not A Cold Hand!

03 May 2024

Contributed by Lukas

Ep 6 of 10 - How Are You Going To Spend Your Time In Retirement?

02 May 2024

Contributed by Lukas

Ep 5 of 10 - Going From A Savings Habit To A Spending Mindset

01 May 2024

Contributed by Lukas

Ep 4 of 10 - How The Japanese Concept of Kanreki Can Teach Us Valuable Retirement Lessons

30 Apr 2024

Contributed by Lukas

Ep 3 of 10 - The Human Quirk of Relative & Absolute Outcomes

29 Apr 2024

Contributed by Lukas

Ep 2 of 10 - Looking at The Harvard 85 Year Study To Determine What makes A Happy Retirement

28 Apr 2024

Contributed by Lukas

Ep 1 of 10 - Embracing Uncertainty

27 Apr 2024

Contributed by Lukas

Welcome to my daily 10 episode retirement mini series!

26 Apr 2024

Contributed by Lukas

Humans Vs Retirement is 1 Year Old - Thank You!

12 Apr 2024

Contributed by Lukas

Don't Retire... Graduate! with Eric Brotman

05 Apr 2024

Contributed by Lukas

Summary Eric is the founder and CEO of BFG Financial Advisors a large financial planning business in Baltimore, USA that specialises in retirement pla...

Navigating Money and Relationships in Retirement with Ed Coambs

29 Mar 2024

Contributed by Lukas

Summary In this episode, Ed Coambs, a financial planner, and therapist, discusses the challenges couples face in managing money and planning for retir...

The Money Sandwich: Balancing Adult Children, Aging Parents, and Retirement with Marc Bineham

22 Mar 2024

Contributed by Lukas

Summary Have you ever herd of 'the sandwich generation'? Are you part of it? And if so, what challenges does it bring to your retirement? Well. In thi...

How to Live a Regret Free Retirement with Christine Benz

15 Mar 2024

Contributed by Lukas

Summary Christine is director of personal finance and retirement planning for Morningstar, Inc. In that role, she focuses on retirement and portfolio ...

How Much Money Do You Need For The Rest Of Your Life with Paul Armson

08 Mar 2024

Contributed by Lukas

Summary Paul is the founder of Inspiring Advisers, a lifestyle financial planning training programme and Life Centred Planners, a fast-growing global ...

Embracing a "Second Childhood" in Retirement with Jonathan Clements

01 Mar 2024

Contributed by Lukas

Summary Jonathan Clements is the founder and editor of Humble Dollar and brilliant free blog site that is dedicated to providing articles, guides and ...

The Power of Giving: How Retirees Can Help Combat Climate Change with Jack Chellman

23 Feb 2024

Contributed by Lukas

Summary In this episode of The Humans vs Retirement Podcast, I sit down with Jack Chellman, Chief Project Officer of the Global Returns Project a UK c...

How To Have An Epic Retirement with Bec Wilson

16 Feb 2024

Contributed by Lukas

Summary In this episode, I get to have a great conversation with Bec Wilson, author of 'How to Have an Epic Retirement,' to discuss the key themes and...

An Evidence-Based and Academic Approach to Retirement Planning with David Jones

09 Feb 2024

Contributed by Lukas

Summary In this episode, I get to sit down with David Jones from Dimensional about evidence-based investing and retirement planning. We discuss the ch...

Age Well and Feel Great: Optimise Your Age and Live Strong in Your Second Half with Al Lyman

02 Feb 2024

Contributed by Lukas

Summary Al Lyman discusses the importance of health and quality of life in retirement. He emphasizes the difference between lifespan and healthspan, h...

The Importance of Addressing Your "Money Scripts" in Retirement with Sonya Lutter

26 Jan 2024

Contributed by Lukas

Summary In this episode, Sonya Lutter discusses the intersection of financial wellbeing and mental health in retirement. She emphasises the importance...

The Power of Building Social Networks in Retirement with Lee Robertson

19 Jan 2024

Contributed by Lukas

Summary Lee Robertson, a former financial planner and co-founder of Octo Members, shares insights on the challenges and changes in retirement over the...

Reflecting On Season 2: What it Means To Be a Retirement Rebel with Me Dan Haylett

24 Nov 2023

Contributed by Lukas

This is the 27th and final episode of season 2 of the Humans vs Retirement podcast As I reflect on the past four months I just want to say a massive t...

6 weeks into his retirement! An inspirational real retirement story with Neil Jones

17 Nov 2023

Contributed by Lukas

Summary In this episode of the Humans vs Retirement podcast, I'm so fortunate to be able to have a conversation with my wonderful and newly retired cl...

Bold Not Old: Embrace Your Entrepreneur Spirit in Retirement with Wallis Pattisonn

10 Nov 2023

Contributed by Lukas

Summary Wallis is an authority on how to be an ageing entrepreneur. She is a speaker, and author and is intent on disrupting the accepted norm around ...

Health & Wealth Are Two Sides of The Same Coin with Dr Phil Pearlman

03 Nov 2023

Contributed by Lukas

Summary Dr Phil Pearlman is the founder of The Pearl Institute, a teacher by nature and expert in the areas of personal health and effective processes...

Be a Retirement Rebel and Live Your Victory Lap Retirement with Mike Drak

27 Oct 2023

Contributed by Lukas

Summary Mike Drak is a retirement lifestyle expert and renowned author. He is the author of three books: "Longevity Lifestyle by Design," "Victory Lap...

The Yin and Yang of Retirement: Balancing Financial Security with Personal Fulfilment with Lyle Sussman and David Dubofsky

20 Oct 2023

Contributed by Lukas

Summary Dr Lyle Sussman is the former Chairman and Professor of Management and Entrepreneurship, University of Louisville, and Professor Emeritus. Asi...

Sleeping Your Way to a Vibrant Retirement: The Science & Strategies for Optimal Sleep with Frances Taylor

13 Oct 2023

Contributed by Lukas

Summary Frances Taylor is known as "The Sleep Fixer" and is a wellbeing expert supporting business leaders, managers and teams to build personal and o...

How to Light Your Retirement Torch with The Father of Life Planning, George Kinder

06 Oct 2023

Contributed by Lukas

Summary Author, international thought leader, and life-planning pioneer George Kinder has been at the forefront of the financial services industry for...

Shifting the Retirement Mindset to "Think, Feel, Do" with Ross Marino

29 Sep 2023

Contributed by Lukas

Summary Ross Marino is the founder of Transitus Wealth Partners and the founder & CEO of Advisor 2X which organises and hosts global leading human fir...

Exploring the Power of 'Your Future Self' in Retirement with Hal Hershfield

22 Sep 2023

Contributed by Lukas

Summary Hal Hershfield is a Professor of Marketing, Behavioural Decision Making, and Psychology at UCLA's Anderson School of Management and holds the ...

Preventing Cognitive Decline: Practical Tips for a Sharp and Healthy Brain in Retirement with Dr Moira Somers

15 Sep 2023

Contributed by Lukas

Summary Dr Moira Somers is the founder of Money, Mind and Meaning, a renowned psychologist, neuroscientist, and family wealth consultant that speciali...

Embracing Triumph, Transition, and Transformation For a Vibrant Retirement with Dr. Preston Cherry

08 Sep 2023

Contributed by Lukas

Summary & About Guest Dr. Preston Cherry is the Founder & President of Concurrent Financial Planning, Head of the Financial Planning Program, and Dire...

Exploring Retirement Income Styles and Strategies with Wade Pfau

01 Sep 2023

Contributed by Lukas

Summary Wade Pfau is the founder of Retirement Researcher and Professor of Retirement Income at the American College of Financial Services. He is one ...

The Power of Social Connections and Flow in Retirement with Dr. Jordan Hutchinson

25 Aug 2023

Contributed by Lukas

Summary & About Guest Dr. Jordan Hutchison is VP of Technology for RFG Advisory in the USA and an expert in flow theory. adjunct instructor in Behavio...

How To Rock Retirement with Roger Whitney

18 Aug 2023

Contributed by Lukas

Summary Roger is a renowned retirement podcaster, blogger, educator, and planner. With over 8 million downloads and 475 episodes of The Retirement Ans...

Reflecting on season 1: key insights for a happy, healthy, and wealthy retirement with host Dan Haylett

03 Jul 2023

Contributed by Lukas

Summary In the final episode of season one, I'm flying solo to try and distil, summarise, and cover the key points from the previous 11 amazing episod...

Lessons and experiences through the lens of a real-life retirement journey with Andy Murphy

26 Jun 2023

Contributed by Lukas

Summary In this episode of the Humans vs Retirement podcast, I'm so fortunate to be able to have a conversation with my client and good friend, Andy M...

Retirement is a flawed concept with Carl Richards

19 Jun 2023

Contributed by Lukas

Summary In this episode I get to have a brilliant conversation with bestselling author, New York Times columnist and founder of The Behaviour Gap Carl...

How to not fade away but thrive in retirement with Celia Dodd

12 Jun 2023

Contributed by Lukas

Summary In this episode of the Humans vs Retirement podcast, I get to have a great conversation with journalist and author Celia Dodd about her book "...

Navigating the Changing Relationship with Your Spouse in Retirement with Ashley Quamme

05 Jun 2023

Contributed by Lukas

Summary In this episode of the Humans vs Retirement podcast, I get to have a great conversation with licensed marriage and family therapist and financ...